Loan Amount

Minimum Amount (₹) Minimum Amount is required Default Amount (₹) Maximum Amount (₹) Maximum Amount is required
Each loan is sanctioned within these bounds. The amount is fixed at sanction. It is not a limit that can be drawn and repaid again.

Tenure

Minimum Tenure (months) Minimum Tenure is required Default Tenure (months) Maximum Tenure (months) Age at maturity cap comes from Borrower Eligibility below Maximum Tenure is required

Borrower Eligibility

Minimum Age (years) Maximum Age at Maturity (years) Minimum CIBIL Score Minimum Monthly Income (₹) Maximum FOIR / DBR (%) Maximum Loans per Customer

Disbursement

Single disbursement Full amount paid out once. Multiple tranches Paid out in stages, for example as construction progresses.
@if (isMultiTranche) { Maximum Tranches At least 2 tranches } Disbursement Mode @for (opt of disbursementModeOptions; track opt.id) { {{ opt.label }} } Interest on Undisbursed Amount @for (opt of undisbursedInterestOptions; track opt.id) { {{ opt.label }} }
Pre-EMI interest is charged on each disbursed tranche until the first full EMI
Hidden for Loans A/C: Facility Type (Demand / Overdraft), Drawing power, Limit renewal, Cheque book.