Details

Name: {{ loanProduct.name }}
Short Name: {{ loanProduct.shortName }}
Fund Name: {{ loanProduct.fundName }}
Include in Customer Loan Counter: {{ loanProduct.includeInBorrowerCycle | yesNo }}
Start Date: {{ loanProduct.startDate | dateFormat }}
Close Date: {{ loanProduct.closeDate | dateFormat }}
Description: {{ loanProduct.description }}

Currency

Currency: {{ loanProduct.currency.code }}
Currency: {{ loanProduct.currency.displayLabel }}
Decimal Places: {{ loanProduct.currency.decimalPlaces }}
Currency in multiples of: {{ loanProduct.currency.inMultiplesOf }}
Installment in multiples of: {{ loanProduct.installmentAmountInMultiplesOf }}

Terms

Principal: {{ loanProduct.principal | formatNumber }} (Min {{ (loanProduct.minPrincipal ? loanProduct.minPrincipal : loanProduct.principal) | formatNumber }} : Max {{ (loanProduct.maxPrincipal ? loanProduct.maxPrincipal : loanProduct.principal) | formatNumber }})
Allow Approved / Disbursed Amounts Over Applied: {{ loanProduct.allowApprovedDisbursedAmountsOverApplied | yesNo }}
Over Applied Amount: {{ loanProduct.overAppliedNumber | formatNumber }} % {{ loanProduct.overAppliedNumber | formatNumber }} {{ loanProduct.currencyCode }}
Installment day calculation from: {{ loanProduct.repaymentStartDateType?.value }}
Number of Repayments: {{ loanProduct.numberOfRepayments + ' (Min: ' + (loanProduct.minNumberOfRepayments ? loanProduct.minNumberOfRepayments : loanProduct.numberOfRepayments) + ', Max: ' + (loanProduct.maxNumberOfRepayments ? loanProduct.maxNumberOfRepayments : loanProduct.numberOfRepayments) + ')' }}
Linked to floating interest rates: {{ loanProduct.isLinkedToFloatingInterestRates | yesNo }}
Nominal interest rate: {{ loanProduct.interestRatePerPeriod + ' (Min: ' + (loanProduct.minInterestRatePerPeriod ? loanProduct.minInterestRatePerPeriod : loanProduct.interestRatePerPeriod) + ', Max: ' + (loanProduct.maxInterestRatePerPeriod ? loanProduct.maxInterestRatePerPeriod : loanProduct.interestRatePerPeriod) + ')' + ' ' + loanProduct.interestRateFrequencyType?.value }}
Floating Lending Interest Rate: {{ loanProduct.floatingRateName }} Interest Rate Differential: {{ loanProduct.interestRateDifferential }} Floating Interest Rate Calculation Allowed: {{ loanProduct.isFloatingInterestRateCalculationAllowed | yesNo }} Floating Interest Rate: {{ loanProduct.defaultDifferentialLendingRate + ' (Min: ' + (loanProduct.minDifferentialLendingRate ? loanProduct.minDifferentialLendingRate : loanProduct.defaultDifferentialLendingRate) + ', Max: ' + (loanProduct.maxDifferentialLendingRate ? loanProduct.maxDifferentialLendingRate : loanProduct.defaultDifferentialLendingRate) + ')' }}
Terms vary based on loan cycle: {{ loanProduct.useBorrowerCycle | yesNo }}

Principal by loan cycle

Condition {{ variation.valueConditionType.value }} Loan Cycle {{ variation.borrowerCycleNumber }} Minimum {{ variation.minValue }} Default {{ variation.defaultValue }} Maximum {{ variation.maxValue }}

Number of Repayments by loan cycle

Condition {{ variation.valueConditionType.value }} Loan Cycle {{ variation.borrowerCycleNumber }} Minimum {{ variation.minValue }} Default {{ variation.defaultValue }} Maximum {{ variation.maxValue }}

Nominal Interest Rate by loan cycle

Condition {{ variation.valueConditionType.value }} Loan Cycle {{ variation.borrowerCycleNumber }} Minimum {{ variation.minValue }} Default {{ variation.defaultValue }} Maximum {{ variation.maxValue }}
Repay Every: {{ loanProduct.repaymentEvery + ' ' + loanProduct.repaymentFrequencyType.value }}
Fixed Length: {{ loanProduct.fixedLength + ' ' + loanProduct.repaymentFrequencyType.value }}
Minimum days between disbursal and first repayment date: {{ loanProduct.minimumDaysBetweenDisbursalAndFirstRepayment }}

