feat: letter-mgmt module + digital UPI/IMPS/ATM-POS reports + header redesign

letter-mgmt (new module): - Notice page: overdue loan list with filters, KPI strip, bulk actions, call disposition logging (Promise-to-Pay, Not Reachable, etc.), Speed Post dispatch dialog with consignment + post-office tracking, PDF preview + download, call-contact dialog with primary / alt / family / nominee numbers and per-contact disposition history. - Certificates: Loan Interest, Share, Balance, Form 60 (no-PAN flow), Form 15G/H (auto age-based), Hypothecation, NOC - each with shared preview dialog (six tone variants) and jsPDF generator using a common letterhead / summary-grid / signature-seal helper. digital: - IMPS module: report (P2A/P2P/Aadhaar tabs) + entry form with MMID/mobile lookup, NPCI switch resolve-to-A/C+IFSC BANL flow, sender autocomplete, hide sender field for P2P/Aadhaar, charges + 18% GST + waive checkbox, per-sender today-only history dialog. - UPI report with app-mix tab and full transaction filtering. - ATM/POS/ECOM hub with three ticket cards routing to today/status/cycle. - NEFT/RTGS entry: sender-account autocomplete, charges + GST + waive, field reorder (sender before amount), NEFT cap / RTGS floor validation, History button opening per-sender today's transactions. - NEFT/RTGS report: horizontal-bar trend leaderboard replacing tall bars. shell + theme: - Header redesigned with IBM Plex Sans 12/500 typography, 11-column grid per row, top-accent hover indicator, bordered cells via grid-gap. - Live KPI ticker below menu (CASH, TXN TODAY, CLEARING IN/OUT, NPA, CASA, CD RATIO, RBI CIRC, REPO) with marquee scroll, pause-on-hover, brand-blue gradient, amber bottom strip, pulsing red LIVE chip. - Sidebar 'KYC Management' -> 'KYC & ReKYC Management'. - Letter Mgmt / certificate menu items wired with green icon hints for items that have a working page. access-control: - MFA card layout compacted; method header inlines back button + title. icons: - Register faTruck/TruckFast, faEllipsisV/H, faCommentDots. - Add IBM Plex Sans Google Fonts import to index.html. Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>
2026-05-19 10:09:06 +05:30
parent 4322f37c6d
commit 325228c514
138 changed files with 27473 additions and 3997 deletions
@@ -0,0 +1,60 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="ape-root">
+  <!-- HEADER -->
+  <div class="ape-head">
+    <div class="ape-head-l">
+      <fa-icon icon="credit-card" class="ape-head-ic"></fa-icon>
+      <div>
+        <h2 class="ape-head-t">ATM / POS / E-Commerce — Reports</h2>
+        <div class="ape-head-s">
+          Pick a report style. Tickets open the matching analytics view for reconciliation and ops review.
+        </div>
+      </div>
+    </div>
+  </div>
+
+  <!-- TICKETS -->
+  <div class="ape-tickets">
+    @for (t of tickets; track t.kind) {
+      <button
+        type="button"
+        class="ape-ticket"
+        [class.accent-blue]="t.accent === 'blue'"
+        [class.accent-green]="t.accent === 'green'"
+        [class.accent-purple]="t.accent === 'purple'"
+        (click)="openReport(t)"
+        [attr.aria-label]="t.title"
+        [matTooltip]="t.cta"
+        matTooltipPosition="below"
+      >
+        <!-- Punched-edge ticket "tear" — decorative -->
+        <span class="ape-ticket-notch ape-ticket-notch--l"></span>
+        <span class="ape-ticket-notch ape-ticket-notch--r"></span>
+
+        <div class="ape-ticket-top">
+          <div class="ape-ticket-icon">
+            <fa-icon [icon]="t.icon"></fa-icon>
+          </div>
+          <span class="ape-ticket-tag">{{ t.tagline }}</span>
+        </div>
+
+        <div class="ape-ticket-body">
+          <h3 class="ape-ticket-title">{{ t.title }}</h3>
+          <p class="ape-ticket-desc">{{ t.description }}</p>
+        </div>
+
+        <div class="ape-ticket-cta">
+          <span>{{ t.cta }}</span>
+          <fa-icon icon="arrow-right" class="ape-ticket-cta-ic"></fa-icon>
+        </div>
+      </button>
+    }
+  </div>
+</div>
@@ -0,0 +1,336 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+:host {
+  --ape-blue: #1d4ed8;
+  --ape-blue-d: #1e40af;
+  --ape-blue-l: #eff6ff;
+  --ape-blue-tint: #dbeafe;
+  --ape-green: #15803d;
+  --ape-green-d: #166534;
+  --ape-green-l: #dcfce7;
+  --ape-green-tint: #bbf7d0;
+  --ape-purple: #6d28d9;
+  --ape-purple-d: #5b21b6;
+  --ape-purple-l: #ede9fe;
+  --ape-purple-tint: #ddd6fe;
+  --ape-g50: #f8fafc;
+  --ape-g100: #f1f5f9;
+  --ape-g200: #e2e8f0;
+  --ape-g300: #cbd5e1;
+  --ape-g500: #64748b;
+  --ape-g700: #334155;
+  --ape-g900: #0f172a;
+
+  display: block;
+}
+
+.ape-root {
+  padding: 22px 26px 32px;
+  max-width: 1200px;
+  margin: 0 auto;
+}
+
+/* ───────── Page header ───────── */
+.ape-head {
+  display: flex;
+  align-items: center;
+  gap: 16px;
+  padding: 18px 22px;
+  border-radius: 16px;
+  background: linear-gradient(135deg, var(--ape-blue-l) 0%, #fff 65%);
+  border: 1px solid var(--ape-blue-tint);
+  margin-bottom: 22px;
+}
+
+.ape-head-l {
+  display: flex;
+  align-items: center;
+  gap: 14px;
+}
+
+.ape-head-ic {
+  width: 48px;
+  height: 48px;
+  flex-shrink: 0;
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  border-radius: 14px;
+  background: var(--ape-blue-d);
+  color: #fff;
+  font-size: 20px;
+}
+
+.ape-head-t {
+  margin: 0 0 4px;
+  font-size: 18px;
+  font-weight: 800;
+  color: var(--ape-g900);
+}
+
+.ape-head-s {
+  font-size: 13px;
+  color: var(--ape-g500);
+  line-height: 1.5;
+}
+
+/* ───────── Tickets grid ───────── */
+.ape-tickets {
+  display: grid;
+  grid-template-columns: repeat(3, 1fr);
+  gap: 18px;
+
+  @media (width <= 1024px) {
+    grid-template-columns: repeat(2, 1fr);
+  }
+
+  @media (width <= 640px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+/* ───────── Ticket card ───────── */
+.ape-ticket {
+  position: relative;
+  display: flex;
+  flex-direction: column;
+  gap: 16px;
+  padding: 22px 22px 18px;
+  background: #fff;
+  border: 1px solid var(--ape-g200);
+  border-radius: 16px;
+  text-align: left;
+  cursor: pointer;
+  overflow: visible;
+  transition:
+    transform 0.18s ease,
+    box-shadow 0.18s ease,
+    border-color 0.18s ease;
+
+  /* Subtle gradient strip on the left edge to give the ticket a "stub" look. */
+  &::before {
+    content: '';
+    position: absolute;
+    inset: 14px auto 14px 0;
+    width: 4px;
+    border-radius: 0 4px 4px 0;
+    background: var(--ape-g200);
+    transition: background 0.18s ease;
+  }
+
+  &:hover {
+    transform: translateY(-3px);
+    box-shadow:
+      0 18px 38px -22px rgb(15 23 42 / 22%),
+      0 6px 14px -8px rgb(15 23 42 / 12%);
+  }
+
+  &:focus-visible {
+    outline: 2px solid var(--ape-blue);
+    outline-offset: 3px;
+  }
+
+  /* Accent variants */
+  &.accent-blue {
+    &::before {
+      background: var(--ape-blue);
+    }
+
+    &:hover {
+      border-color: var(--ape-blue-tint);
+    }
+
+    .ape-ticket-icon {
+      background: var(--ape-blue-l);
+      color: var(--ape-blue-d);
+    }
+
+    .ape-ticket-tag {
+      background: var(--ape-blue-l);
+      color: var(--ape-blue-d);
+      border-color: var(--ape-blue-tint);
+    }
+
+    .ape-ticket-cta {
+      color: var(--ape-blue-d);
+      border-color: var(--ape-blue-tint);
+    }
+
+    &:hover .ape-ticket-cta {
+      background: var(--ape-blue-d);
+      color: #fff;
+      border-color: var(--ape-blue-d);
+    }
+  }
+
+  &.accent-green {
+    &::before {
+      background: var(--ape-green);
+    }
+
+    &:hover {
+      border-color: var(--ape-green-tint);
+    }
+
+    .ape-ticket-icon {
+      background: var(--ape-green-l);
+      color: var(--ape-green-d);
+    }
+
+    .ape-ticket-tag {
+      background: var(--ape-green-l);
+      color: var(--ape-green-d);
+      border-color: var(--ape-green-tint);
+    }
+
+    .ape-ticket-cta {
+      color: var(--ape-green-d);
+      border-color: var(--ape-green-tint);
+    }
+
+    &:hover .ape-ticket-cta {
+      background: var(--ape-green-d);
+      color: #fff;
+      border-color: var(--ape-green-d);
+    }
+  }
+
+  &.accent-purple {
+    &::before {
+      background: var(--ape-purple);
+    }
+
+    &:hover {
+      border-color: var(--ape-purple-tint);
+    }
+
+    .ape-ticket-icon {
+      background: var(--ape-purple-l);
+      color: var(--ape-purple-d);
+    }
+
+    .ape-ticket-tag {
+      background: var(--ape-purple-l);
+      color: var(--ape-purple-d);
+      border-color: var(--ape-purple-tint);
+    }
+
+    .ape-ticket-cta {
+      color: var(--ape-purple-d);
+      border-color: var(--ape-purple-tint);
+    }
+
+    &:hover .ape-ticket-cta {
+      background: var(--ape-purple-d);
+      color: #fff;
+      border-color: var(--ape-purple-d);
+    }
+  }
+}
+
+/* ───────── Ticket "tear" notches ───────── */
+.ape-ticket-notch {
+  position: absolute;
+  top: 50%;
+  width: 14px;
+  height: 14px;
+  border-radius: 50%;
+  background: var(--ape-g50);
+  border: 1px solid var(--ape-g200);
+  transform: translateY(-50%);
+
+  &--l {
+    left: -8px;
+  }
+
+  &--r {
+    right: -8px;
+  }
+}
+
+/* ───────── Ticket header (icon + tagline pill) ───────── */
+.ape-ticket-top {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 10px;
+}
+
+.ape-ticket-icon {
+  width: 44px;
+  height: 44px;
+  flex-shrink: 0;
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  border-radius: 12px;
+  font-size: 18px;
+}
+
+.ape-ticket-tag {
+  display: inline-flex;
+  align-items: center;
+  padding: 4px 10px;
+  border: 1px solid transparent;
+  border-radius: 999px;
+  font-size: 10.5px;
+  font-weight: 700;
+  letter-spacing: 0.04em;
+  text-transform: uppercase;
+  white-space: nowrap;
+}
+
+/* ───────── Ticket body ───────── */
+.ape-ticket-body {
+  flex: 1;
+}
+
+.ape-ticket-title {
+  margin: 0 0 6px;
+  font-size: 16px;
+  font-weight: 800;
+  color: var(--ape-g900);
+  letter-spacing: -0.01em;
+}
+
+.ape-ticket-desc {
+  margin: 0;
+  font-size: 12.5px;
+  line-height: 1.55;
+  color: var(--ape-g500);
+}
+
+/* ───────── CTA chip at the foot ───────── */
+.ape-ticket-cta {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  gap: 8px;
+  padding: 9px 14px;
+  border-radius: 10px;
+  background: #fff;
+  border: 1px solid;
+  font-size: 12px;
+  font-weight: 700;
+  letter-spacing: 0.02em;
+  align-self: stretch;
+  transition:
+    background 0.18s ease,
+    color 0.18s ease,
+    border-color 0.18s ease;
+}
+
+.ape-ticket-cta-ic {
+  font-size: 11px;
+  transition: transform 0.18s ease;
+}
+
+.ape-ticket:hover .ape-ticket-cta-ic {
+  transform: translateX(3px);
+}
@@ -0,0 +1,92 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { MatSnackBar } from '@angular/material/snack-bar';
+import { MatTooltip } from '@angular/material/tooltip';
+import { Router } from '@angular/router';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+export type AtmPosEcomReportKind = 'today' | 'status' | 'cycle';
+
+interface ReportTicket {
+  kind: AtmPosEcomReportKind;
+  /** Route segment under /digital/atm-pos-ecom/ — wired once the report component exists. */
+  route: string;
+  icon: string;
+  accent: 'blue' | 'green' | 'purple';
+  title: string;
+  tagline: string;
+  description: string;
+  cta: string;
+}
+
+@Component({
+  selector: 'mifosx-atm-pos-ecom',
+  templateUrl: './atm-pos-ecom.component.html',
+  styleUrls: ['./atm-pos-ecom.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    CommonModule,
+    FaIconComponent,
+    MatTooltip
+  ]
+})
+export class AtmPosEcomComponent {
+  private snack = inject(MatSnackBar);
+  private router = inject(Router);
+
+  /** The three reports surfaced as tickets. Wire `route` to a real component as it lands. */
+  readonly tickets: ReportTicket[] = [
+    {
+      kind: 'today',
+      route: 'today',
+      icon: 'calendar-check',
+      accent: 'blue',
+      title: "Today's Report",
+      tagline: 'Same-day snapshot',
+      description:
+        "Real-time view of today's ATM, POS and E-commerce transactions across every channel — counts, value, success rate.",
+      cta: 'Open Today’s Report'
+    },
+    {
+      kind: 'status',
+      route: 'status',
+      icon: 'tasks',
+      accent: 'green',
+      title: 'Status-wise Report',
+      tagline: 'Grouped by processing state',
+      description:
+        'Breakdown by outcome — Approved · Declined · Reversed · Pending · Timed-out. Useful for ops triage and decline-rate analysis.',
+      cta: 'Open Status Report'
+    },
+    {
+      kind: 'cycle',
+      route: 'cycle',
+      icon: 'sync-alt',
+      accent: 'purple',
+      title: 'Cycle-wise Report',
+      tagline: 'Per settlement cycle',
+      description:
+        'Compare across settlement cycles — daily, weekly, monthly — for reconciliation with the network and acquirer files.',
+      cta: 'Open Cycle Report'
+    }
+  ];
+
+  /**
+   * Until the underlying report components are wired, clicks surface a friendly
+   * "coming soon" toast. Once the report format is shared, replace this with
+   * `this.router.navigate(['/digital/atm-pos-ecom', t.route])`.
+   */
+  openReport(t: ReportTicket): void {
+    this.snack.open(`${t.title} is coming next — drop the format and I'll wire it up.`, 'OK', { duration: 3500 });
+    // this.router.navigate(['/digital/atm-pos-ecom', t.route]);
+  }
+}
@@ -10,20 +10,32 @@ import { NgModule } from '@angular/core';
 import { Routes, RouterModule } from '@angular/router';

 import { Route } from '../core/route/route.service';
-import { NeftRtgsEntryComponent } from './neft-rtgs-entry/neft-rtgs-entry.component';
 import { NeftRtgsReportComponent } from './neft-rtgs-report/neft-rtgs-report.component';
+import { ImpsReportComponent } from './imps-report/imps-report.component';
+import { UpiReportComponent } from './upi-report/upi-report.component';
+import { AtmPosEcomComponent } from './atm-pos-ecom/atm-pos-ecom.component';

 const routes: Routes = [
  Route.withShell([
-    {
-      path: 'digital/neft-rtgs',
-      component: NeftRtgsEntryComponent,
-      data: { title: 'NEFT / RTGS Entry', breadcrumb: 'NEFT / RTGS' }
-    },
    {
      path: 'digital/neft-rtgs-report',
      component: NeftRtgsReportComponent,
-      data: { title: 'NEFT / RTGS Report', breadcrumb: 'NEFT / RTGS Report' }
+      data: { title: 'NEFT / RTGS', breadcrumb: 'NEFT / RTGS' }
+    },
+    {
+      path: 'digital/imps-report',
+      component: ImpsReportComponent,
+      data: { title: 'IMPS', breadcrumb: 'IMPS' }
+    },
+    {
+      path: 'digital/upi-report',
+      component: UpiReportComponent,
+      data: { title: 'UPI Reports', breadcrumb: 'UPI' }
+    },
+    {
+      path: 'digital/atm-pos-ecom',
+      component: AtmPosEcomComponent,
+      data: { title: 'ATM / POS / E-Commerce Reports', breadcrumb: 'ATM / POS / ECOM' }
    }
  ])
 ];
@@ -12,13 +12,25 @@ import { SharedModule } from '../shared/shared.module';
 import { DigitalRoutingModule } from './digital-routing.module';
 import { NeftRtgsEntryComponent } from './neft-rtgs-entry/neft-rtgs-entry.component';
 import { NeftRtgsReportComponent } from './neft-rtgs-report/neft-rtgs-report.component';
+import { ImpsEntryComponent } from './imps-entry/imps-entry.component';
+import { ImpsReportComponent } from './imps-report/imps-report.component';
+import { SenderHistoryDialogComponent } from './sender-history-dialog/sender-history-dialog.component';
+import { ImpsSenderHistoryDialogComponent } from './imps-sender-history-dialog/imps-sender-history-dialog.component';
+import { UpiReportComponent } from './upi-report/upi-report.component';
+import { AtmPosEcomComponent } from './atm-pos-ecom/atm-pos-ecom.component';

