diff --git a/src/app/bank-calendar/bank-calendar.component.html b/src/app/bank-calendar/bank-calendar.component.html
index b7f912e0f..d4996f7fa 100644
--- a/src/app/bank-calendar/bank-calendar.component.html
+++ b/src/app/bank-calendar/bank-calendar.component.html
@@ -44,8 +44,11 @@
     <div class="cal-stat sat2nd4th">
       <fa-icon icon="calendar-times" class="cal-stat__icon"></fa-icon>
       <div class="cal-stat__info">
-        <div class="cal-stat__value">{{ overallStats.sat2nd4th }}</div>
-        <div class="cal-stat__label">2nd &amp; 4th Sat</div>
+        <div class="cal-stat__value">{{ overallStats.sat2nd4th + overallStats.weeklyOff }}</div>
+        <div class="cal-stat__label">
+          {{ saturdayIsWorkingDay ? '2nd & 4th Sat' : 'Saturdays'
+          }}{{ overallStats.weeklyOff > 0 ? ' / Weekly Off' : '' }}
+        </div>
       </div>
     </div>
     <div class="cal-stat holidays">
@@ -69,7 +72,11 @@
     <div class="cal-legend__items">
       <div class="cal-legend__item"><span class="cal-legend__dot working"></span> Working Day</div>
       <div class="cal-legend__item"><span class="cal-legend__dot sunday"></span> Sunday</div>
-      <div class="cal-legend__item"><span class="cal-legend__dot sat2nd4th"></span> 2nd / 4th Saturday</div>
+      <div class="cal-legend__item">
+        <span class="cal-legend__dot sat2nd4th"></span>
+        {{ saturdayIsWorkingDay ? '2nd / 4th Saturday' : 'Saturday'
+        }}{{ overallStats.weeklyOff > 0 ? ' / Weekly Off' : '' }}
+      </div>
       <div class="cal-legend__item"><span class="cal-legend__dot holiday"></span> Holiday</div>
       <div class="cal-legend__item"><span class="cal-legend__dot today"></span> Today</div>
     </div>
@@ -319,7 +326,9 @@
               [class.cal-grid__day--other]="!day.isCurrentMonth"
               [class.cal-grid__day--today]="day.isToday"
               [class.cal-grid__day--sunday]="day.isSunday && day.isCurrentMonth"
-              [class.cal-grid__day--sat2nd4th]="(day.is2ndSaturday || day.is4thSaturday) && day.isCurrentMonth"
+              [class.cal-grid__day--sat2nd4th]="
+                (day.is2ndSaturday || day.is4thSaturday || day.isWeeklyOff) && day.isCurrentMonth
+              "
               [class.cal-grid__day--holiday]="day.isHoliday && day.isCurrentMonth"
               [class.cal-grid__day--working]="day.isWorking && day.isCurrentMonth"
               [matTooltip]="
@@ -328,9 +337,11 @@
                   ? '2nd Saturday Off'
                   : day.is4thSaturday
                     ? '4th Saturday Off'
-                    : day.isSunday && day.isCurrentMonth
-                      ? 'Sunday'
-                      : '')
+                    : day.isWeeklyOff && day.isCurrentMonth
+                      ? weekDays[day.dayOfWeek] + ' Off (Working Days)'
+                      : day.isSunday && day.isCurrentMonth
+                        ? 'Sunday'
+                        : '')
               "
             >
               {{ day.isCurrentMonth ? day.date : '' }}
@@ -343,10 +354,15 @@
           @if (month.holidays > 0) {
             <span class="summary-tag holiday">{{ month.holidays }} Holiday{{ month.holidays > 1 ? 's' : '' }}</span>
           }
-          <span class="summary-tag sun">{{ month.sundays }} Sun</span>
+          @if (month.sundays > 0) {
+            <span class="summary-tag sun">{{ month.sundays }} Sun</span>
+          }
           @if (month.secondFourthSat > 0) {
             <span class="summary-tag sat">{{ month.secondFourthSat }} Sat Off</span>
           }
+          @if (month.weeklyOff > 0) {
+            <span class="summary-tag sat">{{ month.weeklyOff }} Weekly Off</span>
+          }
         </div>
       </div>
     }
diff --git a/src/app/bank-calendar/bank-calendar.component.ts b/src/app/bank-calendar/bank-calendar.component.ts
index bfcacb185..9102f10d6 100644
--- a/src/app/bank-calendar/bank-calendar.component.ts
+++ b/src/app/bank-calendar/bank-calendar.component.ts
@@ -63,6 +63,8 @@ interface CalendarDay {
   isSunday: boolean;
   is2ndSaturday: boolean;
   is4thSaturday: boolean;
+  /** Off every week because Admin > Working Days leaves this weekday out (Sunday aside). */
+  isWeeklyOff: boolean;
   holidayName?: string;
   dayOfWeek: number; // 0=Sun, 6=Sat
 }
@@ -76,9 +78,23 @@ interface MonthData {
   nonWorkingDays: number;
   holidays: number;
   sundays: number;
+  /** Saturdays off: the 2nd and 4th when Saturday is a working day, every one when it is not. */
   secondFourthSat: number;
+  /** Other weekdays off every week because Working Days leaves them out. */
+  weeklyOff: number;
 }
 
