feat(investment): non-SLR bonds and mutual funds, rate upload, UAT fixes

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

src/app/home/home.component.html

@@ -56,7 +56,7 @@
         @if (pendingInvestmentInterest.length) {
           <div class="iia-row">
             <span class="iia-summary"
-              >GOI / Bonds: {{ pendingInvestmentInterest.length }} interest voucher(s){{
+              >GOI / Bonds: {{ pendingInvestmentInterest.length }} holding(s) with interest pending{{
                 overdueNote(pendingInvestmentInterest)
               }}</span
             >
@@ -82,7 +82,7 @@
         @if (pendingFd.length) {
           <div class="iia-row">
             <span class="iia-summary"
-              >FD with banks: {{ pendingFd.length }} entry(ies){{ overdueNote(pendingFd) }}</span
+              >FD with banks: {{ pendingFd.length }} FD(s) with entries pending{{ overdueNote(pendingFd) }}</span
             >
             <button type="button" class="iia-toggle" (click)="showFdDetails = !showFdDetails">
               {{ showFdDetails ? 'Hide' : 'Details' }}

src/app/investment/bond-investment/bond-investment.component.html

@@ -160,7 +160,7 @@
               <td class="num">₹{{ carryingValue(h) | number: '1.2-2' }}</td>
               <td class="num">{{ h.interestRate }}%</td>
               <td>{{ h.purchaseDate }}</td>
-              <td>{{ h.maturityDate }}</td>
+              <td>{{ h.instrumentType === 'MUTUAL_FUND' ? '—' : h.maturityDate }}</td>
               <td class="num col-in">₹{{ accrued(h) | number: '1.2-2' }}</td>
               <td class="num col-net">₹{{ maturity(h) | number: '1.2-2' }}</td>
               <td>
@@ -203,7 +203,7 @@
       <div class="inv-form-grid">
         <label class="inv-form-field">
           <span>* Bond Type</span>
-          <select [(ngModel)]="purchaseForm.bondType">
+          <select [ngModel]="purchaseForm.bondType" (ngModelChange)="setBondType($event)">
             @for (o of bondTypeOptions; track o.value) {
               <option [value]="o.value">{{ o.label }}</option>
             }
@@ -240,7 +240,7 @@
         /></label>
         <label class="inv-form-field">
           <span>* Settlement Type</span>
-          <select [(ngModel)]="purchaseForm.settlementType">
+          <select [(ngModel)]="purchaseForm.settlementType" (ngModelChange)="onSettlementTypeChange()">
             <option value="T+0">T+0</option>
             <option value="T+1">T+1</option>
             <option value="T+2">T+2</option>
@@ -264,14 +264,14 @@
         }
         <label class="inv-form-field">
           <span>* Category</span>
-          <select [(ngModel)]="purchaseForm.category">
+          <select [(ngModel)]="purchaseForm.category" [disabled]="isNonSlrPurchase">
             <option value="">-- Select --</option>
-            @for (c of categoryOptions; track c) {
+            @for (c of purchaseCategoryOptions; track c) {
               <option [value]="c">{{ c }}</option>
             }
           </select>
         </label>
-        @if (!isMutualFund) {
+        @if (!isNonSlrPurchase) {
           <label class="inv-form-field"
             ><span>* Last Interest Date</span
             ><mifosx-date-ddmmyyyy [(ngModel)]="purchaseForm.lastIntDt"></mifosx-date-ddmmyyyy
@@ -373,7 +373,8 @@
         <label class="inv-form-field"
           ><span>Book Value</span><input type="text" [value]="'₹' + (purchaseBookValue | number: '1.2-2')" readonly
         /></label>
-        @if (!isMutualFund) {
+        <!-- Non-SLR has no premium split, broken-period interest or yield: it is booked at the price paid. -->
+        @if (!isNonSlrPurchase) {
           <label class="inv-form-field"
             ><span>Premium (+) / Discount (−)</span
             ><input type="text" [value]="'₹' + (purchasePremiumDiscount | number: '1.2-2')" readonly
@@ -394,7 +395,7 @@
         /></label>
       </div>
 
-      @if (!isMutualFund && purchaseCouponDates) {
+      @if (!isNonSlrPurchase && purchaseCouponDates) {
         <div class="pos-section-label">Interest Cycle</div>
         <div class="inv-form-grid">
           <label class="inv-form-field"
@@ -753,7 +754,13 @@
           /></label>
           <label class="inv-form-field">
             <span>{{
-              q.profitLoss >= 0 ? 'Discount realised (profit 400405)' : 'Premium written off (expense 500604)'
+              isNonSlrSale(q)
+                ? q.profitLoss >= 0
+                  ? 'Profit on redemption (income 400402)'
+                  : 'Loss on redemption (expense 500605)'
+                : q.profitLoss >= 0
+                  ? 'Discount realised (profit 400405)'
+                  : 'Premium written off (expense 500604)'
             }}</span>
             <input
               type="text"
@@ -786,9 +793,13 @@
             · Cr {{ q.premiumGlCode }} Premium ₹{{ q.premiumCleared | number: '1.2-2' }}
           }
           @if (q.profitLoss > 0) {
-            · Cr 400405 Profit on Redemption ₹{{ q.profitLoss | number: '1.2-2' }}
+            · Cr {{ isNonSlrSale(q) ? '400402 Interest on Bonds' : '400405 Profit on Redemption' }} ₹{{
+              q.profitLoss | number: '1.2-2'
+            }}
           } @else if (q.profitLoss < 0) {
-            · Dr 500604 Premium Amortisation ₹{{ -q.profitLoss | number: '1.2-2' }}
+            · Dr {{ isNonSlrSale(q) ? '500605 Loss on Investments' : '500604 Premium Amortisation' }} ₹{{
+              -q.profitLoss | number: '1.2-2'
+            }}
           }
         </p>
       }
@@ -1074,7 +1085,7 @@
           ><input type="number" min="0" [(ngModel)]="sale.units" (change)="refreshSaleQuote()"
         /></label>
         <label class="inv-form-field"
-          ><span>* Sale Rate (per ₹100)</span
+          ><span>* {{ saleIsMutualFund ? 'NAV per unit' : 'Sale Rate (per ₹100)' }}</span
           ><input type="number" min="0" step="0.0001" [(ngModel)]="sale.saleRate" (change)="refreshSaleQuote()"
         /></label>
         <label class="inv-form-field"
@@ -1148,7 +1159,9 @@
             · Cr {{ q.premiumGlCode }} Premium ₹{{ q.premiumCleared | number: '1.2-2' }}
           }
           @if (q.profitLoss > 0) {
-            · Cr 400405 Profit ₹{{ q.profitLoss | number: '1.2-2' }}
+            · Cr {{ isNonSlrSale(q) ? '400402 Interest on Bonds' : '400405 Profit' }} ₹{{
+              q.profitLoss | number: '1.2-2'
+            }}
           } @else if (q.profitLoss < 0) {
             · Dr 500605 Loss ₹{{ -q.profitLoss | number: '1.2-2' }}
           }
@@ -1471,7 +1484,7 @@
           <span>* Deal No</span>
           <select [(ngModel)]="goiPurchaseId" (ngModelChange)="onGoiDealChange()">
             <option [ngValue]="null">-- Select --</option>
-            @for (h of saleableHoldings; track h.certNo) {
+            @for (h of goiTransferHoldings; track h.certNo) {
               <option [ngValue]="h.id">{{ h.dealNo }} — {{ h.scriptCode }} {{ h.scriptName }}</option>
             }
           </select>