@NgModule({
  imports: [
    SharedModule,
    DigitalRoutingModule,
    NeftRtgsEntryComponent,
-    NeftRtgsReportComponent
+    NeftRtgsReportComponent,
+    ImpsEntryComponent,
+    ImpsReportComponent,
+    UpiReportComponent,
+    SenderHistoryDialogComponent,
+    ImpsSenderHistoryDialogComponent,
+    AtmPosEcomComponent
  ]
 })
 export class DigitalModule {}
@@ -0,0 +1,504 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="nr-root" [class.nr-in-dialog]="isDialog">
+  <!-- HEADER -->
+  <div class="nr-head">
+    <div class="nr-head-left">
+      <fa-icon icon="bolt" class="nr-head-ic"></fa-icon>
+      <div>
+        <h2 class="nr-head-t">IMPS — Immediate Payment Service</h2>
+        <div class="nr-head-s">
+          <span class="is-rtgs">{{ txnType }}</span>
+          ·
+          <fa-icon icon="bolt" class="nr-head-s-ic"></fa-icon>
+          Real-time NPCI Switch · 24×7 · ₹5L per-transaction limit
+        </div>
+      </div>
+    </div>
+    <div class="nr-head-meta">
+      <div class="nr-head-pill is-rtgs">
+        <span class="nr-head-pill-l">IMPS Limit</span>
+        <span class="nr-head-pill-v mono">₹{{ IMPS_MAX | number: '1.0-0' }}</span>
+      </div>
+      <button
+        type="button"
+        class="nr-history-btn"
+        (click)="viewSenderHistory()"
+        [disabled]="!currentSender"
+        [matTooltip]="historyBtnTooltip"
+        matTooltipPosition="below"
+        aria-label="View sender IMPS history"
+      >
+        <fa-icon icon="chart-line"></fa-icon>
+        <span class="nr-history-btn-label">History</span>
+      </button>
+      @if (isDialog) {
+        <button type="button" class="nr-dialog-x" (click)="back()" matTooltip="Close">
+          <fa-icon icon="times"></fa-icon>
+        </button>
+      }
+    </div>
+  </div>
+
+  @if (entryForm) {
+    <form [formGroup]="entryForm" class="nr-form" (ngSubmit)="submit()">
+      <!-- SECTION 1: Transaction Setup -->
+      <section class="nr-section">
+        <div class="nr-section-h">
+          <fa-icon icon="list-alt" class="nr-section-ic"></fa-icon>
+          <span>Transaction Setup</span>
+        </div>
+
+        <div class="nr-grid">
+          <mat-form-field appearance="outline" class="nr-field">
+            <mat-label>Transaction Type</mat-label>
+            <mat-select formControlName="txnType" required>
+              <mat-option value="P2A">P2A — Account + IFSC</mat-option>
+              <mat-option value="P2P">P2P — MMID + Mobile</mat-option>
+              <mat-option value="P2AADHAAR">P2A · Aadhaar (APBS)</mat-option>
+            </mat-select>
+            <fa-icon
+              matSuffix
+              icon="info-circle"
+              class="nr-hint-ic"
+              matTooltip="P2P uses MMID + Mobile (no IFSC needed). P2A uses A/C + IFSC. APBS resolves via Aadhaar."
+              matTooltipPosition="left"
+            ></fa-icon>
+            @if (entryForm.get('txnType')?.hasError('required')) {
+              <mat-error>Transaction Type is <strong>required</strong></mat-error>
+            }
+          </mat-form-field>
+
+          <mat-form-field appearance="outline" class="nr-field" (click)="valueDatePicker.open()">
+            <mat-label>Value Date</mat-label>
+            <input
+              matInput
+              [min]="minDate"
+              [max]="maxDate"
+              [matDatepicker]="valueDatePicker"
+              required
+              formControlName="valueDate"
+            />
+            <mat-datepicker-toggle matSuffix [for]="valueDatePicker"></mat-datepicker-toggle>
+            <mat-datepicker #valueDatePicker></mat-datepicker>
+            @if (entryForm.get('valueDate')?.hasError('required')) {
+              <mat-error>Value Date is <strong>required</strong></mat-error>
+            }
+          </mat-form-field>
+
+          @if (isP2A) {
+            <mat-form-field appearance="outline" class="nr-field">
+              <mat-label>Sender Account No.</mat-label>
+              <input
+                matInput
+                required
+                formControlName="senderAccount"
+                [matAutocomplete]="senderAuto"
+                placeholder="Type to search your accounts…"
+                autocomplete="off"
+              />
+              <fa-icon matSuffix icon="search" class="nr-hint-ic"></fa-icon>
+              <mat-autocomplete #senderAuto="matAutocomplete" class="nr-sender-autocomplete">
+                @for (a of filteredSenderAccounts | async; track a.accountNo) {
+                  <mat-option [value]="a.accountNo">
+                    <div class="nr-sender-opt">
+                      <span class="nr-sender-opt-acc mono">{{ a.accountNo }}</span>
+                      <span class="nr-sender-opt-meta">
+                        {{ a.holderName }} · {{ a.productName }}
+                        <span class="nr-sender-opt-bal">Avail ₹{{ a.availableBalance | number: '1.0-0' }}</span>
+                      </span>
+                    </div>
+                  </mat-option>
+                }
+                @if (!(filteredSenderAccounts | async)?.length) {
+                  <mat-option disabled>
+                    <em>No matching account — check the number you've typed.</em>
+                  </mat-option>
+                }
+              </mat-autocomplete>
+              @if (entryForm.get('senderAccount')?.hasError('required')) {
+                <mat-error>Sender Account is <strong>required</strong></mat-error>
+              }
+              @if (
+                entryForm.get('senderAccount')?.hasError('pattern') &&
+                !entryForm.get('senderAccount')?.hasError('required')
+              ) {
+                <mat-error>Use 6–20 alphanumeric chars</mat-error>
+              }
+            </mat-form-field>
+          }
+
+          <!-- Remitter / Sender info chip — visible across all transaction types. -->
+          @if (currentSender) {
+            <div class="nr-sender-chip nr-span-2" [class.is-low]="insufficientBalance">
+              <div class="nr-sender-chip-l">
+                <fa-icon icon="user" class="nr-sender-chip-ic"></fa-icon>
+                <span class="nr-sender-chip-name">{{ currentSender.holderName }}</span>
+                <span class="nr-sender-chip-sub">{{ currentSender.productName }} · {{ currentSender.accountNo }}</span>
+              </div>
+              <div class="nr-sender-chip-r">
+                <span class="nr-sender-chip-bal-l">Available Balance</span>
+                <span class="nr-sender-chip-bal-v">₹{{ currentSender.availableBalance | number: '1.2-2' }}</span>
+                @if (insufficientBalance) {
+                  <span class="nr-sender-chip-warn">
+                    <fa-icon icon="exclamation-triangle"></fa-icon>
+                    Below total debit ₹{{ totalDebit | number: '1.2-2' }}
+                  </span>
+                }
+              </div>
+            </div>
+          }
+
+          <mat-form-field appearance="outline" class="nr-field">
+            <mat-label>Amount (₹)</mat-label>
+            <span matPrefix class="nr-prefix">₹&nbsp;</span>
+            <input matInput type="number" min="1" step="0.01" required formControlName="amount" placeholder="0.00" />
+            @if (entryForm.get('amount')?.hasError('required')) {
+              <mat-error>Amount is <strong>required</strong></mat-error>
+            }
+            @if (entryForm.get('amount')?.hasError('min') && !entryForm.get('amount')?.hasError('required')) {
+              <mat-error>Amount must be > 0</mat-error>
+            }
+            @if (entryForm.get('amount')?.hasError('max') && !entryForm.get('amount')?.hasError('required')) {
+              <mat-error>IMPS limit ₹{{ IMPS_MAX | number: '1.0-0' }} per txn</mat-error>
+            }
+          </mat-form-field>
+        </div>
+      </section>
+
+      <!-- SECTION 2: Beneficiary -->
+      <section class="nr-section">
+        <div class="nr-section-h">
+          <fa-icon icon="users" class="nr-section-ic"></fa-icon>
+          <span>Beneficiary Details</span>
+          @if (beneVerified) {
+            <span class="nr-banl-status-pill verified" matTooltip="Beneficiary name verified via BANL (A/C + IFSC)">
+              <fa-icon icon="check-circle"></fa-icon> BANL Verified
+            </span>
+          } @else {
+            <span class="nr-banl-status-pill pending" matTooltip="BANL name look-up is mandatory before initiating">
+              <fa-icon icon="exclamation-circle"></fa-icon> Verification Required
+            </span>
+          }
+          <button
+            type="button"
+            class="nr-banl-btn"
+            [class.is-pending]="!beneVerified && canPerformLookup"
+            (click)="performLookup()"
+            [disabled]="lookupBusy || !canPerformLookup"
+            [matTooltip]="
+              isP2A
+                ? 'Run BANL on the entered A/C + IFSC'
+                : isP2P
+                  ? 'Resolve MMID + Mobile to A/C + IFSC, then run BANL'
+                  : 'Resolve Aadhaar to A/C + IFSC (APBS), then run BANL'
+            "
+          >
+            @if (lookupBusy) {
+              <fa-icon icon="spinner" class="fa-spin"></fa-icon> Looking up…
+            } @else if (beneVerified) {
+              <fa-icon icon="sync-alt"></fa-icon> Re-verify
+            } @else {
+              <fa-icon icon="search"></fa-icon>
+              @if (isP2A) {
+                BANL Look-up
+              } @else {
+                Resolve &amp; BANL Look-up
+              }
+            }
+          </button>
+        </div>
+
+        <div class="nr-grid">
+          @if (isP2A) {
+            <mat-form-field appearance="outline" class="nr-field">
+              <mat-label>Beneficiary Account</mat-label>
+              <input
+                matInput
+                required
+                formControlName="beneficiaryAccount"
+                placeholder="Credit A/C number"
+                autocomplete="off"
+              />
+              @if (entryForm.get('beneficiaryAccount')?.hasError('required')) {
+                <mat-error>Beneficiary Account is <strong>required</strong></mat-error>
+              }
+              @if (
+                entryForm.get('beneficiaryAccount')?.hasError('pattern') &&
+                !entryForm.get('beneficiaryAccount')?.hasError('required')
+              ) {
+                <mat-error>Use 6–20 alphanumeric chars</mat-error>
+              }
+            </mat-form-field>
+
+            <mat-form-field appearance="outline" class="nr-field">
+              <mat-label>IFSC Code</mat-label>
+              <input
+                matInput
+                required
+                maxlength="11"
+                formControlName="ifscCode"
+                placeholder="e.g. HDFC0001234"
+                style="text-transform: uppercase"
+                (input)="
+                  entryForm.get('ifscCode')?.setValue($any($event.target).value.toUpperCase(), { emitEvent: false })
+                "
+              />
+              @if (entryForm.get('ifscCode')?.hasError('required')) {
+                <mat-error>IFSC Code is <strong>required</strong></mat-error>
+              }
+              @if (entryForm.get('ifscCode')?.hasError('pattern') && !entryForm.get('ifscCode')?.hasError('required')) {
+                <mat-error>Invalid IFSC — 11 chars (e.g. HDFC0001234)</mat-error>
+              }
+            </mat-form-field>
+          }
+
+          @if (isP2P) {
+            <mat-form-field appearance="outline" class="nr-field">
+              <mat-label>MMID (7 digits)</mat-label>
+              <input
+                matInput
+                maxlength="7"
+                inputmode="numeric"
+                formControlName="beneMmid"
+                placeholder="e.g. 9234567"
+                autocomplete="off"
+                (keypress)="$event.charCode >= 48 && $event.charCode <= 57 ? true : $event.preventDefault()"
+              />
+              <fa-icon matSuffix icon="hashtag" class="nr-hint-ic"></fa-icon>
+              <mat-hint>Or use Mobile</mat-hint>
+              @if (entryForm.get('beneMmid')?.hasError('pattern')) {
+                <mat-error>MMID must be exactly 7 digits</mat-error>
+              }
+            </mat-form-field>
+
+            <mat-form-field appearance="outline" class="nr-field">
+              <mat-label>Beneficiary Mobile</mat-label>
+              <span matPrefix class="nr-prefix">+91&nbsp;</span>
+              <input
+                matInput
+                maxlength="10"
+                inputmode="numeric"
+                formControlName="beneMobile"
+                placeholder="10-digit Indian mobile"
+                autocomplete="off"
+                (keypress)="$event.charCode >= 48 && $event.charCode <= 57 ? true : $event.preventDefault()"
+              />
+              <fa-icon matSuffix icon="mobile-alt" class="nr-hint-ic"></fa-icon>
+              <mat-hint>Or use MMID</mat-hint>
+              @if (entryForm.get('beneMobile')?.hasError('pattern')) {
+                <mat-error>Enter a valid 10-digit Indian mobile (6/7/8/9-starting)</mat-error>
+              }
+            </mat-form-field>
+          }
+
+          @if (isAadhaar) {
+            <mat-form-field appearance="outline" class="nr-field nr-span-2">
+              <mat-label>Beneficiary Aadhaar (12 digits)</mat-label>
+              <input
+                matInput
+                required
+                maxlength="12"
+                inputmode="numeric"
+                formControlName="beneAadhaar"
+                placeholder="12-digit Aadhaar number"
+                autocomplete="off"
+                (keypress)="$event.charCode >= 48 && $event.charCode <= 57 ? true : $event.preventDefault()"
+              />
+              <fa-icon matSuffix icon="id-card" class="nr-hint-ic"></fa-icon>
+              @if (entryForm.get('beneAadhaar')?.hasError('required')) {
+                <mat-error>Aadhaar is <strong>required</strong></mat-error>
+              }
+              @if (
+                entryForm.get('beneAadhaar')?.hasError('pattern') && !entryForm.get('beneAadhaar')?.hasError('required')
+              ) {
+                <mat-error>Aadhaar must be exactly 12 digits</mat-error>
+              }
+            </mat-form-field>
+          }
+
+          <!--
+            BANL is a name-lookup over Account + IFSC only — there is no MMID/Aadhaar
+            name-lookup service. So for P2P / P2A·Aadhaar we first resolve the underlying
+            A/C + IFSC (from the IMPS / APBS switch), then run BANL on those.
+            These fields stay read-only and auto-fill from the resolution step.
+          -->
+          @if (!isP2A && beneResolved) {
+            <mat-form-field appearance="outline" class="nr-field">
+              <mat-label>Resolved Account No.</mat-label>
+              <input matInput readonly formControlName="beneficiaryAccount" autocomplete="off" />
+              <fa-icon matSuffix icon="lock" class="nr-name-lock"></fa-icon>
+            </mat-form-field>
+
+            <mat-form-field appearance="outline" class="nr-field">
+              <mat-label>Resolved IFSC</mat-label>
+              <input matInput readonly formControlName="ifscCode" autocomplete="off" />
+              <fa-icon matSuffix icon="lock" class="nr-name-lock"></fa-icon>
+            </mat-form-field>
+          }
+
+          <mat-form-field appearance="outline" class="nr-field nr-span-2 nr-name-field">
+            <mat-label>Beneficiary Name (auto-filled by IMPS Switch)</mat-label>
+            <input
+              matInput
+              required
+              readonly
+              formControlName="beneficiaryName"
+              placeholder="Run look-up to fetch the registered name"
+              autocomplete="off"
+            />
+            @if (beneVerified) {
+              <fa-icon matSuffix icon="check-circle" class="nr-name-ok"></fa-icon>
+            } @else {
+              <fa-icon matSuffix icon="lock" class="nr-name-lock"></fa-icon>
+            }
+          </mat-form-field>
+        </div>
+
+        @if (beneMatch) {
+          <div class="nr-banl-card success">
+            <fa-icon icon="check-circle" class="nr-banl-card-ic"></fa-icon>
+            <div class="nr-banl-card-body">
+              <strong>{{ beneMatch.beneficiaryName }}</strong>
+              @if (beneMatch.beneficiaryAccount) {
+                · <span class="mono">{{ beneMatch.beneficiaryAccount }}</span>
+              }
+              @if (beneMatch.ifscCode) {
+                · <span class="mono">{{ beneMatch.ifscCode }}</span>
+              }
+              @if (beneMatch.mmid) {
+                · MMID <span class="mono">{{ beneMatch.mmid }}</span>
+              }
+              @if (beneMatch.mobile) {
+                · Mobile <span class="mono">+91 {{ beneMatch.mobile }}</span>
+              }
+              · {{ beneMatch.bankName }}, {{ beneMatch.branchName }}
+              <span class="nr-banl-status" [class.dormant]="beneMatch.status === 'DORMANT'"
+                >· {{ beneMatch.status }}</span
+              >
+            </div>
+            <button type="button" class="nr-banl-card-x" (click)="clearLookup()" matTooltip="Dismiss">
+              <fa-icon icon="times"></fa-icon>
+            </button>
+          </div>
+        }
+        @if (lookupError) {
+          <div class="nr-banl-card error">
+            <fa-icon icon="exclamation-triangle" class="nr-banl-card-ic"></fa-icon>
+            <div class="nr-banl-card-body">{{ lookupError }}</div>
+            <button type="button" class="nr-banl-card-x" (click)="clearLookup()" matTooltip="Dismiss">
+              <fa-icon icon="times"></fa-icon>
+            </button>
+          </div>
+        }
+      </section>
+
+      <!-- SECTION 3: Purpose & Remarks -->
+      <section class="nr-section">
+        <div class="nr-section-h">
+          <fa-icon icon="comment-alt" class="nr-section-ic"></fa-icon>
+          <span>Purpose &amp; Notes</span>
+        </div>
+
+        <div class="nr-grid">
+          <mat-form-field appearance="outline" class="nr-field nr-span-2">
+            <mat-label>Purpose of Remittance <span class="nr-req-star">*</span></mat-label>
+            <mat-select formControlName="purposeOfRemittance" required>
+              @for (p of purposeOptions; track p.code) {
+                <mat-option [value]="p.code">{{ p.label }}</mat-option>
+              }
+            </mat-select>
+            @if (entryForm.get('purposeOfRemittance')?.hasError('required')) {
+              <mat-error>Purpose is required</mat-error>
+            }
+          </mat-form-field>
+
+          <mat-form-field appearance="outline" class="nr-field nr-span-2">
+            <mat-label>Remarks (optional)</mat-label>
+            <input matInput formControlName="remarks" maxlength="140" placeholder="Internal note · max 140 chars" />
+          </mat-form-field>
+        </div>
+      </section>
+
+      <!-- SECTION 4: Charges -->
+      <section class="nr-section">
+        <div class="nr-section-h">
+          <fa-icon icon="receipt" class="nr-section-ic"></fa-icon>
+          <span>Charges &amp; GST</span>
+          <span class="nr-section-h-sub">IMPS schedule · 18% GST on charge</span>
+          <label class="nr-waive">
+            <input type="checkbox" formControlName="waiveCharges" />
+            <span>Waive charges</span>
+          </label>
+        </div>
+
+        <div class="nr-fees" [class.is-waived]="chargesWaived">
+          <div class="nr-fee-row">
+            <span class="nr-fee-l">Transfer Amount</span>
+            <span class="nr-fee-v">₹{{ amount || 0 | number: '1.2-2' }}</span>
+          </div>
+          <div class="nr-fee-row">
+            <span class="nr-fee-l">
+              Service Charge
+              <small>(IMPS)</small>
+            </span>
+            <span class="nr-fee-v">
+              @if (chargesWaived) {
+                <s>₹{{ scheduledCharge | number: '1.2-2' }}</s>
+                <span class="nr-fee-waived-pill">Waived</span>
+              } @else {
+                ₹{{ serviceCharge | number: '1.2-2' }}
+              }
+            </span>
+          </div>
+          <div class="nr-fee-row">
+            <span class="nr-fee-l">GST <small>(18% on charge)</small></span>
+            <span class="nr-fee-v">₹{{ gstOnCharge | number: '1.2-2' }}</span>
+          </div>
+          <div class="nr-fee-row nr-fee-row--total">
+            <span class="nr-fee-l">Total Debit</span>
+            <span class="nr-fee-v">
+              <strong>₹{{ totalDebit | number: '1.2-2' }}</strong>
+            </span>
+          </div>
+        </div>
+      </section>
+
+      <!-- ACTIONS -->
+      <div class="nr-actions">
+        <button type="button" mat-stroked-button class="nr-btn-ghost" (click)="loadSample()">
+          <fa-icon icon="lightbulb"></fa-icon> Load Sample
+        </button>
+        <button type="button" mat-stroked-button class="nr-btn-ghost" (click)="resetForm()">
+          <fa-icon icon="undo"></fa-icon> Reset
+        </button>
+        <span class="nr-actions-spacer"></span>
+        @if (!beneVerified) {
+          <span class="nr-submit-hint">
+            <fa-icon icon="exclamation-circle"></fa-icon>
+            IMPS Switch look-up required to enable Initiate
+          </span>
+        }
+        <button type="button" mat-stroked-button (click)="back()">Cancel</button>
+        <button
+          type="submit"
+          mat-flat-button
+          color="primary"
+          [disabled]="!canSubmit"
+          class="nr-btn-submit"
+          [matTooltip]="!beneVerified ? 'Run IMPS Switch look-up first to verify the beneficiary' : ''"
+          matTooltipPosition="above"
+        >
+          <fa-icon icon="paper-plane"></fa-icon>
+          Initiate IMPS
+        </button>
+      </div>
+    </form>
+  }
+</div>
@@ -0,0 +1,691 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject, OnInit } from '@angular/core';
+import { AsyncPipe } from '@angular/common';
+import { FormBuilder, FormGroup, Validators } from '@angular/forms';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { MatTooltip } from '@angular/material/tooltip';
+import { MatSnackBar } from '@angular/material/snack-bar';
+import { MatDialog, MatDialogRef } from '@angular/material/dialog';
+import { MatAutocomplete, MatAutocompleteTrigger } from '@angular/material/autocomplete';
+import { Router } from '@angular/router';
+import { Observable, of, startWith, map } from 'rxjs';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+import { SenderAccount } from '../neft-rtgs-entry/neft-rtgs-entry.component';
+import { seedImpsTransactions } from '../imps-report/imps-report.component';
+import {
+  ImpsSenderHistoryDialogComponent,
+  ImpsSenderHistoryDialogData
+} from '../imps-sender-history-dialog/imps-sender-history-dialog.component';
+
+export type ImpsTxnType = 'P2A' | 'P2P' | 'P2AADHAAR';
+
+interface PurposeOption {
+  code: string;
+  label: string;
+}
+
+interface ImpsBeneficiaryMatch {
+  beneficiaryName: string;
+  beneficiaryAccount?: string;
+  ifscCode?: string;
+  mmid?: string;
+  mobile?: string;
+  aadhaar?: string;
+  bankName: string;
+  branchName: string;
+  status: 'ACTIVE' | 'DORMANT';
+}
+
+@Component({
+  selector: 'mifosx-imps-entry',
+  templateUrl: './imps-entry.component.html',
+  styleUrls: ['../neft-rtgs-entry/neft-rtgs-entry.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    FaIconComponent,
+    MatTooltip,
+    MatAutocomplete,
+    MatAutocompleteTrigger,
+    AsyncPipe
+  ]
+})
+export class ImpsEntryComponent implements OnInit {
+  private fb = inject(FormBuilder);
+  private snack = inject(MatSnackBar);
+  private router = inject(Router);
+  private dialog = inject(MatDialog);
+  private dialogRef = inject(MatDialogRef<ImpsEntryComponent>, { optional: true });
+
+  get isDialog(): boolean {
+    return this.dialogRef !== null;
+  }
+
+  /** IMPS per-transaction ceiling (₹5L) per current NPCI norms. */
+  readonly IMPS_MAX = 500000;
+  /** GST rate applied on the service charge (18% per current GST schedule). */
+  readonly GST_RATE = 0.18;
+
+  minDate = new Date(2000, 0, 1);
+  maxDate = new Date(2100, 11, 31);
+
+  entryForm: FormGroup;
+
+  /** IMPS Switch lookup state. */
+  lookupBusy = false;
+  beneMatch: ImpsBeneficiaryMatch | null = null;
+  lookupError: string | null = null;
+
+  /** Mock NPCI IMPS Switch directory — keyed by both A/C+IFSC and MMID+Mobile. */
+  private impsDirectory: ImpsBeneficiaryMatch[] = [
+    {
+      beneficiaryName: 'Rohan S. Mehta',
+      beneficiaryAccount: '50100123456789',
+      ifscCode: 'HDFC0001234',
+      mmid: '9234567',
+      mobile: '9821234567',
+      bankName: 'HDFC Bank',
+      branchName: 'Mumbai — Andheri (E)',
+      status: 'ACTIVE'
+    },
+    {
+      beneficiaryName: 'Bluestone Trading Co.',
+      beneficiaryAccount: '345678901234',
+      ifscCode: 'ICIC0000567',
+      bankName: 'ICICI Bank',
+      branchName: 'Bengaluru — MG Road',
+      status: 'ACTIVE'
+    },
+    {
+      beneficiaryName: 'Anita Verma',
+      beneficiaryAccount: '912345678901',
+      ifscCode: 'SBIN0011223',
+      mmid: '9128831',
+      mobile: '9845112233',
+      bankName: 'State Bank of India',
+      branchName: 'New Delhi — Connaught Place',
+      status: 'DORMANT'
+    },
+    {
+      beneficiaryName: 'Neha Kapoor',
+      beneficiaryAccount: '50100654321789',
+      ifscCode: 'HDFC0009876',
+      mmid: '9650432',
+      mobile: '9890065432',
+      bankName: 'HDFC Bank',
+      branchName: 'Pune — Koregaon Park',
+      status: 'ACTIVE'
+    }
+  ];
+
+  /** Same demo list as NEFT/RTGS — the operator's own debit-side accounts. */
+  senderAccounts: SenderAccount[] = [
+    {
+      accountNo: 'SB10029384',
+      holderName: 'Anita Desai',
+      productName: 'Savings — Premium',
+      availableBalance: 482500
+    },
+    {
+      accountNo: 'CA20034112',
+      holderName: 'Anita Desai',
+      productName: 'Current — Business',
+      availableBalance: 1245300
+    },
+    {
+      accountNo: 'SB50200012345',
+      holderName: 'Anita Desai',
+      productName: 'Savings — Regular',
+      availableBalance: 92300
+    },
+    {
+      accountNo: 'OD30049827',
+      holderName: 'Anita Desai',
+      productName: 'Overdraft — Secured',
+      availableBalance: 750000
+    },
+    {
+      accountNo: 'CA60055123',
+      holderName: 'Anita Desai HUF',
+      productName: 'Current — HUF',
+      availableBalance: 318900
+    }
+  ];
+
+  filteredSenderAccounts!: Observable<SenderAccount[]>;
+
+  purposeOptions: PurposeOption[] = [
+    { code: 'FAMILY_MAINTENANCE', label: 'Family Maintenance' },
+    { code: 'VENDOR_PAYMENT', label: 'Vendor / Supplier Payment' },
+    { code: 'TRADE_SETTLEMENT', label: 'Trade Settlement' },
+    { code: 'SALARY_PAYMENT', label: 'Salary Payment' },
+    { code: 'LOAN_REPAYMENT', label: 'Loan Repayment' },
+    { code: 'TAX_PAYMENT', label: 'Tax Payment' },
+    { code: 'GIFT', label: 'Gift / Personal Remittance' },
+    { code: 'INVESTMENT', label: 'Investment / Securities' },
+    { code: 'OTHER', label: 'Other' }
+  ];
+
+  ngOnInit(): void {
+    this.entryForm = this.fb.group({
+      txnType: [
+        'P2A' as ImpsTxnType,
+        Validators.required
+      ],
+      valueDate: [
+        new Date(),
+        Validators.required
+      ],
+      senderAccount: [
+        '',
+        [
+          Validators.required,
+          Validators.pattern(/^[A-Za-z0-9]{6,20}$/)
+        ]
+      ],
+      amount: [
+        null,
+        [
+          Validators.required,
+          Validators.min(1),
+          Validators.max(this.IMPS_MAX)
+        ]
+      ],
+      // P2A
+      beneficiaryAccount: [''],
+      ifscCode: [''],
+      // P2P
+      beneMmid: [''],
+      beneMobile: [''],
+      // P2AADHAAR
+      beneAadhaar: [''],
+      // Resolved
+      beneficiaryName: [
+        '',
+        [
+          Validators.required,
+          Validators.maxLength(120)
+        ]
+      ],
+      purposeOfRemittance: [
+        '',
+        Validators.required
+      ],
+      remarks: [''],
+      waiveCharges: [false]
+    });
+
+    this.entryForm.get('txnType')?.valueChanges.subscribe((t: ImpsTxnType) => this.refreshTypeValidators(t));
+
+    // Any change to beneficiary identifiers invalidates the prior match.
+    [
+      'beneficiaryAccount',
+      'ifscCode',
+      'beneMmid',
+      'beneMobile',
+      'beneAadhaar'
+    ].forEach((c) => this.entryForm.get(c)?.valueChanges.subscribe(() => this.invalidateLookup()));
+
+    this.filteredSenderAccounts =
+      this.entryForm.get('senderAccount')?.valueChanges.pipe(
+        startWith(this.entryForm.get('senderAccount')?.value || ''),
+        map((value) => this.filterSenderAccounts(value || ''))
+      ) ?? of(this.senderAccounts.slice());
+
+    this.refreshTypeValidators(this.entryForm.get('txnType')?.value);
+  }
+
+  private filterSenderAccounts(query: string): SenderAccount[] {
+    const q = (query || '').toString().trim().toLowerCase();
+    if (!q) return this.senderAccounts.slice();
+    return this.senderAccounts.filter(
+      (a) =>
+        a.accountNo.toLowerCase().includes(q) ||
+        a.holderName.toLowerCase().includes(q) ||
+        a.productName.toLowerCase().includes(q)
+    );
+  }
+
+  private invalidateLookup(): void {
+    if (!this.beneMatch) return;
+    this.beneMatch = null;
+    this.lookupError = null;
+    this.entryForm.get('beneficiaryName')?.setValue('', { emitEvent: false });
+    // For P2P / Aadhaar the A/C + IFSC were auto-filled by the resolution step;
+    // clear them too so a stale resolution can't be submitted after the operator
+    // changes the underlying MMID / Mobile / Aadhaar.
+    if (!this.isP2A) {
+      this.entryForm.patchValue({ beneficiaryAccount: '', ifscCode: '' }, { emitEvent: false });
+    }
+  }
+
+  /** Apply the right validator set for the current IMPS sub-type. */
+  private refreshTypeValidators(type: ImpsTxnType): void {
+    const sender = this.entryForm.get('senderAccount');
+    const acct = this.entryForm.get('beneficiaryAccount');
+    const ifsc = this.entryForm.get('ifscCode');
+    const mmid = this.entryForm.get('beneMmid');
+    const mob = this.entryForm.get('beneMobile');
+    const aad = this.entryForm.get('beneAadhaar');
+
+    sender?.clearValidators();
+    acct?.clearValidators();
+    ifsc?.clearValidators();
+    mmid?.clearValidators();
+    mob?.clearValidators();
+    aad?.clearValidators();
+
+    if (type === 'P2A') {
+      sender?.setValidators([
+        Validators.required,
+        Validators.pattern(/^[A-Za-z0-9]{6,20}$/)
+      ]);
+      acct?.setValidators([
+        Validators.required,
+        Validators.pattern(/^[A-Za-z0-9]{6,20}$/)
+      ]);
+      ifsc?.setValidators([
+        Validators.required,
+        Validators.pattern(/^[A-Z]{4}0[A-Z0-9]{6}$/)
+      ]);
+    } else if (type === 'P2P') {
+      // Either MMID OR Mobile is sufficient — neither is individually required.
+      // Format is still validated when something is entered.
+      mmid?.setValidators([
+        Validators.pattern(/^[0-9]{7}$/)
+      ]);
+      mob?.setValidators([
+        Validators.pattern(/^[6-9][0-9]{9}$/)
+      ]);
+    } else {
+      aad?.setValidators([
+        Validators.required,
+        Validators.pattern(/^[0-9]{12}$/)
+      ]);
+    }
+
+    [
+      sender,
+      acct,
+      ifsc,
+      mmid,
+      mob,
+      aad
+    ].forEach((c) => c?.updateValueAndValidity({ emitEvent: false }));
+
+    // When the sender picker is hidden (P2P / Aadhaar), default the sender to the
+    // operator's first account so the remitter chip still shows name + balance.
+    if (type !== 'P2A' && !sender?.value && this.senderAccounts.length) {
+      sender?.setValue(this.senderAccounts[0].accountNo, { emitEvent: false });
+    }
+  }
+
+  // ───────── Derived ─────────
+  get txnType(): ImpsTxnType {
+    return this.entryForm?.get('txnType')?.value || 'P2A';
+  }
+  get isP2A(): boolean {
+    return this.txnType === 'P2A';
+  }
+  get isP2P(): boolean {
+    return this.txnType === 'P2P';
+  }
+  get isAadhaar(): boolean {
+    return this.txnType === 'P2AADHAAR';
+  }
+  get amount(): number {
+    return Number(this.entryForm?.get('amount')?.value || 0);
+  }
+  get overLimit(): boolean {
+    return this.amount > this.IMPS_MAX;
+  }
+
+  /** Operator can waive the service charge (e.g., staff / internal / relationship). */
+  get chargesWaived(): boolean {
+    return !!this.entryForm?.get('waiveCharges')?.value;
+  }
+
+  /**
+   * IMPS charge slab (bank-set, illustrative):
+   *   ≤ ₹1,000        → ₹2.50
+   *   ≤ ₹25,000       → ₹5
+   *   ≤ ₹1,00,000     → ₹15
+   *   > ₹1,00,000     → ₹25
+   */
+  get serviceCharge(): number {
+    if (this.chargesWaived) return 0;
+    const a = this.amount;
+    if (!a || a <= 0) return 0;
+    if (a <= 1000) return 2.5;
+    if (a <= 25000) return 5;
+    if (a <= 100000) return 15;
+    return 25;
+  }
+
+  get gstOnCharge(): number {
+    return +(this.serviceCharge * this.GST_RATE).toFixed(2);
+  }
+
+  get totalFee(): number {
+    return +(this.serviceCharge + this.gstOnCharge).toFixed(2);
+  }
+
+  get totalDebit(): number {
+    return +(this.amount + this.totalFee).toFixed(2);
+  }
+
+  /** Same slab logic but ignoring the waive flag — used to show the struck-through "original" charge. */
+  get scheduledCharge(): number {
+    const a = this.amount;
+    if (!a || a <= 0) return 0;
+    if (a <= 1000) return 2.5;
+    if (a <= 25000) return 5;
+    if (a <= 100000) return 15;
+    return 25;
+  }
+
+  /** Sender account record matching the currently entered/picked account number. */
+  get currentSender(): SenderAccount | null {
+    const v = (this.entryForm?.get('senderAccount')?.value || '').toString().trim().toLowerCase();
+    if (!v) return null;
+    return this.senderAccounts.find((a) => a.accountNo.toLowerCase() === v) || null;
+  }
+
+  /** True if amount + fee would exceed the picked sender's available balance. */
+  get insufficientBalance(): boolean {
+    const s = this.currentSender;
+    if (!s || this.amount <= 0) return false;
+    return this.totalDebit > s.availableBalance;
+  }
+
+  /** Tooltip for the header history button — kept as a getter so the template avoids string escaping. */
+  get historyBtnTooltip(): string {
+    const s = this.currentSender;
+    return s ? `View today's IMPS transactions for ${s.holderName}` : 'Pick a sender account first';
+  }
+  get beneVerified(): boolean {
+    return this.beneMatch !== null;
+  }
+
+  /**
+   * True once the underlying A/C + IFSC have been resolved (either entered for P2A,
+   * or fetched from the IMPS / APBS switch for P2P / P2A·Aadhaar). BANL only operates
+   * on A/C + IFSC, so we always need both before BANL can run.
+   */
+  get beneResolved(): boolean {
+    return !!(this.entryForm?.get('beneficiaryAccount')?.value && this.entryForm?.get('ifscCode')?.value);
+  }
+  get canPerformLookup(): boolean {
+    if (this.isP2A) {
+      const acct = this.entryForm?.get('beneficiaryAccount');
+      return !!acct && acct.value && !acct.hasError('pattern');
+    }
+    if (this.isP2P) {
+      const mmid = this.entryForm?.get('beneMmid');
+      const mob = this.entryForm?.get('beneMobile');
+      const mmidOk = !!mmid?.value && !mmid.hasError('pattern');
+      const mobOk = !!mob?.value && !mob.hasError('pattern');
+      // Either MMID or Mobile is enough — both is also fine.
+      return mmidOk || mobOk;
+    }
+    const aad = this.entryForm?.get('beneAadhaar');
+    return !!aad && aad.value && !aad.hasError('pattern');
+  }
+  get canSubmit(): boolean {
+    return this.entryForm?.valid === true && this.beneVerified;
+  }
+
+  // ───────── Lookup ─────────
+  performLookup(): void {
+    const t = this.txnType;
+    this.beneMatch = null;
+    this.lookupError = null;
+
+    if (!this.canPerformLookup) {
+      this.lookupError =
+        t === 'P2A'
+          ? 'Enter a valid Beneficiary Account before look-up.'
+          : t === 'P2P'
+            ? 'Enter a valid 7-digit MMID or 10-digit Mobile before look-up.'
+            : 'Enter a valid 12-digit Aadhaar before look-up.';
+      return;
+    }
+
+    this.lookupBusy = true;
+    setTimeout(() => {
+      this.lookupBusy = false;
+      let match: ImpsBeneficiaryMatch | undefined;
+      if (t === 'P2A') {
+        const acct = this.entryForm.get('beneficiaryAccount')?.value;
+        const ifsc = (this.entryForm.get('ifscCode')?.value || '').toUpperCase();
+        match = this.impsDirectory.find((b) => b.beneficiaryAccount === acct && (!ifsc || b.ifscCode === ifsc));
+      } else if (t === 'P2P') {
+        const mmid = this.entryForm.get('beneMmid')?.value;
+        const mob = this.entryForm.get('beneMobile')?.value;
+        // Match on whichever identifier the operator provided — either is sufficient.
+        match = this.impsDirectory.find((b) => (mmid && b.mmid === mmid) || (mob && b.mobile === mob));
+      } else {
+        const aad = this.entryForm.get('beneAadhaar')?.value;
+        match = this.impsDirectory.find((b) => b.aadhaar === aad);
+      }
+
+      if (!match) {
+        match = this.synthesise();
+      }
+      this.applyMatch(match);
+    }, 600);
+  }
+
+  private applyMatch(match: ImpsBeneficiaryMatch): void {
+    this.beneMatch = match;
+    // BANL only takes A/C + IFSC, so for MMID / Aadhaar transfers we resolve to those
+    // first (here via the mock directory / synth) and write them back into the form as
+    // readonly fields. The name is then the BANL response on the resolved A/C + IFSC.
+    const patch: Record<string, unknown> = {
+      beneficiaryName: match.beneficiaryName
+    };
+    if (match.beneficiaryAccount) {
+      patch['beneficiaryAccount'] = match.beneficiaryAccount;
+    }
+    if (match.ifscCode) {
+      patch['ifscCode'] = match.ifscCode;
+    }
+    // If the operator entered only one of MMID/Mobile, auto-fill the complementary one
+    // from the directory match — don't overwrite anything they typed.
+    if (this.isP2P) {
+      if (match.mmid && !this.entryForm.get('beneMmid')?.value) {
+        patch['beneMmid'] = match.mmid;
+      }
+      if (match.mobile && !this.entryForm.get('beneMobile')?.value) {
+        patch['beneMobile'] = match.mobile;
+      }
+    }
+    this.entryForm.patchValue(patch, { emitEvent: false });
+    this.snack.open(`BANL verified — ${match.beneficiaryName}`, 'OK', { duration: 2500 });
+  }
+
+  private synthesise(): ImpsBeneficiaryMatch {
+    const t = this.txnType;
+    const acct = this.entryForm.get('beneficiaryAccount')?.value || '';
+    const ifsc = (this.entryForm.get('ifscCode')?.value || '').toUpperCase();
+    const mmid = this.entryForm.get('beneMmid')?.value || '';
+    const mobile = this.entryForm.get('beneMobile')?.value || '';
+    const aadhaar = this.entryForm.get('beneAadhaar')?.value || '';
+    const sampleNames = [
+      'Rohan S. Mehta',
+      'Anita Verma',
+      'Bluestone Trading Co.',
+      'Madhavi Singh',
+      'Aarav Enterprises',
+      'Neha Kapoor',
+      'Spectra Components',
+      'Indrani Sen',
+      'Vijaya Traders',
+      'Pinnacle Realty Pvt Ltd'
+    ];
+    const seedStr = t === 'P2A' ? acct : t === 'P2P' ? mmid : aadhaar;
+    const seed = parseInt((seedStr || '0').toString().slice(-2), 10) || 0;
+    const name = sampleNames[seed % sampleNames.length];
+
+    // BANL only operates on A/C + IFSC, so for MMID / Aadhaar we synth the underlying
+    // account too — mocks the IMPS / APBS switch resolution that a real implementation
+    // would call before BANL.
+    const sampleIfscs = [
+      'HDFC0001234',
+      'ICIC0000567',
+      'SBIN0011223',
+      'KKBK0001899',
+      'UTIB0000456',
+      'PUNB0123400',
+      'BARB0VJVATA',
+      'YESB0000123',
+      'IDFB0040101',
+      'CNRB0001890'
+    ];
+    const synthIfsc =
+      t === 'P2A' ? ifsc || sampleIfscs[seed % sampleIfscs.length] : sampleIfscs[seed % sampleIfscs.length];
+    const synthAcct = t === 'P2A' ? acct : '5010' + (seedStr || '0').toString().padStart(10, '0').slice(-10);
+
+    return {
+      beneficiaryName: name,
+      beneficiaryAccount: synthAcct,
+      ifscCode: synthIfsc,
+      mmid: t === 'P2P' ? mmid : undefined,
+      mobile: t === 'P2P' ? mobile : undefined,
+      aadhaar: t === 'P2AADHAAR' ? aadhaar : undefined,
+      bankName: this.bankFromIfsc(synthIfsc) || 'Partner Bank',
+      branchName: t === 'P2A' ? 'Verified by BANL' : 'Resolved via IMPS / APBS · Verified by BANL',
+      status: 'ACTIVE'
+    };
+  }
+
+  private bankFromIfsc(ifsc: string): string {
+    const map: Record<string, string> = {
+      HDFC: 'HDFC Bank',
+      ICIC: 'ICICI Bank',
+      SBIN: 'State Bank of India',
+      KKBK: 'Kotak Mahindra Bank',
+      AXIS: 'Axis Bank',
+      UTIB: 'Axis Bank',
+      PUNB: 'Punjab National Bank',
+      BARB: 'Bank of Baroda',
+      CNRB: 'Canara Bank',
+      YESB: 'YES Bank',
+      IDFB: 'IDFC FIRST Bank'
+    };
+    return map[(ifsc || '').slice(0, 4).toUpperCase()] || 'Partner Bank';
+  }
+
+  clearLookup(): void {
+    this.beneMatch = null;
+    this.lookupError = null;
+    this.entryForm.get('beneficiaryName')?.setValue('', { emitEvent: false });
+  }
+
+  // ───────── Actions ─────────
+  submit(): void {
+    if (!this.beneVerified) {
+      this.lookupError = 'IMPS Switch verification is mandatory before initiating.';
+      this.snack.open('Run IMPS Switch look-up to verify the beneficiary.', 'OK', { duration: 3500 });
+      return;
+    }
+    if (this.entryForm.invalid) {
+      this.entryForm.markAllAsTouched();
+      this.snack.open('Please fix the highlighted fields.', 'OK', { duration: 2800 });
+      return;
+    }
+    const v = this.entryForm.getRawValue();
+    const txnId = 'IMPS' + Date.now().toString().slice(-10);
+    this.snack.open(`IMPS initiated · ₹${Number(v.amount).toLocaleString('en-IN')} · Ref ${txnId}`, 'OK', {
+      duration: 4500
+    });
+    if (this.isDialog) {
+      this.dialogRef!.close({ submitted: true, payload: { ...v, txnId } });
+      return;
+    }
+    this.resetForm();
+  }
+
+  resetForm(): void {
+    this.entryForm.reset({
+      txnType: 'P2A',
+      valueDate: new Date(),
+      senderAccount: '',
+      amount: null,
+      beneficiaryAccount: '',
+      ifscCode: '',
+      beneMmid: '',
+      beneMobile: '',
+      beneAadhaar: '',
+      beneficiaryName: '',
+      purposeOfRemittance: '',
+      remarks: '',
+      waiveCharges: false
+    });
+    this.clearLookup();
+    this.refreshTypeValidators('P2A');
+  }
+
+  loadSample(): void {
+    this.entryForm.patchValue(
+      {
+        txnType: 'P2P',
+        valueDate: new Date(),
+        senderAccount: 'SB10029384',
+        amount: 5000,
+        beneMmid: '9234567',
+        beneMobile: '9821234567',
+        purposeOfRemittance: 'FAMILY_MAINTENANCE',
+        remarks: 'Monthly support'
+      },
+      { emitEvent: false }
+    );
+    this.refreshTypeValidators('P2P');
+    this.beneMatch = null;
+    this.lookupError = null;
+    this.performLookup();
+  }
+
+  back(): void {
+    if (this.isDialog) {
+      this.dialogRef!.close({ submitted: false });
+      return;
+    }
+    this.router.navigate([
+      '/home'
+    ]);
+  }
+
+  /**
+   * Opens the IMPS sender-history dialog showing today's outward IMPS transactions
+   * for the currently picked sender. No-op if no sender is selected.
+   */
+  viewSenderHistory(): void {
+    const sender = this.currentSender;
+    if (!sender) {
+      this.snack.open('Pick a sender account first to view its history.', 'OK', { duration: 2500 });
+      return;
+    }
+    const data: ImpsSenderHistoryDialogData = {
+      senderName: sender.holderName,
+      senderAccountNo: sender.accountNo,
+      txns: seedImpsTransactions()
+    };
+    this.dialog.open(ImpsSenderHistoryDialogComponent, {
+      width: '960px',
+      maxWidth: '94vw',
+      maxHeight: '88vh',
+      autoFocus: false,
+      restoreFocus: true,
+      panelClass: 'shd-dialog',
+      data
+    });
+  }
+}
@@ -0,0 +1,451 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="nrr-root">
+  <!-- HEADER -->
+  <div class="nrr-head">
+    <div class="nrr-head-left">
+      <fa-icon icon="bolt" class="nrr-head-ic"></fa-icon>
+      <div>
+        <h2 class="nrr-head-t">IMPS — Report &amp; Reconciliation</h2>
+        <div class="nrr-head-s">
+          Digital · Immediate Payment Service · Showing
+          <strong>{{ totalCount | number }}</strong> transactions worth
+          <strong>₹{{ totalAmount | number: '1.0-0' }}</strong>
+        </div>
+      </div>
+    </div>
+    <div class="nrr-head-actions">
+      <button mat-stroked-button (click)="exportCsv()" matTooltip="Download filtered transactions as CSV">
+        <fa-icon icon="download"></fa-icon> Export CSV
+      </button>
+    </div>
+  </div>
+
+  <!-- KPI STRIP -->
+  <div class="nrr-kpis">
+    <div class="nrr-kpi nrr-kpi--blue">
+      <div class="nrr-kpi-ic"><fa-icon icon="bolt"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">{{ totalCount | number }}</div>
