saving , current and RD account code update

src/app/current-accounts/create-current-account/create-current-account.component.html

@@ -34,6 +34,7 @@
       <fa-icon icon="eye" size="sm"></fa-icon>
     </ng-template>
 
+    <!-- Step 1: Details -->
     <mat-step [stepControl]="currentAccountDetailsForm">
       <ng-template matStepLabel>{{ 'labels.inputs.DETAILS' | translate }}</ng-template>
 
@@ -44,14 +45,43 @@
       </mifosx-current-account-details-step>
     </mat-step>
 
-    <mat-step [stepControl]="currentAccountTermsForm">
+    <!-- Step 2: Currency -->
-      <ng-template matStepLabel>{{ 'labels.inputs.TERMS' | translate }}</ng-template>
+    <mat-step>
+      <ng-template matStepLabel>CURRENCY</ng-template>
 
-      <mifosx-current-account-terms-step
+      <mifosx-current-account-currency-step
         [currentAccountProductTemplate]="currentAccountProductTemplate"
-      ></mifosx-current-account-terms-step>
+      ></mifosx-current-account-currency-step>
     </mat-step>
 
+    <!-- Step 3: Term (Interest Rate) -->
+    <mat-step [stepControl]="currentAccountTermForm">
+      <ng-template matStepLabel>{{ 'labels.inputs.TERMS' | translate }}</ng-template>
+
+      <mifosx-current-account-term-step
+        [currentAccountProductTemplate]="currentAccountProductTemplate"
+      ></mifosx-current-account-term-step>
+    </mat-step>
+
+    <!-- Step 4: Settings -->
+    <mat-step>
+      <ng-template matStepLabel>SETTINGS</ng-template>
+
+      <mifosx-current-account-settings-step
+        [currentAccountProductTemplate]="currentAccountProductTemplate"
+      ></mifosx-current-account-settings-step>
+    </mat-step>
+
+    <!-- Step 5: Digital -->
+    <mat-step>
+      <ng-template matStepLabel>DIGITAL</ng-template>
+
+      <mifosx-current-account-digital-step
+        [currentAccountProductTemplate]="currentAccountProductTemplate"
+      ></mifosx-current-account-digital-step>
+    </mat-step>
+
+    <!-- Step 6: Charges -->
     <mat-step>
       <ng-template matStepLabel>{{ 'labels.inputs.CHARGES' | translate }}</ng-template>
 
@@ -61,14 +91,25 @@
         [currencyCode]="currentAccountTermsForm.get('currencyCode')"
       >
       </mifosx-current-account-charges-step>
+
+      <!-- Hidden terms step to keep currencyCode form populated -->
+      <div style="display: none">
+        <mifosx-current-account-terms-step
+          [currentAccountProductTemplate]="currentAccountProductTemplate"
+          [currentAccountTemplate]="currentAccountTemplate"
+        ></mifosx-current-account-terms-step>
+      </div>
     </mat-step>
 
+    <!-- Step 7: Preview -->
     @if (currentAccountFormValid) {
       <mat-step completed>
         <ng-template matStepLabel>{{ 'labels.inputs.PREVIEW' | translate }}</ng-template>
         <mifosx-current-account-preview-step
           [currentAccountProductTemplate]="currentAccountProductTemplate"
           [currentAccountTemplate]="currentAccountTemplate"
+          [currentAccountTermForm]="currentAccountTermForm"
+          [currentAccountSettingsForm]="currentAccountSettingsForm"
           [currentAccountTermsForm]="currentAccountTermsForm"
           [currentAccount]="currentAccount"
           (submitEvent)="submit()"

src/app/current-accounts/create-current-account/create-current-account.component.ts

@@ -13,7 +13,11 @@ import { Router, ActivatedRoute } from '@angular/router';
 /** Custom Components */
 import { CurrentAccountDetailsStepComponent } from '../current-account-stepper/current-account-details-step/current-account-details-step.component';
 import { CurrentAccountTermsStepComponent } from '../current-account-stepper/current-account-terms-step/current-account-terms-step.component';
+import { CurrentAccountTermStepComponent } from '../current-account-stepper/current-account-term-step/current-account-term-step.component';
+import { CurrentAccountSettingsStepComponent } from '../current-account-stepper/current-account-settings-step/current-account-settings-step.component';
 import { CurrentAccountChargesStepComponent } from '../current-account-stepper/current-account-charges-step/current-account-charges-step.component';
+import { CurrentAccountCurrencyStepComponent } from '../current-account-stepper/current-account-currency-step/current-account-currency-step.component';
+import { CurrentAccountDigitalStepComponent } from '../current-account-stepper/current-account-digital-step/current-account-digital-step.component';
 
 /** Custom Services */
 import { CurrentAccountsService } from '../current-accounts.service';
@@ -39,6 +43,10 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     MatStep,
     MatStepLabel,
     CurrentAccountDetailsStepComponent,
+    CurrentAccountCurrencyStepComponent,
+    CurrentAccountTermStepComponent,
+    CurrentAccountSettingsStepComponent,
+    CurrentAccountDigitalStepComponent,
     CurrentAccountTermsStepComponent,
     CurrentAccountChargesStepComponent,
     CurrentAccountPreviewStepComponent
@@ -59,21 +67,19 @@ export class CreateCurrentAccountComponent {
   /** Current Account Details Step */
   @ViewChild(CurrentAccountDetailsStepComponent, { static: true })
   currentAccountDetailsStep: CurrentAccountDetailsStepComponent;
-  /** Current Account Terms Step */
+  /** Current Account Term Step (new) */
+  @ViewChild(CurrentAccountTermStepComponent, { static: true })
+  currentAccountTermStep: CurrentAccountTermStepComponent;
+  /** Current Account Settings Step */
+  @ViewChild(CurrentAccountSettingsStepComponent, { static: true })
+  currentAccountSettingsStep: CurrentAccountSettingsStepComponent;
+  /** Current Account Terms Step (old — kept for currencyCode access) */
   @ViewChild(CurrentAccountTermsStepComponent, { static: true })
   currentAccountTermsStep: CurrentAccountTermsStepComponent;
   /** Current Account Charges Step */
   @ViewChild(CurrentAccountChargesStepComponent, { static: true })
   currentAccountChargesStep: CurrentAccountChargesStepComponent;
 
-  /**
-   * Fetches current account template from `resolve`
-   * @param {ActivatedRoute} route Activated Route
-   * @param {Router} router Router
-   * @param {Dates} dateUtils Date Utils
-   * @param {CurrentAccountsService} currentAccountsService Current Accounts Service
-   * @param {SettingsService} settingsService Settings Service
-   */
   constructor() {
     this.route.data.subscribe((data: { currentAccountTemplate: any }) => {
       this.currentAccountTemplate = data.currentAccountTemplate;
@@ -82,7 +88,6 @@ export class CreateCurrentAccountComponent {
 
   /**
    * Sets current account product template.
-   * @param {any} $event API response
    */
   setTemplate($event: any) {
     this.currentAccountProductTemplate = $event;
@@ -96,7 +101,21 @@ export class CreateCurrentAccountComponent {
   }
 
   /**
-   * Retrieves current account terms form.
+   * Retrieves new term form (interest rate).
+   */
+  get currentAccountTermForm() {
+    return this.currentAccountTermStep.currentAccountTermForm;
+  }
+
+  /**
+   * Retrieves settings form.
+   */
+  get currentAccountSettingsForm() {
+    return this.currentAccountSettingsStep.currentAccountSettingsForm;
+  }
+
+  /**
+   * Retrieves old terms form — still used for currencyCode by charges step.
    */
   get currentAccountTermsForm() {
     return this.currentAccountTermsStep.currentAccountTermsForm;
@@ -106,7 +125,7 @@ export class CreateCurrentAccountComponent {
    * Checks validity of overall current account form.
    */
   get currentAccountFormValid() {
-    return this.currentAccountDetailsForm.valid && this.currentAccountTermsForm.valid;
+    return this.currentAccountDetailsForm.valid && this.currentAccountTermForm.valid;
   }
 
   /**
@@ -115,16 +134,16 @@ export class CreateCurrentAccountComponent {
   get currentAccount() {
     return {
       ...this.currentAccountDetailsStep.currentAccountDetails,
-      ...this.currentAccountTermsStep.currentAccountTerms,
+      ...this.currentAccountTermStep.currentAccountTerms,
+      ...this.currentAccountSettingsStep.currentAccountSettings,
       ...this.currentAccountChargesStep.currentAccountCharges
     };
   }
 
   /**
-   * Creates a new share account.
+   * Creates a new current account.
    */
   submit() {
-    // TODO: Update once language and date settings are setup
     const locale = this.settingsService.language.code;
     const dateFormat = this.settingsService.dateFormat;
     const monthDayFormat = 'dd MMMM';

src/app/current-accounts/current-account-stepper/current-account-charges-step/current-account-charges-step.component.ts

@@ -7,7 +7,7 @@
  */
 
 /** Angular Imports */
-import { Component, OnInit, OnChanges, Input, inject } from '@angular/core';
+import { Component, OnInit, Input, inject } from '@angular/core';
 import { MatDialog } from '@angular/material/dialog';
 import { UntypedFormControl } from '@angular/forms';
 
@@ -69,13 +69,27 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     FormatNumberPipe
   ]
 })
-export class CurrentAccountChargesStepComponent implements OnInit, OnChanges {
+export class CurrentAccountChargesStepComponent implements OnInit {
   private dialog = inject(MatDialog);
   private dateUtils = inject(Dates);
   private translateService = inject(TranslateService);
 
   /** Current Account Product Template */
-  @Input() currentAccountProductTemplate: any;
+  private _currentAccountProductTemplate: any;
+  @Input()
+  set currentAccountProductTemplate(value: any) {
+    this._currentAccountProductTemplate = value;
+    if (value) {
+      this.chargeData = value.chargeOptions || [];
+      // Only pre-populate from product template for new accounts
+      if (!this.currentAccountTemplate?.id) {
+        this.chargesDataSource = (value.charges || []).map((charge: any) => ({ ...charge, id: charge.chargeId }));
+      }
+    }
+  }
+  get currentAccountProductTemplate(): any {
+    return this._currentAccountProductTemplate;
+  }
   /** Current Account Template */
   @Input() currentAccountTemplate: any;
   /** Currency Code */
@@ -88,8 +102,6 @@ export class CurrentAccountChargesStepComponent implements OnInit, OnChanges {
   chargesDataSource: {}[] = [];
   /** Component is pristine if there has been no changes by user interaction */
   pristine = true;
-  /** For Edit Current Account Form */
-  isChargesPatched = false;
   /** Display columns for charges table */
   displayedColumns: string[] = [
     'name',
@@ -114,22 +126,10 @@ export class CurrentAccountChargesStepComponent implements OnInit, OnChanges {
   ];
 
   ngOnInit() {
-    if (this.currentAccountTemplate) {
+    if (this.currentAccountTemplate?.id && this.currentAccountTemplate?.charges) {
-      if (!this.isChargesPatched && this.currentAccountTemplate.charges) {
+      // Edit mode: load saved charges from existing account
-        this.chargesDataSource =
-          this.currentAccountProductTemplate.charges.map((charge: any) => ({ ...charge, id: charge.chargeId })) || [];
-        this.isChargesPatched = true;
-      } else {
-        this.chargesDataSource = [];
-      }
-    }
-  }
-
-  ngOnChanges() {
-    if (this.currentAccountProductTemplate) {
-      this.chargeData = this.currentAccountProductTemplate.chargeOptions;
       this.chargesDataSource =
-        this.currentAccountProductTemplate.charges.map((charge: any) => ({ ...charge, id: charge.chargeId })) || [];
+        this.currentAccountTemplate.charges.map((charge: any) => ({ ...charge, id: charge.chargeId })) || [];
     }
   }
 

src/app/current-accounts/current-account-stepper/current-account-currency-step/current-account-currency-step.component.html

@@ -0,0 +1,79 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="sac-section">
+  <div class="sac-section__header">
+    <i class="fas fa-coins"></i>
+    <span>Currency &amp; Account Status Configuration</span>
+  </div>
+  <div class="sac-body">
+    <div class="sac-grid">
+      <mat-form-field appearance="outline" class="sac-field">
+        <mat-label>Currency</mat-label>
+        <input matInput [value]="currentAccountProductTemplate?.currency?.name || ''" readonly />
+        <mat-hint>Inherited from selected product</mat-hint>
+      </mat-form-field>
+
+      <mat-form-field appearance="outline" class="sac-field">
+        <mat-label>Decimal Places</mat-label>
+        <input matInput [value]="currentAccountProductTemplate?.currency?.decimalPlaces || ''" readonly />
+        <mat-hint>Inherited from selected product</mat-hint>
+      </mat-form-field>
+    </div>
+
+    <div class="sac-alert">
+      <div class="sac-alert__content">
+        <h4>Dormancy Alert</h4>
+        <p>Enable automated notifications when an account becomes inactive based on product rules.</p>
+      </div>
+      <span class="sac-badge" [class.sac-badge--yes]="currentAccountProductTemplate?.dormancyAlert">
+        {{ currentAccountProductTemplate?.dormancyAlert ? 'Yes' : 'No' }}
+      </span>
+    </div>
+
+    <div class="sac-alert">
+      <div class="sac-alert__content">
+        <h4>Balance Swap Option</h4>
+        <p>Allows balance to be swapped or transferred between linked accounts as per product configuration.</p>
+      </div>
+      <span class="sac-badge" [class.sac-badge--yes]="currentAccountProductTemplate?.balanceSwapOption">
+        {{ currentAccountProductTemplate?.balanceSwapOption ? 'Yes' : 'No' }}
+      </span>
+    </div>
+
+    <div class="sac-alert">
+      <div class="sac-alert__content">
+        <h4>MSME</h4>
+        <p>Account is categorized under the Micro, Small and Medium Enterprises segment.</p>
+      </div>
+      <span class="sac-badge" [class.sac-badge--yes]="currentAccountProductTemplate?.msme">
+        {{ currentAccountProductTemplate?.msme ? 'Yes' : 'No' }}
+      </span>
+    </div>
+
+    <div class="sac-alert">
+      <div class="sac-alert__content">
+        <h4>Nomination Facility</h4>
+        <p>Allow account holders to designate individuals to receive funds in the event of account holder's death.</p>
+      </div>
+      <span class="sac-badge" [class.sac-badge--yes]="currentAccountProductTemplate?.nominationFacility">
+        {{ currentAccountProductTemplate?.nominationFacility ? 'Yes' : 'No' }}
+      </span>
+    </div>
+
+    <div class="sac-alert">
+      <div class="sac-alert__content">
+        <h4>Auto Debit Facility</h4>
+        <p>Enable automatic debit instructions for recurring payments linked to this account.</p>
+      </div>
+      <span class="sac-badge" [class.sac-badge--yes]="currentAccountProductTemplate?.autoDebitFacility">
+        {{ currentAccountProductTemplate?.autoDebitFacility ? 'Yes' : 'No' }}
+      </span>
+    </div>
+  </div>
+</div>

src/app/current-accounts/current-account-stepper/current-account-currency-step/current-account-currency-step.component.scss

@@ -0,0 +1,116 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.sac-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    span {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+}
+
+.sac-body {
+  background: #fff;
+}
+
+.sac-grid {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 4px 16px;
+  padding: 16px 24px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sac-field {
+  width: 100%;
+}
+
+.sac-alert {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 24px;
+  padding: 18px 24px;
+  border-top: 1px solid $border;
+  background: #f8fafc;
+
+  @media (width <= 760px) {
+    flex-direction: column;
+    align-items: flex-start;
+  }
+
+  &__content {
+    h4 {
+      margin: 0 0 6px;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+
+    p {
+      margin: 0;
+      font-size: 12px;
+      line-height: 1.5;
+      color: #64748b;
+      max-width: 540px;
+    }
+  }
+}
+
+.sac-badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  min-width: 48px;
+  padding: 4px 14px;
+  border-radius: 999px;
+  font-size: 12px;
+  font-weight: 700;
+  background: #fee2e2;
+  color: #b91c1c;
+  border: 1px solid #fecaca;
+
+  &--yes {
+    background: #dcfce7;
+    color: #15803d;
+    border-color: #bbf7d0;
+  }
+}

src/app/current-accounts/current-account-stepper/current-account-currency-step/current-account-currency-step.component.ts

@@ -0,0 +1,20 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input } from '@angular/core';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+@Component({
+  selector: 'mifosx-current-account-currency-step',
+  templateUrl: './current-account-currency-step.component.html',
+  styleUrls: ['./current-account-currency-step.component.scss'],
+  imports: [...STANDALONE_SHARED_IMPORTS]
+})
+export class CurrentAccountCurrencyStepComponent {
+  @Input() currentAccountProductTemplate: any;
+}

src/app/current-accounts/current-account-stepper/current-account-details-step/current-account-details-step.component.html

