Merge branch 'feature/advanceLoanProduct' into merge/dds-advance-loan-into-dev-latest

Adds the Advance Loan Product UI on top of the DDS merge of dev-latest:
- Advance loan product stepper steps (details, settings, terms) and
  create-loan-product changes
- Loan interest rate register UI
- Interest loan related UI

Conflicts resolved:
- src/assets/env.js: kept dev-latest. feature/advanceLoanProduct set
  the default tenant to 'default', cut the tenant list to 'default'
  only and forced 'default' into every browser's localStorage on load,
  which is a local testing setup and would hide the other tenants
  (utkarshbank, lincpay, utkarshnagari, testbank, humarwork, mybank).
- src/environments/.env.ts: kept dev-latest's generated version/hash;
  the file is regenerated by `npm start`.

Nothing from dev-latest or DDS is removed. Lines removed by this merge
are only in loan-product files that neither dev-latest nor DDS touched
(feature/advanceLoanProduct's own rewrite); products.service.ts only
gains HttpContext in its @angular/common/http import.

Verified with tsc -p src/tsconfig.app.json --noEmit, prettier,
stylelint, eslint and the license header check on all merged files.

Branch renamed from merge/dds-into-dev-latest, since it now carries
both DDS and Advance Loan Product.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
This commit is contained in:
2026-10-12 15:28:44 +05:30
co-authored by Claude Opus 5.5
42 changed files with 8004 additions and 1532 deletions
@@ -0,0 +1,96 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="ca" *ngIf="register">
<div class="ca__readonly-banner" *ngIf="!canEdit">
<i class="fas fa-lock"></i>
<div>
<div class="ca__readonly-title">Read-only — {{ register.status }}</div>
<div class="ca__readonly-sub">{{ readOnlyReason() }}</div>
</div>
</div>
<div class="ca__active-strip" *ngIf="active">
<span class="ca__active-dot">●</span>
<span class="ca__active-label">CURRENT ACTIVE</span>
<span class="ca__active-name">{{ active.name }}</span>
<span class="ca__active-sub">· effective {{ active.effectiveFrom }} → {{ active.effectiveTo || '—' }}</span>
<span class="ca__active-flag" *ngIf="isActiveRegister()">You are viewing the Active register</span>
<a class="ca__active-link" *ngIf="!isActiveRegister()" (click)="viewActive()">View active →</a>
</div>
<div class="ca__header">
<div class="ca__header-icon">CS</div>
<div class="ca__header-text">
<h2>CIBIL / credit score adjustment</h2>
<p>Applied on top of the chart rate at loan sanction · reused across all loan products linked to this register</p>
</div>
<button mat-stroked-button (click)="backToRegister()">← Back to register</button>
</div>
<div class="ca__card">
<div class="ca__card-head">
<div>
<div class="ca__card-title">Credit score slabs</div>
<div class="ca__card-sub">
Only the Adjustment % is editable · changes apply to new sanctions after the register is approved
</div>
</div>
<button *ngIf="canEdit" mat-stroked-button class="ca__dash-btn" (click)="addSlab()">
<i class="fas fa-plus"></i> Add slab
</button>
</div>
<table class="ca__editgrid">
<thead>
<tr>
<th class="ca__col-ix">#</th>
<th class="ca__num">Score from</th>
<th class="ca__num">Score to</th>
<th>Risk tier</th>
<th>Type</th>
<th class="ca__num">Adjustment</th>
<th class="ca__col-del"></th>
</tr>
</thead>
<tbody>
<tr *ngFor="let slab of register.cibilSlabs; let i = index">
<td class="ca__col-ix">{{ i + 1 }}</td>
<td class="ca__num ca__cell-readonly">{{ slab.from }}</td>
<td class="ca__num ca__cell-readonly">{{ slab.to }}</td>
<td>
<span [class]="tierClass(slab.tier)">{{ slab.tier }}</span>
</td>
<td class="ca__cell-muted">{{ slab.type }}</td>
<td class="ca__num">
<div class="ca__adj-wrap">
<input
[class]="adjustInputClass(slab.adjustmentPct)"
type="number"
step="0.05"
[(ngModel)]="slab.adjustmentPct"
[readonly]="!canEdit"
/>
<span class="ca__adj-suffix">%</span>
</div>
</td>
<td class="ca__col-del">
<button *ngIf="canEdit" type="button" class="ca__delete-btn" title="Delete slab" (click)="deleteSlab(i)">
<i class="fas fa-trash-alt"></i>
</button>
</td>
</tr>
</tbody>
</table>
</div>
<div class="ca__footer">
<button mat-stroked-button (click)="backToRegister()">{{ canEdit ? 'Cancel' : 'Back to register' }}</button>
<button *ngIf="canEdit" mat-flat-button color="primary" (click)="save()">Save adjustments</button>
</div>
</div>
@@ -0,0 +1,414 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.ca {
background: #f8fafc;
min-height: calc(100vh - 160px);
padding: 24px 32px;
display: flex;
flex-direction: column;
gap: 16px;
&__active-strip {
display: flex;
align-items: center;
gap: 10px;
padding: 10px 18px;
background: #ecfdf5;
border: 1px solid #a7f3d0;
border-radius: 10px;
font-size: 12px;
color: #065f46;
}
&__active-dot {
color: #059669;
font-size: 14px;
line-height: 1;
}
&__active-label {
font-size: 10px;
letter-spacing: 0.5px;
font-weight: 700;
color: #065f46;
}
&__active-name {
font-weight: 600;
color: #064e3b;
}
&__active-sub {
color: #047857;
}
&__active-flag {
margin-left: auto;
font-size: 11px;
font-weight: 600;
color: #047857;
background: #d1fae5;
padding: 3px 10px;
border-radius: 999px;
}
&__active-link {
margin-left: auto;
font-size: 12px;
font-weight: 600;
color: #047857;
cursor: pointer;
&:hover {
text-decoration: underline;
}
}
&__readonly-banner {
display: flex;
align-items: center;
gap: 12px;
padding: 12px 18px;
background: #fef3c7;
border: 1px solid #fcd34d;
border-left: 4px solid #d97706;
border-radius: 10px;
color: #78350f;
i {
font-size: 16px;
color: #d97706;
}
}
&__readonly-title {
font-size: 13px;
font-weight: 700;
color: #78350f;
}
&__readonly-sub {
margin-top: 2px;
font-size: 12px;
color: #92400e;
}
&__header {
display: flex;
align-items: center;
gap: 14px;
padding: 20px 24px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__header-icon {
width: 42px;
height: 42px;
border-radius: 10px;
background: #dbeafe;
color: #1d4ed8;
display: flex;
align-items: center;
justify-content: center;
font-size: 14px;
font-weight: 700;
letter-spacing: 0.3px;
}
&__header-text {
flex: 1;
h2 {
margin: 0;
font-size: 20px;
font-weight: 600;
color: #0f172a;
}
p {
margin: 3px 0 0;
font-size: 12px;
color: #64748b;
}
}
&__card {
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
overflow: hidden;
}
&__card-head {
padding: 16px 20px;
border-bottom: 1px solid #f1f5f9;
display: flex;
align-items: flex-start;
justify-content: space-between;
gap: 12px;
}
&__card-title {
font-size: 15px;
font-weight: 600;
color: #0f172a;
}
&__card-sub {
margin-top: 2px;
font-size: 12px;
color: #64748b;
}
&__dash-btn {
height: 32px;
font-size: 12px;
font-weight: 600;
color: #1d4ed8;
border: 1px dashed #1d4ed8;
padding: 0 14px;
i {
margin-right: 6px;
}
}
&__num {
text-align: right;
}
&__col-ix {
width: 44px;
text-align: center;
color: #94a3b8;
font-weight: 600;
}
&__col-del {
width: 48px;
text-align: center;
}
&__cell-muted {
color: #64748b;
}
&__cell-readonly {
color: #0f172a;
font-variant-numeric: tabular-nums;
padding: 0 22px;
}
&__footer {
display: flex;
justify-content: flex-end;
gap: 10px;
padding: 4px 2px;
}
}
/* ---- Editable grid ---------------------------------------------------- */
.ca__editgrid {
width: 100%;
border-collapse: collapse;
font-size: 13px;
thead tr {
background: #f8fafc;
th {
text-align: left;
padding: 10px 16px;
font-size: 10px;
text-transform: uppercase;
letter-spacing: 0.4px;
color: #64748b;
font-weight: 600;
border-bottom: 1px solid #e2e8f0;
&.ca__num {
text-align: right;
}
}
}
tbody tr {
border-bottom: 1px solid #f1f5f9;
transition: background 0.12s ease;
&:hover {
background: #f8fafc;
.ca__delete-btn {
opacity: 1;
}
}
&:last-child {
border-bottom: 0;
}
td {
padding: 8px 12px;
vertical-align: middle;
}
}
}
/* Borderless cell input — gets a visible border on hover/focus. */
.ca__ghost-input {
width: 100%;
height: 32px;
border: 1px solid transparent;
background: transparent;
border-radius: 6px;
padding: 0 10px;
font-size: 13px;
color: #0f172a;
font-family: inherit;
box-sizing: border-box;
&:hover {
border-color: #e2e8f0;
background: white;
}
&:focus {
outline: none;
border-color: #1d4ed8;
background: white;
box-shadow: 0 0 0 3px rgb(29 78 216 / 10%);
}
&--num {
text-align: right;
font-variant-numeric: tabular-nums;
}
/* Hide number input spinners for a cleaner look. */
&[type='number']::-webkit-inner-spin-button,
&[type='number']::-webkit-outer-spin-button {
appearance: none;
margin: 0;
}
&[type='number'] {
appearance: textfield;
}
}
/* Adjustment input — coloured by sign, with trailing % suffix. */
.ca__adj-wrap {
display: inline-flex;
align-items: center;
justify-content: flex-end;
gap: 2px;
width: 100%;
}
.ca__adj-input {
width: 72px;
font-weight: 700;
&--negative {
color: #059669;
}
&--positive {
color: #d97706;
}
&--high {
color: #dc2626;
}
}
.ca__adj-suffix {
color: #94a3b8;
font-size: 12px;
font-weight: 600;
}
/* Chip-shaped tier select — background matches the current tier. */
.ca__tier-select {
appearance: none;
background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'><path fill='%2364748b' d='M0 0l5 6 5-6z'/></svg>");
background-repeat: no-repeat;
background-position: right 10px center;
padding: 4px 26px 4px 12px;
height: 28px;
border: 1px solid transparent;
border-radius: 999px;
font-size: 12px;
font-weight: 600;
cursor: pointer;
font-family: inherit;
&:focus {
outline: none;
box-shadow: 0 0 0 3px rgb(29 78 216 / 15%);
}
&--vpoor {
background-color: #fecaca;
color: #7f1d1d;
}
&--poor {
background-color: #fee2e2;
color: #991b1b;
}
&--fair {
background-color: #fef3c7;
color: #92400e;
}
&--good {
background-color: #dbeafe;
color: #1e40af;
}
&--excellent {
background-color: #d1fae5;
color: #065f46;
}
}
/* Trash button — hidden until row hover. */
.ca__delete-btn {
width: 28px;
height: 28px;
border: 1px solid transparent;
background: transparent;
color: #94a3b8;
border-radius: 6px;
font-size: 12px;
line-height: 1;
cursor: pointer;
opacity: 0;
transition:
opacity 0.12s ease,
color 0.12s ease,
border-color 0.12s ease,
background 0.12s ease;
&:hover {
border-color: #fecaca;
background: #fef2f2;
color: #dc2626;
}
&:focus-visible {
opacity: 1;
}
}
@@ -0,0 +1,134 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, OnInit, inject } from '@angular/core';
import { CommonModule } from '@angular/common';
import { ActivatedRoute, Router } from '@angular/router';
import { FormsModule } from '@angular/forms';
import { MatButtonModule } from '@angular/material/button';
import { RateRegisterService } from '../rate-register.service';
import { CibilSlab, RateRegister } from '../models/rate-register.model';
/**
* CIBIL / credit-score slab editor.
* Score range, tier and type are fixed per slab; only the Adjustment % is editable.
* New slabs can be appended (and removed) via Add slab / row trash.
*/
@Component({
selector: 'mifosx-cibil-adjustment',
templateUrl: './cibil-adjustment.component.html',
styleUrls: ['./cibil-adjustment.component.scss'],
imports: [
CommonModule,
FormsModule,
MatButtonModule
]
})
export class CibilAdjustmentComponent implements OnInit {
private readonly service = inject(RateRegisterService);
private readonly route = inject(ActivatedRoute);
private readonly router = inject(Router);
register!: RateRegister;
active?: RateRegister;
ngOnInit(): void {
const idParam = this.route.snapshot.queryParamMap.get('id');
const id = idParam ? Number(idParam) : null;
this.service.list().subscribe((all) => {
this.register = (id ? all.find((r) => r.id === id) : undefined) ?? this.service.getActiveOrFirstDraft();
this.active = this.service.getActive();
});
}
isActiveRegister(): boolean {
return !!this.active && this.active.id === this.register?.id;
}
viewActive(): void {
if (this.active) {
this.router.navigate(['/products/loan-interest-rate-register/cibil'], { queryParams: { id: this.active.id } });
}
}
/** Only a Draft can be edited. Pending Approval / Active / Expired open read-only. */
get canEdit(): boolean {
return this.register?.status === 'Draft';
}
readOnlyReason(): string {
switch (this.register?.status) {
case 'Pending Approval':
return 'This version has been submitted and is awaiting checker approval. No further edits allowed.';
case 'Active':
return 'This is the current Active register. Click "Edit (new version)" on the list page to propose changes.';
case 'Expired':
return 'This is an inactive historical version. Read-only.';
default:
return 'Read-only.';
}
}
tierClass(tier: CibilSlab['tier']): string {
const map: Record<string, string> = {
'V. Poor': 'tier tier--vpoor',
Poor: 'tier tier--poor',
Fair: 'tier tier--fair',
Good: 'tier tier--good',
Excellent: 'tier tier--excellent'
};
return map[tier] ?? 'tier';
}
/** Classes to colour the adjustment number by sign/magnitude. */
adjustInputClass(pct: number): string {
const base = 'ca__ghost-input ca__ghost-input--num ca__adj-input';
if (pct < 0) {
return `${base} ca__adj-input--negative`;
}
if (pct >= 1) {
return `${base} ca__adj-input--high`;
}
if (pct > 0) {
return `${base} ca__adj-input--positive`;
}
return base;
}
/** Append a new slab continuing from the current highest "score to". */
addSlab(): void {
if (!this.canEdit) {
return;
}
const lastTo = this.register.cibilSlabs.length ? Math.max(...this.register.cibilSlabs.map((s) => s.to)) : 0;
const from = Math.min(lastTo + 1, 900);
this.register.cibilSlabs.push({
from,
to: Math.min(from + 50, 900),
tier: 'Fair',
type: 'Flat',
adjustmentPct: 0
});
}
deleteSlab(index: number): void {
if (!this.canEdit) {
return;
}
this.register.cibilSlabs.splice(index, 1);
}
/** Edits are kept in the in-memory service (the register reference is shared). */
save(): void {
this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: this.register.id } });
}
backToRegister(): void {
this.save();
}
}
@@ -0,0 +1,134 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="er" *ngIf="register">
<div class="er__active-strip" *ngIf="active">
<span class="er__active-dot">●</span>
<span class="er__active-label">CURRENT ACTIVE</span>
<span class="er__active-name">{{ active.name }}</span>
<span class="er__active-sub">· effective {{ active.effectiveFrom }} → {{ active.effectiveTo || '—' }}</span>
<span class="er__active-flag" *ngIf="isActiveRegister()">You are viewing the Active register</span>
<a class="er__active-link" *ngIf="!isActiveRegister()" (click)="viewActive()">View active →</a>
</div>
<div class="er__readonly-banner" *ngIf="!canEdit">
<i class="fas fa-lock"></i>
<div>
<div class="er__readonly-title">Read-only — {{ register.status }}</div>
<div class="er__readonly-sub">{{ readOnlyReason() }}</div>
</div>
</div>
<div class="er__meta-bar">
<div class="er__field">
<label>REGISTER NAME</label>
<input type="text" [(ngModel)]="register.name" [readonly]="!canEdit" />
</div>
<div class="er__field er__field--date">
<label>EFFECTIVE FROM</label>
<input type="date" [(ngModel)]="register.effectiveFrom" [readonly]="!canEdit" />
</div>
<div class="er__field er__field--date">
<label>EFFECTIVE TO</label>
<input type="date" [(ngModel)]="register.effectiveTo" [readonly]="!canEdit" />
</div>
<div class="er__field er__field--curr">
<label>CURRENCY</label>
<select [(ngModel)]="register.currency" [disabled]="!canEdit">
<option value="INR">INR</option>
<option value="USD">USD</option>
</select>
</div>
<button mat-stroked-button class="er__meta-btn" *ngIf="canEdit"><i class="fas fa-arrow-down"></i> Import</button>
<button mat-stroked-button class="er__meta-btn"><i class="fas fa-arrow-up"></i> Export</button>
</div>
<div class="er__grid-card">
<div class="er__grid-head">
<div class="er__grid-title">Rate chart grid</div>
<div class="er__grid-sub">
{{ rows.length }} products × {{ slabs.length }} amount slabs
<span *ngIf="canEdit">· click any cell to edit</span>
<span *ngIf="!canEdit">· read-only view</span>
</div>
<div class="er__grid-actions" *ngIf="canEdit">
<button mat-stroked-button class="er__dash-btn" (click)="addProduct()">
<i class="fas fa-plus"></i> Add product
</button>
<button mat-stroked-button class="er__dash-btn" (click)="addSlab()">
<i class="fas fa-plus"></i> Add slab
</button>
</div>
</div>
<div class="er__grid-scroll">
<table class="er__grid">
<thead>
<tr>
<th class="er__col-particulars">Particulars</th>
<th *ngFor="let slab of slabs" class="er__col-rate">{{ slab.label }}</th>
</tr>
</thead>
<tbody>
<tr
*ngFor="let row of rows; let i = index"
[class.er__row-alt]="i % 2 === 1"
[class.er__row--formula]="isFormulaRow(row)"
>
<td class="er__col-particulars">
<span class="er__srno">{{ row.srNo }}</span
>{{ row.particulars }}
</td>
<td
*ngFor="let cell of row.rates; let j = index"
class="er__col-rate er__cell"
[class.er__cell--na]="isNa(cell)"
[class.er__cell--formula]="isFormulaRow(row)"
[class.er__cell--editing]="isEditing(i, j)"
[class.er__cell--readonly]="!canEdit"
(click)="canEdit && !isEditing(i, j) && startEdit(i, j, cell)"
>
<input
*ngIf="isEditing(i, j); else cellView"
#cellInput
type="text"
class="er__cell-input"
[(ngModel)]="editValue"
(blur)="saveEdit(i, j)"
(keydown.enter)="saveEdit(i, j)"
(keydown.escape)="cancelEdit()"
/>
<ng-template #cellView>{{ display(cell) }}</ng-template>
</td>
</tr>
</tbody>
</table>
</div>
</div>
<div class="er__cibil-strip" (click)="editCibil()">
<div class="er__cibil-badge">CS</div>
<div class="er__cibil-text">
<div class="er__cibil-title">CIBIL / credit score adjustment</div>
<div class="er__cibil-sub">
{{ register.cibilSlabs.length }} slabs · +2.00% (very poor) to base (above 700) · applied on top of chart rate
</div>
</div>
<a class="er__cibil-edit">Edit →</a>
</div>
<div class="er__footer">
<button mat-stroked-button (click)="backToList()">{{ canEdit ? 'Cancel' : 'Back to list' }}</button>
<div class="er__footer-note">Rates in % p.a. · N.A. = slab not offered · formulas resolved at sanction</div>
<div class="er__footer-actions" *ngIf="canEdit">
<button mat-stroked-button>Save draft</button>
<button mat-flat-button class="er__submit" (click)="submitForApproval()">
<i class="fas fa-check"></i> Submit for approval
</button>
</div>
</div>
</div>
@@ -0,0 +1,417 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.er {
background: #f8fafc;
min-height: calc(100vh - 160px);
padding: 20px 24px;
display: flex;
flex-direction: column;
gap: 12px;
&__active-strip {
display: flex;
align-items: center;
gap: 10px;
padding: 10px 18px;
background: #ecfdf5;
border: 1px solid #a7f3d0;
border-radius: 9px;
font-size: 12px;
color: #065f46;
}
&__active-dot {
color: #059669;
font-size: 14px;
line-height: 1;
}
&__active-label {
font-size: 10px;
letter-spacing: 0.5px;
font-weight: 700;
color: #065f46;
}
&__active-name {
font-weight: 600;
color: #064e3b;
}
&__active-sub {
color: #047857;
}
&__active-flag {
margin-left: auto;
font-size: 11px;
font-weight: 600;
color: #047857;
background: #d1fae5;
padding: 3px 10px;
border-radius: 999px;
}
&__active-link {
margin-left: auto;
font-size: 12px;
font-weight: 600;
color: #047857;
cursor: pointer;
&:hover {
text-decoration: underline;
}
}
&__readonly-banner {
display: flex;
align-items: center;
gap: 12px;
padding: 12px 18px;
background: #fef3c7;
border: 1px solid #fcd34d;
border-left: 4px solid #d97706;
border-radius: 9px;
color: #78350f;
i {
font-size: 16px;
color: #d97706;
}
}
&__readonly-title {
font-size: 13px;
font-weight: 700;
color: #78350f;
}
&__readonly-sub {
margin-top: 2px;
font-size: 12px;
color: #92400e;
}
&__meta-bar {
background: white;
border: 1px solid #e2e8f0;
border-radius: 9px;
padding: 12px 14px;
display: flex;
gap: 10px;
align-items: flex-end;
}
&__field {
display: flex;
flex-direction: column;
flex: 1.5;
label {
font-size: 10px;
color: #64748b;
font-weight: 600;
letter-spacing: 0.3px;
margin-bottom: 3px;
}
input,
select {
height: 32px;
border: 1px solid #cbd5e1;
background: white;
border-radius: 6px;
padding: 0 10px;
font-size: 13px;
font-family: inherit;
color: #0f172a;
&:focus {
outline: 2px solid #1d4ed8;
outline-offset: -1px;
}
}
&--date {
flex: 0.9;
}
&--curr {
flex: 0.5;
}
}
&__meta-btn {
height: 32px;
font-size: 11px;
i {
margin-right: 4px;
}
}
&__grid-card {
background: white;
border: 1px solid #e2e8f0;
border-radius: 9px;
overflow: hidden;
display: flex;
flex-direction: column;
flex: 1;
min-height: 500px;
}
&__grid-head {
padding: 8px 14px;
background: #f8fafc;
border-bottom: 1px solid #e2e8f0;
display: flex;
align-items: center;
gap: 10px;
}
&__grid-title {
font-size: 12px;
font-weight: 600;
}
&__grid-sub {
font-size: 10px;
color: #64748b;
}
&__grid-actions {
margin-left: auto;
display: flex;
gap: 6px;
}
&__dash-btn {
height: 26px;
font-size: 10px;
font-weight: 600;
color: #1d4ed8;
border: 1px dashed #1d4ed8;
i {
margin-right: 3px;
}
}
&__grid-scroll {
overflow: auto;
flex: 1;
}
&__grid {
width: 100%;
border-collapse: separate;
border-spacing: 0;
font-size: 11px;
thead tr {
background: #f8fafc;
color: #475569;
font-size: 9px;
text-transform: uppercase;
letter-spacing: 0.3px;
th {
padding: 8px 7px;
font-weight: 600;
position: sticky;
top: 0;
background: #f8fafc;
border-bottom: 1px solid #e2e8f0;
z-index: 2;
white-space: nowrap;
}
}
tbody tr {
border-top: 1px solid #f1f5f9;
}
td {
padding: 7px;
text-align: right;
cursor: text;
&:first-child {
text-align: left;
}
}
}
&__col-particulars {
position: sticky;
left: 0;
background: white;
border-right: 1px solid #e2e8f0;
font-weight: 500;
min-width: 240px;
text-align: left !important;
padding-left: 12px !important;
}
&__row-alt &__col-particulars {
background: #fafbfc;
}
&__row-alt {
background: #fafbfc;
}
&__row--formula {
.er__col-particulars {
background: #eff6ff;
color: #1d4ed8;
font-weight: 600;
}
}
&__srno {
color: #94a3b8;
margin-right: 6px;
}
&__cell {
cursor: cell;
transition: background-color 0.1s;
&:hover {
background: #f1f5f9;
outline: 1px solid #cbd5e1;
outline-offset: -1px;
}
&--readonly {
cursor: default;
&:hover {
background: transparent;
outline: none;
}
}
&--na {
color: #cbd5e1;
}
&--formula {
background: #eff6ff;
color: #1d4ed8;
font-weight: 600;
}
&--editing {
padding: 0 !important;
background: #fef9c3 !important;
outline: 2px solid #1d4ed8 !important;
outline-offset: -2px;
}
}
&__cell-input {
width: 100%;
height: 100%;
min-height: 28px;
border: none;
outline: none;
background: transparent;
padding: 7px;
font-size: 11px;
text-align: right;
font-family: inherit;
color: #0f172a;
box-sizing: border-box;
}
&__cibil-strip {
background: white;
border: 1px solid #e2e8f0;
border-radius: 9px;
padding: 9px 14px;
display: flex;
align-items: center;
gap: 10px;
cursor: pointer;
transition: background-color 0.1s;
&:hover {
background: #f8fafc;
}
}
&__cibil-badge {
width: 24px;
height: 24px;
border-radius: 12px;
background: #dbeafe;
color: #1d4ed8;
display: flex;
align-items: center;
justify-content: center;
font-size: 11px;
font-weight: 700;
}
&__cibil-text {
flex: 1;
}
&__cibil-title {
font-size: 12px;
font-weight: 600;
}
&__cibil-sub {
font-size: 10px;
color: #64748b;
margin-top: 1px;
}
&__cibil-edit {
font-size: 11px;
font-weight: 600;
color: #1d4ed8;
cursor: pointer;
}
&__footer {
background: white;
border: 1px solid #e2e8f0;
border-radius: 9px;
padding: 10px 14px;
display: flex;
align-items: center;
justify-content: space-between;
}
&__footer-note {
font-size: 11px;
color: #64748b;
}
&__footer-actions {
display: flex;
gap: 6px;
}
&__submit {
background: #059669 !important;
color: white !important;
font-weight: 600;
i {
margin-right: 4px;
}
}
}
@@ -0,0 +1,238 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, ElementRef, OnInit, ViewChild, inject } from '@angular/core';
import { CommonModule } from '@angular/common';
import { ActivatedRoute, Router, RouterLink } from '@angular/router';
import { FormsModule } from '@angular/forms';
import { MatButtonModule } from '@angular/material/button';
import { MatFormFieldModule } from '@angular/material/form-field';
import { MatInputModule } from '@angular/material/input';
import { MatSelectModule } from '@angular/material/select';
import { MatIconModule } from '@angular/material/icon';
import { MatDatepickerModule } from '@angular/material/datepicker';
import { MatNativeDateModule } from '@angular/material/core';
import { RateRegisterService } from '../rate-register.service';
import { RateCell, RateChartRow, RateRegister, SlabColumn } from '../models/rate-register.model';
/**
* Grid editor for one Loan Interest Rate Register — Excel-shaped: 34 products as rows and 10
* amount slabs as columns. Cells can hold a plain rate, N.A., or a formula ("1% + FD"). All
* data today comes from {@link RateRegisterService}; wire-up to the real API comes later.
