Details
Name:
{{ loanProduct.name }}
Short Name:
{{ loanProduct.shortName }}
Fund Name:
{{ loanProduct.fundName }}
Include in Customer Loan Counter:
{{ loanProduct.includeInBorrowerCycle | yesNo }}
Start Date:
{{ loanProduct.startDate | dateFormat }}
Close Date:
{{ loanProduct.closeDate | dateFormat }}
Description:
{{ loanProduct.description }}
Currency
Currency:
{{ loanProduct.currency.code }}
Currency:
{{ loanProduct.currency.displayLabel }}
Decimal Places:
{{ loanProduct.currency.decimalPlaces }}
Currency in multiples of:
{{ loanProduct.currency.inMultiplesOf }}
Installment in multiples of:
{{ loanProduct.installmentAmountInMultiplesOf }}
Terms
Principal:
{{ loanProduct.principal | formatNumber }}
(Min {{ (loanProduct.minPrincipal ? loanProduct.minPrincipal : loanProduct.principal) | formatNumber }}
: Max {{ (loanProduct.maxPrincipal ? loanProduct.maxPrincipal : loanProduct.principal) | formatNumber }})
Allow Approved / Disbursed Amounts Over Applied:
{{ loanProduct.allowApprovedDisbursedAmountsOverApplied | yesNo }}
Over Applied Amount:
{{ loanProduct.overAppliedNumber
| formatNumber
}} %
{{ loanProduct.overAppliedNumber |
formatNumber }} {{
loanProduct.currencyCode }}
Installment day calculation from:
{{ loanProduct.repaymentStartDateType?.value }}
Number of Repayments:
{{ loanProduct.numberOfRepayments + ' (Min: ' + (loanProduct.minNumberOfRepayments ?
loanProduct.minNumberOfRepayments : loanProduct.numberOfRepayments) + ', Max: ' +
(loanProduct.maxNumberOfRepayments ? loanProduct.maxNumberOfRepayments : loanProduct.numberOfRepayments) + ')'
}}
Linked to floating interest rates:
{{ loanProduct.isLinkedToFloatingInterestRates | yesNo }}
Nominal interest rate:
{{ loanProduct.interestRatePerPeriod + ' (Min: ' + (loanProduct.minInterestRatePerPeriod ?
loanProduct.minInterestRatePerPeriod : loanProduct.interestRatePerPeriod) + ', Max: ' +
(loanProduct.maxInterestRatePerPeriod ? loanProduct.maxInterestRatePerPeriod : loanProduct.interestRatePerPeriod)
+ ')' + ' ' + loanProduct.interestRateFrequencyType?.value }}
Floating Lending Interest Rate:
{{ loanProduct.floatingRateName }}
Interest Rate Differential:
{{ loanProduct.interestRateDifferential }}
Floating Interest Rate Calculation Allowed:
{{ loanProduct.isFloatingInterestRateCalculationAllowed | yesNo }}
Floating Interest Rate:
{{ loanProduct.defaultDifferentialLendingRate + ' (Min: ' +
(loanProduct.minDifferentialLendingRate ? loanProduct.minDifferentialLendingRate :
loanProduct.defaultDifferentialLendingRate) + ', Max: ' + (loanProduct.maxDifferentialLendingRate ?