+        <div class="nrr-kpi-l">Total Transactions</div>
+        <div class="nrr-kpi-sub">{{ p2aCount }} P2A &middot; {{ p2pCount }} P2P</div>
+      </div>
+    </div>
+    <div class="nrr-kpi nrr-kpi--teal">
+      <div class="nrr-kpi-ic"><fa-icon icon="coins"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">₹{{ totalAmount | number: '1.0-0' }}</div>
+        <div class="nrr-kpi-l">Total Value</div>
+        <div class="nrr-kpi-sub">avg ₹{{ avgTicket | number: '1.0-0' }} / txn</div>
+      </div>
+    </div>
+    <div class="nrr-kpi nrr-kpi--green">
+      <div class="nrr-kpi-ic"><fa-icon icon="check-circle"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">{{ successCount | number }}</div>
+        <div class="nrr-kpi-l">Successful</div>
+        <div class="nrr-kpi-sub">success {{ successRate | number: '1.1-1' }}%</div>
+      </div>
+    </div>
+    <div class="nrr-kpi nrr-kpi--amber">
+      <div class="nrr-kpi-ic"><fa-icon icon="hourglass-half"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">{{ pendingCount | number }}</div>
+        <div class="nrr-kpi-l">In-Flight</div>
+        <div class="nrr-kpi-sub">initiated / sent / pending</div>
+      </div>
+    </div>
+    <div class="nrr-kpi nrr-kpi--red">
+      <div class="nrr-kpi-ic"><fa-icon icon="times-circle"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">{{ failedCount | number }}</div>
+        <div class="nrr-kpi-l">Failed / Reversed</div>
+        <div class="nrr-kpi-sub">check failure codes</div>
+      </div>
+    </div>
+  </div>
+
+  <!-- TABS -->
+  <div class="nrr-tabs">
+    @for (t of tabs; track t.id) {
+      <button class="nrr-tab" [class.active]="activeTab === t.id" (click)="showTab(t.id)">
+        <fa-icon [icon]="t.icon"></fa-icon> {{ t.label }}
+      </button>
+    }
+  </div>
+
+  <!-- TRENDS -->
+  @if (activeTab === 'trends') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="chart-line" class="nrr-card-h-ic"></fa-icon> Daily Throughput (Last 7 Value Dates)</span>
+        <span class="nrr-pill nrr-pill--blue">P2A</span>
+        <span class="nrr-pill nrr-pill--purple">P2P</span>
+      </div>
+      <div class="nrr-trend">
+        @for (b of trendBuckets; track b.date) {
+          <div class="nrr-trend-row">
+            <div class="nrr-trend-row-date">
+              <span class="nrr-trend-row-day">{{ b.date | date: 'EEE' }}</span>
+              <span class="nrr-trend-row-md">{{ b.date | date: 'd MMM' }}</span>
+            </div>
+            <div
+              class="nrr-trend-row-bar-wrap"
+              [matTooltip]="'P2A ' + b.p2a + ' · P2P ' + b.p2p + ' · ' + (b.count | number) + ' txns'"
+            >
+              <div class="nrr-trend-row-bar" [style.width.%]="trendBarHeight(b.amount)"></div>
+            </div>
+            <div class="nrr-trend-row-pills">
+              <span class="nrr-pill nrr-pill--blue mini">P2A {{ b.p2a }}</span>
+              <span class="nrr-pill nrr-pill--purple mini">P2P {{ b.p2p }}</span>
+            </div>
+            <div class="nrr-trend-row-amt">₹{{ b.amount | number: '1.0-0' }}</div>
+          </div>
+        }
+      </div>
+    </div>
+  }
+
+  <!-- BANK-WISE -->
+  @if (activeTab === 'bank') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="university" class="nrr-card-h-ic"></fa-icon> Beneficiary Bank Distribution</span>
+      </div>
+      <div class="nrr-table-wrap">
+        <table class="nrr-table">
+          <thead>
+            <tr>
+              <th>Bank</th>
+              <th class="num">Count</th>
+              <th class="num">Amount</th>
+              <th class="num">Success</th>
+              <th class="num">Pending</th>
+              <th class="num">Failed</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (r of bankRows; track r.bank) {
+              <tr>
+                <td>
+                  <strong>{{ r.bank }}</strong>
+                </td>
+                <td class="num">{{ r.count | number }}</td>
+                <td class="num">
+                  <strong>₹{{ r.amount | number: '1.0-0' }}</strong>
+                </td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--green mini">{{ r.success }}</span>
+                </td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--amber mini">{{ r.pending }}</span>
+                </td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--red mini">{{ r.failed }}</span>
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    </div>
+  }
+
+  <!-- DATE-WISE -->
+  @if (activeTab === 'date') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="calendar-alt" class="nrr-card-h-ic"></fa-icon> Value-Date Aggregation</span>
+      </div>
+      <div class="nrr-table-wrap">
+        <table class="nrr-table">
+          <thead>
+            <tr>
+              <th>Value Date</th>
+              <th class="num">Count</th>
+              <th class="num">P2A</th>
+              <th class="num">P2P</th>
+              <th class="num">Amount</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (r of dateRows; track r.date) {
+              <tr>
+                <td>{{ r.date | date: 'EEE, d MMM y' }}</td>
+                <td class="num">{{ r.count | number }}</td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--blue mini">{{ r.p2a }}</span>
+                </td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--purple mini">{{ r.p2p }}</span>
+                </td>
+                <td class="num">
+                  <strong>₹{{ r.amount | number: '1.0-0' }}</strong>
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    </div>
+  }
+
+  <!-- SUCCESS / PENDING / FAILED -->
+  @if (activeTab === 'pending') {
+    <div class="nrr-grid-2">
+      <div class="nrr-card">
+        <div class="nrr-card-h">
+          <span><fa-icon icon="tasks" class="nrr-card-h-ic"></fa-icon> Processing-State Funnel</span>
+        </div>
+        <div class="nrr-funnel">
+          <div class="nrr-funnel-row">
+            <span class="nrr-funnel-l"> <span class="nrr-dot nrr-dot--amber"></span> Initiated / Sent / Pending </span>
+            <span class="nrr-funnel-v">{{ pendingCount | number }}</span>
+          </div>
+          <div class="nrr-funnel-row">
+            <span class="nrr-funnel-l"> <span class="nrr-dot nrr-dot--green"></span> Successful </span>
+            <span class="nrr-funnel-v">{{ successCount | number }}</span>
+          </div>
+          <div class="nrr-funnel-row">
+            <span class="nrr-funnel-l"> <span class="nrr-dot nrr-dot--red"></span> Failed / Reversed </span>
+            <span class="nrr-funnel-v">{{ failedCount | number }}</span>
+          </div>
+          <div class="nrr-funnel-meter">
+            <span class="seg green" [style.flex]="successCount || 0"></span>
+            <span class="seg amber" [style.flex]="pendingCount || 0"></span>
+            <span class="seg red" [style.flex]="failedCount || 0"></span>
+          </div>
+        </div>
+      </div>
+      <div class="nrr-card">
+        <div class="nrr-card-h">
+          <span><fa-icon icon="exclamation-triangle" class="nrr-card-h-ic"></fa-icon> Failure-Code Breakdown</span>
+        </div>
+        @if (failureCodeRows.length === 0) {
+          <div class="nrr-empty">No failed transactions in current window.</div>
+        } @else {
+          <table class="nrr-table">
+            <thead>
+              <tr>
+                <th>Code</th>
+                <th>Reason</th>
+                <th class="num">Count</th>
+                <th class="num">Amount</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (r of failureCodeRows; track r.code) {
+                <tr>
+                  <td>
+                    <span class="nrr-pill nrr-pill--red mini">{{ r.code }}</span>
+                  </td>
+                  <td>{{ r.reason }}</td>
+                  <td class="num">{{ r.count }}</td>
+                  <td class="num">₹{{ r.amount | number: '1.0-0' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+        }
+      </div>
+    </div>
+  }
+
+  <!-- CHANNEL (BRANCH / MOBILE) -->
+  @if (activeTab === 'channel') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="mobile-alt" class="nrr-card-h-ic"></fa-icon> Channel Mix — Branch vs Mobile</span>
+      </div>
+      <div class="nrr-channel-grid">
+        @for (r of channelRows; track r.channel) {
+          <div class="nrr-channel-card" [class.is-mobile]="r.channel === 'MOBILE'">
+            <div class="nrr-channel-ic">
+              <fa-icon [icon]="r.channel === 'MOBILE' ? 'mobile-alt' : 'building'"></fa-icon>
+            </div>
+            <div class="nrr-channel-body">
+              <div class="nrr-channel-t">
+                {{ r.channel === 'MOBILE' ? 'Mobile / Self-Service' : 'Branch / Counter' }}
+              </div>
+              <div class="nrr-channel-n">{{ r.count | number }} <span>txns</span></div>
+              <div class="nrr-channel-amt">₹{{ r.amount | number: '1.0-0' }}</div>
+              <div class="nrr-channel-bar">
+                <span [style.width.%]="r.share"></span>
+              </div>
+              <div class="nrr-channel-share">{{ r.share | number: '1.1-1' }}% of value</div>
+            </div>
+          </div>
+        }
+      </div>
+    </div>
+  }
+
+  <!-- USER-WISE -->
+  @if (activeTab === 'user') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="user-tie" class="nrr-card-h-ic"></fa-icon> Maker / Operator Leaderboard</span>
+      </div>
+      <div class="nrr-table-wrap">
+        <table class="nrr-table">
+          <thead>
+            <tr>
+              <th>User</th>
+              <th>Branch</th>
+              <th class="num">Txns</th>
+              <th class="num">Amount</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (r of userRows; track r.user + r.branch) {
+              <tr>
+                <td>
+                  <strong>{{ r.user }}</strong>
+                </td>
+                <td>{{ r.branch }}</td>
+                <td class="num">{{ r.count | number }}</td>
+                <td class="num">
+                  <strong>₹{{ r.amount | number: '1.0-0' }}</strong>
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    </div>
+  }
+
+  <!-- TRANSACTION DETAIL TABLE -->
+  <div class="nrr-card">
+    <div class="nrr-card-h">
+      <span><fa-icon icon="list-alt" class="nrr-card-h-ic"></fa-icon> Transactions</span>
+      <div class="nrr-filters">
+        <div class="nrr-search">
+          <fa-icon icon="search" class="nrr-search-ic"></fa-icon>
+          <input type="text" [(ngModel)]="search" placeholder="Search RRN, UTR, A/C, IFSC, MMID, Mobile, Bene Name…" />
+        </div>
+        <select [(ngModel)]="typeFilter" class="nrr-select" matTooltip="Filter by IMPS sub-type">
+          <option value="">All Types</option>
+          <option value="P2A">P2A · Account + IFSC</option>
+          <option value="P2P">P2P · MMID + Mobile</option>
+          <option value="P2AADHAAR">P2A · Aadhaar</option>
+        </select>
+        <select [(ngModel)]="stateFilter" class="nrr-select" matTooltip="Filter by processing state">
+          <option value="">All States</option>
+          <option value="INITIATED">Initiated</option>
+          <option value="SENT">Sent</option>
+          <option value="PENDING">Pending</option>
+          <option value="SUCCESS">Success</option>
+          <option value="FAILED">Failed</option>
+          <option value="REVERSED">Reversed</option>
+        </select>
+        @if (search || typeFilter || stateFilter) {
+          <button type="button" class="nrr-clear-btn" (click)="clearFilters()">
+            <fa-icon icon="times"></fa-icon> Clear
+          </button>
+        }
+      </div>
+    </div>
+    <div class="nrr-table-wrap">
+      <table class="nrr-table nrr-table-detail">
+        <thead>
+          <tr>
+            <th>RRN / UTR</th>
+            <th>Remitter A/C</th>
+            <th>Beneficiary</th>
+            <th>MMID / IFSC</th>
+            <th>Mobile</th>
+            <th>Type</th>
+            <th class="num">Amount</th>
+            <th>Value Date</th>
+            <th>Purpose</th>
+            <th>State</th>
+            <th>Sent</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (t of filteredTxns; track t.rrn) {
+            <tr>
+              <td>
+                <div class="mono small">{{ t.rrn }}</div>
+                <div class="mono small muted">{{ t.utr }}</div>
+              </td>
+              <td class="mono small">{{ t.remitterAcc }}</td>
+              <td>
+                <div>{{ t.beneName }}</div>
+                <div class="mono small muted">
+                  @if (t.txnType === 'P2A') {
+                    {{ t.beneAcc }} · {{ t.beneBank }}
+                  } @else if (t.txnType === 'P2P') {
+                    MMID {{ t.beneMmid }} · {{ t.beneBank }}
+                  } @else {
+                    Aadhaar {{ t.beneAadhaar }} · {{ t.beneBank }}
+                  }
+                </div>
+              </td>
+              <td class="mono small">
+                @if (t.txnType === 'P2A') {
+                  {{ t.beneIfsc }}
+                } @else if (t.txnType === 'P2P') {
+                  {{ t.beneMmid }}
+                } @else {
+                  —
+                }
+              </td>
+              <td class="mono small">{{ t.beneMobile || '—' }}</td>
+              <td>
+                <span
+                  class="nrr-pill mini"
+                  [class.nrr-pill--purple]="t.txnType === 'P2P'"
+                  [class.nrr-pill--blue]="t.txnType === 'P2A'"
+                  [class.nrr-pill--teal]="t.txnType === 'P2AADHAAR'"
+                >
+                  {{ t.txnType }}
+                </span>
+              </td>
+              <td class="num">
+                <strong>₹{{ t.amount | number: '1.2-2' }}</strong>
+              </td>
+              <td>{{ t.valueDate | date: 'd MMM y' }}</td>
+              <td>
+                <span class="mono small">{{ t.purposeCode }}</span>
+              </td>
+              <td>
+                <span class="nrr-pill mini" [ngClass]="'nrr-pill--' + stateColor(t.state)">
+                  {{ t.state }}
+                </span>
+                @if (t.failureCode) {
+                  <div class="small muted">{{ t.failureCode }} · {{ t.failureReason }}</div>
+                }
+              </td>
+              <td class="mono small">{{ t.sentTimestamp }}</td>
+            </tr>
+          }
+          @if (filteredTxns.length === 0) {
+            <tr>
+              <td colspan="11" class="nrr-empty">No transactions match the current filters.</td>
+            </tr>
+          }
+        </tbody>
+      </table>
+    </div>
+  </div>
+
+  <!-- FLOATING ACTION BUTTON -->
+  <button
+    type="button"
+    class="nrr-fab"
+    (click)="openInitiateDialog()"
+    matTooltip="Initiate a new IMPS transfer"
+    matTooltipPosition="left"
+  >
+    <fa-icon icon="paper-plane"></fa-icon>
+    <span class="nrr-fab-label">Initiate IMPS</span>
+  </button>
+</div>
@@ -0,0 +1,717 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject, OnInit } from '@angular/core';
+import { FormsModule } from '@angular/forms';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { MatDialog } from '@angular/material/dialog';
+import { MatTooltip } from '@angular/material/tooltip';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+import { ImpsEntryComponent } from '../imps-entry/imps-entry.component';
+
+/** Person-to-Account, Person-to-Person (MMID+Mobile), Person-to-Aadhaar. */
+export type ImpsTxnType = 'P2A' | 'P2P' | 'P2AADHAAR';
+export type ImpsState = 'INITIATED' | 'SENT' | 'SUCCESS' | 'PENDING' | 'FAILED' | 'REVERSED';
+
+export interface ImpsTxn {
+  rrn: string;
+  utr: string;
+  remitterAcc: string;
+  remitterBranch: string;
+  remitterUser: string;
+  remitterChannel: 'BRANCH' | 'MOBILE';
+  /** P2A populates these. */
+  beneAcc?: string;
+  beneIfsc?: string;
+  /** P2P populates these. */
+  beneMmid?: string;
+  beneMobile?: string;
+  /** P2AADHAAR populates this. */
+  beneAadhaar?: string;
+  beneName: string;
+  beneBank: string;
+  txnType: ImpsTxnType;
+  amount: number;
+  valueDate: string;
+  purposeCode: string;
+  state: ImpsState;
+  failureCode?: string;
+  failureReason?: string;
+  sentTimestamp: string;
+}
+
+type ReportTab = 'trends' | 'bank' | 'date' | 'pending' | 'channel' | 'user';
+
+interface BankRow {
+  bank: string;
+  count: number;
+  amount: number;
+  success: number;
+  pending: number;
+  failed: number;
+}
+
+interface DateRow {
+  date: string;
+  count: number;
+  amount: number;
+  p2a: number;
+  p2p: number;
+}
+
+interface UserRow {
+  user: string;
+  count: number;
+  amount: number;
+  branch: string;
+}
+
+interface ChannelRow {
+  channel: 'BRANCH' | 'MOBILE';
+  count: number;
+  amount: number;
+  share: number;
+}
+
+@Component({
+  selector: 'mifosx-imps-report',
+  templateUrl: './imps-report.component.html',
+  styleUrls: ['../neft-rtgs-report/neft-rtgs-report.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    FormsModule,
+    FaIconComponent,
+    MatTooltip
+  ]
+})
+export class ImpsReportComponent implements OnInit {
+  private dialog = inject(MatDialog);
+
+  activeTab: ReportTab = 'trends';
+
+  search = '';
+  typeFilter: '' | ImpsTxnType = '';
+  stateFilter: '' | ImpsState = '';
+
+  txns: ImpsTxn[] = [];
+
+  readonly tabs: { id: ReportTab; label: string; icon: string }[] = [
+    { id: 'trends', label: 'Trends', icon: 'chart-line' },
+    { id: 'bank', label: 'Bank-wise', icon: 'university' },
+    { id: 'date', label: 'Date-wise', icon: 'calendar-alt' },
+    { id: 'pending', label: 'Success / Pending / Failed', icon: 'tasks' },
+    { id: 'channel', label: 'Branch / Mobile', icon: 'mobile-alt' },
+    { id: 'user', label: 'User-wise', icon: 'user-tie' }
+  ];
+
+  ngOnInit(): void {
+    this.txns = seedImpsTransactions();
+  }
+
+  // ───────────────────── KPIs ─────────────────────
+  get totalCount(): number {
+    return this.txns.length;
+  }
+  get totalAmount(): number {
+    return this.txns.reduce((s, t) => s + t.amount, 0);
+  }
+  get successCount(): number {
+    return this.txns.filter((t) => t.state === 'SUCCESS').length;
+  }
+  get pendingCount(): number {
+    return this.txns.filter((t) => [
+        'INITIATED',
+        'SENT',
+        'PENDING'
+      ].includes(t.state)).length;
+  }
+  get failedCount(): number {
+    return this.txns.filter((t) => t.state === 'FAILED' || t.state === 'REVERSED').length;
+  }
+  get p2aCount(): number {
+    return this.txns.filter((t) => t.txnType === 'P2A').length;
+  }
+  get p2pCount(): number {
+    return this.txns.filter((t) => t.txnType === 'P2P').length;
+  }
+  get successRate(): number {
+    if (this.totalCount === 0) return 0;
+    return (this.successCount / this.totalCount) * 100;
+  }
+  get avgTicket(): number {
+    if (this.totalCount === 0) return 0;
+    return this.totalAmount / this.totalCount;
+  }
+
+  // ───────────────────── Filtered list ─────────────────────
+  get filteredTxns(): ImpsTxn[] {
+    const q = this.search.trim().toLowerCase();
+    return this.txns.filter((t) => {
+      if (this.typeFilter && t.txnType !== this.typeFilter) return false;
+      if (this.stateFilter && t.state !== this.stateFilter) return false;
+      if (!q) return true;
+      return (
+        t.rrn.toLowerCase().includes(q) ||
+        t.utr.toLowerCase().includes(q) ||
+        (t.beneAcc || '').toLowerCase().includes(q) ||
+        (t.beneIfsc || '').toLowerCase().includes(q) ||
+        (t.beneMmid || '').toLowerCase().includes(q) ||
+        (t.beneMobile || '').toLowerCase().includes(q) ||
+        t.beneName.toLowerCase().includes(q) ||
+        t.remitterAcc.toLowerCase().includes(q)
+      );
+    });
+  }
+
+  // ───────────────────── Aggregations ─────────────────────
+  get bankRows(): BankRow[] {
+    const map = new Map<string, BankRow>();
+    for (const t of this.txns) {
+      const key = t.beneBank;
+      if (!map.has(key)) {
+        map.set(key, { bank: key, count: 0, amount: 0, success: 0, pending: 0, failed: 0 });
+      }
+      const r = map.get(key)!;
+      r.count++;
+      r.amount += t.amount;
+      if (t.state === 'SUCCESS') r.success++;
+      else if (t.state === 'FAILED' || t.state === 'REVERSED') r.failed++;
+      else r.pending++;
+    }
+    return Array.from(map.values()).sort((a, b) => b.amount - a.amount);
+  }
+
+  get dateRows(): DateRow[] {
+    const map = new Map<string, DateRow>();
+    for (const t of this.txns) {
+      if (!map.has(t.valueDate)) {
+        map.set(t.valueDate, { date: t.valueDate, count: 0, amount: 0, p2a: 0, p2p: 0 });
+      }
+      const r = map.get(t.valueDate)!;
+      r.count++;
+      r.amount += t.amount;
+      if (t.txnType === 'P2A') r.p2a++;
+      else if (t.txnType === 'P2P') r.p2p++;
+    }
+    return Array.from(map.values()).sort((a, b) => (a.date < b.date ? 1 : -1));
+  }
+
+  get userRows(): UserRow[] {
+    const map = new Map<string, UserRow>();
+    for (const t of this.txns) {
+      const key = `${t.remitterUser}|${t.remitterBranch}`;
+      if (!map.has(key)) {
+        map.set(key, { user: t.remitterUser, branch: t.remitterBranch, count: 0, amount: 0 });
+      }
+      const r = map.get(key)!;
+      r.count++;
+      r.amount += t.amount;
+    }
+    return Array.from(map.values()).sort((a, b) => b.amount - a.amount);
+  }
+
+  get channelRows(): ChannelRow[] {
+    const total = this.totalAmount || 1;
+    const map = new Map<'BRANCH' | 'MOBILE', ChannelRow>();
+    for (const t of this.txns) {
+      if (!map.has(t.remitterChannel)) {
+        map.set(t.remitterChannel, { channel: t.remitterChannel, count: 0, amount: 0, share: 0 });
+      }
+      const r = map.get(t.remitterChannel)!;
+      r.count++;
+      r.amount += t.amount;
+    }
+    map.forEach((r) => (r.share = (r.amount / total) * 100));
+    return Array.from(map.values());
+  }
+
+  get trendBuckets(): DateRow[] {
+    return this.dateRows.slice(0, 7).reverse();
+  }
+
+  get trendMaxAmount(): number {
+    const buckets = this.trendBuckets;
+    if (!buckets.length) return 1;
+    return Math.max(...buckets.map((b) => b.amount));
+  }
+
+  get failureCodeRows(): { code: string; reason: string; count: number; amount: number }[] {
+    const map = new Map<string, { code: string; reason: string; count: number; amount: number }>();
+    for (const t of this.txns) {
+      if (!(t.state === 'FAILED' || t.state === 'REVERSED') || !t.failureCode) continue;
+      if (!map.has(t.failureCode)) {
+        map.set(t.failureCode, {
+          code: t.failureCode,
+          reason: t.failureReason || '',
+          count: 0,
+          amount: 0
+        });
+      }
+      const r = map.get(t.failureCode)!;
+      r.count++;
+      r.amount += t.amount;
+    }
+    return Array.from(map.values()).sort((a, b) => b.count - a.count);
+  }
+
+  // ───────────────────── Actions ─────────────────────
+  showTab(tab: ReportTab): void {
+    this.activeTab = tab;
+  }
+
+  openInitiateDialog(): void {
+    const ref = this.dialog.open(ImpsEntryComponent, {
+      width: '880px',
+      maxWidth: '94vw',
+      maxHeight: '88vh',
+      disableClose: true,
+      autoFocus: false,
+      restoreFocus: true,
+      panelClass: 'nr-entry-dialog',
+      backdropClass: 'nr-entry-backdrop'
+    });
+    ref.afterClosed().subscribe((result) => {
+      if (result && result.submitted && result.payload) {
+        this.txns = [
+          this.toTxn(result.payload),
+          ...this.txns
+        ];
+      }
+    });
+  }
+
+  exportCsv(): void {
+    const headers = [
+      'RRN',
+      'UTR',
+      'Remitter Acc',
+      'Bene Acc / MMID / Aadhaar',
+      'Bene IFSC / Mobile',
+      'Bene Name',
+      'Txn Type',
+      'Amount',
+      'Value Date',
+      'Purpose Code',
+      'State',
+      'Failure Code',
+      'Sent Timestamp'
+    ];
+    const rows: string[][] = [headers];
+    for (const t of this.filteredTxns) {
+      rows.push([
+        t.rrn,
+        t.utr,
+        t.remitterAcc,
+        t.beneAcc || t.beneMmid || t.beneAadhaar || '',
+        t.beneIfsc || t.beneMobile || '',
+        t.beneName,
+        t.txnType,
+        t.amount.toFixed(2),
+        t.valueDate,
+        t.purposeCode,
+        t.state,
+        t.failureCode || '',
+        t.sentTimestamp
+      ]);
+    }
+    const escape = (v: string): string => {
+      const s = (v || '').replace(/"/g, '""');
+      return /[,"\n]/.test(s) ? `"${s}"` : s;
+    };
+    const csv = rows.map((r) => r.map(escape).join(',')).join('\n') + '\n';
+    const blob = new Blob([csv], { type: 'text/csv;charset=utf-8' });
+    const url = URL.createObjectURL(blob);
+    const a = document.createElement('a');
+    a.href = url;
+    a.download = `IMPS_Report_${new Date().toISOString().slice(0, 10)}.csv`;
+    a.click();
+    URL.revokeObjectURL(url);
+  }
+
+  clearFilters(): void {
+    this.search = '';
+    this.typeFilter = '';
+    this.stateFilter = '';
+  }
+
+  // ───────────────────── Helpers ─────────────────────
+  stateColor(state: ImpsState): string {
+    switch (state) {
+      case 'SUCCESS':
+        return 'green';
+      case 'FAILED':
+      case 'REVERSED':
+        return 'red';
+      case 'SENT':
+        return 'blue';
+      case 'INITIATED':
+        return 'teal';
+      case 'PENDING':
+        return 'amber';
+    }
+  }
+
+  trendBarHeight(amount: number): number {
+    return Math.max(6, Math.round((amount / this.trendMaxAmount) * 100));
+  }
+
+  private toTxn(p: any): ImpsTxn {
+    const valueDate = p.valueDate
+      ? new Date(p.valueDate).toISOString().slice(0, 10)
+      : new Date().toISOString().slice(0, 10);
+    const ts = new Date();
+    const pad = (n: number) => String(n).padStart(2, '0');
+    return {
+      rrn: 'IMPS' + Date.now().toString().slice(-10),
+      utr: 'UTR' + Date.now().toString().slice(-11),
+      remitterAcc: p.senderAccount || '',
+      remitterBranch: 'Main Branch',
+      remitterUser: 'Current User',
+      remitterChannel: 'BRANCH',
+      beneAcc: p.beneficiaryAccount,
+      beneIfsc: (p.ifscCode || '').toUpperCase() || undefined,
+      beneMmid: p.beneMmid,
+      beneMobile: p.beneMobile,
+      beneAadhaar: p.beneAadhaar,
+      beneName: p.beneficiaryName || '',
+      beneBank: this.bankFromIfsc(p.ifscCode || ''),
+      txnType: p.txnType || 'P2A',
+      amount: Number(p.amount) || 0,
+      valueDate,
+      purposeCode: this.purposeCodeFor(p.purposeOfRemittance),
+      state: 'INITIATED',
+      sentTimestamp:
+        ts.getFullYear() +
+        '-' +
+        pad(ts.getMonth() + 1) +
+        '-' +
+        pad(ts.getDate()) +
+        ' ' +
+        pad(ts.getHours()) +
+        ':' +
+        pad(ts.getMinutes()) +
+        ':' +
+        pad(ts.getSeconds())
+    };
+  }
+
+  private bankFromIfsc(ifsc: string): string {
+    const code = ifsc.slice(0, 4).toUpperCase();
+    const map: Record<string, string> = {
+      HDFC: 'HDFC Bank',
+      ICIC: 'ICICI Bank',
+      SBIN: 'State Bank of India',
+      KKBK: 'Kotak Mahindra Bank',
+      AXIS: 'Axis Bank',
+      UTIB: 'Axis Bank',
+      PUNB: 'Punjab National Bank',
+      BARB: 'Bank of Baroda',
+      CNRB: 'Canara Bank',
+      YESB: 'YES Bank',
+      IDFB: 'IDFC FIRST Bank'
+    };
+    return map[code] || code + ' Bank';
+  }
+
+  private purposeCodeFor(p: string): string {
+    const map: Record<string, string> = {
+      CAPITAL_TRANSFER: 'P0102',
+      FAMILY_MAINTENANCE: 'P1301',
+      TRADE_SETTLEMENT: 'P0801',
+      SALARY_PAYMENT: 'P1006',
+      LOAN_REPAYMENT: 'P0103',
+      TAX_PAYMENT: 'P1099',
+      VENDOR_PAYMENT: 'P0802',
+      INVESTMENT: 'P0202',
+      GIFT: 'P1302',
+      OTHER: 'P0099'
+    };
+    return map[p] || 'P0099';
+  }
+
+  // ───────────────────── Mock seed data ─────────────────────
+  /** @deprecated Use the exported `seedImpsTransactions()` instead. */
+  private seedTransactions(): ImpsTxn[] {
+    return seedImpsTransactions();
+  }
+}
+
+// ───────────────────── Shared mock seed (top-level export) ─────────────────────
+/**
+ * Mock IMPS history. Exported so the entry form (and any per-sender history dialogs)
+ * can render from the same dataset. Replace with an API call when the back-end is wired.
+ */
+export function seedImpsTransactions(): ImpsTxn[] {
+  const today = new Date();
+  const dt = (offset: number, h = 10, m = 0): string => {
+    const d = new Date(today);
+    d.setDate(d.getDate() - offset);
+    const pad = (n: number) => String(n).padStart(2, '0');
+    return d.getFullYear() + '-' + pad(d.getMonth() + 1) + '-' + pad(d.getDate()) + ' ' + pad(h) + ':' + pad(m) + ':00';
+  };
+  const vd = (offset: number): string => dt(offset).slice(0, 10);
+
+  return [
+    {
+      rrn: 'IMPS2608517721',
+      utr: 'UTRKKBK52026081',
+      remitterAcc: '50200012345678',
+      remitterBranch: 'Mumbai — BKC',
+      remitterUser: 'Anita Desai',
+      remitterChannel: 'MOBILE',
+      beneMmid: '9234567',
+      beneMobile: '9821234567',
+      beneName: 'Rohan S. Mehta',
+      beneBank: 'HDFC Bank',
+      txnType: 'P2P',
+      amount: 12500,
+      valueDate: vd(0),
+      purposeCode: 'P1301',
+      state: 'SUCCESS',
+      sentTimestamp: dt(0, 14, 5)
+    },
+    {
+      rrn: 'IMPS2608517722',
+      utr: 'UTRHDFC2608712',
+      remitterAcc: '50200012345678',
+      remitterBranch: 'Mumbai — BKC',
+      remitterUser: 'Anita Desai',
+      remitterChannel: 'BRANCH',
+      beneAcc: '345678901234',
+      beneIfsc: 'ICIC0000567',
+      beneName: 'Bluestone Trading Co.',
+      beneBank: 'ICICI Bank',
+      txnType: 'P2A',
+      amount: 78500,
+      valueDate: vd(0),
+      purposeCode: 'P0802',
+      state: 'SENT',
+      sentTimestamp: dt(0, 14, 6)
+    },
+    {
+      rrn: 'IMPS2608517723',
+      utr: 'UTRSBIN2608902',
+      remitterAcc: '50200099887766',
+      remitterBranch: 'Bengaluru — MG Road',
+      remitterUser: 'Karthik Rao',
+      remitterChannel: 'MOBILE',
+      beneMmid: '9128831',
+      beneMobile: '9845112233',
+      beneName: 'Anita Verma',
+      beneBank: 'State Bank of India',
+      txnType: 'P2P',
+      amount: 4500,
+      valueDate: vd(1),
+      purposeCode: 'P1301',
+      state: 'SUCCESS',
+      sentTimestamp: dt(1, 11, 22)
+    },
+    {
+      rrn: 'IMPS2608517724',
+      utr: 'UTRAXIS2608811',
+      remitterAcc: '50200099887766',
+      remitterBranch: 'Bengaluru — MG Road',
+      remitterUser: 'Karthik Rao',
+      remitterChannel: 'MOBILE',
+      beneAcc: '6789012345',
+      beneIfsc: 'UTIB0000456',
+      beneName: 'Rakesh Industries',
+      beneBank: 'Axis Bank',
+      txnType: 'P2A',
+      amount: 195000,
+      valueDate: vd(1),
+      purposeCode: 'P0801',
+      state: 'FAILED',
+      failureCode: 'E03',
+      failureReason: 'Beneficiary Bank Not Available',
+      sentTimestamp: dt(1, 11, 25)
+    },
+    {
+      rrn: 'IMPS2608517725',
+      utr: 'UTRPUNB2608619',
+      remitterAcc: '50100221122334',
+      remitterBranch: 'Delhi — Connaught',
+      remitterUser: 'Sushma Iyer',
+      remitterChannel: 'BRANCH',
+      beneAcc: '50100998877665',
+      beneIfsc: 'PUNB0123400',
+      beneName: 'Madhavi Singh',
+      beneBank: 'Punjab National Bank',
+      txnType: 'P2A',
+      amount: 42000,
+      valueDate: vd(2),
+      purposeCode: 'P1006',
+      state: 'SUCCESS',
+      sentTimestamp: dt(2, 9, 35)
+    },
+    {
+      rrn: 'IMPS2608517726',
+      utr: 'UTRYESB2608520',
+      remitterAcc: '50100221122334',
+      remitterBranch: 'Delhi — Connaught',
+      remitterUser: 'Sushma Iyer',
+      remitterChannel: 'BRANCH',
+      beneMmid: '9001122',
+      beneMobile: '9818877665',
+      beneName: 'Sigma Constructions',
+      beneBank: 'YES Bank',
+      txnType: 'P2P',
+      amount: 18500,
+      valueDate: vd(2),
+      purposeCode: 'P0102',
+      state: 'PENDING',
+      sentTimestamp: dt(2, 9, 38)
+    },
+    {
+      rrn: 'IMPS2608517727',
+      utr: 'UTRCNRB2608417',
+      remitterAcc: '50100887766554',
+      remitterBranch: 'Chennai — T. Nagar',
+      remitterUser: 'Ramesh Krishnan',
+      remitterChannel: 'MOBILE',
+      beneMmid: '9889911',
+      beneMobile: '9840012345',
+      beneName: 'Padma Rao',
+      beneBank: 'Canara Bank',
+      txnType: 'P2P',
+      amount: 2800,
+      valueDate: vd(3),
+      purposeCode: 'P1302',
+      state: 'SUCCESS',
+      sentTimestamp: dt(3, 16, 15)
+    },
+    {
+      rrn: 'IMPS2608517728',
+      utr: 'UTRBARB2608318',
+      remitterAcc: '50100887766554',
+      remitterBranch: 'Chennai — T. Nagar',
+      remitterUser: 'Ramesh Krishnan',
+      remitterChannel: 'BRANCH',
+      beneAcc: '50100123456987',
+      beneIfsc: 'BARB0VJVATA',
+      beneName: 'Vijaya Traders',
+      beneBank: 'Bank of Baroda',
+      txnType: 'P2A',
+      amount: 125000,
+      valueDate: vd(3),
+      purposeCode: 'P0802',
+      state: 'INITIATED',
+      sentTimestamp: dt(3, 16, 20)
+    },
+    {
+      rrn: 'IMPS2608517729',
+      utr: 'UTRIDFB2608215',
+      remitterAcc: '50200445566778',
+      remitterBranch: 'Pune — Koregaon Park',
+      remitterUser: 'Vikram Joshi',
+      remitterChannel: 'BRANCH',
+      beneAadhaar: 'XXXX-XXXX-7891',
+      beneName: 'Pinnacle Realty Pvt Ltd',
+      beneBank: 'IDFC FIRST Bank',
+      txnType: 'P2AADHAAR',
+      amount: 145000,
+      valueDate: vd(4),
+      purposeCode: 'P0202',
+      state: 'SUCCESS',
+      sentTimestamp: dt(4, 12, 45)
+    },
+    {
+      rrn: 'IMPS2608517730',
+      utr: 'UTRHDFC2608116',
+      remitterAcc: '50200445566778',
+      remitterBranch: 'Pune — Koregaon Park',
+      remitterUser: 'Vikram Joshi',
+      remitterChannel: 'MOBILE',
+      beneMmid: '9650432',
+      beneMobile: '9890065432',
+      beneName: 'Neha Kapoor',
+      beneBank: 'HDFC Bank',
+      txnType: 'P2P',
+      amount: 6500,
+      valueDate: vd(4),
+      purposeCode: 'P1301',
+      state: 'SUCCESS',
+      sentTimestamp: dt(4, 12, 50)
+    },
+    {
+      rrn: 'IMPS2608517731',
+      utr: 'UTRKKBK2608013',
+      remitterAcc: '50200778899001',
+      remitterBranch: 'Hyderabad — Banjara',
+      remitterUser: 'Lakshmi Naidu',
+      remitterChannel: 'BRANCH',
+      beneAcc: '12345678900011',
+      beneIfsc: 'KKBK0001899',
+      beneName: 'Aarav Enterprises',
+      beneBank: 'Kotak Mahindra Bank',
+      txnType: 'P2A',
+      amount: 67000,
+      valueDate: vd(5),
+      purposeCode: 'P0802',
+      state: 'REVERSED',
+      failureCode: 'E11',
+      failureReason: 'Beneficiary Account Closed',
+      sentTimestamp: dt(5, 10, 5)
+    },
+    {
+      rrn: 'IMPS2608517732',
+      utr: 'UTRSBIN2607914',
+      remitterAcc: '50200778899001',
+      remitterBranch: 'Hyderabad — Banjara',
+      remitterUser: 'Lakshmi Naidu',
+      remitterChannel: 'BRANCH',
+      beneMmid: '9445566',
+      beneMobile: '9849988776',
+      beneName: 'Spectra Components',
+      beneBank: 'State Bank of India',
+      txnType: 'P2P',
+      amount: 9800,
+      valueDate: vd(5),
+      purposeCode: 'P0801',
+      state: 'SUCCESS',
+      sentTimestamp: dt(5, 10, 10)
+    },
+    {
+      rrn: 'IMPS2608517733',
+      utr: 'UTRICIC2607812',
+      remitterAcc: '50100334455667',
+      remitterBranch: 'Kolkata — Park Street',
+      remitterUser: 'Arjun Banerjee',
+      remitterChannel: 'MOBILE',
+      beneAcc: '88990011223344',
+      beneIfsc: 'ICIC0001234',
+      beneName: 'Eastern Logistics',
+      beneBank: 'ICICI Bank',
+      txnType: 'P2A',
+      amount: 88000,
+      valueDate: vd(6),
+      purposeCode: 'P0802',
+      state: 'SUCCESS',
+      sentTimestamp: dt(6, 14, 30)
+    },
+    {
+      rrn: 'IMPS2608517734',
+      utr: 'UTRAXIS2607711',
+      remitterAcc: '50100334455667',
+      remitterBranch: 'Kolkata — Park Street',
+      remitterUser: 'Arjun Banerjee',
+      remitterChannel: 'BRANCH',
+      beneMmid: '9009988',
+      beneMobile: '9831100225',
+      beneName: 'Indrani Sen',
+      beneBank: 'Axis Bank',
+      txnType: 'P2P',
+      amount: 2200,
+      valueDate: vd(6),
+      purposeCode: 'P1302',
+      state: 'SUCCESS',
+      sentTimestamp: dt(6, 14, 32)
+    }
+  ];
+}
@@ -0,0 +1,137 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="shd-root">
+  <!-- HEADER -->
+  <div class="shd-head">
+    <div class="shd-head-l">
+      <fa-icon icon="bolt" class="shd-head-ic"></fa-icon>
+      <div>
+        <h2 class="shd-head-t">{{ data.senderName }} <small>· IMPS · Today</small></h2>
+        <div class="shd-head-s">
+          @if (data.senderAccountNo) {
+            <span class="mono">{{ data.senderAccountNo }}</span> ·
+          }
+          <strong>{{ totalCount | number }}</strong> txns today &middot;
+          <strong>₹{{ totalAmount | number: '1.0-0' }}</strong>
+        </div>
+      </div>
+    </div>
+    <button type="button" class="shd-x" (click)="close()" matTooltip="Close">
+      <fa-icon icon="times"></fa-icon>
+    </button>
+  </div>
+
+  <!-- KPI STRIP -->
+  <div class="shd-kpis">
+    <div class="shd-kpi shd-kpi--blue">
+      <div class="shd-kpi-n">{{ totalCount | number }}</div>
+      <div class="shd-kpi-l">Total</div>
+    </div>
+    <div class="shd-kpi shd-kpi--teal">
+      <div class="shd-kpi-n">₹{{ totalAmount | number: '1.0-0' }}</div>
+      <div class="shd-kpi-l">Value</div>
+    </div>
+    <div class="shd-kpi shd-kpi--green">
+      <div class="shd-kpi-n">{{ successCount | number }}</div>
+      <div class="shd-kpi-l">Success ({{ successRate | number: '1.1-1' }}%)</div>
+    </div>
+    <div class="shd-kpi shd-kpi--amber">
+      <div class="shd-kpi-n">{{ pendingCount | number }}</div>
+      <div class="shd-kpi-l">In-Flight</div>
+    </div>
+    <div class="shd-kpi shd-kpi--red">
+      <div class="shd-kpi-n">{{ failedCount | number }}</div>
+      <div class="shd-kpi-l">Failed / Reversed</div>
+    </div>
+  </div>
+
+  <!-- TABLE -->
+  <div class="shd-body">
+    @if (filteredTxns.length === 0) {
+      <div class="shd-empty">
+        <fa-icon icon="info-circle"></fa-icon>
+        <div>
+          <strong>No IMPS transactions today for this sender.</strong>
+          <p>This view shows only today's outward transfers. Older history isn't included here.</p>
+        </div>
+      </div>
+    } @else {
+      <div class="shd-table-wrap">
+        <table class="shd-table">
+          <thead>
+            <tr>
+              <th>RRN / UTR</th>
+              <th>Beneficiary</th>
+              <th>MMID / IFSC</th>
+              <th>Mobile</th>
+              <th>Type</th>
+              <th class="num">Amount</th>
+              <th>State</th>
+              <th>Sent</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (t of filteredTxns; track t.rrn) {
+              <tr>
+                <td>
+                  <div class="mono small">{{ t.rrn }}</div>
+                  <div class="mono small muted">{{ t.utr }}</div>
+                </td>
+                <td>
+                  <div>{{ t.beneName }}</div>
+                  <div class="mono small muted">
+                    @if (t.txnType === 'P2A') {
+                      {{ t.beneAcc }} · {{ t.beneBank }}
+                    } @else if (t.txnType === 'P2P') {
+                      MMID {{ t.beneMmid }} · {{ t.beneBank }}
+                    } @else {
+                      Aadhaar {{ t.beneAadhaar }} · {{ t.beneBank }}
+                    }
+                  </div>
+                </td>
+                <td class="mono small">
+                  @if (t.txnType === 'P2A') {
+                    {{ t.beneIfsc }}
+                  } @else if (t.txnType === 'P2P') {
+                    {{ t.beneMmid }}
+                  } @else {
+                    —
+                  }
+                </td>
+                <td class="mono small">{{ t.beneMobile || '—' }}</td>
+                <td>
+                  <span
+                    class="shd-pill mini"
+                    [class.shd-pill--purple]="t.txnType === 'P2P'"
+                    [class.shd-pill--blue]="t.txnType === 'P2A'"
+                    [class.shd-pill--teal]="t.txnType === 'P2AADHAAR'"
+                  >
+                    {{ t.txnType }}
+                  </span>
+                </td>
+                <td class="num">
+                  <strong>₹{{ t.amount | number: '1.2-2' }}</strong>
+                </td>
+                <td>
+                  <span class="shd-pill mini" [ngClass]="'shd-pill--' + stateColor(t.state)">
+                    {{ t.state }}
+                  </span>
+                  @if (t.failureCode) {
+                    <div class="small muted">{{ t.failureCode }} · {{ t.failureReason }}</div>
+                  }
+                </td>
+                <td class="mono small">{{ t.sentTimestamp }}</td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    }
+  </div>
+</div>
@@ -0,0 +1,108 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { MAT_DIALOG_DATA, MatDialogRef } from '@angular/material/dialog';
+import { MatTooltip } from '@angular/material/tooltip';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+import { ImpsTxn, ImpsState } from '../imps-report/imps-report.component';
+
+export interface ImpsSenderHistoryDialogData {
+  senderName: string;
+  senderAccountNo: string;
+  txns: ImpsTxn[];
+}
+
+@Component({
+  selector: 'mifosx-imps-sender-history-dialog',
+  templateUrl: './imps-sender-history-dialog.component.html',
+  // Reuse the styling from the NEFT/RTGS history dialog — same look & feel.
+  styleUrls: ['../sender-history-dialog/sender-history-dialog.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    CommonModule,
+    FaIconComponent,
+    MatTooltip
+  ]
+})
+export class ImpsSenderHistoryDialogComponent {
+  private dialogRef = inject(MatDialogRef<ImpsSenderHistoryDialogComponent>);
+  data: ImpsSenderHistoryDialogData = inject(MAT_DIALOG_DATA);
+
+  /** Today's date as YYYY-MM-DD — matches the `valueDate` shape in the txn seed. */
+  private get todayKey(): string {
+    const d = new Date();
+    const pad = (n: number) => String(n).padStart(2, '0');
+    return `${d.getFullYear()}-${pad(d.getMonth() + 1)}-${pad(d.getDate())}`;
+  }
+
+  /**
+   * Today's IMPS rows for this sender — matched by exact A/C number when available,
+   * otherwise by case-insensitive holder name. Older value dates are excluded; this
+   * view is intentionally a today-only snapshot.
+   */
+  get filteredTxns(): ImpsTxn[] {
+    const acc = (this.data.senderAccountNo || '').trim().toLowerCase();
+    const name = (this.data.senderName || '').trim().toLowerCase();
+    const today = this.todayKey;
+    return (this.data.txns || []).filter((t) => {
+      if (t.valueDate !== today) return false;
+      if (acc && t.remitterAcc.toLowerCase() === acc) return true;
+      if (name && t.remitterUser.toLowerCase() === name) return true;
+      return false;
+    });
+  }
+
+  // ─── KPI getters ───
+  get totalCount(): number {
+    return this.filteredTxns.length;
+  }
+  get totalAmount(): number {
+    return this.filteredTxns.reduce((s, t) => s + t.amount, 0);
+  }
+  get successCount(): number {
+    return this.filteredTxns.filter((t) => t.state === 'SUCCESS').length;
+  }
+  get pendingCount(): number {
+    return this.filteredTxns.filter((t) => [
+        'INITIATED',
+        'SENT',
+        'PENDING'
+      ].includes(t.state)).length;
+  }
+  get failedCount(): number {
+    return this.filteredTxns.filter((t) => t.state === 'FAILED' || t.state === 'REVERSED').length;
+  }
+  get successRate(): number {
+    if (this.totalCount === 0) return 0;
+    return (this.successCount / this.totalCount) * 100;
+  }
+
+  stateColor(state: ImpsState): string {
+    switch (state) {
+      case 'SUCCESS':
+        return 'green';
+      case 'FAILED':
+      case 'REVERSED':
+        return 'red';
+      case 'SENT':
+        return 'blue';
+      case 'INITIATED':
+        return 'teal';
+      case 'PENDING':
+        return 'amber';
+    }
+  }
+
+  close(): void {
+    this.dialogRef.close();
+  }
+}
@@ -23,9 +23,26 @@
    </div>
    <div class="nr-head-meta">
      <div class="nr-head-pill" [class.is-rtgs]="isRtgs">
-        <span class="nr-head-pill-l">RTGS Floor</span>
-        <span class="nr-head-pill-v mono">₹{{ RTGS_MIN | number: '1.0-0' }}</span>
+        @if (isRtgs) {
+          <span class="nr-head-pill-l">RTGS Floor</span>
+          <span class="nr-head-pill-v mono">≥ ₹{{ RTGS_MIN | number: '1.0-0' }}</span>
+        } @else {
+          <span class="nr-head-pill-l">NEFT Cap</span>
+          <span class="nr-head-pill-v mono">≤ ₹{{ NEFT_MAX | number: '1.0-0' }}</span>
+        }
      </div>
+      <button
+        type="button"
+        class="nr-history-btn"
+        (click)="viewSenderHistory()"
+        [disabled]="!currentSender"
+        [matTooltip]="historyBtnTooltip"
+        matTooltipPosition="below"
+        aria-label="View sender NEFT/RTGS history"
+      >
+        <fa-icon icon="chart-line"></fa-icon>
+        <span class="nr-history-btn-label">History</span>
+      </button>
      @if (isDialog) {
        <button type="button" class="nr-dialog-x" (click)="back()" matTooltip="Close">
          <fa-icon icon="times"></fa-icon>
@@ -79,27 +96,35 @@
            }
          </mat-form-field>