Settings

Amortization: {{ loanProduct.amortizationType.value }}
Is Equal Amortization: {{ loanProduct.isEqualAmortization | yesNo }}
Interest Method: {{ loanProduct.interestType?.value }}
Interest Calculation Period: {{ loanProduct.interestCalculationPeriodType?.value }}
Allow Partial Interest Calculation with same as repayment: {{ loanProduct.allowPartialPeriodInterestCalculation | yesNo }}

Loan Schedule

Loan Schedule Type: {{ loanProduct.loanScheduleType.value }}
Repayment Strategy: {{ loanProduct.transactionProcessingStrategyName }}
Loan Schedule Processing Type: {{ loanProduct.loanScheduleProcessingType.value }}
Advanced Payment Allocation Transactions:
Advanced Credit Allocation Transactions:

Down Payments

Enable Down Payments: {{ loanProduct.enableDownPayment | yesNo }}
Disbursed Amount Percentage Down Payment (%): {{ loanProduct.disbursedAmountPercentageForDownPayment }} %
Enable Auto Repayment for Down Payment: {{ loanProduct.enableAutoRepaymentForDownPayment | yesNo }}

Moratorium

Delinquency Bucket: {{ loanProduct.delinquencyBucket.name }} {{ 'labels.inputs.Unassigned' | translate }}
Delinquency Bucket: {{ 'labels.inputs.Unassigned' | translate }}
Enable installment level Delinquency: {{ loanProduct.enableInstallmentLevelDelinquency | yesNo }}
Grace on principal payment: {{ loanProduct.graceOnPrincipalPayment }}
Grace on interest payment: {{ loanProduct.graceOnInterestPayment }}
Interest free period: {{ loanProduct.graceOnInterestCharged }}
Arrears tolerance: {{ loanProduct.inArrearsTolerance }}
Days in year: {{ loanProduct.daysInYearType?.value }}
Days in month: {{ loanProduct.daysInMonthType?.value }}
Allow fixing of the installment amount: {{ loanProduct.canDefineInstallmentAmount | yesNo }}
Number of days a loan may be overdue before moving into arrears: {{ loanProduct.graceOnArrearsAgeing }}
Maximum number of days a loan may be overdue before becoming a NPA (non performing asset): {{ loanProduct.overdueDaysForNPA }}
Account moves out of NPA only after all arrears have been cleared: {{ loanProduct.accountMovesOutOfNPAOnlyOnArrearsCompletion | yesNo }}
Principal Threshold (%) for Last Instalment: {{ loanProduct.principalThresholdForLastInstallment }}
Variable Installments allowed: {{ loanProduct.allowVariableInstallments | yesNo }}
Variable Installments: {{ '(Min: ' + loanProduct.minimumGap + ', Max: ' + (loanProduct.maximumGap ? loanProduct.maximumGap : loanProduct.minimumGap) + ')' }}
Allowed to be used for providing Topup Loans: {{ loanProduct.canUseForTopup | yesNo }}

Interest Recalculation

Recalculate Interest: {{ loanProduct.isInterestRecalculationEnabled | yesNo }}
Pre-closure interest calculation rule: {{ loanProduct.interestRecalculationData.preClosureInterestCalculationStrategy.value }} Advance payments adjustment type: {{ loanProduct.interestRecalculationData.rescheduleStrategyType.value }} Interest recalculation compounding on: {{ loanProduct.interestRecalculationData.interestRecalculationCompoundingType.value }}
Frequency for compounding: {{ loanProduct.interestRecalculationData.recalculationCompoundingFrequencyType.value }}   {{ 'on ' + loanProduct.interestRecalculationData.recalculationCompoundingFrequencyNthDay?.value }}   {{ loanProduct.interestRecalculationData.recalculationCompoundingFrequencyWeekday?.value }}   {{ 'on day ' + loanProduct.interestRecalculationData.recalculationCompoundingFrequencyOnDay }}
Frequency Interval for compounding: {{ loanProduct.interestRecalculationData.recalculationCompoundingFrequencyInterval }}
Frequency for recalculate Outstanding Principal: {{ loanProduct.interestRecalculationData.recalculationRestFrequencyType.value }}   {{ 'on ' + loanProduct.interestRecalculationData.recalculationRestFrequencyNthDay?.value }}   {{ loanProduct.interestRecalculationData.recalculationRestFrequencyWeekday?.value }}   {{ 'on day ' + loanProduct.interestRecalculationData.recalculationRestFrequencyOnDay }}
Frequency Interval for recalculation: {{ loanProduct.interestRecalculationData.recalculationRestFrequencyInterval }}
Rest Frequency Date: {{ loanProduct.interestRecalculationData.recalculationRestFrequencyDate }}
Is Arrears recognization based on original schedule: {{ loanProduct.isArrearsBasedOnOriginalSchedule | yesNo }}