@@ -7,63 +7,126 @@
 -->
 
 <form [formGroup]="currentAccountDetailsForm">
-  <div class="layout-row-wrap gap-2px responsive-column">
+  <!-- Account Details -->
-    <mat-form-field class="flex-48">
+  <div class="sad-section">
-      <mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
+    <div class="sad-section__header">
-      <mat-select formControlName="productId" required>
+      <i class="fas fa-info-circle"></i>
-        @for (product of productData; track product) {
+      <h3>Account Details</h3>
-          <mat-option [value]="product.id">
+    </div>
-            {{ product.name }}
+    <div class="sad-grid">
-          </mat-option>
+      <mat-form-field appearance="outline" class="sad-field">
-        }
+        <mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
-      </mat-select>
+        <mat-select formControlName="productId" required>
-      <mat-error>
+          @for (product of productData; track product) {
-        {{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
+            <mat-option [value]="product.id">{{ product.name }}</mat-option>
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
+          }
-      </mat-error>
+        </mat-select>
-    </mat-form-field>
-
-    @if (currentAccountProductSelected) {
-      <mat-form-field class="flex-48" (click)="submittedOnDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Submitted On' | translate }}</mat-label>
-        <input
-          matInput
-          [min]="minDate"
-          [max]="maxDate"
-          [matDatepicker]="submittedOnDatePicker"
-          formControlName="submittedOnDate"
-          required
-        />
-        <mat-datepicker-toggle matSuffix [for]="submittedOnDatePicker"></mat-datepicker-toggle>
-        <mat-datepicker #submittedOnDatePicker></mat-datepicker>
         <mat-error>
-          {{ 'labels.inputs.Submitted On' | translate }} {{ 'labels.commons.is' | translate }}
+          {{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
           <strong>{{ 'labels.commons.required' | translate }}</strong>
         </mat-error>
       </mat-form-field>
-    }
 
-    @if (currentAccountProductSelected) {
+      @if (currentAccountProductSelected) {
-      <mat-form-field class="flex-48">
+        <mat-form-field appearance="outline" class="sad-field" (click)="submittedOnDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Field Officer' | translate }}</mat-label>
+          <mat-label>{{ 'labels.inputs.Submitted On' | translate }}</mat-label>
-        <mat-select formControlName="fieldOfficerId">
+          <input
-          @for (officer of fieldOfficerData; track officer) {
+            matInput
-            <mat-option [value]="officer.id">
+            [min]="minDate"
-              {{ officer.displayName }}
+            [max]="maxDate"
-            </mat-option>
+            [matDatepicker]="submittedOnDatePicker"
-          }
+            formControlName="submittedOnDate"
-        </mat-select>
+            required
-      </mat-form-field>
+          />
-    }
+          <mat-datepicker-toggle matSuffix [for]="submittedOnDatePicker"></mat-datepicker-toggle>
+          <mat-datepicker #submittedOnDatePicker></mat-datepicker>
+          <mat-error>
+            {{ 'labels.inputs.Submitted On' | translate }} {{ 'labels.commons.is' | translate }}
+            <strong>{{ 'labels.commons.required' | translate }}</strong>
+          </mat-error>
+        </mat-form-field>
+      }
 
-    @if (currentAccountProductSelected) {
+      @if (currentAccountProductSelected) {
-      <mat-form-field class="flex-48">
+        <mat-form-field appearance="outline" class="sad-field">
-        <mat-label>{{ 'labels.inputs.External ID' | translate }}</mat-label>
+          <mat-label>{{ 'labels.inputs.Field Officer' | translate }}</mat-label>
-        <input matInput formControlName="externalId" />
+          <mat-select formControlName="fieldOfficerId">
-      </mat-form-field>
+            @for (officer of fieldOfficerData; track officer) {
-    }
+              <mat-option [value]="officer.id">{{ officer.displayName }}</mat-option>
+            }
+          </mat-select>
+        </mat-form-field>
+      }
+
+      @if (currentAccountProductSelected) {
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>{{ 'labels.inputs.External ID' | translate }}</mat-label>
+          <input matInput formControlName="externalId" />
+        </mat-form-field>
+      }
+    </div>
   </div>
 
+  <!-- Product Classification (read-only, shown after product is selected) -->
+  @if (currentAccountProductSelected && productTemplate) {
+    <div class="sad-section sad-section--mt">
+      <div class="sad-section__header">
+        <i class="fas fa-tags"></i>
+        <h3>Product Classification</h3>
+        <span class="sad-badge">From Product</span>
+      </div>
+      <div class="sad-grid sad-grid--classification">
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>Account Type</mat-label>
+          <input matInput [value]="productTemplate.accountType || ''" readonly />
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>Customer Segment</mat-label>
+          <input matInput [value]="productTemplate.customerSegment || ''" readonly />
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>Product Code</mat-label>
+          <input matInput [value]="productTemplate.productCode || ''" readonly />
+        </mat-form-field>
+
+        @if (productTemplate.effectiveDate) {
+          <mat-form-field appearance="outline" class="sad-field">
+            <mat-label>Effective Date</mat-label>
+            <input matInput [value]="formatTemplateDate(productTemplate.effectiveDate)" readonly />
+          </mat-form-field>
+        }
+
+        @if (productTemplate.effectiveTo) {
+          <mat-form-field appearance="outline" class="sad-field">
+            <mat-label>Effective To</mat-label>
+            <input matInput [value]="formatTemplateDate(productTemplate.effectiveTo)" readonly />
+          </mat-form-field>
+        }
+
+        @if (productTemplate.endDate) {
+          <mat-form-field appearance="outline" class="sad-field">
+            <mat-label>End Date</mat-label>
+            <input matInput [value]="formatTemplateDate(productTemplate.endDate)" readonly />
+          </mat-form-field>
+        }
+
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>Introducer Required</mat-label>
+          <input matInput [value]="productTemplate.introducerRequired ? 'Yes' : 'No'" readonly />
+        </mat-form-field>
+
+        <div class="sad-field sad-info-row">
+          <span class="sad-info-label">Share Linking Enabled</span>
+          <span class="sad-badge" [class.sad-badge--yes]="productTemplate.shareLinkingEnabled">
+            {{ productTemplate.shareLinkingEnabled ? 'Yes' : 'No' }}
+          </span>
+        </div>
+      </div>
+    </div>
+  }
+
   <div class="layout-row align-center gap-2percent margin-t responsive-column">
     <button mat-raised-button matStepperPrevious disabled>
       <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>

src/app/current-accounts/current-account-stepper/current-account-details-step/current-account-details-step.component.scss

@@ -5,3 +5,101 @@
  * License, v. 2.0. If a copy of the MPL was not distributed with this
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.sad-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  &--mt {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    h3 {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+      flex: 1;
+    }
+  }
+}
+
+.sad-grid {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 4px 16px;
+  padding: 16px 24px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sad-grid--classification {
+  grid-template-columns: repeat(3, 1fr);
+
+  @media (width <= 900px) {
+    grid-template-columns: repeat(2, 1fr);
+  }
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sad-field {
+  width: 100%;
+}
+
+.sad-info-row {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+  min-height: 56px;
+}
+
+.sad-info-label {
+  font-size: 14px;
+  color: $gray-900;
+  font-weight: 500;
+}
+
+.sad-badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  padding: 3px 12px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 700;
+  background: #dbeafe;
+  color: #1d4ed8;
+  border: 1px solid #bfdbfe;
+
+  &--yes {
+    background: #dcfce7;
+    color: #15803d;
+    border-color: #bbf7d0;
+  }
+}

src/app/current-accounts/current-account-stepper/current-account-details-step/current-account-details-step.component.ts

@@ -7,8 +7,9 @@
  */
 
 /** Angular Imports */
-import { Component, OnInit, Input, Output, EventEmitter, inject } from '@angular/core';
+import { Component, OnInit, Input, Output, EventEmitter, inject, ChangeDetectorRef } from '@angular/core';
 import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { Dates } from 'app/core/utils/dates';
 
 /** Custom Services */
 import { CurrentAccountsService } from 'app/current-accounts/current-accounts.service';
@@ -35,6 +36,8 @@ export class CurrentAccountDetailsStepComponent implements OnInit {
   private formBuilder = inject(UntypedFormBuilder);
   private currentAccountsService = inject(CurrentAccountsService);
   private settingsService = inject(SettingsService);
+  private dateUtils = inject(Dates);
+  private cdr = inject(ChangeDetectorRef);
 
   /** Current Account Template */
   @Input() currentAccountTemplate: any;
@@ -57,12 +60,9 @@ export class CurrentAccountDetailsStepComponent implements OnInit {
   /** Current Account Template with product data  */
   @Output() currentAccountProductTemplate = new EventEmitter();
 
-  /**
+  /** Local copy of product template for displaying classification info */
-   * Sets share account details form.
+  productTemplate: any = null;
-   * @param {FormBuilder} formBuilder Form Builder.
+
-   * @param {CurrentAccountsService} currentAccountsService Current Accounts Service.
-   * @param {SettingsService} settingsService Setting service
-   */
   constructor() {
     this.createCurrentAccountDetailsForm();
   }
@@ -82,7 +82,7 @@ export class CurrentAccountDetailsStepComponent implements OnInit {
         });
       } else {
         this.currentAccountDetailsForm.patchValue({
-          submittedOnDate: new Date()
+          submittedOnDate: this.settingsService.businessDate
         });
       }
     }
@@ -115,9 +115,23 @@ export class CurrentAccountDetailsStepComponent implements OnInit {
       this.currentAccountsService
         .getCurrentAccountTemplate(entityId, productId, this.currentAccountTemplate.groupId ? true : false)
         .subscribe((response: any) => {
+          // Ensure currency is included in the product template
+          if (!response.currency) {
+            // Try to get currency from the selected product
+            const selectedProduct = this.currentAccountTemplate.productOptions?.find(
+              (product: any) => product.id == productId
+            );
+            if (selectedProduct?.currency) {
+              response.currency = selectedProduct.currency;
+            } else if (this.currentAccountTemplate.currency) {
+              response.currency = this.currentAccountTemplate.currency;
+            }
+          }
+          this.productTemplate = response;
           this.currentAccountProductTemplate.emit(response);
           this.fieldOfficerData = response.fieldOfficerOptions;
           this.currentAccountProductSelected = true;
+          this.cdr.detectChanges();
           if (!this.isFieldOfficerPatched && this.currentAccountTemplate.fieldOfficerId) {
             this.currentAccountDetailsForm.get('fieldOfficerId').patchValue(this.currentAccountTemplate.fieldOfficerId);
             this.isFieldOfficerPatched = true;
@@ -128,6 +142,27 @@ export class CurrentAccountDetailsStepComponent implements OnInit {
     });
   }
 
+  /**
+   * Formats template dates into the current CBS date format.
+   */
+  formatTemplateDate(value: any): string {
+    if (!value) {
+      return '';
+    }
+    let dateValue: Date | null = null;
+    if (value instanceof Date) {
+      dateValue = value;
+    } else if (Array.isArray(value) && value.length >= 3) {
+      dateValue = new Date(value[0], value[1] - 1, value[2]);
+    } else {
+      dateValue = new Date(value);
+    }
+    if (!dateValue || Number.isNaN(dateValue.getTime())) {
+      return Array.isArray(value) ? value.join('/') : String(value);
+    }
+    return this.dateUtils.formatDate(dateValue, 'M/d/yyyy') || '';
+  }
+
   /**
    * Returns current account form value.
    */

src/app/current-accounts/current-account-stepper/current-account-digital-step/current-account-digital-step.component.html

@@ -0,0 +1,234 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="spl-section">
+  <div class="spl-section__header">
+    <span class="spl-section__icon">
+      <i class="fas fa-chart-bar"></i>
+    </span>
+    <div class="spl-section__title">Transaction &amp; Product Limits</div>
+    <div class="spl-section__badge">FROM PRODUCT</div>
+  </div>
+
+  <div class="spl-section__body">
+    <div class="spl-features">
+      <div class="spl-features__header">Account Features (as per RBI guidelines)</div>
+
+      <div class="spl-features__grid">
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-credit-card"></i> ATM Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.atmFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-wallet"></i> ATM Withdrawal</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.atmWithdrawalFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-mobile-alt"></i> UPI Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.upiFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-exchange-alt"></i> POS Transactions</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.posTransactionsFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-book"></i> Cheque Book</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.chequeBook" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-bolt"></i> IMPS Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.impsFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-sms"></i> SMS Alerts</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.smsAlerts" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-bell"></i> BBPS Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.bbpsFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-shield-alt"></i> Insurance Cover</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.insuranceCover" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-bolt"></i> BEPG Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.bepgFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-money-check-alt"></i> NEFT Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.neftFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-money-check"></i> RTGS Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.rtgsFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-balance-scale"></i> Inter-Bank Total Cap</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.interBankTotalCapFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-arrow-right-arrow-left"></i> Withdrawal Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.withdrawalFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-id-card"></i> Deposit Facility (KYC)</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.depositFacilityKyc" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-credit-card"></i> Virtual Debit Card</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.virtualDebitCard" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+      </div>
+    </div>
+
+    @if (accountFacilityLimits.length > 0) {
+      <div class="spl-table-wrap">
+        <table class="spl-table">
+          <colgroup>
+            <col class="spl-table__col--label" />
+            <col class="spl-table__col--value" />
+            <col class="spl-table__col--value" />
+            <col class="spl-table__col--value" />
+          </colgroup>
+          <thead>
+            <tr>
+              <th>Limit Type</th>
+              <th>General Limit (Daily)</th>
+              <th>Minor Account Limit</th>
+              <th>Small Saving Limit</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (row of accountFacilityLimits; track row.limitType) {
+              <tr>
+                <td>{{ row.limitType }}</td>
+                <td><input type="text" class="spl-input" [value]="row.generalLimit" disabled /></td>
+                <td><input type="text" class="spl-input" [value]="row.minorAccountLimit" disabled /></td>
+                <td><input type="text" class="spl-input" [value]="row.smallSavingLimit" disabled /></td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    }
+
+    @if (depositLimitKyc?.general) {
+      <div class="spl-table-wrap spl-table-wrap--kyc">
+        <h4 class="mat-h4">Deposit Limit (KYC)</h4>
+        <table class="spl-table">
+          <thead>
+            <tr>
+              <th>Account Type</th>
+              <th>KYC Type</th>
+              <th>Limit</th>
+            </tr>
+          </thead>
+          <tbody>
+            <tr>
+              <td>General</td>
+              <td>
+                <select class="spl-select" [ngModel]="depositLimitKyc.general.kycType" disabled>
+                  <option>{{ depositLimitKyc.general.kycType }}</option>
+                </select>
+              </td>
+              <td><input type="text" class="spl-input" [value]="depositLimitKyc.general.limit" disabled /></td>
+            </tr>
+            <tr>
+              <td>Minor</td>
+              <td>
+                <select class="spl-select" [ngModel]="depositLimitKyc.minor.kycType" disabled>
+                  <option>{{ depositLimitKyc.minor.kycType }}</option>
+                </select>
+              </td>
+              <td><input type="number" class="spl-input" [value]="depositLimitKyc.minor.limit" disabled /></td>
+            </tr>
+            <tr>
+              <td>Small Saving</td>
+              <td>
+                <select class="spl-select" [ngModel]="depositLimitKyc.smallSaving.kycType" disabled>
+                  <option>{{ depositLimitKyc.smallSaving.kycType }}</option>
+                </select>
+              </td>
+              <td><input type="number" class="spl-input" [value]="depositLimitKyc.smallSaving.limit" disabled /></td>
+            </tr>
+          </tbody>
+        </table>
+      </div>
+    }
+
+    <div class="spl-note">
+      <strong>Note:</strong>
+      These facilities are defined at product level and applied to this account. Small Saving Account limits are
+      strictly capped at Rs.1,00,000 maximum balance per RBI Master Circular.
+    </div>
+  </div>
+</div>

src/app/current-accounts/current-account-stepper/current-account-digital-step/current-account-digital-step.component.scss