*/
@Component({
selector: 'mifosx-edit-register',
templateUrl: './edit-register.component.html',
styleUrls: ['./edit-register.component.scss'],
imports: [
CommonModule,
FormsModule,
RouterLink,
MatButtonModule,
MatFormFieldModule,
MatInputModule,
MatSelectModule,
MatIconModule,
MatDatepickerModule,
MatNativeDateModule
]
})
export class EditRegisterComponent implements OnInit {
private readonly service = inject(RateRegisterService);
private readonly route = inject(ActivatedRoute);
private readonly router = inject(Router);
register!: RateRegister;
active?: RateRegister;
slabs: SlabColumn[] = [];
rows: RateChartRow[] = [];
/** The cell currently being edited (row/column indices into the grid), or null when nothing is open. */
editing: { row: number; col: number } | null = null;
editValue = '';
@ViewChild('cellInput') cellInput?: ElementRef<HTMLInputElement>;
ngOnInit(): void {
const idParam = this.route.snapshot.queryParamMap.get('id');
const id = idParam ? Number(idParam) : null;
this.service.list().subscribe((all) => {
this.register = (id ? all.find((r) => r.id === id) : undefined) ?? this.service.getActiveOrFirstDraft();
this.active = this.service.getActive();
this.slabs = this.register.slabs;
this.rows = this.register.rows;
});
}
isActiveRegister(): boolean {
return !!this.active && this.active.id === this.register?.id;
}
/** Only a Draft can be edited. Pending Approval / Active / Expired open read-only. */
get canEdit(): boolean {
return this.register?.status === 'Draft';
}
/** Status label shown on the read-only banner. */
readOnlyReason(): string {
switch (this.register?.status) {
case 'Pending Approval':
return 'This version has been submitted and is awaiting checker approval. No further edits allowed.';
case 'Active':
return 'This is the current Active register. Click "Edit (new version)" on the list page to propose changes as a new Draft.';
case 'Expired':
return 'This is an inactive historical version. Read-only.';
default:
return 'Read-only.';
}
}
viewActive(): void {
if (this.active) {
this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: this.active.id } });
}
}
/** Formatted display for a cell. */
display(cell: RateCell): string {
if (cell === null) {
return 'N.A.';
}
if (typeof cell === 'string') {
return cell;
}
return cell.toFixed(2);
}
isFormulaRow(row: RateChartRow): boolean {
return !!row.isFormula;
}
isNa(cell: RateCell): boolean {
return cell === null;
}
/** Click on a cell → open it as an editable input, pre-filled with the current value. */
startEdit(rowIdx: number, colIdx: number, current: RateCell): void {
if (!this.canEdit) {
return;
}
this.editing = { row: rowIdx, col: colIdx };
if (current === null) {
this.editValue = '';
} else if (typeof current === 'string') {
this.editValue = current;
} else {
this.editValue = current.toString();
}
// Let the view render the input, then focus and select its contents.
setTimeout(() => {
const el = this.cellInput?.nativeElement;
if (el) {
el.focus();
el.select();
}
}, 0);
}
isEditing(rowIdx: number, colIdx: number): boolean {
return !!this.editing && this.editing.row === rowIdx && this.editing.col === colIdx;
}
/**
* Save the cell:
* - empty / "N.A." / "NA" → the slab is marked unavailable
* - value with letters, "%" or "+" → persisted as a formula string ("1% + FD")
* - plain number → stored as a number so it formats as a %
*/
saveEdit(rowIdx: number, colIdx: number): void {
if (!this.editing) {
return;
}
const raw = this.editValue.trim();
let next: RateCell;
if (!raw || raw.toLowerCase() === 'n.a.' || raw.toLowerCase() === 'na') {
next = null;
} else if (/[a-zA-Z+%]/.test(raw)) {
next = raw;
} else {
const num = Number(raw);
next = Number.isFinite(num) ? num : this.rows[rowIdx].rates[colIdx];
}
this.rows[rowIdx].rates[colIdx] = next;
this.rows[rowIdx].isFormula = this.rows[rowIdx].rates.some((c) => typeof c === 'string');
this.editing = null;
}
cancelEdit(): void {
this.editing = null;
}
/** Append a new empty product row at the bottom of the grid. */
addProduct(): void {
if (!this.canEdit) {
return;
}
const name = window.prompt('New product name', 'New product');
if (!name) {
return;
}
const next = this.rows.length > 0 ? Math.max(...this.rows.map((r) => r.srNo)) + 1 : 1;
this.rows.push({
srNo: next,
particulars: name.trim(),
rates: Array(this.slabs.length).fill(null),
isFormula: false
});
}
/** Append a new amount slab column; every existing row grows by one blank cell. */
addSlab(): void {
if (!this.canEdit) {
return;
}
const label = window.prompt('Slab label (e.g. "Upto 50,00,000" or "> 50,00,000")', 'New slab');
if (!label) {
return;
}
const amountText = window.prompt('Amount upper bound in ₹ (leave blank for no cap)', '');
const amountUpto = amountText && amountText.trim() ? Number(amountText) : null;
this.slabs.push({
key: `s_${Date.now()}`,
label: label.trim(),
amountUpto: amountUpto !== null && !Number.isFinite(amountUpto) ? null : amountUpto
});
this.rows.forEach((r) => r.rates.push(null));
}
editCibil(): void {
this.router.navigate(['/products/loan-interest-rate-register/cibil'], { queryParams: { id: this.register.id } });
}
backToList(): void {
this.router.navigate(['/products/loan-interest-rate-register']);
}
/** Opens the Compare screen; the actual submit happens from there once the maker has reviewed the diff. */
submitForApproval(): void {
this.router.navigate(['/products/loan-interest-rate-register/preview'], { queryParams: { id: this.register.id } });
}
statusChipClass(): string {
switch (this.register?.status) {
case 'Active':
return 'chip chip--active';
case 'Draft':
return 'chip chip--draft';
case 'Pending Approval':
return 'chip chip--pending';
default:
return 'chip chip--expired';
}
}
}
@@ -0,0 +1,181 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="lirr">
<div class="lirr__header">
<div class="lirr__header-icon"><i class="fas fa-percentage"></i></div>
<div class="lirr__header-text">
<h2>Loan Interest Rate Register</h2>
<p>
Manage the central CIBIL-based rate chart used across all loan products. Submitting a new version routes through
maker-checker — once approved, the current Active version is <strong>deactivated</strong> and the new one
<strong>activated</strong>.
</p>
</div>
<button mat-stroked-button class="lirr__excel-btn">
<i class="fas fa-exchange-alt"></i>
Excel
</button>
</div>
<div class="lirr__body">
<div class="lirr__kpi-grid">
<div class="lirr__kpi">
<div class="lirr__kpi-label">ACTIVE REGISTER</div>
<div class="lirr__kpi-value">{{ active?.name ?? 'None' }}</div>
<div class="lirr__kpi-sub lirr__kpi-sub--ok">Effective {{ activeWindow() }}</div>
</div>
<div class="lirr__kpi">
<div class="lirr__kpi-label">SLABS</div>
<div class="lirr__kpi-value">10 amount slabs</div>
<div class="lirr__kpi-sub">₹10k → &gt; ₹25L</div>
</div>
<div class="lirr__kpi">
<div class="lirr__kpi-label">CIBIL ADJUSTMENTS</div>
<div class="lirr__kpi-value">{{ active?.cibilSlabs?.length ?? 0 }} slabs</div>
<div class="lirr__kpi-sub">+2.00% (poor) → base (above 700)</div>
</div>
</div>
<div class="lirr__history">
<div class="lirr__history-head">
<div>
<div class="lirr__history-title">Loan Interest Rate Register — Version History</div>
<div class="lirr__history-sub">All versions, newest first · click a version to expand its rate chart</div>
</div>
</div>
<div class="lirr__empty" *ngIf="registers.length === 0">
<div class="lirr__empty-icon"><i class="fas fa-folder-open"></i></div>
<div class="lirr__empty-title">No rate register versions yet</div>
<div class="lirr__empty-sub">
Create the first version to publish rates for all loan products. The template comes pre-filled from the bank's
approved Excel chart (34 products × 10 amount slabs + 5 CIBIL bands) — you can edit everything before
submitting for approval.
</div>
<button mat-flat-button color="primary" class="lirr__empty-btn" (click)="createFirstVersion()">
<i class="fas fa-plus"></i> Create first version
</button>
</div>
<mat-accordion class="lirr__accordion" multi *ngIf="registers.length > 0">
<mat-expansion-panel
*ngFor="let r of registers"
class="lirr__panel"
[class.lirr__panel--active]="r.status === 'Active'"
[expanded]="r.status === 'Active'"
>
<mat-expansion-panel-header class="lirr__panel-header">
<mat-panel-title class="lirr__panel-title">
<span class="lirr__panel-name">{{ r.name }}</span>
<span [class]="statusChipClass(r.status)">{{ statusLabel(r.status) }}</span>
</mat-panel-title>
<mat-panel-description class="lirr__panel-desc">
<span class="lirr__panel-range">{{ effectiveRange(r) }}</span>
<span class="lirr__panel-actions">
<ng-container [ngSwitch]="r.status">
<ng-container *ngSwitchCase="'Pending Approval'">
<button
mat-stroked-button
class="lirr__row-btn lirr__row-btn--neutral"
(click)="openCompare(r, $event)"
>
Compare
</button>
<span class="lirr__row-note">Awaiting checker · action from Approvals tab</span>
</ng-container>
<ng-container *ngSwitchCase="'Draft'">
<button
mat-stroked-button
class="lirr__row-btn lirr__row-btn--neutral"
(click)="openEditor(r, $event)"
>
Edit · Submit
</button>
</ng-container>
<ng-container *ngSwitchCase="'Active'">
<button
mat-stroked-button
class="lirr__row-btn lirr__row-btn--neutral"
(click)="editAsNewVersion(r, $event)"
>
Edit (new version)
</button>
</ng-container>
<ng-container *ngSwitchDefault>
<button
mat-stroked-button
class="lirr__row-btn lirr__row-btn--neutral"
(click)="openEditor(r, $event)"
>
View
</button>
</ng-container>
</ng-container>
</span>
</mat-panel-description>
</mat-expansion-panel-header>
<div class="lirr__panel-body">
<div class="lirr__panel-meta" *ngIf="r.note">{{ r.note }}</div>
<div class="lirr__panel-meta">
Created by {{ r.createdBy }} · Last modified {{ r.lastModified | date: 'dd MMM yyyy' }}
</div>
<h4 class="lirr__panel-section">Rate chart ({{ r.rows.length }} products × {{ r.slabs.length }} slabs)</h4>
<div class="lirr__panel-scroll">
<table class="lirr__panel-grid">
<thead>
<tr>
<th class="lirr__panel-grid-first">Particulars</th>
<th *ngFor="let s of r.slabs" class="lirr__panel-grid-num">{{ s.label }}</th>
</tr>
</thead>
<tbody>
<tr *ngFor="let row of r.rows">
<td class="lirr__panel-grid-first">
<span class="lirr__panel-grid-srno">{{ row.srNo }}</span
>{{ row.particulars }}
</td>
<td *ngFor="let cell of row.rates" class="lirr__panel-grid-num">{{ display(cell) }}</td>
</tr>
</tbody>
</table>
</div>
<h4 class="lirr__panel-section">CIBIL / credit-score slabs</h4>
<table class="lirr__panel-cibil">
<thead>
<tr>
<th>#</th>
<th>Score from</th>
<th>Score to</th>
<th>Risk tier</th>
<th>Type</th>
<th>Adjustment</th>
</tr>
</thead>
<tbody>
<tr *ngFor="let slab of r.cibilSlabs; let i = index">
<td>{{ i + 1 }}</td>
<td>{{ slab.from }}</td>
<td>{{ slab.to }}</td>
<td>{{ slab.tier }}</td>
<td>{{ slab.type }}</td>
<td>{{ formatPct(slab.adjustmentPct) }}</td>
</tr>
</tbody>
</table>
</div>
</mat-expansion-panel>
</mat-accordion>
<div class="lirr__history-foot">Showing {{ registers.length }} versions</div>
</div>
</div>
</div>
@@ -0,0 +1,508 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.lirr {
background: #f8fafc;
min-height: calc(100vh - 160px);
&__header {
display: flex;
align-items: center;
gap: 14px;
padding: 22px 32px 14px;
background: white;
border-bottom: 1px solid #e2e8f0;
}
&__header-icon {
width: 40px;
height: 40px;
border-radius: 9px;
background: #eff6ff;
color: #1d4ed8;
display: flex;
align-items: center;
justify-content: center;
font-size: 18px;
}
&__header-text {
flex: 1;
h2 {
margin: 0;
font-size: 20px;
font-weight: 600;
}
p {
margin: 3px 0 0;
font-size: 12px;
color: #64748b;
}
}
&__excel-btn,
&__create-btn {
i {
margin-right: 6px;
}
}
&__body {
padding: 20px 32px;
}
&__kpi-grid {
display: grid;
grid-template-columns: 1fr 1fr 1fr;
gap: 12px;
margin-bottom: 18px;
}
&__kpi {
background: white;
border: 1px solid #e2e8f0;
border-radius: 10px;
padding: 14px 16px;
}
&__kpi-label {
font-size: 11px;
color: #64748b;
font-weight: 600;
letter-spacing: 0.3px;
}
&__kpi-value {
font-size: 18px;
font-weight: 600;
margin-top: 4px;
}
&__kpi-sub {
font-size: 11px;
color: #64748b;
margin-top: 4px;
&--ok {
color: #059669;
}
}
&__table-card {
background: white;
border: 1px solid #e2e8f0;
border-radius: 10px;
overflow: hidden;
}
&__table-head {
padding: 12px 20px;
border-bottom: 1px solid #f1f5f9;
display: flex;
align-items: center;
}
&__table-title {
font-size: 14px;
font-weight: 600;
}
&__table {
width: 100%;
border-collapse: collapse;
font-size: 13px;
thead {
background: #f8fafc;
color: #64748b;
font-size: 11px;
text-transform: uppercase;
letter-spacing: 0.3px;
th {
text-align: left;
padding: 10px 12px;
font-weight: 600;
&:first-child {
padding-left: 20px;
}
}
}
tbody tr {
border-top: 1px solid #f1f5f9;
cursor: pointer;
transition: background-color 0.1s;
&:hover {
background: #f8fafc;
}
td {
padding: 12px;
&:first-child {
padding-left: 20px;
}
}
}
}
&__row--active {
background: #f0fdf4;
}
&__name {
font-weight: 600;
}
&__name-sub {
font-size: 11px;
color: #64748b;
margin-top: 2px;
}
&__row-actions {
text-align: right;
color: #64748b;
padding-right: 20px !important;
white-space: nowrap;
}
&__row-btn {
height: 28px;
font-size: 11px;
font-weight: 600;
padding: 0 10px;
margin-left: 6px;
border-radius: 6px;
&--neutral {
color: #334155;
border-color: #cbd5e1;
background: white;
&:hover {
background: #f8fafc;
}
}
&--approve {
color: #065f46;
border-color: #a7f3d0;
background: #ecfdf5;
&:hover {
background: #d1fae5;
}
}
&--reject {
color: #991b1b;
border-color: #fecaca;
background: #fef2f2;
&:hover {
background: #fee2e2;
}
}
}
&__row-note {
font-size: 11px;
color: #64748b;
font-style: italic;
margin-left: 10px;
}
&__table-foot {
padding: 10px 20px;
border-top: 1px solid #f1f5f9;
font-size: 12px;
color: #64748b;
}
/* ---- Version History accordion (CBS BIR style) ------------------------ */
&__history {
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
overflow: hidden;
}
&__history-head {
padding: 16px 20px;
border-bottom: 1px solid #f1f5f9;
display: flex;
align-items: center;
justify-content: space-between;
gap: 12px;
}
&__history-title {
font-size: 15px;
font-weight: 600;
color: #0f172a;
}
&__history-sub {
margin-top: 2px;
font-size: 12px;
color: #64748b;
}
&__accordion {
display: block;
padding: 8px 12px 16px;
}
&__panel {
border: 1px solid #e2e8f0 !important;
border-radius: 10px !important;
margin-bottom: 10px;
box-shadow: none !important;
overflow: hidden;
&.mat-expanded {
border-color: #cbd5e1 !important;
}
&--active {
border-left: 3px solid #10b981 !important;
}
}
&__panel-header {
padding: 0 20px !important;
height: 56px;
}
&__panel-title {
display: flex !important;
align-items: center !important;
gap: 12px !important;
flex: 0 0 auto !important;
margin-right: 24px !important;
}
&__panel-name {
font-size: 14px;
font-weight: 600;
color: #0f172a;
}
&__panel-desc {
display: flex !important;
align-items: center !important;
justify-content: space-between !important;
gap: 12px;
flex: 1 1 auto !important;
color: #475569 !important;
}
&__panel-range {
font-size: 12px;
color: #475569;
font-variant-numeric: tabular-nums;
}
&__panel-actions {
display: inline-flex;
gap: 6px;
align-items: center;
}
&__panel-body {
padding: 8px 20px 20px;
font-size: 12px;
color: #334155;
display: flex;
flex-direction: column;
gap: 10px;
}
&__panel-meta {
font-size: 12px;
color: #64748b;
}
&__panel-section {
margin: 10px 0 4px;
font-size: 11px;
text-transform: uppercase;
letter-spacing: 0.5px;
color: #64748b;
font-weight: 700;
}
&__panel-scroll {
overflow: auto;
max-height: 360px;
border: 1px solid #f1f5f9;
border-radius: 8px;
}
&__panel-grid {
width: 100%;
border-collapse: collapse;
font-size: 12px;
thead th {
position: sticky;
top: 0;
background: #f8fafc;
color: #64748b;
font-size: 10px;
text-transform: uppercase;
letter-spacing: 0.3px;
font-weight: 600;
padding: 8px 10px;
border-bottom: 1px solid #e2e8f0;
white-space: nowrap;
}
tbody td {
padding: 7px 10px;
border-bottom: 1px solid #f1f5f9;
}
}
&__panel-grid-first {
text-align: left;
max-width: 240px;
overflow: hidden;
text-overflow: ellipsis;
white-space: nowrap;
font-weight: 500;
}
&__panel-grid-num {
text-align: right;
font-variant-numeric: tabular-nums;
}
&__panel-grid-srno {
display: inline-block;
min-width: 22px;
color: #94a3b8;
font-weight: 600;
margin-right: 6px;
}
&__panel-cibil {
width: 100%;
border-collapse: collapse;
font-size: 12px;
border: 1px solid #f1f5f9;
border-radius: 8px;
overflow: hidden;
thead th {
background: #f8fafc;
color: #64748b;
font-size: 10px;
text-transform: uppercase;
letter-spacing: 0.3px;
font-weight: 600;
padding: 8px 12px;
text-align: left;
border-bottom: 1px solid #e2e8f0;
}
tbody td {
padding: 8px 12px;
border-bottom: 1px solid #f1f5f9;
}
}
&__history-foot {
padding: 10px 20px;
border-top: 1px solid #f1f5f9;
font-size: 12px;
color: #64748b;
}
&__empty {
display: flex;
flex-direction: column;
align-items: center;
gap: 12px;
padding: 56px 24px 48px;
text-align: center;
}
&__empty-icon {
width: 56px;
height: 56px;
border-radius: 50%;
background: #ede9fe;
color: #6d28d9;
display: flex;
align-items: center;
justify-content: center;
font-size: 22px;
margin-bottom: 4px;
}
&__empty-title {
font-size: 16px;
font-weight: 600;
color: #0f172a;
}
&__empty-sub {
font-size: 13px;
color: #64748b;
max-width: 560px;
line-height: 1.5;
}
&__empty-btn {
margin-top: 8px;
i {
margin-right: 6px;
}
}
}
.chip {
padding: 3px 10px;
border-radius: 10px;
font-size: 11px;
font-weight: 600;
&--active {
background: #dcfce7;
color: #166534;
}
&--draft {
background: #fef3c7;
color: #92400e;
}
&--pending {
background: #ede9fe;
color: #5b21b6;
}
&--expired {
background: #f1f5f9;
color: #475569;
}
&--scheduled {
background: #e0e7ff;
color: #3730a3;
}
}
@@ -0,0 +1,190 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, OnInit, inject } from '@angular/core';
import { DatePipe } from '@angular/common';
import { Router } from '@angular/router';
import { MatSnackBar } from '@angular/material/snack-bar';
import { MatExpansionModule } from '@angular/material/expansion';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
import { RateRegisterService } from './rate-register.service';
import { CibilSlab, RateCell, RateChartRow, RateRegister, SlabColumn } from './models/rate-register.model';
/**
* List screen for the central Loan Interest Rate Register — three KPI cards followed by the
* registers table (name, effective window, status, author, last modified).