-          <mat-form-field appearance="outline" class="nr-field">
-            <mat-label>Amount (₹)</mat-label>
-            <span matPrefix class="nr-prefix">₹&nbsp;</span>
-            <input matInput type="number" min="1" step="0.01" required formControlName="amount" placeholder="0.00" />
-            @if (entryForm.get('amount')?.hasError('required')) {
-              <mat-error>Amount is <strong>required</strong></mat-error>
-            }
-            @if (entryForm.get('amount')?.hasError('min') && !entryForm.get('amount')?.hasError('required')) {
-              <mat-error>
-                @if (rtgsUnderMin) {
-                  RTGS min ₹{{ RTGS_MIN | number: '1.0-0' }}
-                } @else {
-                  Amount must be > 0
-                }
-              </mat-error>
-            }
-          </mat-form-field>
-
          <mat-form-field appearance="outline" class="nr-field">
            <mat-label>Sender Account No.</mat-label>
-            <input matInput required formControlName="senderAccount" placeholder="e.g. SB10029384" autocomplete="off" />
+            <input
+              matInput
+              required
+              formControlName="senderAccount"
+              [matAutocomplete]="senderAuto"
+              placeholder="Type to search your accounts…"
+              autocomplete="off"
+            />
+            <fa-icon matSuffix icon="search" class="nr-hint-ic"></fa-icon>
+            <mat-autocomplete #senderAuto="matAutocomplete" class="nr-sender-autocomplete">
+              @for (a of filteredSenderAccounts | async; track a.accountNo) {
+                <mat-option [value]="a.accountNo">
+                  <div class="nr-sender-opt">
+                    <span class="nr-sender-opt-acc mono">{{ a.accountNo }}</span>
+                    <span class="nr-sender-opt-meta">
+                      {{ a.holderName }} · {{ a.productName }}
+                      <span class="nr-sender-opt-bal">Avail ₹{{ a.availableBalance | number: '1.0-0' }}</span>
+                    </span>
+                  </div>
+                </mat-option>
+              }
+              @if (!(filteredSenderAccounts | async)?.length) {
+                <mat-option disabled>
+                  <em>No matching account — check the number you've typed.</em>
+                </mat-option>
+              }
+            </mat-autocomplete>
            @if (entryForm.get('senderAccount')?.hasError('required')) {
              <mat-error>Sender Account is <strong>required</strong></mat-error>
            }
@@ -110,6 +135,55 @@
              <mat-error>Use 6–20 alphanumeric chars</mat-error>
            }
          </mat-form-field>
+
+          <!-- Remitter / Sender info chip — resolved from the picked account. -->
+          @if (currentSender) {
+            <div class="nr-sender-chip nr-span-2" [class.is-low]="insufficientBalance">
+              <div class="nr-sender-chip-l">
+                <fa-icon icon="user" class="nr-sender-chip-ic"></fa-icon>
+                <span class="nr-sender-chip-name">{{ currentSender.holderName }}</span>
+                <span class="nr-sender-chip-sub">{{ currentSender.productName }} · {{ currentSender.accountNo }}</span>
+              </div>
+              <div class="nr-sender-chip-r">
+                <span class="nr-sender-chip-bal-l">Available Balance</span>
+                <span class="nr-sender-chip-bal-v">₹{{ currentSender.availableBalance | number: '1.2-2' }}</span>
+                @if (insufficientBalance) {
+                  <span class="nr-sender-chip-warn">
+                    <fa-icon icon="exclamation-triangle"></fa-icon>
+                    Below total debit ₹{{ totalDebit | number: '1.2-2' }}
+                  </span>
+                }
+              </div>
+            </div>
+          }
+
+          <mat-form-field appearance="outline" class="nr-field">
+            <mat-label>Amount (₹)</mat-label>
+            <span matPrefix class="nr-prefix">₹&nbsp;</span>
+            <input matInput type="number" min="1" step="0.01" required formControlName="amount" placeholder="0.00" />
+            <mat-hint>
+              @if (isRtgs) {
+                RTGS ≥ ₹{{ RTGS_MIN | number: '1.0-0' }}
+              } @else {
+                NEFT ≤ ₹{{ NEFT_MAX | number: '1.0-0' }} — switch to RTGS for higher
+              }
+            </mat-hint>
+            @if (entryForm.get('amount')?.hasError('required')) {
+              <mat-error>Amount is <strong>required</strong></mat-error>
+            }
+            @if (entryForm.get('amount')?.hasError('min') && !entryForm.get('amount')?.hasError('required')) {
+              <mat-error>
+                @if (rtgsUnderMin) {
+                  RTGS min ₹{{ RTGS_MIN | number: '1.0-0' }} — use NEFT for smaller amounts
+                } @else {
+                  Amount must be > 0
+                }
+              </mat-error>
+            }
+            @if (entryForm.get('amount')?.hasError('max') && !entryForm.get('amount')?.hasError('required')) {
+              <mat-error>NEFT max ₹{{ NEFT_MAX | number: '1.0-0' }} — switch to RTGS for higher amounts</mat-error>
+            }
+          </mat-form-field>
        </div>
      </section>

