feat: MFA/2FA, OTP audit logs, KYC + client/user enhancements

- Access Control module: SMS/Email/TOTP/Hardware-token MFA factor management
- OTP Audit Logs module under Admin menu (list + detail) with 401/403 handling
- Two-factor authentication login flow updates
- Client KYC, India address, family-members, ckyc, nominee enhancements
- New shared KYC helpers (kyc-proof-types, kyc-upload-helper.service)
- User create/edit/view enhancements
- Shell navigation: OTP Audit Logs entry under real Admin menu

src/app/clients/clients.service.ts

@@ -576,11 +576,20 @@ export class ClientsService {
     return this.http.get(`/clients/${clientId}/collaterals/template`);
   }
 
-  searchByText(text: string, page: number, pageSize: number, sortAttribute: string = '', sortDirection: string = '') {
+  searchByText(
+    text: string,
+    page: number,
+    pageSize: number,
+    sortAttribute: string = '',
+    sortDirection: string = '',
+    activeOnly: boolean = false
+  ) {
+    const innerRequest: any = { text };
+    if (activeOnly) {
+      innerRequest.activeOnly = true;
+    }
     let request: any = {
-      request: {
-        text
-      },
+      request: innerRequest,
       page,
       size: pageSize
     };