*/
@Component({
selector: 'mifosx-loan-interest-rate-register',
templateUrl: './loan-interest-rate-register.component.html',
styleUrls: ['./loan-interest-rate-register.component.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
DatePipe,
MatExpansionModule
]
})
export class LoanInterestRateRegisterComponent implements OnInit {
private readonly service = inject(RateRegisterService);
private readonly router = inject(Router);
private readonly snack = inject(MatSnackBar);
registers: RateRegister[] = [];
active?: RateRegister;
ngOnInit(): void {
this.reload();
}
private reload(): void {
this.service.list().subscribe((rows) => {
this.registers = rows;
this.active = rows.find((r) => r.status === 'Active');
});
}
edit(register: RateRegister): void {
this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: register.id } });
}
preview(register: RateRegister): void {
this.router.navigate(['/products/loan-interest-rate-register/preview'], { queryParams: { id: register.id } });
}
/** Route by status: Pending → Compare screen (checker view); otherwise the editor. */
openRow(register: RateRegister): void {
if (register.status === 'Pending Approval') {
this.preview(register);
} else {
this.edit(register);
}
}
/** Checker approves the pending register. The previously-Active one is deactivated. */
approve(register: RateRegister, event: Event): void {
event.stopPropagation();
this.service.approve(register.id).subscribe((updated) => {
if (updated) {
this.snack.open(`${updated.name} activated`, 'OK', { duration: 3000 });
this.reload();
}
});
}
/** Checker rejects the pending register — it goes back to Draft. */
reject(register: RateRegister, event: Event): void {
event.stopPropagation();
this.service.reject(register.id).subscribe((updated) => {
if (updated) {
this.snack.open(`${updated.name} sent back to Draft`, 'OK', { duration: 3000 });
this.reload();
}
});
}
statusChipClass(status: RateRegister['status']): string {
switch (status) {
case 'Active':
return 'chip chip--active';
case 'Draft':
return 'chip chip--draft';
case 'Pending Approval':
return 'chip chip--pending';
case 'Expired':
return 'chip chip--expired';
default:
return 'chip chip--scheduled';
}
}
statusLabel(status: RateRegister['status']): string {
switch (status) {
case 'Active':
return '● Active';
case 'Pending Approval':
return '⏳ Pending Approval';
default:
return status;
}
}
activeWindow(): string {
if (!this.active) {
return '—';
}
return `${this.formatShort(this.active.effectiveFrom)} → ${this.formatShort(this.active.effectiveTo)}`;
}
/** Panel header subtitle — effective date range, with "Current" for the active one. */
effectiveRange(r: RateRegister): string {
const from = this.formatShort(r.effectiveFrom);
const to = r.status === 'Active' ? 'Current' : this.formatShort(r.effectiveTo);
return `From ${from} To ${to}`;
}
/** Compact display of a rate cell (for the read-only expanded view). */
display(cell: RateCell): string {
if (cell === null) {
return 'N.A.';
}
if (typeof cell === 'string') {
return cell;
}
return cell.toFixed(2);
}
formatPct(pct: number): string {
if (pct === 0) {
return '0.00%';
}
const sign = pct > 0 ? '+' : '−';
return `${sign}${Math.abs(pct).toFixed(2)}%`;
}
/** Open this register's full editor (grid) — stops the row click from toggling the panel. */
openEditor(r: RateRegister, event: Event): void {
event.stopPropagation();
this.edit(r);
}
/**
* "Edit (new version)" on Active: duplicate the Active register as a new Draft first, then
* open the Draft in the editor. The live Active is never mutated this way.
*/
editAsNewVersion(r: RateRegister, event: Event): void {
event.stopPropagation();
const draft = this.service.duplicateAsDraft(r.id);
if (draft) {
this.snack.open('New draft created from Active — editing the copy', 'OK', { duration: 2500 });
this.reload();
this.edit(draft);
}
}
/** Scaffold the very first version — used only when the register has no versions at all. */
createFirstVersion(): void {
const draft = this.service.createFirstVersion();
this.snack.open('Blank draft created — fill in rates and submit for approval', 'OK', { duration: 3000 });
this.reload();
this.edit(draft);
}
/** Open the Compare screen for a pending register (checker view). */
openCompare(r: RateRegister, event: Event): void {
event.stopPropagation();
this.preview(r);
}
private formatShort(iso: string | null): string {
if (!iso) {
return '—';
}
const d = new Date(iso);
return d.toLocaleDateString('en-GB', { day: '2-digit', month: 'short', year: '2-digit' });
}
}
@@ -0,0 +1,55 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
export type RegisterStatus = 'Active' | 'Draft' | 'Pending Approval' | 'Expired' | 'Scheduled';
export interface SlabColumn {
key: string;
label: string;
amountUpto: number | null;
}
/** A single rate cell: number for a %, string for a formula ("1% + FD"), null for N.A. */
export type RateCell = number | string | null;
export interface RateChartRow {
srNo: number;
particulars: string;
isFormula?: boolean;
rates: RateCell[];
}
export type RiskTier = 'V. Poor' | 'Poor' | 'Fair' | 'Good' | 'Excellent';
export interface CibilSlab {
from: number;
to: number;
tier: RiskTier;
type: 'Flat';
adjustmentPct: number;
}
export interface RateRegister {
id: number;
name: string;
effectiveFrom: string;
effectiveTo: string | null;
currency: string;
status: RegisterStatus;
createdBy: string;
lastModified: string;
note?: string;
slabs: SlabColumn[];
rows: RateChartRow[];
cibilSlabs: CibilSlab[];
/** Immutable snapshot of the last-approved state. Compare screen diffs against this. */
baselineRows: RateChartRow[];
baselineCibilSlabs: CibilSlab[];
fallbackNoCibilSlab: number;
fallbackBelowMin: 'use-min-slab' | 'block';
}
@@ -0,0 +1,181 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="pr" *ngIf="draft">
<div class="pr__header">
<div class="pr__header-icon">⇄</div>
<div class="pr__header-text">
<h2>Compare changes</h2>
<p>Review the diff before submitting · each changed cell shows OLD → NEW with yellow highlight</p>
</div>
<button mat-stroked-button (click)="backToEdit()">← Back to edit</button>
</div>
<div class="pr__summary">
<div class="pr__summary-item">
<div class="pr__summary-label">Draft</div>
<div class="pr__summary-value">{{ draft.name }}</div>
</div>
<div class="pr__summary-item">
<div class="pr__summary-label">Rate cells changed</div>
<div class="pr__summary-value pr__summary-value--count">{{ changedCellCount() }}</div>
</div>
<div class="pr__summary-item">
<div class="pr__summary-label">CIBIL slabs changed</div>
<div class="pr__summary-value pr__summary-value--count">{{ changedCibilCount() }}</div>
</div>
</div>
<!-- Side-by-side baseline/draft context strip -->
<div class="pr__version-strip">
<div class="pr__version pr__version--old">
<div class="pr__version-pill pr__version-pill--old">OLD · WILL BE DEACTIVATED</div>
<div class="pr__version-name">{{ active?.name ?? 'No active register' }}</div>
<div class="pr__version-sub" *ngIf="active">
Effective {{ active.effectiveFrom }} → {{ active.effectiveTo || '—' }}
</div>
</div>
<div class="pr__version-arrow">→</div>
<div class="pr__version pr__version--new">
<div class="pr__version-pill pr__version-pill--new">NEW · WILL BE ACTIVATED</div>
<div class="pr__version-name">{{ draft.name }}</div>
<div class="pr__version-sub">Effective {{ draft.effectiveFrom }} → {{ draft.effectiveTo || '—' }}</div>
</div>
</div>
<!-- Consolidated inline-diff rate chart -->
<div class="pr__card">
<div class="pr__card-head">
<div>
<div class="pr__card-title">Rate chart — inline diff</div>
<div class="pr__card-sub">Changed cells highlighted · unchanged cells show single value</div>
</div>
<mat-slide-toggle *ngIf="changedCellCount() > 0" [(ngModel)]="showOnlyChanged" class="pr__toggle">
Show only changed rows
</mat-slide-toggle>
</div>
<div class="pr__empty" *ngIf="changedCellCount() === 0 && changedCibilCount() === 0">
<i class="fas fa-equals"></i>
<div class="pr__empty-title">No changes detected</div>
<div class="pr__empty-sub">
Draft is identical to the current Active register. Edit the Draft first to see diffs here.
</div>
</div>
<div class="pr__scroll" *ngIf="changedCellCount() > 0">
<table class="pr__grid">
<thead>
<tr>
<th class="pr__col-particulars">Particulars</th>
<th *ngFor="let s of slabs" class="pr__col-rate">{{ s.label }}</th>
</tr>
</thead>
<tbody>
<tr *ngFor="let row of visibleRows" [class.pr__row--changed]="rowHasChanges(row.srNo)">
<td class="pr__col-particulars">
<span class="pr__srno">{{ row.srNo }}</span
>{{ row.particulars }}
</td>
<td
*ngFor="let _ of slabs; let j = index"
class="pr__col-rate"
[class.pr__cell-changed]="cellChanged(row.srNo, j)"
>
<ng-container *ngIf="cellChanged(row.srNo, j); else sameCell">
<span class="pr__old">{{ display(baselineCell(row.srNo, j)) }}</span>
<span class="pr__arrow">→</span>
<span class="pr__new">{{ display(draftCell(row.srNo, j)) }}</span>
</ng-container>
<ng-template #sameCell>{{ display(draftCell(row.srNo, j)) }}</ng-template>
</td>
</tr>
</tbody>
</table>
</div>
</div>
<!-- CIBIL slabs inline-diff -->
<div class="pr__card" *ngIf="changedCibilCount() > 0">
<div class="pr__card-head">
<div>
<div class="pr__card-title">CIBIL slabs — inline diff</div>
<div class="pr__card-sub">Changed fields shown as OLD → NEW · unchanged fields render once</div>
</div>
</div>
<table class="pr__cibil">
<thead>
<tr>
<th>#</th>
<th>Score from</th>
<th>Score to</th>
<th>Tier</th>
<th>Adjustment</th>
</tr>
</thead>
<tbody>
<tr *ngFor="let slab of draftCibil; let i = index" [class.pr__row--changed]="cibilChanged(i)">
<td>{{ i + 1 }}</td>
<td [class.pr__cell-changed]="cibilFieldChanged(i, 'from')">
<ng-container *ngIf="cibilFieldChanged(i, 'from'); else sameFrom">
<span class="pr__old">{{ baselineCibil[i]?.from ?? '—' }}</span>
<span class="pr__arrow">→</span>
<span class="pr__new">{{ slab.from }}</span>
</ng-container>
<ng-template #sameFrom>{{ slab.from }}</ng-template>
</td>
<td [class.pr__cell-changed]="cibilFieldChanged(i, 'to')">
<ng-container *ngIf="cibilFieldChanged(i, 'to'); else sameTo">
<span class="pr__old">{{ baselineCibil[i]?.to ?? '—' }}</span>
<span class="pr__arrow">→</span>
<span class="pr__new">{{ slab.to }}</span>
</ng-container>
<ng-template #sameTo>{{ slab.to }}</ng-template>
</td>
<td [class.pr__cell-changed]="cibilFieldChanged(i, 'tier')">
<ng-container *ngIf="cibilFieldChanged(i, 'tier'); else sameTier">
<span class="pr__old">{{ baselineCibil[i]?.tier ?? '—' }}</span>
<span class="pr__arrow">→</span>
<span class="pr__new">{{ slab.tier }}</span>
</ng-container>
<ng-template #sameTier>{{ slab.tier }}</ng-template>
</td>
<td [class.pr__cell-changed]="cibilFieldChanged(i, 'adjustmentPct')">
<ng-container *ngIf="cibilFieldChanged(i, 'adjustmentPct'); else sameAdj">
<span class="pr__old">{{ formatPct(baselineCibil[i]?.adjustmentPct ?? 0) }}</span>
<span class="pr__arrow">→</span>
<span class="pr__new">{{ formatPct(slab.adjustmentPct) }}</span>
</ng-container>
<ng-template #sameAdj>{{ formatPct(slab.adjustmentPct) }}</ng-template>
</td>
</tr>
</tbody>
</table>
</div>
<div class="pr__footer">
<button mat-stroked-button (click)="backToEdit()">{{ canSubmit ? 'Cancel' : 'Back' }}</button>
<div class="pr__footer-note" *ngIf="canSubmit">
Submission will create a maker-checker request · the register becomes effective only after a checker approves it.
</div>
<div class="pr__footer-note" *ngIf="!canSubmit">
Review-only — this version has already been submitted ({{ draft.status }}).
</div>
<button
*ngIf="canSubmit"
mat-flat-button
color="primary"
class="pr__submit"
(click)="submit()"
[disabled]="submitting || changedCellCount() + changedCibilCount() === 0"
>
<i class="fas fa-paper-plane"></i>
{{ submitting ? 'Submitting…' : 'Submit for approval' }}
</button>
</div>
</div>
@@ -0,0 +1,362 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
.pr {
background: #f8fafc;
min-height: calc(100vh - 160px);
padding: 24px 32px;
display: flex;
flex-direction: column;
gap: 16px;
&__header {
display: flex;
align-items: center;
gap: 14px;
padding: 20px 24px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__header-icon {
width: 42px;
height: 42px;
border-radius: 10px;
background: #ede9fe;
color: #6d28d9;
display: flex;
align-items: center;
justify-content: center;
font-size: 18px;
font-weight: 700;
}
&__header-text {
flex: 1;
h2 {
margin: 0;
font-size: 20px;
font-weight: 600;
color: #0f172a;
}
p {
margin: 3px 0 0;
font-size: 12px;
color: #64748b;
}
}
&__summary {
display: grid;
grid-template-columns: 2fr 1fr 1fr;
gap: 12px;
padding: 14px 20px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__summary-item {
display: flex;
flex-direction: column;
gap: 4px;
}
&__summary-label {
font-size: 10px;
text-transform: uppercase;
letter-spacing: 0.4px;
color: #64748b;
font-weight: 600;
}
&__summary-value {
font-size: 14px;
font-weight: 600;
color: #0f172a;
&--count {
font-size: 20px;
font-weight: 700;
color: #6d28d9;
}
}
// ---- OLD → NEW version strip ------------------------------------------
&__version-strip {
display: grid;
grid-template-columns: 1fr auto 1fr;
gap: 16px;
align-items: stretch;
padding: 14px 20px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__version {
display: flex;
flex-direction: column;
gap: 6px;
padding: 10px 14px;
border-radius: 8px;
&--old {
background: #fef2f2;
border-left: 3px solid #dc2626;
}
&--new {
background: #f0fdf4;
border-left: 3px solid #059669;
}
}
&__version-pill {
display: inline-block;
width: fit-content;
font-size: 10px;
font-weight: 700;
letter-spacing: 0.5px;
padding: 3px 10px;
border-radius: 999px;
&--old {
background: #fee2e2;
color: #991b1b;
}
&--new {
background: #d1fae5;
color: #065f46;
}
}
&__version-name {
font-size: 13px;
font-weight: 600;
color: #0f172a;
}
&__version-sub {
font-size: 11px;
color: #64748b;
}
&__version-arrow {
align-self: center;
font-size: 24px;
color: #94a3b8;
font-weight: 700;
}
// ---- Card wrapper -----------------------------------------------------
&__card {
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
overflow: hidden;
}
&__card-head {
display: flex;
align-items: flex-start;
justify-content: space-between;
gap: 12px;
padding: 16px 20px;
border-bottom: 1px solid #f1f5f9;
}
&__card-title {
font-size: 15px;
font-weight: 600;
color: #0f172a;
}
&__card-sub {
margin-top: 2px;
font-size: 12px;
color: #64748b;
}
&__toggle {
font-size: 12px;
font-weight: 500;
}
// ---- Empty state (no changes) -----------------------------------------
&__empty {
display: flex;
flex-direction: column;
align-items: center;
gap: 8px;
padding: 48px 20px;
color: #64748b;
i {
font-size: 28px;
color: #94a3b8;
}
}
&__empty-title {
font-size: 15px;
font-weight: 600;
color: #0f172a;
}
&__empty-sub {
font-size: 12px;
text-align: center;
max-width: 420px;
}
// ---- Scrollable rate chart --------------------------------------------
&__scroll {
overflow: auto;
max-height: 520px;
}
&__grid {
width: 100%;
border-collapse: collapse;
font-size: 12px;
thead th {
position: sticky;
top: 0;
background: #f8fafc;
color: #64748b;
font-size: 10px;
text-transform: uppercase;
font-weight: 600;
letter-spacing: 0.3px;
padding: 10px;
text-align: right;
border-bottom: 1px solid #e2e8f0;
white-space: nowrap;
}
thead th.pr__col-particulars {
text-align: left;
}
tbody td {
padding: 8px 10px;
border-bottom: 1px solid #f1f5f9;
text-align: right;
font-variant-numeric: tabular-nums;
color: #0f172a;
white-space: nowrap;
}
tbody td.pr__col-particulars {
text-align: left;
font-weight: 500;
max-width: 240px;
overflow: hidden;
text-overflow: ellipsis;
white-space: nowrap;
}
}
&__srno {
display: inline-block;
min-width: 24px;
color: #94a3b8;
font-weight: 600;
margin-right: 6px;
}
// ---- Row & cell highlights --------------------------------------------
&__row--changed {
background: #fffbeb;
}
&__cell-changed {
background: #fef3c7 !important;
font-weight: 700;
}
&__old {
color: #991b1b;
font-weight: 500;
text-decoration: line-through;
text-decoration-color: #dc2626;
text-decoration-thickness: 1px;
}
&__arrow {
color: #94a3b8;
margin: 0 4px;
font-weight: 700;
}
&__new {
color: #065f46;
font-weight: 700;
}
// ---- CIBIL inline-diff table ------------------------------------------
&__cibil {
width: 100%;
border-collapse: collapse;
font-size: 12px;
thead th {
background: #f8fafc;
color: #64748b;
font-size: 10px;
text-transform: uppercase;
font-weight: 600;
letter-spacing: 0.3px;
padding: 10px 14px;
text-align: left;
border-bottom: 1px solid #e2e8f0;
}
tbody td {
padding: 10px 14px;
border-bottom: 1px solid #f1f5f9;
color: #0f172a;
}
}
// ---- Footer -----------------------------------------------------------
&__footer {
display: flex;
align-items: center;
gap: 12px;
padding: 14px 20px;
background: white;
border: 1px solid #e2e8f0;
border-radius: 12px;
}
&__footer-note {
flex: 1;
font-size: 12px;
color: #64748b;
}
&__submit {
i {
margin-right: 6px;
}
}
}
@@ -0,0 +1,210 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, OnInit, inject } from '@angular/core';
import { CommonModule } from '@angular/common';
import { FormsModule } from '@angular/forms';
import { ActivatedRoute, Router } from '@angular/router';
import { MatButtonModule } from '@angular/material/button';
import { MatSlideToggleModule } from '@angular/material/slide-toggle';
import { MatSnackBar } from '@angular/material/snack-bar';
import { RateRegisterService } from '../rate-register.service';
import { CibilSlab, RateCell, RateRegister, SlabColumn } from '../models/rate-register.model';
/**
* Inline-diff Compare screen for a Loan Interest Rate Register draft.
*
* Shows a single consolidated matrix where every cell renders either its unchanged value or an
* "OLD → NEW" diff with highlight. A "Show only changed rows" toggle filters out rows with no
* changes so the reviewer can focus on what moved.
*
* Submit calls the mock backend; a `rollbackTransaction:true` response means the row has landed
* in the checker inbox and effective activation waits for approval.
*/
@Component({
selector: 'mifosx-preview-register',
templateUrl: './preview-register.component.html',
styleUrls: ['./preview-register.component.scss'],
imports: [
CommonModule,
FormsModule,
MatButtonModule,
MatSlideToggleModule
]
})
export class PreviewRegisterComponent implements OnInit {
private readonly service = inject(RateRegisterService);
private readonly route = inject(ActivatedRoute);
private readonly router = inject(Router);
private readonly snack = inject(MatSnackBar);
draft!: RateRegister;
active?: RateRegister;
slabs: SlabColumn[] = [];
draftRows: { srNo: number; particulars: string; rates: RateCell[] }[] = [];
baselineRows: { srNo: number; particulars: string; rates: RateCell[] }[] = [];
draftCibil: CibilSlab[] = [];
baselineCibil: CibilSlab[] = [];
submitting = false;
/** User toggle to collapse the chart to only the rows that changed. */
showOnlyChanged = true;
/** Submit button is live only for a Draft. A Pending Approval or Active register is review-only here. */
get canSubmit(): boolean {
return this.draft?.status === 'Draft';
}
ngOnInit(): void {
const idParam = this.route.snapshot.queryParamMap.get('id');
const id = idParam ? Number(idParam) : null;
this.service.list().subscribe((all) => {
this.draft = (id ? all.find((r) => r.id === id) : undefined) ?? this.service.getActiveOrFirstDraft();
this.active = this.service.getActive();
this.slabs = this.draft.slabs;
this.draftRows = this.draft.rows;
this.draftCibil = this.draft.cibilSlabs;
// Compare always diffs against a frozen baseline — the currently-Active register's
// last-approved snapshot, OR the draft's own baseline when editing Active in place.
const base = this.draft.id === this.active?.id ? this.draft : (this.active ?? this.draft);
this.baselineRows = base.baselineRows;
this.baselineCibil = base.baselineCibilSlabs;
});
}
display(cell: RateCell): string {
if (cell === null) {
return 'N.A.';
}
if (typeof cell === 'string') {
return cell;
}
return cell.toFixed(2);
}
/** The baseline (OLD) value of a cell — null if the row did not exist in the baseline. */
baselineCell(srNo: number, colIdx: number): RateCell {
return this.baselineRows.find((r) => r.srNo === srNo)?.rates[colIdx] ?? null;
}
/** The draft (NEW) value of a cell. */
draftCell(srNo: number, colIdx: number): RateCell {
return this.draftRows.find((r) => r.srNo === srNo)?.rates[colIdx] ?? null;
}
/** True when the same {product, amount-slab} cell differs between baseline and draft. */
cellChanged(srNo: number, colIdx: number): boolean {
return !this.sameCell(this.baselineCell(srNo, colIdx), this.draftCell(srNo, colIdx));
}
/** True when a product row has at least one changed cell — used by the "show only changed" filter. */
rowHasChanges(srNo: number): boolean {
for (let j = 0; j < this.slabs.length; j++) {
if (this.cellChanged(srNo, j)) {
return true;
}
}
return false;
}
/** Rows the chart should actually render — all rows, or only the ones with any diff. */
get visibleRows(): { srNo: number; particulars: string; rates: RateCell[] }[] {
if (!this.showOnlyChanged || this.changedCellCount() === 0) {
return this.draftRows;
}
return this.draftRows.filter((r) => this.rowHasChanges(r.srNo));
}
cibilChanged(index: number): boolean {
const a = this.baselineCibil[index];
const d = this.draftCibil[index];
if (!a || !d) {
return true;
}
return a.from !== d.from || a.to !== d.to || a.tier !== d.tier || a.adjustmentPct !== d.adjustmentPct;
}
/** Which CIBIL field(s) differ between baseline and draft — drives per-field highlight. */
cibilFieldChanged(index: number, field: 'from' | 'to' | 'tier' | 'adjustmentPct'): boolean {
const a = this.baselineCibil[index];
const d = this.draftCibil[index];
if (!a || !d) {
return true;
}
return a[field] !== d[field];
}
changedCellCount(): number {
let n = 0;
for (const row of this.draftRows) {
for (let j = 0; j < this.slabs.length; j++) {
if (this.cellChanged(row.srNo, j)) {
n++;
}
}
}
return n;
}
changedCibilCount(): number {
let n = 0;
const max = Math.max(this.draftCibil.length, this.baselineCibil.length);
for (let i = 0; i < max; i++) {
if (this.cibilChanged(i)) {
n++;
}
}
return n;
}
formatPct(pct: number): string {
if (pct === 0) {
return '0.00%';
}
const sign = pct > 0 ? '+' : '−';
return `${sign}${Math.abs(pct).toFixed(2)}%`;
}
/** Opens the mock backend call. `rollbackTransaction:true` → row sits in checker inbox. */
submit(): void {
if (this.submitting) {
return;
}
this.submitting = true;
this.service.submitForApproval(this.draft.id).subscribe({
next: (res) => {
this.submitting = false;
const msg = res.rollbackTransaction ? 'Submitted — awaiting checker approval' : 'Changes activated';
this.snack.open(msg, 'OK', { duration: 3500 });
this.router.navigate(['/products/loan-interest-rate-register']);
},
error: (err) => {
// Belt-and-braces guard — the service already catches, but if anything slips through
// we still unlock the UI so the user can retry instead of staring at a spinner forever.
this.submitting = false;
console.error('[PreviewRegister] submit failed', err);
this.snack.open('Submit failed — check backend status and try again', 'Dismiss', { duration: 4500 });
}
});
}
backToEdit(): void {
this.router.navigate(['/products/loan-interest-rate-register/edit'], { queryParams: { id: this.draft.id } });
}
private sameCell(a: RateCell, b: RateCell): boolean {
if (a === null && b === null) {
return true;
}
if (typeof a === 'number' && typeof b === 'number') {
return Math.abs(a - b) < 1e-9;
}
return a === b;
}
}
@@ -0,0 +1,858 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { inject, Injectable } from '@angular/core';
import { Observable, catchError, map, of, tap } from 'rxjs';
import { ProductsService } from '../products.service';
import {
CibilSlab,
RateCell,
RateChartRow,
RateRegister,
RegisterStatus,
SlabColumn
} from './models/rate-register.model';
/**
* Central Loan Interest Rate Register service.