@@ -0,0 +1,199 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$border: #d9e2ec;
+$border-strong: #c7d2de;
+$text: #24364b;
+$muted: #64748b;
+$header-bg: #f8fafc;
+
+.spl-section {
+  border: 1px solid $border;
+  border-radius: 12px;
+  overflow: hidden;
+  background: #fff;
+}
+
+.spl-section__header {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+  padding: 16px 20px;
+  background: $header-bg;
+  border-bottom: 1px solid $border;
+}
+
+.spl-section__icon {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 28px;
+  height: 28px;
+  border-radius: 8px;
+  background: #eff6ff;
+  color: #2563eb;
+  font-size: 14px;
+  flex: 0 0 auto;
+}
+
+.spl-section__title {
+  flex: 1 1 auto;
+  font-size: 16px;
+  font-weight: 600;
+  color: $text;
+}
+
+.spl-section__badge {
+  flex: 0 0 auto;
+  padding: 5px 10px;
+  border-radius: 999px;
+  background: #dbeafe;
+  color: #1d4ed8;
+  font-size: 10px;
+  font-weight: 700;
+  letter-spacing: 0.05em;
+  white-space: nowrap;
+}
+
+.spl-section__body {
+  padding: 18px 20px 20px;
+}
+
+.spl-table-wrap {
+  overflow-x: auto;
+  margin-top: 16px;
+}
+
+.spl-table {
+  width: 100%;
+  min-width: 0;
+  table-layout: fixed;
+  border-collapse: collapse;
+  border: 1px solid $border;
+
+  col.spl-table__col--label {
+    width: 22%;
+  }
+
+  col.spl-table__col--value {
+    width: 26%;
+  }
+
+  th,
+  td {
+    border: 1px solid $border;
+    padding: 6px 8px;
+    vertical-align: middle;
+  }
+
+  th {
+    background: #f8fafc;
+    color: #64748b;
+    text-align: center;
+    font-size: 11px;
+    font-weight: 700;
+  }
+
+  td:first-child {
+    background: #f8fafc;
+    font-weight: 600;
+    color: $text;
+    white-space: nowrap;
+  }
+
+  td {
+    font-size: 13px;
+    overflow: hidden;
+  }
+}
+
+.spl-input,
+.spl-select {
+  width: 100%;
+  box-sizing: border-box;
+  font: inherit;
+}
+
+.spl-input {
+  height: 30px;
+  border: 1px solid $border-strong;
+  border-radius: 2px;
+  padding: 0 8px;
+  background: #f8fafc;
+  color: $muted;
+}
+
+.spl-select {
+  height: 30px;
+  border: 1px solid $border-strong;
+  border-radius: 2px;
+  padding: 0 6px;
+  background: #f8fafc;
+  color: $muted;
+}
+
+.spl-features {
+  margin-bottom: 16px;
+}
+
+.spl-features__header {
+  font-size: 13px;
+  font-weight: 600;
+  color: $muted;
+  margin-bottom: 12px;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
+}
+
+.spl-features__grid {
+  display: grid;
+  grid-template-columns: repeat(3, minmax(0, 1fr));
+  gap: 12px 16px;
+
+  @media (width <= 900px) {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+  }
+
+  @media (width <= 640px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.spl-feature {
+  display: flex;
+  flex-direction: column;
+  gap: 6px;
+  font-size: 13px;
+  color: $text;
+}
+
+.spl-feature__label {
+  display: inline-flex;
+  align-items: center;
+  gap: 8px;
+  font-weight: 600;
+  color: #334155;
+
+  i {
+    color: #2563eb;
+    font-size: 12px;
+    width: 14px;
+    text-align: center;
+  }
+}
+
+.spl-note {
+  margin-top: 16px;
+  padding: 12px 14px;
+  border: 1px solid $border;
+  border-radius: 8px;
+  background: #f8fafc;
+  color: $muted;
+  font-size: 11px;
+  line-height: 1.6;
+}

src/app/current-accounts/current-account-stepper/current-account-digital-step/current-account-digital-step.component.ts

@@ -0,0 +1,69 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input } from '@angular/core';
+import { FormsModule } from '@angular/forms';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+const DEFAULT_FACILITY_CONFIG = {
+  atmFacility: false,
+  atmWithdrawalFacility: false,
+  upiFacility: false,
+  posTransactionsFacility: false,
+  chequeBook: false,
+  impsFacility: false,
+  smsAlerts: false,
+  bbpsFacility: false,
+  insuranceCover: false,
+  bepgFacility: false,
+  neftFacility: false,
+  rtgsFacility: false,
+  interBankTotalCapFacility: false,
+  withdrawalFacility: false,
+  depositFacilityKyc: false,
+  virtualDebitCard: false
+};
+
+@Component({
+  selector: 'mifosx-current-account-digital-step',
+  templateUrl: './current-account-digital-step.component.html',
+  styleUrls: ['./current-account-digital-step.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    FormsModule
+  ]
+})
+export class CurrentAccountDigitalStepComponent {
+  private _currentAccountProductTemplate: any;
+
+  @Input()
+  set currentAccountProductTemplate(value: any) {
+    this._currentAccountProductTemplate = value;
+  }
+  get currentAccountProductTemplate(): any {
+    return this._currentAccountProductTemplate;
+  }
+
+  get accountFacilityConfig() {
+    return this._currentAccountProductTemplate?.accountFacilityConfig || DEFAULT_FACILITY_CONFIG;
+  }
+
+  get accountFacilityLimits(): any[] {
+    return this._currentAccountProductTemplate?.accountFacilityLimits || [];
+  }
+
+  get depositLimitKyc() {
+    return (
+      this._currentAccountProductTemplate?.depositLimitKyc || {
+        general: { kycType: '', limit: '' },
+        minor: { kycType: '', limit: '' },
+        smallSaving: { kycType: '', limit: '' }
+      }
+    );
+  }
+}

src/app/current-accounts/current-account-stepper/current-account-preview-step/current-account-preview-step.component.html

@@ -6,251 +6,511 @@
   file, You can obtain one at http://mozilla.org/MPL/2.0/.
 -->
 
-<div class="responsive-column">
+<div class="preview-wrapper">
-  <h3 class="mat-h3 flex-fill">{{ 'labels.heading.Details' | translate }}</h3>
+  <!-- Details -->
-
+  <div class="preview-section">
-  <mat-divider class="flex-fill"></mat-divider>
+    <div class="preview-section__header">
-  <div class="flex-fill layout-row">
+      <span class="preview-section__title">{{ 'labels.heading.Details' | translate }}</span>
-    <span class="flex-40">{{ 'labels.inputs.Product' | translate }}</span>
-    <span class="flex-60">{{
-      currentAccount.productId | find: currentAccountTemplate.productOptions : 'id' : 'name'
-    }}</span>
-  </div>
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Submitted On' | translate }}</span>
-    <span class="flex-60">{{ currentAccount.submittedOnDate | dateFormat }}</span>
-  </div>
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.External Id' | translate }}</span>
-    @if (currentAccount.externalId) {
-      <span class="flex-60">
-        <mifosx-external-identifier externalId="{{ currentAccount.externalId }}"></mifosx-external-identifier>
-      </span>
-    }
-    @if (!currentAccount.externalId) {
-      <span class="flex-60">
-        {{ 'labels.inputs.Unassigned' | translate }}
-      </span>
-    }
-  </div>
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Field Officer' | translate }}</span>
-    <span class="flex-60">{{
-      currentAccount.fieldOfficerId | find: currentAccountProductTemplate.fieldOfficerOptions : 'id' : 'displayName'
-    }}</span>
-  </div>
-
-  @if (activeClientMembers) {
-    <h3 class="mat-h3 margin-t flex-fill">{{ 'labels.heading.Client Members' | translate }}</h3>
-    <mat-divider class="flex-fill"></mat-divider>
-    <div class="flex-60">
-      <table mat-table #membersTable [dataSource]="dataSource">
-        <!-- ID Column -->
-        <ng-container matColumnDef="id">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Client ID' | translate }}</th>
-          <td mat-cell *matCellDef="let element">{{ element.id }}</td>
-        </ng-container>
-        <!-- Name Column -->
-        <ng-container matColumnDef="name">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Client Name' | translate }}</th>
-          <td mat-cell *matCellDef="let element">{{ element.displayName }}</td>
-        </ng-container>
-        <tr mat-header-row *matHeaderRowDef="membersDisplayedColumns"></tr>
-        <tr mat-row *matRowDef="let row; columns: membersDisplayedColumns"></tr>
-      </table>
     </div>
-  }
+    <div class="preview-body">
-
+      <div class="preview-grid preview-grid--three">
-  <h3 class="mat-h3 margin-t flex-fill">{{ 'labels.heading.Terms' | translate }}</h3>
+        <div class="preview-field">
-
+          <span class="preview-label">{{ 'labels.inputs.Product' | translate }}</span>
-  <mat-divider class="flex-fill"></mat-divider>
+          <span class="preview-value">{{
-  <div class="flex-fill layout-row">
+            currentAccount?.productId | find: currentAccountTemplate?.productOptions : 'id' : 'name'
-    <span class="flex-40">{{ 'labels.inputs.Currency' | translate }}</span>
+          }}</span>
-    <span class="flex-60">{{ currentAccountTermsForm.get('currencyCode').value }}</span>
+        </div>
-  </div>
+        <div class="preview-field">
-
+          <span class="preview-label">{{ 'labels.inputs.Submitted On' | translate }}</span>
-  <div class="flex-fill layout-row">
+          <span class="preview-value">{{ currentAccount?.submittedOnDate | dateFormat }}</span>
-    <span class="flex-40">{{ 'labels.inputs.Decimal Places' | translate }}</span>
+        </div>
-    <span class="flex-60">{{ currentAccountTermsForm.get('decimal').value }}</span>
+        <div class="preview-field">
-  </div>
+          <span class="preview-label">{{ 'labels.inputs.Field Officer' | translate }}</span>
-
+          <span class="preview-value">{{
-  <div class="flex-fill layout-row">
+            currentAccount?.fieldOfficerId
-    <span class="flex-40">{{ 'labels.inputs.Nominal Annual Interest' | translate }}:</span>
+              | find: currentAccountProductTemplate?.fieldOfficerOptions : 'id' : 'displayName'
-    <span class="flex-60">{{ currentAccount.nominalAnnualInterestRate | formatNumber }} %</span>
+          }}</span>
-  </div>
+        </div>
-
+        <div class="preview-field">
-  <div class="flex-fill layout-row">
+          <span class="preview-label">{{ 'labels.inputs.External Id' | translate }}</span>
-    <span class="flex-40">{{ 'labels.inputs.Interest Compounding Period' | translate }}:</span>
+          @if (currentAccount?.externalId) {
-    <span class="flex-60">{{
+            <span class="preview-value">
-      getCatalogTranslation(
+              <mifosx-external-identifier externalId="{{ currentAccount.externalId }}"></mifosx-external-identifier>
-        currentAccount.interestCompoundingPeriodType
+            </span>
-          | find: currentAccountProductTemplate.interestCompoundingPeriodTypeOptions : 'id' : 'value'
+          } @else {
-      )
+            <span class="preview-value">{{ 'labels.inputs.Unassigned' | translate }}</span>
-    }}</span>
+          }
-  </div>
+        </div>
-
+      </div>
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Interest Posting Period' | translate }}:</span>
-    <span class="flex-60">{{
-      getCatalogTranslation(
-        currentAccount.interestPostingPeriodType
-          | find: currentAccountProductTemplate.interestPostingPeriodTypeOptions : 'id' : 'value'
-      )
-    }}</span>
-  </div>
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Interest Calculated using' | translate }}:</span>
-    <span class="flex-60">{{
-      getCatalogTranslation(
-        currentAccount.interestCalculationType
-          | find: currentAccountProductTemplate.interestCalculationTypeOptions : 'id' : 'value'
-      )
-    }}</span>
-  </div>
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Days in Year' | translate }}:</span>
-    <span class="flex-60">{{
-      getCatalogTranslation(
-        currentAccount.interestCalculationDaysInYearType
-          | find: currentAccountProductTemplate.interestCalculationDaysInYearTypeOptions : 'id' : 'value'
-      )
-    }}</span>
-  </div>
-
-  @if (currentAccount.minRequiredOpeningBalance) {
-    <div class="flex-fill layout-row">
-      <span class="flex-40">{{ 'labels.inputs.Minimum Opening Balance' | translate }}:</span>
-      <span class="flex-60">{{ currentAccount.minRequiredOpeningBalance | formatNumber }}</span>
     </div>
-  }
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Apply Withdrawal Fee for Transfers' | translate }}:</span>
-    <span class="flex-60">{{ currentAccount.withdrawalFeeForTransfers | yesNo }}</span>
   </div>
 
