feat(loan-origination): guarantor share-account verification, committee resolution gating, legal doc uploads, CIC score-detection fixes, and interest/share rate chart

- Guarantor must be a real existing client with a verified active share account, with clickable share-account chips
- Loan Committee Approval now requires Resolution No./Date plus a full application report before approving
- Loan Committee gets its own pre-filtered pipeline view via a menu link and stage query param
- Legal Approval stage gets a multi-file document upload checklist with add-more support
- CIC PDF parser: item-level score detection before line-based fallback, fixing font-size-driven line-merging misdetection
- New Interest & Share Rate Chart tab: per-product interest/tenure bands and per-amount-slab Share Capital linkage requirements

src/app/loan-origination/loan-pipeline/loan-pipeline.component.html

@@ -116,6 +116,14 @@
     >
       Target vs Actual
     </button>
+    <button
+      type="button"
+      class="pg-btn pg-btn--ghost"
+      [class.pg-btn--active]="activeView === 'rates'"
+      (click)="setView('rates')"
+    >
+      Interest &amp; Share Rate Chart
+    </button>
   </div>
 
   <!-- ===================== PIPELINE ===================== -->
@@ -614,6 +622,103 @@
       </table>
     </div>
   }
+
+  <!-- ===================== INTEREST & SHARE RATE CHART ===================== -->
+  @if (activeView === 'rates') {
+    <div class="pg-card">
+      <div class="pos-section-label">Product-wise — Interest Rate &amp; Share Capital Required</div>
+      <p class="pg-sub npa-report-note">
+        Total Interest is an illustrative simple-interest figure (Amount x Rate x Tenure in years) at the product's own
+        min/max amount and tenure band — actual repayment is on a reducing balance and depends on the amount and tenure
+        chosen at sanction. Share Capital Required is the minimum a borrower must hold per bank bye-laws, proportional
+        to the loan amount.
+      </p>
+      <div class="pg-table-scroll">
+        <table class="pg-table">
+          <thead>
+            <tr>
+              <th>Product</th>
+              <th>Type</th>
+              <th class="num">Amount Range</th>
+              <th class="num">Interest Rate (p.a.)</th>
+              <th class="num">Tenure Range</th>
+              <th class="num">Illustrative Total Interest</th>
+              <th class="num">Share Capital Required</th>
+              <th class="num">Illustrative Share Amount</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (p of products; track p.code) {
+              <tr>
+                <td>{{ p.name }}</td>
+                <td>
+                  <span
+                    class="loan-badge"
+                    [class.loan-badge--progress]="p.secured"
+                    [class.loan-badge--hold]="!p.secured"
+                  >
+                    {{ p.secured ? 'Secured' : 'Unsecured' }}
+                  </span>
+                </td>
+                <td class="num">₹{{ p.minAmt | number: '1.0-0' }} – ₹{{ p.maxAmt | number: '1.0-0' }}</td>
+                <td class="num">{{ p.minRate | number: '1.1-1' }}% – {{ p.maxRate | number: '1.1-1' }}%</td>
+                <td class="num">{{ p.minTenure }} – {{ p.maxTenure }} months</td>
+                <td class="num">
+                  ₹{{ illustrativeInterest(p.minAmt, p.minRate, p.minTenure) | number: '1.0-0' }} – ₹{{
+                    illustrativeInterest(p.maxAmt, p.maxRate, p.maxTenure) | number: '1.0-0'
+                  }}
+                </td>
+                <td class="num">{{ p.shareLinkagePercent | number: '1.1-1' }}%</td>
+                <td class="num">
+                  ₹{{ p.minAmt * (p.shareLinkagePercent / 100) | number: '1.0-0' }} – ₹{{
+                    p.maxAmt * (p.shareLinkagePercent / 100) | number: '1.0-0'
+                  }}
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    </div>
+
+    <div class="pg-card">
+      <div class="pos-section-label">Amount Slab-wise — Share Capital Required (All Products)</div>
+      <p class="pg-sub npa-report-note">
+        A general slab schedule by loan quantum, independent of product — where this differs from the product-wise
+        minimum above, whichever is higher governs the actual requirement.
+      </p>
+      <table class="pg-table">
+        <thead>
+          <tr>
+            <th class="num">Loan Amount Slab</th>
+            <th class="num">Share Capital Required</th>
+            <th class="num">Illustrative Share Amount</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (row of shareLinkageSlabRows; track row.minAmt) {
+            <tr>
+              <td class="num">
+                @if (row.maxAmt !== null) {
+                  ₹{{ row.minAmt | number: '1.0-0' }} – ₹{{ row.maxAmt | number: '1.0-0' }}
+                } @else {
+                  Above ₹{{ row.minAmt | number: '1.0-0' }}
+                }
+              </td>
+              <td class="num">{{ row.sharePercent | number: '1.1-1' }}%</td>
+              <td class="num">
+                @if (row.shareAtMax !== null) {
+                  ₹{{ row.shareAtMin | number: '1.0-0' }} – ₹{{ row.shareAtMax | number: '1.0-0' }}
+                } @else {
+                  From ₹{{ row.shareAtMin | number: '1.0-0' }}
+                }
+              </td>
+            </tr>
+          }
+        </tbody>
+      </table>
+    </div>
+  }
 </div>
 
 <div class="inv-toast" [class.show]="toastVisible">{{ toastMsg }}</div>