@@ -202,7 +276,6 @@
            } @else {
              <fa-icon matSuffix icon="lock" class="nr-name-lock"></fa-icon>
            }
-            <mat-hint>Fetched from the IMPS Switch via account no. + IFSC — cannot be typed manually.</mat-hint>
          </mat-form-field>
        </div>

@@ -270,6 +343,50 @@
        </div>
      </section>

+      <!-- SECTION 4: Charges -->
+      <section class="nr-section">
+        <div class="nr-section-h">
+          <fa-icon icon="receipt" class="nr-section-ic"></fa-icon>
+          <span>Charges &amp; GST</span>
+          <span class="nr-section-h-sub"> {{ isRtgs ? 'RTGS' : 'NEFT' }} schedule · 18% GST on charge </span>
+          <label class="nr-waive">
+            <input type="checkbox" formControlName="waiveCharges" />
+            <span>Waive charges</span>
+          </label>
+        </div>
+
+        <div class="nr-fees" [class.is-waived]="chargesWaived">
+          <div class="nr-fee-row">
+            <span class="nr-fee-l">Transfer Amount</span>
+            <span class="nr-fee-v">₹{{ amount || 0 | number: '1.2-2' }}</span>
+          </div>
+          <div class="nr-fee-row">
+            <span class="nr-fee-l">
+              Service Charge
+              <small>({{ isRtgs ? 'RTGS' : 'NEFT' }})</small>
+            </span>
+            <span class="nr-fee-v">
+              @if (chargesWaived) {
+                <s>₹{{ scheduledCharge | number: '1.2-2' }}</s>
+                <span class="nr-fee-waived-pill">Waived</span>
+              } @else {
+                ₹{{ serviceCharge | number: '1.2-2' }}
+              }
+            </span>
+          </div>
+          <div class="nr-fee-row">
+            <span class="nr-fee-l">GST <small>(18% on charge)</small></span>
+            <span class="nr-fee-v">₹{{ gstOnCharge | number: '1.2-2' }}</span>
+          </div>
+          <div class="nr-fee-row nr-fee-row--total">
+            <span class="nr-fee-l">Total Debit</span>
+            <span class="nr-fee-v">
+              <strong>₹{{ totalDebit | number: '1.2-2' }}</strong>
+            </span>
+          </div>
+        </div>
+      </section>
+
      <!-- ACTIONS -->
      <div class="nr-actions">
        <button type="button" mat-stroked-button class="nr-btn-ghost" (click)="loadSample()">
@@ -157,6 +157,54 @@
  }
 }

+/* ───────── History icon (next to floor / cap pill) ───────── */
+.nr-history-btn {
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  padding: 4px 12px 4px 10px;
+  border-radius: 999px;
+  border: 1px solid var(--nr-blue-l);
+  background: #fff;
+  color: var(--nr-blue-d);
+  font-size: 11px;
+  font-weight: 700;
+  letter-spacing: 0.04em;
+  text-transform: uppercase;
+  cursor: pointer;
+  transition:
+    background 0.15s,
+    border-color 0.15s,
+    color 0.15s,
+    transform 0.15s;
+
+  fa-icon {
+    font-size: 12px;
+    color: var(--nr-blue);
+  }
+
+  &:hover:not(:disabled) {
+    background: var(--nr-blue-l);
+    border-color: #93c5fd;
+    transform: translateY(-1px);
+  }
+
+  &:active:not(:disabled) {
+    transform: translateY(0);
+  }
+
+  &:disabled {
+    opacity: 0.55;
+    cursor: not-allowed;
+  }
+
+  @media (width <= 560px) {
+    .nr-history-btn-label {
+      display: none;
+    }
+  }
+}
+
 /* ───────── SECTION ───────── */
 .nr-section {
  background: #fff;
@@ -198,6 +246,109 @@
  color: var(--nr-amber);
 }

+/* ───────── Section header sub-label + waive toggle ───────── */
+.nr-section-h-sub {
+  font-size: 10.5px;
+  font-weight: 600;
+  letter-spacing: 0.02em;
+  text-transform: none;
+  color: var(--nr-g500);
+}
+
+.nr-waive {
+  margin-left: auto;
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  font-size: 11.5px;
+  font-weight: 600;
+  text-transform: none;
+  letter-spacing: 0.02em;
+  color: var(--nr-g700);
+  cursor: pointer;
+  user-select: none;
+
+  // stylelint-disable-next-line selector-no-qualifying-type
+  input[type='checkbox'] {
+    width: 14px;
+    height: 14px;
+    accent-color: var(--nr-blue);
+    cursor: pointer;
+  }
+}
+
+/* ───────── Fee / GST breakdown card ───────── */
+.nr-fees {
+  display: grid;
+  grid-template-columns: 1fr;
+  gap: 4px;
+  padding: 10px 14px;
+  background: var(--nr-g50, #f8fafc);
+  border: 1px solid var(--nr-g200, #e2e8f0);
+  border-radius: 10px;
+  transition: opacity 0.15s ease;
+
+  &.is-waived {
+    background: #fffbeb;
+    border-color: #fde68a;
+  }
+}
+
+.nr-fee-row {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 12px;
+  padding: 4px 0;
+  font-size: 12.5px;
+  color: var(--nr-g700);
+
+  small {
+    color: var(--nr-g500);
+    font-weight: 500;
+    margin-left: 4px;
+  }
+
+  &.nr-fee-row--total {
+    margin-top: 4px;
+    padding-top: 8px;
+    border-top: 1px solid var(--nr-g200, #e2e8f0);
+    font-size: 13.5px;
+    color: var(--nr-g900);
+
+    .nr-fee-v strong {
+      color: var(--nr-blue);
+      font-size: 15px;
+    }
+  }
+}
+
+.nr-fee-l {
+  display: inline-flex;
+  align-items: baseline;
+  font-weight: 600;
+}
+
+.nr-fee-v {
+  font-variant-numeric: tabular-nums;
+  display: inline-flex;
+  align-items: center;
+  gap: 8px;
+  font-weight: 600;
+}
+
+.nr-fee-waived-pill {
+  font-size: 9.5px;
+  font-weight: 700;
+  text-transform: uppercase;
+  letter-spacing: 0.05em;
+  padding: 2px 7px;
+  border-radius: 999px;
+  background: #fef3c7;
+  color: #a16207;
+  border: 1px solid #fde68a;
+}
+
 .nr-banl-status-pill {
  display: inline-flex;
  align-items: center;
@@ -358,6 +509,122 @@
  font-weight: 700;
 }

+/* ───────── Sender Account autocomplete rows ───────── */
+.nr-sender-opt {
+  display: flex;
+  flex-direction: column;
+  line-height: 1.25;
+  padding: 4px 0;
+}
+
+.nr-sender-opt-acc {
+  font-size: 13px;
+  font-weight: 700;
+  color: var(--nr-g900);
+  letter-spacing: 0.2px;
+}
+
+.nr-sender-opt-meta {
+  font-size: 11.5px;
+  color: var(--nr-g500);
+  display: flex;
+  align-items: center;
+  gap: 8px;
+}
+
+.nr-sender-opt-bal {
+  margin-left: auto;
+  color: var(--nr-green);
+  font-weight: 700;
+}
+
+/* ───────── Remitter / Sender info chip ───────── */
+.nr-sender-chip {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 14px;
+  padding: 10px 14px;
+  border-radius: 10px;
+  background: var(--nr-blue-l);
+  border: 1px solid #c7d2fe;
+  color: var(--nr-g900);
+  flex-wrap: wrap;
+
+  &.is-low {
+    background: #fef2f2;
+    border-color: #fecaca;
+  }
+}
+
+.nr-sender-chip-l {
+  display: flex;
+  align-items: center;
+  gap: 10px;
+  min-width: 0;
+  flex: 1;
+}
+
+.nr-sender-chip-ic {
+  color: var(--nr-blue);
+  font-size: 14px;
+}
+
+.nr-sender-chip-name {
+  font-size: 13px;
+  font-weight: 700;
+  color: var(--nr-g900);
+}
+
+.nr-sender-chip-sub {
+  font-size: 11.5px;
+  font-weight: 500;
+  color: var(--nr-g500);
+  font-variant-numeric: tabular-nums;
+}
+
+.nr-sender-chip-r {
+  display: flex;
+  flex-direction: column;
+  align-items: flex-end;
+  gap: 2px;
+  line-height: 1.2;
+  flex-shrink: 0;
+}
+
+.nr-sender-chip-bal-l {
+  font-size: 9.5px;
+  font-weight: 700;
+  letter-spacing: 0.06em;
+  text-transform: uppercase;
+  color: var(--nr-g500);
+}
+
+.nr-sender-chip-bal-v {
+  font-size: 14px;
+  font-weight: 700;
+  color: var(--nr-green);
+  font-variant-numeric: tabular-nums;
+
+  .is-low & {
+    color: #b91c1c;
+  }
+}
+
+.nr-sender-chip-warn {
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  margin-top: 4px;
+  font-size: 11px;
+  font-weight: 600;
+  color: #b91c1c;
+
+  fa-icon {
+    font-size: 11px;
+  }
+}
+
 /* ───────── BANL RESULT (compact, single-line) ───────── */
 .nr-banl-card {
  display: flex;
@@ -7,12 +7,21 @@
 */

 import { Component, inject, OnInit } from '@angular/core';
+import { AsyncPipe } from '@angular/common';
 import { FormBuilder, FormGroup, Validators } from '@angular/forms';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { MatTooltip } from '@angular/material/tooltip';
 import { MatSnackBar } from '@angular/material/snack-bar';
-import { MatDialogRef } from '@angular/material/dialog';
+import { MatDialog, MatDialogRef } from '@angular/material/dialog';
+import { MatAutocomplete, MatAutocompleteTrigger } from '@angular/material/autocomplete';
+
+import { seedNeftRtgsTransactions } from '../neft-rtgs-report/neft-rtgs-report.component';
+import {
+  SenderHistoryDialogComponent,
+  SenderHistoryDialogData
+} from '../sender-history-dialog/sender-history-dialog.component';
 import { Router } from '@angular/router';
+import { Observable, of, startWith, map } from 'rxjs';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';

 type TxnType = 'NEFT' | 'RTGS';
@@ -32,6 +41,14 @@ interface BanlMatch {
  status: 'ACTIVE' | 'DORMANT';
 }

+/** A signed-in user's own CBS account that may be used as the debit/sender side. */
+export interface SenderAccount {
+  accountNo: string;
+  holderName: string;
+  productName: string;
+  availableBalance: number;
+}
+
@Component({
  selector: 'mifosx-neft-rtgs-entry',
  templateUrl: './neft-rtgs-entry.component.html',
@@ -39,13 +56,17 @@ interface BanlMatch {
  imports: [
    ...STANDALONE_SHARED_IMPORTS,
    FaIconComponent,
-    MatTooltip
+    MatTooltip,
+    MatAutocomplete,
+    MatAutocompleteTrigger,
+    AsyncPipe
  ]
 })
 export class NeftRtgsEntryComponent implements OnInit {
  private fb = inject(FormBuilder);
  private snack = inject(MatSnackBar);
  private router = inject(Router);
+  private dialog = inject(MatDialog);
  /** Present when this component is opened inside a dialog. */
  private dialogRef = inject(MatDialogRef<NeftRtgsEntryComponent>, { optional: true });

@@ -55,8 +76,12 @@ export class NeftRtgsEntryComponent implements OnInit {

  /** RTGS minimum threshold (₹2 Lakhs). */
  readonly RTGS_MIN = 200000;
+  /** NEFT upper cap — amounts above this must use RTGS. */
+  readonly NEFT_MAX = 200000;
  /** Threshold above which Purpose of Remittance is mandatory for NEFT (cross-border-style high value). */
  readonly HIGH_VALUE_THRESHOLD = 200000;
+  /** GST rate applied on the service charge (18% per current GST schedule). */
+  readonly GST_RATE = 0.18;

  minDate = new Date(2000, 0, 1);
  maxDate = new Date(2100, 11, 31);
@@ -68,6 +93,47 @@ export class NeftRtgsEntryComponent implements OnInit {
  banlMatch: BanlMatch | null = null;
  banlError: string | null = null;

+  /**
+   * Operator's own CBS accounts available as the debit (sender) side.
+   * Real implementation will fetch this from the accounts API filtered to the
+   * signed-in user / branch.
+   */
+  senderAccounts: SenderAccount[] = [
+    {
+      accountNo: 'SB10029384',
+      holderName: 'Anita Desai',
+      productName: 'Savings — Premium',
+      availableBalance: 482500
+    },
+    {
+      accountNo: 'CA20034112',
+      holderName: 'Anita Desai',
+      productName: 'Current — Business',
+      availableBalance: 1245300
+    },
+    {
+      accountNo: 'SB50200012345',
+      holderName: 'Anita Desai',
+      productName: 'Savings — Regular',
+      availableBalance: 92300
+    },
+    {
+      accountNo: 'OD30049827',
+      holderName: 'Anita Desai',
+      productName: 'Overdraft — Secured',
+      availableBalance: 750000
+    },
+    {
+      accountNo: 'CA60055123',
+      holderName: 'Anita Desai HUF',
+      productName: 'Current — HUF',
+      availableBalance: 318900
+    }
+  ];
+
+  /** Reactive stream of accounts matching the current sender-account input. */
+  filteredSenderAccounts!: Observable<SenderAccount[]>;
+
  /** Mock BANL directory — replace with API call later. */
  private banlDirectory: BanlMatch[] = [
    {
@@ -159,7 +225,8 @@ export class NeftRtgsEntryComponent implements OnInit {
        '',
        []
      ],
-      remarks: ['']
+      remarks: [''],
+      waiveCharges: [false]
    });

    // Re-evaluate purpose requirement whenever amount or type changes.
@@ -173,9 +240,28 @@ export class NeftRtgsEntryComponent implements OnInit {
    this.entryForm.get('beneficiaryAccount')?.valueChanges.subscribe(() => this.invalidateBanl());
    this.entryForm.get('ifscCode')?.valueChanges.subscribe(() => this.invalidateBanl());

+    // Wire sender-account autocomplete stream.
+    this.filteredSenderAccounts =
+      this.entryForm.get('senderAccount')?.valueChanges.pipe(
+        startWith(this.entryForm.get('senderAccount')?.value || ''),
+        map((value) => this.filterSenderAccounts(value || ''))
+      ) ?? of(this.senderAccounts.slice());
+
    this.refreshAmountValidator(this.entryForm.get('transactionType')?.value);
  }

+  /** Case-insensitive contains-match on account number, holder name, or product. */
+  private filterSenderAccounts(query: string): SenderAccount[] {
+    const q = (query || '').toString().trim().toLowerCase();
+    if (!q) return this.senderAccounts.slice();
+    return this.senderAccounts.filter(
+      (a) =>
+        a.accountNo.toLowerCase().includes(q) ||
+        a.holderName.toLowerCase().includes(q) ||
+        a.productName.toLowerCase().includes(q)
+    );
+  }
+
  /** Drop the prior BANL match + clear the auto-filled beneficiary name. */
  private invalidateBanl(): void {
    if (!this.banlMatch) return;
@@ -193,7 +279,11 @@ export class NeftRtgsEntryComponent implements OnInit {
      Validators.min(1)
    ];
    if (type === 'RTGS') {
+      // RTGS floor: ₹2L
      validators.push(Validators.min(this.RTGS_MIN));
+    } else {
+      // NEFT cap: ₹2L per transaction (route higher amounts via RTGS)
+      validators.push(Validators.max(this.NEFT_MAX));
    }
    amt.setValidators(validators);
    amt.updateValueAndValidity({ emitEvent: false });
@@ -230,6 +320,87 @@ export class NeftRtgsEntryComponent implements OnInit {
    return this.isRtgs && this.amount > 0 && this.amount < this.RTGS_MIN;
  }