+/** Weekday codes in Date#getDay() order, as used by the /workingdays recurrence (BYDAY=MO,TU,...). */
+const DAY_CODES = [
+  'SU',
+  'MO',
+  'TU',
+  'WE',
+  'TH',
+  'FR',
+  'SA'
+];
+
 @Component({
   selector: 'mifosx-bank-calendar',
   templateUrl: './bank-calendar.component.html',
@@ -118,7 +134,7 @@ export class BankCalendarComponent implements OnInit {
   ];
   workingDaysConfig: string[] = [];
   holidays: any[] = [];
-  overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, totalDays: 0 };
+  overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, weeklyOff: 0, totalDays: 0 };
 
   // ───── Holiday list (office-wise) ─────
   offices: OfficeLite[] = [];
@@ -202,7 +218,8 @@ export class BankCalendarComponent implements OnInit {
   }
 
   private loadWorkingDays() {
-    // Default Indian banking working days: Mon-Sat (Sun off, 2nd & 4th Sat off)
+    // Default Indian banking working days: Mon-Sat (Sun off, 2nd & 4th Sat off), used until
+    // Admin > Working Days answers, or if it cannot be read.
     this.workingDaysConfig = [
       'MO',
       'TU',
@@ -215,6 +232,19 @@ export class BankCalendarComponent implements OnInit {
     this.buildCalendar();
     this.rebuildHolidayRows();
 
+    // The calendar has to agree with Admin > Working Days: a weekday unticked there is off every
+    // week here too.
+    this.organizationService.getWorkingDays().subscribe({
+      next: (data: any) => {
+        const configured = this.parseWorkingDays(data?.recurrence);
+        if (configured.length > 0) {
+          this.workingDaysConfig = configured;
+          this.buildCalendar();
+        }
+      },
+      error: () => {}
+    });
+
     // Pull offices then fan-out a per-office holiday fetch so each office's
     // calendar entries are surfaced in the list panel (calendar grid still
     // unions everything for the year-at-a-glance view).
@@ -273,6 +303,23 @@ export class BankCalendarComponent implements OnInit {
     });
   }
 
+  /** Weekday codes out of a recurrence such as "FREQ=WEEKLY;INTERVAL=1;BYDAY=MO,TU,WE,TH,FR". */
+  private parseWorkingDays(recurrence: string | undefined): string[] {
+    const byDay = /BYDAY=([^;]*)/.exec(recurrence || '');
+    if (!byDay) {
+      return [];
+    }
+    return byDay[1]
+      .split(',')
+      .map((d) => d.trim().toUpperCase())
+      .filter((d) => DAY_CODES.includes(d));
+  }
+
+  /** True when Admin > Working Days counts Saturday as a working day (so only the 2nd and 4th are off). */
+  get saturdayIsWorkingDay(): boolean {
+    return this.workingDaysConfig.includes('SA');
+  }
+
   /** Flatten the holidays array into a presentable list with office labels. */
   private rebuildHolidayRows(): void {
     this.holidayRows = this.holidays.map((h: any) => {
@@ -511,7 +558,15 @@ export class BankCalendarComponent implements OnInit {
 
   buildCalendar() {
     this.months = [];
-    this.overallStats = { working: 0, nonWorking: 0, holidays: 0, sundays: 0, sat2nd4th: 0, totalDays: 0 };
+    this.overallStats = {
+      working: 0,
+      nonWorking: 0,
+      holidays: 0,
+      sundays: 0,
+      sat2nd4th: 0,
+      weeklyOff: 0,
+      totalDays: 0
+    };
 
