CREDIT · LOAN ORIGINATION · {{ scopeName | uppercase }}

Loan Origination Pipeline

Every sanctioning stage from application intake to disbursement — KYC/OVD, CIC credit check, Field Investigation, Personal Discussion, Credit Committee, Risk & Legal Approval — as on {{ asOnDate }}.

@if (isHeadOffice) {
} @else {
{{ scopeName }}
}
Total Applications
{{ totalApplications }}
in the active pipeline
In Progress
{{ inProgressCount }}
moving through the workflow
On Hold
{{ onHoldCount }}
discrepancy under resolution
Rejected
{{ rejectedCount }}
declined at Committee/Risk
Disbursed
{{ disbursedApplications.length }}
₹{{ disbursedAmount | number: '1.0-0' }} total
@if (activeView === 'pipeline') {

Filter Pipeline

@if (awaitingApproval.length > 0) {
Action Required — Awaiting Approval ({{ awaitingApproval.length }})
@for (row of awaitingApproval; track row.app.applicationNo + row.stage) { }
Application No Applicant Stage Sent by Sent on For you
{{ row.app.applicationNo }} {{ row.app.applicantName }} {{ row.stage }} @if (row.exception) { Exception } {{ row.sentBy }} {{ row.sentOn }} @if (row.mine) { Sent by you — waiting for another user } @else { Needs your decision }
}

Applications {{ filteredApplications.length }}

@for (a of paged(filteredApplications); track a.applicationNo) { } @empty { }
Application No Applicant Branch Channel Product Requested Amount Current Stage Progress Status
{{ a.applicationNo }} {{ a.applicantName }} {{ a.branchName }} {{ channelLabels[a.channel] }} {{ a.productName }} ₹{{ a.requestedAmount | number: '1.0-0' }} {{ stageLabel(a.currentStage) }}
{{ progress(a) }}%
{{ statusLabel(a.overallStatus) }}

No Applications Found

No applications match these filters. Try modifying your search or stage selection.

@if (filteredApplications.length > pageSize) {
Showing {{ rangeStart(filteredApplications) }}–{{ rangeEnd(filteredApplications) }} of {{ filteredApplications.length }}
Page {{ currentPage }} of {{ pageCount(filteredApplications) }}
}
} @if (activeView === 'new') {

New Application Intake

Intake new loan application through Branch, Business Correspondent (BC), or Digital Self-Apply channels.

Channel & Customer Sourcing
@if (newApp.channel === 'BC') {
}
@if (newApp.customerType === 'EXISTING') { @if (!newApp.clientId) {
} @else {
{{ newApp.applicantName }}
} } @else {
}
@if (newApp.customerType === 'EXISTING' && !newApp.clientId) { @if (searchingExistingClient) {

Searching existing clients…

} @else if (existingClientSearchText.length >= 2 && existingClientSearchResults.length === 0) {

No clients found matching "{{ existingClientSearchText }}".

} @if (existingClientSearchResults.length > 0) {
@for (client of existingClientSearchResults; track client.id) { }
} }
Product & Facility Parameters
} @if (activeView === 'channel') {

Channel-wise Sourcing Report

Comparative performance and volume breakdown across Branch, BC, and Self-Apply sourcing channels.

@for (r of channelReport; track r.channel) { }
Channel Applications Requested Amount Disbursed Count Disbursed Amount
{{ r.label }} {{ r.count }} ₹{{ r.requestedAmount | number: '1.0-0' }} {{ r.disbursedCount }} ₹{{ r.disbursedAmount | number: '1.0-0' }}
Total {{ totalApplications }} ₹{{ channelReport[0].requestedAmount + channelReport[1].requestedAmount + channelReport[2].requestedAmount | number: '1.0-0' }} {{ disbursedApplications.length }} ₹{{ disbursedAmount | number: '1.0-0' }}
} @if (activeView === 'bc') {

BC-wise Sourcing Report {{ bcApplications.length }}

Detailed audit of loan applications sourced through Business Correspondent (BC) network agents.

@for (r of bcReport; track r.bcAgentName) { } @empty { }
BC Agent / Point Applications Requested Amount Disbursed Count Disbursed Amount
{{ r.bcAgentName }} {{ r.count }} ₹{{ r.requestedAmount | number: '1.0-0' }} {{ r.disbursedCount }} ₹{{ r.disbursedAmount | number: '1.0-0' }}

No BC Applications

No Business Correspondent-sourced applications found for this branch.

} @if (activeView === 'share') {

Share Member Status & Linkage

A cooperative-bank borrower must hold membership shares in the society before a loan can be sanctioned. {{ shareMemberCount }} of {{ totalApplications }} applicants are already members; the rest need membership allotted before Credit Committee approval — done from the application's own detail screen.