+  /** True when NEFT and the entered amount exceeds the NEFT cap. */
+  get neftOverMax(): boolean {
+    return !this.isRtgs && this.amount > this.NEFT_MAX;
+  }
+
+  /** Sender account record matching the currently entered/picked account number. */
+  get currentSender(): SenderAccount | null {
+    const v = (this.entryForm?.get('senderAccount')?.value || '').toString().trim().toLowerCase();
+    if (!v) return null;
+    return this.senderAccounts.find((a) => a.accountNo.toLowerCase() === v) || null;
+  }
+
+  /** True if the entered amount + fee would exceed the picked sender's available balance. */
+  get insufficientBalance(): boolean {
+    const s = this.currentSender;
+    if (!s || this.amount <= 0) return false;
+    return this.totalDebit > s.availableBalance;
+  }
+
+  /** Tooltip for the header history button — kept as a getter so the template avoids string escaping. */
+  get historyBtnTooltip(): string {
+    const s = this.currentSender;
+    return s ? `View past NEFT / RTGS transactions for ${s.holderName}` : 'Pick a sender account first';
+  }
+
+  /** Operator can waive the service charge (e.g., staff / internal / relationship). */
+  get chargesWaived(): boolean {
+    return !!this.entryForm?.get('waiveCharges')?.value;
+  }
+
+  /**
+   * Service charge schedule per RBI guidance for the NEFT / RTGS rails:
+   *   NEFT  ≤ 10,000        → ₹2.50
+   *         ≤ 1,00,000       → ₹5
+   *         ≤ 2,00,000       → ₹15
+   *         > 2,00,000       → ₹25
+   *   RTGS  2L – 5L          → ₹25
+   *         > 5L             → ₹50
+   * Returns 0 when the operator has waived charges or the amount is invalid.
+   */
+  get serviceCharge(): number {
+    if (this.chargesWaived) return 0;
+    const a = this.amount;
+    if (!a || a <= 0) return 0;
+    if (this.isRtgs) {
+      return a <= 500000 ? 25 : 50;
+    }
+    if (a <= 10000) return 2.5;
+    if (a <= 100000) return 5;
+    if (a <= 200000) return 15;
+    return 25;
+  }
+
+  /** 18% GST applied on the service charge. */
+  get gstOnCharge(): number {
+    return +(this.serviceCharge * this.GST_RATE).toFixed(2);
+  }
+
+  /** Charge + GST — what's actually debited beyond the transfer amount. */
+  get totalFee(): number {
+    return +(this.serviceCharge + this.gstOnCharge).toFixed(2);
+  }
+
+  /** Final debit hitting the sender account = amount + charge + GST (rounded paise). */
+  get totalDebit(): number {
+    return +(this.amount + this.totalFee).toFixed(2);
+  }
+
+  /** Scheduled (pre-waive) charge — used to show the struck-through original when waived. */
+  get scheduledCharge(): number {
+    const a = this.amount;
+    if (!a || a <= 0) return 0;
+    if (this.isRtgs) {
+      return a <= 500000 ? 25 : 50;
+    }
+    if (a <= 10000) return 2.5;
+    if (a <= 100000) return 5;
+    if (a <= 200000) return 15;
+    return 25;
+  }
+
  /** True once a BANL lookup has resolved a valid beneficiary record. */
  get banlVerified(): boolean {
    return this.banlMatch !== null;
@@ -392,7 +563,8 @@ export class NeftRtgsEntryComponent implements OnInit {
      beneficiaryAccount: '',
      ifscCode: '',
      purposeOfRemittance: '',
-      remarks: ''
+      remarks: '',
+      waiveCharges: false
    });
    this.clearBanl();
    this.refreshAmountValidator('NEFT');
@@ -431,4 +603,32 @@ export class NeftRtgsEntryComponent implements OnInit {
      '/home'
    ]);
  }
+
+  /**
+   * Opens the sender-history dialog showing this customer's past NEFT / RTGS
+   * outward transactions. Filters by A/C number first, then by holder name as
+   * a fallback (since the demo seed data isn't keyed on the operator account
+   * numbers). No-op if no sender is currently picked.
+   */
+  viewSenderHistory(): void {
+    const sender = this.currentSender;
+    if (!sender) {
+      this.snack.open('Pick a sender account first to view its history.', 'OK', { duration: 2500 });
+      return;
+    }
+    const data: SenderHistoryDialogData = {
+      senderName: sender.holderName,
+      senderAccountNo: sender.accountNo,
+      txns: seedNeftRtgsTransactions()
+    };
+    this.dialog.open(SenderHistoryDialogComponent, {
+      width: '960px',
+      maxWidth: '94vw',
+      maxHeight: '88vh',
+      autoFocus: false,
+      restoreFocus: true,
+      panelClass: 'shd-dialog',
+      data
+    });
+  }
 }
@@ -90,19 +90,22 @@
      </div>
      <div class="nrr-trend">
        @for (b of trendBuckets; track b.date) {
-          <div class="nrr-trend-col">
-            <div class="nrr-trend-bar-wrap">
-              <div class="nrr-trend-bar" [style.height.%]="trendBarHeight(b.amount)">
-                <span class="nrr-trend-amt">₹{{ b.amount | number: '1.0-0' }}</span>
-              </div>
+          <div class="nrr-trend-row">
+            <div class="nrr-trend-row-date">
+              <span class="nrr-trend-row-day">{{ b.date | date: 'EEE' }}</span>
+              <span class="nrr-trend-row-md">{{ b.date | date: 'd MMM' }}</span>
            </div>
-            <div class="nrr-trend-meta">
-              <div class="nrr-trend-date">{{ b.date | date: 'd MMM' }}</div>
-              <div class="nrr-trend-split">
-                <span class="nrr-pill nrr-pill--blue mini">N {{ b.neft }}</span>
-                <span class="nrr-pill nrr-pill--purple mini">R {{ b.rtgs }}</span>
-              </div>
+            <div
+              class="nrr-trend-row-bar-wrap"
+              [matTooltip]="'NEFT ' + b.neft + ' · RTGS ' + b.rtgs + ' · ' + (b.count | number) + ' txns'"
+            >
+              <div class="nrr-trend-row-bar" [style.width.%]="trendBarHeight(b.amount)"></div>
            </div>
+            <div class="nrr-trend-row-pills">
+              <span class="nrr-pill nrr-pill--blue mini">NEFT {{ b.neft }}</span>
+              <span class="nrr-pill nrr-pill--purple mini">RTGS {{ b.rtgs }}</span>
+            </div>
+            <div class="nrr-trend-row-amt">₹{{ b.amount | number: '1.0-0' }}</div>
          </div>
        }
      </div>
@@ -335,68 +335,106 @@
 }

 /* ───────── TREND CHART ───────── */
+
+/* ───────── Daily-throughput leaderboard (horizontal-bar list) ───────── */
 .nrr-trend {
  display: flex;
-  align-items: flex-end;
-  gap: 12px;
-  min-height: 220px;
-  padding: 10px 4px;
+  flex-direction: column;
+  gap: 4px;
+  padding: 6px 4px 2px;
 }

-.nrr-trend-col {
-  flex: 1;
-  display: flex;
-  flex-direction: column;
+.nrr-trend-row {
+  display: grid;
+  grid-template-columns: 96px 1fr auto auto;
+  column-gap: 14px;
  align-items: center;
-  gap: 8px;
-  min-width: 60px;
+  padding: 8px;
+  border-radius: 8px;
+  transition: background 0.15s ease;
+
+  &:hover {
+    background: var(--r-g50);
+  }
 }

-.nrr-trend-bar-wrap {
-  width: 100%;
-  height: 160px;
-  display: flex;
-  align-items: flex-end;
-  justify-content: center;
-}
-
-.nrr-trend-bar {
-  width: 75%;
-  min-height: 6px;
-  background: linear-gradient(180deg, var(--r-blue) 0%, var(--r-purple) 100%);
-  border-radius: 6px 6px 0 0;
-  position: relative;
-  transition: height 0.3s ease;
-}
-
-.nrr-trend-amt {
-  position: absolute;
-  top: -22px;
-  left: 50%;
-  transform: translateX(-50%);
-  font-size: 11px;
-  font-weight: 700;
-  color: var(--r-g700);
-  white-space: nowrap;
-}
-
-.nrr-trend-meta {
-  text-align: center;
+.nrr-trend-row-date {
  display: flex;
  flex-direction: column;
+  line-height: 1.15;
+}
+
+.nrr-trend-row-day {
+  font-size: 9.5px;
+  font-weight: 700;
+  letter-spacing: 0.06em;
+  text-transform: uppercase;
+  color: var(--r-g500);
+}
+
+.nrr-trend-row-md {
+  font-size: 13px;
+  font-weight: 700;
+  color: var(--r-g900);
+}
+
+.nrr-trend-row-bar-wrap {
+  position: relative;
+  height: 10px;
+  background: var(--r-g100);
+  border-radius: 999px;
+  overflow: hidden;
+  min-width: 80px;
+}
+
+.nrr-trend-row-bar {
+  height: 100%;
+  background: linear-gradient(90deg, var(--r-blue) 0%, var(--r-purple) 100%);
+  border-radius: 999px;
+  transition: width 0.3s ease;
+  min-width: 6px;
+}
+
+.nrr-trend-row-pills {
+  display: inline-flex;
  gap: 4px;
 }

-.nrr-trend-date {
-  font-size: 11px;
-  font-weight: 600;
-  color: var(--r-g700);
+.nrr-trend-row-amt {
+  font-size: 13.5px;
+  font-weight: 700;
+  color: var(--r-g900);
+  font-variant-numeric: tabular-nums;
+  text-align: right;
+  min-width: 92px;
 }

-.nrr-trend-split {
-  display: flex;
-  gap: 4px;
-  justify-content: center;
+@media (width <= 640px) {
+  .nrr-trend-row {
+    grid-template-columns: 70px 1fr;
+    grid-template-areas:
+      'date amt'
+      'bar bar'
+      'pills pills';
+    gap: 6px 8px;
+  }
+
+  .nrr-trend-row-date {
+    grid-area: date;
+  }
+
+  .nrr-trend-row-amt {
+    grid-area: amt;
+    min-width: 0;
+  }
+
+  .nrr-trend-row-bar-wrap {
+    grid-area: bar;
+  }
+
+  .nrr-trend-row-pills {
+    grid-area: pills;
+  }
 }

 /* ───────── TABLE ───────── */
@@ -110,7 +110,7 @@ export class NeftRtgsReportComponent implements OnInit {
  ];

  ngOnInit(): void {
-    this.txns = this.seedTransactions();
+    this.txns = seedNeftRtgsTransactions();
  }

  // ───────────────────── KPIs ─────────────────────
@@ -455,293 +455,302 @@ export class NeftRtgsReportComponent implements OnInit {
  }

