Minimum Amount (₹)Minimum Amount is requiredDefault Amount (₹)Maximum Amount (₹)Maximum Amount is required
Each loan is sanctioned within these bounds. The amount is fixed at sanction. It is not a limit that can be
drawn and repaid again.
Tenure
Minimum Tenure (months)Minimum Tenure is requiredDefault Tenure (months)Maximum Tenure (months)Age at maturity cap comes from Borrower Eligibility belowMaximum Tenure is required
Borrower Eligibility
Minimum Age (years)Maximum Age at Maturity (years)Minimum CIBIL ScoreMinimum Monthly Income (₹)Maximum FOIR / DBR (%)Maximum Loans per Customer
Disbursement
Single disbursementFull amount paid out once.Multiple tranchesPaid out in stages, for example as construction progresses.
@if (isMultiTranche) {
Maximum TranchesAt least 2 tranches
}
Disbursement Mode
@for (opt of disbursementModeOptions; track opt.id) {
{{ opt.label }}
}
Interest on Undisbursed Amount
@for (opt of undisbursedInterestOptions; track opt.id) {
{{ opt.label }}
}
Pre-EMI interest is charged on each disbursed tranche until the first full EMI
Hidden for Loans A/C: Facility Type (Demand / Overdraft), Drawing power, Limit renewal, Cheque
book.