KYC & Documents

RBI-compliant KYC verification — PAN, Aadhaar & document upload.

KYC Verification KYC

@if (!isNonIndividual) {
Client has PAN Card
@if (kycForm.get('hasPan')?.value) {
PAN Number credit_card @if (kycForm.get('panNumber')?.hasError('pattern') && kycForm.get('panNumber')?.touched) { Invalid PAN format } @if (panVerifyStatus === 'VERIFIED') { check_circle } @if (panVerifyStatus === 'FAILED') { cancel } Format: ABCDE1234F
@if (panVerifyStatus === 'NONE' || panVerifyStatus === 'FAILED') { } @if (panVerifyStatus === 'VERIFIED') { Verified }
@if (panVerifyStatus === 'VERIFIED') {
PAN Verified Successfully
Full Name (as per PAN) {{ panVerifyName }}
PAN–Aadhaar Link Status @if (panAadhaarSeedingStatus?.toUpperCase() === 'Y') { Linked } @else if (panAadhaarSeedingStatus?.toUpperCase() === 'N') { Not Linked } @else { — }
Verified On {{ panVerifiedOn }}
} }
Aadhaar Number fingerprint @if (kycForm.get('aadhaarNumber')?.hasError('pattern') && kycForm.get('aadhaarNumber')?.touched) { Must be 12 digits } @if (aadhaarVerifyStatus === 'VERIFIED') { check_circle }
@if ((aadhaarVerifyStatus === 'NONE' || aadhaarVerifyStatus === 'FAILED') && !aadhaarOtpSent) { } @if (aadhaarVerifyStatus === 'VERIFIED') { Verified }
@if (aadhaarOtpSent && aadhaarVerifyStatus !== 'VERIFIED') {
verified_user
Aadhaar OTP Verification A 6-digit OTP has been sent to the Aadhaar-linked mobile number
@for (digit of otpDigits; track $index) { }
@if (resendCountdown > 0) { Resend in 00:{{ resendCountdown.toString().padStart(2, '0') }} } @else { Didn't receive the code? }
} @if (aadhaarVerifyError) {
{{ aadhaarVerifyError }}
} @if (aadhaarVerifyStatus === 'VERIFIED' && aadhaarVerifyName) {
Aadhaar Verified Successfully
Name as per Aadhaar {{ aadhaarVerifyName }}
} @if (kycForm.get('hasPan')?.value && panAadhaarSeedingStatus) {
PAN–Aadhaar Link Status @if (panAadhaarSeedingStatus === 'Y') { Linked (Seeded) } @if (panAadhaarSeedingStatus === 'N') { Not Linked } @if (panAadhaarSeedingStatus === 'E') { Exempt }
As per Income Tax Portal — Section 139AA
} } @if (isNonIndividual) { Incorporation Date calendar_today
GSTIN Number receipt_long @if (kycForm.get('gstinNumber')?.hasError('pattern') && kycForm.get('gstinNumber')?.touched) { Invalid GSTIN format (e.g. 22AAAAA0000A1Z5) } @if (gstinVerifyStatus === 'VERIFIED') { check_circle } @if (gstinVerifyStatus === 'FAILED') { cancel }
@if (gstinVerifyStatus === 'NONE' || gstinVerifyStatus === 'FAILED') { } @if (gstinVerifyStatus === 'VERIFIED') { Verified }
@if (gstinVerifyStatus === 'VERIFIED') {
GSTIN Verified Successfully
@if (gstinVerifyName) {
Trade Name / Legal Name {{ gstinVerifyName }}
} @if (gstinVerifyState) {
State {{ gstinVerifyState }}
}
Verified On {{ gstinVerifiedOn }}
} @if (constitutionMeta?.value === 'PROPRIETORSHIP') {
PAN of Proprietor credit_card @if (kycForm.get('panNumber')?.hasError('pattern') && kycForm.get('panNumber')?.touched) { Invalid PAN format } @if (panVerifyStatus === 'VERIFIED') { check_circle } @if (panVerifyStatus === 'FAILED') { cancel } PAN of Proprietor (no separate entity PAN needed)
@if (panVerifyStatus === 'NONE' || panVerifyStatus === 'FAILED') { } @if (panVerifyStatus === 'VERIFIED') { Verified }
@if (panVerifyStatus === 'VERIFIED') {
PAN Verified Successfully
Proprietor Name (as per PAN) {{ panVerifyName }}
Verified On {{ panVerifiedOn }}
} } @else {
{{ constitutionMeta?.panLabel || 'PAN of Entity' }} credit_card @if (kycForm.get('enterprisePan')?.hasError('pattern') && kycForm.get('enterprisePan')?.touched) { Invalid PAN format } @if (entPanVerifyStatus === 'VERIFIED') { check_circle } @if (entPanVerifyStatus === 'FAILED') { cancel } {{ constitutionMeta?.panHint || 'PAN mandatory' }}
@if (entPanVerifyStatus === 'NONE' || entPanVerifyStatus === 'FAILED') { } @if (entPanVerifyStatus === 'VERIFIED') { Verified }
@if (entPanVerifyStatus === 'VERIFIED') {
Enterprise PAN Verified
Entity Name (as per PAN) {{ entPanVerifyName }}
Verified On {{ entPanVerifiedOn }}
} } @if (constitutionMeta?.showCin) {
CIN (Corporate Identity Number) business @if (kycForm.get('cinNumber')?.hasError('pattern') && kycForm.get('cinNumber')?.touched) { Invalid CIN format (21 characters) } @if (cinVerifyStatus === 'VERIFIED') { check_circle }
@if (cinVerifyStatus === 'NONE' || cinVerifyStatus === 'FAILED') { } @if (cinVerifyStatus === 'VERIFIED') { Verified }
@if (cinVerifying) {
{{ cinProgressValue }}%
@for (step of cinProgressSteps; track step.label; let i = $index) {
{{ step.label }}
}
} @if (cinVerifyStatus === 'VERIFIED') {
CIN Verified — {{ cinCompanyName }}
CIN {{ kycForm.get('cinNumber')?.value }}
Verified On {{ cinVerifiedOn }}
} } }
@if (!clientId) {
PAN verification requires client to be created first. Complete General tab and click Next to save.
}