  // ───────────────────── Mock seed data ─────────────────────
+  /** @deprecated Use the exported `seedNeftRtgsTransactions()` instead. */
  private seedTransactions(): NeftRtgsTxn[] {
-    const today = new Date();
-    const dt = (offset: number, h = 10, m = 0): string => {
-      const d = new Date(today);
-      d.setDate(d.getDate() - offset);
-      const pad = (n: number) => String(n).padStart(2, '0');
-      return (
-        d.getFullYear() + '-' + pad(d.getMonth() + 1) + '-' + pad(d.getDate()) + ' ' + pad(h) + ':' + pad(m) + ':00'
-      );
-    };
-    const vd = (offset: number): string => dt(offset).slice(0, 10);
-
-    return [
-      {
-        batchId: 'H2H-20260326-01',
-        instructionId: 'ERP77889922',
-        utrNumber: 'KKBKR5202608511',
-        remitterAcc: '50200012345678',
-        remitterBranch: 'Mumbai — BKC',
-        remitterUser: 'Anita Desai',
-        remitterChannel: 'BRANCH',
-        beneAcc: '91000222333444',
-        beneIfsc: 'HDFC0001234',
-        beneName: 'Global Logistics Ltd',
-        beneBank: 'HDFC Bank',
-        paymentType: 'RTGS',
-        amount: 550000,
-        valueDate: vd(0),
-        purposeCode: 'P0102',
-        leiCode: '549300ABCDEF1234',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(0, 14, 5)
-      },
-      {
-        batchId: 'H2H-20260326-01',
-        instructionId: 'ERP77889923',
-        utrNumber: 'HDFCR5202608712',
-        remitterAcc: '50200012345678',
-        remitterBranch: 'Mumbai — BKC',
-        remitterUser: 'Anita Desai',
-        remitterChannel: 'BRANCH',
-        beneAcc: '345678901234',
-        beneIfsc: 'ICIC0000567',
-        beneName: 'Bluestone Trading Co.',
-        beneBank: 'ICICI Bank',
-        paymentType: 'NEFT',
-        amount: 78500,
-        valueDate: vd(0),
-        purposeCode: 'P0802',
-        processingState: 'SENT',
-        sentTimestamp: dt(0, 14, 6)
-      },
-      {
-        batchId: 'H2H-20260325-04',
-        instructionId: 'ERP77889811',
-        utrNumber: 'SBINR5202608902',
-        remitterAcc: '50200099887766',
-        remitterBranch: 'Bengaluru — MG Road',
-        remitterUser: 'Karthik Rao',
-        remitterChannel: 'MOBILE',
-        beneAcc: '912345678901',
-        beneIfsc: 'SBIN0011223',
-        beneName: 'Anita Verma',
-        beneBank: 'State Bank of India',
-        paymentType: 'NEFT',
-        amount: 15000,
-        valueDate: vd(1),
-        purposeCode: 'P1301',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(1, 11, 22)
-      },
-      {
-        batchId: 'H2H-20260325-04',
-        instructionId: 'ERP77889812',
-        utrNumber: 'AXISR5202608811',
-        remitterAcc: '50200099887766',
-        remitterBranch: 'Bengaluru — MG Road',
-        remitterUser: 'Karthik Rao',
-        remitterChannel: 'MOBILE',
-        beneAcc: '6789012345',
-        beneIfsc: 'UTIB0000456',
-        beneName: 'Rakesh Industries',
-        beneBank: 'Axis Bank',
-        paymentType: 'RTGS',
-        amount: 1250000,
-        valueDate: vd(1),
-        purposeCode: 'P0801',
-        leiCode: '549300XYZAB7890',
-        processingState: 'RETURNED',
-        returnCode: 'R01',
-        returnReason: 'Insufficient Funds',
-        sentTimestamp: dt(1, 11, 25)
-      },
-      {
-        batchId: 'H2H-20260324-02',
-        instructionId: 'ERP77889701',
-        utrNumber: 'PUNBR5202608619',
-        remitterAcc: '50100221122334',
-        remitterBranch: 'Delhi — Connaught',
-        remitterUser: 'Sushma Iyer',
-        remitterChannel: 'BRANCH',
-        beneAcc: '50100998877665',
-        beneIfsc: 'PUNB0123400',
-        beneName: 'Madhavi Singh',
-        beneBank: 'Punjab National Bank',
-        paymentType: 'NEFT',
-        amount: 42000,
-        valueDate: vd(2),
-        purposeCode: 'P1006',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(2, 9, 35)
-      },
-      {
-        batchId: 'H2H-20260324-02',
-        instructionId: 'ERP77889702',
-        utrNumber: 'YESBR5202608520',
-        remitterAcc: '50100221122334',
-        remitterBranch: 'Delhi — Connaught',
-        remitterUser: 'Sushma Iyer',
-        remitterChannel: 'BRANCH',
-        beneAcc: '11223344556677',
-        beneIfsc: 'YESB0000123',
-        beneName: 'Sigma Constructions',
-        beneBank: 'YES Bank',
-        paymentType: 'RTGS',
-        amount: 825000,
-        valueDate: vd(2),
-        purposeCode: 'P0102',
-        processingState: 'PENDING',
-        sentTimestamp: dt(2, 9, 38)
-      },
-      {
-        batchId: 'H2H-20260323-07',
-        instructionId: 'ERP77889601',
-        utrNumber: 'CNRBR5202608417',
-        remitterAcc: '50100887766554',
-        remitterBranch: 'Chennai — T. Nagar',
-        remitterUser: 'Ramesh Krishnan',
-        remitterChannel: 'MOBILE',
-        beneAcc: '99887766554433',
-        beneIfsc: 'CNRB0001890',
-        beneName: 'Padma Rao',
-        beneBank: 'Canara Bank',
-        paymentType: 'NEFT',
-        amount: 9800,
-        valueDate: vd(3),
-        purposeCode: 'P1302',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(3, 16, 15)
-      },
-      {
-        batchId: 'H2H-20260323-07',
-        instructionId: 'ERP77889602',
-        utrNumber: 'BARBR5202608318',
-        remitterAcc: '50100887766554',
-        remitterBranch: 'Chennai — T. Nagar',
-        remitterUser: 'Ramesh Krishnan',
-        remitterChannel: 'BRANCH',
-        beneAcc: '50100123456987',
-        beneIfsc: 'BARB0VJVATA',
-        beneName: 'Vijaya Traders',
-        beneBank: 'Bank of Baroda',
-        paymentType: 'NEFT',
-        amount: 125000,
-        valueDate: vd(3),
-        purposeCode: 'P0802',
-        processingState: 'VALIDATED',
-        sentTimestamp: dt(3, 16, 20)
-      },
-      {
-        batchId: 'H2H-20260322-03',
-        instructionId: 'ERP77889501',
-        utrNumber: 'IDFBR5202608215',
-        remitterAcc: '50200445566778',
-        remitterBranch: 'Pune — Koregaon Park',
-        remitterUser: 'Vikram Joshi',
-        remitterChannel: 'BRANCH',
-        beneAcc: '70010023456789',
-        beneIfsc: 'IDFB0040101',
-        beneName: 'Pinnacle Realty Pvt Ltd',
-        beneBank: 'IDFC FIRST Bank',
-        paymentType: 'RTGS',
-        amount: 3450000,
-        valueDate: vd(4),
-        purposeCode: 'P0202',
-        leiCode: '549300QRSTUV5678',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(4, 12, 45)
-      },
-      {
-        batchId: 'H2H-20260322-03',
-        instructionId: 'ERP77889502',
-        utrNumber: 'HDFCR5202608116',
-        remitterAcc: '50200445566778',
-        remitterBranch: 'Pune — Koregaon Park',
-        remitterUser: 'Vikram Joshi',
-        remitterChannel: 'MOBILE',
-        beneAcc: '50100654321789',
-        beneIfsc: 'HDFC0009876',
-        beneName: 'Neha Kapoor',
-        beneBank: 'HDFC Bank',
-        paymentType: 'NEFT',
-        amount: 25000,
-        valueDate: vd(4),
-        purposeCode: 'P1301',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(4, 12, 50)
-      },
-      {
-        batchId: 'H2H-20260321-05',
-        instructionId: 'ERP77889411',
-        utrNumber: 'KKBKR5202608013',
-        remitterAcc: '50200778899001',
-        remitterBranch: 'Hyderabad — Banjara',
-        remitterUser: 'Lakshmi Naidu',
-        remitterChannel: 'BRANCH',
-        beneAcc: '12345678900011',
-        beneIfsc: 'KKBK0001899',
-        beneName: 'Aarav Enterprises',
-        beneBank: 'Kotak Mahindra Bank',
-        paymentType: 'NEFT',
-        amount: 67000,
-        valueDate: vd(5),
-        purposeCode: 'P0802',
-        processingState: 'RETURNED',
-        returnCode: 'R03',
-        returnReason: 'Account Closed',
-        sentTimestamp: dt(5, 10, 5)
-      },
-      {
-        batchId: 'H2H-20260321-05',
-        instructionId: 'ERP77889412',
-        utrNumber: 'SBINR5202607914',
-        remitterAcc: '50200778899001',
-        remitterBranch: 'Hyderabad — Banjara',
-        remitterUser: 'Lakshmi Naidu',
-        remitterChannel: 'BRANCH',
-        beneAcc: '50100445566778',
-        beneIfsc: 'SBIN0008765',
-        beneName: 'Spectra Components',
-        beneBank: 'State Bank of India',
-        paymentType: 'RTGS',
-        amount: 980000,
-        valueDate: vd(5),
-        purposeCode: 'P0801',
-        leiCode: '549300LMNOPQ2468',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(5, 10, 10)
-      },
-      {
-        batchId: 'H2H-20260320-06',
-        instructionId: 'ERP77889301',
-        utrNumber: 'ICICR5202607812',
-        remitterAcc: '50100334455667',
-        remitterBranch: 'Kolkata — Park Street',
-        remitterUser: 'Arjun Banerjee',
-        remitterChannel: 'MOBILE',
-        beneAcc: '88990011223344',
-        beneIfsc: 'ICIC0001234',
-        beneName: 'Eastern Logistics',
-        beneBank: 'ICICI Bank',
-        paymentType: 'NEFT',
-        amount: 188000,
-        valueDate: vd(6),
-        purposeCode: 'P0802',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(6, 14, 30)
-      },
-      {
-        batchId: 'H2H-20260320-06',
-        instructionId: 'ERP77889302',
-        utrNumber: 'AXISR5202607711',
-        remitterAcc: '50100334455667',
-        remitterBranch: 'Kolkata — Park Street',
-        remitterUser: 'Arjun Banerjee',
-        remitterChannel: 'BRANCH',
-        beneAcc: '50200998877665',
-        beneIfsc: 'UTIB0001234',
-        beneName: 'Indrani Sen',
-        beneBank: 'Axis Bank',
-        paymentType: 'NEFT',
-        amount: 5500,
-        valueDate: vd(6),
-        purposeCode: 'P1302',
-        processingState: 'SETTLED',
-        sentTimestamp: dt(6, 14, 32)
-      }
-    ];
+    return seedNeftRtgsTransactions();
  }
 }
+
+// ───────────────────── Shared mock seed (top-level export) ─────────────────────
+/**
+ * Mock NEFT / RTGS history. Exported so the entry form (and any per-sender history
+ * dialogs) can render from the same dataset without each component owning its own
+ * copy. Replace with an API call when the back-end is wired up.
+ */
+export function seedNeftRtgsTransactions(): NeftRtgsTxn[] {
+  const today = new Date();
+  const dt = (offset: number, h = 10, m = 0): string => {
+    const d = new Date(today);
+    d.setDate(d.getDate() - offset);
+    const pad = (n: number) => String(n).padStart(2, '0');
+    return d.getFullYear() + '-' + pad(d.getMonth() + 1) + '-' + pad(d.getDate()) + ' ' + pad(h) + ':' + pad(m) + ':00';
+  };
+  const vd = (offset: number): string => dt(offset).slice(0, 10);
+
+  return [
+    {
+      batchId: 'H2H-20260326-01',
+      instructionId: 'ERP77889922',
+      utrNumber: 'KKBKR5202608511',
+      remitterAcc: '50200012345678',
+      remitterBranch: 'Mumbai — BKC',
+      remitterUser: 'Anita Desai',
+      remitterChannel: 'BRANCH',
+      beneAcc: '91000222333444',
+      beneIfsc: 'HDFC0001234',
+      beneName: 'Global Logistics Ltd',
+      beneBank: 'HDFC Bank',
+      paymentType: 'RTGS',
+      amount: 550000,
+      valueDate: vd(0),
+      purposeCode: 'P0102',
+      leiCode: '549300ABCDEF1234',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(0, 14, 5)
+    },
+    {
+      batchId: 'H2H-20260326-01',
+      instructionId: 'ERP77889923',
+      utrNumber: 'HDFCR5202608712',
+      remitterAcc: '50200012345678',
+      remitterBranch: 'Mumbai — BKC',
+      remitterUser: 'Anita Desai',
+      remitterChannel: 'BRANCH',
+      beneAcc: '345678901234',
+      beneIfsc: 'ICIC0000567',
+      beneName: 'Bluestone Trading Co.',
+      beneBank: 'ICICI Bank',
+      paymentType: 'NEFT',
+      amount: 78500,
+      valueDate: vd(0),
+      purposeCode: 'P0802',
+      processingState: 'SENT',
+      sentTimestamp: dt(0, 14, 6)
+    },
+    {
+      batchId: 'H2H-20260325-04',
+      instructionId: 'ERP77889811',
+      utrNumber: 'SBINR5202608902',
+      remitterAcc: '50200099887766',
+      remitterBranch: 'Bengaluru — MG Road',
+      remitterUser: 'Karthik Rao',
+      remitterChannel: 'MOBILE',
+      beneAcc: '912345678901',
+      beneIfsc: 'SBIN0011223',
+      beneName: 'Anita Verma',
+      beneBank: 'State Bank of India',
+      paymentType: 'NEFT',
+      amount: 15000,
+      valueDate: vd(1),
+      purposeCode: 'P1301',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(1, 11, 22)
+    },
+    {
+      batchId: 'H2H-20260325-04',
+      instructionId: 'ERP77889812',
+      utrNumber: 'AXISR5202608811',
+      remitterAcc: '50200099887766',
+      remitterBranch: 'Bengaluru — MG Road',
+      remitterUser: 'Karthik Rao',
+      remitterChannel: 'MOBILE',
+      beneAcc: '6789012345',
+      beneIfsc: 'UTIB0000456',
+      beneName: 'Rakesh Industries',
+      beneBank: 'Axis Bank',
+      paymentType: 'RTGS',
+      amount: 1250000,
+      valueDate: vd(1),
+      purposeCode: 'P0801',
+      leiCode: '549300XYZAB7890',
+      processingState: 'RETURNED',
+      returnCode: 'R01',
+      returnReason: 'Insufficient Funds',
+      sentTimestamp: dt(1, 11, 25)
+    },
+    {
+      batchId: 'H2H-20260324-02',
+      instructionId: 'ERP77889701',
+      utrNumber: 'PUNBR5202608619',
+      remitterAcc: '50100221122334',
+      remitterBranch: 'Delhi — Connaught',
+      remitterUser: 'Sushma Iyer',
+      remitterChannel: 'BRANCH',
+      beneAcc: '50100998877665',
+      beneIfsc: 'PUNB0123400',
+      beneName: 'Madhavi Singh',
+      beneBank: 'Punjab National Bank',
+      paymentType: 'NEFT',
+      amount: 42000,
+      valueDate: vd(2),
+      purposeCode: 'P1006',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(2, 9, 35)
+    },
+    {
+      batchId: 'H2H-20260324-02',
+      instructionId: 'ERP77889702',
+      utrNumber: 'YESBR5202608520',
+      remitterAcc: '50100221122334',
+      remitterBranch: 'Delhi — Connaught',
+      remitterUser: 'Sushma Iyer',
+      remitterChannel: 'BRANCH',
+      beneAcc: '11223344556677',
+      beneIfsc: 'YESB0000123',
+      beneName: 'Sigma Constructions',
+      beneBank: 'YES Bank',
+      paymentType: 'RTGS',
+      amount: 825000,
+      valueDate: vd(2),
+      purposeCode: 'P0102',
+      processingState: 'PENDING',
+      sentTimestamp: dt(2, 9, 38)
+    },
+    {
+      batchId: 'H2H-20260323-07',
+      instructionId: 'ERP77889601',
+      utrNumber: 'CNRBR5202608417',
+      remitterAcc: '50100887766554',
+      remitterBranch: 'Chennai — T. Nagar',
+      remitterUser: 'Ramesh Krishnan',
+      remitterChannel: 'MOBILE',
+      beneAcc: '99887766554433',
+      beneIfsc: 'CNRB0001890',
+      beneName: 'Padma Rao',
+      beneBank: 'Canara Bank',
+      paymentType: 'NEFT',
+      amount: 9800,
+      valueDate: vd(3),
+      purposeCode: 'P1302',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(3, 16, 15)
+    },
+    {
+      batchId: 'H2H-20260323-07',
+      instructionId: 'ERP77889602',
+      utrNumber: 'BARBR5202608318',
+      remitterAcc: '50100887766554',
+      remitterBranch: 'Chennai — T. Nagar',
+      remitterUser: 'Ramesh Krishnan',
+      remitterChannel: 'BRANCH',
+      beneAcc: '50100123456987',
+      beneIfsc: 'BARB0VJVATA',
+      beneName: 'Vijaya Traders',
+      beneBank: 'Bank of Baroda',
+      paymentType: 'NEFT',
+      amount: 125000,
+      valueDate: vd(3),
+      purposeCode: 'P0802',
+      processingState: 'VALIDATED',
+      sentTimestamp: dt(3, 16, 20)
+    },
+    {
+      batchId: 'H2H-20260322-03',
+      instructionId: 'ERP77889501',
+      utrNumber: 'IDFBR5202608215',
+      remitterAcc: '50200445566778',
+      remitterBranch: 'Pune — Koregaon Park',
+      remitterUser: 'Vikram Joshi',
+      remitterChannel: 'BRANCH',
+      beneAcc: '70010023456789',
+      beneIfsc: 'IDFB0040101',
+      beneName: 'Pinnacle Realty Pvt Ltd',
+      beneBank: 'IDFC FIRST Bank',
+      paymentType: 'RTGS',
+      amount: 3450000,
+      valueDate: vd(4),
+      purposeCode: 'P0202',
+      leiCode: '549300QRSTUV5678',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(4, 12, 45)
+    },
+    {
+      batchId: 'H2H-20260322-03',
+      instructionId: 'ERP77889502',
+      utrNumber: 'HDFCR5202608116',
+      remitterAcc: '50200445566778',
+      remitterBranch: 'Pune — Koregaon Park',
+      remitterUser: 'Vikram Joshi',
+      remitterChannel: 'MOBILE',
+      beneAcc: '50100654321789',
+      beneIfsc: 'HDFC0009876',
+      beneName: 'Neha Kapoor',
+      beneBank: 'HDFC Bank',
+      paymentType: 'NEFT',
+      amount: 25000,
+      valueDate: vd(4),
+      purposeCode: 'P1301',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(4, 12, 50)
+    },
+    {
+      batchId: 'H2H-20260321-05',
+      instructionId: 'ERP77889411',
+      utrNumber: 'KKBKR5202608013',
+      remitterAcc: '50200778899001',
+      remitterBranch: 'Hyderabad — Banjara',
+      remitterUser: 'Lakshmi Naidu',
+      remitterChannel: 'BRANCH',
+      beneAcc: '12345678900011',
+      beneIfsc: 'KKBK0001899',
+      beneName: 'Aarav Enterprises',
+      beneBank: 'Kotak Mahindra Bank',
+      paymentType: 'NEFT',
+      amount: 67000,
+      valueDate: vd(5),
+      purposeCode: 'P0802',
+      processingState: 'RETURNED',
+      returnCode: 'R03',
+      returnReason: 'Account Closed',
+      sentTimestamp: dt(5, 10, 5)
+    },
+    {
+      batchId: 'H2H-20260321-05',
+      instructionId: 'ERP77889412',
+      utrNumber: 'SBINR5202607914',
+      remitterAcc: '50200778899001',
+      remitterBranch: 'Hyderabad — Banjara',
+      remitterUser: 'Lakshmi Naidu',
+      remitterChannel: 'BRANCH',
+      beneAcc: '50100445566778',
+      beneIfsc: 'SBIN0008765',
+      beneName: 'Spectra Components',
+      beneBank: 'State Bank of India',
+      paymentType: 'RTGS',
+      amount: 980000,
+      valueDate: vd(5),
+      purposeCode: 'P0801',
+      leiCode: '549300LMNOPQ2468',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(5, 10, 10)
+    },
+    {
+      batchId: 'H2H-20260320-06',
+      instructionId: 'ERP77889301',
+      utrNumber: 'ICICR5202607812',
+      remitterAcc: '50100334455667',
+      remitterBranch: 'Kolkata — Park Street',
+      remitterUser: 'Arjun Banerjee',
+      remitterChannel: 'MOBILE',
+      beneAcc: '88990011223344',
+      beneIfsc: 'ICIC0001234',
+      beneName: 'Eastern Logistics',
+      beneBank: 'ICICI Bank',
+      paymentType: 'NEFT',
+      amount: 188000,
+      valueDate: vd(6),
+      purposeCode: 'P0802',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(6, 14, 30)
+    },
+    {
+      batchId: 'H2H-20260320-06',
+      instructionId: 'ERP77889302',
+      utrNumber: 'AXISR5202607711',
+      remitterAcc: '50100334455667',
+      remitterBranch: 'Kolkata — Park Street',
+      remitterUser: 'Arjun Banerjee',
+      remitterChannel: 'BRANCH',
+      beneAcc: '50200998877665',
+      beneIfsc: 'UTIB0001234',
+      beneName: 'Indrani Sen',
+      beneBank: 'Axis Bank',
+      paymentType: 'NEFT',
+      amount: 5500,
+      valueDate: vd(6),
+      purposeCode: 'P1302',
+      processingState: 'SETTLED',
+      sentTimestamp: dt(6, 14, 32)
+    }
+  ];
+}
@@ -0,0 +1,117 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="shd-root">
+  <!-- HEADER -->
+  <div class="shd-head">
+    <div class="shd-head-l">
+      <fa-icon icon="chart-line" class="shd-head-ic"></fa-icon>
+      <div>
+        <h2 class="shd-head-t">{{ data.senderName }} <small>· NEFT / RTGS · Today</small></h2>
+        <div class="shd-head-s">
+          @if (data.senderAccountNo) {
+            <span class="mono">{{ data.senderAccountNo }}</span> ·
+          }
+          <strong>{{ totalCount | number }}</strong> txns today &middot;
+          <strong>₹{{ totalAmount | number: '1.0-0' }}</strong>
+        </div>
+      </div>
+    </div>
+    <button type="button" class="shd-x" (click)="close()" matTooltip="Close">
+      <fa-icon icon="times"></fa-icon>
+    </button>
+  </div>
+
+  <!-- KPI STRIP -->
+  <div class="shd-kpis">
+    <div class="shd-kpi shd-kpi--blue">
+      <div class="shd-kpi-n">{{ totalCount | number }}</div>
+      <div class="shd-kpi-l">Total</div>
+    </div>
+    <div class="shd-kpi shd-kpi--teal">
+      <div class="shd-kpi-n">₹{{ totalAmount | number: '1.0-0' }}</div>
+      <div class="shd-kpi-l">Value</div>
+    </div>
+    <div class="shd-kpi shd-kpi--green">
+      <div class="shd-kpi-n">{{ settledCount | number }}</div>
+      <div class="shd-kpi-l">Settled ({{ successRate | number: '1.1-1' }}%)</div>
+    </div>
+    <div class="shd-kpi shd-kpi--amber">
+      <div class="shd-kpi-n">{{ pendingCount | number }}</div>
+      <div class="shd-kpi-l">In-Flight</div>
+    </div>
+    <div class="shd-kpi shd-kpi--red">
+      <div class="shd-kpi-n">{{ returnedCount | number }}</div>
+      <div class="shd-kpi-l">Returned</div>
+    </div>
+  </div>
+
+  <!-- TABLE -->
+  <div class="shd-body">
+    @if (filteredTxns.length === 0) {
+      <div class="shd-empty">
+        <fa-icon icon="info-circle"></fa-icon>
+        <div>
+          <strong>No NEFT / RTGS transactions today for this sender.</strong>
+          <p>This view shows only today's outward transfers. Older history isn't included here.</p>
+        </div>
+      </div>
+    } @else {
+      <div class="shd-table-wrap">
+        <table class="shd-table">
+          <thead>
+            <tr>
+              <th>UTR</th>
+              <th>Beneficiary</th>
+              <th>IFSC</th>
+              <th>Type</th>
+              <th class="num">Amount</th>
+              <th>Value Date</th>
+              <th>State</th>
+              <th>Sent</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (t of filteredTxns; track t.utrNumber) {
+              <tr>
+                <td class="mono small">{{ t.utrNumber }}</td>
+                <td>
+                  <div>{{ t.beneName }}</div>
+                  <div class="mono small muted">{{ t.beneAcc }} · {{ t.beneBank }}</div>
+                </td>
+                <td class="mono small">{{ t.beneIfsc }}</td>
+                <td>
+                  <span
+                    class="shd-pill mini"
+                    [class.shd-pill--purple]="t.paymentType === 'RTGS'"
+                    [class.shd-pill--blue]="t.paymentType === 'NEFT'"
+                  >
+                    {{ t.paymentType }}
+                  </span>
+                </td>
+                <td class="num">
+                  <strong>₹{{ t.amount | number: '1.2-2' }}</strong>
+                </td>
+                <td>{{ t.valueDate | date: 'd MMM y' }}</td>
+                <td>
+                  <span class="shd-pill mini" [ngClass]="'shd-pill--' + stateColor(t.processingState)">
+                    {{ t.processingState }}
+                  </span>
+                  @if (t.returnCode) {
+                    <div class="small muted">{{ t.returnCode }} · {{ t.returnReason }}</div>
+                  }
+                </td>
+                <td class="mono small">{{ t.sentTimestamp }}</td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    }
+  </div>
+</div>
@@ -0,0 +1,315 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+:host {
+  --shd-blue: #1d4ed8;
+  --shd-blue-d: #1e40af;
+  --shd-blue-l: #eff6ff;
+  --shd-teal: #0d9488;
+  --shd-teal-l: #ccfbf1;
+  --shd-green: #15803d;
+  --shd-green-l: #dcfce7;
+  --shd-amber: #d97706;
+  --shd-amber-l: #fef3c7;
+  --shd-red: #b91c1c;
+  --shd-red-l: #fee2e2;
+  --shd-purple: #6d28d9;
+  --shd-purple-l: #ede9fe;
+  --shd-g50: #f8fafc;
+  --shd-g100: #f1f5f9;
+  --shd-g200: #e2e8f0;
+  --shd-g300: #cbd5e1;
+  --shd-g500: #64748b;
+  --shd-g700: #334155;
+  --shd-g900: #0f172a;
+
+  display: block;
+}
+
+.shd-root {
+  background: #fff;
+  padding: 16px 20px 22px;
+  max-width: 940px;
+  width: 100%;
+  max-height: 84vh;
+  display: flex;
+  flex-direction: column;
+}
+
+/* ───────── Header ───────── */
+.shd-head {
+  display: flex;
+  align-items: flex-start;
+  justify-content: space-between;
+  gap: 14px;
+  padding-bottom: 12px;
+  margin-bottom: 14px;
+  border-bottom: 1px solid var(--shd-g200);
+}
+
+.shd-head-l {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+}
+
+.shd-head-ic {
+  width: 40px;
+  height: 40px;
+  flex-shrink: 0;
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  border-radius: 12px;
+  background: var(--shd-blue);
+  color: #fff;
+  font-size: 18px;
+}
+
+.shd-head-t {
+  margin: 0;
+  font-size: 16px;
+  font-weight: 700;
+  color: var(--shd-g900);
+  line-height: 1.25;
+
+  small {
+    color: var(--shd-g500);
+    font-weight: 500;
+    font-size: 12.5px;
+    margin-left: 4px;
+  }
+}
+
+.shd-head-s {
+  margin-top: 3px;
+  font-size: 12px;
+  color: var(--shd-g500);
+
+  strong {
+    color: var(--shd-g900);
+  }
+}
+
+.shd-x {
+  width: 32px;
+  height: 32px;
+  border-radius: 999px;
+  border: 1px solid var(--shd-g200);
+  background: #fff;
+  color: var(--shd-g500);
+  cursor: pointer;
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  font-size: 13px;
+  flex-shrink: 0;
+  transition:
+    background 0.12s,
+    color 0.12s,
+    border-color 0.12s;
+
+  &:hover {
+    background: var(--shd-red-l);
+    color: var(--shd-red);
+    border-color: #fecaca;
+  }
+}
+
+/* ───────── KPI strip ───────── */
+.shd-kpis {
+  display: grid;
+  grid-template-columns: repeat(5, 1fr);
+  gap: 8px;
+  margin-bottom: 14px;
+
+  @media (width <= 700px) {
+    grid-template-columns: repeat(2, 1fr);
+  }
+}
+
+.shd-kpi {
+  padding: 10px 12px;
+  border-radius: 10px;
+  background: var(--shd-blue-l);
+  border: 1px solid #c7d2fe;
+  color: var(--shd-g900);
+
+  &--blue {
+    background: var(--shd-blue-l);
+    border-color: #c7d2fe;
+  }
+
+  &--teal {
+    background: var(--shd-teal-l);
+    border-color: #99f6e4;
+  }
+
+  &--green {
+    background: var(--shd-green-l);
+    border-color: #bbf7d0;
+  }
+
+  &--amber {
+    background: var(--shd-amber-l);
+    border-color: #fde68a;
+  }
+
+  &--red {
+    background: var(--shd-red-l);
+    border-color: #fecaca;
+  }
+}
+
+.shd-kpi-n {
+  font-size: 16px;
+  font-weight: 800;
+  color: var(--shd-g900);
+  font-variant-numeric: tabular-nums;
+  line-height: 1.15;
+}
+
+.shd-kpi-l {
+  font-size: 10.5px;
+  font-weight: 700;
+  letter-spacing: 0.04em;
+  text-transform: uppercase;
+  color: var(--shd-g500);
+  margin-top: 2px;
+}
+
+/* ───────── Body / table ───────── */
+.shd-body {
+  flex: 1;
+  overflow: auto;
+}
+
+.shd-empty {
+  display: flex;
+  align-items: flex-start;
+  gap: 12px;
+  padding: 18px 16px;
+  border: 1px dashed var(--shd-g300);
+  border-radius: 10px;
+  background: var(--shd-g50);
+  color: var(--shd-g700);
+
+  fa-icon {
+    color: var(--shd-blue);
+    font-size: 18px;
+    margin-top: 2px;
+  }
+
+  p {
+    margin: 4px 0 0;
+    font-size: 12.5px;
+    color: var(--shd-g500);
+  }
+}
+
+.shd-table-wrap {
+  overflow: auto;
+  border: 1px solid var(--shd-g200);
+  border-radius: 10px;
+}
+
+.shd-table {
+  width: 100%;
+  border-collapse: collapse;
+  font-size: 12.5px;
+
+  th {
+    text-align: left;
+    padding: 10px 12px;
+    background: var(--shd-g50);
+    color: var(--shd-g500);
+    font-weight: 700;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+    font-size: 10.5px;
+    white-space: nowrap;
+    border-bottom: 1px solid var(--shd-g200);
+  }
+
+  td {
+    padding: 10px 12px;
+    border-bottom: 1px solid var(--shd-g100);
+    vertical-align: top;
+    color: var(--shd-g900);
+  }
+
+  tr:last-child td {
+    border-bottom: 0;
+  }
+
+  .num {
+    text-align: right;
+    font-variant-numeric: tabular-nums;
+  }
+
+  .mono {
+    font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
+  }
+
+  .small {
+    font-size: 11.5px;
+  }
+
+  .muted {
+    color: var(--shd-g500);
+  }
+}
+
+/* ───────── Pills ───────── */
+.shd-pill {
+  display: inline-flex;
+  align-items: center;
+  padding: 2px 9px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 700;
+  letter-spacing: 0.02em;
+  background: var(--shd-g100);
+  color: var(--shd-g700);
+  white-space: nowrap;
+
+  &.mini {
+    padding: 1px 7px;
+    font-size: 10px;
+  }
+
+  &--blue {
+    background: var(--shd-blue-l);
+    color: var(--shd-blue-d);
+  }
+
+  &--purple {
+    background: var(--shd-purple-l);
+    color: var(--shd-purple);
+  }
+
+  &--green {
+    background: var(--shd-green-l);
+    color: var(--shd-green);
+  }
+
+  &--teal {
+    background: var(--shd-teal-l);
+    color: var(--shd-teal);
+  }
+
+  &--amber {
+    background: var(--shd-amber-l);
+    color: var(--shd-amber);
+  }
+
+  &--red {
+    background: var(--shd-red-l);
+    color: var(--shd-red);
+  }
+}
@@ -0,0 +1,113 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { MAT_DIALOG_DATA, MatDialogRef } from '@angular/material/dialog';
+import { MatTooltip } from '@angular/material/tooltip';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+import { NeftRtgsTxn, ProcessingState } from '../neft-rtgs-report/neft-rtgs-report.component';
+
+export interface SenderHistoryDialogData {
+  /** Sender's name as shown on the sender chip. */
+  senderName: string;
+  /** Picked sender account number (for exact-match filtering). */
+  senderAccountNo: string;
+  /** Full transaction history to filter (already-seeded mock or live API rows). */
+  txns: NeftRtgsTxn[];
+}
+
+@Component({
+  selector: 'mifosx-sender-history-dialog',
+  templateUrl: './sender-history-dialog.component.html',
+  styleUrls: ['./sender-history-dialog.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    CommonModule,
+    FaIconComponent,
+    MatTooltip
+  ]
+})
+export class SenderHistoryDialogComponent {
+  private dialogRef = inject(MatDialogRef<SenderHistoryDialogComponent>);
+  data: SenderHistoryDialogData = inject(MAT_DIALOG_DATA);
+
+  /** Today's date as YYYY-MM-DD — matches the `valueDate` shape in the txn seed. */
+  private get todayKey(): string {
+    const d = new Date();
+    const pad = (n: number) => String(n).padStart(2, '0');
+    return `${d.getFullYear()}-${pad(d.getMonth() + 1)}-${pad(d.getDate())}`;
+  }
+
+  /**
+   * Today's NEFT/RTGS rows for this sender — matched by exact A/C number when
+   * available, otherwise by case-insensitive holder name (since the demo seed
+   * and operator account list don't share account numbers). Older value dates
+   * are excluded; this view is intentionally a today-only snapshot.
+   */
+  get filteredTxns(): NeftRtgsTxn[] {
+    const acc = (this.data.senderAccountNo || '').trim().toLowerCase();
+    const name = (this.data.senderName || '').trim().toLowerCase();
+    const today = this.todayKey;
+    return (this.data.txns || []).filter((t) => {
+      if (t.valueDate !== today) return false;
+      if (acc && t.remitterAcc.toLowerCase() === acc) return true;
+      if (name && t.remitterUser.toLowerCase() === name) return true;
+      return false;
+    });
+  }
+
+  // ─── KPI getters ───
+  get totalCount(): number {
+    return this.filteredTxns.length;
+  }
+  get totalAmount(): number {
+    return this.filteredTxns.reduce((s, t) => s + t.amount, 0);
+  }
+  get settledCount(): number {
+    return this.filteredTxns.filter((t) => t.processingState === 'SETTLED').length;
+  }
+  get pendingCount(): number {
+    return this.filteredTxns.filter((t) => [
+        'UPLOADED',
+        'VALIDATED',
+        'SENT',
+        'PENDING'
+      ].includes(t.processingState)).length;
+  }
+  get returnedCount(): number {
+    return this.filteredTxns.filter((t) => t.processingState === 'RETURNED').length;
+  }
+  get successRate(): number {
+    if (this.totalCount === 0) return 0;
+    return (this.settledCount / this.totalCount) * 100;
+  }
+
+  stateColor(state: ProcessingState): string {
+    switch (state) {
+      case 'SETTLED':
+        return 'green';
+      case 'RETURNED':
+        return 'red';
+      case 'SENT':
+        return 'blue';
+      case 'VALIDATED':
+        return 'teal';
+      case 'UPLOADED':
+        return 'amber';
+      case 'PENDING':
+        return 'amber';
+    }
+  }
+
+  close(): void {
+    this.dialogRef.close();
+  }
+}
@@ -0,0 +1,425 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="nrr-root">
+  <!-- HEADER -->
+  <div class="nrr-head">
+    <div class="nrr-head-left">
+      <fa-icon icon="mobile-alt" class="nrr-head-ic"></fa-icon>
+      <div>
+        <h2 class="nrr-head-t">UPI — Report &amp; Reconciliation</h2>
+        <div class="nrr-head-s">
+          Digital · Unified Payments Interface · Showing
+          <strong>{{ totalCount | number }}</strong> transactions worth