src/app/investment/bond-investment/bond-investment.component.ts

@@ -73,6 +73,7 @@ import {
   InvestmentSecurityTransferDto,
   InvestmentNonSlrLimitDto,
   InvestmentService,
+  NON_SLR_TYPES,
   apiErrorMessage,
   toHolding,
   toInterestTxn,
@@ -200,6 +201,8 @@ export class BondInvestmentComponent implements OnInit {
     const tab = this.route.snapshot.queryParamMap.get('tab');
     if (tab === 'interest' || tab === 'redemption' || tab === 'amortize') {
       this.activeTab = tab;
+      // The Due Date Diary also names the deal (?purchase=id): it is opened once the holdings have loaded.
+      this.deepLinkPurchaseId = Number(this.route.snapshot.queryParamMap.get('purchase')) || null;
     }
     this.investmentService.syncSharedMasters().subscribe({
       error: (err) => this.toast(`Could not load Script / Party masters: ${apiErrorMessage(err)}`)
@@ -230,11 +233,34 @@ export class BondInvestmentComponent implements OnInit {
         this.purchaseForm = this.blankPurchaseForm();
         this.loadNonSlrLimit();
         this.loadInterestLog();
+        this.openDeepLinkedDeal();
       },
       error: (err) => this.toast(`Could not load purchases: ${apiErrorMessage(err)}`)
     });
   }
 
+  private deepLinkPurchaseId: number | null = null;
+
+  /** Selects the deal a Due Date Diary link named, on its tab, and loads it. */
+  private openDeepLinkedDeal(): void {
+    const h = this.holdings.find((x) => x.id === this.deepLinkPurchaseId);
+    this.deepLinkPurchaseId = null;
+    if (!h) {
+      return;
+    }
+    this.setBondType(h.instrumentType as BondType);
+    if (this.activeTab === 'interest') {
+      this.intPurchaseId = h.id ?? null;
+      this.retrieveInterestSchedule();
+    } else if (this.activeTab === 'redemption') {
+      this.redeemPurchaseId = h.id ?? null;
+      this.onRedeemDealChange();
+    } else if (this.activeTab === 'amortize') {
+      this.amortizePurchaseId = h.id ?? null;
+      this.onAmortizeDealChange();
+    }
+  }
+
   /** Posted coupons / provisions join the purchases in the transaction log, latest date first. */
   private loadInterestLog(): void {
     forkJoin({
@@ -350,12 +376,30 @@ export class BondInvestmentComponent implements OnInit {
   }
 
   setBondType(type: BondType): void {
+    const typeChanged = this.purchaseForm.bondType !== type;
     this.bondType = type;
     this.purchaseForm.bondType = type;
     this.purchaseForm.subType = this.defaultSubType(type);
+    if (this.isNonSlrPurchase) {
+      this.purchaseForm.category = this.categoryOptions.find((c) => c.startsWith('AFS')) ?? '';
+    } else if (typeChanged && this.purchaseForm.category.startsWith('AFS')) {
+      this.purchaseForm.category = '';
+    }
+    if (typeChanged) {
+      // The script, its ISIN, rating and market rate belong to the old bond type.
+      this.purchaseForm.scriptCode = '';
+      this.purchaseForm.isin = '';
+      this.purchaseForm.bondRating = '';
+      this.purchaseMarketRate = undefined;
+    }
     this.loadNonSlrLimit();
   }
 
+  /** Non-SLR (bonds, mutual funds) can be bought and sold at any time, so it is always AFS (Jitendra Sir). */
+  get purchaseCategoryOptions(): string[] {
+    return this.isNonSlrPurchase ? this.categoryOptions.filter((c) => c.startsWith('AFS')) : this.categoryOptions;
+  }
+
   private defaultSubType(type: BondType): string {
     return type === 'GOVT_SECURITY'
       ? 'SLR'
@@ -372,11 +416,7 @@ export class BondInvestmentComponent implements OnInit {
 
   /** Bonds, CPs, CDs and mutual funds are non-SLR investments, limited by RBI to 10% of deposits. */
   get isNonSlrPurchase(): boolean {
-    return [
-      'NON_SLR',
-      'BOND',
-      'MUTUAL_FUND'
-    ].includes(this.purchaseForm.bondType);
+    return NON_SLR_TYPES.includes(this.purchaseForm.bondType);
   }
 
   loadNonSlrLimit(): void {
@@ -530,7 +570,8 @@ export class BondInvestmentComponent implements OnInit {
       fromDist: '',
       toDist: '',
       redumMatDt: '',
-      category: '',
+      // Non-SLR (bond, mutual fund) is always AFS (Jitendra Sir).
+      category: NON_SLR_TYPES.includes(type) ? 'AFS (Available For Sale)' : '',
       intRate: null,
       intType: 'HALF_YEARLY',
       intDate: this.asOnDate,
@@ -640,13 +681,19 @@ export class BondInvestmentComponent implements OnInit {
     if (!f.intRate || !this.purchaseMaturityDate) {
       return 0;
     }
-    return approxYtm(f.intRate, f.purchaseRate || 100, yearsBetween(f.issueDate, this.purchaseMaturityDate));
+    // Over the life still to run from settlement, not the security's whole life.
+    return approxYtm(
+      f.intRate,
+      f.purchaseRate || 100,
+      yearsBetween(this.purchaseSettlementDate, this.purchaseMaturityDate)
+    );
   }
 
   /** Broken-period interest owed to the seller from the last coupon date up to the settlement date, 30/360. */
   get purchaseAccruedInterest(): number {
     const f = this.purchaseForm;
-    if (!f.intRate || !f.lastIntDt || !f.dealDate) {
+    // Non-SLR has no interest scheme (Jitendra Sir): no broken-period interest.
+    if (this.isNonSlrPurchase || !f.intRate || !f.lastIntDt || !f.dealDate) {
       return 0;
     }
     return Math.round((this.purchaseBaseAmount * f.intRate * this.purchaseAccruedDays) / 360) / 100;
@@ -661,7 +708,8 @@ export class BondInvestmentComponent implements OnInit {
   /** Premium (+) or discount (−) paid over face value. */
   get purchasePremiumDiscount(): number {
     const f = this.purchaseForm;
-    if (this.isMutualFund || !f.faceValue || !f.purchaseRate) {
+    // Non-SLR is booked at the price paid; no premium is split out or amortised.
+    if (this.isNonSlrPurchase || !f.faceValue || !f.purchaseRate) {
       return 0;
     }
     return Math.round(f.faceValue * (f.purchaseRate - 100)) / 100;
@@ -682,9 +730,21 @@ export class BondInvestmentComponent implements OnInit {
   private suggestLastIntDate(): void {
     const f = this.purchaseForm;
     const s = this.purchaseScript;
-    if (!this.isMutualFund && s?.maturityDate && f.dealDate) {
-      f.lastIntDt = lastHalfYearlyCouponDate(s.maturityDate, f.dealDate) || f.lastIntDt;
+    // The last coupon on or before SETTLEMENT (one falling between deal and settlement goes to the seller), or the
+    // issue date when the security has not paid its first coupon yet — the same date the backend insists on.
+    const settlement = this.purchaseSettlementDate;
+    if (!this.isNonSlrPurchase && s?.maturityDate && settlement) {
+      let last = lastHalfYearlyCouponDate(s.maturityDate, settlement);
+      if (last && s.issueDate && parseDDMMYYYY(last) < parseDDMMYYYY(s.issueDate)) {
+        last = s.issueDate;
       }
+      f.lastIntDt = last || f.lastIntDt;
+    }
+  }
+
+  /** A different T+n moves the settlement date, and with it the last coupon the deal starts from. */
+  onSettlementTypeChange(): void {
+    this.suggestLastIntDate();
   }
 