loanProduct.maxDifferentialLendingRate : loanProduct.defaultDifferentialLendingRate) + ')' }}
Terms vary based on loan cycle:
{{ loanProduct.useBorrowerCycle | yesNo }}
Principal by loan cycle
| Condition |
{{ variation.valueConditionType.value }}
|
Loan Cycle |
{{ variation.borrowerCycleNumber }}
|
Minimum |
{{ variation.minValue }}
|
Default |
{{ variation.defaultValue }}
|
Maximum |
{{ variation.maxValue }}
|
Number of Repayments by loan cycle
| Condition |
{{ variation.valueConditionType.value }}
|
Loan Cycle |
{{ variation.borrowerCycleNumber }}
|
Minimum |
{{ variation.minValue }}
|
Default |
{{ variation.defaultValue }}
|
Maximum |
{{ variation.maxValue }}
|
Nominal Interest Rate by loan cycle
| Condition |
{{ variation.valueConditionType.value }}
|
Loan Cycle |
{{ variation.borrowerCycleNumber }}
|
Minimum |
{{ variation.minValue }}
|
Default |
{{ variation.defaultValue }}
|
Maximum |
{{ variation.maxValue }}
|
Repay Every:
{{ loanProduct.repaymentEvery + ' ' + loanProduct.repaymentFrequencyType.value }}
Fixed Length:
{{ loanProduct.fixedLength + ' ' + loanProduct.repaymentFrequencyType.value }}
Minimum days between disbursal and first repayment date:
{{ loanProduct.minimumDaysBetweenDisbursalAndFirstRepayment }}
Settings
Amortization:
{{ loanProduct.amortizationType.value }}
Is Equal Amortization:
{{ loanProduct.isEqualAmortization | yesNo }}
Interest Method:
{{ loanProduct.interestType?.value }}
Interest Calculation Period:
{{ loanProduct.interestCalculationPeriodType?.value }}
Allow Partial Interest Calculation with same as repayment:
{{ loanProduct.allowPartialPeriodInterestCalculation | yesNo }}
Loan Schedule
Loan Schedule Type:
{{ loanProduct.loanScheduleType.value }}
Repayment Strategy:
{{ loanProduct.transactionProcessingStrategyName }}
Loan Schedule Processing Type:
{{ loanProduct.loanScheduleProcessingType.value }}
Advanced Payment Allocation Transactions:
0">
Advanced Credit Allocation Transactions:
Down Payments
Enable Down Payments:
{{ loanProduct.enableDownPayment | yesNo }}
Disbursed Amount Percentage Down Payment (%):
{{ loanProduct.disbursedAmountPercentageForDownPayment }} %
Enable Auto Repayment for Down Payment:
{{ loanProduct.enableAutoRepaymentForDownPayment | yesNo }}
Moratorium
Delinquency Bucket:
{{ loanProduct.delinquencyBucket.name }}
{{ 'labels.inputs.Unassigned' | translate }}
Delinquency Bucket:
{{ 'labels.inputs.Unassigned' | translate }}
Enable installment level Delinquency:
{{ loanProduct.enableInstallmentLevelDelinquency | yesNo }}
Grace on principal payment:
{{ loanProduct.graceOnPrincipalPayment }}
Grace on interest payment:
{{ loanProduct.graceOnInterestPayment }}
Interest free period:
{{ loanProduct.graceOnInterestCharged }}
Arrears tolerance:
{{ loanProduct.inArrearsTolerance }}
Days in year:
{{ loanProduct.daysInYearType?.value }}
Days in month:
{{ loanProduct.daysInMonthType?.value }}
Allow fixing of the installment amount:
{{ loanProduct.canDefineInstallmentAmount | yesNo }}
Number of days a loan may be overdue before moving into arrears:
{{ loanProduct.graceOnArrearsAgeing }}
Maximum number of days a loan may be overdue before becoming a NPA (non performing asset):
{{ loanProduct.overdueDaysForNPA }}
Account moves out of NPA only after all arrears have been cleared:
{{ loanProduct.accountMovesOutOfNPAOnlyOnArrearsCompletion | yesNo }}
Principal Threshold (%) for Last Instalment:
{{ loanProduct.principalThresholdForLastInstallment }}
Variable Installments allowed:
{{ loanProduct.allowVariableInstallments | yesNo }}
Variable Installments:
{{ '(Min: ' + loanProduct.minimumGap + ', Max: ' + (loanProduct.maximumGap ?
loanProduct.maximumGap : loanProduct.minimumGap) + ')' }}
Allowed to be used for providing Topup Loans:
{{ loanProduct.canUseForTopup | yesNo }}
Interest Recalculation
Recalculate Interest:
{{ loanProduct.isInterestRecalculationEnabled | yesNo }}
Pre-closure interest calculation rule:
{{ loanProduct.interestRecalculationData.preClosureInterestCalculationStrategy.value }}
Advance payments adjustment type:
{{ loanProduct.interestRecalculationData.rescheduleStrategyType.value }}
Interest recalculation compounding on:
{{ loanProduct.interestRecalculationData.interestRecalculationCompoundingType.value }}
Frequency for compounding:
{{ loanProduct.interestRecalculationData.recalculationCompoundingFrequencyType.value }}
{{
'on ' + loanProduct.interestRecalculationData.recalculationCompoundingFrequencyNthDay?.value }}
{{
loanProduct.interestRecalculationData.recalculationCompoundingFrequencyWeekday?.value }}
{{
'on day ' + loanProduct.interestRecalculationData.recalculationCompoundingFrequencyOnDay }}
Frequency Interval for compounding:
{{ loanProduct.interestRecalculationData.recalculationCompoundingFrequencyInterval }}
Frequency for recalculate Outstanding Principal:
{{ loanProduct.interestRecalculationData.recalculationRestFrequencyType.value }}
{{
'on ' + loanProduct.interestRecalculationData.recalculationRestFrequencyNthDay?.value }}
{{
loanProduct.interestRecalculationData.recalculationRestFrequencyWeekday?.value }}
{{
'on day ' + loanProduct.interestRecalculationData.recalculationRestFrequencyOnDay }}
Frequency Interval for recalculation:
{{ loanProduct.interestRecalculationData.recalculationRestFrequencyInterval }}
Rest Frequency Date:
{{ loanProduct.interestRecalculationData.recalculationRestFrequencyDate }}
Is Arrears recognization based on original schedule:
{{ loanProduct.isArrearsBasedOnOriginalSchedule | yesNo }}
Guarantee Requirements
Place Guarantee Funds On-Hold:
{{ loanProduct.holdGuaranteeFunds | yesNo }}
Mandatory Guarantee(%):
{{ loanProduct.productGuaranteeData.mandatoryGuarantee }}
Minimum Guarantee from Own Funds(%):
{{ loanProduct.productGuaranteeData.minimumGuaranteeFromOwnFunds }}
Minimum Guarantee from Guarantor Funds(%):
{{ loanProduct.productGuaranteeData.minimumGuaranteeFromGuarantor }}
Loan Tranche Details
Enable Multiple Disbursals:
{{ loanProduct.multiDisburseLoan | yesNo }}
Maximum Tranche count:
{{ loanProduct.maxTrancheCount }}
Maximum allowed outstanding balance:
{{ loanProduct.outstandingLoanBalance }}
Disallow Expected Disbursements:
{{ loanProduct.disallowExpectedDisbursements | yesNo }}
Event Settings
Use the Global Configurations values to the Repayment Event (notifications):
{{ useDueForRepaymentsConfigurations | yesNo }}
Due days for repayment event:
{{ loanProduct.dueDaysForRepaymentEvent | number }}
OverDue days for repayment event:
{{ loanProduct.overDueDaysForRepaymentEvent | number }}
Configurable Terms and Settings
Allow overriding select terms and settings in loan accounts:
{{ loanProduct.allowAttributeConfiguration | yesNo }}
Amortization:
{{ loanProduct.allowAttributeOverrides.amortizationType | yesNo }}
Interest method:
{{ loanProduct.allowAttributeOverrides.interestType | yesNo }}
Repayment strategy:
{{ loanProduct.allowAttributeOverrides.transactionProcessingStrategyCode | yesNo }}
Interest calculation period:
{{ loanProduct.allowAttributeOverrides.interestCalculationPeriodType | yesNo }}
Arrears tolerance:
{{ loanProduct.allowAttributeOverrides.inArrearsTolerance | yesNo }}
Repaid every:
{{ loanProduct.allowAttributeOverrides.repaymentEvery | yesNo }}
Moratorium:
{{ loanProduct.allowAttributeOverrides.graceOnPrincipalAndInterestPayment | yesNo }}
Number of days a loan may be overdue before moving into arrears:
{{ loanProduct.allowAttributeOverrides.graceOnArrearsAgeing | yesNo }}
Charges
| Name |
{{ charge.name + ', ' + charge.currency.displaySymbol }}
|
Type |
{{ charge.chargeCalculationType.value }}
|
Amount |
{{ charge.amount }}
|
Collected On |
{{ charge.chargeTimeType.value }}
|
Overdue Charges
| Name |
{{ overdueCharge.name + ', ' + overdueCharge.currency.displaySymbol }}
|
Type |
{{ overdueCharge.chargeCalculationType.value }}
|
Amount |
{{ overdueCharge.amount }}
|
Collected On |
{{ overdueCharge.chargeTimeType.value }}
|
Accounting
Type:
{{ accountingRuleData[accountingRule() - 1] }}
Assets / Liabilities
{{'labels.heading.Assets' | translate}}
{{'labels.heading.Income' | translate}}
{{'labels.heading.Expenses' | translate}}
{{'labels.heading.Liabilities' | translate}}
Advanced Accounting Rules
Fund Sources for Payment Channels
| Payment Type |
{{ paymentFundSource.paymentType.name }}
|
Fund Source |
{{ paymentFundSource.fundSourceAccount.name }}
|
Fees to Specific Income Accounts
| Fees |
{{ feesIncome.charge.name }}
|
Income Account |
{{ feesIncome.incomeAccount.name }}
|
Penalties to Specific Income Accounts
| Penalty |
{{ penaltyIncome.charge.name }}
|
Income Account |
{{ penaltyIncome.incomeAccount.name }}
|