+          <strong>₹{{ totalAmount | number: '1.0-0' }}</strong>
+        </div>
+      </div>
+    </div>
+    <div class="nrr-head-actions">
+      <button mat-stroked-button (click)="exportCsv()" matTooltip="Download filtered transactions as CSV">
+        <fa-icon icon="download"></fa-icon> Export CSV
+      </button>
+    </div>
+  </div>
+
+  <!-- KPI STRIP -->
+  <div class="nrr-kpis">
+    <div class="nrr-kpi nrr-kpi--blue">
+      <div class="nrr-kpi-ic"><fa-icon icon="mobile-alt"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">{{ totalCount | number }}</div>
+        <div class="nrr-kpi-l">Total Transactions</div>
+        <div class="nrr-kpi-sub">{{ p2pCount }} P2P &middot; {{ p2mCount }} P2M</div>
+      </div>
+    </div>
+    <div class="nrr-kpi nrr-kpi--teal">
+      <div class="nrr-kpi-ic"><fa-icon icon="coins"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">₹{{ totalAmount | number: '1.0-0' }}</div>
+        <div class="nrr-kpi-l">Total Value</div>
+        <div class="nrr-kpi-sub">avg ₹{{ avgTicket | number: '1.0-0' }} / txn</div>
+      </div>
+    </div>
+    <div class="nrr-kpi nrr-kpi--green">
+      <div class="nrr-kpi-ic"><fa-icon icon="check-circle"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">{{ successCount | number }}</div>
+        <div class="nrr-kpi-l">Successful</div>
+        <div class="nrr-kpi-sub">success {{ successRate | number: '1.1-1' }}%</div>
+      </div>
+    </div>
+    <div class="nrr-kpi nrr-kpi--amber">
+      <div class="nrr-kpi-ic"><fa-icon icon="hourglass-half"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">{{ pendingCount | number }}</div>
+        <div class="nrr-kpi-l">In-Flight</div>
+        <div class="nrr-kpi-sub">initiated / pending</div>
+      </div>
+    </div>
+    <div class="nrr-kpi nrr-kpi--red">
+      <div class="nrr-kpi-ic"><fa-icon icon="times-circle"></fa-icon></div>
+      <div>
+        <div class="nrr-kpi-n">{{ failedCount | number }}</div>
+        <div class="nrr-kpi-l">Failed / Expired</div>
+        <div class="nrr-kpi-sub">check failure codes</div>
+      </div>
+    </div>
+  </div>
+
+  <!-- TABS -->
+  <div class="nrr-tabs">
+    @for (t of tabs; track t.id) {
+      <button class="nrr-tab" [class.active]="activeTab === t.id" (click)="showTab(t.id)">
+        <fa-icon [icon]="t.icon"></fa-icon> {{ t.label }}
+      </button>
+    }
+  </div>
+
+  <!-- TRENDS -->
+  @if (activeTab === 'trends') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="chart-line" class="nrr-card-h-ic"></fa-icon> Daily Throughput (Last 7 Value Dates)</span>
+        <span class="nrr-pill nrr-pill--blue">P2P</span>
+        <span class="nrr-pill nrr-pill--purple">P2M</span>
+      </div>
+      <div class="nrr-trend">
+        @for (b of trendBuckets; track b.date) {
+          <div class="nrr-trend-row">
+            <div class="nrr-trend-row-date">
+              <span class="nrr-trend-row-day">{{ b.date | date: 'EEE' }}</span>
+              <span class="nrr-trend-row-md">{{ b.date | date: 'd MMM' }}</span>
+            </div>
+            <div
+              class="nrr-trend-row-bar-wrap"
+              [matTooltip]="'P2P ' + b.p2p + ' · P2M ' + b.p2m + ' · ' + (b.count | number) + ' txns'"
+            >
+              <div class="nrr-trend-row-bar" [style.width.%]="trendBarHeight(b.amount)"></div>
+            </div>
+            <div class="nrr-trend-row-pills">
+              <span class="nrr-pill nrr-pill--blue mini">P2P {{ b.p2p }}</span>
+              <span class="nrr-pill nrr-pill--purple mini">P2M {{ b.p2m }}</span>
+            </div>
+            <div class="nrr-trend-row-amt">₹{{ b.amount | number: '1.0-0' }}</div>
+          </div>
+        }
+      </div>
+    </div>
+  }
+
+  <!-- HANDLER BANK -->
+  @if (activeTab === 'bank') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="university" class="nrr-card-h-ic"></fa-icon> Payee / Handler Bank Distribution</span>
+      </div>
+      <div class="nrr-table-wrap">
+        <table class="nrr-table">
+          <thead>
+            <tr>
+              <th>Bank</th>
+              <th class="num">Count</th>
+              <th class="num">Amount</th>
+              <th class="num">Success</th>
+              <th class="num">Pending</th>
+              <th class="num">Failed</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (r of bankRows; track r.bank) {
+              <tr>
+                <td>
+                  <strong>{{ r.bank }}</strong>
+                </td>
+                <td class="num">{{ r.count | number }}</td>
+                <td class="num">
+                  <strong>₹{{ r.amount | number: '1.0-0' }}</strong>
+                </td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--green mini">{{ r.success }}</span>
+                </td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--amber mini">{{ r.pending }}</span>
+                </td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--red mini">{{ r.failed }}</span>
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    </div>
+  }
+
+  <!-- DATE-WISE -->
+  @if (activeTab === 'date') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="calendar-alt" class="nrr-card-h-ic"></fa-icon> Value-Date Aggregation</span>
+      </div>
+      <div class="nrr-table-wrap">
+        <table class="nrr-table">
+          <thead>
+            <tr>
+              <th>Value Date</th>
+              <th class="num">Count</th>
+              <th class="num">P2P</th>
+              <th class="num">P2M</th>
+              <th class="num">Amount</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (r of dateRows; track r.date) {
+              <tr>
+                <td>{{ r.date | date: 'EEE, d MMM y' }}</td>
+                <td class="num">{{ r.count | number }}</td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--blue mini">{{ r.p2p }}</span>
+                </td>
+                <td class="num">
+                  <span class="nrr-pill nrr-pill--purple mini">{{ r.p2m }}</span>
+                </td>
+                <td class="num">
+                  <strong>₹{{ r.amount | number: '1.0-0' }}</strong>
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    </div>
+  }
+
+  <!-- SUCCESS / PENDING / FAILED -->
+  @if (activeTab === 'pending') {
+    <div class="nrr-grid-2">
+      <div class="nrr-card">
+        <div class="nrr-card-h">
+          <span><fa-icon icon="tasks" class="nrr-card-h-ic"></fa-icon> Processing-State Funnel</span>
+        </div>
+        <div class="nrr-funnel">
+          <div class="nrr-funnel-row">
+            <span class="nrr-funnel-l"> <span class="nrr-dot nrr-dot--amber"></span> Initiated / Pending </span>
+            <span class="nrr-funnel-v">{{ pendingCount | number }}</span>
+          </div>
+          <div class="nrr-funnel-row">
+            <span class="nrr-funnel-l"> <span class="nrr-dot nrr-dot--green"></span> Successful </span>
+            <span class="nrr-funnel-v">{{ successCount | number }}</span>
+          </div>
+          <div class="nrr-funnel-row">
+            <span class="nrr-funnel-l"> <span class="nrr-dot nrr-dot--red"></span> Failed / Expired / Declined </span>
+            <span class="nrr-funnel-v">{{ failedCount | number }}</span>
+          </div>
+          <div class="nrr-funnel-meter">
+            <span class="seg green" [style.flex]="successCount || 0"></span>
+            <span class="seg amber" [style.flex]="pendingCount || 0"></span>
+            <span class="seg red" [style.flex]="failedCount || 0"></span>
+          </div>
+        </div>
+      </div>
+      <div class="nrr-card">
+        <div class="nrr-card-h">
+          <span><fa-icon icon="exclamation-triangle" class="nrr-card-h-ic"></fa-icon> Failure-Code Breakdown</span>
+        </div>
+        @if (failureCodeRows.length === 0) {
+          <div class="nrr-empty">No failed transactions in current window.</div>
+        } @else {
+          <table class="nrr-table">
+            <thead>
+              <tr>
+                <th>Code</th>
+                <th>Reason</th>
+                <th class="num">Count</th>
+                <th class="num">Amount</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (r of failureCodeRows; track r.code) {
+                <tr>
+                  <td>
+                    <span class="nrr-pill nrr-pill--red mini">{{ r.code }}</span>
+                  </td>
+                  <td>{{ r.reason }}</td>
+                  <td class="num">{{ r.count }}</td>
+                  <td class="num">₹{{ r.amount | number: '1.0-0' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+        }
+      </div>
+    </div>
+  }
+
+  <!-- APP-WISE -->
+  @if (activeTab === 'app') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="mobile-alt" class="nrr-card-h-ic"></fa-icon> UPI App Mix</span>
+      </div>
+      <div class="nrr-channel-grid">
+        @for (r of appRows; track r.app) {
+          <div class="nrr-channel-card">
+            <div class="nrr-channel-ic">
+              <fa-icon icon="mobile-alt"></fa-icon>
+            </div>
+            <div class="nrr-channel-body">
+              <div class="nrr-channel-t">{{ r.app }}</div>
+              <div class="nrr-channel-n">{{ r.count | number }} <span>txns</span></div>
+              <div class="nrr-channel-amt">₹{{ r.amount | number: '1.0-0' }}</div>
+              <div class="nrr-channel-bar">
+                <span [style.width.%]="r.share"></span>
+              </div>
+              <div class="nrr-channel-share">{{ r.share | number: '1.1-1' }}% of value</div>
+            </div>
+          </div>
+        }
+      </div>
+    </div>
+  }
+
+  <!-- USER-WISE -->
+  @if (activeTab === 'user') {
+    <div class="nrr-card">
+      <div class="nrr-card-h">
+        <span><fa-icon icon="user-tie" class="nrr-card-h-ic"></fa-icon> Top Payers</span>
+      </div>
+      <div class="nrr-table-wrap">
+        <table class="nrr-table">
+          <thead>
+            <tr>
+              <th>Payer</th>
+              <th>Branch</th>
+              <th class="num">Txns</th>
+              <th class="num">Amount</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (r of userRows; track r.user + r.branch) {
+              <tr>
+                <td>
+                  <strong>{{ r.user }}</strong>
+                </td>
+                <td>{{ r.branch }}</td>
+                <td class="num">{{ r.count | number }}</td>
+                <td class="num">
+                  <strong>₹{{ r.amount | number: '1.0-0' }}</strong>
+                </td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    </div>
+  }
+
+  <!-- TRANSACTION DETAIL TABLE -->
+  <div class="nrr-card">
+    <div class="nrr-card-h">
+      <span><fa-icon icon="list-alt" class="nrr-card-h-ic"></fa-icon> Transactions</span>
+      <div class="nrr-filters">
+        <div class="nrr-search">
+          <fa-icon icon="search" class="nrr-search-ic"></fa-icon>
+          <input type="text" [(ngModel)]="search" placeholder="Search RRN, UPI Ref, VPA, Name, Bank…" />
+        </div>
+        <select [(ngModel)]="typeFilter" class="nrr-select" matTooltip="Filter by UPI sub-type">
+          <option value="">All Types</option>
+          <option value="P2P">P2P · Person-to-Person</option>
+          <option value="P2M">P2M · Person-to-Merchant</option>
+          <option value="COLLECT">Collect Request</option>
+        </select>
+        <select [(ngModel)]="stateFilter" class="nrr-select" matTooltip="Filter by processing state">
+          <option value="">All States</option>
+          <option value="INITIATED">Initiated</option>
+          <option value="PENDING">Pending</option>
+          <option value="SUCCESS">Success</option>
+          <option value="FAILED">Failed</option>
+          <option value="EXPIRED">Expired</option>
+          <option value="DECLINED">Declined</option>
+        </select>
+        @if (search || typeFilter || stateFilter) {
+          <button type="button" class="nrr-clear-btn" (click)="clearFilters()">
+            <fa-icon icon="times"></fa-icon> Clear
+          </button>
+        }
+      </div>
+    </div>
+    <div class="nrr-table-wrap">
+      <table class="nrr-table nrr-table-detail">
+        <thead>
+          <tr>
+            <th>RRN / UPI Ref</th>
+            <th>Payer</th>
+            <th>Payee</th>
+            <th>App</th>
+            <th>Type</th>
+            <th class="num">Amount</th>
+            <th>Value Date</th>
+            <th>State</th>
+            <th>Sent</th>
+          </tr>
+        </thead>
+        <tbody>
+          @for (t of filteredTxns; track t.rrn) {
+            <tr>
+              <td>
+                <div class="mono small">{{ t.rrn }}</div>
+                <div class="mono small muted">{{ t.upiRef }}</div>
+              </td>
+              <td>
+                <div>{{ t.payerName }}</div>
+                <div class="mono small muted">{{ t.payerVpa }}</div>
+              </td>
+              <td>
+                <div>
+                  {{ t.payeeName }}
+                  @if (t.payeeType === 'MERCHANT') {
+                    <span class="nrr-pill nrr-pill--teal mini">Merchant</span>
+                  }
+                </div>
+                <div class="mono small muted">{{ t.payeeVpa }} · {{ t.payeeBank }}</div>
+              </td>
+              <td>
+                <span class="nrr-pill mini">{{ t.payerApp }}</span>
+              </td>
+              <td>
+                <span
+                  class="nrr-pill mini"
+                  [class.nrr-pill--purple]="t.txnType === 'P2M'"
+                  [class.nrr-pill--blue]="t.txnType === 'P2P'"
+                  [class.nrr-pill--teal]="t.txnType === 'COLLECT'"
+                >
+                  {{ t.txnType }}
+                </span>
+              </td>
+              <td class="num">
+                <strong>₹{{ t.amount | number: '1.2-2' }}</strong>
+              </td>
+              <td>{{ t.valueDate | date: 'd MMM y' }}</td>
+              <td>
+                <span class="nrr-pill mini" [ngClass]="'nrr-pill--' + stateColor(t.state)">
+                  {{ t.state }}
+                </span>
+                @if (t.failureCode) {
+                  <div class="small muted">{{ t.failureCode }} · {{ t.failureReason }}</div>
+                }
+              </td>
+              <td class="mono small">{{ t.sentTimestamp }}</td>
+            </tr>
+          }
+          @if (filteredTxns.length === 0) {
+            <tr>
+              <td colspan="9" class="nrr-empty">No transactions match the current filters.</td>
+            </tr>
+          }
+        </tbody>
+      </table>
+    </div>
+  </div>
+</div>
@@ -0,0 +1,618 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, OnInit } from '@angular/core';
+import { FormsModule } from '@angular/forms';
+import { FaIconComponent } from '@fortawesome/angular-fontawesome';
+import { MatTooltip } from '@angular/material/tooltip';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+/** Person-to-Person, Person-to-Merchant, or Collect-Request (payee-initiated). */
+export type UpiTxnType = 'P2P' | 'P2M' | 'COLLECT';
+export type UpiState = 'INITIATED' | 'PENDING' | 'SUCCESS' | 'FAILED' | 'EXPIRED' | 'DECLINED';
+export type UpiApp = 'BHIM' | 'PhonePe' | 'GPay' | 'Paytm' | 'Amazon Pay' | 'WhatsApp' | 'Other';
+
+export interface UpiTxn {
+  rrn: string;
+  upiRef: string;
+  payerVpa: string;
+  payerName: string;
+  payerBranch: string;
+  payerApp: UpiApp;
+  payeeVpa: string;
+  payeeName: string;
+  payeeBank: string;
+  payeeType: 'PERSON' | 'MERCHANT';
+  txnType: UpiTxnType;
+  amount: number;
+  valueDate: string;
+  state: UpiState;
+  failureCode?: string;
+  failureReason?: string;
+  sentTimestamp: string;
+}
+
+type ReportTab = 'trends' | 'bank' | 'date' | 'pending' | 'app' | 'user';
+
+interface BankRow {
+  bank: string;
+  count: number;
+  amount: number;
+  success: number;
+  pending: number;
+  failed: number;
+}
+
+interface DateRow {
+  date: string;
+  count: number;
+  amount: number;
+  p2p: number;
+  p2m: number;
+}
+
+interface UserRow {
+  user: string;
+  count: number;
+  amount: number;
+  branch: string;
+}
+
+interface AppRow {
+  app: UpiApp;
+  count: number;
+  amount: number;
+  share: number;
+}
+
+@Component({
+  selector: 'mifosx-upi-report',
+  templateUrl: './upi-report.component.html',
+  // Reuse the NEFT/RTGS report SCSS so all three rail-reports share the same shell.
+  styleUrls: ['../neft-rtgs-report/neft-rtgs-report.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    FormsModule,
+    FaIconComponent,
+    MatTooltip
+  ]
+})
+export class UpiReportComponent implements OnInit {
+  activeTab: ReportTab = 'trends';
+
+  search = '';
+  typeFilter: '' | UpiTxnType = '';
+  stateFilter: '' | UpiState = '';
+
+  txns: UpiTxn[] = [];
+
+  readonly tabs: { id: ReportTab; label: string; icon: string }[] = [
+    { id: 'trends', label: 'Trends', icon: 'chart-line' },
+    { id: 'bank', label: 'Handler-Bank', icon: 'university' },
+    { id: 'date', label: 'Date-wise', icon: 'calendar-alt' },
+    { id: 'pending', label: 'Success / Pending / Failed', icon: 'tasks' },
+    { id: 'app', label: 'App-wise', icon: 'mobile-alt' },
+    { id: 'user', label: 'User-wise', icon: 'user-tie' }
+  ];
+
+  ngOnInit(): void {
+    this.txns = seedUpiTransactions();
+  }
+
+  // ───────────────────── KPIs ─────────────────────
+  get totalCount(): number {
+    return this.txns.length;
+  }
+  get totalAmount(): number {
+    return this.txns.reduce((s, t) => s + t.amount, 0);
+  }
+  get successCount(): number {
+    return this.txns.filter((t) => t.state === 'SUCCESS').length;
+  }
+  get pendingCount(): number {
+    return this.txns.filter((t) => [
+        'INITIATED',
+        'PENDING'
+      ].includes(t.state)).length;
+  }
+  get failedCount(): number {
+    return this.txns.filter((t) => [
+        'FAILED',
+        'EXPIRED',
+        'DECLINED'
+      ].includes(t.state)).length;
+  }
+  get p2pCount(): number {
+    return this.txns.filter((t) => t.txnType === 'P2P').length;
+  }
+  get p2mCount(): number {
+    return this.txns.filter((t) => t.txnType === 'P2M').length;
+  }
+  get successRate(): number {
+    if (this.totalCount === 0) return 0;
+    return (this.successCount / this.totalCount) * 100;
+  }
+  get avgTicket(): number {
+    if (this.totalCount === 0) return 0;
+    return this.totalAmount / this.totalCount;
+  }
+
+  // ───────────────────── Filtered list ─────────────────────
+  get filteredTxns(): UpiTxn[] {
+    const q = this.search.trim().toLowerCase();
+    return this.txns.filter((t) => {
+      if (this.typeFilter && t.txnType !== this.typeFilter) return false;
+      if (this.stateFilter && t.state !== this.stateFilter) return false;
+      if (!q) return true;
+      return (
+        t.rrn.toLowerCase().includes(q) ||
+        t.upiRef.toLowerCase().includes(q) ||
+        t.payerVpa.toLowerCase().includes(q) ||
+        t.payerName.toLowerCase().includes(q) ||
+        t.payeeVpa.toLowerCase().includes(q) ||
+        t.payeeName.toLowerCase().includes(q) ||
+        t.payeeBank.toLowerCase().includes(q)
+      );
+    });
+  }
+
+  // ───────────────────── Aggregations ─────────────────────
+  get bankRows(): BankRow[] {
+    const map = new Map<string, BankRow>();
+    for (const t of this.txns) {
+      const key = t.payeeBank;
+      if (!map.has(key)) {
+        map.set(key, { bank: key, count: 0, amount: 0, success: 0, pending: 0, failed: 0 });
+      }
+      const r = map.get(key)!;
+      r.count++;
+      r.amount += t.amount;
+      if (t.state === 'SUCCESS') r.success++;
+      else if (t.state === 'FAILED' || t.state === 'EXPIRED' || t.state === 'DECLINED') r.failed++;
+      else r.pending++;
+    }
+    return Array.from(map.values()).sort((a, b) => b.amount - a.amount);
+  }
+
+  get dateRows(): DateRow[] {
+    const map = new Map<string, DateRow>();
+    for (const t of this.txns) {
+      if (!map.has(t.valueDate)) {
+        map.set(t.valueDate, { date: t.valueDate, count: 0, amount: 0, p2p: 0, p2m: 0 });
+      }
+      const r = map.get(t.valueDate)!;
+      r.count++;
+      r.amount += t.amount;
+      if (t.txnType === 'P2P') r.p2p++;
+      else if (t.txnType === 'P2M') r.p2m++;
+    }
+    return Array.from(map.values()).sort((a, b) => (a.date < b.date ? 1 : -1));
+  }
+
+  get userRows(): UserRow[] {
+    const map = new Map<string, UserRow>();
+    for (const t of this.txns) {
+      const key = `${t.payerName}|${t.payerBranch}`;
+      if (!map.has(key)) {
+        map.set(key, { user: t.payerName, branch: t.payerBranch, count: 0, amount: 0 });
+      }
+      const r = map.get(key)!;
+      r.count++;
+      r.amount += t.amount;
+    }
+    return Array.from(map.values()).sort((a, b) => b.amount - a.amount);
+  }
+
+  get appRows(): AppRow[] {
+    const total = this.totalAmount || 1;
+    const map = new Map<UpiApp, AppRow>();
+    for (const t of this.txns) {
+      if (!map.has(t.payerApp)) {
+        map.set(t.payerApp, { app: t.payerApp, count: 0, amount: 0, share: 0 });
+      }
+      const r = map.get(t.payerApp)!;
+      r.count++;
+      r.amount += t.amount;
+    }
+    map.forEach((r) => (r.share = (r.amount / total) * 100));
+    return Array.from(map.values()).sort((a, b) => b.amount - a.amount);
+  }
+
+  get trendBuckets(): DateRow[] {
+    return this.dateRows.slice(0, 7).reverse();
+  }
+
+  get trendMaxAmount(): number {
+    const buckets = this.trendBuckets;
+    if (!buckets.length) return 1;
+    return Math.max(...buckets.map((b) => b.amount));
+  }
+
+  get failureCodeRows(): { code: string; reason: string; count: number; amount: number }[] {
+    const map = new Map<string, { code: string; reason: string; count: number; amount: number }>();
+    for (const t of this.txns) {
+      const failed = t.state === 'FAILED' || t.state === 'EXPIRED' || t.state === 'DECLINED';
+      if (!failed || !t.failureCode) continue;
+      if (!map.has(t.failureCode)) {
+        map.set(t.failureCode, {
+          code: t.failureCode,
+          reason: t.failureReason || '',
+          count: 0,
+          amount: 0
+        });
+      }
+      const r = map.get(t.failureCode)!;
+      r.count++;
+      r.amount += t.amount;
+    }
+    return Array.from(map.values()).sort((a, b) => b.count - a.count);
+  }
+
+  // ───────────────────── Actions ─────────────────────
+  showTab(tab: ReportTab): void {
+    this.activeTab = tab;
+  }
+
+  exportCsv(): void {
+    const headers = [
+      'RRN',
+      'UPI Ref',
+      'Payer VPA',
+      'Payer Name',
+      'Payer App',
+      'Payee VPA',
+      'Payee Name',
+      'Payee Bank',
+      'Payee Type',
+      'Txn Type',
+      'Amount',
+      'Value Date',
+      'State',
+      'Failure Code',
+      'Sent Timestamp'
+    ];
+    const rows: string[][] = [headers];
+    for (const t of this.filteredTxns) {
+      rows.push([
+        t.rrn,
+        t.upiRef,
+        t.payerVpa,
+        t.payerName,
+        t.payerApp,
+        t.payeeVpa,
+        t.payeeName,
+        t.payeeBank,
+        t.payeeType,
+        t.txnType,
+        t.amount.toFixed(2),
+        t.valueDate,
+        t.state,
+        t.failureCode || '',
+        t.sentTimestamp
+      ]);
+    }
+    const escape = (v: string): string => {
+      const s = (v || '').replace(/"/g, '""');
+      return /[,"\n]/.test(s) ? `"${s}"` : s;
+    };
+    const csv = rows.map((r) => r.map(escape).join(',')).join('\n') + '\n';
+    const blob = new Blob([csv], { type: 'text/csv;charset=utf-8' });
+    const url = URL.createObjectURL(blob);
+    const a = document.createElement('a');
+    a.href = url;
+    a.download = `UPI_Report_${new Date().toISOString().slice(0, 10)}.csv`;
+    a.click();
+    URL.revokeObjectURL(url);
+  }
+
+  clearFilters(): void {
+    this.search = '';
+    this.typeFilter = '';
+    this.stateFilter = '';
+  }
+
+  // ───────────────────── Helpers ─────────────────────
+  stateColor(state: UpiState): string {
+    switch (state) {
+      case 'SUCCESS':
+        return 'green';
+      case 'FAILED':
+      case 'EXPIRED':
+      case 'DECLINED':
+        return 'red';
+      case 'INITIATED':
+        return 'teal';
+      case 'PENDING':
+        return 'amber';
+    }
+  }
+
+  trendBarHeight(amount: number): number {
+    return Math.max(6, Math.round((amount / this.trendMaxAmount) * 100));
+  }
+}
+
+// ───────────────────── Shared mock seed (top-level export) ─────────────────────
+/**
+ * Mock UPI history. Exported so any per-sender history dialogs (or future
+ * dashboards) can render from the same dataset. Replace with an API call.
+ */
+export function seedUpiTransactions(): UpiTxn[] {
+  const today = new Date();
+  const dt = (offset: number, h = 10, m = 0): string => {
+    const d = new Date(today);
+    d.setDate(d.getDate() - offset);
+    const pad = (n: number) => String(n).padStart(2, '0');
+    return d.getFullYear() + '-' + pad(d.getMonth() + 1) + '-' + pad(d.getDate()) + ' ' + pad(h) + ':' + pad(m) + ':00';
+  };
+  const vd = (offset: number): string => dt(offset).slice(0, 10);
+
+  return [
+    {
+      rrn: 'UPI52608001',
+      upiRef: 'YBL5202608111',
+      payerVpa: 'anita.desai@ybl',
+      payerName: 'Anita Desai',
+      payerBranch: 'Mumbai — BKC',
+      payerApp: 'PhonePe',
+      payeeVpa: 'amazon@apb',
+      payeeName: 'Amazon Pay India',
+      payeeBank: 'Axis Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 1899,
+      valueDate: vd(0),
+      state: 'SUCCESS',
+      sentTimestamp: dt(0, 9, 14)
+    },
+    {
+      rrn: 'UPI52608002',
+      upiRef: 'OKAXIS520260822',
+      payerVpa: 'anita.desai@ybl',
+      payerName: 'Anita Desai',
+      payerBranch: 'Mumbai — BKC',
+      payerApp: 'PhonePe',
+      payeeVpa: 'rohan.m@oksbi',
+      payeeName: 'Rohan S. Mehta',
+      payeeBank: 'State Bank of India',
+      payeeType: 'PERSON',
+      txnType: 'P2P',
+      amount: 2500,
+      valueDate: vd(0),
+      state: 'SUCCESS',
+      sentTimestamp: dt(0, 10, 38)
+    },
+    {
+      rrn: 'UPI52608003',
+      upiRef: 'OKHDFC520260833',
+      payerVpa: 'karthik@okhdfcbank',
+      payerName: 'Karthik Rao',
+      payerBranch: 'Bengaluru — MG Road',
+      payerApp: 'GPay',
+      payeeVpa: 'swiggy@hdfcbank',
+      payeeName: 'Swiggy',
+      payeeBank: 'HDFC Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 645,
+      valueDate: vd(0),
+      state: 'SUCCESS',
+      sentTimestamp: dt(0, 13, 22)
+    },
+    {
+      rrn: 'UPI52608004',
+      upiRef: 'BHIM5202608044',
+      payerVpa: 'sushma.i@upi',
+      payerName: 'Sushma Iyer',
+      payerBranch: 'Delhi — Connaught',
+      payerApp: 'BHIM',
+      payeeVpa: 'uber@okhdfcbank',
+      payeeName: 'Uber India',
+      payeeBank: 'HDFC Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 248,
+      valueDate: vd(1),
+      state: 'FAILED',
+      failureCode: 'U28',
+      failureReason: 'Beneficiary Account is Frozen',
+      sentTimestamp: dt(1, 18, 5)
+    },
+    {
+      rrn: 'UPI52608005',
+      upiRef: 'OKICICI520260855',
+      payerVpa: 'ramesh.k@oklicici',
+      payerName: 'Ramesh Krishnan',
+      payerBranch: 'Chennai — T. Nagar',
+      payerApp: 'Paytm',
+      payeeVpa: 'padma.r@upi',
+      payeeName: 'Padma Rao',
+      payeeBank: 'Canara Bank',
+      payeeType: 'PERSON',
+      txnType: 'P2P',
+      amount: 1200,
+      valueDate: vd(1),
+      state: 'SUCCESS',
+      sentTimestamp: dt(1, 11, 27)
+    },
+    {
+      rrn: 'UPI52608006',
+      upiRef: 'OKAXIS520260866',
+      payerVpa: 'vikram.j@axl',
+      payerName: 'Vikram Joshi',
+      payerBranch: 'Pune — Koregaon Park',
+      payerApp: 'GPay',
+      payeeVpa: 'flipkart@apb',
+      payeeName: 'Flipkart',
+      payeeBank: 'Axis Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 4799,
+      valueDate: vd(2),
+      state: 'SUCCESS',
+      sentTimestamp: dt(2, 16, 48)
+    },
+    {
+      rrn: 'UPI52608007',
+      upiRef: 'BHIM5202608077',
+      payerVpa: 'lakshmi.n@upi',
+      payerName: 'Lakshmi Naidu',
+      payerBranch: 'Hyderabad — Banjara',
+      payerApp: 'BHIM',
+      payeeVpa: 'aarav.ent@hdfcbank',
+      payeeName: 'Aarav Enterprises',
+      payeeBank: 'Kotak Mahindra Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 11500,
+      valueDate: vd(2),
+      state: 'PENDING',
+      sentTimestamp: dt(2, 9, 11)
+    },
+    {
+      rrn: 'UPI52608008',
+      upiRef: 'OKWA5202608088',
+      payerVpa: 'arjun.b@oklicici',
+      payerName: 'Arjun Banerjee',
+      payerBranch: 'Kolkata — Park Street',
+      payerApp: 'WhatsApp',
+      payeeVpa: 'indrani.sen@axl',
+      payeeName: 'Indrani Sen',
+      payeeBank: 'Axis Bank',
+      payeeType: 'PERSON',
+      txnType: 'P2P',
+      amount: 800,
+      valueDate: vd(3),
+      state: 'SUCCESS',
+      sentTimestamp: dt(3, 14, 56)
+    },
+    {
+      rrn: 'UPI52608009',
+      upiRef: 'OKAMP520260899',
+      payerVpa: 'anita.desai@apl',
+      payerName: 'Anita Desai',
+      payerBranch: 'Mumbai — BKC',
+      payerApp: 'Amazon Pay',
+      payeeVpa: 'amazon@apb',
+      payeeName: 'Amazon Pay India',
+      payeeBank: 'Axis Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 2349,
+      valueDate: vd(3),
+      state: 'DECLINED',
+      failureCode: 'U30',
+      failureReason: 'Daily Limit Exceeded',
+      sentTimestamp: dt(3, 21, 32)
+    },
+    {
+      rrn: 'UPI52608010',
+      upiRef: 'OKPAYTM5202608010',
+      payerVpa: 'karthik@paytm',
+      payerName: 'Karthik Rao',
+      payerBranch: 'Bengaluru — MG Road',
+      payerApp: 'Paytm',
+      payeeVpa: 'zomato@paytm',
+      payeeName: 'Zomato',
+      payeeBank: 'Paytm Payments Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 420,
+      valueDate: vd(4),
+      state: 'SUCCESS',
+      sentTimestamp: dt(4, 20, 5)
+    },
+    {
+      rrn: 'UPI52608011',
+      upiRef: 'OKICICI520260811',
+      payerVpa: 'sushma.i@upi',
+      payerName: 'Sushma Iyer',
+      payerBranch: 'Delhi — Connaught',
+      payerApp: 'BHIM',
+      payeeVpa: 'madhavi.s@upi',
+      payeeName: 'Madhavi Singh',
+      payeeBank: 'Punjab National Bank',
+      payeeType: 'PERSON',
+      txnType: 'P2P',
+      amount: 6500,
+      valueDate: vd(4),
+      state: 'SUCCESS',
+      sentTimestamp: dt(4, 12, 14)
+    },
+    {
+      rrn: 'UPI52608012',
+      upiRef: 'OKHDFC520260812',
+      payerVpa: 'ramesh.k@okhdfcbank',
+      payerName: 'Ramesh Krishnan',
+      payerBranch: 'Chennai — T. Nagar',
+      payerApp: 'GPay',
+      payeeVpa: 'bbasket@axl',
+      payeeName: 'Big Basket',
+      payeeBank: 'Axis Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 1380,
+      valueDate: vd(5),
+      state: 'SUCCESS',
+      sentTimestamp: dt(5, 8, 49)
+    },
+    {
+      rrn: 'UPI52608013',
+      upiRef: 'OKAXIS520260813',
+      payerVpa: 'lakshmi.n@upi',
+      payerName: 'Lakshmi Naidu',
+      payerBranch: 'Hyderabad — Banjara',
+      payerApp: 'PhonePe',
+      payeeVpa: 'spectra.cc@axl',
+      payeeName: 'Spectra Components',
+      payeeBank: 'State Bank of India',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 28999,
+      valueDate: vd(5),
+      state: 'EXPIRED',
+      failureCode: 'U23',
+      failureReason: 'Collect Request Expired',
+      sentTimestamp: dt(5, 15, 18)
+    },
+    {
+      rrn: 'UPI52608014',
+      upiRef: 'OKICICI520260814',
+      payerVpa: 'arjun.b@oklicici',
+      payerName: 'Arjun Banerjee',
+      payerBranch: 'Kolkata — Park Street',
+      payerApp: 'GPay',
+      payeeVpa: 'aircel@okhdfcbank',
+      payeeName: 'Airtel Recharge',
+      payeeBank: 'HDFC Bank',
+      payeeType: 'MERCHANT',
+      txnType: 'P2M',
+      amount: 349,
+      valueDate: vd(6),
+      state: 'SUCCESS',
+      sentTimestamp: dt(6, 10, 2)
+    },
+    {
+      rrn: 'UPI52608015',
+      upiRef: 'OKAXIS520260815',
+      payerVpa: 'vikram.j@axl',
+      payerName: 'Vikram Joshi',
+      payerBranch: 'Pune — Koregaon Park',
+      payerApp: 'WhatsApp',
+      payeeVpa: 'neha.k@upi',
+      payeeName: 'Neha Kapoor',
+      payeeBank: 'HDFC Bank',
+      payeeType: 'PERSON',
+      txnType: 'P2P',
+      amount: 1750,
+      valueDate: vd(6),
+      state: 'SUCCESS',
+      sentTimestamp: dt(6, 17, 41)
+    }
+  ];
+}