   /** Settlement Amt of Purchase — book value, accrued interest payable to the seller and the charges. */
@@ -817,7 +877,8 @@ export class BondInvestmentComponent implements OnInit {
 
   /** Parties offered for a new deal — inactive parties are hidden. */
   get activePartyOptions(): typeof PARTY_MASTER {
-    return this.partyOptions.filter((p) => p.status !== 'INACTIVE');
+    // An FD bank is where deposits are placed, not a dealer securities are bought from or sold to.
+    return this.partyOptions.filter((p) => p.status !== 'INACTIVE' && p.bondType !== 'FD');
   }
 
   get purchaseInvestmentGlCode(): string {
@@ -898,7 +959,8 @@ export class BondInvestmentComponent implements OnInit {
     } else {
       if (!f.faceValue) missing.push('Face Value');
       if (!f.purchaseRate) missing.push('Purchase Rate');
-      if (!f.lastIntDt) missing.push('Last Interest Date');
+      // Non-SLR has no interest scheme, so no last interest date (the field is hidden).
+      if (!this.isNonSlrPurchase && !f.lastIntDt) missing.push('Last Interest Date');
     }
     if (!f.category) missing.push('Category');
     if (!f.crToAc) missing.push('CR. To A/c');
@@ -926,7 +988,11 @@ export class BondInvestmentComponent implements OnInit {
       settlementType: f.settlementType,
       ...(this.isMutualFund
         ? { considerAmt: f.considerAmt, nav: f.nav }
-        : { faceValue: f.faceValue, purchaseRate: f.purchaseRate, lastIntDate: f.lastIntDt }),
+        : {
+            faceValue: f.faceValue,
+            purchaseRate: f.purchaseRate,
+            ...(this.isNonSlrPurchase ? {} : { lastIntDate: f.lastIntDt })
+          }),
       stampDuty: f.stampDuty ?? null,
       brokerage: f.brokerage ?? null,
       otherCharges: f.otherCharges ?? null,
@@ -1095,14 +1161,24 @@ export class BondInvestmentComponent implements OnInit {
   redeeming = false;
 
   /** Settled holdings of this type still held — the ones that can be sold or redeemed. */
+  /** A mutual fund is sold / redeemed at its NAV per unit, not at a price per ₹100. */
+  get saleIsMutualFund(): boolean {
+    return this.holdings.find((h) => h.id === this.sale.purchaseId)?.instrumentType === 'MUTUAL_FUND';
+  }
+
   get saleableHoldings(): InvestmentHolding[] {
     return this.activeHoldingsForType.filter((h) => !!h.id);
   }
 
-  /** Redemption is at maturity, so only holdings that have reached it are offered. */
+  /**
+   * Redemption is at maturity, so only holdings that have reached it are offered. A mutual fund has no maturity: it
+   * is redeemed at its NAV through the Sell entry.
+   */
   get redeemableHoldings(): InvestmentHolding[] {
     const today = parseDDMMYYYY(this.asOnDate);
-    return this.saleableHoldings.filter((h) => !!h.maturityDate && parseDDMMYYYY(h.maturityDate) <= today);
+    return this.saleableHoldings.filter(
+      (h) => h.instrumentType !== 'MUTUAL_FUND' && !!h.maturityDate && parseDDMMYYYY(h.maturityDate) <= today
+    );
   }
 
   /** Shows what the redemption will post, or why it cannot be done yet (before maturity, coupon not posted). */
@@ -1158,6 +1234,7 @@ export class BondInvestmentComponent implements OnInit {
       (h) =>
         h.id != null &&
         h.status === 'ACTIVE' &&
+        h.instrumentType === 'GOVT_SECURITY' &&
         (!this.intType || h.instrumentType === this.intType) &&
         (!this.intScript || h.scriptCode === this.intScript)
     );
@@ -1257,7 +1334,7 @@ export class BondInvestmentComponent implements OnInit {
 
   /** Total of the lines falling due up to the as-on date. */
   get intDueTotal(): number {
-    return (this.intSchedule?.rows ?? []).filter((r) => r.due).reduce((sum, r) => sum + r.amount, 0);
+    return (this.intSchedule?.rows ?? []).filter((r) => r.due && !r.posted).reduce((sum, r) => sum + r.amount, 0);
   }
 
   // -------------------- Sell Entry --------------------
@@ -1310,8 +1387,12 @@ export class BondInvestmentComponent implements OnInit {
   }
 
   /** Price, interest from the buyer, cost and profit / loss worked out by the backend, as Settle will post them. */
+  /** Each quote request is numbered so a slower, older response cannot overwrite the latest one. */
+  private saleQuoteSeq = 0;
+
   refreshSaleQuote(): void {
     const f = this.sale;
+    const seq = ++this.saleQuoteSeq;
     this.saleQuote = null;
     this.saleQuoteError = '';
     if (!f.purchaseId || !f.units || !f.saleRate || !f.dealDate) {
@@ -1329,8 +1410,16 @@ export class BondInvestmentComponent implements OnInit {
         ...(bankGlAccountId ? { bankGlAccountId } : {})
       })
       .subscribe({
-        next: (q) => (this.saleQuote = q),
-        error: (err) => (this.saleQuoteError = apiErrorMessage(err))
+        next: (q) => {
+          if (seq === this.saleQuoteSeq) {
+            this.saleQuote = q;
+          }
+        },
+        error: (err) => {
+          if (seq === this.saleQuoteSeq) {
+            this.saleQuoteError = apiErrorMessage(err);
+          }
+        }
       });
   }
 
@@ -1434,6 +1523,11 @@ export class BondInvestmentComponent implements OnInit {
     return !!q.premiumCleared && q.premiumCleared > 0 && !!q.premiumGlCode && q.premiumGlCode !== q.investmentGlCode;
   }
 
+  /** Non-SLR gain on sale / redemption is its income, 400402; a shortfall is a loss, 500605 (Jitendra Sir). */
+  isNonSlrSale(q: InvestmentSaleDto): boolean {
+    return NON_SLR_TYPES.includes(q.bondType);
+  }
+
   /** Book value of a holding as it stands: cost less what sales and write-offs have taken off. */
   carryingValue(h: InvestmentHolding): number {
     const taken = this.sales
@@ -1573,6 +1667,11 @@ export class BondInvestmentComponent implements OnInit {
   goiRemarks = '';
   goiSaving = false;
 
+  /** Only Govt Security holdings can be transferred (the backend refuses bonds, which would skip the non-SLR checks). */
+  get goiTransferHoldings(): InvestmentHolding[] {
+    return this.saleableHoldings.filter((h) => h.instrumentType === 'GOVT_SECURITY');
+  }
+
   get goiHolding(): InvestmentHolding | undefined {
     return this.holdings.find((h) => h.id === this.goiPurchaseId);
   }
@@ -1763,6 +1862,10 @@ export class BondInvestmentComponent implements OnInit {
    * Coupons fall every six months from the purchase's last interest date; a coupon received resets it to zero.
    */
   accrued(h: InvestmentHolding): number {
+    // Non-SLR has no interest scheme: nothing accrues.
+    if (NON_SLR_TYPES.includes(h.instrumentType)) {
+      return 0;
+    }
     if (!h.lastIntDate || h.status !== 'ACTIVE') {
       return h.lastIntDate ? 0 : accruedInterest(h, this.asOnDate);
     }
@@ -1774,8 +1877,11 @@ export class BondInvestmentComponent implements OnInit {
     return Math.round((h.faceValue * h.interestRate * days360(lastCoupon, asOn)) / 360) / 100;
   }
 