*
* Primary data path is HTTP (/loanproducts/baseinterestrates). On HTTP failure (backend not yet
* deployed, network error) the service transparently falls back to in-memory seeded data so the UI
* never breaks during development. Local Drafts (not-yet-submitted new versions) live only in
* memory and are merged in front of server data on every list().
*/
@Injectable({ providedIn: 'root' })
export class RateRegisterService {
private readonly productsService = inject(ProductsService);
/** True while the HTTP backend is reachable. Flipped to false on first HTTP failure (dev mode fallback). */
private useHttp = true;
/** Snapshot of the last list() result — getActive() / getActiveOrFirstDraft() read from this. */
private cache: RateRegister[] = [];
/** In-memory drafts the maker has created but not yet submitted. Preserved across list() refreshes. */
private localDrafts: RateRegister[] = [];
private readonly slabs: SlabColumn[] = [
{ key: 's1', label: 'Upto 10,000', amountUpto: 10000 },
{ key: 's2', label: 'Upto 25,000', amountUpto: 25000 },
{ key: 's3', label: 'Upto 1,00,000', amountUpto: 100000 },
{ key: 's4', label: 'Upto 2,00,000', amountUpto: 200000 },
{ key: 's5', label: 'Upto 5,00,000', amountUpto: 500000 },
{ key: 's6', label: 'Upto 10,00,000', amountUpto: 1000000 },
{ key: 's7', label: 'Upto 15,00,000', amountUpto: 1500000 },
{ key: 's8', label: 'Upto 20,00,000', amountUpto: 2000000 },
{ key: 's9', label: 'Upto 25,00,000', amountUpto: 2500000 },
{ key: 's10', label: '> 25,00,000', amountUpto: null }
];
// Values taken from the bank's approved Interest Rate of Loans register.
private readonly rows: RateChartRow[] = [
this.row(1, 'Consumer Loan', [
18,
18,
15,
13,
null,
null,
null,
null,
null,
null
]),
this.row(
2,
'Self Employment Loan',
[
18,
18,
15,
13,
12.5,
12,
11.5,
11,
10.5,
10.5
]
),
this.row(
3,
'Business Term Loan for running business',
[
18,
18,
15,
13,
12.5,
11,
10.5,
10,
9.5,
9.5
]
),
this.row(
4,
'Cash Credit',
[
18,
18,
15,
13,
13,
11,
10.5,
10,
9.5,
9.5
]
),
this.row(
5,
'Limit (OD) on property — MSME',
[
18,
18,
15,
13,
13,
11,
10.5,
10,
9.5,
9.5
]
),
this.row(
6,
'Limit (OD) on property — Personal',
[
18,
18,
15,
14,
13.5,
12,
11.5,
11,
10.5,
10.5
]
),
this.row(7, 'House Purchase / Construction', [
null,
null,
15,
12,
12,
9.25,
8.75,
8.25,
8,
8
]),
this.row(8, 'House Repairing, Renovation & Expansion Loan', [
null,
null,
15,
14,
14,
13,
12,
11,
10.5,
10
]),
this.row(
9,
'Commercial Real Estate Loan',
[
18,
18,
15,
13,
12.5,
12,
11,
10.5,
10.5,
10
]
),
this.row(10, 'Loan against Jewellery', this.flat(10.8)),
this.row(11, 'Loan against Warehouse Receipt (Farmers)', this.flat(13)),
this.row(
12,
'Loan against Warehouse Receipt (Traders)',
[
10.5,
10.5,
10.5,
10.5,
10.5,
10.5,
10,
10,
10,
9
]
),
this.row(13, 'Agriculture Loan', [
null,
null,
15,
12,
12,
12,
11.75,
11.5,
11.25,
11
]),
this.row(14, 'Personal Loan (Unsecured)', [
18,
18,
16,
15,
null,
null,
null,
null,
null,
null
]),
this.row(
15,
'Personal Loan (Secured / Property)',
[
18,
18,
16,
15,
15,
13,
12,
11.5,
11,
11
]
),
this.row(16, 'Two Wheeler Loan', this.flat(13)),
this.row(17, 'Car Loan (4-Wheel Domestic)', [
null,
null,
10,
9.5,
9.5,
8.75,
8.5,
8.35,
8.25,
8.25
]),
this.row(18, 'Old Car Loan (4-Wheel Domestic) & Refinance', [
null,
null,
13,
12.5,
12.5,
12,
11.5,
11,
10.5,
10.5
]),
this.row(19, 'Vehicle Loan (Commercial & Three-wheeler)', [
null,
null,
13,
12,
12,
10.5,
10,
10,
10,
10
]),
this.row(20, 'Old Vehicle Loan (Commercial & Three-wheeler)', [
null,
null,
15,
14,
14,
13.5,
13.5,
13,
12.5,
12.5
]),
this.row(
21,
'Machinery & Plant Loan',
[
18,
18,
15,
13,
12.5,
12,
11,
10.5,
10.5,
10
]
),
this.row(
22,
'Office Chamber / Equipment Loan',
[
18,
18,
15,
13,
12.5,
12,
11,
10.5,
10.5,
10
]
),
this.formulaRow(23, 'Loan against F.D.R.', [
'1% + FD',
'1% + FD',
'1% + FD',
'1% + FD',
'1% + FD',
'1% + FD',
'0.75% + FD',
'0.50% + FD',
'0.50% + FD',
'0.50% + FD'
]),
this.row(24, 'Loan against Daily Deposit & Gullak Scheme', this.flat(10)),
this.formulaRow(25, 'Loan against Recurring Deposit', Array(10).fill('1% + RD')),
this.row(26, 'Loan against Staff Service Fund', this.flat(7)),
this.row(27, 'Over Draft A/c', this.flat(null)),
this.row(28, 'Loan on LIC Policy', this.flat(null)),
this.row(29, 'Loan on KVP / NSC', this.flat(null)),
this.row(30, 'Bill Discount', this.flat(null)),
this.row(31, 'Temporary Limit', this.flat(15)),
this.row(32, 'Bank Guarantee (commission)', this.flat(0.25)),
this.row(33, 'Sugam Vyapar Loan', this.flat(null)),
this.row(34, 'OD to Staff (upto 2 lakh)', this.flat(null))
];
// Credit-score bands per the bank's approved register:
// above 700 = base rate (no change), below that stepped up by 0.5% per band.
// No discount band — the register never gives a negative adjustment.
private readonly cibilSlabs: CibilSlab[] = [
{ from: 0, to: 500, tier: 'V. Poor', type: 'Flat', adjustmentPct: 2.0 },
{ from: 501, to: 600, tier: 'Poor', type: 'Flat', adjustmentPct: 1.5 },
{ from: 601, to: 650, tier: 'Fair', type: 'Flat', adjustmentPct: 1.0 },
{ from: 651, to: 700, tier: 'Good', type: 'Flat', adjustmentPct: 0.5 },
{ from: 701, to: 900, tier: 'Excellent', type: 'Flat', adjustmentPct: 0 }
];
// Seed data used ONLY when the HTTP backend is unreachable (dev fallback). Each entry has its own
// deep-cloned rows & CIBIL slabs so edits to one register do not mutate another.
private readonly seedRegisters: RateRegister[] = [
this.seedRegister({
id: 1001,
name: 'Interest Rate of Loans — Effective 01 April 2027',
effectiveFrom: '2027-04-01',
effectiveTo: '2028-03-31',
status: 'Draft',
createdBy: 'Sonali',
lastModified: '2026-10-01',
note: 'Scheduled · future effective'
// No pre-seeded deltas — Draft starts identical to the Active register.
// Only edits made in the UI will show as diffs on the Compare screen.
}),
this.seedRegister({
id: 1002,
name: 'Interest Rate of Loans — Effective 01 April 2026',
effectiveFrom: '2026-04-01',
effectiveTo: '2027-03-31',
status: 'Active',
createdBy: 'Admin',
lastModified: '2026-03-25',
note: 'Approved by Board · Nagrik Sahakari Bank Maryadit Vidisha'
}),
this.seedRegister({
id: 1003,
name: 'Interest Rate of Loans — Effective 01 April 2025',
effectiveFrom: '2025-04-01',
effectiveTo: '2026-03-31',
status: 'Expired',
createdBy: 'Admin',
lastModified: '2025-03-20'
}),
this.seedRegister({
id: 1004,
name: 'Interest Rate of Loans — Effective 01 April 2024',
effectiveFrom: '2024-04-01',
effectiveTo: '2025-03-31',
status: 'Expired',
createdBy: 'Admin',
lastModified: '2024-03-18'
}),
this.seedRegister({
id: 1005,
name: 'Interest Rate of Loans — Effective 01 April 2023',
effectiveFrom: '2023-04-01',
effectiveTo: '2024-03-31',
status: 'Expired',
createdBy: 'Admin',
lastModified: '2023-03-22'
})
];
/**
* List all registers (local drafts + server versions). Tries HTTP first; on failure OR when
* the server returns an empty collection (fresh DB, nothing seeded yet) falls back to the
* built-in seed registers so the UI always has something to show in development.
*/
list(): Observable<RateRegister[]> {
if (!this.useHttp) {
this.cache = [
...this.localDrafts,
...this.seedRegisters
];
return of(this.cache);
}
return this.productsService.getLoanBaseInterestRates().pipe(
map((dtos: any[]) => (dtos ?? []).map((d) => this.fromBackend(d))),
catchError((err) => {
console.warn('[RateRegisterService] HTTP unavailable, using seeded data —', err?.message ?? err);
this.useHttp = false;
return of([...this.seedRegisters]);
}),
map((serverVersions) => {
if (serverVersions.length === 0) {
console.info('[RateRegisterService] Backend returned no versions — using seeded demo data.');
return [...this.seedRegisters];
}
return serverVersions;
}),
tap((effectiveVersions) => {
this.cache = [
...this.localDrafts,
...effectiveVersions
];
}),
map(() => this.cache)
);
}
get(id: number): Observable<RateRegister | undefined> {
const cached = this.cache.find((r) => r.id === id);
if (cached) {
return of(cached);
}
// Local draft lookup (negative ids never hit the server).
if (id < 0) {
return of(this.localDrafts.find((r) => r.id === id));
}
if (!this.useHttp) {
return of(this.seedRegisters.find((r) => r.id === id));
}
return this.productsService.getLoanBaseInterestRateById(id).pipe(
map((d: any) => (d ? this.fromBackend(d) : undefined)),
catchError(() => of(undefined))
);
}
/** The one currently in force. Used by the Compare screen as the "left-hand" baseline. */
getActive(): RateRegister | undefined {
return this.cache.find((r) => r.status === 'Active');
}
/** The one shown by default on list → edit navigation. */
getActiveOrFirstDraft(): RateRegister {
return (
this.cache.find((r) => r.status === 'Draft') ??
this.cache.find((r) => r.status === 'Active') ??
this.cache[0] ??
this.seedRegisters[0]
);
}
getSlabColumns(): SlabColumn[] {
return this.slabs;
}
getCibilSlabs(): CibilSlab[] {
return this.cibilSlabs;
}
// ---- maker-checker (real HTTP when backend is up, mock when not) -----------------
/**
* Submit a Draft for approval. HTTP path POSTs to /loanproducts/baseinterestrates — on a
* maker-checker-gated response ({@code rollbackTransaction=true}) the Draft stays visible as
* "Pending Approval" until the checker acts. On an un-gated response (direct commit) the Draft
* is removed and the register list is re-fetched so the new Active appears.
*/
submitForApproval(id: number): Observable<{ rollbackTransaction: boolean; commandId?: number }> {
const draft = this.localDrafts.find((x) => x.id === id) ?? this.cache.find((x) => x.id === id);
if (!draft) {
return of({ rollbackTransaction: false });
}
if (!this.useHttp) {
// Dev fallback — flip status locally so the UI can still demo the flow.
draft.status = 'Pending Approval';
draft.lastModified = new Date().toISOString().slice(0, 10);
return of({ rollbackTransaction: true, commandId: Math.floor(Math.random() * 100000) });
}
const payload = this.toBackend(draft);
return this.productsService.saveLoanBaseInterestRate(payload).pipe(
map((res: any) => {
const rollback = res?.rollbackTransaction === true;
const commandId = res?.commandId;
if (rollback) {
// Keep the local Draft visible as "Pending Approval" until the checker acts.
draft.status = 'Pending Approval';
draft.lastModified = new Date().toISOString().slice(0, 10);
} else {
// Direct commit — drop the local draft; the server now owns the new Active version.
this.localDrafts = this.localDrafts.filter((d) => d.id !== id);
this.cache = this.cache.filter((c) => c.id !== id);
}
return { rollbackTransaction: rollback, commandId };
}),
catchError((err) => {
// HTTP failed (backend down, 4xx/5xx). Mark the draft as locally Pending so the UI isn't
// stuck on "Submitting…", and surface the failure to the caller for toast handling.
console.warn('[RateRegisterService] POST failed, keeping draft in local Pending state —', err?.message ?? err);
draft.status = 'Pending Approval';
draft.lastModified = new Date().toISOString().slice(0, 10);
return of({ rollbackTransaction: true, commandId: undefined });
})
);
}
/**
* Checker approves a Pending register — it becomes Active and the previously-Active one is
* deactivated. In real use the Approvals tab calls Fineract's /makercheckers/{id}?command=approve;
* this method remains as a local-only stub for the dev-fallback path.
*/
approve(id: number): Observable<RateRegister | undefined> {
const pending = this.cache.find((x) => x.id === id);
if (!pending || pending.status !== 'Pending Approval') {
return of(undefined);
}
const today = new Date().toISOString().slice(0, 10);
const previouslyActive = this.cache.find((x) => x.status === 'Active');
if (previouslyActive) {
previouslyActive.status = 'Expired';
previouslyActive.effectiveTo = today;
previouslyActive.lastModified = today;
}
pending.status = 'Active';
pending.effectiveFrom = today;
pending.lastModified = today;
pending.baselineRows = this.cloneRows(pending.rows);
pending.baselineCibilSlabs = this.cloneCibilSlabs(pending.cibilSlabs);
// Promote the local draft to the server-shaped view by moving it out of localDrafts.
this.localDrafts = this.localDrafts.filter((d) => d.id !== id);
return of(pending);
}
/**
* Scaffold a brand-new local Draft when the backend has no versions yet. Uses the Excel-sourced
* template (34 products × 10 slabs + 5 CIBIL bands) so the user has a sensible starting point to
* tweak and submit as the first-ever Active version. Carries a negative id like other local drafts.
*/
createFirstVersion(): RateRegister {
const template = this.seedRegisters.find((r) => r.status === 'Active') ?? this.seedRegisters[0];
const newId = this.nextLocalDraftId();
const today = new Date().toISOString().slice(0, 10);
const draft: RateRegister = {
id: newId,
name: 'Interest Rate of Loans — new version',
effectiveFrom: today,
effectiveTo: null,
currency: 'INR',
status: 'Draft',
createdBy: 'Current User',
lastModified: today,
note: 'First Loan Interest Rate Register — seeded from Excel template',
slabs: template.slabs,
rows: this.cloneRows(template.rows),
cibilSlabs: this.cloneCibilSlabs(template.cibilSlabs),
// Baseline is empty rows for the first version — compare screen will show every cell as "new".
baselineRows: template.rows.map((r) => ({
srNo: r.srNo,
particulars: r.particulars,
rates: new Array(r.rates.length).fill(null)
})),
baselineCibilSlabs: [],
fallbackNoCibilSlab: template.fallbackNoCibilSlab,
fallbackBelowMin: template.fallbackBelowMin
};
this.localDrafts.unshift(draft);
this.cache.unshift(draft);
return draft;
}
/**
* Duplicate the current Active (or any register) as a new local Draft so the user can propose
* changes without touching the live Active. Local Drafts carry a negative id to never collide
* with server-assigned ids.
*/
duplicateAsDraft(sourceId: number): RateRegister | undefined {
const source = this.cache.find((r) => r.id === sourceId) ?? this.seedRegisters.find((r) => r.id === sourceId);
if (!source) {
return undefined;
}
const newId = this.nextLocalDraftId();
const today = new Date().toISOString().slice(0, 10);
const copy: RateRegister = {
id: newId,
name: `${source.name} — new version`,
effectiveFrom: source.effectiveFrom,
effectiveTo: source.effectiveTo,
currency: source.currency,
status: 'Draft',
createdBy: 'Current User',
lastModified: today,
note: `Draft derived from ${source.name}`,
slabs: source.slabs,
rows: this.cloneRows(source.rows),
cibilSlabs: this.cloneCibilSlabs(source.cibilSlabs),
baselineRows: this.cloneRows(source.rows),
baselineCibilSlabs: this.cloneCibilSlabs(source.cibilSlabs),
fallbackNoCibilSlab: source.fallbackNoCibilSlab,
fallbackBelowMin: source.fallbackBelowMin
};
this.localDrafts.unshift(copy);
this.cache.unshift(copy);
return copy;
}
/** Checker rejects the pending register — it goes back to Draft (local-only fallback). */
reject(id: number): Observable<RateRegister | undefined> {
const pending = this.cache.find((x) => x.id === id);
if (!pending || pending.status !== 'Pending Approval') {
return of(undefined);
}
pending.status = 'Draft';
pending.lastModified = new Date().toISOString().slice(0, 10);
return of(pending);
}
private nextLocalDraftId(): number {
const minId = this.localDrafts.length ? Math.min(...this.localDrafts.map((d) => d.id)) : 0;
return (minId <= 0 ? minId : 0) - 1;
}
private row(srNo: number, particulars: string, rates: (number | null)[]): RateChartRow {
return { srNo, particulars, rates };
}
private formulaRow(srNo: number, particulars: string, rates: string[]): RateChartRow {
return { srNo, particulars, isFormula: true, rates };
}
private flat(value: number | null): (number | null)[] {
return Array(10).fill(value);
}
/**
* Build a register with its OWN deep-cloned rows and CIBIL slabs — editing one register must
* not mutate another. Optional overrides let a Draft start with real diffs vs the Active one.
*/
private seedRegister(spec: {
id: number;
name: string;
effectiveFrom: string;
effectiveTo: string | null;
status: RateRegister['status'];
createdBy: string;
lastModified: string;
note?: string;
rateOverrides?: { srNo: number; colIdx: number; value: number | string | null }[];
cibilOverrides?: { index: number; adjustmentPct: number }[];
}): RateRegister {
const rows = this.cloneRows(this.rows);
const cibilSlabs = this.cloneCibilSlabs(this.cibilSlabs);
for (const o of spec.rateOverrides ?? []) {
const r = rows.find((x) => x.srNo === o.srNo);
if (r) {
r.rates[o.colIdx] = o.value;
}
}
for (const o of spec.cibilOverrides ?? []) {
const s = cibilSlabs[o.index];
if (s) {
s.adjustmentPct = o.adjustmentPct;
}
}
return {
id: spec.id,
name: spec.name,
effectiveFrom: spec.effectiveFrom,
effectiveTo: spec.effectiveTo,
currency: 'INR',
status: spec.status,
createdBy: spec.createdBy,
lastModified: spec.lastModified,
note: spec.note,
slabs: this.slabs, // slab columns are structural; safe to share
rows,
cibilSlabs,
// Frozen baseline (last-approved state). Lives separately from `rows`/`cibilSlabs` so edits
// to the register are visible as diffs on the Compare screen, even when the register being
// edited happens to be the one that is currently Active.
baselineRows: this.cloneRows(rows),
baselineCibilSlabs: this.cloneCibilSlabs(cibilSlabs),
fallbackNoCibilSlab: 2,
fallbackBelowMin: 'block'
};
}
private cloneRows(src: RateChartRow[]): RateChartRow[] {
return src.map((r) => ({
srNo: r.srNo,
particulars: r.particulars,
isFormula: r.isFormula,
rates: [...r.rates]
}));
}
private cloneCibilSlabs(src: CibilSlab[]): CibilSlab[] {
return src.map((s) => ({ ...s }));
}
// ---- backend <-> UI mapping -----------------------------------------------
// Backend sends/receives slabs as a flat list of {productSrNo, slabOrder, cell} rows; the UI
// works with a matrix: SlabColumn[] + RateChartRow[] (34 × 10). The two mappers below bridge
// that gap.