-  @if (currentAccount.lockinPeriodFrequency) {
+  <!-- Product Classification -->
-    <div class="flex-fill layout-row">
+  @if (
-      <span class="flex-40">{{ 'labels.inputs.Lock-in Period' | translate }}:</span>
+    currentAccountProductTemplate?.accountType ||
-      <span class="flex-60">{{
+    currentAccountProductTemplate?.customerSegment ||
-        getCatalogTranslation(
+    currentAccountProductTemplate?.productCode ||
-          currentAccount.lockinPeriodFrequency +
+    currentAccountProductTemplate?.effectiveDate ||
-            ' ' +
+    currentAccountProductTemplate?.effectiveTo ||
-            (currentAccount.lockinPeriodFrequencyType
+    currentAccountProductTemplate?.endDate ||
-              | find: currentAccountProductTemplate.lockinPeriodFrequencyTypeOptions : 'id' : 'value')
+    currentAccountProductTemplate?.introducerRequired !== undefined ||
-        )
+    currentAccountProductTemplate?.shareLinkingEnabled !== undefined
-      }}</span>
+  ) {
-    </div>
+    <div class="preview-section">
-  }
+      <div class="preview-section__header">
-
+        <span class="preview-section__title">Product Classification</span>
-  <div class="flex-fill layout-row">
+      </div>
-    <span class="flex-40">{{ 'labels.inputs.Is Overdraft Allowed' | translate }}:</span>
+      <div class="preview-body">
-    <span class="flex-60">{{ currentAccount.allowOverdraft | yesNo }}</span>
+        <div class="preview-grid preview-grid--three">
-  </div>
+          @if (currentAccountProductTemplate?.accountType) {
-
+            <div class="preview-field">
-  @if (currentAccount.minOverdraftForInterestCalculation) {
+              <span class="preview-label">Account Type</span>
-    <div class="flex-fill layout-row">
+              <span class="preview-value">{{ currentAccountProductTemplate?.accountType }}</span>
-      <span class="flex-40"
+            </div>
-        >{{ 'labels.inputs.Minimum Overdraft Required for Interest Calculation' | translate }}:</span
+          }
-      >
+          @if (currentAccountProductTemplate?.customerSegment) {
-      <span class="flex-60">{{ currentAccount.minOverdraftForInterestCalculation | formatNumber }}</span>
+            <div class="preview-field">
-    </div>
+              <span class="preview-label">Customer Segment</span>
-  }
+              <span class="preview-value">{{ currentAccountProductTemplate?.customerSegment }}</span>
-
+            </div>
-  @if (currentAccount.nominalAnnualInterestRateOverdraft) {
+          }
-    <div class="flex-fill layout-row">
+          @if (currentAccountProductTemplate?.productCode) {
-      <span class="flex-40">{{ 'labels.inputs.Nominal Annual Interest for Overdraft' | translate }}:</span>
+            <div class="preview-field">
-      <span class="flex-60">{{ currentAccount.nominalAnnualInterestRateOverdraft | formatNumber }} %</span>
+              <span class="preview-label">Product Code</span>
-    </div>
+              <span class="preview-value">{{ currentAccountProductTemplate?.productCode }}</span>
-  }
+            </div>
-
+          }
-  @if (currentAccount.overdraftLimit) {
+          @if (currentAccountProductTemplate?.effectiveDate) {
-    <div class="flex-fill layout-row">
+            <div class="preview-field">
-      <span class="flex-40">{{ 'labels.inputs.Maximum Overdraft Amount Limit' | translate }}:</span>
+              <span class="preview-label">Effective Date</span>
-      <span class="flex-60">{{ currentAccount.overdraftLimit | formatNumber }}</span>
+              <span class="preview-value">{{ currentAccountProductTemplate?.effectiveDate | dateFormat }}</span>
-    </div>
+            </div>
-  }
+          }
-
+          @if (currentAccountProductTemplate?.effectiveTo) {
-  <div class="flex-fill layout-row">
+            <div class="preview-field">
-    <span class="flex-40">{{ 'labels.inputs.Enforce Minimum Balance' | translate }}:</span>
+              <span class="preview-label">Effective To</span>
-    <span class="flex-60">{{ currentAccount.enforceMinRequiredBalance | yesNo }}</span>
+              <span class="preview-value">{{ currentAccountProductTemplate?.effectiveTo | dateFormat }}</span>
-  </div>
+            </div>
-
+          }
-  @if (currentAccount.minRequiredBalance) {
+          @if (currentAccountProductTemplate?.endDate) {
-    <div class="flex-fill layout-row">
+            <div class="preview-field">
-      <span class="flex-40">{{ 'labels.inputs.Minimum Balance' | translate }}:</span>
+              <span class="preview-label">End Date</span>
-      <span class="flex-60">{{ currentAccount.minRequiredBalance }}</span>
+              <span class="preview-value">{{ currentAccountProductTemplate?.endDate | dateFormat }}</span>
-    </div>
+            </div>
-  }
+          }
-
+          @if (
-  @if (currentAccount.charges.length) {
+            currentAccountProductTemplate?.introducerRequired !== undefined &&
-    <div class="layout-row-wrap responsive-column flex-fill">
+            currentAccountProductTemplate?.introducerRequired !== null
-      <h3 class="mat-h3 flex-fill">{{ 'labels.inputs.Charges' | translate }}</h3>
+          ) {
-      <mat-divider class="flex-fill"></mat-divider>
+            <div class="preview-field">
-      <table class="flex-fill mat-elevation-z1" mat-table [dataSource]="currentAccount.charges">
+              <span class="preview-label">Introducer Required</span>
-        <ng-container matColumnDef="name">
+              <span
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Name' | translate }}</th>
+                class="preview-value preview-badge"
-          <td mat-cell *matCellDef="let charge">
+                [class.preview-badge--yes]="currentAccountProductTemplate?.introducerRequired"
-            {{ charge.name + ', ' + charge.currency.displaySymbol }}
+              >
-          </td>
+                {{ currentAccountProductTemplate?.introducerRequired | yesNo }}
-        </ng-container>
-        <ng-container matColumnDef="chargeCalculationType">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Type' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            {{ charge.chargeCalculationType.value | translateKey: 'catalogs' }}
-          </td>
-        </ng-container>
-        <ng-container matColumnDef="amount">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Amount' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            {{ charge.amount | formatNumber }}
-          </td>
-        </ng-container>
-        <ng-container matColumnDef="date">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Date' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            @if (charge.chargeTimeType.value === 'Specified due date' || charge.chargeTimeType.value === 'Weekly Fee') {
-              <span>
-                {{ (charge.dueDate | dateFormat) || 'Unassigned' }}
               </span>
-            }
+            </div>
-            @if (charge.chargeTimeType.value === 'Monthly Fee' || charge.chargeTimeType.value === 'Annual Fee') {
+          }
-              <span>
+          @if (
-                {{ (charge.feeOnMonthDay | dateFormat) || 'Unassigned' }}
+            currentAccountProductTemplate?.shareLinkingEnabled !== undefined &&
+            currentAccountProductTemplate?.shareLinkingEnabled !== null
+          ) {
+            <div class="preview-field">
+              <span class="preview-label">Share Linking Enabled</span>
+              <span
+                class="preview-value preview-badge"
+                [class.preview-badge--yes]="currentAccountProductTemplate?.shareLinkingEnabled"
+              >
+                {{ currentAccountProductTemplate?.shareLinkingEnabled | yesNo }}
               </span>
-            }
+            </div>
-            @if (
+          }
-              !(
+        </div>
-                charge.chargeTimeType.value === 'Monthly Fee' ||
+      </div>
-                charge.chargeTimeType.value === 'Annual Fee' ||
+    </div>
-                charge.chargeTimeType.value === 'Specified due date' ||
+  }
-                charge.chargeTimeType.value === 'Weekly Fee'
+
-              )
+  <!-- Currency -->
-            ) {
+  <div class="preview-section">
-              <span> N/A </span>
+    <div class="preview-section__header">
-            }
+      <span class="preview-section__title">{{ 'labels.heading.Currency' | translate }}</span>
-          </td>
+    </div>
-        </ng-container>
+    <div class="preview-body">
-        <ng-container matColumnDef="repaymentsEvery">
+      <div class="preview-grid preview-grid--three">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Repayments Every' | translate }}</th>
+        <div class="preview-field">
-          <td mat-cell *matCellDef="let charge">
+          <span class="preview-label">{{ 'labels.inputs.Currency' | translate }}</span>
-            {{ charge.feeInterval || 'Not Provided' }}
+          <span class="preview-value">{{ currentAccountTermsForm?.get('currencyCode')?.value }}</span>
-          </td>
+        </div>
-        </ng-container>
+        <div class="preview-field">
-        <ng-container matColumnDef="chargeTimeType">
+          <span class="preview-label">{{ 'labels.inputs.Decimal Places' | translate }}</span>
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Collected On' | translate }}</th>
+          <span class="preview-value">{{ currentAccountProductTemplate?.currency?.decimalPlaces }}</span>
-          <td mat-cell *matCellDef="let charge">
+        </div>
-            {{ charge.chargeTimeType.value }}
+        <div class="preview-field">
-          </td>
+          <span class="preview-label">{{ 'labels.inputs.Currency In Multiples Of' | translate }}</span>
-        </ng-container>
+          <span class="preview-value">{{ currentAccountProductTemplate?.currency?.inMultiplesOf }}</span>
-        <tr mat-header-row *matHeaderRowDef="chargesDisplayedColumns"></tr>
+        </div>
-        <tr mat-row *matRowDef="let row; columns: chargesDisplayedColumns"></tr>
+        @if (
-      </table>
+          currentAccountProductTemplate?.dormancyAlert !== undefined &&
+          currentAccountProductTemplate?.dormancyAlert !== null
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">Dormancy Alert</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="currentAccountProductTemplate?.dormancyAlert"
+            >
+              {{ currentAccountProductTemplate?.dormancyAlert | yesNo }}
+            </span>
+          </div>
+        }
+        @if (
+          currentAccountProductTemplate?.balanceSwapOption !== undefined &&
+          currentAccountProductTemplate?.balanceSwapOption !== null
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">Balance Swap Option</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="currentAccountProductTemplate?.balanceSwapOption"
+            >
+              {{ currentAccountProductTemplate?.balanceSwapOption | yesNo }}
+            </span>
+          </div>
+        }
+        @if (currentAccountProductTemplate?.msme !== undefined && currentAccountProductTemplate?.msme !== null) {
+          <div class="preview-field">
+            <span class="preview-label">MSME</span>
+            <span class="preview-value preview-badge" [class.preview-badge--yes]="currentAccountProductTemplate?.msme">
+              {{ currentAccountProductTemplate?.msme | yesNo }}
+            </span>
+          </div>
+        }
+        @if (
+          currentAccountProductTemplate?.nominationFacility !== undefined &&
+          currentAccountProductTemplate?.nominationFacility !== null
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">Nomination Facility</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="currentAccountProductTemplate?.nominationFacility"
+            >
+              {{ currentAccountProductTemplate?.nominationFacility | yesNo }}
+            </span>
+          </div>
+        }
+        @if (
+          currentAccountProductTemplate?.autoDebitFacility !== undefined &&
+          currentAccountProductTemplate?.autoDebitFacility !== null
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">Auto Debit Facility</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="currentAccountProductTemplate?.autoDebitFacility"
+            >
+              {{ currentAccountProductTemplate?.autoDebitFacility | yesNo }}
+            </span>
+          </div>
+        }
+      </div>
+    </div>
+  </div>
+
+  <!-- Terms -->
+  <div class="preview-section">
+    <div class="preview-section__header">
+      <span class="preview-section__title">{{ 'labels.heading.Terms' | translate }}</span>
+    </div>
+    <div class="preview-body">
+      <div class="preview-grid preview-grid--three">
+        <div class="preview-field">
+          <span class="preview-label">Interest Posting Frequency</span>
+          <span class="preview-value">{{
+            termPreview?.interestPostingPeriodType
+              | find: currentAccountProductTemplate?.interestPostingPeriodTypeOptions : 'id' : 'value'
+              | translateKey: 'catalogs'
+          }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">Auto Interest Post</span>
+          <span class="preview-value preview-badge" [class.preview-badge--yes]="termPreview?.autoPost">
+            {{ termPreview?.autoPost | yesNo }}
+          </span>
+        </div>
+        @if (termPreview?.frequencyFixDay !== undefined && termPreview?.frequencyFixDay !== null) {
+          <div class="preview-field">
+            <span class="preview-label">Frequency Fix Day</span>
+            <span class="preview-value">{{ termPreview?.frequencyFixDay }} Days</span>
+          </div>
+        }
+        @if (termPreview?.lastInterestDate) {
+          <div class="preview-field">
+            <span class="preview-label">Last Interest Date</span>
+            <span class="preview-value">{{ termPreview?.lastInterestDate | dateFormat }}</span>
+          </div>
+        }
+      </div>
+    </div>
+  </div>
+
+  <!-- Settings -->
+  <div class="preview-section">
+    <div class="preview-section__header">
+      <span class="preview-section__title">{{ 'labels.heading.Settings' | translate }}</span>
+    </div>
+    <div class="preview-body">
+      <div class="preview-grid preview-grid--three">
+        @if (
+          settingsPreview?.minRequiredOpeningBalance !== undefined &&
+          settingsPreview?.minRequiredOpeningBalance !== null &&
+          settingsPreview?.minRequiredOpeningBalance !== ''
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">{{ 'labels.inputs.Minimum Opening Balance' | translate }}</span>
+            <span class="preview-value">{{ settingsPreview?.minRequiredOpeningBalance | formatNumber }}</span>
+          </div>
+        }
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Enforce Minimum Balance' | translate }}</span>
+          <span
+            class="preview-value preview-badge"
+            [class.preview-badge--yes]="settingsPreview?.enforceMinRequiredBalance"
+          >
+            {{ settingsPreview?.enforceMinRequiredBalance | yesNo }}
+          </span>
+        </div>
+        @if (
+          settingsPreview?.minRequiredBalance !== undefined &&
+          settingsPreview?.minRequiredBalance !== null &&
+          settingsPreview?.minRequiredBalance !== ''
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">{{ 'labels.inputs.Minimum Balance' | translate }}</span>
+            <span class="preview-value">{{ settingsPreview?.minRequiredBalance | formatNumber }}</span>
+          </div>
+        }
+        <div class="preview-field">
+          <span class="preview-label">Balance Frequency</span>
+          <span class="preview-value">{{ settingsPreview?.balanceFrequency || 'Unassigned' }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Apply Withdrawal Fee for Transfers' | translate }}</span>
+          <span
+            class="preview-value preview-badge"
+            [class.preview-badge--yes]="settingsPreview?.withdrawalFeeForTransfers"
+          >
+            {{ settingsPreview?.withdrawalFeeForTransfers | yesNo }}
+          </span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">Enable Lock-in Period</span>
+          <span
+            class="preview-value preview-badge"
+            [class.preview-badge--yes]="settingsPreview?.enableLockinPeriod || !!settingsPreview?.lockinPeriodFrequency"
+          >
+            {{ settingsPreview?.enableLockinPeriod || !!settingsPreview?.lockinPeriodFrequency | yesNo }}
+          </span>
+        </div>
+        @if (settingsPreview?.lockinPeriodFrequency) {
+          <div class="preview-field">
+            <span class="preview-label">{{ 'labels.inputs.Lock-in Period' | translate }}</span>
+            <span class="preview-value">
+              {{ settingsPreview?.lockinPeriodFrequency }}
+              {{
+                settingsPreview?.lockinPeriodFrequencyType
+                  | find: currentAccountProductTemplate?.lockinPeriodFrequencyTypeOptions : 'id' : 'value'
+                  | translateKey: 'catalogs'
+              }}
+            </span>
+          </div>
+        }
+        <div class="preview-field">
+          <span class="preview-label">Account Closed Zero Balance In Day Closing</span>
+          <span
+            class="preview-value preview-badge"
+            [class.preview-badge--yes]="settingsPreview?.accountClosedZeroBalanceInDayClosing"
+          >
+            {{ settingsPreview?.accountClosedZeroBalanceInDayClosing | yesNo }}
+          </span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Is Overdraft Allowed' | translate }}</span>
+          <span class="preview-value preview-badge" [class.preview-badge--yes]="settingsPreview?.allowOverdraft">
+            {{ settingsPreview?.allowOverdraft | yesNo }}
+          </span>
+        </div>
+        @if (settingsPreview?.allowOverdraft) {
+          <div class="preview-field">
+            <span class="preview-label">Avg Balance Calc Period</span>
+            <span class="preview-value">{{ settingsPreview?.avgBalanceCalcPeriod || 'Unassigned' }}</span>
+          </div>
+          <div class="preview-field">
+            <span class="preview-label">Valid For Period</span>
+            <span class="preview-value">{{ settingsPreview?.validForPeriod || 'Unassigned' }}</span>
+          </div>
+          @if (
+            settingsPreview?.overdraftLimit !== undefined &&
+            settingsPreview?.overdraftLimit !== null &&
+            settingsPreview?.overdraftLimit !== ''
+          ) {
+            <div class="preview-field">
+              <span class="preview-label">OD Limit %</span>
+              <span class="preview-value">{{ settingsPreview?.overdraftLimit | formatNumber }}</span>
+            </div>
+          }
+          @if (
+            settingsPreview?.nominalAnnualInterestRateOverdraft !== undefined &&
+            settingsPreview?.nominalAnnualInterestRateOverdraft !== null &&
+            settingsPreview?.nominalAnnualInterestRateOverdraft !== ''
+          ) {
+            <div class="preview-field">
+              <span class="preview-label">Interest on OD %</span>
+              <span class="preview-value">{{
+                settingsPreview?.nominalAnnualInterestRateOverdraft | formatNumber
+              }}</span>
+            </div>
+          }
+          <div class="preview-field">
+            <span class="preview-label">OD Account Closed Zero Balance In Day Closing</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="settingsPreview?.odAccountClosedZeroBalanceInDayClosing"
+            >
+              {{ settingsPreview?.odAccountClosedZeroBalanceInDayClosing | yesNo }}
+            </span>
+          </div>
+        }
+      </div>
+    </div>
+  </div>
+
+  @if (hasDigitalSection) {
+    <div class="preview-section">
+      <div class="preview-section__header">
+        <span class="preview-section__title">Digital</span>
+      </div>
+      <div class="preview-body">
+        <div class="preview-grid preview-grid--three">
+          @for (facility of digitalFacilityLabels; track facility.key) {
+            <div class="preview-field">
+              <span class="preview-label">{{ facility.label }}</span>
+              <span
+                class="preview-value preview-badge"
+                [class.preview-badge--yes]="digitalPreview?.accountFacilityConfig?.[facility.key]"
+              >
+                {{ digitalPreview?.accountFacilityConfig?.[facility.key] | yesNo }}
+              </span>
+            </div>
+          }
+        </div>
+
+        @if (digitalPreview?.accountFacilityLimits?.length) {
+          <table class="mat-elevation-z1 preview-table">
+            <thead>
+              <tr>
+                <th>Limit Type</th>
+                <th>General Limit</th>
+                <th>Minor Account Limit</th>
+                <th>Small Saving Limit</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (row of digitalPreview.accountFacilityLimits; track row.limitType) {
+                <tr>
+                  <td>{{ row.limitType }}</td>
+                  <td>{{ row.generalLimit || 'Unassigned' }}</td>
+                  <td>{{ row.minorAccountLimit || 'Unassigned' }}</td>
+                  <td>{{ row.smallSavingLimit || 'Unassigned' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+        }
+
+        @if (digitalPreview?.depositLimitKyc?.general) {
+          <table class="mat-elevation-z1 preview-table">
+            <thead>
+              <tr>
+                <th>Account Type</th>
+                <th>KYC Type</th>
+                <th>Limit</th>
+              </tr>
+            </thead>
+            <tbody>
+              <tr>
+                <td>General</td>
+                <td>{{ digitalPreview.depositLimitKyc.general.kycType || 'Unassigned' }}</td>
+                <td>{{ digitalPreview.depositLimitKyc.general.limit || 'Unassigned' }}</td>
+              </tr>
+              <tr>
+                <td>Minor</td>
+                <td>{{ digitalPreview.depositLimitKyc.minor?.kycType || 'Unassigned' }}</td>
+                <td>{{ digitalPreview.depositLimitKyc.minor?.limit || 'Unassigned' }}</td>
+              </tr>
+              <tr>
+                <td>Small Saving</td>
+                <td>{{ digitalPreview.depositLimitKyc.smallSaving?.kycType || 'Unassigned' }}</td>
+                <td>{{ digitalPreview.depositLimitKyc.smallSaving?.limit || 'Unassigned' }}</td>
+              </tr>
+            </tbody>
+          </table>
+        }
+      </div>
+    </div>
+  }
+
+  <!-- Charges -->
+  @if (currentAccount?.charges?.length) {
+    <div class="preview-section">
+      <div class="preview-section__header">
+        <span class="preview-section__title">{{ 'labels.inputs.Charges' | translate }}</span>
+      </div>
+      <div class="preview-body">
+        <table class="mat-elevation-z1 preview-table" mat-table [dataSource]="currentAccount.charges">
+          <ng-container matColumnDef="name">
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Name' | translate }}</th>
+            <td mat-cell *matCellDef="let charge">{{ charge.name + ', ' + charge.currency?.displaySymbol }}</td>
+          </ng-container>
+          <ng-container matColumnDef="chargeCalculationType">
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Type' | translate }}</th>
+            <td mat-cell *matCellDef="let charge">
+              {{ charge.chargeCalculationType?.value | translateKey: 'catalogs' }}
+            </td>
+          </ng-container>
+          <ng-container matColumnDef="amount">
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Amount' | translate }}</th>
+            <td mat-cell *matCellDef="let charge">{{ charge.amount | formatNumber }}</td>
+          </ng-container>
+          <ng-container matColumnDef="chargeTimeType">
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Collected On' | translate }}</th>
+            <td mat-cell *matCellDef="let charge">{{ charge.chargeTimeType?.value }}</td>
+          </ng-container>
+          <ng-container matColumnDef="date">
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Date' | translate }}</th>
+            <td mat-cell *matCellDef="let charge">
+              @if (
+                charge.chargeTimeType?.value === 'Specified due date' || charge.chargeTimeType?.value === 'Weekly Fee'
+              ) {
+                <span>{{ (charge.dueDate | dateFormat) || 'Unassigned' }}</span>
+              } @else if (
+                charge.chargeTimeType?.value === 'Monthly Fee' || charge.chargeTimeType?.value === 'Annual Fee'
+              ) {
+                <span>{{ (charge.feeOnMonthDay | dateFormat) || 'Unassigned' }}</span>
+              } @else {
+                <span>N/A</span>
+              }
+            </td>
+          </ng-container>
+          <ng-container matColumnDef="repaymentsEvery">
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Repayments Every' | translate }}</th>
+            <td mat-cell *matCellDef="let charge">{{ charge.feeInterval || 'Not Provided' }}</td>
+          </ng-container>
+          <tr mat-header-row *matHeaderRowDef="chargesDisplayedColumns"></tr>
+          <tr mat-row *matRowDef="let row; columns: chargesDisplayedColumns"></tr>
+        </table>
+      </div>
     </div>
   }
 </div>

src/app/current-accounts/current-account-stepper/current-account-preview-step/current-account-preview-step.component.scss