+  /** A fund or share has no maturity: it comes back at the book value still held, as Reports and the Dashboard show. */
   maturity(h: InvestmentHolding): number {
-    return maturityAmount(h);
+    return h.instrumentType === 'MUTUAL_FUND' || h.instrumentType === 'SHARE'
+      ? this.carryingValue(h)
+      : maturityAmount(h);
   }
 
   daysLeft(h: InvestmentHolding): number {
@@ -1833,7 +1939,7 @@ export class BondInvestmentComponent implements OnInit {
               h.faceValue,
               h.interestRate,
               h.purchaseDate,
-              h.maturityDate,
+              h.instrumentType === 'MUTUAL_FUND' ? '' : h.maturityDate,
               this.accrued(h),
               this.maturity(h),
               h.status

src/app/investment/fd-investment/fd-investment.component.html

@@ -254,7 +254,8 @@
           /></label>
           @if (q.payout !== 'MATURITY') {
             <label class="inv-form-field"
-              ><span>Interest per {{ q.payout === 'HALF_YEARLY' ? 'half year' : 'year' }}</span
+              ><span
+                >Approx. interest per {{ q.payout === 'HALF_YEARLY' ? 'half year' : 'year' }} (actual days vary)</span
               ><input type="text" [value]="'₹' + (q.periodInterest | number: '1.2-2')" readonly
             /></label>
           }
@@ -415,8 +416,10 @@
                     >
                       Generate Voucher
                     </button>
-                  } @else {
+                  } @else if (isDueSoon(r.intDate)) {
                     🔔 Due {{ r.intDate }}
+                  } @else {
+                    Scheduled {{ r.intDate }}
                   }
                 </td>
               </tr>

src/app/investment/fd-investment/fd-investment.component.ts

@@ -137,6 +137,12 @@ export class FdInvestmentComponent implements OnInit {
   toastVisible = false;
   private toastTimer: ReturnType<typeof setTimeout> | undefined;
 
+  /** An unposted line is due from about two days before its date (the reminder window); before that it is scheduled. */
+  isDueSoon(intDate: string): boolean {
+    const due = parseDDMMYYYY(intDate).getTime();
+    return due - parseDDMMYYYY(todayDDMMYYYY()).getTime() <= 2 * 24 * 3600 * 1000;
+  }
+
   ngOnInit(): void {
     this.investmentService.getParties().subscribe({
       next: (ps) => (this.fdParties = ps.filter((p) => p.bondType === 'FD' && p.active && !!p.interestGlAccountId)),

src/app/investment/investment-dashboard/investment-dashboard.component.ts

@@ -20,8 +20,10 @@ import {
   InvestmentInterestReportDto,
   InvestmentNonSlrLimitDto,
   InvestmentPurchaseDto,
+  InvestmentSaleDto,
   InvestmentService,
-  apiErrorMessage
+  apiErrorMessage,
+  bookValueSoldByPurchase
 } from '../investment.service';
 
 interface InstrumentSummary {
@@ -114,12 +116,13 @@ export class InvestmentDashboardComponent implements OnInit {
       bucket: this.investmentService.getBucketReport(today),
       interest: this.investmentService.getInterestReport(fyStart, today),
       purchases: this.investmentService.getPurchases(),
+      sales: this.investmentService.getSales(),
       fds: this.investmentService.getFds(),
       fdQuote: this.investmentService.quoteFd({ amount: 0, intRate: 0, dealDate: today }),
       nonSlr: this.investmentService.getNonSlrLimit(null, today, 0)
     }).subscribe({
       next: (r) => {
-        this.build(r.bucket, r.interest, r.purchases, r.fds, r.fdQuote.limit ?? null, r.nonSlr);
+        this.build(r.bucket, r.interest, r.purchases, r.sales, r.fds, r.fdQuote.limit ?? null, r.nonSlr);
         this.loading = false;
       },
       error: (err: unknown) => {
@@ -133,6 +136,7 @@ export class InvestmentDashboardComponent implements OnInit {
     bucket: InvestmentBucketReportDto,
     interest: InvestmentInterestReportDto,
     purchases: InvestmentPurchaseDto[],
+    sales: InvestmentSaleDto[],
     fds: InvestmentFdDto[],
     fdLimit: InvestmentFdLimitDto | null,
     nonSlr: InvestmentNonSlrLimitDto
@@ -192,14 +196,16 @@ export class InvestmentDashboardComponent implements OnInit {
       s.maturityValue +=
         r.instrument === 'FD' ? (fdById.get(r.refId)?.expectedMaturityAmount ?? r.faceValue) : r.faceValue;
     }
-    // Mutual funds and shares have no maturity, so they are not in the buckets; their units are held at cost.
+    // Mutual funds and shares have no maturity, so they are not in the buckets; the units still held are at cost.
+    const sold = bookValueSoldByPurchase(sales);
     for (const p of purchases) {
       if ((p.bondType === 'MUTUAL_FUND' || p.bondType === 'SHARE') && p.status === 'ACTIVE') {
         const s = sum(p.bondType);
+        const book = p.bookValue - (sold.get(p.id) ?? 0);
         s.count += 1;
-        s.faceValue += p.faceValue;
-        s.bookValue += p.bookValue;
-        s.maturityValue += p.bookValue;
+        s.faceValue += p.units ? (p.faceValue * p.balanceUnits) / p.units : p.faceValue;
+        s.bookValue += book;
+        s.maturityValue += book;
       }
     }
     const order: InstrumentType[] = [

src/app/investment/investment-data.ts

@@ -29,7 +29,9 @@ export type TxnType =
   | 'WRITE_OFF'
   | 'AMORTIZE'
   | 'TRANSFER'
-  | 'PART_PAYMENT';
+  | 'PART_PAYMENT'
+  | 'PREMATURE'
+  | 'RENEWAL';
 
 export const INSTRUMENT_LABELS: Record<InstrumentType, string> = {
   FD: 'Fixed Deposit',
@@ -134,6 +136,9 @@ export interface InvestmentHolding {
   partyCode?: string;
   bookValue?: number;
   settlementAmount?: number;
+  /** How and when a closed FD ended (MATURITY / PREMATURE / RENEWAL). */
+  closureType?: string;
+  closedOnDate?: string;
   /** Settlement date of the deal (deal date + T+n) — it can be settled on or after this day. */
   settlementDate?: string;
   /** Last coupon date before the purchase; coupons fall every six months from it. */

src/app/investment/investment-diary/investment-diary.component.ts

@@ -113,7 +113,7 @@ export class InvestmentDiaryComponent implements OnInit {
       return { path: '/investment/fd', query: { tab: 'interest', fd: r.refId } };
     }
     const tab = r.kind === 'MATURITY' ? 'redemption' : r.kind === 'AMORTISATION' ? 'amortize' : 'interest';
-    return { path: '/investment/bonds', query: { tab } };
+    return { path: '/investment/bonds', query: { tab, purchase: r.refId } };
   }
 