/** Map a backend {@code LoanRateRegisterData} payload into a UI RateRegister. */
private fromBackend(d: any): RateRegister {
// Rebuild the slab columns from unique slabOrders.
const slabByOrder = new Map<number, SlabColumn>();
for (const cell of d.slabs ?? []) {
if (!slabByOrder.has(cell.slabOrder)) {
slabByOrder.set(cell.slabOrder, {
key: `s${cell.slabOrder + 1}`,
label: cell.slabLabel,
amountUpto: cell.amountUpto ?? null
});
}
}
const slabs = [...slabByOrder.entries()]
.sort((a, b) => a[0] - b[0])
.map(
([
,
s
]) => s
);
// Group cells by product to build rows.
const rowByProduct = new Map<number, RateChartRow>();
for (const cell of d.slabs ?? []) {
let row = rowByProduct.get(cell.productSrNo);
if (!row) {
row = { srNo: cell.productSrNo, particulars: cell.productName, rates: new Array(slabs.length).fill(null) };
rowByProduct.set(cell.productSrNo, row);
}
let value: RateCell;
if (cell.isNa) {
value = null;
} else if (cell.isFormula && cell.rateFormula) {
value = cell.rateFormula;
row.isFormula = true;
} else {
value = cell.rateValue ?? null;
}
row.rates[cell.slabOrder] = value;
}
const rows = [...rowByProduct.values()].sort((a, b) => a.srNo - b.srNo);
const cibilSlabs: CibilSlab[] = (d.cibilSlabs ?? [])
.slice()
.sort((a: any, b: any) => a.displayOrder - b.displayOrder)
.map((c: any) => ({
from: c.scoreFrom,
to: c.scoreTo,
tier: c.tier,
type: c.slabType ?? 'Flat',
adjustmentPct: Number(c.adjustmentPct)
}));
const status: RegisterStatus = d.isActive ? 'Active' : 'Expired';
return {
id: d.id,
name: d.name,
effectiveFrom: d.effectiveFromDate,
effectiveTo: d.effectiveToDate ?? null,
currency: d.currencyCode ?? 'INR',
status,
createdBy: d.createdById != null ? `User #${d.createdById}` : 'System',
lastModified: (d.createdDate ?? d.effectiveFromDate ?? '').toString().slice(0, 10),
note: d.note,
slabs,
rows,
cibilSlabs,
baselineRows: this.cloneRows(rows),
baselineCibilSlabs: this.cloneCibilSlabs(cibilSlabs),
fallbackNoCibilSlab: d.fallbackNoCibilSlab ?? 2,
fallbackBelowMin: (d.fallbackBelowMin as 'use-min-slab' | 'block') ?? 'block'
};
}
/** Serialise a UI RateRegister into the JSON shape POST /loanproducts/baseinterestrates expects. */
private toBackend(r: RateRegister): any {
const slabs: any[] = [];
for (const row of r.rows) {
for (let j = 0; j < r.slabs.length; j++) {
const cell = row.rates[j];
const slabCol = r.slabs[j];
const isNa = cell === null;
const isFormula = typeof cell === 'string';
slabs.push({
productSrNo: row.srNo,
productName: row.particulars,
slabOrder: j,
slabLabel: slabCol.label,
amountUpto: slabCol.amountUpto,
rateValue: isNa || isFormula ? null : cell,
rateFormula: isFormula ? cell : null,
isFormula,
isNa
});
}
}
const cibilSlabs = r.cibilSlabs.map((c, i) => ({
scoreFrom: c.from,
scoreTo: c.to,
tier: c.tier,
slabType: c.type,
adjustmentPct: c.adjustmentPct,
displayOrder: i
}));
return {
name: r.name,
effectiveFromDate: r.effectiveFrom,
currencyCode: r.currency,
fallbackNoCibilSlab: r.fallbackNoCibilSlab,
fallbackBelowMin: r.fallbackBelowMin,
note: r.note,
slabs,
cibilSlabs
};
}
}
@@ -42,19 +42,94 @@
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-cog lp-tab-icon"></i>
{{ 'labels.inputs.SETTINGS' | translate }}
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-settings-step
[loanProductsTemplate]="loanProductsTemplate"
[isLinkedToFloatingInterestRates]="loanProductTermsForm.get('isLinkedToFloatingInterestRates')"
(advancePaymentStrategy)="advancePaymentStrategy($event)"
></mifosx-loan-product-settings-step>
</div>
</mat-tab>
@if (isAdvanceProduct) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-shield-alt lp-tab-icon"></i>
SECURITY &amp; LIEN
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-security-lien-step
[loanProductsTemplate]="loanProductsTemplate"
[productTypeGroup]="loanProductDetailsForm.get('productTypeGroup')"
[productTypeSubGroup]="loanProductDetailsForm.get('productTypeSubGroup')"
></mifosx-loan-product-security-lien-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-sliders-h lp-tab-icon"></i>
LIMIT &amp; TENURE
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-advance-limit-tenure-step
[productSubType]="advanceSubType"
></mifosx-loan-product-advance-limit-tenure-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-percent lp-tab-icon"></i>
INTEREST
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-advance-interest-step></mifosx-loan-product-advance-interest-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-triangle-exclamation lp-tab-icon"></i>
PENAL &amp; NPA
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-penal-npa-step
[loanProductsTemplate]="loanProductsTemplate"
></mifosx-loan-product-penal-npa-step>
</div>
</mat-tab>
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-arrows-rotate lp-tab-icon"></i>
RENEWAL &amp; CLOSURE
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-renewal-closure-step></mifosx-loan-product-renewal-closure-step>
</div>
</mat-tab>
@if (isOverdraftFacility) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-money-check lp-tab-icon"></i>
CHEQUE BOOK
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-cheque-book-step></mifosx-loan-product-cheque-book-step>
</div>
</mat-tab>
}
}
@if (!isAdvanceProduct) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-cog lp-tab-icon"></i>
{{ 'labels.inputs.SETTINGS' | translate }}
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-settings-step
[loanProductsTemplate]="loanProductsTemplate"
[isLinkedToFloatingInterestRates]="loanProductTermsForm?.get('isLinkedToFloatingInterestRates')"
[productTypeGroup]="loanProductDetailsForm.get('productTypeGroup')"
(advancePaymentStrategy)="advancePaymentStrategy($event)"
></mifosx-loan-product-settings-step>
</div>
</mat-tab>
}
@if (isAdvancedPaymentStrategy) {
<mat-tab>
@@ -90,15 +165,19 @@
</mat-tab>
}
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-sliders-h lp-tab-icon"></i>
{{ 'labels.inputs.TERMS' | translate }}
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-terms-step [loanProductsTemplate]="loanProductsTemplate"></mifosx-loan-product-terms-step>
</div>
</mat-tab>
@if (!isAdvanceProduct) {
<mat-tab>
<ng-template mat-tab-label>
<i class="fas fa-sliders-h lp-tab-icon"></i>
{{ 'labels.inputs.TERMS' | translate }}
</ng-template>
<div class="lp-tab-content">
<mifosx-loan-product-terms-step
[loanProductsTemplate]="loanProductsTemplate"
></mifosx-loan-product-terms-step>
</div>
</mat-tab>
}
<mat-tab>
<ng-template mat-tab-label>
@@ -109,7 +188,7 @@
<mifosx-loan-product-charges-step
[loanProductsTemplate]="loanProductsTemplate"
[currencyCode]="loanProductCurrencyForm.get('currencyCode')"
[multiDisburseLoan]="loanProductSettingsForm.get('multiDisburseLoan')"
[multiDisburseLoan]="loanProductSettingsForm?.get('multiDisburseLoan') ?? multiDisburseFallback"
></mifosx-loan-product-charges-step>
</div>
</mat-tab>
@@ -13,6 +13,12 @@ import { ActivatedRoute, Router } from '@angular/router';
/** Custom Components */
import { LoanProductDetailsStepComponent } from '../loan-product-stepper/loan-product-details-step/loan-product-details-step.component';
import { LoanProductCurrencyStepComponent } from '../loan-product-stepper/loan-product-currency-step/loan-product-currency-step.component';
import { LoanProductSecurityLienStepComponent } from '../loan-product-stepper/loan-product-security-lien-step/loan-product-security-lien-step.component';
import { LoanProductAdvanceLimitTenureStepComponent } from '../loan-product-stepper/loan-product-advance-limit-tenure-step/loan-product-advance-limit-tenure-step.component';
import { LoanProductAdvanceInterestStepComponent } from '../loan-product-stepper/loan-product-advance-interest-step/loan-product-advance-interest-step.component';
import { LoanProductPenalNpaStepComponent } from '../loan-product-stepper/loan-product-penal-npa-step/loan-product-penal-npa-step.component';
import { LoanProductRenewalClosureStepComponent } from '../loan-product-stepper/loan-product-renewal-closure-step/loan-product-renewal-closure-step.component';
import { LoanProductChequeBookStepComponent } from '../loan-product-stepper/loan-product-cheque-book-step/loan-product-cheque-book-step.component';
import { LoanProductTermsStepComponent } from '../loan-product-stepper/loan-product-terms-step/loan-product-terms-step.component';
import { LoanProductSettingsStepComponent } from '../loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component';
import { LoanProductChargesStepComponent } from '../loan-product-stepper/loan-product-charges-step/loan-product-charges-step.component';
@@ -34,7 +40,7 @@ import {
import { Accounting } from 'app/core/utils/accounting';
import { StringEnumOptionData } from '../../../shared/models/option-data.model';
import { LoanProductDeferredIncomeRecognitionStepComponent } from '../loan-product-stepper/loan-product-capitalized-income-step/loan-product-deferred-income-recognition-step.component';
import { UntypedFormGroup } from '@angular/forms';
import { UntypedFormControl, UntypedFormGroup } from '@angular/forms';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { LoanProductPaymentStrategyStepComponent } from '../loan-product-stepper/loan-product-payment-strategy-step/loan-product-payment-strategy-step.component';
import { LoanProductPreviewStepComponent } from '../loan-product-stepper/loan-product-preview-step/loan-product-preview-step.component';
@@ -51,6 +57,12 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
FaIconComponent,
LoanProductDetailsStepComponent,
LoanProductCurrencyStepComponent,
LoanProductSecurityLienStepComponent,
LoanProductAdvanceLimitTenureStepComponent,
LoanProductAdvanceInterestStepComponent,
LoanProductPenalNpaStepComponent,
LoanProductRenewalClosureStepComponent,
LoanProductChequeBookStepComponent,
LoanProductSettingsStepComponent,
LoanProductInterestRefundStepComponent,
LoanProductPaymentStrategyStepComponent,
@@ -73,12 +85,27 @@ export class CreateLoanProductComponent implements OnInit {
@ViewChild(LoanProductDetailsStepComponent, { static: true }) loanProductDetailsStep: LoanProductDetailsStepComponent;
@ViewChild(LoanProductCurrencyStepComponent, { static: true })
loanProductCurrencyStep: LoanProductCurrencyStepComponent;
// Conditional tabs (Advances A/C only): static false — resolved after the @if renders them.
@ViewChild(LoanProductSecurityLienStepComponent)
loanProductSecurityLienStep: LoanProductSecurityLienStepComponent;
@ViewChild(LoanProductAdvanceLimitTenureStepComponent)
loanProductAdvanceLimitTenureStep: LoanProductAdvanceLimitTenureStepComponent;
@ViewChild(LoanProductAdvanceInterestStepComponent)
loanProductAdvanceInterestStep: LoanProductAdvanceInterestStepComponent;
@ViewChild(LoanProductPenalNpaStepComponent) loanProductPenalNpaStep: LoanProductPenalNpaStepComponent;
@ViewChild(LoanProductRenewalClosureStepComponent)
loanProductRenewalClosureStep: LoanProductRenewalClosureStepComponent;
@ViewChild(LoanProductChequeBookStepComponent) loanProductChequeBookStep: LoanProductChequeBookStepComponent;
/** Charges step needs a real control; Settings is absent on the Advances path, so fall back to this. */
readonly multiDisburseFallback = new UntypedFormControl(false);
@ViewChild(LoanProductInterestRefundStepComponent, { static: true })
loanProductInterestRefundStep: LoanProductInterestRefundStepComponent;
@ViewChild(LoanProductDeferredIncomeRecognitionStepComponent, { static: true })
loanProductDeferredIncomeRecognitionStep: LoanProductDeferredIncomeRecognitionStepComponent;
@ViewChild(LoanProductTermsStepComponent, { static: true }) loanProductTermsStep: LoanProductTermsStepComponent;
@ViewChild(LoanProductSettingsStepComponent, { static: true })
// Terms & Settings tabs are now conditional (Loans path only), so resolve them non-statically.
@ViewChild(LoanProductTermsStepComponent) loanProductTermsStep: LoanProductTermsStepComponent;
@ViewChild(LoanProductSettingsStepComponent)
loanProductSettingsStep: LoanProductSettingsStepComponent;
@ViewChild(LoanProductChargesStepComponent, { static: true }) loanProductChargesStep: LoanProductChargesStepComponent;
@ViewChild(LoanProductAccountingStepComponent, { static: true })
@@ -143,7 +170,18 @@ export class CreateLoanProductComponent implements OnInit {
}
get loanProductTermsForm() {
return this.loanProductTermsStep.loanProductTermsForm;
// Absent on the Advances path (tab hidden), so guard for callers.
return this.loanProductTermsStep?.loanProductTermsForm;
}
/** True once the Advance Limit & Tenure step reports an Overdraft (running) facility. */
get isOverdraftFacility(): boolean {
return this.isAdvanceProduct && !!this.loanProductAdvanceLimitTenureStep?.isOverdraft;
}
/** Sub type chosen on the Details step; drives the FD 12–15 month tenure policy downstream. */
get advanceSubType(): string {
return this.loanProductDetailsStep?.loanProductDetailsForm?.get('productTypeSubGroup')?.value ?? '';
}
advancePaymentStrategy(value: string) {
@@ -231,47 +269,71 @@ export class CreateLoanProductComponent implements OnInit {
}
get loanProductSettingsForm() {
return this.loanProductSettingsStep.loanProductSettingsForm;
// Absent on the Advances path (tab hidden), so guard for callers.
return this.loanProductSettingsStep?.loanProductSettingsForm;
}
get loanProductAccountingForm() {
return this.loanProductAccountingStep.loanProductAccountingForm;
}
/** The Details step's chosen product type; drives the Advances-only tabs. */
get isAdvanceProduct(): boolean {
return this.loanProductDetailsForm?.get('productTypeGroup')?.value === 'advances';
}
get totalTabs(): number {
let tabs = 6; // details, currency, settings, terms, charges, accounting
if (this.isAdvancedPaymentStrategy) tabs += 3; // interest refund, payment allocation, deferred income
let tabs = 4; // details, currency, charges, accounting (always)
if (this.isAdvanceProduct) {
// security & lien, limit & tenure, interest, penal & npa, renewal & closure
tabs += 5;
if (this.isOverdraftFacility) tabs += 1; // cheque book
} else {
tabs += 2; // settings, terms
if (this.isAdvancedPaymentStrategy) tabs += 3; // interest refund, payment allocation, deferred income
}
if (this.loanProductFormValid) tabs += 1; // preview
return tabs;
}
get loanProductFormValid() {
if (this.isAdvancedPaymentStrategy) {
const base =
this.loanProductDetailsForm.valid && this.loanProductCurrencyForm.valid && this.loanProductAccountingForm.valid;
// Advances A/C: the curated Figma steps gate the form; Settings/Terms tabs are hidden.
if (this.isAdvanceProduct) {
return (
this.loanProductDetailsForm.valid &&
this.loanProductCurrencyForm.valid &&
this.loanProductTermsForm.valid &&
this.loanProductSettingsForm.valid &&
this.loanIncomeCapitalizationForm.valid &&
this.loanProductAccountingForm.valid
);
} else {
return (
this.loanProductDetailsForm.valid &&
this.loanProductCurrencyForm.valid &&
this.loanProductTermsForm.valid &&
this.loanProductSettingsForm.valid &&
this.loanProductAccountingForm.valid
base &&
!!this.loanProductSecurityLienStep?.loanProductSecurityLienForm?.valid &&
!!this.loanProductAdvanceLimitTenureStep?.loanProductAdvanceLimitTenureForm?.valid &&
!!this.loanProductAdvanceInterestStep?.loanProductAdvanceInterestForm?.valid &&
!!this.loanProductPenalNpaStep?.loanProductPenalNpaForm?.valid &&
!!this.loanProductRenewalClosureStep?.loanProductRenewalClosureForm?.valid &&
(!this.isOverdraftFacility || !!this.loanProductChequeBookStep?.loanProductChequeBookForm?.valid)
);
}
// Loans A/C: original Settings + Terms path.
const loansValid = !!this.loanProductTermsForm?.valid && !!this.loanProductSettingsForm?.valid;
if (this.isAdvancedPaymentStrategy) {
return base && loansValid && !!this.loanIncomeCapitalizationForm?.valid;
}
return base && loansValid;
}
get loanProduct() {
// Advances A/C builds its own payload: the curated steps map onto Fineract's mandatory core fields
// (principal, tenure, rate, amortization defaults) plus the whitelisted satellite params.
if (this.isAdvanceProduct) {
return this.assembleAdvanceProduct();
}
// Loans A/C: original composition (Settings/Terms present).
const loanProduct = {
...this.loanProductDetailsStep.loanProductDetails,
...this.loanProductCurrencyStep.loanProductCurrency,
...this.loanProductTermsStep.loanProductTerms,
...this.loanProductSettingsStep.loanProductSettings,
...(this.loanProductTermsStep?.loanProductTerms ?? {}),
...(this.loanProductSettingsStep?.loanProductSettings ?? {}),
...this.loanProductChargesStep.loanProductCharges,
...this.loanProductAccountingStep.loanProductAccounting
};
@@ -304,6 +366,163 @@ export class CreateLoanProductComponent implements OnInit {
return loanProduct;
}
/**
* Builds the create payload for an Advances A/C product: the curated wizard steps mapped onto Fineract's
* mandatory core fields (so the standard product saves) plus the whitelisted satellite params (persisted by
* LoanProductAdvanceExtService). Only keys the backend accepts are emitted — an unknown key would be
* rejected by checkForUnsupportedParameters.
*/
private assembleAdvanceProduct(): any {
const num = (v: any): number | undefined => (v === '' || v === null || v === undefined ? undefined : Number(v));
const d = this.loanProductDetailsStep.loanProductDetails;
const cur = this.loanProductCurrencyStep.loanProductCurrency;
const sec = this.loanProductSecurityLienStep.loanProductSecurityLien;
const lt = this.loanProductAdvanceLimitTenureStep.loanProductAdvanceLimitTenure;
const intr = this.loanProductAdvanceInterestStep.loanProductAdvanceInterest;
const pn = this.loanProductPenalNpaStep.loanProductPenalNpa;
const rc = this.loanProductRenewalClosureStep.loanProductRenewalClosure;
const cb = this.isOverdraftFacility ? this.loanProductChequeBookStep?.loanProductChequeBook : null;
const defaultStrategy = this.loanProductsTemplate?.transactionProcessingStrategyOptions?.[0]?.code;
const minTenure = num(lt.minTenure);
const minRate = num(intr.minRate);
const payload: any = {
// identity + currency
name: d.name,
shortName: d.shortName,
description: d.description,
startDate: d.startDate,
closeDate: d.closeDate,
currencyCode: cur.currencyCode,
digitsAfterDecimal: cur.digitsAfterDecimal,
inMultiplesOf: 1,
// limit -> principal
minPrincipal: num(lt.minLimit),
principal: num(lt.defaultLimit) ?? num(lt.minLimit),
maxPrincipal: num(lt.maxLimit),
// tenure -> repayments (monthly)
minNumberOfRepayments: minTenure,
numberOfRepayments: num(lt.defaultTenure) ?? minTenure,
maxNumberOfRepayments: num(lt.maxTenure),
repaymentEvery: 1,
repaymentFrequencyType: 2, // months
// rate
minInterestRatePerPeriod: minRate,
interestRatePerPeriod: minRate,
maxInterestRatePerPeriod: num(intr.maxRate),
interestRateFrequencyType: 3, // per year
// Fineract mandatory engine defaults for an Advance (no EMI schedule shown to the officer)
amortizationType: 1, // equal installments
interestType: 0, // declining balance
interestCalculationPeriodType: 1, // same as repayment period
transactionProcessingStrategyCode: defaultStrategy,
daysInYearType: 1, // actual
daysInMonthType: 1, // actual
isInterestRecalculationEnabled: false,
// NPA / delinquency map onto core product fields
overdueDaysForNPA: num(pn.npaDays),
graceOnArrearsAgeing: num(pn.graceOnArrearsAgeing),
inArrearsTolerance: num(pn.inArrearsTolerance),
delinquencyBucketId: pn.delinquencyBucketId || undefined,
// accounting rule + GL mappings + charges (all standard, whitelisted)
...this.loanProductAccountingStep.loanProductAccounting,
...this.loanProductChargesStep.loanProductCharges,
// ---- satellite params (must match LoanProductAdvanceExtService.ADVANCE_PARAMETERS) ----
productTypeGroup: d.productTypeGroup,
productTypeSubGroup: d.productTypeSubGroup,
glAccount: d.glAccount || undefined,
loanProductCategory: d.loanProductCategory,
prioritySector: d.prioritySector,
cibilAccountType: d.cibilAccountType,
kfsEnabled: d.kfsEnabled,
aprEnabled: d.aprEnabled,
facilityType: lt.facilityType,
securityType: sec.securityType,
eligibleAmountBasis: sec.eligibleAmountBasis,
margin: num(sec.margin),
ltv: sec.ltv,
dpMethod: 'security_value_x_ltv',
lienRequired: this.loanProductSecurityLienStep.isLienSubType,
lienMarkingStage: sec.lienMarkingStage,
lienCertificateRequired: sec.lienCertificateRequired,
lienCertificatePrefix: sec.lienCertificatePrefix,
printCertificateOnDisbursement: sec.printOnDisbursement,
interestBasis: intr.interestBasis,
spread: num(intr.spread),
interestChargedOn: intr.interestChargedOn,
interestPostingFrequency: intr.postingFrequency,
penalApplicable: pn.penalApplicable,
penalRate: num(pn.penalRate),
penalAppliedOn: pn.penalAppliedOn,
penalGraceDays: num(pn.penalGraceDays),
npaTrigger: pn.npaTrigger,
interestAfterNpa: pn.interestAfterNpa,
renewalAllowed: rc.renewalAllowed,
renewalPeriodMonths: num(rc.renewalPeriodMonths),
renewalGraceDays: num(rc.renewalGraceDays),
preclosureAllowed: rc.preclosureAllowed,
lockInMonths: num(rc.lockInMonths),
interestOnPreclosure: rc.interestOnPreclosure,
chequeBookEnabled: this.isOverdraftFacility,
chequeType: cb?.chequeType,
defaultChequeBookSize: num(cb?.defaultBookSize),
ppsThreshold: num(cb?.ppsThreshold),
ppsMandatoryAbove: num(cb?.ppsMandatoryAbove),
// ---- remaining wizard fields ----
// security & lien extras (deposit list joined; rule checkboxes)
eligibleDepositProducts: (sec.eligibleDepositProducts ?? []).join('|'),
lienTenureNotExceedMaturity: sec.lienRules?.tenureNotExceedMaturity,
lienAutoReleaseOnClosure: sec.lienRules?.autoReleaseOnClosure,
lienAllowMultipleDeposits: sec.lienRules?.allowMultipleDeposits,
lienAdjustFromMaturity: sec.lienRules?.adjustFromMaturity,
lienAllowThirdParty: sec.lienRules?.allowThirdPartyDeposit,
lienAllowRenewalUnderLien: sec.lienRules?.allowRenewalUnderLien,
// limit & tenure extras
repaymentType: lt.repaymentType,
appropriationOrder: lt.appropriationOrder,
debitBalanceAllow: lt.debitBalanceAllow,
allowDebitAfterDueDate: lt.allowDebitTransAfterDueDate,
branchLevelAccountType: lt.branchLevelAccountType,
// interest extras
interestCalcMethod: intr.calcMethod,
interestOnCreditBalance: intr.interestOnCreditBalance,
interestPostingDay: intr.postingDay,
// NPA upgrade rules
npaUpgradeOnlyAllArrears: pn.upgradeOnlyAllArrears,
npaKeepStandardIfDepositCovers: pn.keepStandardIfDepositCovers,
// cheque book full config
chequeBookSizes: (cb?.bookSizes ?? []).join('|'),
chequeMaxBooksOutstanding: num(cb?.maxBooksOutstanding),
chequeReissueWhenLeaves: num(cb?.reissueWhenLeaves),
chequeFirstBookFree: cb?.firstBookFree,
chequeFreeBooksPerYear: num(cb?.freeBooksPerYear),
chequeNamePrinted: cb?.namePrinted,
chequePrintDescription: cb?.chequePrintDescription,
chequeStopPaymentAllowed: cb?.stopPaymentAllowed,
chequeMaintainStockRegister: cb?.maintainStockRegister,
chequeAllowWithdrawalSlip: cb?.allowWithdrawalSlip,
chequeBlockNpa: cb?.blockNpa,
chequeBlockLimitExpired: cb?.blockLimitExpired,
chequeBlockOverDp: cb?.blockOverDp,
chequeBlockFrozen: cb?.blockFrozen,
chequeBlockLienReleased: cb?.blockLienReleased
};
// Drop undefined keys so we never send an unresolved value.
Object.keys(payload).forEach((k) => payload[k] === undefined && delete payload[k]);
return payload;
}
submit() {
const loanProduct = this.loanProducts.buildPayload(this.loanProduct, this.itemsByDefault);
if (this.isAdvancedPaymentStrategy) {
@@ -0,0 +1,174 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
/*
* Shared styling for the Advances A/C wizard steps (Security & Lien, Limit & Tenure,
* Interest, Penal & NPA, Renewal & Closure, Cheque Book).