Guarantee Requirements

Place Guarantee Funds On-Hold: {{ loanProduct.holdGuaranteeFunds | yesNo }}
Mandatory Guarantee(%): {{ loanProduct.productGuaranteeData.mandatoryGuarantee }}
Minimum Guarantee from Own Funds(%): {{ loanProduct.productGuaranteeData.minimumGuaranteeFromOwnFunds }}
Minimum Guarantee from Guarantor Funds(%): {{ loanProduct.productGuaranteeData.minimumGuaranteeFromGuarantor }}

Loan Tranche Details

Enable Multiple Disbursals: {{ loanProduct.multiDisburseLoan | yesNo }}
Maximum Tranche count: {{ loanProduct.maxTrancheCount }}
Maximum allowed outstanding balance: {{ loanProduct.outstandingLoanBalance }}
Disallow Expected Disbursements: {{ loanProduct.disallowExpectedDisbursements | yesNo }}

Event Settings

Use the Global Configurations values to the Repayment Event (notifications): {{ useDueForRepaymentsConfigurations | yesNo }}
Due days for repayment event: {{ loanProduct.dueDaysForRepaymentEvent | number }}
OverDue days for repayment event: {{ loanProduct.overDueDaysForRepaymentEvent | number }}

Configurable Terms and Settings

Allow overriding select terms and settings in loan accounts: {{ loanProduct.allowAttributeConfiguration | yesNo }}
Amortization: {{ loanProduct.allowAttributeOverrides.amortizationType | yesNo }} Interest method: {{ loanProduct.allowAttributeOverrides.interestType | yesNo }} Repayment strategy: {{ loanProduct.allowAttributeOverrides.transactionProcessingStrategyCode | yesNo }} Interest calculation period: {{ loanProduct.allowAttributeOverrides.interestCalculationPeriodType | yesNo }} Arrears tolerance: {{ loanProduct.allowAttributeOverrides.inArrearsTolerance | yesNo }} Repaid every: {{ loanProduct.allowAttributeOverrides.repaymentEvery | yesNo }} Moratorium: {{ loanProduct.allowAttributeOverrides.graceOnPrincipalAndInterestPayment | yesNo }} Number of days a loan may be overdue before moving into arrears: {{ loanProduct.allowAttributeOverrides.graceOnArrearsAgeing | yesNo }}

Charges

Name {{ charge.name + ', ' + charge.currency.displaySymbol }} Type {{ charge.chargeCalculationType.value }} Amount {{ charge.amount }} Collected On {{ charge.chargeTimeType.value }}

Overdue Charges

Name {{ overdueCharge.name + ', ' + overdueCharge.currency.displaySymbol }} Type {{ overdueCharge.chargeCalculationType.value }} Amount {{ overdueCharge.amount }} Collected On {{ overdueCharge.chargeTimeType.value }}

Accounting

Type: {{ accountingRuleData[accountingRule() - 1] }}

Assets / Liabilities

{{'labels.heading.Assets' | translate}}

{{'labels.heading.Income' | translate}}

{{'labels.heading.Expenses' | translate}}

{{'labels.heading.Liabilities' | translate}}

Advanced Accounting Rules

Fund Sources for Payment Channels

Payment Type {{ paymentFundSource.paymentType.name }} Fund Source {{ paymentFundSource.fundSourceAccount.name }}

Fees to Specific Income Accounts

Fees {{ feesIncome.charge.name }} Income Account {{ feesIncome.incomeAccount.name }}

Penalties to Specific Income Accounts

Penalty {{ penaltyIncome.charge.name }} Income Account {{ penaltyIncome.incomeAccount.name }}