   statusLabel(r: InvestmentDiaryRowDto): string {

src/app/investment/investment-masters/investment-masters.component.html

@@ -301,6 +301,10 @@
         <label class="inv-form-field"
           ><span>{{ scriptIsDebtSecurity ? '* ' : '' }}ISIN</span><input type="text" [(ngModel)]="scriptForm.isin"
         /></label>
+        <label class="inv-form-field"
+          ><span>Face Value per Unit</span
+          ><input type="number" min="0" step="0.01" placeholder="100" [(ngModel)]="scriptForm.faceValuePerUnit"
+        /></label>
         <label class="inv-form-field"
           ><span>{{ scriptIsDebtSecurity ? '* ' : '' }}Int Rate %</span
           ><input type="number" step="0.01" min="0" [(ngModel)]="scriptForm.couponRate"
@@ -364,7 +368,7 @@
             {{
               scriptRatingEligible
                 ? 'Rating meets the RBI minimum; this security can be bought.'
-                : 'Below the RBI minimum rating; a purchase of this security will be blocked.'
+                : 'Below the RBI minimum rating, or the wrong scale (CP / CD up to one year: A1+ to A4; bond: AAA to D).'
             }}
           </p>
         }
@@ -604,21 +608,36 @@
           </select>
         </label>
         <label class="inv-form-field"
-          ><span>Open Rate</span><input type="number" [(ngModel)]="newDailyRate.openRate" step="0.01"
+          ><span>Open Rate</span><input type="number" [(ngModel)]="newDailyRate.openRate" step="0.0001"
         /></label>
         <label class="inv-form-field"
-          ><span>Close Rate *</span><input type="number" [(ngModel)]="newDailyRate.closeRate" step="0.01"
+          ><span>Close Rate *</span><input type="number" [(ngModel)]="newDailyRate.closeRate" step="0.0001"
         /></label>
         <label class="inv-form-field"
-          ><span>High Rate</span><input type="number" [(ngModel)]="newDailyRate.highRate" step="0.01"
+          ><span>High Rate</span><input type="number" [(ngModel)]="newDailyRate.highRate" step="0.0001"
         /></label>
         <label class="inv-form-field"
-          ><span>Low Rate</span><input type="number" [(ngModel)]="newDailyRate.lowRate" step="0.01"
+          ><span>Low Rate</span><input type="number" [(ngModel)]="newDailyRate.lowRate" step="0.0001"
         /></label>
       </div>
       <div class="inv-form-actions">
         <button type="button" class="pg-btn pg-btn--primary" (click)="addDailyRate()">Save</button>
+        <label class="pg-btn pg-btn--ghost">
+          {{ uploading ? 'Uploading…' : 'Upload CSV / Excel' }}
+          <input type="file" accept=".csv,.xlsx" hidden [disabled]="uploading" (change)="uploadDailyRates($event)" />
+        </label>
       </div>
+      <p class="inv-hint">
+        File columns: Script Code (or ISIN), Rate Date (DD-MM-YYYY), Close, Open, High, Low — first row is the header.
+        Use it for the day's market rates and mutual fund NAVs.
+      </p>
+      @if (uploadResults.length) {
+        <div class="inv-form-grid">
+          @for (r of uploadResults; track r.row) {
+            <p class="inv-hint" [class.inv-hint--bad]="!r.ok">Row {{ r.row }}: {{ r.text }}</p>
+          }
+        </div>
+      }
       <table class="pg-table">
         <thead>
           <tr>
@@ -640,10 +659,11 @@
                 <span class="pg-chip">{{ r.scriptCode }}</span>
               </td>
               <td>{{ r.scriptName }}</td>
-              <td class="num">{{ r.openRate | number: '1.2-2' }}</td>
-              <td class="num">{{ r.highRate | number: '1.2-2' }}</td>
-              <td class="num">{{ r.lowRate | number: '1.2-2' }}</td>
-              <td class="num">{{ r.closeRate | number: '1.2-2' }}</td>
+              <!-- Mutual fund NAVs run to 4 decimals. -->
+              <td class="num">{{ r.openRate | number: '1.2-4' }}</td>
+              <td class="num">{{ r.highRate | number: '1.2-4' }}</td>
+              <td class="num">{{ r.lowRate | number: '1.2-4' }}</td>
+              <td class="num">{{ r.closeRate | number: '1.2-4' }}</td>
               <td>
                 <button type="button" class="pg-btn pg-btn--ghost" (click)="dropDailyRate(r)">Drop</button>
               </td>

src/app/investment/investment-masters/investment-masters.component.ts

@@ -9,6 +9,7 @@
 import { Component, OnInit, inject } from '@angular/core';
 import { CommonModule } from '@angular/common';
 import { FormsModule } from '@angular/forms';
+import { firstValueFrom } from 'rxjs';
 import { DateDdmmyyyyPickerComponent } from '../date-ddmmyyyy-picker/date-ddmmyyyy-picker.component';
 import {
   BROKER_MASTER,
@@ -33,6 +34,7 @@ import {
   SLR_TYPE_OPTIONS,
   INVESTMENT_GL_LOOKUP,
   ELIGIBLE_RATINGS,
+  parseDDMMYYYY,
   RATING_AGENCY_OPTIONS,
   RATING_OPTIONS,
   periodBetween
@@ -310,7 +312,19 @@ export class InvestmentMastersComponent implements OnInit {
 
   /** Whether the rating entered meets the RBI minimum: "A" for bonds, "A2" for CP / CD. */
   get scriptRatingEligible(): boolean {
-    return !!this.scriptForm.rating && ELIGIBLE_RATINGS.includes(this.scriptForm.rating);
+    const r = this.scriptForm.rating;
+    return !!r && ELIGIBLE_RATINGS.includes(r) && this.scriptIsShortTerm === /^A[1-4]\+?$/.test(r);
+  }
+
+  /** A CP / CD runs one year or less and takes a short-term rating (A1+ to A4); a bond takes a long-term one. */
+  get scriptIsShortTerm(): boolean {
+    const f = this.scriptForm;
+    if (!f.issueDate || !f.maturityDate) {
+      return false;
+    }
+    const issue = parseDDMMYYYY(f.issueDate);
+    const limit = new Date(issue.getFullYear() + 1, issue.getMonth(), issue.getDate());
+    return parseDDMMYYYY(f.maturityDate) <= limit;
   }
 
   /** Preview of the code the backend will assign — a type letter + running number, e.g. G00001. */
@@ -361,6 +375,8 @@ export class InvestmentMastersComponent implements OnInit {
       glAccountId: Number(f.glAccountId),
       isin: f.isin ?? '',
       intRate: f.couponRate ?? null,
+      // Units = face value / face value per unit (100 for G-Secs by default; bonds can be 1,000 or 10,00,000).
+      ...(f.faceValuePerUnit ? { faceValuePerUnit: Number(f.faceValuePerUnit) } : {}),
       issueDate: f.issueDate ?? '',
       maturityDate: f.maturityDate ?? '',
       companyName: f.companyName ?? '',
@@ -541,6 +557,113 @@ export class InvestmentMastersComponent implements OnInit {
     });
   }
 