     for (let m = 0; m < 12; m++) {
       const monthData = this.buildMonth(m, this.currentYear);
@@ -521,6 +576,7 @@ export class BankCalendarComponent implements OnInit {
       this.overallStats.holidays += monthData.holidays;
       this.overallStats.sundays += monthData.sundays;
       this.overallStats.sat2nd4th += monthData.secondFourthSat;
+      this.overallStats.weeklyOff += monthData.weeklyOff;
     }
     this.overallStats.totalDays = this.overallStats.working + this.overallStats.nonWorking;
   }
@@ -552,6 +608,7 @@ export class BankCalendarComponent implements OnInit {
     let holidayCount = 0;
     let sundayCount = 0;
     let sat2nd4thCount = 0;
+    let weeklyOffCount = 0;
 
     // Previous month padding
     const prevMonthDays = new Date(year, month, 0).getDate();
@@ -567,6 +624,7 @@ export class BankCalendarComponent implements OnInit {
         isSunday: false,
         is2ndSaturday: false,
         is4thSaturday: false,
+        isWeeklyOff: false,
         dayOfWeek: (startDayOfWeek - i - 1 + 7) % 7
       });
     }
@@ -576,24 +634,29 @@ export class BankCalendarComponent implements OnInit {
     for (let d = 1; d <= daysInMonth; d++) {
       const date = new Date(year, month, d);
       const dow = date.getDay();
-      const isSunday = dow === 0;
       const isSaturday = dow === 6;
+      const isWorkingWeekday = this.workingDaysConfig.includes(DAY_CODES[dow]);
+      const isSunday = dow === 0 && !isWorkingWeekday;
 
       if (isSaturday) saturdayCount++;
 
-      const is2ndSat = isSaturday && saturdayCount === 2;
-      const is4thSat = isSaturday && saturdayCount === 4;
+      // RBI: when Saturday is a working day the 2nd and 4th are still off. When Working Days leaves
+      // Saturday out, every Saturday is a weekly off instead.
+      const is2ndSat = isSaturday && isWorkingWeekday && saturdayCount === 2;
+      const is4thSat = isSaturday && isWorkingWeekday && saturdayCount === 4;
+      const isWeeklyOff = dow !== 0 && !isWorkingWeekday;
       const isToday = date.toDateString() === today.toDateString();
 
       // Check if holiday
       const holiday = this.getHolidayForDate(year, month, d);
       const isHoliday = !!holiday;
 
-      // Non-working: Sunday, 2nd Sat, 4th Sat, or holiday
-      const isNonWorking = isSunday || is2ndSat || is4thSat || isHoliday;
+      // Non-working: Sunday, 2nd Sat, 4th Sat, a weekly off from Working Days, or holiday
+      const isNonWorking = isSunday || is2ndSat || is4thSat || isWeeklyOff || isHoliday;
 
       if (isSunday) sundayCount++;
-      if (is2ndSat || is4thSat) sat2nd4thCount++;
+      if (is2ndSat || is4thSat || (isSaturday && isWeeklyOff)) sat2nd4thCount++;
+      if (isWeeklyOff && !isSaturday) weeklyOffCount++;
       if (isHoliday) holidayCount++;
 
       if (isNonWorking) {
@@ -613,6 +676,7 @@ export class BankCalendarComponent implements OnInit {
         isSunday,
         is2ndSaturday: is2ndSat,
         is4thSaturday: is4thSat,
+        isWeeklyOff,
         holidayName: holiday?.name,
         dayOfWeek: dow
       });
@@ -632,6 +696,7 @@ export class BankCalendarComponent implements OnInit {
         isSunday: false,
         is2ndSaturday: false,
         is4thSaturday: false,
+        isWeeklyOff: false,
         dayOfWeek: days.length % 7
       });
     }
@@ -645,7 +710,8 @@ export class BankCalendarComponent implements OnInit {
       nonWorkingDays: nonWorkingCount,
       holidays: holidayCount,
       sundays: sundayCount,
-      secondFourthSat: sat2nd4thCount
+      secondFourthSat: sat2nd4thCount,
+      weeklyOff: weeklyOffCount
     };
   }