@@ -6,27 +6,95 @@
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
 
-table {
+.preview-wrapper {
-  width: 100%;
+  display: flex;
+  flex-direction: column;
+  gap: 1.25rem;
+  padding: 0.5rem 0;
 }
 
-.mat-elevation-z1 {
+.preview-section {
-  margin: 1em 0 1.5em;
+  border: 1px solid #e0e0e0;
+  border-radius: 8px;
+  overflow: hidden;
+  background: #fff;
+  box-shadow: 0 1px 3px rgb(0 0 0 / 6%);
+
+  &__header {
+    background: #f5f5f5;
+    border-bottom: 1px solid #e0e0e0;
+    padding: 0.6rem 1rem;
+  }
+
+  &__title {
+    font-size: 0.95rem;
+    font-weight: 600;
+    color: #333;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+  }
 }
 
-h2,
+.preview-body {
-h3,
+  padding: 1rem 1.25rem;
-h4 {
+}
-  margin: 0;
+
+.preview-grid {
+  display: grid;
+  gap: 0.75rem 1.5rem;
+
+  &--three {
+    grid-template-columns: repeat(3, 1fr);
+
+    @media (width <= 768px) {
+      grid-template-columns: repeat(2, 1fr);
+    }
+
+    @media (width <= 480px) {
+      grid-template-columns: 1fr;
+    }
+  }
+}
+
+.preview-field {
+  display: flex;
+  flex-direction: column;
+  gap: 0.15rem;
+}
+
+.preview-label {
+  font-size: 0.72rem;
+  color: #888;
+  font-weight: 500;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
+}
+
+.preview-value {
+  font-size: 0.92rem;
+  color: #222;
   font-weight: 500;
 }
 
-span {
+.preview-badge {
-  margin: 0.5em 0;
+  display: inline-block;
+  padding: 0.1rem 0.55rem;
+  border-radius: 12px;
+  font-size: 0.78rem;
+  font-weight: 600;
+  background: #ffebee;
+  color: #c62828;
+  width: fit-content;
+
+  &--yes {
+    background: #e8f5e9;
+    color: #2e7d32;
+  }
 }
 
-mat-divider {
+.preview-table {
-  margin: 0 0 0.5em;
+  width: 100%;
+  margin-top: 1rem;
 }
 
 .margin-t {

src/app/current-accounts/current-account-stepper/current-account-preview-step/current-account-preview-step.component.ts

@@ -36,7 +36,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
  * Current account preview step
  */
 @Component({
-  selector: 'mifosx-current-account-account-preview-step',
+  selector: 'mifosx-current-account-preview-step',
   templateUrl: './current-account-preview-step.component.html',
   styleUrls: ['./current-account-preview-step.component.scss'],
   imports: [
@@ -62,6 +62,25 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
   ]
 })
 export class CurrentAccountPreviewStepComponent implements OnChanges {
+  readonly digitalFacilityLabels = [
+    { key: 'atmFacility', label: 'ATM Facility' },
+    { key: 'atmWithdrawalFacility', label: 'ATM Withdrawal' },
+    { key: 'upiFacility', label: 'UPI Facility' },
+    { key: 'posTransactionsFacility', label: 'POS Transactions' },
+    { key: 'chequeBook', label: 'Cheque Book' },
+    { key: 'impsFacility', label: 'IMPS Facility' },
+    { key: 'smsAlerts', label: 'SMS Alerts' },
+    { key: 'bbpsFacility', label: 'BBPS Facility' },
+    { key: 'insuranceCover', label: 'Insurance Cover' },
+    { key: 'bepgFacility', label: 'BEPG Facility' },
+    { key: 'neftFacility', label: 'NEFT Facility' },
+    { key: 'rtgsFacility', label: 'RTGS Facility' },
+    { key: 'interBankTotalCapFacility', label: 'Inter-Bank Total Cap' },
+    { key: 'withdrawalFacility', label: 'Withdrawal Facility' },
+    { key: 'depositFacilityKyc', label: 'Deposit Facility (KYC)' },
+    { key: 'virtualDebitCard', label: 'Virtual Debit Card' }
+  ];
+
   private translateService = inject(TranslateService);
 
   /** Current Account Product Template */
@@ -70,6 +89,10 @@ export class CurrentAccountPreviewStepComponent implements OnChanges {
   @Input() currentAccountTemplate: any;
   /** Current Account Terms Form */
   @Input() currentAccountTermsForm: any;
+  /** Current Account Term Form */
+  @Input() currentAccountTermForm: any;
+  /** Current Account Settings Form */
+  @Input() currentAccountSettingsForm: any;
   /** Current Account */
   @Input() currentAccount: any;
   @Input() activeClientMembers?: any;
@@ -104,4 +127,24 @@ export class CurrentAccountPreviewStepComponent implements OnChanges {
   getCatalogTranslation(text: string): string {
     return this.translateService.instant('labels.catalogs.' + text);
   }
+
+  get termPreview(): any {
+    return this.currentAccountTermForm?.getRawValue?.() || this.currentAccount || {};
+  }
+
+  get settingsPreview(): any {
+    return this.currentAccountSettingsForm?.getRawValue?.() || this.currentAccount || {};
+  }
+
+  get digitalPreview(): any {
+    return this.currentAccountProductTemplate || {};
+  }
+
+  get hasDigitalSection(): boolean {
+    return !!(
+      this.digitalPreview?.accountFacilityConfig ||
+      this.digitalPreview?.accountFacilityLimits?.length ||
+      this.digitalPreview?.depositLimitKyc
+    );
+  }
 }

src/app/current-accounts/current-account-stepper/current-account-settings-step/current-account-settings-step.component.html

@@ -0,0 +1,174 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="currentAccountSettingsForm">
+  <!-- Section 1: Balance & Minimum Balance -->
+  <div class="sps-section">
+    <div class="sps-section__header">
+      <span class="sps-section__badge"><i class="fas fa-balance-scale"></i></span>
+      <span>Balance &amp; Minimum Balance</span>
+    </div>
+    <div class="sps-body">
+      <div class="sps-layout sps-layout--balance">
+        <div class="sps-row sps-row--three">
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>{{ 'labels.inputs.Minimum Opening Balance' | translate }}</mat-label>
+            <input type="number" matInput formControlName="minRequiredOpeningBalance" min="0" step="0.01" />
+          </mat-form-field>
+
+          <div class="sps-toggle sps-toggle--inline">
+            <mat-checkbox labelPosition="before" formControlName="enforceMinRequiredBalance">
+              <span>Enforce Minimum Balance</span>
+            </mat-checkbox>
+          </div>
+
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>Minimum Balance (&#8377;) *</mat-label>
+            <input type="number" matInput formControlName="minRequiredBalance" min="0" step="0.01" />
+            <mat-hint>PENAL CHARGE APPLIES ON BREACH</mat-hint>
+          </mat-form-field>
+        </div>
+
+        <div class="sps-row sps-row--two">
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>Balance Frequency</mat-label>
+            <mat-select formControlName="balanceFrequency">
+              @for (freq of periodFrequencyData; track freq.value) {
+                <mat-option [value]="freq.value">{{ freq.value }}</mat-option>
+              }
+            </mat-select>
+          </mat-form-field>
+
+          <div class="sps-toggle sps-toggle--inline sps-toggle--right">
+            <mat-checkbox labelPosition="before" formControlName="withdrawalFeeForTransfers">
+              <span>{{ 'labels.inputs.Apply Withdrawal Fee for Transfers' | translate }}</span>
+            </mat-checkbox>
+          </div>
+        </div>
+      </div>
+    </div>
+  </div>
+
+  <!-- Section 2: Lock-in Period -->
+  <div class="sps-section">
+    <div class="sps-section__header">
+      <span class="sps-section__badge"><i class="fas fa-lock"></i></span>
+      <span>Lock-in Period</span>
+    </div>
+    <div class="sps-body">
+      <div class="sps-lockin-row">
+        <span>Enable Lock-in Period</span>
+        <mat-checkbox formControlName="enableLockinPeriod"></mat-checkbox>
+      </div>
+
+      @if (currentAccountSettingsForm.value.enableLockinPeriod) {
+        <div class="sps-lockin-fields">
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>{{ 'labels.inputs.Frequency' | translate }} *</mat-label>
+            <input type="number" matInput formControlName="lockinPeriodFrequency" min="1" step="1" />
+          </mat-form-field>
+
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>{{ 'labels.inputs.Type' | translate }} *</mat-label>
+            <mat-select formControlName="lockinPeriodFrequencyType">
+              @for (type of lockinPeriodFrequencyTypeData; track type) {
+                <mat-option [value]="type.id">{{ type.value | translateKey: 'catalogs' }}</mat-option>
+              }
+            </mat-select>
+          </mat-form-field>
+        </div>
+      }
+    </div>
+  </div>
+
+  <!-- Section 3: Additional Rules -->
+  <div class="sps-section">
+    <div class="sps-section__header">
+      <span class="sps-section__badge"><i class="fas fa-cog"></i></span>
+      <span>Additional Rules</span>
+    </div>
+    <div class="sps-body">
+      <div class="sps-toggle sps-toggle--inline">
+        <mat-checkbox formControlName="accountClosedZeroBalanceInDayClosing">
+          <span>Account Closed with Zero Balance in Day Closing</span>
+        </mat-checkbox>
+      </div>
+    </div>
+  </div>
+
+  <!-- Section 4: Overdraft (OD) Facility -->
+  <div class="sps-section">
+    <div class="sps-section__header">
+      <span class="sps-section__badge"><i class="fas fa-hand-holding-usd"></i></span>
+      <span>Overdraft (OD) Facility</span>
+    </div>
+    <div class="sps-body">
+      <div class="sps-od-layout">
+        <!-- Left: checkboxes -->
+        <div class="sps-od-checks">
+          <div class="sps-od-check-row">
+            <mat-checkbox formControlName="allowOverdraft">
+              <span>Is Overdraft Allowed</span>
+            </mat-checkbox>
+          </div>
+          @if (currentAccountSettingsForm.value.allowOverdraft) {
+            <div class="sps-od-check-row">
+              <mat-checkbox formControlName="odAccountClosedZeroBalanceInDayClosing">
+                <span>OD Account Closed with Zero Balance in Day Closing</span>
+              </mat-checkbox>
+              <p class="sps-od-check-hint">
+                Automatically closes OD accounts when balance reaches zero during day-end closing.
+              </p>
+            </div>
+          }
+        </div>
+
+        <!-- Right: OD details panel — only visible when OD is allowed -->
+        @if (currentAccountSettingsForm.value.allowOverdraft) {
+          <div class="sps-od-panel">
+            <div class="sps-od-radio-group">
+              <span class="sps-od-radio-label">Average Balance Calculation in Period</span>
+              <mat-radio-group formControlName="avgBalanceCalcPeriod" class="sps-od-radio-choices">
+                <mat-radio-button value="6M">6M</mat-radio-button>
+                <mat-radio-button value="1Y">1Y</mat-radio-button>
+                <mat-radio-button value="3Y">3Y</mat-radio-button>
+              </mat-radio-group>
+            </div>
+
+            <div class="sps-od-radio-group">
+              <span class="sps-od-radio-label">Valid for Period</span>
+              <mat-radio-group formControlName="validForPeriod" class="sps-od-radio-choices">
+                <mat-radio-button value="3M">3M</mat-radio-button>
+                <mat-radio-button value="1Y">1Y</mat-radio-button>
+                <mat-radio-button value="3Y">3Y</mat-radio-button>
+              </mat-radio-group>
+            </div>
+
+            <div class="sps-od-inputs">
+              <mat-form-field appearance="outline" class="sps-field">
+                <mat-label>OD Limit %</mat-label>
+                <input type="number" matInput formControlName="overdraftLimit" min="0" step="0.01" />
+              </mat-form-field>
+
+              <mat-form-field appearance="outline" class="sps-field">
+                <mat-label>Interest on OD %</mat-label>
+                <input
+                  type="number"
+                  matInput
+                  formControlName="nominalAnnualInterestRateOverdraft"
+                  min="0"
+                  step="0.01"
+                />
+              </mat-form-field>
+            </div>
+          </div>
+        }
+      </div>
+    </div>
+  </div>
+</form>

src/app/current-accounts/current-account-stepper/current-account-settings-step/current-account-settings-step.component.scss

@@ -0,0 +1,255 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.sps-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    span {
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+}
+
+.sps-section__badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 24px;
+  height: 24px;
+  border-radius: 6px;
+  background: #eff6ff;
+  font-size: 14px;
+}
+
+.sps-body {
+  background: #fff;
+  padding: 18px 24px 24px;
+}
+
+.sps-field {
+  width: 100%;
+
+  &--full {
+    grid-column: 1 / -1;
+  }
+
+  &--compact {
+    width: 100%;
+  }
+}
+
+.sps-layout {
+  display: grid;
+  gap: 16px;
+}
+
+.sps-layout--balance {
+  gap: 22px;
+}
+
+.sps-layout--additional {
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+  align-items: start;
+
+  @media (width <= 1100px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sps-row {
+  display: grid;
+  gap: 18px;
+  align-items: start;
+}
+
+.sps-row--three {
+  grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
+  align-items: center;
+
+  .sps-field--compact:first-child {
+    min-width: 0;
+  }
+
+  .sps-toggle--inline {
+    align-self: center;
+    min-height: 56px;
+  }
+}
+
+.sps-row--two {
+  grid-template-columns: minmax(0, 1fr) auto;
+  align-items: center;
+
+  .sps-field--compact {
+    min-width: 0;
+  }
+}
+
+.sps-toggle {
+  display: flex;
+  align-items: center;
+  min-height: 56px;
+
+  mat-checkbox {
+    font-size: 14px;
+    color: $gray-900;
+  }
+
+  &--full {
+    min-height: auto;
+    margin-bottom: 8px;
+  }
+
+  &--inline {
+    padding-top: 0;
+  }
+
+  &--right {
+    justify-content: flex-start;
+  }
+}
+
+.sps-lockin-row {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 16px;
+  margin-bottom: 16px;
+  padding-bottom: 16px;
+  border-bottom: 1px solid $gray-200;
+  font-size: 14px;
+  color: $gray-900;
+}
+
+.sps-lockin-row mat-checkbox {
+  margin-right: 2px;
+}
+
+.sps-lockin-fields {
+  display: grid;
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+  gap: 16px;
+
+  @media (width <= 640px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+// ── Overdraft (OD) Facility ───────────────────────────────────────────────
+
+.sps-od-layout {
+  display: grid;
+  grid-template-columns: 1fr 1fr;
+  gap: 24px;
+  align-items: start;
+
+  @media (width <= 900px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sps-od-checks {
+  display: flex;
+  flex-direction: column;
+  gap: 12px;
+}
+
+.sps-od-check-row {
+  padding: 14px 16px;
+  border: 1px solid $border;
+  border-radius: 8px;
+  background: $gray-50;
+
+  mat-checkbox {
+    font-size: 14px;
+    font-weight: 500;
+    color: $gray-900;
+  }
+}
+
+.sps-od-check-hint {
+  margin: 6px 0 0 28px;
+  font-size: 11.5px;
+  color: #64748b;
+  line-height: 1.5;
+}
+
+.sps-od-panel {
+  background: #f0f7ff;
+  border: 1px solid #bfdbfe;
+  border-radius: 10px;
+  padding: 20px 24px;
+  display: flex;
+  flex-direction: column;
+  gap: 20px;
+}
+
+.sps-od-radio-group {
+  display: flex;
+  flex-direction: column;
+  gap: 8px;
+  padding-bottom: 16px;
+  border-bottom: 1px solid #dbeafe;
+
+  &:last-of-type {
+    border-bottom: none;
+    padding-bottom: 0;
+  }
+}
+
+.sps-od-radio-label {
+  font-size: 10.5px;
+  font-weight: 700;
+  letter-spacing: 0.07em;
+  color: #3b82f6;
+  text-transform: uppercase;
+}
+
+.sps-od-radio-choices {
+  display: flex;
+  gap: 20px;
+  flex-wrap: wrap;
+}
+
+.sps-od-inputs {
+  display: grid;
+  grid-template-columns: 1fr 1fr;
+  gap: 16px;
+
+  @media (width <= 640px) {
+    grid-template-columns: 1fr;
+  }
+}

src/app/current-accounts/current-account-stepper/current-account-settings-step/current-account-settings-step.component.ts