+  // -------------------- Daily rate upload (CSV / Excel) --------------------
+  /** Result of the last upload, one line per row of the file. */
+  uploadResults: Array<{ row: number; text: string; ok: boolean }> = [];
+  uploading = false;
+
+  /**
+   * Uploads the day's rates / NAVs from a CSV or Excel file (Jitendra Sir): columns Script Code (or ISIN), Rate Date
+   * (DD-MM-YYYY), Close, and optionally Open, High, Low; the first row is the header. Each row is saved on its own,
+   * so one bad row does not stop the rest.
+   */
+  async uploadDailyRates(event: Event): Promise<void> {
+    const input = event.target as HTMLInputElement;
+    const file = input.files?.[0];
+    input.value = '';
+    if (!file) {
+      return;
+    }
+    this.uploadResults = [];
+    let rows: string[][];
+    try {
+      rows = file.name.toLowerCase().endsWith('.xlsx') ? await this.readXlsx(file) : this.readCsv(await file.text());
+    } catch {
+      this.toast('Could not read the file. Use CSV or Excel (.xlsx).');
+      return;
+    }
+    const data = rows.slice(1).filter((r) => r.some((c) => c.trim() !== ''));
+    if (!data.length) {
+      this.toast('The file has no rate rows.');
+      return;
+    }
+    this.uploading = true;
+    for (let i = 0; i < data.length; i++) {
+      const [
+        code,
+        rateDate,
+        close,
+        open,
+        high,
+        low
+      ] = data[i].map((c) => c.trim());
+      const script = this.scripts.find(
+        (s) =>
+          s.scriptCode.toUpperCase() === code.toUpperCase() || (!!s.isin && s.isin.toUpperCase() === code.toUpperCase())
+      );
+      const num = (v?: string) => (v ? Number(v.replace(/,/g, '')) : null);
+      if (!script?.id || !rateDate || num(close) == null || isNaN(num(close) as number)) {
+        this.uploadResults.push({
+          row: i + 2,
+          text: `${code || '?'}: script not found or date / close missing`,
+          ok: false
+        });
+        continue;
+      }
+      const body = {
+        scriptId: script.id,
+        rateDate,
+        closeRate: num(close),
+        ...(num(open) != null ? { openRate: num(open) } : {}),
+        ...(num(high) != null ? { highRate: num(high) } : {}),
+        ...(num(low) != null ? { lowRate: num(low) } : {}),
+        dateFormat: 'dd-MM-yyyy',
+        locale: 'en'
+      };
+      try {
+        await firstValueFrom(this.investmentService.createDailyRate(body, true));
+        this.uploadResults.push({ row: i + 2, text: `${script.scriptCode} ${rateDate}: saved`, ok: true });
+      } catch (err) {
+        this.uploadResults.push({
+          row: i + 2,
+          text: `${script.scriptCode} ${rateDate}: ${apiErrorMessage(err)}`,
+          ok: false
+        });
+      }
+    }
+    this.uploading = false;
+    const saved = this.uploadResults.filter((r) => r.ok).length;
+    this.toast(`${saved} of ${data.length} rate(s) saved.`);
+    this.loadDailyRates();
+  }
+
+  private readCsv(text: string): string[][] {
+    return text.split(/\r?\n/).map((line) => line.split(',').map((c) => c.replace(/^"|"$/g, '')));
+  }
+
+  private async readXlsx(file: File): Promise<string[][]> {
+    const ExcelJS = await import('exceljs');
+    const wb = new ExcelJS.Workbook();
+    await wb.xlsx.load(await file.arrayBuffer());
+    const sheet = wb.worksheets[0];
+    const rows: string[][] = [];
+    sheet.eachRow({ includeEmpty: false }, (row) => {
+      const cells: string[] = [];
+      for (let c = 1; c <= 6; c++) {
+        const v = row.getCell(c).value;
+        cells.push(
+          v instanceof Date
+            ? `${String(v.getDate()).padStart(2, '0')}-${String(v.getMonth() + 1).padStart(2, '0')}-${v.getFullYear()}`
+            : v == null
+              ? ''
+              : String(v)
+        );
+      }
+      rows.push(cells);
+    });
+    return rows;
+  }
+
   /** A wrong rate is corrected by dropping it and entering it again. */
   dropDailyRate(r: DailyScriptRate): void {
     if (!r.id) {

src/app/investment/investment-reports/investment-reports.component.html

@@ -122,7 +122,8 @@
               <th>Script / Party</th>
               <th class="num">Units</th>
               <th class="num">Face Value</th>
-              <th class="num">Market/Purchase Rate</th>
+              <th class="num">Book Value</th>
+              <th class="num">Rate</th>
               <th>Status</th>
             </tr>
           </thead>
@@ -142,14 +143,21 @@
                 <td>{{ h.scriptName }} — {{ h.party }}</td>
                 <td class="num">{{ h.units | number }}</td>
                 <td class="num">₹{{ h.faceValue | number: '1.2-2' }}</td>
-                <td class="num">{{ marketPrice(h.scriptCode) || h.purchaseRate }}</td>
+                <td class="num">₹{{ h.bookValue ?? h.faceValue | number: '1.2-2' }}</td>
+                <td class="num">
+                  @if (marketPrice(h.scriptCode); as mp) {
+                    {{ mp }} <small>(market {{ marketRateDate(h.scriptCode) }})</small>
+                  } @else {
+                    {{ h.purchaseRate }} <small>(purchase)</small>
+                  }
+                </td>
                 <td>
                   <span [class]="statusClass(h)">{{ h.status }}</span>
                 </td>
               </tr>
             } @empty {
               <tr>
-                <td colspan="6" class="pg-empty">
+                <td colspan="7" class="pg-empty">
                   {{ activeReport === 'shareBalance' ? 'Share entry is not live yet.' : 'No holdings.' }}
                 </td>
               </tr>
@@ -160,7 +168,7 @@
     }
     @if (activeReport === 'bankInvList') {
       <div class="pg-card">
-        <div class="pos-section-label">Bank Investment List</div>
+        <div class="pos-section-label">Bank Investment List — FDs held with each bank</div>
         <table class="pg-table">
           <thead>
             <tr>
@@ -383,30 +391,42 @@
     }
     @if (activeReport === 'pendingReceived') {
       <div class="pg-card">
-        <div class="pos-section-label">Received Interest / Dividend</div>
+        <div class="pos-section-label">
+          Interest Received — {{ receivedFrom }} to {{ asOnDate }} (coupons, FD payouts and FD interest paid at closure)
+        </div>
         <table class="pg-table">
           <thead>
             <tr>
-              <th>Date</th>
-              <th>Cert No</th>
+              <th>Investment</th>
+              <th>Deal No</th>
               <th>Particulars</th>
-              <th class="num col-in">Amount</th>
+              <th class="num col-in">Received</th>
             </tr>
           </thead>
           <tbody>
-            @for (t of receivedInterestTxns; track $index) {
+            @for (x of receivedRows; track x.instrument + ':' + x.refId) {
               <tr>
-                <td>{{ t.txnDate }}</td>
-                <td>{{ t.certNo }}</td>
-                <td>{{ t.particulars }}</td>
-                <td class="num col-in">₹{{ t.amount | number: '1.2-2' }}</td>
+                <td>{{ x.instrument === 'FD' ? 'FD' : 'Govt Security / Bond' }}</td>
+                <td>
+                  <span class="pg-chip">{{ x.dealNo }}</span>
+                </td>
+                <td>{{ x.particulars }}</td>
+                <td class="num col-in">₹{{ x.received | number: '1.2-2' }}</td>
               </tr>
             } @empty {
               <tr>
-                <td colspan="4" class="pg-empty">No interest received yet.</td>
+                <td colspan="4" class="pg-empty">No interest received in this period.</td>
               </tr>
             }
           </tbody>
+          @if (receivedRows.length) {
+            <tfoot>
+              <tr class="cctr-total-row">
+                <td colspan="3">Total</td>
+                <td class="num">₹{{ receivedTotal | number: '1.2-2' }}</td>
+              </tr>
+            </tfoot>
+          }
         </table>
       </div>
       <div class="pg-card">
@@ -514,6 +534,8 @@
               <th>Party</th>
               <th class="num">Face Value</th>
               <th>Maturity Date</th>
+              <th>Closed As</th>
+              <th>Closed On</th>
             </tr>
           </thead>
           <tbody>
@@ -525,10 +547,12 @@
                 <td>{{ h.party }}</td>
                 <td class="num">₹{{ h.faceValue | number: '1.2-2' }}</td>
                 <td>{{ h.maturityDate }}</td>
+                <td>{{ h.closureType || '—' }}</td>
+                <td>{{ h.closedOnDate || '—' }}</td>
               </tr>
             } @empty {
               <tr>
-                <td colspan="4" class="pg-empty">No matured FDs.</td>
+                <td colspan="6" class="pg-empty">No matured FDs.</td>
               </tr>
             }
           </tbody>
@@ -642,7 +666,7 @@
     }
     @if (activeReport === 'shiftingReport') {
       <div class="pg-card">
-        <div class="pos-section-label">Shifting Report — Govt Securities transferred to another script / category</div>
+        <div class="pos-section-label">Shifting Report — securities transferred to another script / category</div>
         <table class="pg-table">
           <thead>
             <tr>