@for (a of paged(nonMemberApplications); track a.applicationNo) { } @empty { }
Application No Applicant Branch Current Stage Status
{{ a.applicationNo }} {{ a.applicantName }} {{ a.branchName }} {{ stageLabel(a.currentStage) }} {{ statusLabel(a.overallStatus) }}

All Applicants Are Share Members

Every active applicant in this branch already holds mandatory society membership shares.

@if (nonMemberApplications.length > pageSize) {
Showing {{ rangeStart(nonMemberApplications) }}–{{ rangeEnd(nonMemberApplications) }} of {{ nonMemberApplications.length }}
Page {{ currentPage }} of {{ pageCount(nonMemberApplications) }}
}
} @if (activeView === 'target') {

Branch-wise Disbursement Target — Annual

Annual sanction targets and live disbursement achievement tracked per branch office.

@for (row of branchTargetRows; track row.branchCode) { }
Branch Target Disbursed (Actual) Achievement % Status
{{ row.branchName }} ₹{{ row.target | number: '1.0-0' }} ₹{{ row.actual | number: '1.0-0' }} {{ row.achievementPct | number: '1.1-1' }}%
{{ statusLabelOf(row.status) }}

Product Mix — Target % vs Actual % (of Disbursed Amount)

KCC and Cash Credit (MSME) targets are RBI's actual Priority Sector Lending sub-targets — Agriculture 18% and Micro Enterprises 7.5% of Adjusted Net Bank Credit (shown here against this module's own mix, since RBI sets them against the bank's whole loan book, not one product line). The rest are internal business-plan targets, not RBI-mandated.

@for (row of productTargetRows; track row.code) { }
Product Target Basis Target % Actual % Variance Status
{{ row.label }} {{ row.isRbiMandated ? 'RBI PSL Sub-Target' : 'Internal Target' }} {{ row.targetPct | number: '1.0-1' }}% {{ row.actualPct | number: '1.1-1' }}% {{ row.variancePct > 0 ? '+' : '' }}{{ row.variancePct | number: '1.1-1' }} pp {{ statusLabelOf(row.status) }}

Channel Mix — Target % vs Actual % (of Disbursed Amount)

Origination channel share compared to planned annual distribution target.

@for (row of channelTargetRows; track row.code) { }
Channel Target % Actual % Variance Status
{{ row.label }} {{ row.targetPct | number: '1.0-1' }}% {{ row.actualPct | number: '1.1-1' }}% {{ row.variancePct > 0 ? '+' : '' }}{{ row.variancePct | number: '1.1-1' }} pp {{ statusLabelOf(row.status) }}
} @if (activeView === 'rates') {

Product-wise — Interest Rate & Share Capital Required

Total Interest is an illustrative simple-interest figure (Amount x Rate x Tenure in years) at the product's own min/max amount and tenure band — actual repayment is on a reducing balance and depends on the amount and tenure chosen at sanction. Share Capital Required is the minimum a borrower must hold per bank bye-laws, proportional to the loan amount.

@for (p of products; track p.code) { }
Product Type Amount Range Interest Rate (p.a.) Tenure Range Illustrative Total Interest Share Capital Required Illustrative Share Amount
{{ p.name }} {{ p.secured ? 'Secured' : 'Unsecured' }} ₹{{ p.minAmt | number: '1.0-0' }} – ₹{{ p.maxAmt | number: '1.0-0' }} {{ p.minRate | number: '1.1-1' }}% – {{ p.maxRate | number: '1.1-1' }}% {{ p.minTenure }} – {{ p.maxTenure }} months ₹{{ illustrativeInterest(p.minAmt, p.minRate, p.minTenure) | number: '1.0-0' }} – ₹{{ illustrativeInterest(p.maxAmt, p.maxRate, p.maxTenure) | number: '1.0-0' }} {{ p.shareLinkagePercent | number: '1.1-1' }}% ₹{{ p.minAmt * (p.shareLinkagePercent / 100) | number: '1.0-0' }} – ₹{{ p.maxAmt * (p.shareLinkagePercent / 100) | number: '1.0-0' }}

Amount Slab-wise — Share Capital Required (All Products)

A general slab schedule by loan quantum, independent of product — where this differs from the product-wise minimum above, whichever is higher governs the actual requirement.

@for (row of shareLinkageSlabRows; track row.minAmt) { }
Loan Amount Slab Share Capital Required Illustrative Share Amount
@if (row.maxAmt !== null) { ₹{{ row.minAmt | number: '1.0-0' }} – ₹{{ row.maxAmt | number: '1.0-0' }} } @else { Above ₹{{ row.minAmt | number: '1.0-0' }} } {{ row.sharePercent | number: '1.1-1' }}% @if (row.shareAtMax !== null) { ₹{{ row.shareAtMin | number: '1.0-0' }} – ₹{{ row.shareAtMax | number: '1.0-0' }} } @else { From ₹{{ row.shareAtMin | number: '1.0-0' }} }
}
{{ toastMsg }}