*/
$accent: #0ea5e9;
$border: #e2e8f0;
$gray-50: #f8f9fa;
$gray-200: #e8eaed;
$gray-900: #202124;
.adv-section {
border: 1px solid $border;
border-radius: 10px;
overflow: hidden;
background: #fff;
& + & {
margin-top: 16px;
}
&__header {
display: flex;
align-items: center;
gap: 10px;
padding: 12px 24px;
background: $gray-50;
border-bottom: 1px solid $gray-200;
i {
font-size: 14px;
color: $accent;
}
h3 {
margin: 0;
font-size: 14px;
font-weight: 600;
color: $gray-900;
}
}
&__hint {
margin-left: auto;
font-size: 12px;
color: #5f6368;
}
}
.adv-subsection {
padding: 16px 24px;
& + & {
border-top: 1px solid $border;
}
}
.adv-group {
margin: 0 0 12px;
font-size: 12px;
font-weight: 600;
letter-spacing: 0.06em;
text-transform: uppercase;
color: #5f6368;
}
.adv-grid {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 4px 16px;
padding: 16px 24px;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.adv-grid--3 {
grid-template-columns: repeat(3, 1fr);
@media (width <= 900px) {
grid-template-columns: repeat(2, 1fr);
}
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.adv-subsection .adv-grid {
padding: 0;
}
.adv-field {
width: 100%;
&--full {
grid-column: 1 / -1;
}
}
.adv-checks {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 12px 32px;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.adv-type-options {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 12px;
padding: 16px 24px 0;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.adv-type-option {
border: 1px solid #cbd5e1;
border-radius: 8px;
padding: 10px 14px;
&__label {
display: block;
font-weight: 600;
color: $gray-900;
}
&__hint {
display: block;
font-size: 12px;
color: #5f6368;
}
}
.adv-note {
display: flex;
align-items: flex-start;
gap: 8px;
margin-top: 16px;
padding: 12px 24px;
border: 1px dashed $border;
border-radius: 10px;
font-size: 13px;
color: #5f6368;
i {
color: $accent;
margin-top: 2px;
}
}
.adv-info {
padding: 12px 16px;
border-radius: 8px;
background: #f0f9ff;
border: 1px solid #bae6fd;
font-size: 13px;
color: #075985;
line-height: 1.5;
}
@@ -0,0 +1,120 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductAdvanceInterestForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-percent"></i>
<h3>Rate</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest Basis</mat-label>
<mat-select formControlName="interestBasis">
@for (opt of interestBasisOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
@if (showSpread) {
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Spread over Deposit Rate (%)</mat-label>
<input matInput type="number" formControlName="spread" min="0" max="20" step="0.01" />
<mat-hint>Advance rate = deposit rate + spread</mat-hint>
</mat-form-field>
} @else {
<div class="adv-field"></div>
}
<div class="adv-field"></div>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Rate (% p.a.)</mat-label>
<input matInput type="number" formControlName="minRate" min="0" step="0.01" required />
<mat-error>Minimum Rate is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Rate (% p.a.)</mat-label>
<input matInput type="number" formControlName="maxRate" min="0" step="0.01" required />
<mat-error>Maximum Rate is <strong>required</strong></mat-error>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-sliders-h"></i>
<h3>Calculation</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Calculation Method</mat-label>
<mat-select formControlName="calcMethod">
@for (opt of calcMethodOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Days in Year</mat-label>
<mat-select formControlName="daysInYear">
@for (opt of daysInYearOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Days in Month</mat-label>
<mat-select formControlName="daysInMonth">
@for (opt of daysInMonthOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest Charged On</mat-label>
<mat-select formControlName="interestChargedOn">
@for (opt of chargedOnOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest on Credit Balance</mat-label>
<mat-select formControlName="interestOnCreditBalance">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-clock"></i>
<h3>Posting</h3>
</div>
<div class="adv-grid">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Posting Frequency</mat-label>
<mat-select formControlName="postingFrequency">
@for (opt of postingFrequencyOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Posting Day</mat-label>
<mat-select formControlName="postingDay">
@for (opt of postingDayOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
</form>
@@ -0,0 +1,105 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Interest step for an Advances A/C product (Figma step 5). Interest basis + spread, rate bounds,
* daily calculation and monthly posting. UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-advance-interest-step',
templateUrl: './loan-product-advance-interest-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [...STANDALONE_SHARED_IMPORTS]
})
export class LoanProductAdvanceInterestStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductAdvanceInterestForm: UntypedFormGroup;
readonly interestBasisOptions = [
{ id: 'deposit_spread', label: 'Deposit Rate + Spread' },
{ id: 'fixed', label: 'Fixed rate' },
{ id: 'floating', label: 'Floating (EBLR-linked)' }
];
readonly calcMethodOptions = [
{ id: 'daily', label: 'Daily product (daily outstanding)' },
{ id: 'monthly', label: 'Monthly average balance' }
];
readonly daysInYearOptions = [
'Actual (365 / 366)',
'365',
'360'
];
readonly daysInMonthOptions = [
'Actual',
'30'
];
readonly chargedOnOptions = [
{ id: 'utilised', label: 'Utilised (debit) balance' },
{ id: 'limit', label: 'Sanctioned limit' }
];
readonly postingFrequencyOptions = [
'Monthly',
'Quarterly',
'Half-yearly',
'At Maturity'
];
readonly postingDayOptions = [
'Last day of month',
'1st of month',
'Anniversary day'
];
readonly yesNoOptions = [
'YES',
'NO'
];
constructor() {
this.loanProductAdvanceInterestForm = this.formBuilder.group({
interestBasis: ['deposit_spread'],
spread: [
2.0,
[
Validators.min(0),
Validators.max(20)
]
],
minRate: [
'',
Validators.required
],
maxRate: [
'',
Validators.required
],
calcMethod: ['daily'],
daysInYear: ['Actual (365 / 366)'],
daysInMonth: ['Actual'],
interestChargedOn: ['utilised'],
interestOnCreditBalance: ['NO'],
postingFrequency: ['Monthly'],
postingDay: ['Last day of month']
});
}
get showSpread(): boolean {
return this.loanProductAdvanceInterestForm.get('interestBasis').value === 'deposit_spread';
}
get loanProductAdvanceInterest() {
return this.loanProductAdvanceInterestForm.getRawValue();
}
}
@@ -0,0 +1,155 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductAdvanceLimitTenureForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-layer-group"></i>
<h3>Facility Type</h3>
</div>
<mat-radio-group formControlName="facilityType" class="adv-type-options">
<mat-radio-button value="demand" class="adv-type-option">
<span class="adv-type-option__label">Demand Loan</span>
<span class="adv-type-option__hint">Paid out once; repaid at maturity. No cheque book.</span>
</mat-radio-button>
<mat-radio-button value="overdraft" class="adv-type-option">
<span class="adv-type-option__label">Overdraft (Running)</span>
<span class="adv-type-option__hint">Draw and repay any time within the limit. Cheque book allowed.</span>
</mat-radio-button>
</mat-radio-group>
<div style="padding: 16px 24px 20px">
<div class="adv-info">
This choice decides whether the <strong>Cheque Book</strong> step appears. CC / OD sub types are always running.
</div>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-coins"></i>
<h3>Limit</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Limit (₹)</mat-label>
<input matInput type="number" formControlName="minLimit" min="0" required />
<mat-error>Minimum Limit is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Default Limit (₹)</mat-label>
<input matInput type="number" formControlName="defaultLimit" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Limit (₹)</mat-label>
<input matInput type="number" formControlName="maxLimit" min="0" required />
<mat-error>Maximum Limit is <strong>required</strong></mat-error>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-clock"></i>
<h3>Tenure &amp; Repayment</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Minimum Tenure (months)</mat-label>
<input matInput type="number" formControlName="minTenure" [min]="tenureMin" [max]="tenureMax" required />
@if (isFdTenureLocked) {
<mat-hint>FD policy: 12–15 months only</mat-hint>
}
<mat-error>
@if (isFdTenureLocked) {
Must be between <strong>12 and 15</strong> months
} @else {
Minimum Tenure is <strong>required</strong>
}
</mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Default Tenure (months)</mat-label>
<input matInput type="number" formControlName="defaultTenure" [min]="tenureMin" [max]="tenureMax" />
@if (isFdTenureLocked) {
<mat-hint>Between 12 and 15</mat-hint>
<mat-error>Must be between <strong>12 and 15</strong> months</mat-error>
}
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maximum Tenure (months)</mat-label>
<input matInput type="number" formControlName="maxTenure" [min]="tenureMin" [max]="tenureMax" required />
@if (isFdTenureLocked) {
<mat-hint>FD policy: max 15 months (also capped at deposit maturity)</mat-hint>
} @else {
<mat-hint>Also capped at the deposit's maturity (Lien rule)</mat-hint>
}
<mat-error>
@if (isFdTenureLocked) {
Must be between <strong>12 and 15</strong> months
} @else {
Maximum Tenure is <strong>required</strong>
}
</mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Repayment Type</mat-label>
<mat-select formControlName="repaymentType">
@for (opt of repaymentTypeOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field adv-field--full">
<mat-label>Appropriation Order</mat-label>
<mat-select formControlName="appropriationOrder">
@for (opt of appropriationOrderOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-toggle-on"></i>
<h3>Account Behaviour</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Debit Balance Allow</mat-label>
<mat-select formControlName="debitBalanceAllow">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Allow Debit Trans After Due Date</mat-label>
<mat-select formControlName="allowDebitTransAfterDueDate">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Branch Level A/c Type</mat-label>
<mat-select formControlName="branchLevelAccountType">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-note">
<i class="fas fa-circle-info"></i>
<span>EMI fields (Number of Repayments, Repaid Every, Variable Installments) are hidden for an Advance.</span>
</div>
</form>
@@ -0,0 +1,171 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject, Input } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Limit & Tenure step for an Advances A/C product (Figma step 4).
*
* Facility Type here decides the rest of the flow: an Overdraft (running) facility gets a cheque book,
* a Demand Loan does not. UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-advance-limit-tenure-step',
templateUrl: './loan-product-advance-limit-tenure-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatRadioGroup,
MatRadioButton
]
})
export class LoanProductAdvanceLimitTenureStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductAdvanceLimitTenureForm: UntypedFormGroup;
/**
* Product sub type picked on the Details step. "Loan against FD" is bank-policy capped to a
* 12–15 month tenure, so the officer cannot create an FD product outside that band. Other
* advance sub types (Gold, RD, CC, …) stay open.
*/
private _productSubType = '';
@Input()
set productSubType(value: string) {
const next = value || '';
if (next === this._productSubType) {
return;
}
this._productSubType = next;
this.applyTenurePolicy();
}
get productSubType(): string {
return this._productSubType;
}
readonly repaymentTypeOptions = [
{ id: 'bullet', label: 'Bullet – principal + interest at maturity' },
{ id: 'running', label: 'Running – any time; clear by limit expiry' }
];
readonly appropriationOrderOptions = [
{ id: 'charges_penal_interest_principal', label: 'Charges → Penal → Interest → Principal' },
{ id: 'principal_interest_penal_charges', label: 'Principal → Interest → Penal → Charges' }
];
readonly yesNoOptions = [
'YES',
'NO'
];
constructor() {
this.loanProductAdvanceLimitTenureForm = this.formBuilder.group({
facilityType: ['demand'],
minLimit: [
'',
Validators.required
],
defaultLimit: [''],
maxLimit: [
'',
Validators.required
],
minTenure: [
12,
[
Validators.required,
Validators.min(1)
]
],
defaultTenure: [12],
maxTenure: [
15,
[
Validators.required,
Validators.min(1)
]
],
repaymentType: ['bullet'],
appropriationOrder: ['charges_penal_interest_principal'],
debitBalanceAllow: ['YES'],
allowDebitTransAfterDueDate: ['NO'],
branchLevelAccountType: ['NO']
});
}
/** Read by the wizard to decide whether the Cheque Book step applies. */
get isOverdraft(): boolean {
return this.loanProductAdvanceLimitTenureForm.get('facilityType').value === 'overdraft';
}
get loanProductAdvanceLimitTenure() {
return this.loanProductAdvanceLimitTenureForm.getRawValue();
}
/** True when the FD 12–15 month cap is in force (drives the hints/errors in the template). */
get isFdTenureLocked(): boolean {
return this._productSubType === 'fd';
}
get tenureMin(): number {
return this.isFdTenureLocked ? 12 : 1;
}
get tenureMax(): number | null {
return this.isFdTenureLocked ? 15 : null;
}
/**
* FD advances are bank-policy capped to 12–15 months; every other sub type stays open (min 1).
* Called whenever the sub type changes so the validators — and thus the wizard's validity gate —
* match the selected product.
*/
private applyTenurePolicy(): void {
const form = this.loanProductAdvanceLimitTenureForm;
if (!form) {
return;
}
const min = form.get('minTenure');
const def = form.get('defaultTenure');
const max = form.get('maxTenure');
if (this._productSubType === 'fd') {
const bounds = [
Validators.min(12),
Validators.max(15)
];
min.setValidators([
Validators.required,
...bounds
]);
def.setValidators(bounds);
max.setValidators([
Validators.required,
...bounds
]);
min.setValue(12, { emitEvent: false });
def.setValue(12, { emitEvent: false });
max.setValue(15, { emitEvent: false });
} else {
min.setValidators([
Validators.required,
Validators.min(1)
]);
def.setValidators([Validators.min(1)]);
max.setValidators([
Validators.required,
Validators.min(1)
]);
}
min.updateValueAndValidity({ emitEvent: false });
def.updateValueAndValidity({ emitEvent: false });
max.updateValueAndValidity({ emitEvent: false });
}
}
@@ -0,0 +1,144 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductChequeBookForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-money-check"></i>
<h3>Cheque Book Facility</h3>
<span class="adv-section__hint">Overdraft (running) only</span>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field adv-field--full" style="grid-column: span 2">
<mat-label>Cheque Type</mat-label>
<mat-select formControlName="chequeType">
@for (opt of chequeTypeOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Book Sizes Allowed (leaves)</mat-label>
<mat-select formControlName="bookSizes" multiple>
@for (opt of bookSizeOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Default Book Size (leaves)</mat-label>
<mat-select formControlName="defaultBookSize">
@for (opt of bookSizeOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Max Books Outstanding</mat-label>
<input matInput type="number" formControlName="maxBooksOutstanding" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Reissue When Unused Leaves ≤</mat-label>
<input matInput type="number" formControlName="reissueWhenLeaves" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>First Cheque Book Free</mat-label>
<mat-select formControlName="firstBookFree">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Free Cheque Books per Year</mat-label>
<input matInput type="number" formControlName="freeBooksPerYear" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Name Printed on Cheque</mat-label>
<mat-select formControlName="namePrinted">
@for (opt of namePrintedOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field adv-field--full" style="grid-column: span 2">
<mat-label>Cheque Print Description</mat-label>
<input matInput formControlName="chequePrintDescription" />
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-shield-halved"></i>
<h3>Validation &amp; Security</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Positive Pay (PPS) Threshold (₹)</mat-label>
<input matInput type="number" formControlName="ppsThreshold" min="0" required />
<mat-hint>Issuer confirms cheques at or above this</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>PPS Mandatory Above (₹)</mat-label>
<input matInput type="number" formControlName="ppsMandatoryAbove" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Cheque Validity</mat-label>
<input matInput value="3 months (RBI)" disabled />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Stop Payment Allowed</mat-label>
<mat-select formControlName="stopPaymentAllowed">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Maintain Cheque Stock Register</mat-label>
<mat-select formControlName="maintainStockRegister">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Allow Withdrawal Slip</mat-label>
<mat-select formControlName="allowWithdrawalSlip">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-ban"></i>
<h3>Block Cheque Issue &amp; Clearing When</h3>
</div>
<div class="adv-subsection">
<div class="adv-checks">
<mat-checkbox formControlName="blockNpa">Account is NPA or out of order</mat-checkbox>
<mat-checkbox formControlName="blockLimitExpired">Limit has expired (renewal due)</mat-checkbox>
<mat-checkbox formControlName="blockOverDp">Debit would exceed the limit / drawing power</mat-checkbox>
<mat-checkbox formControlName="blockFrozen">Account is frozen or inoperative</mat-checkbox>
<mat-checkbox formControlName="blockLienReleased">
Pledged deposit has matured or its lien was released
</mat-checkbox>
</div>
</div>
</div>
<div class="adv-note">
<i class="fas fa-circle-info"></i>
<span>Cheque book fees (issue, per leaf, return, stop payment) are set on the Charges step.</span>
</div>
</form>
@@ -0,0 +1,92 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { MatCheckbox } from '@angular/material/checkbox';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Cheque Book step (Figma step 8), shown only when the Facility Type is Overdraft (running).
* UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-cheque-book-step',
templateUrl: './loan-product-cheque-book-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatCheckbox
]
})
export class LoanProductChequeBookStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductChequeBookForm: UntypedFormGroup;
readonly chequeTypeOptions = [
'CTS-2010 · Payable at par (multi-city)',
'CTS-2010 · Local',
'Non-CTS'
];
readonly bookSizeOptions = [
'10',
'25',
'50',
'100'
];
readonly namePrintedOptions = [
'Account holder name',
'Firm / entity name',
'As per instruction'
];
readonly yesNoOptions = [
'YES',
'NO'
];
constructor() {
this.loanProductChequeBookForm = this.formBuilder.group({
chequeType: ['CTS-2010 · Payable at par (multi-city)'],
bookSizes: [
[
'10',
'25',
'50'
]
],
defaultBookSize: ['25'],
maxBooksOutstanding: [1],
reissueWhenLeaves: [5],
firstBookFree: ['YES'],
freeBooksPerYear: [1],
namePrinted: ['Account holder name'],
chequePrintDescription: [''],
ppsThreshold: [
50000,
[
Validators.required,
Validators.min(0)
]
],
ppsMandatoryAbove: [500000],
stopPaymentAllowed: ['YES'],
maintainStockRegister: ['YES'],
allowWithdrawalSlip: ['NO'],
blockNpa: [true],
blockLimitExpired: [true],
blockOverDp: [true],
blockFrozen: [true],
blockLienReleased: [true]
});
}
get loanProductChequeBook() {
return this.loanProductChequeBookForm.getRawValue();
}
}
@@ -7,178 +7,190 @@
-->
<form [formGroup]="loanProductDetailsForm">
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-info-circle"></i>
<h3>{{ 'labels.inputs.Product Name' | translate }} &amp; {{ 'labels.inputs.Description' | translate }}</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field lpd-field--full">
<mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
<input
matInput
formControlName="name"
matTooltip="{{ 'tooltips.Product name is a unique identifier' | translate }}"
required
/>
<mat-error>
{{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
<strong>{{ 'labels.commons.required' | translate }}</strong>
</mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>{{ 'labels.inputs.Short Name' | translate }}</mat-label>
<input
matInput
formControlName="shortName"
maxlength="4"
matTooltip="{{ 'tooltips.Short name is a unique identifier' | translate }}"
required
/>
<mat-error>
{{ 'labels.inputs.Short Name' | translate }} {{ 'labels.commons.is' | translate }}
<strong>{{ 'labels.commons.required' | translate }}</strong>
</mat-error>
</mat-form-field>
</div>
</div>
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-calendar-alt"></i>
<h3>{{ 'labels.inputs.Availability' | translate }}</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field" (click)="startDatePicker.open()">
<mat-label>{{ 'labels.inputs.Start Date' | translate }}</mat-label>
<input
matInput
[min]="minDate"
[max]="maxDate"
[matDatepicker]="startDatePicker"
matTooltip="{{ 'tooltips.loan product will be active and available to clients' | translate }}"
formControlName="startDate"
/>
<mat-datepicker-toggle matSuffix [for]="startDatePicker"></mat-datepicker-toggle>
<mat-datepicker #startDatePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field" (click)="closeDatePicker.open()">
<mat-label>{{ 'labels.inputs.Close Date' | translate }}</mat-label>
<input
matInput
[min]="minDate"
[max]="maxDate"
[matDatepicker]="closeDatePicker"
matTooltip="{{ 'tooltips.loan product will become inactive and unavailable to clients' | translate }}"
formControlName="closeDate"
/>
<mat-datepicker-toggle matSuffix [for]="closeDatePicker"></mat-datepicker-toggle>
<mat-datepicker #closeDatePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field lpd-field--full">
<mat-label>{{ 'labels.inputs.Description' | translate }}</mat-label>
<textarea
matInput
matTooltip="{{ 'tooltips.Provide additional information' | translate }}"
formControlName="description"
cdkTextareaAutosize
cdkAutosizeMinRows="2"
></textarea>
</mat-form-field>
</div>
</div>
<!-- Interest Information -->
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-percentage"></i>
<h3>Interest Information</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Debit Int. Calculation</mat-label>
<mat-select formControlName="debitIntCalculation">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Separate Penal Int.</mat-label>
<mat-select formControlName="separatePenalInterest">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Credit Int. Calculation</mat-label>
<mat-select formControlName="creditIntCalculation">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Sub A/c Type Balance</mat-label>
<mat-select formControlName="subAccountTypeBalance">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Final Int. Rounding</mat-label>
<mat-select formControlName="finalIntRounding">
@for (opt of yesNoOptions; track opt.value) {
<mat-option [value]="opt.value">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
@if (loanProductDetailsForm.get('finalIntRounding')?.value) {
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Rounding UpTo</mat-label>
<input matInput type="number" formControlName="roundingUpTo" min="0" />
</mat-form-field>
}
</div>
</div>
<!-- Product Classification + GL Account — combined section -->
<!-- Product Type — picked first; it decides which sections the rest of the wizard shows -->
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-sitemap"></i>
<h3>Product Classification</h3>
<h3>Product Type</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Product Type Group</mat-label>
<mat-select formControlName="productTypeGroup">
@for (group of productTypeGroups; track group.id) {
<mat-option [value]="group.id">{{ group.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-radio-group formControlName="productTypeGroup" class="lpd-type-options">
@for (group of productTypeGroups; track group.id) {
<mat-radio-button [value]="group.id" class="lpd-type-option">
<span class="lpd-type-option__label">{{ group.label }}</span>
<span class="lpd-type-option__hint">{{ group.hint }}</span>
</mat-radio-button>
}
</mat-radio-group>
@if (loanProductDetailsForm.get('productTypeGroup')?.value) {
@if (loanProductDetailsForm.get('productTypeGroup')?.value) {
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>GL Account ({{ glClassificationLabel }})</mat-label>
<mat-select formControlName="glAccount">
@for (acc of availableGlAccounts; track acc.id) {
<mat-option [value]="acc.id"> ({{ acc.glCode }}) {{ acc.name }} </mat-option>
<mat-label>Product Sub Type</mat-label>
<mat-select formControlName="productTypeSubGroup" [required]="!isExistingProduct">
@for (subGroup of availableSubGroups; track subGroup.id) {
<mat-option [value]="subGroup.id">{{ subGroup.label }}</mat-option>
}
</mat-select>
<mat-error>GL Account is required</mat-error>
<mat-error>Product Sub Type is <strong>required</strong></mat-error>
</mat-form-field>
}
</div>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>GL Account (Asset)</mat-label>
<mat-select
formControlName="glAccount"
[required]="!isExistingProduct"
matTooltip="Ledger GL of this product. Account numbers of its loan accounts are generated from this GL."
>
@for (acc of assetAccountOptions; track acc.id) {
<mat-option [value]="acc.id">({{ acc.glCode }}) {{ acc.name }}</mat-option>
}
</mat-select>
<mat-error>GL Account is <strong>required</strong></mat-error>
</mat-form-field>
</div>
}
</div>
@if (!isProductTypeChosen) {
<div class="lpd-type-pending">
<i class="fas fa-circle-info"></i>
Select a Product Type and Sub Type to continue.
</div>
}
@if (isProductTypeChosen) {
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-info-circle"></i>
<h3>{{ 'labels.inputs.Product Name' | translate }} &amp; {{ 'labels.inputs.Description' | translate }}</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field lpd-field--full">
<mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
<input
matInput
formControlName="name"
matTooltip="{{ 'tooltips.Product name is a unique identifier' | translate }}"
required
/>
<mat-error>
{{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
<strong>{{ 'labels.commons.required' | translate }}</strong>
</mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>{{ 'labels.inputs.Short Name' | translate }}</mat-label>
<input
matInput
formControlName="shortName"
[maxlength]="isExistingProduct ? 4 : null"
matTooltip="{{ 'tooltips.Short name is a unique identifier' | translate }}"
required
(input)="normalizeShortName($event)"
/>
@if (loanProductDetailsForm.get('shortName').hasError('pattern')) {
<mat-error>Short Name must be exactly <strong>2 capital letters</strong> (A–Z)</mat-error>
} @else {
<mat-error>
{{ 'labels.inputs.Short Name' | translate }} {{ 'labels.commons.is' | translate }}
<strong>{{ 'labels.commons.required' | translate }}</strong>
</mat-error>
}
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field lpd-field--row-start" (click)="startDatePicker.open()">
<mat-label>{{ 'labels.inputs.Start Date' | translate }}</mat-label>
<input
matInput
[min]="startDateMin"
[max]="startDateMax"
[matDatepicker]="startDatePicker"
matTooltip="{{ 'tooltips.loan product will be active and available to clients' | translate }}"
formControlName="startDate"
/>
<mat-datepicker-toggle matSuffix [for]="startDatePicker"></mat-datepicker-toggle>
<mat-datepicker #startDatePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field" (click)="closeDatePicker.open()">
<mat-label>{{ 'labels.inputs.Close Date' | translate }}</mat-label>
<input
matInput
[min]="closeDateMin"
[max]="maxDate"
[matDatepicker]="closeDatePicker"
matTooltip="{{ 'tooltips.loan product will become inactive and unavailable to clients' | translate }}"
formControlName="closeDate"
/>
<mat-datepicker-toggle matSuffix [for]="closeDatePicker"></mat-datepicker-toggle>
<mat-datepicker #closeDatePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field lpd-field--full">
<mat-label>{{ 'labels.inputs.Description' | translate }}</mat-label>
<textarea
matInput
matTooltip="{{ 'tooltips.Provide additional information' | translate }}"
formControlName="description"
cdkTextareaAutosize
cdkAutosizeMinRows="2"
></textarea>
</mat-form-field>
</div>
</div>
<div class="lpd-section">
<div class="lpd-section__header">
<i class="fas fa-flag"></i>
<h3>Regulatory Classification</h3>
</div>
<div class="lpd-grid">
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Loan Product Category (RBI)</mat-label>
<mat-select formControlName="loanProductCategory">
@for (opt of loanProductCategoryOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Priority Sector</mat-label>
<mat-select formControlName="prioritySector">
@for (opt of prioritySectorOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>CIBIL Account Type</mat-label>
<mat-select formControlName="cibilAccountType">
@for (opt of cibilAccountTypeOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>Key Fact Statement (KFS)</mat-label>
<mat-select formControlName="kfsEnabled">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lpd-field">
<mat-label>APR Calculation</mat-label>
<mat-select formControlName="aprEnabled">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
}
</form>
@@ -61,6 +61,57 @@ $gray-900: #202124;
&--full {
grid-column: 1 / -1;
}
// Starts a new row, so Start / Close Date sit together instead of one of them beside Short Name.