src/app/investment/investment-reports/investment-reports.component.ts

@@ -25,9 +25,11 @@ import {
   InvestmentDailyRateDto,
   InvestmentFdDto,
   InvestmentFdScheduleDto,
+  InvestmentInterestReportRowDto,
   InvestmentSecurityTransferDto,
   InvestmentService,
   apiErrorMessage,
+  bookValueSoldByPurchase,
   toFdHolding,
   toFdTxns,
   toHolding,
@@ -75,8 +77,11 @@ export class InvestmentReportsComponent implements OnInit {
   /** Saved purchases and FDs as holdings, and their GL entries, newest first. */
   holdings: InvestmentHolding[] = [];
   txns: InvestmentTxn[] = [];
-  /** Coupons and FD interest paid out — interest actually received. */
-  receivedTxns: InvestmentTxn[] = [];
+  /** Interest received in the financial year to the as-on date, per deal / FD (Interest Received & Receivable report). */
+  receivedRows: InvestmentInterestReportRowDto[] = [];
+  receivedFrom = '';
+  /** Every purchase deal, pending ones included — the Deal Slip register (the ledgers hold only what reached the GL). */
+  dealSlipTxns: InvestmentTxn[] = [];
   /** GOI category transfers (security shifted to another script / category). */
   transfers: InvestmentSecurityTransferDto[] = [];
   /** FD interest lines need one call per FD, so they load when a report needs them. */
@@ -85,6 +90,7 @@ export class InvestmentReportsComponent implements OnInit {
   private receivable = new Map<string, number>();
   private fdMaturity = new Map<number, number>();
   private latestRate = new Map<string, number>();
+  private latestRateDate = new Map<string, string>();
 
   ngOnInit(): void {
     this.load();
@@ -108,18 +114,24 @@ export class InvestmentReportsComponent implements OnInit {
       next: (r) => {
         this.fds = r.fds;
         this.transfers = r.transfers;
+        // A holding is shown at the book value still held: cost less what settled sales and write-offs took off.
+        const sold = bookValueSoldByPurchase(r.sales);
         this.holdings = [
-          ...r.purchases.map(toHolding),
+          ...r.purchases.map((p) => ({ ...toHolding(p), bookValue: p.bookValue - (sold.get(p.id) ?? 0) })),
           ...r.fds.map(toFdHolding)
         ];
+        // Ledgers show what reached the GL: settled purchases and sales only.
         this.txns = this.byDateDesc([
-          ...r.purchases.map(toPurchaseTxn),
+          ...r.purchases.filter((p) => !!p.glTransactionId).map(toPurchaseTxn),
           ...r.postings.map(toInterestTxn),
-          ...r.sales.map(toSaleTxn),
+          ...r.sales.filter((x) => x.status === 'SETTLED').map(toSaleTxn),
           ...r.transfers.map(toTransferTxn),
           ...r.fds.flatMap((f) => toFdTxns(f, []))
         ]);
-        this.receivedTxns = this.byDateDesc(r.postings.filter((x) => x.lineType === 'COUPON').map(toInterestTxn));
+        this.dealSlipTxns = this.byDateDesc(r.purchases.map(toPurchaseTxn));
+        // Received = coupons, FD payouts and FD interest paid at closure, as the interest report counts them.
+        this.receivedRows = r.interest.rows.filter((x) => x.received > 0);
+        this.receivedFrom = r.interest.fromDate;
         this.receivable = new Map(
           r.interest.rows.map((x) => [
             x.instrument + ':' + x.refId,
@@ -140,9 +152,12 @@ export class InvestmentReportsComponent implements OnInit {
         [...r.rates]
           .filter((x) => parseDDMMYYYY(x.rateDate).getTime() <= asOn)
           .sort((a, b) => parseDDMMYYYY(a.rateDate).getTime() - parseDDMMYYYY(b.rateDate).getTime())
-          .forEach((x) => this.latestRate.set(x.scriptCode, x.closeRate));
+          .forEach((x) => {
+            this.latestRate.set(x.scriptCode, x.closeRate);
+            this.latestRateDate.set(x.scriptCode, x.rateDate);
+          });
         this.loading = false;
-        if (this.activeReport === 'fdLedger' || this.activeReport === 'pendingReceived') {
+        if (this.activeReport === 'fdLedger') {
           this.loadFdInterest();
         }
       },
@@ -168,23 +183,15 @@ export class InvestmentReportsComponent implements OnInit {
       )
     ).subscribe((schedules) => {
       const lines: InvestmentTxn[] = [];
-      const received: InvestmentTxn[] = [];
       schedules.forEach((s, i) => {
-        if (!s) {
-          return;
+        if (s) {
+          lines.push(...toFdTxns(withId[i], s.rows).filter((t) => t.txnType === 'INTEREST'));
         }
-        const interest = toFdTxns(withId[i], s.rows).filter((t) => t.txnType === 'INTEREST');
-        lines.push(...interest);
-        received.push(...interest.filter((t) => !t.particulars.startsWith('Provision')));
       });
       this.txns = this.byDateDesc([
         ...this.txns,
         ...lines
       ]);
-      this.receivedTxns = this.byDateDesc([
-        ...this.receivedTxns,
-        ...received
-      ]);
     });
   }
 
@@ -201,7 +208,7 @@ export class InvestmentReportsComponent implements OnInit {
 
   setReport(report: string): void {
     this.activeReport = report;
-    if (report === 'fdLedger' || report === 'pendingReceived') {
+    if (report === 'fdLedger') {
       this.loadFdInterest();
     }
   }
@@ -238,6 +245,11 @@ export class InvestmentReportsComponent implements OnInit {
     return this.latestRate.get(scriptCode) ?? null;
   }
 