@@ -0,0 +1,163 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input, OnInit, inject } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
+import { MatCheckbox } from '@angular/material/checkbox';
+import { MatRadioGroup, MatRadioButton } from '@angular/material/radio';
+import { FormatNumberPipe } from '../../../pipes/format-number.pipe';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+@Component({
+  selector: 'mifosx-current-account-settings-step',
+  templateUrl: './current-account-settings-step.component.html',
+  styleUrls: ['./current-account-settings-step.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    MatCheckbox,
+    MatRadioGroup,
+    MatRadioButton,
+    FormatNumberPipe
+  ]
+})
+export class CurrentAccountSettingsStepComponent implements OnInit {
+  private formBuilder = inject(UntypedFormBuilder);
+
+  private _currentAccountProductTemplate: any;
+
+  @Input()
+  set currentAccountProductTemplate(value: any) {
+    this._currentAccountProductTemplate = value;
+    if (value && this.currentAccountSettingsForm) {
+      this.applyTemplate(value);
+    }
+  }
+  get currentAccountProductTemplate(): any {
+    return this._currentAccountProductTemplate;
+  }
+
+  currentAccountSettingsForm: UntypedFormGroup;
+
+  lockinPeriodFrequencyTypeData: any[] = [];
+
+  periodFrequencyData: any[] = [
+    { value: 'Daily' },
+    { value: 'Weekly' },
+    { value: 'Monthly' },
+    { value: 'Quarterly' },
+    { value: 'Half Yearly' },
+    { value: 'Yearly' }];
+
+  constructor() {
+    this.createForm();
+    this.buildDependencies();
+  }
+
+  createForm() {
+    this.currentAccountSettingsForm = this.formBuilder.group({
+      minRequiredOpeningBalance: [
+        '',
+        [Validators.min(0)]
+      ],
+      withdrawalFeeForTransfers: [false],
+      enforceMinRequiredBalance: [false],
+      minRequiredBalance: [
+        '',
+        [Validators.min(0)]
+      ],
+      balanceFrequency: ['Monthly'],
+      enableLockinPeriod: [false],
+      lockinPeriodFrequency: [''],
+      lockinPeriodFrequencyType: [''],
+      accountClosedZeroBalanceInDayClosing: [false],
+      allowOverdraft: [false],
+      odAccountClosedZeroBalanceInDayClosing: [false],
+      avgBalanceCalcPeriod: ['6M'],
+      validForPeriod: ['3M'],
+      overdraftLimit: [
+        '',
+        [Validators.min(0)]
+      ],
+      nominalAnnualInterestRateOverdraft: [
+        '',
+        [Validators.min(0)]
+      ]
+    });
+  }
+
+  ngOnInit() {
+    if (this._currentAccountProductTemplate) {
+      this.applyTemplate(this._currentAccountProductTemplate);
+    }
+  }
+
+  private applyTemplate(t: any) {
+    this.lockinPeriodFrequencyTypeData = t.lockinPeriodFrequencyTypeOptions || [];
+    const hasLockin = !!(t.lockinPeriodFrequency && t.lockinPeriodFrequency > 0);
+
+    this.currentAccountSettingsForm.patchValue({
+      minRequiredOpeningBalance: t.minRequiredOpeningBalance,
+      withdrawalFeeForTransfers: t.withdrawalFeeForTransfers || false,
+      enforceMinRequiredBalance: t.enforceMinRequiredBalance || false,
+      minRequiredBalance: t.minRequiredBalance,
+      balanceFrequency: t.balanceFrequency || 'Monthly',
+      enableLockinPeriod: hasLockin,
+      lockinPeriodFrequency: hasLockin ? t.lockinPeriodFrequency : '',
+      lockinPeriodFrequencyType: hasLockin ? t.lockinPeriodFrequencyType?.id || '' : '',
+      accountClosedZeroBalanceInDayClosing: t.accountClosedZeroBalanceInDayClosing || false,
+      allowOverdraft: t.allowOverdraft || false,
+      odAccountClosedZeroBalanceInDayClosing: t.odAccountClosedZeroBalanceInDayClosing || false,
+      avgBalanceCalcPeriod: t.avgBalanceCalcPeriod || '6M',
+      validForPeriod: t.validForPeriod || '3M',
+      overdraftLimit: t.overdraftLimit || '',
+      nominalAnnualInterestRateOverdraft: t.nominalAnnualInterestRateOverdraft || ''
+    });
+  }
+
+  buildDependencies() {
+    this.currentAccountSettingsForm.get('enableLockinPeriod').valueChanges.subscribe((enabled: boolean) => {
+      const freq = this.currentAccountSettingsForm.get('lockinPeriodFrequency');
+      const type = this.currentAccountSettingsForm.get('lockinPeriodFrequencyType');
+      if (enabled) {
+        freq.setValidators([
+          Validators.required,
+          Validators.min(1)
+        ]);
+        type.setValidators([Validators.required]);
+      } else {
+        freq.setValue('');
+        type.setValue('');
+        freq.clearValidators();
+        type.clearValidators();
+      }
+      freq.updateValueAndValidity();
+      type.updateValueAndValidity();
+    });
+  }
+
+  get currentAccountSettings() {
+    const value = { ...this.currentAccountSettingsForm.getRawValue() };
+
+    if (!value.enableLockinPeriod) {
+      value.lockinPeriodFrequency = null;
+      value.lockinPeriodFrequencyType = null;
+    }
+    delete value.enableLockinPeriod;
+    delete value.balanceFrequency;
+
+    if (!value.allowOverdraft) {
+      delete value.overdraftLimit;
+      delete value.nominalAnnualInterestRateOverdraft;
+      delete value.avgBalanceCalcPeriod;
+      delete value.validForPeriod;
+      delete value.odAccountClosedZeroBalanceInDayClosing;
+    }
+
+    return value;
+  }
+}

src/app/current-accounts/current-account-stepper/current-account-term-step/current-account-term-step.component.html

@@ -0,0 +1,71 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="currentAccountTermForm">
+  <div class="sat-section">
+    <div class="sat-section__header">
+      <span class="sat-section__badge"><i class="fas fa-chart-line"></i></span>
+      <span>Interest On OD</span>
+    </div>
+    <div class="sat-body">
+      <!-- Interest Posting Frequency -->
+      <mat-form-field appearance="outline" class="sat-field">
+        <mat-label>Interest Posting Frequency</mat-label>
+        <mat-select formControlName="interestPostingPeriodType" required>
+          @for (opt of interestPostingPeriodTypeData; track opt) {
+            <mat-option [value]="opt.id">{{ opt.value | translateKey: 'catalogs' }}</mat-option>
+          }
+        </mat-select>
+        <mat-error>Interest Posting Frequency is <strong>required</strong></mat-error>
+      </mat-form-field>
+
+      <!-- Footer: Auto Post + Frequency Fix Day + Last Interest Date -->
+      <div class="sat-footer">
+        <div class="sat-footer__grid">
+          <div class="sat-toggle-card">
+            <div>
+              <h4>Auto Interest Post</h4>
+            </div>
+            <div class="sat-toggle-card__choices">
+              @for (option of yesNoOptions; track option.value) {
+                <label class="sat-radio-label">
+                  <input type="radio" formControlName="autoPost" [value]="option.value" />
+                  <span>{{ option.label }}</span>
+                </label>
+              }
+            </div>
+          </div>
+
+          <mat-form-field appearance="outline" class="sat-field">
+            <mat-label>Frequency (Fix Day)</mat-label>
+            <input type="number" matInput formControlName="frequencyFixDay" min="0" />
+            <mat-hint>Days</mat-hint>
+          </mat-form-field>
+
+          <mat-form-field appearance="outline" class="sat-field" (click)="lastInterestDatePicker.open()">
+            <mat-label>Last Interest Date</mat-label>
+            <input
+              matInput
+              [matDatepicker]="lastInterestDatePicker"
+              formControlName="lastInterestDate"
+              [min]="minDate"
+              [max]="maxDate"
+            />
+            <mat-datepicker-toggle matSuffix [for]="lastInterestDatePicker"></mat-datepicker-toggle>
+            <mat-datepicker #lastInterestDatePicker></mat-datepicker>
+          </mat-form-field>
+        </div>
+
+        <div class="sat-note">
+          <span>⚠️</span>
+          <span>Daily product-based interest accrual enabled — interest calculated EOD on daily closing balance.</span>
+        </div>
+      </div>
+    </div>
+  </div>
+</form>

src/app/current-accounts/current-account-stepper/current-account-term-step/current-account-term-step.component.scss

@@ -0,0 +1,166 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.sat-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    span {
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+}
+
+.sat-section__badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 24px;
+  height: 24px;
+  border-radius: 6px;
+  background: #eff6ff;
+  font-size: 14px;
+}
+
+.sat-body {
+  background: #fff;
+  padding: 18px 24px 24px;
+}
+
+.sat-banner {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  padding: 10px 14px;
+  margin-bottom: 18px;
+  border-radius: 8px;
+  background: #eff6ff;
+  border: 1px solid #bfdbfe;
+  font-size: 13px;
+  color: $gray-900;
+
+  &__icon {
+    font-size: 16px;
+  }
+}
+
+.sat-grid {
+  display: grid;
+  grid-template-columns: repeat(3, minmax(0, 1fr));
+  gap: 4px 16px;
+
+  @media (width <= 900px) {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+  }
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sat-field {
+  width: 100%;
+}
+
+.sat-footer {
+  margin-top: 16px;
+  padding-top: 16px;
+  border-top: 1px solid $border;
+
+  &__grid {
+    display: grid;
+    grid-template-columns: auto 1fr 1fr;
+    gap: 4px 16px;
+    align-items: start;
+
+    @media (width <= 900px) {
+      grid-template-columns: 1fr 1fr;
+    }
+
+    @media (width <= 600px) {
+      grid-template-columns: 1fr;
+    }
+  }
+}
+
+.sat-toggle-card {
+  display: flex;
+  flex-direction: column;
+  gap: 8px;
+  padding: 10px 14px;
+  border: 1px solid $border;
+  border-radius: 8px;
+  background: $gray-50;
+  min-height: 56px;
+
+  h4 {
+    margin: 0;
+    font-size: 12px;
+    font-weight: 600;
+    color: #64748b;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+  }
+
+  &__choices {
+    display: flex;
+    gap: 16px;
+    align-items: center;
+  }
+}
+
+.sat-radio-label {
+  display: flex;
+  align-items: center;
+  gap: 6px;
+  font-size: 14px;
+  color: $gray-900;
+  cursor: pointer;
+
+  [type='radio'] {
+    accent-color: $accent;
+    width: 16px;
+    height: 16px;
+    cursor: pointer;
+  }
+}
+
+.sat-note {
+  display: flex;
+  align-items: flex-start;
+  gap: 8px;
+  margin-top: 12px;
+  padding: 10px 14px;
+  border-radius: 8px;
+  background: #fffbeb;
+  border: 1px solid #fde68a;
+  font-size: 13px;
+  color: #92400e;
+}

src/app/current-accounts/current-account-stepper/current-account-term-step/current-account-term-step.component.ts

@@ -0,0 +1,102 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input, OnInit, inject } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
+import { Dates } from 'app/core/utils/dates';
+import { SettingsService } from 'app/settings/settings.service';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+@Component({
+  selector: 'mifosx-current-account-term-step',
+  templateUrl: './current-account-term-step.component.html',
+  styleUrls: ['./current-account-term-step.component.scss'],
+  imports: [...STANDALONE_SHARED_IMPORTS]
+})
+export class CurrentAccountTermStepComponent implements OnInit {
+  private formBuilder = inject(UntypedFormBuilder);
+  private dateUtils = inject(Dates);
+  private settingsService = inject(SettingsService);
+
+  private _currentAccountProductTemplate: any;
+
+  @Input()
+  set currentAccountProductTemplate(value: any) {
+    this._currentAccountProductTemplate = value;
+    if (value && this.currentAccountTermForm) {
+      this.applyTemplate(value);
+    }
+  }
+  get currentAccountProductTemplate(): any {
+    return this._currentAccountProductTemplate;
+  }
+
+  currentAccountTermForm: UntypedFormGroup;
+
+  interestPostingPeriodTypeData: any[] = [];
+
+  yesNoOptions = [
+    { value: true, label: 'Yes' },
+    { value: false, label: 'No' }
+  ];
+
+  minDate = new Date(2000, 0, 1);
+  maxDate = new Date();
+
+  constructor() {
+    this.createForm();
+  }
+
+  createForm() {
+    this.currentAccountTermForm = this.formBuilder.group({
+      currencyCode: [{ value: '', disabled: true }],
+      interestPostingPeriodType: [
+        '',
+        Validators.required
+      ],
+      autoPost: [true],
+      frequencyFixDay: [
+        30,
+        [Validators.min(0)]
+      ],
+      lastInterestDate: ['']
+    });
+  }
+
+  ngOnInit() {
+    this.maxDate = this.settingsService.businessDate;
+    if (this._currentAccountProductTemplate) {
+      this.applyTemplate(this._currentAccountProductTemplate);
+    }
+  }
+
+  private applyTemplate(t: any) {
+    this.maxDate = this.settingsService.businessDate;
+    this.interestPostingPeriodTypeData = t.interestPostingPeriodTypeOptions || [];
+
+    this.currentAccountTermForm.patchValue({
+      currencyCode: t.currency?.code,
+      interestPostingPeriodType: t.interestPostingPeriodType?.id,
+      autoPost: t.autoPost ?? true,
+      frequencyFixDay: t.frequencyFixDay ?? 30,
+      lastInterestDate: t.lastInterestDate ? new Date(t.lastInterestDate) : ''
+    });
+  }
+
+  get currentAccountTerms() {
+    const value = { ...this.currentAccountTermForm.getRawValue() };
+    const dateFormat = this.settingsService.dateFormat;
+
+    if (value.lastInterestDate instanceof Date) {
+      value.lastInterestDate = this.dateUtils.formatDate(value.lastInterestDate, dateFormat) || '';
+    }
+
+    delete value.currencyCode;
+    return value;
+  }
+}

src/app/deposits/recurring-deposits/create-recurring-deposits-account/create-recurring-deposits-account.component.html

@@ -93,6 +93,7 @@
           [recurringDepositsAccountTemplate]="recurringDepositsAccountTemplate"
           [recurringDepositsAccountProductTemplate]="recurringDepositsAccountProductTemplate"
           [recurringDepositAccountData]="recurringDepositAccountData"
+          [rdInterestRates]="rdInterestRates"
           (submitEvent)="submit()"
         >
         </mifosx-recurring-deposits-account-preview-step>

src/app/deposits/recurring-deposits/edit-recurring-deposit-account/edit-recurring-deposit-account.component.html

@@ -94,6 +94,7 @@
           [recurringDepositsAccountTemplate]="recurringDepositsAccountAndTemplate"
           [recurringDepositsAccountProductTemplate]="recurringDepositsAccountProductTemplate"
           [recurringDepositAccountData]="recurringDepositAccountData"
+          [rdInterestRates]="rdInterestRates"
           (submitEvent)="submit()"
         >
         </mifosx-recurring-deposits-account-preview-step>

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-charges-step/recurring-deposits-account-charges-step.component.ts

@@ -79,7 +79,7 @@ export class RecurringDepositsAccountChargesStepComponent implements OnInit, OnC
   @Input() recurringDepositAccountFormValid: boolean;
 
   /** Charges Data */
-  chargeData: any;
+  chargeData: any[] = [];
   /** Charges Data Source */
   chargesDataSource: {}[] = [];
   /** Charges table columns */
@@ -102,8 +102,10 @@ export class RecurringDepositsAccountChargesStepComponent implements OnInit, OnC
   ngOnInit() {
     this.chargesDataSource = [];
     if (this.recurringDepositsAccountTemplate.id && this.recurringDepositsAccountTemplate.charges) {
+      // Edit mode: load saved charges from existing account
       this.chargesDataSource =
         this.recurringDepositsAccountTemplate.charges.map((charge: any) => ({ ...charge, id: charge.chargeId })) || [];
+      this.isChargesPatched = true;
     }
   }
 
@@ -120,8 +122,17 @@ export class RecurringDepositsAccountChargesStepComponent implements OnInit, OnC
     }
     if (this.recurringDepositsAccountProductTemplate) {
       this.chargeData = this.recurringDepositsAccountProductTemplate.chargeOptions.filter(
-        (c: Charge) => c.currency.code === this.currency.code
+        (c: Charge) => c.currency.code === this.currency?.code
       );
+
+      // New account: pre-populate charges from product template
+      if (!this.isChargesPatched && !this.recurringDepositsAccountTemplate?.id) {
+        const productCharges = this.recurringDepositsAccountProductTemplate.charges;
+        if (Array.isArray(productCharges) && productCharges.length > 0) {
+          this.chargesDataSource = productCharges.map((charge: any) => ({ ...charge, id: charge.chargeId }));
+        }
+        this.isChargesPatched = true;
+      }
     }
   }
 

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-details-step/recurring-deposits-account-details-step.component.html

