kyc risk and AML & Compliance Checks automate on client creation

src/app/fiu/fiu.component.html

@@ -129,9 +129,130 @@
   <!-- CTR -->
   @if (activeTab === 'ctr') {
     <div class="fiu-section">
+      <!-- LIVE: cash-related AML alerts awaiting AML Officer review -->
       <div class="fiu-form-meta">
         <div class="fiu-form-title">
-          <h3>CTR — Cash Transaction Report</h3>
+          <h3>Live Cash Alerts</h3>
+          <p>
+            Raised by the transaction-monitoring rule engine — review and whitelist or escalate to Principal Officer
+          </p>
+        </div>
+        <select class="fiu-inp" [(ngModel)]="amlAlertStatusFilter" (ngModelChange)="loadAmlAlerts()">
+          <option value="">All statuses</option>
+          <option value="RAISED">Raised</option>
+          <option value="UNDER_REVIEW">Under Review</option>
+          <option value="WHITELISTED">Whitelisted</option>
+          <option value="ESCALATED">Escalated</option>
+        </select>
+      </div>
+      <div class="fiu-tbl-wrap">
+        <table class="fiu-tbl">
+          <thead>
+            <tr>
+              <th>ID</th>
+              <th>Client</th>
+              <th>Type</th>
+              <th>Rule</th>
+              <th class="ta-r">Amount</th>
+              <th>Raised On</th>
+              <th>Status</th>
+              <th>Notes</th>
+              <th>Action</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (alert of amlAlerts; track alert.id) {
+              <tr>
+                <td>{{ alert.id }}</td>
+                <td>{{ alert.clientDisplayName }}</td>
+                <td>{{ alert.transactionType }}</td>
+                <td>{{ alert.ruleCode }} &mdash; {{ alert.ruleDescription }}</td>
+                <td class="ta-r mono">&#8377;{{ alert.amount | number: '1.0-0' }}</td>
+                <td>{{ alert.raisedOn | date: 'medium' }}</td>
+                <td>
+                  <span [class]="amlStatusClass(alert.status)">{{ alert.status }}</span>
+                </td>
+                <td>
+                  @if (alert.status === 'RAISED' || alert.status === 'UNDER_REVIEW') {
+                    <input
+                      type="text"
+                      class="fiu-inp"
+                      placeholder="Review notes"
+                      [(ngModel)]="amlReviewNotes[alert.id]"
+                    />
+                  } @else {
+                    <span class="muted">{{ alert.reviewNotes }}</span>
+                  }
+                </td>
+                <td>
+                  @if (alert.status === 'RAISED' || alert.status === 'UNDER_REVIEW') {
+                    <div class="fiu-action-group" *mifosxHasPermission="'REVIEW_AML_ALERT'">
+                      <button class="fiu-btn fiu-btn-g" (click)="whitelistAlert(alert)">Whitelist</button>
+                      <button class="fiu-btn fiu-btn-xml" (click)="escalateAlert(alert)">Escalate</button>
+                    </div>
+                  }
+                </td>
+              </tr>
+            } @empty {
+              <tr>
+                <td colspan="9" class="fiu-empty">No live alerts.</td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+
+      <!-- LIVE: monthly CTR reports (mechanical, threshold-based) -->
+      <div class="fiu-form-meta">
+        <div class="fiu-form-title">
+          <h3>Monthly CTR Reports</h3>
+          <p>
+            Threshold: <strong>&#8377;{{ bank.cashThreshold | number }}</strong> per single txn / connected aggregate
+            per month
+          </p>
+        </div>
+        <div class="fiu-action-group">
+          <input class="fiu-inp" type="month" [(ngModel)]="ctrGenerateMonth" />
+          <button class="fiu-btn fiu-btn-g" *mifosxHasPermission="'REVIEW_AML_ALERT'" (click)="generateCtrReport()">
+            Generate
+          </button>
+        </div>
+      </div>
+      <div class="fiu-tbl-wrap">
+        <table class="fiu-tbl">
+          <thead>
+            <tr>
+              <th>Month</th>
+              <th>Generated On</th>
+              <th class="ta-c">Records</th>
+              <th>Status</th>
+              <th>Submitted On</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (r of amlCtrReports; track r.id) {
+              <tr>
+                <td>{{ r.reportMonth }}</td>
+                <td>{{ r.generatedOn | date: 'medium' }}</td>
+                <td class="ta-c">{{ r.recordCount }}</td>
+                <td>
+                  <span [class]="amlStatusClass(r.status)">{{ r.status }}</span>
+                </td>
+                <td>{{ r.submittedOn ? (r.submittedOn | date: 'medium') : '—' }}</td>
+              </tr>
+            } @empty {
+              <tr>
+                <td colspan="5" class="fiu-empty">No CTR reports generated yet.</td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+
+      <!-- FINnet export template (separate concern — TC1/TC2 file-format generation) -->
+      <div class="fiu-form-meta">
+        <div class="fiu-form-title">