+  /** Date of that latest close. */
+  marketRateDate(scriptCode: string): string {
+    return this.latestRateDate.get(scriptCode) ?? '';
+  }
+
   private active(type?: InstrumentType): InvestmentHolding[] {
     return this.holdings.filter((h) => h.status === 'ACTIVE' && (!type || h.instrumentType === type));
   }
@@ -256,9 +268,10 @@ export class InvestmentReportsComponent implements OnInit {
   get fdHoldings(): InvestmentHolding[] {
     return this.active('FD');
   }
+  /** FDs held with each bank (principal) — securities bought from a dealer are not 'with' that bank. */
   get bankInvestmentList(): Array<{ party: string; count: number; totalFaceValue: number }> {
     const map = new Map<string, { party: string; count: number; totalFaceValue: number }>();
-    for (const h of this.active()) {
+    for (const h of this.active('FD')) {
       const row = map.get(h.party) || { party: h.party, count: 0, totalFaceValue: 0 };
       row.count += 1;
       row.totalFaceValue += h.faceValue;
@@ -286,7 +299,7 @@ export class InvestmentReportsComponent implements OnInit {
     return this.txns.filter((t) => t.txnType === 'AMORTIZE');
   }
   get dealSlips(): InvestmentTxn[] {
-    return this.txns.filter((t) => t.txnType === 'PURCHASE' && t.instrumentType !== 'FD');
+    return this.dealSlipTxns;
   }
   get slrBondRegister(): InvestmentHolding[] {
     return this.active('GOVT_SECURITY');
@@ -297,8 +310,8 @@ export class InvestmentReportsComponent implements OnInit {
       .map((h) => ({ ...h, dueAmount: this.accrued(h) }))
       .filter((h) => h.dueAmount > 0);
   }
-  get receivedInterestTxns(): InvestmentTxn[] {
-    return this.receivedTxns;
+  get receivedTotal(): number {
+    return this.receivedRows.reduce((t, x) => t + x.received, 0);
   }
   get pendingInterestHoldings(): InvestmentHolding[] {
     return this.active().filter((h) => this.accrued(h) > 0);
@@ -406,7 +419,7 @@ export class InvestmentReportsComponent implements OnInit {
       h.purchaseRate,
       h.interestRate,
       h.purchaseDate,
-      h.maturityDate,
+      h.instrumentType === 'MUTUAL_FUND' ? '' : h.maturityDate,
       this.accrued(h),
       this.maturity(h),
       h.status
@@ -539,7 +552,7 @@ export class InvestmentReportsComponent implements OnInit {
       case 'intDueRegister':
         return one(
           'Interest Due Register',
-          'Interest Due Register (Non-Cumulative Holdings)',
+          'Interest Due Register (interest earned, not yet received)',
           [
             ...this.holdingsExportHeaders,
             'Due Amount'
@@ -565,11 +578,34 @@ export class InvestmentReportsComponent implements OnInit {
         return [
           {
             sheetName: 'Received Interest',
-            title: 'Received Interest / Dividend',
-            subtitle,
-            headers: this.txnExportHeaders,
-            widths: this.txnExportWidths,
-            rows: this.receivedInterestTxns.map((t) => this.txnExportRow(t))
+            title: 'Interest Received',
+            subtitle: `${this.receivedFrom} to ${this.asOnDate}`,
+            headers: [
+              'Investment',
+              'Deal No',
+              'Particulars',
+              'Received'
+            ],
+            widths: [
+              14,
+              16,
+              44,
+              16
+            ],
+            rows: [
+              ...this.receivedRows.map((x) => [
+                x.instrument === 'FD' ? 'FD' : 'Govt Security / Bond',
+                x.dealNo,
+                x.particulars,
+                x.received
+              ]),
+              [
+                'Total',
+                '',
+                '',
+                this.receivedTotal
+              ]
+            ]
           },
           {
             sheetName: 'Pending Interest',
@@ -631,7 +667,7 @@ export class InvestmentReportsComponent implements OnInit {
       case 'shiftingReport':
         return one(
           'Shifting Report',
-          'Shifting Report — Govt Securities transferred to another script / category',
+          'Shifting Report — securities transferred to another script / category',
           [
             'Date',
             'Deal No',

src/app/investment/investment.service.ts

@@ -7,9 +7,10 @@
  */
 
 import { Injectable, inject } from '@angular/core';
-import { HttpClient, HttpErrorResponse } from '@angular/common/http';
+import { HttpClient, HttpContext, HttpErrorResponse } from '@angular/common/http';
 import { Observable, forkJoin } from 'rxjs';
 import { map, tap } from 'rxjs/operators';
+import { SILENT_HTTP_ERROR } from '../core/http/silent-error.token';
 import {
   DailyScriptRate,
   HoldingStatus,
@@ -23,6 +24,13 @@ import {
   SlrType
 } from './investment-data';
 
+/** Non-SLR (bonds, mutual funds): always AFS, no interest scheme; income only on sale / redemption (Jitendra Sir). */
+export const NON_SLR_TYPES: string[] = [
+  'NON_SLR',
+  'BOND',
+  'MUTUAL_FUND'
+];
+
 /** Investment party as returned by /investment/parties. */
 export interface InvestmentPartyDto {
   id: number;
@@ -511,8 +519,13 @@ export class InvestmentService {
     );
   }
 
-  createDailyRate(body: object): Observable<{ resourceId: number }> {
-    return this.http.post<{ resourceId: number }>('/investment/daily-rates', body);
+  /** `silent`: the caller shows the error itself (the rate file upload lists it against its row), so no dialog. */
+  createDailyRate(body: object, silent = false): Observable<{ resourceId: number }> {
+    return this.http.post<{ resourceId: number }>(
+      '/investment/daily-rates',
+      body,
+      silent ? { context: new HttpContext().set(SILENT_HTTP_ERROR, true) } : {}
+    );
   }
 
   deleteDailyRate(rateId: number): Observable<unknown> {
@@ -757,6 +770,17 @@ export function toHolding(p: InvestmentPurchaseDto): InvestmentHolding {
   };
 }
 
+/** Book value each deal has given up through settled sales, redemptions, write-offs and amortisation, by purchase id. */
+export function bookValueSoldByPurchase(sales: InvestmentSaleDto[]): Map<number, number> {
+  const sold = new Map<number, number>();
+  for (const x of sales) {
+    if (x.status === 'SETTLED') {
+      sold.set(x.purchaseId, (sold.get(x.purchaseId) ?? 0) + (x.bookValueSold ?? 0));
+    }
+  }
+  return sold;
+}
+
 /** A security transfer shows the book value carried to the new security. */
 export function toTransferTxn(x: InvestmentSecurityTransferDto): InvestmentTxn {
   return {
@@ -803,10 +827,11 @@ export function toSaleTxn(x: InvestmentSaleDto): InvestmentTxn {
     };
   }
   const redeem = x.saleType === 'REDEEM';
+  // A Govt Security redeemed below book writes off its premium; a non-SLR shortfall is a loss (500605).
   const pl =
     x.profitLoss >= 0
       ? `profit ₹${x.profitLoss}`
-      : redeem
+      : redeem && !NON_SLR_TYPES.includes(x.bondType)
         ? `premium written off ₹${-x.profitLoss}`
         : `loss ₹${-x.profitLoss}`;
   return {
@@ -850,10 +875,11 @@ export function toPurchaseTxn(d: InvestmentPurchaseDto): InvestmentTxn {
     certNo: d.certNo,
     instrumentType: d.bondType,
     txnType: 'PURCHASE',
-    voucherNo: `INV/PUR/${d.dealNo}`,
+    // The settlement JV's transaction id; a pending deal has no voucher yet.
+    voucherNo: posted ? `TXN ${d.glTransactionId}` : `PENDING/${d.dealNo}`,
     txnDate: d.settlementDate,
     amount: d.settlementAmount,
-    particulars: `Purchase Deal ${d.dealNo} - ${d.scriptDesc} - ${d.partyName} [${d.category}]`,
+    particulars: `Purchase Deal ${d.dealNo} - ${d.scriptDesc} - ${d.partyName} [${d.category}]${posted ? '' : ' - PENDING SETTLEMENT'}`,
     glCode: posted ? d.investmentGlCode : '',
     glName: posted ? `${d.investmentGlName} (txn ${d.glTransactionId})` : 'Not posted (pending settlement)'
   };
@@ -883,6 +909,8 @@ export function toFdHolding(f: InvestmentFdDto): InvestmentHolding {
     crToAc: f.bankGlCode ?? '',
     brokerCode: '',
     status: f.status === 'ACTIVE' ? 'ACTIVE' : 'MATURED',
+    closureType: f.closureType,
+    closedOnDate: f.closedOnDate,
     bookValue: f.principal
   };
 }
@@ -917,7 +945,12 @@ export function toFdTxns(f: InvestmentFdDto, rows: InvestmentFdInterestRowDto[])
   if (f.closedOnDate) {
     out.push({
       ...base,
-      txnType: 'REDEEM',
+      // The ledger's Type column shows how the FD ended: maturity, premature closure or renewal.
+      txnType: (f.closureType === 'PREMATURE'
+        ? 'PREMATURE'
+        : f.closureType === 'RENEWAL'
+          ? 'RENEWAL'
+          : 'REDEEM') as InvestmentTxn['txnType'],
       voucherNo: f.closureVoucherNo ?? `FDC/${f.dealNo}`,
       txnDate: f.closedOnDate,
       amount: f.closureAmount ?? 0,