@@ -7,80 +7,207 @@
 -->
 
 <form [formGroup]="recurringDepositAccountDetailsForm">
-  <div class="layout-row-wrap gap-2px responsive-column">
+  <!-- ===================== Account Details ===================== -->
-    <mat-form-field class="flex-48">
+  <div class="rad-section">
-      <mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
+    <div class="rad-section__header">
-      <mat-select formControlName="productId" required>
+      <i class="fas fa-info-circle"></i>
-        @for (product of productData; track product) {
+      <h3>Account Details</h3>
-          <mat-option [value]="product.id">
+    </div>
-            {{ product.name }}
+    <div class="rad-grid">
-          </mat-option>
+      <mat-form-field appearance="outline" class="rad-field">
-        }
+        <mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
-      </mat-select>
+        <mat-select formControlName="productId" required>
-      <mat-error>
+          @for (product of productData; track product) {
-        {{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
+            <mat-option [value]="product.id">{{ product.name }}</mat-option>
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
+          }
-      </mat-error>
+        </mat-select>
-    </mat-form-field>
-
-    @if (isProductSelected) {
-      <mat-form-field class="flex-48" (click)="submittedOnDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Submitted On' | translate }}</mat-label>
-        <input
-          matInput
-          [min]="minDate"
-          [max]="maxDate"
-          [matDatepicker]="submittedOnDatePicker"
-          formControlName="submittedOnDate"
-          required
-        />
-        <mat-datepicker-toggle matSuffix [for]="submittedOnDatePicker"></mat-datepicker-toggle>
-        <mat-datepicker #submittedOnDatePicker></mat-datepicker>
         <mat-error>
-          {{ 'labels.inputs.Submission Date' | translate }} {{ 'labels.commons.is' | translate }}
+          {{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
           <strong>{{ 'labels.commons.required' | translate }}</strong>
         </mat-error>
       </mat-form-field>
-    }
 
-    @if (isProductSelected) {
+      @if (isProductSelected) {
-      <mat-form-field class="flex-48">
+        <mat-form-field appearance="outline" class="rad-field" (click)="submittedOnDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Field Officer' | translate }}</mat-label>
+          <mat-label>{{ 'labels.inputs.Submitted On' | translate }}</mat-label>
-        <mat-select formControlName="fieldOfficerId">
+          <input
-          @for (officer of fieldOfficerData; track officer) {
+            matInput
-            <mat-option [value]="officer.id">
+            [min]="minDate"
-              {{ officer.displayName }}
+            [max]="maxDate"
-            </mat-option>
+            [matDatepicker]="submittedOnDatePicker"
-          }
+            formControlName="submittedOnDate"
-        </mat-select>
+            required
-      </mat-form-field>
+          />
-    }
+          <mat-datepicker-toggle matSuffix [for]="submittedOnDatePicker"></mat-datepicker-toggle>
+          <mat-datepicker #submittedOnDatePicker></mat-datepicker>
+          <mat-error>
+            {{ 'labels.inputs.Submitted On' | translate }} {{ 'labels.commons.is' | translate }}
+            <strong>{{ 'labels.commons.required' | translate }}</strong>
+          </mat-error>
+        </mat-form-field>
 
-    @if (isProductSelected) {
+        <mat-form-field appearance="outline" class="rad-field">
-      <mat-form-field class="flex-48">
+          <mat-label>{{ 'labels.inputs.Field Officer' | translate }}</mat-label>
-        <mat-label>{{ 'labels.inputs.External id' | translate }}</mat-label>
+          <mat-select formControlName="fieldOfficerId">
-        <input
+            @for (officer of fieldOfficerData; track officer) {
-          matInput
+              <mat-option [value]="officer.id">{{ officer.displayName }}</mat-option>
-          formControlName="externalId"
+            }
-          matTooltip="{{ 'tooltips.Provides an external id' | translate }}"
+          </mat-select>
-        />
+        </mat-form-field>
-      </mat-form-field>
+
-    }
+        <mat-form-field appearance="outline" class="rad-field">
+          <mat-label>{{ 'labels.inputs.External id' | translate }}</mat-label>
+          <input matInput formControlName="externalId" />
+        </mat-form-field>
+      }
+    </div>
   </div>
 
+  @if (isProductSelected && productTemplate) {
+    <!-- ===================== Product Classification ===================== -->
+    <div class="rad-section rad-section--mt">
+      <div class="rad-section__header">
+        <i class="fas fa-tags"></i>
+        <h3>Product Classification</h3>
+        <span class="rad-badge">From Product</span>
+      </div>
+      <div class="rad-grid rad-grid--classification">
+        <mat-form-field appearance="outline" class="rad-field">
+          <mat-label>Account Type</mat-label>
+          <input matInput [value]="productTemplate.accountType || ''" readonly />
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="rad-field">
+          <mat-label>Customer Segment</mat-label>
+          <input matInput [value]="productTemplate.customerSegment || ''" readonly />
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="rad-field">
+          <mat-label>Product Code</mat-label>
+          <input matInput [value]="productTemplate.productCode || ''" readonly />
+        </mat-form-field>
+
+        @if (productTemplate.effectiveDate) {
+          <mat-form-field appearance="outline" class="rad-field">
+            <mat-label>Effective Date</mat-label>
+            <input matInput [value]="formatTemplateDate(productTemplate.effectiveDate)" readonly />
+          </mat-form-field>
+        }
+
+        @if (productTemplate.endDate) {
+          <mat-form-field appearance="outline" class="rad-field">
+            <mat-label>End Date</mat-label>
+            <input matInput [value]="formatTemplateDate(productTemplate.endDate)" readonly />
+          </mat-form-field>
+        }
+
+        <mat-form-field appearance="outline" class="rad-field">
+          <mat-label>Introducer Required</mat-label>
+          <input matInput [value]="productTemplate.introducerRequired ? 'Yes' : 'No'" readonly />
+        </mat-form-field>
+
+        <div class="rad-field rad-info-row">
+          <span class="rad-info-label">Share Linking Enabled</span>
+          <span class="rad-badge" [class.rad-badge--yes]="productTemplate.shareLinkingEnabled">
+            {{ productTemplate.shareLinkingEnabled ? 'Yes' : 'No' }}
+          </span>
+        </div>
+      </div>
+    </div>
+
+    <!-- ===================== Currency & Account Status Configuration ===================== -->
+    <div class="rad-section rad-section--mt">
+      <div class="rad-section__header">
+        <i class="fas fa-coins"></i>
+        <h3>Currency &amp; Account Status Configuration</h3>
+        <span class="rad-badge">From Product</span>
+      </div>
+      <div class="rad-body">
+        @if (productTemplate.currency) {
+          <div class="rad-grid">
+            <mat-form-field appearance="outline" class="rad-field">
+              <mat-label>Currency</mat-label>
+              <input matInput [value]="productTemplate.currency.name" readonly />
+              <mat-hint>Default: Indian Rupee - auto-set for domestic products</mat-hint>
+            </mat-form-field>
+
+            @if (
+              productTemplate.currency.decimalPlaces !== undefined && productTemplate.currency.decimalPlaces !== null
+            ) {
+              <mat-form-field appearance="outline" class="rad-field">
+                <mat-label>Decimal Places</mat-label>
+                <input matInput [value]="productTemplate.currency.decimalPlaces" readonly />
+              </mat-form-field>
+            }
+          </div>
+        }
+
+        <div class="rad-alert">
+          <div class="rad-alert__content">
+            <h4>Dormancy Alert</h4>
+            <p>Enable automated notifications when an account becomes inactive based on product rules.</p>
+          </div>
+          <div class="rad-alert__choices">
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.dormancyAlert === true">yes</span>
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.dormancyAlert === false">no</span>
+          </div>
+        </div>
+
+        <div class="rad-alert">
+          <div class="rad-alert__content">
+            <h4>Balance Swap Option</h4>
+            <p>Enable automated transfer of excess funds to linked deposits or vice-versa to maintain liquidity.</p>
+          </div>
+          <div class="rad-alert__choices">
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.balanceSwapOption === true">yes</span>
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.balanceSwapOption === false">no</span>
+          </div>
+        </div>
+
+        <div class="rad-alert">
+          <div class="rad-alert__content">
+            <h4>MSME</h4>
+            <p>Micro, Small and Medium Enterprises</p>
+          </div>
+          <div class="rad-alert__choices">
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.msme === true">yes</span>
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.msme === false">no</span>
+          </div>
+        </div>
+
+        <div class="rad-alert">
+          <div class="rad-alert__content">
+            <h4>Nomination Facility</h4>
+            <p>
+              Allow account holders to designate individuals to receive funds in the event of account holder's death.
+            </p>
+          </div>
+          <div class="rad-alert__choices">
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.nominationFacility === true">yes</span>
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.nominationFacility === false">no</span>
+          </div>
+        </div>
+
+        <div class="rad-alert">
+          <div class="rad-alert__content">
+            <h4>Auto Debit Facility</h4>
+            <p>Enable automatic deduction of funds for recurring payments, utility bills, or EMI obligations.</p>
+          </div>
+          <div class="rad-alert__choices">
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.autoDebitFacility === true">yes</span>
+            <span class="rad-yn" [class.rad-yn--active]="productTemplate.autoDebitFacility === false">no</span>
+          </div>
+        </div>
+      </div>
+    </div>
+  }
+
   <div class="layout-row align-center gap-2percent margin-t responsive-column">
     <button mat-raised-button matStepperPrevious disabled>
       <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>
       {{ 'labels.buttons.Previous' | translate }}
     </button>
-    <button
+    <button mat-raised-button matStepperNext [disabled]="recurringDepositAccountDetailsForm.invalid">
-      mat-raised-button
-      matStepperNext
-      [disabled]="
-        !recurringDepositAccountDetailsForm.get('productId')?.value ||
-        !recurringDepositAccountDetailsForm.get('submittedOnDate')?.value
-      "
-    >
       {{ 'labels.buttons.Next' | translate }}
       <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
     </button>

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-details-step/recurring-deposits-account-details-step.component.scss

@@ -6,6 +6,180 @@
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
 
-.margin-t {
+$accent: #0ea5e9;
-  margin-top: 1em;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+// ── Section card ───────────────────────────────────────────────
+.rad-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  &--mt {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    h3 {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+      flex: 1;
+    }
+  }
+}
+
+// ── 2-col grid (Account Details inputs) ───────────────────────
+.rad-grid {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 4px 16px;
+  padding: 16px 24px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+// ── 3-col grid (Product Classification) ───────────────────────
+.rad-grid--classification {
+  grid-template-columns: repeat(3, 1fr);
+
+  @media (width <= 900px) {
+    grid-template-columns: repeat(2, 1fr);
+  }
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.rad-field {
+  width: 100%;
+}
+
+// ── Share Linking badge row ────────────────────────────────────
+.rad-info-row {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+  min-height: 56px;
+}
+
+.rad-info-label {
+  font-size: 14px;
+  color: $gray-900;
+  font-weight: 500;
+}
+
+.rad-badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  padding: 3px 12px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 700;
+  background: #dbeafe;
+  color: #1d4ed8;
+  border: 1px solid #bfdbfe;
+
+  &--yes {
+    background: #dcfce7;
+    color: #15803d;
+    border-color: #bbf7d0;
+  }
+}
+
+// ── Currency section body ──────────────────────────────────────
+.rad-body {
+  background: #fff;
+}
+
+// ── Yes / No alert rows (same as rdpc-alert) ──────────────────
+.rad-alert {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 24px;
+  padding: 18px 24px 24px;
+  border-top: 1px solid $border;
+  background: #f8fafc;
+
+  @media (width <= 760px) {
+    flex-direction: column;
+    align-items: flex-start;
+  }
+
+  &__content {
+    h4 {
+      margin: 0 0 6px;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+
+    p {
+      margin: 0;
+      font-size: 12px;
+      line-height: 1.5;
+      color: #64748b;
+      max-width: 540px;
+    }
+  }
+
+  &__choices {
+    display: flex;
+    align-items: center;
+    gap: 18px;
+    flex-wrap: wrap;
+  }
+}
+
+// ── yes / no indicator pills ───────────────────────────────────
+.rad-yn {
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  font-size: 14px;
+  color: #94a3b8;
+  cursor: default;
+
+  &::before {
+    content: '';
+    display: inline-block;
+    width: 18px;
+    height: 18px;
+    border-radius: 50%;
+    border: 2px solid #cbd5e1;
+    background: #fff;
+    flex-shrink: 0;
+  }
+
+  &--active {
+    color: $gray-900;
+    font-weight: 500;
+
+    &::before {
+      border-color: #22c55e;
+      background: radial-gradient(circle, #22c55e 45%, #fff 46%);
+    }
+  }
 }

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-details-step/recurring-deposits-account-details-step.component.ts

@@ -7,9 +7,10 @@
  */
 
 /** Angular Imports */
-import { Component, OnInit, Input, Output, EventEmitter, inject } from '@angular/core';
+import { Component, OnInit, Input, Output, EventEmitter, inject, ChangeDetectorRef } from '@angular/core';
-import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
 import { SettingsService } from 'app/settings/settings.service';
+import { Dates } from 'app/core/utils/dates';
 
 /** Custom Services */
 import { RecurringDepositsService } from '../../recurring-deposits.service';
@@ -37,6 +38,8 @@ export class RecurringDepositsAccountDetailsStepComponent implements OnInit {
   private formBuilder = inject(UntypedFormBuilder);
   private recurringDepositsService = inject(RecurringDepositsService);
   private settingsService = inject(SettingsService);
+  private dateUtils = inject(Dates);
+  private cdr = inject(ChangeDetectorRef);
 
   /** Recurring Deposits Account Template */
   @Input() recurringDepositsAccountTemplate: any;
@@ -52,19 +55,16 @@ export class RecurringDepositsAccountDetailsStepComponent implements OnInit {
   /** For edit recurring deposits form */
   isFieldOfficerPatched = false;
   /** Recurring Deposits Account Details Form */
-  recurringDepositAccountDetailsForm: UntypedFormGroup;
+  recurringDepositAccountDetailsForm!: UntypedFormGroup;
 
   isProductSelected = false;
 
   /** Recurring Deposits Account Template with product data  */
   @Output() recurringDepositsAccountProductTemplate = new EventEmitter();
 
-  /**
+  /** Local copy of product template for displaying classification info */
-   * Sets recurring deposits account details form.
+  productTemplate: any = null;
-   * @param {FormBuilder} formBuilder Form Builder.
+
-   * @param {RecurringDepositsService} recurringDepositsService Recurring Deposits Service.
-   * @param {SettingsService} settingsService Settings Service
-   */
   constructor() {
     this.createRecurringDepositsAccountDetailsForm();
   }
@@ -75,6 +75,7 @@ export class RecurringDepositsAccountDetailsStepComponent implements OnInit {
     if (this.recurringDepositsAccountTemplate) {
       this.productData = this.recurringDepositsAccountTemplate.productOptions;
       if (this.recurringDepositsAccountTemplate.depositProductId) {
+        // Edit mode: patch from saved data
         this.recurringDepositAccountDetailsForm.patchValue({
           productId: this.recurringDepositsAccountTemplate.depositProductId,
           submittedOnDate:
@@ -82,6 +83,11 @@ export class RecurringDepositsAccountDetailsStepComponent implements OnInit {
             new Date(this.recurringDepositsAccountTemplate.timeline.submittedOnDate),
           externalId: this.recurringDepositsAccountTemplate.externalId
         });
+      } else {
+        // New account: default submittedOnDate to today's business date
+        this.recurringDepositAccountDetailsForm.patchValue({
+          submittedOnDate: this.settingsService.businessDate
+        });
       }
     }
   }
@@ -109,25 +115,72 @@ export class RecurringDepositsAccountDetailsStepComponent implements OnInit {
    */
   buildDependencies() {
     const clientId = this.recurringDepositsAccountTemplate.clientId;
-    this.recurringDepositAccountDetailsForm.get('productId').valueChanges.subscribe((productId: string) => {
+    this.recurringDepositAccountDetailsForm.get('productId')!.valueChanges.subscribe((productId: string) => {
       this.recurringDepositsService
         .getRecurringDepositsAccountTemplate(clientId, productId)
         .subscribe((response: any) => {
+          // Ensure currency is included in the product template
+          if (!response.currency) {
+            // Try to get currency from the selected product
+            const selectedProduct = this.recurringDepositsAccountTemplate.productOptions?.find(
+              (product: any) => product.id == productId
+            );
+            if (selectedProduct?.currency) {
+              response.currency = selectedProduct.currency;
+            } else if (this.recurringDepositsAccountTemplate.currency) {
+              response.currency = this.recurringDepositsAccountTemplate.currency;
+            }
+          }
+          this.productTemplate = response;
           this.recurringDepositsAccountProductTemplate.emit(response);
           this.fieldOfficerData = response.fieldOfficerOptions;
           this.isProductSelected = true;
+          this.cdr.detectChanges();
           if (!this.isFieldOfficerPatched && this.recurringDepositsAccountTemplate.fieldOfficerId) {
             this.recurringDepositAccountDetailsForm
-              .get('fieldOfficerId')
+              .get('fieldOfficerId')!
               .patchValue(this.recurringDepositsAccountTemplate.fieldOfficerId);
             this.isFieldOfficerPatched = true;
           } else {
-            this.recurringDepositAccountDetailsForm.get('fieldOfficerId').patchValue('');
+            this.recurringDepositAccountDetailsForm.get('fieldOfficerId')!.patchValue('');
           }
         });
     });
   }
 