KYC Document OVD @if (kycTemplate?.clientTypeName) { {{ kycTemplate.clientTypeName }} }

KYC Document Type description @for (doc of kycDocumentTypes; track doc) { {{ doc.name }} @if (doc.mandatory) { * } } @if (kycForm.get('kycDocumentName')?.hasError('required') && kycForm.get('kycDocumentName')?.touched) { KYC Document Type is required } Document Number tag @if (kycForm.get('kycDocumentNumber')?.hasError('required') && kycForm.get('kycDocumentNumber')?.touched) { Document number is required } @else if ( kycForm.get('kycDocumentNumber')?.hasError('pattern') && kycForm.get('kycDocumentNumber')?.touched ) { Only letters, numbers, hyphens and slashes allowed } Issue Date calendar_today Expiry Date event_busy If applicable (Passport, DL, Visa)

Risk Category & KYC Review

Risk Category @if (kycForm.get('riskCategory')?.value === 1) { Low Risk } @else if (kycForm.get('riskCategory')?.value === 2) { Medium Risk } @else if (kycForm.get('riskCategory')?.value === 3) { High Risk } Low Risk 10 yr renewal Medium Risk 8 yr renewal High Risk 2 yr renewal KYC Review Due Date Auto: Low 10yr, Medium 8yr, High 2yr {{ isKycVerified ? 'Reason for Re-edit *' : 'Remarks' }} @if (isKycVerified && !kycForm.get('remarks')?.value?.trim()) { Remarks are mandatory when updating a verified KYC record } @if (isKycVerified) {
info KYC is VERIFIED. Any update will reset the status to IN PROGRESS and require PAN re-verification.
}
KYC Expiry Alert
@for (rc of riskCards; track rc.value) {
{{ rc.label }} Renewal every {{ rc.years }} years
@if (kycForm.get('riskCategory')?.value === rc.value) { Next: {{ getKycExpiryDate(rc.years) }} }
}
@if (kycForm.get('riskCategory')?.value) {
System will auto-alert before KYC expiry on {{ getKycExpiryDate(getRenewalYears()) }}.
}

AML & Compliance Checks

AML Check Status Clear Flagged Blocked Banned Entity List Match No Yes Partial Match Willful Defaulter Flag No Yes ECGC SAL Flag No Yes Dormant / Inoperative Flag Active Dormant Inoperative
@if (kycForm.get('amlCheckStatus')?.value === 'BLOCKED' || kycForm.get('bannedEntityMatch')?.value === 'YES') {
BLOCKED — Account opening cannot proceed.
}

Freeze / Debit Controls

Account Status Active Frozen Unfreeze No Debit @if (kycForm.get('accountStatus')?.value === 'FROZEN') { Reason for Freeze Court Order AML Regulatory Internal Other Freeze Authority Branch Manager Head Office Regulatory Authority }

Form 60 / 61 @if (!kycForm.get('hasPan')?.value) { Required — No PAN }

@if (!kycForm.get('hasPan')?.value) {
warning Client does not have PAN. Form 60/61 is mandatory.
Form Type Form 60 Form 61 Declaration Date
} @else {

Client has PAN — Form 60/61 not required.

}

Form 15G / 15H

Form 15G/15H Applicable
@if (kycForm.get('form15Applicable')?.value) { Form Type 15G (Below 60 years) 15H (Senior Citizen 60+) Financial Year }

Photograph & Signature

@if (photographPreview) {
Photo
} @else {
Client Photograph JPG / PNG, max 2MB }
@if (signaturePreview) {
Signature
} @else {
Specimen Signature Scanned image, max 1MB }