+          <h3>FINnet TC2 Export Template</h3>
           <p>
             All cash transactions ≥ &#8377;{{ bank.cashThreshold | number }} (single or aggregate per month per account)
           </p>
@@ -221,9 +342,107 @@
   <!-- STR -->
   @if (activeTab === 'str') {
     <div class="fiu-section">
+      <!-- LIVE: STR cases with full Principal Officer actions -->
       <div class="fiu-form-meta">
         <div class="fiu-form-title">
-          <h3>STR — Suspicious Transaction Report</h3>
+          <h3>Live STR Cases</h3>
+          <p>
+            Escalated by an AML Officer; Principal Officer investigates, concludes and files with FIU-IND within 7
+            working days
+          </p>
+        </div>
+      </div>
+      <div class="fiu-tbl-wrap">
+        <table class="fiu-tbl">
+          <thead>
+            <tr>
+              <th>ID</th>
+              <th>Client</th>
+              <th class="ta-c">Cumulative Cases</th>
+              <th>Assigned PO</th>
+              <th>Conclusion</th>
+              <th>FIU Due Date</th>
+              <th>Status</th>
+              <th>Action</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (sc of amlStrCases; track sc.id) {
+              <tr [class.selected-row]="selectedStrCase?.id === sc.id">
+                <td>{{ sc.id }}</td>
+                <td>{{ sc.clientDisplayName }}</td>
+                <td class="ta-c" [class.escalation-warning]="sc.cumulativeStrCaseCountForClient >= 3">
+                  {{ sc.cumulativeStrCaseCountForClient }}
+                </td>
+                <td>{{ sc.assignedPoUsername || '—' }}</td>
+                <td>{{ sc.conclusion || '—' }}</td>
+                <td>{{ sc.fiuDueDate || '—' }}</td>
+                <td>
+                  <span [class]="amlStatusClass(sc.status)">{{ sc.status }}</span>
+                </td>
+                <td><button class="fiu-btn fiu-btn-g" (click)="selectStrCase(sc)">Investigate</button></td>
+              </tr>
+            } @empty {
+              <tr>
+                <td colspan="8" class="fiu-empty">No STR cases yet.</td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+
+      @if (selectedStrCase) {
+        <div class="str-case-detail">
+          <div class="fiu-form-meta">
+            <div class="fiu-form-title">
+              <h3>STR Case #{{ selectedStrCase.id }} — {{ selectedStrCase.clientDisplayName }}</h3>
+              <p>
+                Alert #{{ selectedStrCase.alertId }} &middot;
+                {{ selectedStrCase.cumulativeStrCaseCountForClient }} cumulative STR case(s) for this client
+                @if (selectedStrCase.cumulativeStrCaseCountForClient >= 3) {
+                  <span class="escalation-badge">Risk category auto-escalated</span>
+                }
+              </p>
+            </div>
+            <button class="fiu-btn fiu-btn-g" (click)="closeStrCaseDetail()">Close</button>
+          </div>
+
+          <div class="case-form" *mifosxHasPermission="'CONCLUDE_AML_STR'">
+            <div class="form-row">
+              <label for="fiuInvestigationNotes">Investigation notes (source-of-transaction history reviewed)</label>
+              <textarea id="fiuInvestigationNotes" rows="3" [(ngModel)]="concludeInvestigationNotes"></textarea>
+            </div>
+            <div class="form-row">
+              <label for="fiuSourceOfFundsNotes">Source-of-funds notes</label>
+              <textarea id="fiuSourceOfFundsNotes" rows="2" [(ngModel)]="concludeSourceOfFundsNotes"></textarea>
+            </div>
+            <div class="form-row conclusion-row">
+              <label>
+                <input type="radio" name="fiuConclusion" value="NOT_SUSPICIOUS" [(ngModel)]="concludeConclusion" />
+                Not suspicious (whitelist)
+              </label>
+              <label>
+                <input type="radio" name="fiuConclusion" value="SUSPICIOUS" [(ngModel)]="concludeConclusion" />
+                Suspicious (file STR)
+              </label>
+            </div>
+            <button class="fiu-btn fiu-btn-xml" (click)="concludeStrCase()">Conclude</button>
+
+            @if (selectedStrCase.status === 'CONCLUDED_SUSPICIOUS') {
+              <div class="file-str-row">
+                <label for="fiuFileReferenceNo">FIU-IND acknowledgement / reference number</label>
+                <input id="fiuFileReferenceNo" class="fiu-inp" type="text" [(ngModel)]="fileReferenceNo" />
+                <button class="fiu-btn fiu-btn-xml" (click)="fileStrCase()">Mark STR Filed</button>
+              </div>
+            }
+          </div>
+        </div>
+      }
+
+      <!-- FINnet export template (separate concern — STR XML file-format generation) -->
+      <div class="fiu-form-meta">
+        <div class="fiu-form-title">
+          <h3>FINnet STR XML Export Template</h3>
           <p>Detected by AML rules engine + branch compliance officers; filed within 7 days</p>
         </div>
         <button class="fiu-btn fiu-btn-xml" (click)="exportStrXml()">