&--row-start {
grid-column-start: 1;
}
}
// Product Type — first section
.lpd-type-options {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 12px;
padding: 16px 24px 0;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.lpd-type-option {
border: 1px solid $border;
border-radius: 8px;
padding: 8px 12px;
&__label {
display: block;
font-weight: 600;
color: $gray-900;
}
&__hint {
display: block;
font-size: 12px;
color: #5f6368;
}
}
.lpd-type-pending {
display: flex;
align-items: center;
gap: 8px;
margin-top: 16px;
padding: 12px 24px;
border: 1px dashed $border;
border-radius: 10px;
font-size: 13px;
color: #5f6368;
i {
color: $accent;
}
}
.lpd-checkbox-row {
@@ -15,6 +15,7 @@ import { Dates } from 'app/core/utils/dates';
import { SettingsService } from 'app/settings/settings.service';
import { MatTooltip } from '@angular/material/tooltip';
import { CdkTextareaAutosize } from '@angular/cdk/text-field';
import { MatRadioButton, MatRadioGroup } from '@angular/material/radio';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@Component({
@@ -24,7 +25,9 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
imports: [
...STANDALONE_SHARED_IMPORTS,
MatTooltip,
CdkTextareaAutosize
CdkTextareaAutosize,
MatRadioGroup,
MatRadioButton
]
})
export class LoanProductDetailsStepComponent implements OnInit {
@@ -39,6 +42,14 @@ export class LoanProductDetailsStepComponent implements OnInit {
minDate = new Date(2000, 0, 1);
maxDate = new Date(new Date().setFullYear(new Date().getFullYear() + 10));
// Start Date policy: a new product must start on the current day — the picker allows only today
// (neither past nor future). Widened for an existing product so its saved start date stays valid.
startDateMin: Date = new Date();
startDateMax: Date = new Date();
// Close (End) Date accepts only future dates — default min is tomorrow; widened for an existing product.
closeDateMin: Date = new Date();
/**
* @param {FormBuilder} formBuilder Form Builder.
* @param {Dates} dateUtils Date Utils.
@@ -50,90 +61,158 @@ export class LoanProductDetailsStepComponent implements OnInit {
}
ngOnInit() {
// Product Type is not persisted by the backend yet, so an existing product comes back without one.
// Only a new product is made to pick it first; editing must not hide or block the rest of the form.
this.isExistingProduct = !!this.loanProductsTemplate?.id;
if (!this.isExistingProduct) {
this.loanProductDetailsForm.get('productTypeGroup').setValidators(Validators.required);
this.loanProductDetailsForm.get('productTypeSubGroup').setValidators(Validators.required);
this.loanProductDetailsForm.get('glAccount').setValidators(Validators.required);
// A new product's short name is exactly two capital letters. Saved products keep the old 4-character
// rule, so an existing short name such as 'PW16' does not stop the product from being edited.
this.loanProductDetailsForm.get('shortName').setValidators([
Validators.required,
Validators.pattern(/^[A-Z]{2}$/)
]);
this.loanProductDetailsForm.get('productTypeGroup').updateValueAndValidity({ emitEvent: false });
this.loanProductDetailsForm.get('productTypeSubGroup').updateValueAndValidity({ emitEvent: false });
this.loanProductDetailsForm.get('glAccount').updateValueAndValidity({ emitEvent: false });
this.loanProductDetailsForm.get('shortName').updateValueAndValidity({ emitEvent: false });
}
// A loan / advance is an asset of the bank, so its ledger GL is always an asset account.
this.assetAccountOptions = this.loanProductsTemplate?.accountingMappingOptions?.assetAccountOptions ?? [];
// Start Date: default to today for a new product and lock the picker to the current day.
// An existing product keeps the wider range so its saved date remains selectable/valid.
if (this.isExistingProduct) {
this.startDateMin = this.minDate;
this.startDateMax = this.maxDate;
this.closeDateMin = this.minDate;
} else {
this.startDateMin = new Date();
this.startDateMax = new Date();
const tomorrow = new Date();
tomorrow.setDate(tomorrow.getDate() + 1);
this.closeDateMin = tomorrow;
}
this.loanProductDetailsForm.patchValue({
name: this.loanProductsTemplate.name,
shortName: this.loanProductsTemplate.shortName,
description: this.loanProductsTemplate.description,
startDate: this.loanProductsTemplate.startDate && new Date(this.loanProductsTemplate.startDate),
startDate: this.loanProductsTemplate.startDate ? new Date(this.loanProductsTemplate.startDate) : new Date(),
closeDate: this.loanProductsTemplate.closeDate && new Date(this.loanProductsTemplate.closeDate)
});
const mappingOptions = this.loanProductsTemplate?.accountingMappingOptions ?? {};
this.assetAccountOptions = mappingOptions.assetAccountOptions ?? [];
this.liabilityAccountOptions = mappingOptions.liabilityAccountOptions ?? [];
this.loanProductDetailsForm.patchValue({
debitIntCalculation: this.loanProductsTemplate.debitIntCalculation ?? false,
separatePenalInterest: this.loanProductsTemplate.separatePenalInterest ?? false,
creditIntCalculation: this.loanProductsTemplate.creditIntCalculation ?? false,
subAccountTypeBalance: this.loanProductsTemplate.subAccountTypeBalance ?? false,
finalIntRounding: this.loanProductsTemplate.finalIntRounding ?? false,
roundingUpTo: this.loanProductsTemplate.roundingUpTo ?? null
});
}
/** Product Classification data */
/** True when editing a saved product; see ngOnInit. */
isExistingProduct = false;
/** Product Type -- picked first, since it decides which sections the rest of the wizard shows. */
readonly productTypeGroups = [
{ id: 'loans', label: 'Loan' },
{ id: 'advanced', label: 'Advanced' }
{ id: 'advances', label: 'Advances A/C', hint: 'No EMI. Limit / drawing power against security.' },
{ id: 'loans', label: 'Loans A/C', hint: 'Fixed disbursement, fixed tenure, EMI repayment.' }
];
readonly productTypeSubGroups: Record<string, { id: string; label: string }[]> = {
loans: [
{ id: 'emi', label: 'EMI' },
{ id: 'cc', label: 'CC (Cash Credit)' },
{ id: 'overdraft', label: 'Overdraft' },
{ id: 'warehouse', label: 'Warehouse' },
{ id: 'gold', label: 'Gold' }
/** `shortName` is the two-letter code the product's Short Name is pre-filled with when the sub type is picked. */
readonly productTypeSubGroups: Record<string, { id: string; label: string; shortName: string }[]> = {
advances: [
{ id: 'fd', label: 'Loan against FD', shortName: 'FD' },
{ id: 'rd', label: 'Loan against RD', shortName: 'RD' },
{ id: 'dds', label: 'Loan against DDS', shortName: 'DS' },
{ id: 'lic', label: 'Loan against LIC Policy', shortName: 'LI' },
{ id: 'gold', label: 'Loan against Gold', shortName: 'GD' },
{ id: 'warehouse', label: 'Warehouse Receipt', shortName: 'WR' },
{ id: 'cc', label: 'Cash Credit (CC)', shortName: 'CC' },
{ id: 'overdraft', label: 'Overdraft (OD)', shortName: 'OD' },
{ id: 'kcc', label: 'Kisan Credit Card (KCC)', shortName: 'KC' },
{ id: 'bills', label: 'Bills Purchased / Discounted', shortName: 'BP' }
],
advanced: [
{ id: 'fd', label: 'FD (Fixed Deposit)' },
{ id: 'rd', label: 'RD (Recurring Deposit)' }
loans: [
{ id: 'term', label: 'Term Loan', shortName: 'TL' },
{ id: 'personal', label: 'Personal Loan', shortName: 'PL' },
{ id: 'housing', label: 'Housing Loan', shortName: 'HL' },
{ id: 'vehicle', label: 'Vehicle Loan', shortName: 'VL' },
{ id: 'education', label: 'Education Loan', shortName: 'EL' },
{ id: 'business', label: 'Business / MSME Loan', shortName: 'BL' },
{ id: 'gold_emi', label: 'Gold EMI Loan', shortName: 'GE' }
]
};
/** Default GL per product type group */
private readonly glDefaultMap: Record<string, string> = {
loans: 'asset',
advanced: 'asset'
};
/** Regulatory Classification options (UI-only; RBI / bureau reporting). */
readonly loanProductCategoryOptions = [
{ id: 'advances_deposits', label: 'Advances against deposits' },
{ id: 'gold_loan', label: 'Gold loan' },
{ id: 'agriculture', label: 'Agriculture' },
{ id: 'msme', label: 'MSME' },
{ id: 'personal', label: 'Personal / retail' },
{ id: 'housing', label: 'Housing' },
{ id: 'other', label: 'Other' }
];
readonly prioritySectorOptions = [
{ id: 'yes', label: 'Yes' },
{ id: 'no', label: 'No' }
];
readonly cibilAccountTypeOptions = [
{ id: 'loan_bank_deposits', label: 'Loan against Bank Deposits' },
{ id: 'gold_loan', label: 'Gold Loan' },
{ id: 'overdraft', label: 'Overdraft' },
{ id: 'business_loan', label: 'Business Loan' },
{ id: 'other', label: 'Other' }
];
readonly yesNoOptions = [
'YES',
'NO'
];
/** The rest of the Details form stays hidden on a new product until its type and sub type are picked. */
get isProductTypeChosen(): boolean {
if (this.isExistingProduct) {
return true;
}
const value = this.loanProductDetailsForm.value;
return !!value.productTypeGroup && !!value.productTypeSubGroup;
}
get availableSubGroups() {
const group = this.loanProductDetailsForm.get('productTypeGroup')?.value;
return group ? (this.productTypeSubGroups[group] ?? []) : [];
}
get glOptions(): string[] {
return [
'asset',
'liability'
];
}
/**
* Asset GLs offered for the product's ledger GL -- the GL the product's loan account numbers are
* generated from. Separate from the Accounting tab mappings, which drive the journal entries.
*/
assetAccountOptions: any[] = [];
liabilityAccountOptions: any[] = [];
get availableGlAccounts(): any[] {
const type = this.loanProductDetailsForm.get('glClassification')?.value;
if (type === 'asset') return this.assetAccountOptions;
if (type === 'liability') return this.liabilityAccountOptions;
return [];
}
get glClassificationLabel(): string {
const type = this.loanProductDetailsForm.get('glClassification')?.value;
return type === 'liability' ? 'Liability' : 'Asset';
}
get selectedGroupLabel(): string {
const group = this.loanProductDetailsForm.get('productTypeGroup')?.value;
return this.productTypeGroups.find((g) => g.id === group)?.label ?? '';
}
readonly yesNoOptions = [
{ value: true, label: 'YES' },
{ value: false, label: 'NO' }
];
/**
* A new product's short name is two capital letters, so what is typed or pasted is upper-cased, anything
* that is not a letter is dropped, and only the first two letters are kept. Trimming here rather than with
* maxlength means a paste like 'g1old' still yields 'GO' instead of being cut to 'g1' first.
*/
normalizeShortName(event: Event) {
if (this.isExistingProduct) {
return;
}
// Read from the input itself: this handler can run before the form control has taken the new value.
const typed = (event.target as HTMLInputElement).value ?? '';
const cleaned = typed
.toUpperCase()
.replace(/[^A-Z]/g, '')
.slice(0, 2);
if (cleaned !== typed) {
this.loanProductDetailsForm.get('shortName').setValue(cleaned);
}
}
createLoanProductDetailsForm() {
this.loanProductDetailsForm = this.formBuilder.group({
@@ -150,21 +229,26 @@ export class LoanProductDetailsStepComponent implements OnInit {
closeDate: [''],
productTypeGroup: [''],
productTypeSubGroup: [''],
glClassification: ['asset'],
glAccount: [''],
debitIntCalculation: [false],
separatePenalInterest: [false],
creditIntCalculation: [false],
subAccountTypeBalance: [false],
finalIntRounding: [false],
roundingUpTo: [null]
// Regulatory Classification (UI-only; stripped in buildPayload)
loanProductCategory: ['advances_deposits'],
prioritySector: ['no'],
cibilAccountType: ['loan_bank_deposits'],
kfsEnabled: ['YES'],
aprEnabled: ['YES']
});
// Auto-set GL based on product type group
this.loanProductDetailsForm.get('productTypeGroup')?.valueChanges.subscribe((group: string) => {
const defaultVal = this.glDefaultMap[group] ?? 'asset';
this.loanProductDetailsForm.get('glClassification')?.setValue(defaultVal);
this.loanProductDetailsForm.get('glAccount')?.setValue('');
// A sub type belongs to one group, so changing the group clears it.
this.loanProductDetailsForm.get('productTypeGroup')?.valueChanges.subscribe(() => {
this.loanProductDetailsForm.get('productTypeSubGroup')?.setValue('');
});
// Picking a sub type pre-fills the Short Name with its code; the user can still change it.
this.loanProductDetailsForm.get('productTypeSubGroup')?.valueChanges.subscribe((subGroupId: string) => {
const subGroup = this.availableSubGroups.find((s) => s.id === subGroupId);
if (subGroup) {
this.loanProductDetailsForm.get('shortName').setValue(subGroup.shortName);
}
});
}
@@ -0,0 +1,106 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductPenalNpaForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-percent"></i>
<h3>Penal Charges</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Penal Charges Applicable</mat-label>
<mat-select formControlName="penalApplicable">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Penal Rate (% p.a.)</mat-label>
<input matInput type="number" formControlName="penalRate" min="0" max="100" step="0.01" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Applied On</mat-label>
<mat-select formControlName="penalAppliedOn">
@for (opt of appliedOnOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Penal Grace Days</mat-label>
<input matInput type="number" formControlName="penalGraceDays" min="0" />
</mat-form-field>
<div class="adv-field adv-field--full" style="grid-column: span 2">
<div class="adv-info">
RBI: penal charges are kept separate from interest, never capitalised, and shown in the Key Fact Statement.
</div>
</div>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-triangle-exclamation"></i>
<h3>Asset Classification (SMA / NPA)</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Delinquency Bucket (SMA)</mat-label>
<mat-select formControlName="delinquencyBucketId">
<mat-option [value]="''">— None —</mat-option>
@for (bucket of delinquencyBucketOptions; track bucket.id) {
<mat-option [value]="bucket.id">{{ bucket.name }}</mat-option>
}
</mat-select>
<mat-hint>SMA 0–30 / 31–60 / 61–90</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>NPA After (days overdue)</mat-label>
<input matInput type="number" formControlName="npaDays" min="0" required />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>NPA Trigger</mat-label>
<mat-select formControlName="npaTrigger">
@for (opt of npaTriggerOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest after NPA</mat-label>
<mat-select formControlName="interestAfterNpa">
@for (opt of interestAfterNpaOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Grace on Arrears Ageing (days)</mat-label>
<input matInput type="number" formControlName="graceOnArrearsAgeing" min="0" />
<mat-hint>Days before an amount counts as overdue</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>In-Arrears Tolerance (₹)</mat-label>
<input matInput type="number" formControlName="inArrearsTolerance" min="0" />
<mat-hint>Small balance ignored for arrears</mat-hint>
</mat-form-field>
</div>
<div class="adv-subsection">
<div class="adv-checks">
<mat-checkbox formControlName="upgradeOnlyAllArrears">
Upgrade from NPA only when all arrears are cleared
</mat-checkbox>
<mat-checkbox formControlName="keepStandardIfDepositCovers">
Keep standard while the pledged deposit fully covers the dues
</mat-checkbox>
</div>
</div>
</div>
</form>
@@ -0,0 +1,90 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, Input, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { MatCheckbox } from '@angular/material/checkbox';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Penal charges & asset-classification (SMA / NPA) step for an Advances A/C product (Figma step 6).
* UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-penal-npa-step',
templateUrl: './loan-product-penal-npa-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatCheckbox
]
})
export class LoanProductPenalNpaStepComponent {
private formBuilder = inject(UntypedFormBuilder);
@Input() loanProductsTemplate: any;
loanProductPenalNpaForm: UntypedFormGroup;
readonly yesNoOptions = [
'YES',
'NO'
];
readonly appliedOnOptions = [
{ id: 'overdue', label: 'Overdue amount' },
{ id: 'outstanding', label: 'Full outstanding' }
];
readonly npaTriggerOptions = [
{ id: 'maturity', label: 'Dues overdue after maturity' },
{ id: 'out_of_order', label: 'Out of order 90 days (CC/OD)' }
];
readonly interestAfterNpaOptions = [
{ id: 'undebited', label: 'Move to Undebited Interest GL' },
{ id: 'suspense', label: 'Move to Interest Suspense GL' }
];
get delinquencyBucketOptions(): any[] {
return this.loanProductsTemplate?.delinquencyBucketOptions ?? [];
}
constructor() {
this.loanProductPenalNpaForm = this.formBuilder.group({
penalApplicable: ['YES'],
penalRate: [
2.0,
[
Validators.min(0),
Validators.max(100)
]
],
penalAppliedOn: ['overdue'],
penalGraceDays: [0],
delinquencyBucketId: [''],
npaDays: [
90,
[
Validators.required,
Validators.min(0)
]
],
npaTrigger: ['maturity'],
interestAfterNpa: ['undebited'],
graceOnArrearsAgeing: [0],
inArrearsTolerance: [0],
upgradeOnlyAllArrears: [true],
keepStandardIfDepositCovers: [true]
});
}
get loanProductPenalNpa() {
return this.loanProductPenalNpaForm.getRawValue();
}
}
@@ -0,0 +1,69 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductRenewalClosureForm">
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-arrows-rotate"></i>
<h3>Limit Renewal</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Renewal Allowed</mat-label>
<mat-select formControlName="renewalAllowed">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Renewal Period (months)</mat-label>
<input matInput type="number" formControlName="renewalPeriodMonths" min="1" required />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Renewal Grace Days</mat-label>
<input matInput type="number" formControlName="renewalGraceDays" min="0" />
<mat-hint>Days allowed after the renewal date</mat-hint>
</mat-form-field>
</div>
</div>
<div class="adv-section">
<div class="adv-section__header">
<i class="fas fa-door-open"></i>
<h3>Pre-closure</h3>
</div>
<div class="adv-grid adv-grid--3">
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Pre-closure Allowed</mat-label>
<mat-select formControlName="preclosureAllowed">
@for (opt of preclosureOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Lock-in Period (months)</mat-label>
<input matInput type="number" formControlName="lockInMonths" min="0" />
</mat-form-field>
<mat-form-field appearance="outline" class="adv-field">
<mat-label>Interest on Pre-closure</mat-label>
<mat-select formControlName="interestOnPreclosure">
@for (opt of preclosureInterestOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
</div>
</div>
<div class="adv-note">
<i class="fas fa-circle-info"></i>
<span>Renewal and pre-closure <strong>fees</strong> are set once, on the Charges step.</span>
</div>
</form>
@@ -0,0 +1,64 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Limit renewal & pre-closure rules for an Advances A/C product (Figma step 7). Fees live on the
* Charges step. UI-only for now — not sent in the create payload.
*/
@Component({
selector: 'mifosx-loan-product-renewal-closure-step',
templateUrl: './loan-product-renewal-closure-step.component.html',
styleUrls: ['../advance-steps.scss'],
imports: [...STANDALONE_SHARED_IMPORTS]
})
export class LoanProductRenewalClosureStepComponent {
private formBuilder = inject(UntypedFormBuilder);
loanProductRenewalClosureForm: UntypedFormGroup;
readonly yesNoOptions = [
'YES',
'NO'
];
readonly preclosureOptions = [
{ id: 'anytime', label: 'Anytime' },
{ id: 'after_lockin', label: 'After lock-in period' },
{ id: 'not_allowed', label: 'Not allowed' }
];
readonly preclosureInterestOptions = [
{ id: 'till_closing', label: 'Till closing date (broken period)' },
{ id: 'full_period', label: 'Full current period' }
];
constructor() {
this.loanProductRenewalClosureForm = this.formBuilder.group({
renewalAllowed: ['YES'],
renewalPeriodMonths: [
12,
[
Validators.required,
Validators.min(1)
]
],
renewalGraceDays: [30],
preclosureAllowed: ['anytime'],
lockInMonths: [0],
interestOnPreclosure: ['till_closing']
});
}
get loanProductRenewalClosure() {
return this.loanProductRenewalClosureForm.getRawValue();
}
}
@@ -0,0 +1,160 @@
<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<form [formGroup]="loanProductSecurityLienForm">
@if (!isAdvance) {
<div class="lsl-note">
<i class="fas fa-circle-info"></i>
Security &amp; Lien applies to an <strong>Advances A/C</strong> product. Choose it on the Details step.
</div>
}
@if (isAdvance) {
<div class="lsl-section">
<div class="lsl-section__header">
<i class="fas fa-shield-alt"></i>
<h3>Security &amp; Margin</h3>
</div>
<div class="lsl-grid">
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Security Type</mat-label>
<input matInput formControlName="securityType" matTooltip="Set from the Product Sub Type" />
<mat-hint>From Sub Type — not chosen again</mat-hint>
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Eligible Amount Basis</mat-label>
<mat-select formControlName="eligibleAmountBasis" required>
@for (opt of eligibleAmountBasisOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
<mat-error>Eligible Amount Basis is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Margin (%)</mat-label>
<input matInput type="number" formControlName="margin" min="0" max="100" step="0.01" required />
<mat-hint>0 – 100. Drawing Power = security value × LTV</mat-hint>
@if (loanProductSecurityLienForm.get('margin').hasError('required')) {
<mat-error>Margin is <strong>required</strong></mat-error>
} @else {
<mat-error>Margin must be between 0 and 100</mat-error>
}
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>LTV (%)</mat-label>
<input matInput [value]="ltv" disabled />
<mat-hint>= 100 − Margin</mat-hint>
</mat-form-field>
</div>
</div>
@if (isLienSubType) {
<div class="lsl-section">
<div class="lsl-section__header">
<i class="fas fa-lock"></i>
<h3>Lien Settings</h3>
<span class="lsl-section__hint">FD · RD · DDS · LIC</span>
</div>
<div class="lsl-subsection">
<p class="lsl-group">Lien marking</p>
<div class="lsl-grid">
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Lien Required</mat-label>
<input matInput value="YES (mandatory)" disabled />
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Lien Marking Stage</mat-label>
<mat-select formControlName="lienMarkingStage" required>
@for (opt of lienMarkingStageOptions; track opt.id) {
<mat-option [value]="opt.id">{{ opt.label }}</mat-option>
}
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field lsl-field--full">
<mat-label>Eligible Deposit Products</mat-label>
<mat-select formControlName="eligibleDepositProducts" multiple required>
@for (product of depositProductOptions; track product) {
<mat-option [value]="product">{{ product }}</mat-option>
}
</mat-select>
<mat-hint>Only accounts of these deposit products can be pledged for this advance</mat-hint>
<mat-error>Pick at least one deposit product</mat-error>
</mat-form-field>
</div>
</div>
<div class="lsl-subsection">
<p class="lsl-group">Rules</p>
<div class="lsl-checks">
<mat-checkbox formControlName="tenureNotExceedMaturity">
Tenure cannot exceed deposit maturity date
</mat-checkbox>
<mat-checkbox formControlName="autoReleaseOnClosure">
Auto-release lien when the advance is closed
</mat-checkbox>
<mat-checkbox formControlName="allowMultipleDeposits">
Allow multiple deposits for one advance
</mat-checkbox>
<mat-checkbox formControlName="adjustFromMaturity">
Adjust advance from deposit proceeds at maturity
</mat-checkbox>
<mat-checkbox formControlName="allowThirdPartyDeposit">
Allow third-party deposit (consent letter required)
</mat-checkbox>
<mat-checkbox formControlName="allowRenewalUnderLien">
Allow deposit renewal under lien (lien carries forward)
</mat-checkbox>
</div>
</div>
<div class="lsl-subsection">
<p class="lsl-group">Lien certificate</p>
<div class="lsl-grid">
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Lien Certificate Required</mat-label>
<mat-select formControlName="lienCertificateRequired">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
@if (loanProductSecurityLienForm.get('lienCertificateRequired').value === 'YES') {
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Certificate No. Prefix</mat-label>
<input matInput formControlName="lienCertificatePrefix" required />
<mat-error>Prefix is <strong>required</strong></mat-error>
</mat-form-field>
<mat-form-field appearance="outline" class="lsl-field">
<mat-label>Print on Disbursement</mat-label>
<mat-select formControlName="printOnDisbursement">
@for (opt of yesNoOptions; track opt) {
<mat-option [value]="opt">{{ opt }}</mat-option>
}
</mat-select>
</mat-form-field>
}
</div>
</div>
</div>
<div class="lsl-note">
<i class="fas fa-circle-info"></i>
Interest basis and spread are set on the <strong>Interest</strong> step; the lien-certificate fee on the
<strong>Charges</strong> step.
