Minimum Amount (₹)Minimum Amount is requiredDefault Amount (₹)Maximum Amount (₹)Maximum Amount is required
Each loan is sanctioned within these bounds. The amount is fixed at sanction. It is not a limit that can be
drawn and repaid again.
Tenure
Minimum Tenure (months)
@if (band; as b) {
{{ b.label }}: {{ b.minTenure }}–{{ b.maxTenure }} months
}
@if (band; as b) {
Must be between {{ b.minTenure }} and {{ b.maxTenure }} months
} @else {
Minimum Tenure is required
}
Default Tenure (months)
@if (band; as b) {
Must be between {{ b.minTenure }} and {{ b.maxTenure }} months
}
Maximum Tenure (months)Age at maturity cap comes from Borrower Eligibility below
@if (band; as b) {
Must be between {{ b.minTenure }} and {{ b.maxTenure }} months
} @else {
Maximum Tenure is required
}
Borrower Eligibility
Minimum Age (years)Maximum Age at Maturity (years)Minimum CIBIL ScoreMinimum Monthly Income (₹)Maximum FOIR / DBR (%)Maximum Loans per CustomerIncome Multiple (× net monthly salary)Loan up to this many times the net salary. Policy: personal loan 10×
Applicant must be a member of the bankGuarantors must be members of the bank
Disbursement
Single disbursementFull amount paid out once.Multiple tranchesPaid out in stages, for example as construction progresses.
@if (isMultiTranche) {
Maximum TranchesAt least 2 tranches
}
Disbursement Mode
@for (opt of disbursementModeOptions; track opt.id) {
{{ opt.label }}
}
Interest on Undisbursed Amount
@for (opt of undisbursedInterestOptions; track opt.id) {
{{ opt.label }}
}
Pre-EMI interest is charged on each disbursed tranche until the first full EMI
Hidden for Loans A/C: Facility Type (Demand / Overdraft), Drawing power, Limit renewal, Cheque
book.