src/app/fiu/fiu.component.scss

@@ -579,6 +579,41 @@
     background: var(--f-red-l);
     color: var(--f-red);
   }
+
+  &.status-raised {
+    background: var(--f-amber-l);
+    color: var(--f-amber);
+  }
+
+  &.status-under-review {
+    background: var(--f-blue-l);
+    color: var(--f-blue);
+  }
+
+  &.status-whitelisted,
+  &.status-concluded-clear,
+  &.status-generated,
+  &.status-submitted {
+    background: var(--f-green-l);
+    color: var(--f-green);
+  }
+
+  &.status-escalated,
+  &.status-open,
+  &.status-concluded-suspicious {
+    background: var(--f-red-l);
+    color: var(--f-red);
+  }
+
+  &.status-filed {
+    background: var(--f-purple-l);
+    color: var(--f-purple);
+  }
+
+  &.status-draft {
+    background: var(--f-g100);
+    color: var(--f-g500);
+  }
 }
 
 .risk-pill {
@@ -892,3 +927,85 @@
     grid-template-columns: 1fr;
   }
 }
+
+.selected-row {
+  background: var(--f-blue-l);
+}
+
+.escalation-warning {
+  color: var(--f-red);
+  font-weight: 700;
+}
+
+.escalation-badge {
+  display: inline-block;
+  margin-left: 8px;
+  padding: 2px 8px;
+  border-radius: 10px;
+  background: var(--f-amber-l);
+  color: var(--f-amber);
+  font-size: 11px;
+  font-weight: 600;
+}
+
+.str-case-detail {
+  border: 1px solid var(--f-g200);
+  border-radius: 10px;
+  padding: 16px;
+  background: #fff;
+  margin-bottom: 16px;
+}
+
+.case-form {
+  display: flex;
+  flex-direction: column;
+  gap: 12px;
+
+  textarea {
+    width: 100%;
+    padding: 8px 10px;
+    border-radius: 6px;
+    border: 1px solid var(--f-g300);
+    font-family: inherit;
+    font-size: 13px;
+  }
+}
+
+.form-row {
+  display: flex;
+  flex-direction: column;
+  gap: 4px;
+
+  label {
+    font-size: 12px;
+    font-weight: 600;
+    color: var(--f-g500);
+  }
+}
+
+.conclusion-row {
+  flex-direction: row;
+  gap: 24px;
+
+  label {
+    display: flex;
+    align-items: center;
+    gap: 6px;
+    font-weight: 500;
+  }
+}
+
+.file-str-row {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  margin-top: 8px;
+  padding-top: 12px;
+  border-top: 1px dashed var(--f-g300);
+
+  label {
+    font-size: 12px;
+    font-weight: 600;
+    color: var(--f-g500);
+  }
+}

src/app/fiu/fiu.component.ts

@@ -6,10 +6,12 @@
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
 
-import { Component } from '@angular/core';
+import { Component, OnInit, inject } from '@angular/core';
 import { FormsModule } from '@angular/forms';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { AmlService } from 'app/aml/aml.service';
+import { AuthenticationService } from 'app/core/authentication/authentication.service';
 import {
   CtrTransaction,
   CTR_TXNS,
@@ -33,7 +35,9 @@ import {
     FormsModule
   ]
 })
-export class FiuComponent {
+export class FiuComponent implements OnInit {
+  private amlService = inject(AmlService);
+  private authenticationService = inject(AuthenticationService);
   /** Active tab */
   activeTab: 'dashboard' | 'ctr' | 'str' | 'customers' | 'files' = 'dashboard';
 
@@ -57,6 +61,126 @@ export class FiuComponent {
   toastVisible = false;
   private toastTimer: any;
 