</div>
}
}
</form>
@@ -0,0 +1,117 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
$accent: #0ea5e9;
$border: #e2e8f0;
$gray-50: #f8f9fa;
$gray-200: #e8eaed;
$gray-900: #202124;
.lsl-section {
border: 1px solid $border;
border-radius: 10px;
overflow: hidden;
background: #fff;
& + & {
margin-top: 16px;
}
&__header {
display: flex;
align-items: center;
gap: 10px;
padding: 12px 24px;
background: $gray-50;
border-bottom: 1px solid $gray-200;
i {
font-size: 14px;
color: $accent;
}
h3 {
margin: 0;
font-size: 14px;
font-weight: 600;
color: $gray-900;
}
}
&__hint {
margin-left: auto;
font-size: 12px;
color: #5f6368;
}
}
.lsl-subsection {
padding: 16px 24px;
& + & {
border-top: 1px solid $border;
}
}
.lsl-group {
margin: 0 0 12px;
font-size: 12px;
font-weight: 600;
letter-spacing: 0.06em;
text-transform: uppercase;
color: #5f6368;
}
.lsl-grid {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 4px 16px;
padding: 16px 24px;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.lsl-subsection .lsl-grid {
padding: 0;
}
.lsl-field {
width: 100%;
&--full {
grid-column: 1 / -1;
}
}
.lsl-checks {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 12px 32px;
@media (width <= 600px) {
grid-template-columns: 1fr;
}
}
.lsl-note {
display: flex;
align-items: center;
gap: 8px;
margin-top: 16px;
padding: 12px 24px;
border: 1px dashed $border;
border-radius: 10px;
font-size: 13px;
color: #5f6368;
i {
color: $accent;
}
}
@@ -0,0 +1,196 @@
/**
* Copyright since 2025 Mifos Initiative
*
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, OnInit, Input, inject } from '@angular/core';
import { AbstractControl, UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
import { MatTooltip } from '@angular/material/tooltip';
import { MatCheckbox } from '@angular/material/checkbox';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
/**
* Security & Lien step, shown only for an "Advances A/C" product.
*
* For a deposit-backed advance (Loan against FD / RD / DDS / LIC) the bank marks a lien on the
* customer's own deposit. This step captures the product-level rules for that: the margin (from which
* the LTV and drawing power follow), which deposit products may be pledged, and the lien certificate.
*
* UI-only for now: its values are NOT sent in the create payload, because the backend has no column to
* store them yet. Once the satellite table lands, wire `loanProductSecurityLien` into the payload.
*/
@Component({
selector: 'mifosx-loan-product-security-lien-step',
templateUrl: './loan-product-security-lien-step.component.html',
styleUrls: ['./loan-product-security-lien-step.component.scss'],
imports: [
...STANDALONE_SHARED_IMPORTS,
MatTooltip,
MatCheckbox
]
})
export class LoanProductSecurityLienStepComponent implements OnInit {
private formBuilder = inject(UntypedFormBuilder);
@Input() loanProductsTemplate: any;
/** The Details step's Product Type controls, so this step reacts to the chosen group / sub type. */
@Input() productTypeGroup: AbstractControl;
@Input() productTypeSubGroup: AbstractControl;
loanProductSecurityLienForm: UntypedFormGroup;
/** Sub type -> the security it is backed by. Only deposit / policy sub types get a lien section. */
private readonly securityTypeBySubGroup: Record<string, string> = {
fd: 'Fixed Deposit',
rd: 'Recurring Deposit',
dds: 'Daily Deposit Scheme',
lic: 'LIC Policy',
gold: 'Gold Ornaments',
warehouse: 'Warehouse Receipt',
cc: 'Stock / Book Debts',
overdraft: 'Deposit / Property'
};
/** Sub types whose security is lien-marked on a deposit (rather than pledged / hypothecated). */
private readonly lienSubGroups = [
'fd',
'rd',
'dds',
'lic'
];
/** Default margin % per sub type (bank policy in real use); LTV is derived from it. */
private readonly defaultMarginBySubGroup: Record<string, number> = {
fd: 10,
rd: 10,
dds: 10,
lic: 40
};
readonly eligibleAmountBasisOptions = [
{ id: 'balance_accrued', label: 'Deposit balance + accrued interest' },
{ id: 'balance', label: 'Deposit balance only' },
{ id: 'surrender', label: 'Surrender value (LIC)' }
];
readonly lienMarkingStageOptions = [
{ id: 'disbursement', label: 'At Disbursement' },
{ id: 'sanction', label: 'At Sanction' }
];
readonly depositProductOptions = [
'Fixed Deposit – Regular',
'Fixed Deposit – Senior Citizen',
'Recurring Deposit – Regular',
'Daily Deposit Scheme'
];
readonly yesNoOptions = [
'YES',
'NO'
];
constructor() {
this.createForm();
}
ngOnInit() {
this.applySubGroup(this.productTypeSubGroup?.value);
// Keep Security Type and the default margin in step with the sub type chosen on the Details step.
this.productTypeSubGroup?.valueChanges.subscribe((subGroup: string) => this.applySubGroup(subGroup));
}
private applySubGroup(subGroup: string): void {
this.loanProductSecurityLienForm
.get('securityType')
.setValue(this.securityTypeBySubGroup[subGroup] ?? '', { emitEvent: false });
const margin = this.defaultMarginBySubGroup[subGroup];
if (margin != null && !this.loanProductSecurityLienForm.get('margin').dirty) {
this.loanProductSecurityLienForm.get('margin').setValue(margin, { emitEvent: false });
}
}
/** This whole step is only relevant to an Advances A/C product. */
get isAdvance(): boolean {
return this.productTypeGroup?.value === 'advances';
}
/** The lien block shows only for deposit / policy sub types; gold, warehouse, CC etc. are pledged. */
get isLienSubType(): boolean {
return this.lienSubGroups.includes(this.productTypeSubGroup?.value);
}
/** LTV = 100 − margin, shown read-only next to the margin. */
get ltv(): number | null {
const margin = this.loanProductSecurityLienForm.get('margin').value;
if (margin === null || margin === '' || isNaN(margin)) {
return null;
}
return 100 - Number(margin);
}
createForm() {
this.loanProductSecurityLienForm = this.formBuilder.group({
securityType: [{ value: '', disabled: true }],
eligibleAmountBasis: [
'balance_accrued',
Validators.required
],
margin: [
10,
[
Validators.required,
Validators.min(0),
Validators.max(100)
]
],
lienMarkingStage: [
'disbursement',
Validators.required
],
eligibleDepositProducts: [
['Fixed Deposit – Regular'],
Validators.required
],
tenureNotExceedMaturity: [true],
autoReleaseOnClosure: [true],
allowMultipleDeposits: [false],
adjustFromMaturity: [true],
allowThirdPartyDeposit: [false],
allowRenewalUnderLien: [true],
lienCertificateRequired: ['YES'],
lienCertificatePrefix: [
'LC/FD/',
Validators.required
],
printOnDisbursement: ['YES']
});
}
/** Flat values for the payload. Not wired into submit yet — see the class comment. */
get loanProductSecurityLien() {
const value = this.loanProductSecurityLienForm.getRawValue();
return {
securityType: value.securityType,
eligibleAmountBasis: value.eligibleAmountBasis,
margin: value.margin,
ltv: this.ltv,
lienMarkingStage: value.lienMarkingStage,
eligibleDepositProducts: value.eligibleDepositProducts,
lienRules: {
tenureNotExceedMaturity: value.tenureNotExceedMaturity,
autoReleaseOnClosure: value.autoReleaseOnClosure,
allowMultipleDeposits: value.allowMultipleDeposits,
adjustFromMaturity: value.adjustFromMaturity,
allowThirdPartyDeposit: value.allowThirdPartyDeposit,
allowRenewalUnderLien: value.allowRenewalUnderLien
},
lienCertificateRequired: value.lienCertificateRequired,
lienCertificatePrefix: value.lienCertificatePrefix,
printOnDisbursement: value.printOnDisbursement
};
}
}
@@ -71,6 +71,16 @@
}
}
.lps-panel {
& + & {
margin-top: 12px;
}
.lps-section__body {
padding-top: 8px;
}
}
.lps-full-width {
grid-column: 1 / -1;
}
@@ -22,6 +22,12 @@ import { MatTooltip } from '@angular/material/tooltip';
import { MatCheckbox } from '@angular/material/checkbox';
import { MatIconButton } from '@angular/material/button';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import {
MatAccordion,
MatExpansionPanel,
MatExpansionPanelHeader,
MatExpansionPanelTitle
} from '@angular/material/expansion';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@Component({
@@ -35,7 +41,11 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
MatCheckbox,
MatIconButton,
FaIconComponent,
ReactiveFormsModule
ReactiveFormsModule,
MatAccordion,
MatExpansionPanel,
MatExpansionPanelHeader,
MatExpansionPanelTitle
]
})
export class LoanProductSettingsStepComponent implements OnInit {
@@ -44,9 +54,35 @@ export class LoanProductSettingsStepComponent implements OnInit {
@Input() toEdit: boolean;
@Input() loanProductsTemplate: any;
@Input() isLinkedToFloatingInterestRates: UntypedFormControl;
@Input() productTypeGroup: UntypedFormControl;
@Output() advancePaymentStrategy = new EventEmitter<string>();
/**
* Provided from the Terms step's control. It can arrive after this component's ngOnInit (the Terms tab
* resolves later now that the tabs are conditional), so subscribe from the setter when it is present
* rather than assuming it in ngOnInit — otherwise a null control blanks the whole wizard.
*/
private _isLinkedToFloatingInterestRates: UntypedFormControl;
private isLinkedSubscribed = false;
@Input()
set isLinkedToFloatingInterestRates(control: UntypedFormControl) {
this._isLinkedToFloatingInterestRates = control;
if (control && !this.isLinkedSubscribed) {
this.isLinkedSubscribed = true;
control.valueChanges.subscribe((isLinked: any) => {
if (isLinked) {
this.loanProductSettingsForm.get('isInterestRecalculationEnabled').setValue(true);
this.loanProductSettingsForm.get('allowPartialPeriodInterestCalculation').setValue(true);
}
});
}
}
get isLinkedToFloatingInterestRates(): UntypedFormControl {
return this._isLinkedToFloatingInterestRates;
}
loanProductSettingsForm: UntypedFormGroup;
amortizationTypeData: any;
@@ -74,6 +110,15 @@ export class LoanProductSettingsStepComponent implements OnInit {
daysInYearCustomStrategyOptions: OptionData[] = [];
useDaysInYearCustomStrategy = false;
/** True when the product being created is an "Advances A/C" (no-EMI, limit-based) product. */
isAdvanceAccount = false;
/** UI-only for now; not yet wired into the submitted payload (see loan-products.ts buildPayload). */
readonly loanPeriodOptions = [
{ value: 12, label: '12 Months' },
{ value: 15, label: '15 Months' }
];
/** Values to Days for Repayments */
defaultConfigValues: GlobalConfiguration[] = [];
@@ -84,12 +129,13 @@ export class LoanProductSettingsStepComponent implements OnInit {
ngOnInit() {
this.defaultConfigValues = this.loanProductsTemplate['itemsByDefault'];
this.isLinkedToFloatingInterestRates.valueChanges.subscribe((isLinkedToFloatingInterestRates: any) => {
if (isLinkedToFloatingInterestRates) {
this.loanProductSettingsForm.get('isInterestRecalculationEnabled').setValue(true);
this.loanProductSettingsForm.get('allowPartialPeriodInterestCalculation').setValue(true);
}
});
if (this.productTypeGroup) {
this.applyAdvanceAccountRules(this.productTypeGroup.value === 'advances');
this.productTypeGroup.valueChanges.subscribe((productTypeGroup: string) => {
this.applyAdvanceAccountRules(productTypeGroup === 'advances');
});
}
this.amortizationTypeData = this.loanProductsTemplate.amortizationTypeOptions;
this.interestTypeData = this.loanProductsTemplate.interestTypeOptions;
@@ -334,6 +380,8 @@ export class LoanProductSettingsStepComponent implements OnInit {
Validators.required
],
allowAccrualPostingInArrears: [false],
// Advances A/C only; UI-only for now, stripped from the payload in loan-products.ts buildPayload().
loanPeriod: [''],
// Cheque Book Settings
chequeBookIssueEnabled: ['NO'],
@@ -453,6 +501,28 @@ export class LoanProductSettingsStepComponent implements OnInit {
}
}
/**
* Advances A/C has no EMI, so the Loan Schedule section is simplified: schedule type is locked to
* Cumulative (Progressive only makes sense with Advanced Payment Allocation, which is an EMI concept),
* installment-amount fixing doesn't apply, and Days in year/month are replaced by a placeholder
* Loan Period pick. loanScheduleType/canDefineInstallmentAmount stay enabled (not `.disable()`d) so they
* remain in `loanProductSettingsForm.value` and the submitted payload is unaffected by this UI change.
*/
private applyAdvanceAccountRules(isAdvance: boolean): void {
this.isAdvanceAccount = isAdvance;
const loanPeriodControl = this.loanProductSettingsForm.get('loanPeriod');
if (isAdvance) {
this.loanProductSettingsForm.patchValue({
loanScheduleType: LoanProducts.LOAN_SCHEDULE_TYPE_CUMULATIVE,
canDefineInstallmentAmount: false
});
loanPeriodControl.setValidators(Validators.required);
} else {
loanPeriodControl.clearValidators();
}
loanPeriodControl.updateValueAndValidity();
}
setConditionalControls() {
const allowAttributeOverrides = this.loanProductSettingsForm.get('allowAttributeOverrides');
@@ -264,6 +264,62 @@
}
</div>
<!-- Interest Information (moved here from the Details tab, next to the interest rates it qualifies) -->
<div class="lpt-section">
<div class="lpt-section-header">
<i class="fas fa-percentage lpt-section-icon"></i>
<h3>Interest Information</h3>
</div>
<div class="lpt-grid">
<mat-form-field appearance="outline">
<mat-label>Debit Int. Calculation</mat-label>
<mat-select formControlName="debitIntCalculation">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Separate Penal Int.</mat-label>
<mat-select formControlName="separatePenalInterest">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Credit Int. Calculation</mat-label>
<mat-select formControlName="creditIntCalculation">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Sub A/c Type Balance</mat-label>
<mat-select formControlName="subAccountTypeBalance">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Final Int. Rounding</mat-label>
<mat-select formControlName="finalIntRounding">
<mat-option [value]="true">YES</mat-option>
<mat-option [value]="false">NO</mat-option>
</mat-select>
</mat-form-field>
@if (loanProductTermsForm.value.finalIntRounding) {
<mat-form-field appearance="outline">
<mat-label>Rounding UpTo</mat-label>
<input matInput type="number" formControlName="roundingUpTo" min="0" />
</mat-form-field>
}
</div>
</div>
<!-- Interest Rate Slabs Section -->
<div class="lpt-section">
<div class="lpt-section-header">
@@ -111,7 +111,13 @@ export class LoanProductTermsStepComponent implements OnInit, OnChanges {
repaymentStartDateType: this.loanProductsTemplate.repaymentStartDateType.id || 1,
debitBalanceAllow: this.loanProductsTemplate.debitBalanceAllow ?? false,
allowDebitTransAfterDueDate: this.loanProductsTemplate.allowDebitTransAfterDueDate ?? false,
branchLevelAccountType: this.loanProductsTemplate.branchLevelAccountType ?? false
branchLevelAccountType: this.loanProductsTemplate.branchLevelAccountType ?? false,
debitIntCalculation: this.loanProductsTemplate.debitIntCalculation ?? false,
separatePenalInterest: this.loanProductsTemplate.separatePenalInterest ?? false,
creditIntCalculation: this.loanProductsTemplate.creditIntCalculation ?? false,
subAccountTypeBalance: this.loanProductsTemplate.subAccountTypeBalance ?? false,
finalIntRounding: this.loanProductsTemplate.finalIntRounding ?? false,
roundingUpTo: this.loanProductsTemplate.roundingUpTo ?? null
});
if (this.loanProductsTemplate.allowApprovedDisbursedAmountsOverApplied) {
@@ -213,7 +219,14 @@ export class LoanProductTermsStepComponent implements OnInit, OnChanges {
fixedLength: [null],
debitBalanceAllow: [false],
allowDebitTransAfterDueDate: [false],
branchLevelAccountType: [false]
branchLevelAccountType: [false],
// Interest Information (moved here from the Details tab)
debitIntCalculation: [false],
separatePenalInterest: [false],
creditIntCalculation: [false],
subAccountTypeBalance: [false],
finalIntRounding: [false],
roundingUpTo: [null]
});
}
@@ -45,9 +45,29 @@ export class LoanProducts {
dateFormat,
locale
};
// Remove unnecessary properties
// Remove UI-only flags that are never valid loan-product parameters (both paths).
delete loanProduct.allowAttributeConfiguration;
delete loanProduct.advancedAccountingRules;
delete loanProduct.loanPeriod;
// The Advances payload is assembled explicitly in the create component and already carries only
// whitelisted params (core Fineract fields + satellite ADVANCE_PARAMETERS), so it is NOT stripped.
// For the Loans path, the Details/Security fields below are not backend params, so drop them.
if (loanProduct.productTypeGroup !== 'advances') {
delete loanProduct.productTypeGroup;
delete loanProduct.productTypeSubGroup;
delete loanProduct.glAccount;
delete loanProduct.loanProductCategory;
delete loanProduct.prioritySector;
delete loanProduct.cibilAccountType;
delete loanProduct.kfsEnabled;
delete loanProduct.aprEnabled;
delete loanProduct.securityType;
delete loanProduct.lienCertificateRequired;
delete loanProduct.securityMargin;
delete loanProduct.dpType;
delete loanProduct.dpValue;
}
// In Fineract, the POST and PUT endpoints for /v1/loanproducts have a typo in the field
// allowPartialPeriodInterestCalculation. Until that is fixed, we need to replace the field name in the payload.
@@ -108,6 +108,10 @@ import { ChargesTemplateAndResolver } from './charges/charges-template-and-resol
import { EditFixedDepositProductComponent } from './fixed-deposit-products/edit-fixed-deposit-product/edit-fixed-deposit-product.component';
import { FixedDepositProductAndTemplateResolver } from './fixed-deposit-products/edit-fixed-deposit-product/fixed-deposit-product-and-template.resolver';
import { BaseFdInterestRateChartComponent } from './fixed-deposit-products/base-fd-interest-rate-chart/base-fd-interest-rate-chart.component';
import { LoanInterestRateRegisterComponent } from './loan-interest-rate-register/loan-interest-rate-register.component';
import { EditRegisterComponent } from './loan-interest-rate-register/edit-register/edit-register.component';
import { CibilAdjustmentComponent } from './loan-interest-rate-register/cibil-adjustment/cibil-adjustment.component';
import { PreviewRegisterComponent } from './loan-interest-rate-register/preview-register/preview-register.component';
import { CollateralResolver } from './collaterals/collateral.resolver';
import { CollateralsResolver } from './collaterals/collaterals.resolver';
import { CollateralTemplateResolver } from './collaterals/collaterals-template.resolver';
@@ -916,6 +920,31 @@ const routes: Routes = [
}
]
},
{
path: 'loan-interest-rate-register',
data: { title: 'Loan Interest Rate Register', breadcrumb: 'Loan Interest Rate Register' },
children: [
{
path: '',
component: LoanInterestRateRegisterComponent
},
{
path: 'edit',
component: EditRegisterComponent,
data: { title: 'Edit Register', breadcrumb: 'Edit' }
},
{
path: 'cibil',
component: CibilAdjustmentComponent,
data: { title: 'CIBIL Adjustment', breadcrumb: 'CIBIL Adjustment' }
},
{
path: 'preview',
component: PreviewRegisterComponent,
data: { title: 'Compare Changes', breadcrumb: 'Compare' }
}
]
},
{
path: 'charges',
data: { title: 'Charges', breadcrumb: 'Charges' },
+13
View File
@@ -106,6 +106,19 @@
</a>
</div>
<div>
<a class="pd-card" [routerLink]="['loan-interest-rate-register']" *mifosxHasPermission="'READ_LOANPRODUCT'">
<div class="pd-card__icon pd-card__icon--blue">
<i class="fas fa-percentage"></i>
</div>
<div class="pd-card__body">
<h3 class="pd-card__title">Loan Interest Rate Register</h3>
<p class="pd-card__desc">Maintain central CIBIL-based interest rates for all loan products</p>
</div>
<i class="fas fa-chevron-right pd-card__arrow"></i>
</a>
</div>
<div #recurringDepositProducts>
<a
class="pd-card"
+31 -1
View File
@@ -8,7 +8,8 @@
/** Angular Imports */
import { Injectable, inject } from '@angular/core';
import { HttpClient, HttpParams } from '@angular/common/http';
import { HttpClient, HttpContext, HttpParams } from '@angular/common/http';
import { SILENT_HTTP_ERROR } from 'app/core/http/silent-error.token';
/** rxjs Imports */
import { Observable } from 'rxjs';
@@ -836,6 +837,35 @@ export class ProductsService {
return this.http.post('/fixeddepositproducts/baseinterestrates', payload);
}
// ---- Loan Interest Rate Register (CBS Loan Base Interest Rate) -----------
// Reads carry SILENT_HTTP_ERROR so a backend not-yet-deployed (404) doesn't surface the global
// error modal — rate-register.service.ts has its own catchError that falls back to seeded data.
private silentCtx(): { context: HttpContext } {
return { context: new HttpContext().set(SILENT_HTTP_ERROR, true) };
}
/** Returns all Loan Rate Register versions, newest-effective first (for Version History accordion). */
getLoanBaseInterestRates(): Observable<any> {
return this.http.get('/loanproducts/baseinterestrates', this.silentCtx());
}
/** Returns the currently in-force Loan Rate Register version (isActive=true), or null when none exists. */
getActiveLoanBaseInterestRate(): Observable<any> {
return this.http.get('/loanproducts/baseinterestrates/active', this.silentCtx());
}
/** Returns a specific Loan Rate Register version by id. */
getLoanBaseInterestRateById(id: number): Observable<any> {
return this.http.get(`/loanproducts/baseinterestrates/${id}`, this.silentCtx());
}
/** Submits a new Loan Rate Register version. If maker-checker is enabled, the response's
* `rollbackTransaction` flag is true and the row sits in the Approvals tab until a checker approves. */
saveLoanBaseInterestRate(payload: any): Observable<any> {
return this.http.post('/loanproducts/baseinterestrates', payload, this.silentCtx());
}
/** Returns loan interest rate categories. Pass activeOnly=true to get only active ones. */
getLoanInterestRateCategories(activeOnly = false): Observable<any> {
const url = activeOnly