+  // -------------------- Live AML monitoring (real backend, replaces mock CTR/STR tables) --------------------
+  amlAlerts: any[] = [];
+  amlAlertStatusFilter = '';
+  amlReviewNotes: Record<number, string> = {};
+
+  amlCtrReports: any[] = [];
+  ctrGenerateMonth = '';
+
+  amlStrCases: any[] = [];
+  selectedStrCase: any = null;
+  concludeConclusion: 'NOT_SUSPICIOUS' | 'SUSPICIOUS' = 'NOT_SUSPICIOUS';
+  concludeInvestigationNotes = '';
+  concludeSourceOfFundsNotes = '';
+  fileReferenceNo = '';
+
+  get isPrincipalOfficer(): boolean {
+    return this.authenticationService.isPrincipalOfficerUser();
+  }
+
+  get isAmlOfficer(): boolean {
+    return this.authenticationService.isAmlOfficerUser();
+  }
+
+  ngOnInit(): void {
+    this.loadAmlAlerts();
+    this.loadAmlCtrReports();
+    this.loadAmlStrCases();
+  }
+
+  loadAmlAlerts(): void {
+    this.amlService
+      .getAlerts(this.amlAlertStatusFilter || undefined)
+      .subscribe((data) => (this.amlAlerts = data || []));
+  }
+
+  loadAmlCtrReports(): void {
+    this.amlService.getCtrReports().subscribe((data) => (this.amlCtrReports = data || []));
+  }
+
+  loadAmlStrCases(): void {
+    this.amlService.getStrCases().subscribe((data) => (this.amlStrCases = data || []));
+  }
+
+  whitelistAlert(alert: any): void {
+    this.amlService.reviewAlert(alert.id, 'WHITELIST', this.amlReviewNotes[alert.id] || '').subscribe(() => {
+      this.toast(`Alert #${alert.id} whitelisted`);
+      this.loadAmlAlerts();
+    });
+  }
+
+  escalateAlert(alert: any): void {
+    this.amlService.reviewAlert(alert.id, 'ESCALATE', this.amlReviewNotes[alert.id] || '').subscribe(() => {
+      this.toast(`Alert #${alert.id} escalated to Principal Officer`);
+      this.loadAmlAlerts();
+      this.loadAmlStrCases();
+    });
+  }
+
+  generateCtrReport(): void {
+    if (!this.ctrGenerateMonth) {
+      return;
+    }
+    this.amlService.generateCtrReport(this.ctrGenerateMonth).subscribe({
+      next: () => {
+        this.toast(`CTR report generated for ${this.ctrGenerateMonth}`);
+        this.loadAmlCtrReports();
+      },
+      error: (err) => this.toast(err?.error?.defaultUserMessage || 'CTR report generation failed')
+    });
+  }
+
+  selectStrCase(strCase: any): void {
+    this.selectedStrCase = strCase;
+    this.concludeConclusion = 'NOT_SUSPICIOUS';
+    this.concludeInvestigationNotes = strCase.investigationNotes || '';
+    this.concludeSourceOfFundsNotes = strCase.sourceOfFundsNotes || '';
+    this.fileReferenceNo = '';
+  }
+
+  closeStrCaseDetail(): void {
+    this.selectedStrCase = null;
+  }
+
+  concludeStrCase(): void {
+    if (!this.selectedStrCase) {
+      return;
+    }
+    this.amlService
+      .concludeStrCase(
+        this.selectedStrCase.id,
+        this.concludeConclusion,
+        this.concludeInvestigationNotes,
+        this.concludeSourceOfFundsNotes
+      )
+      .subscribe((updated) => {
+        this.toast(
+          this.concludeConclusion === 'SUSPICIOUS'
+            ? `STR case #${updated.id} concluded suspicious — FIU due date ${updated.fiuDueDate}`
+            : `STR case #${updated.id} concluded not suspicious`
+        );
+        this.selectedStrCase = updated;
+        this.loadAmlStrCases();
+      });
+  }
+
+  fileStrCase(): void {
+    if (!this.selectedStrCase || !this.fileReferenceNo) {
+      return;
+    }
+    this.amlService.fileStr(this.selectedStrCase.id, this.fileReferenceNo).subscribe((updated) => {
+      this.toast(`STR case #${updated.id} recorded as filed (ref ${updated.strReferenceNo})`);
+      this.selectedStrCase = updated;
+      this.loadAmlStrCases();
+    });
+  }
+
+  amlStatusClass(status: string): string {
+    return 'status-pill status-' + (status || '').toLowerCase().replace(/_/g, '-');
+  }
+
   showTab(tab: 'dashboard' | 'ctr' | 'str' | 'customers' | 'files'): void {
     this.activeTab = tab;
   }