+  /**
+   * Returns true if a value is not null, undefined, or empty string.
+   */
+  hasValue(val: any): boolean {
+    return val !== null && val !== undefined && val !== '';
+  }
+
+  /**
+   * Formats template dates into the current CBS date format.
+   * Handles backend date arrays like [2026, 4, 20] as well as strings and Date objects.
+   */
+  formatTemplateDate(value: any): string {
+    if (!value) {
+      return '';
+    }
+
+    let dateValue: Date | null = null;
+
+    if (value instanceof Date) {
+      dateValue = value;
+    } else if (Array.isArray(value) && value.length >= 3) {
+      dateValue = new Date(value[0], value[1] - 1, value[2]);
+    } else {
+      dateValue = new Date(value);
+    }
+
+    if (!dateValue || Number.isNaN(dateValue.getTime())) {
+      return Array.isArray(value) ? value.join('/') : String(value);
+    }
+
+    return this.dateUtils.formatDate(dateValue, 'M/d/yyyy') || '';
+  }
+
   /**
    * Returns recurring deposits account details form value.
    */

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-interest-rate-chart-step/recurring-deposits-account-interest-rate-chart-step.component.html

@@ -49,30 +49,30 @@
 
   <!-- ── Legacy chart (shown only when no custom rate chart available) ── -->
   @if (!_activeRdVersion) {
-    <div class="flex-fill" *ngIf="recurringDepositsAccountProductTemplate?.accountChart.name">
+    <div class="flex-fill" *ngIf="recurringDepositsAccountProductTemplate?.accountChart?.name">
       <span class="flex-40">{{ 'labels.inputs.name' | translate }}:</span>
-      <span class="flex-60">{{ recurringDepositsAccountProductTemplate.accountChart.name }}</span>
+      <span class="flex-60">{{ recurringDepositsAccountProductTemplate?.accountChart?.name }}</span>
     </div>
 
     <div class="flex-fill">
       <span class="flex-40">{{ 'labels.inputs.Valid from Date' | translate }}:</span>
-      <span class="flex-60">{{ recurringDepositsAccountProductTemplate?.accountChart.fromDate | dateFormat }}</span>
+      <span class="flex-60">{{ recurringDepositsAccountProductTemplate?.accountChart?.fromDate | dateFormat }}</span>
     </div>
 
-    <div class="flex-fill" *ngIf="recurringDepositsAccountProductTemplate?.accountChart.endDate">
+    <div class="flex-fill" *ngIf="recurringDepositsAccountProductTemplate?.accountChart?.endDate">
       <span class="flex-40">{{ 'labels.inputs.End Date' | translate }}:</span>
-      <span class="flex-60">{{ recurringDepositsAccountProductTemplate?.accountChart.endDate | dateFormat }}</span>
+      <span class="flex-60">{{ recurringDepositsAccountProductTemplate?.accountChart?.endDate | dateFormat }}</span>
     </div>
 
-    <div class="flex-fill" *ngIf="recurringDepositsAccountProductTemplate?.accountChart.description">
+    <div class="flex-fill" *ngIf="recurringDepositsAccountProductTemplate?.accountChart?.description">
       <span class="flex-40">{{ 'labels.inputs.Description' | translate }}:</span>
-      <span class="flex-60">{{ recurringDepositsAccountProductTemplate?.accountChart.description }}</span>
+      <span class="flex-60">{{ recurringDepositsAccountProductTemplate?.accountChart?.description }}</span>
     </div>
 
     <div class="flex-fill">
       <span class="flex-40">{{ 'labels.inputs.Primary Grouping by Amount' | translate }}:</span>
       <span class="flex-60">{{
-        recurringDepositsAccountProductTemplate?.accountChart.isPrimaryGroupingByAmount | yesNo
+        recurringDepositsAccountProductTemplate?.accountChart?.isPrimaryGroupingByAmount | yesNo
       }}</span>
     </div>
   }

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-interest-rate-chart-step/recurring-deposits-account-interest-rate-chart-step.component.ts

@@ -120,7 +120,7 @@ export class RecurringDepositsAccountInterestRateChartStepComponent implements O
 
   ngOnChanges() {
     if (this.recurringDepositsAccountProductTemplate) {
-      this.interestRateChartData = this.recurringDepositsAccountProductTemplate.accountChart.chartSlabs;
+      this.interestRateChartData = this.recurringDepositsAccountProductTemplate.accountChart?.chartSlabs ?? [];
     }
   }
 

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-preview-step/recurring-deposits-account-preview-step.component.scss

@@ -6,35 +6,120 @@
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
 
-table {
+// ── Wrapper ──────────────────────────────────────────────────────────────────
-  width: 100%;
+.preview-wrapper {
+  display: flex;
+  flex-direction: column;
+  gap: 1.25rem;
+  padding: 0.5rem 0;
 }
 
-.mat-elevation-z1 {
+// ── Section card ─────────────────────────────────────────────────────────────
-  margin: 1em 0 1.5em;
+.preview-section {
+  border: 1px solid #e0e0e0;
+  border-radius: 8px;
+  overflow: hidden;
+  background: #fff;
+  box-shadow: 0 1px 3px rgb(0 0 0 / 6%);
+
+  &__header {
+    background: #f5f5f5;
+    border-bottom: 1px solid #e0e0e0;
+    padding: 0.6rem 1rem;
+  }
+
+  &__title {
+    font-size: 0.95rem;
+    font-weight: 600;
+    color: #333;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+  }
 }
 
-h2,
+// ── Body ─────────────────────────────────────────────────────────────────────
-h3,
+.preview-body {
-h4 {
+  padding: 1rem 1.25rem;
-  margin: 0;
+}
+
+// ── Subsection (inside Settings) ─────────────────────────────────────────────
+.preview-subsection {
+  margin-bottom: 1rem;
+
+  &__title {
+    font-size: 0.82rem;
+    font-weight: 600;
+    text-transform: uppercase;
+    letter-spacing: 0.05em;
+    color: #666;
+    margin-bottom: 0.6rem;
+  }
+}
+
+.preview-divider {
+  margin: 0.75rem 0 1rem;
+}
+
+// ── Grid ─────────────────────────────────────────────────────────────────────
+.preview-grid {
+  display: grid;
+  gap: 0.75rem 1.5rem;
+
+  &--three {
+    grid-template-columns: repeat(3, 1fr);
+
+    @media (width <= 768px) {
+      grid-template-columns: repeat(2, 1fr);
+    }
+
+    @media (width <= 480px) {
+      grid-template-columns: 1fr;
+    }
+  }
+}
+
+// ── Field ─────────────────────────────────────────────────────────────────────
+.preview-field {
+  display: flex;
+  flex-direction: column;
+  gap: 0.15rem;
+}
+
+.preview-label {
+  font-size: 0.72rem;
+  color: #888;
+  font-weight: 500;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
+}
+
+.preview-value {
+  font-size: 0.92rem;
+  color: #222;
   font-weight: 500;
 }
 
-span {
+// ── Yes/No badge ─────────────────────────────────────────────────────────────
-  margin: 0.5em 0;
+.preview-badge {
+  display: inline-block;
+  padding: 0.1rem 0.55rem;
+  border-radius: 12px;
+  font-size: 0.78rem;
+  font-weight: 600;
+  background: #ffebee;
+  color: #c62828;
+  width: fit-content;
+
+  &--yes {
+    background: #e8f5e9;
+    color: #2e7d32;
+  }
 }
 
-mat-divider {
+// ── Tables ───────────────────────────────────────────────────────────────────
-  margin: 0 0 0.5em;
+.preview-table {
-}
+  width: 100%;
-
+  margin-top: 1rem;
-.margin-t {
-  margin-top: 1em;
-}
-
-.margin-b {
-  margin-bottom: 0.25em;
 }
 
 .irc-table {
@@ -56,3 +141,78 @@ mat-divider {
     }
   }
 }
+
+.margin-t {
+  margin-top: 1em;
+}
+
+// ── Product feature flag rows (same style as details step) ────────────────────
+.preview-feature-list {
+  margin-top: 1rem;
+  border-top: 1px solid #e0e0e0;
+}
+
+.preview-feature-row {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  padding: 0.75rem 0;
+  border-bottom: 1px solid #f0f0f0;
+  gap: 1rem;
+}
+
+.preview-feature-info {
+  display: flex;
+  flex-direction: column;
+  gap: 0.15rem;
+
+  strong {
+    font-size: 0.88rem;
+    font-weight: 600;
+    color: #222;
+  }
+
+  span {
+    font-size: 0.78rem;
+    color: #26a69a;
+    margin: 0;
+  }
+}
+
+.preview-feature-choices {
+  display: flex;
+  gap: 0.5rem;
+  flex-shrink: 0;
+}
+
+.rad-yn {
+  display: inline-flex;
+  align-items: center;
+  gap: 0.3rem;
+  padding: 0.2rem 0.75rem;
+  border-radius: 20px;
+  border: 2px solid #ccc;
+  font-size: 0.82rem;
+  color: #999;
+  cursor: default;
+
+  &::before {
+    content: '';
+    width: 12px;
+    height: 12px;
+    border-radius: 50%;
+    border: 2px solid #ccc;
+    display: inline-block;
+  }
+
+  &--active {
+    border-color: #4caf50;
+    color: #2e7d32;
+    font-weight: 600;
+
+    &::before {
+      border-color: #4caf50;
+      background: #4caf50;
+    }
+  }
+}

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-preview-step/recurring-deposits-account-preview-step.component.ts

@@ -73,9 +73,25 @@ export class RecurringDepositsAccountPreviewStepComponent implements OnChanges {
   @Input() recurringDepositsAccountTemplate: any;
   @Input() recurringDepositsAccountProductTemplate: any;
   @Input() recurringDepositAccountData: any;
+  @Input() set rdInterestRates(rates: any[]) {
+    this._rdInterestRates = rates || [];
+    this._activeRdVersion = this._rdInterestRates.find((v: any) => v.isActive) ?? this._rdInterestRates[0] ?? null;
+  }
   /** Output the submit action */
   @Output() submitEvent = new EventEmitter();
 
+  _rdInterestRates: any[] = [];
+  _activeRdVersion: any = null;
+
+  readonly rdSlabColumns = [
+    'srNo',
+    'description',
+    'fromPeriod',
+    'toPeriod',
+    'periodTypeLabel',
+    'annualInterestRate'
+  ];
+
   /** Charges Displayed Columns */
   chargesDisplayedColumns: string[] = [
     'name',
@@ -113,7 +129,7 @@ export class RecurringDepositsAccountPreviewStepComponent implements OnChanges {
 
   ngOnChanges() {
     if (this.recurringDepositsAccountProductTemplate) {
-      this.interestRateChartData = this.recurringDepositsAccountProductTemplate.accountChart.chartSlabs;
+      this.interestRateChartData = this.recurringDepositsAccountProductTemplate.accountChart?.chartSlabs ?? [];
     }
   }
 }

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-settings-step/recurring-deposits-account-settings-step.component.html

@@ -7,219 +7,145 @@
 -->
 
 <form [formGroup]="recurringDepositAccountSettingsForm">
-  <div class="layout-row-wrap gap-2px responsive-column">
+  <!-- ===================== Premature Option ===================== -->
-    <mat-checkbox labelPosition="before" formControlName="isMandatoryDeposit" class="margin-v flex-48">
+  <div class="rdps-section">
-      {{ 'labels.inputs.Is Mandatory Deposit' | translate }}?
+    <div class="rdps-section__header">
-    </mat-checkbox>
+      <span class="rdps-section__badge"><i class="fas fa-balance-scale"></i></span>
-
+      <span>Premature option</span>
-    <mat-checkbox class="flex-48 margin-v" labelPosition="before" formControlName="adjustAdvanceTowardsFuturePayments">
+    </div>
-      {{ 'labels.inputs.Adjust advance payments toward future installments' | translate }}?
+    <div class="rdps-body">
-    </mat-checkbox>
+      <div class="rdps-premature-row">
-
+        <mat-checkbox formControlName="loanFacility">Loan Facility</mat-checkbox>
-    <mat-checkbox labelPosition="before" formControlName="allowWithdrawal" class="margin-v flex-48">
+        <mat-checkbox formControlName="prematureWithdrawalOption">Premature Withdrawal option</mat-checkbox>
-      {{ 'labels.inputs.Allow Withdrawals' | translate }}?
+        <mat-checkbox formControlName="tenureFlexibility">Tenure Flexibility</mat-checkbox>
-    </mat-checkbox>
+        <mat-checkbox formControlName="lienMarked">Lien Marked</mat-checkbox>
-
+        <mat-checkbox formControlName="withdrawalFeeForTransfers">Apply Withdrawal Fee for Transfers</mat-checkbox>
-    <h4 class="mat-h4 flex-98">{{ 'labels.heading.Lock-in Period' | translate }}</h4>
+      </div>
-
+    </div>
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Frequency' | translate }}</mat-label>
-      <input type="number" matInput formControlName="lockinPeriodFrequency" />
-    </mat-form-field>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Type' | translate }}</mat-label>
-      <mat-select formControlName="lockinPeriodFrequencyType">
-        @for (lockinPeriodFrequencyType of lockinPeriodFrequencyTypeData; track lockinPeriodFrequencyType) {
-          <mat-option [value]="lockinPeriodFrequencyType.id">
-            {{ lockinPeriodFrequencyType.value | translateKey: 'catalogs' }}
-          </mat-option>
-        }
-      </mat-select>
-    </mat-form-field>
-
-    <h4 class="mat-h4 flex-98">{{ 'labels.heading.Recurring Deposit Details' | translate }}</h4>
-    @if (currency) {
-      <mifosx-input-amount
-        [currency]="currency"
-        [isRequired]="true"
-        class="flex-48"
-        [inputFormControl]="recurringDepositAccountSettingsForm.controls.mandatoryRecommendedDepositAmount"
-        [inputLabel]="'Recurring Deposit Amount'"
-      >
-      </mifosx-input-amount>
-    }
-
-    <h4 class="mat-h4 flex-98">{{ 'labels.heading.Deposit Period' | translate }}</h4>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Deposit Period' | translate }}</mat-label>
-      <input type="number" matInput formControlName="depositPeriod" required />
-    </mat-form-field>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Type' | translate }}</mat-label>
-      <mat-select formControlName="depositPeriodFrequencyId" required>
-        @for (periodFrequencyType of periodFrequencyTypeData; track periodFrequencyType) {
-          <mat-option [value]="periodFrequencyType.id">
-            {{ periodFrequencyType.value | translateKey: 'catalogs' }}
-          </mat-option>
-        }
-      </mat-select>
-    </mat-form-field>
-
-    <mat-checkbox labelPosition="before" formControlName="isCalendarInherited" class="margin-v flex-48">
-      {{ 'labels.inputs.Deposit Frequency Same as Group/Center meeting' | translate }}
-    </mat-checkbox>
-
-    @if (!recurringDepositAccountSettingsForm.value.isCalendarInherited) {
-      <mat-form-field class="flex-48" (click)="expectedFirstDepositOnDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Deposit Start Date' | translate }}</mat-label>
-        <input
-          matInput
-          [min]="minDate"
-          [max]="maxDate"
-          [matDatepicker]="expectedFirstDepositOnDatePicker"
-          formControlName="expectedFirstDepositOnDate"
-          required
-        />
-        <mat-datepicker-toggle matSuffix [for]="expectedFirstDepositOnDatePicker"></mat-datepicker-toggle>
-        <mat-datepicker #expectedFirstDepositOnDatePicker></mat-datepicker>
-      </mat-form-field>
-      <h4 class="mat-h4 flex-98">{{ 'labels.heading.Deposit Frequency' | translate }}</h4>
-      <mat-form-field class="flex-48">
-        <mat-label>{{ 'labels.inputs.Deposit Frequency' | translate }}</mat-label>
-        <input type="number" matInput formControlName="recurringFrequency" required />
-        <mat-error>
-          {{ 'labels.inputs.Deposit Frequency' | translate }} {{ 'labels.commons.is' | translate }}
-          <strong>{{ 'labels.commons.required' | translate }}</strong>
-        </mat-error>
-      </mat-form-field>
-      <mat-form-field class="flex-48">
-        <mat-label>{{ 'labels.inputs.Type' | translate }}</mat-label>
-        <mat-select formControlName="recurringFrequencyType" required>
-          @for (periodFrequencyType of periodFrequencyTypeData; track periodFrequencyType) {
-            <mat-option [value]="periodFrequencyType.id">
-              {{ periodFrequencyType.value | translateKey: 'catalogs' }}
-            </mat-option>
-          }
-        </mat-select>
-        <mat-error>
-          {{ 'labels.inputs.Deposit Frequency Type' | translate }} {{ 'labels.commons.is' | translate }}
-          <strong>{{ 'labels.commons.required' | translate }}</strong>
-        </mat-error>
-      </mat-form-field>
-    }
-
-    <mat-divider class="flex-98"></mat-divider>
-
-    <h4 class="mat-h4 flex-98">{{ 'labels.heading.Minimum Deposit Term' | translate }}</h4>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Frequency' | translate }}</mat-label>
-      <input type="number" matInput formControlName="minDepositTerm" required />
-      <mat-error>
-        {{ 'labels.inputs.Minimum Deposit Term Frequency' | translate }} {{ 'labels.commons.is' | translate }}
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
-      </mat-error>
-    </mat-form-field>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Frequency Type' | translate }}</mat-label>
-      <mat-select formControlName="minDepositTermTypeId" required>
-        @for (periodFrequencyType of periodFrequencyTypeData; track periodFrequencyType) {
-          <mat-option [value]="periodFrequencyType.id">
-            {{ periodFrequencyType.value | translateKey: 'catalogs' }}
-          </mat-option>
-        }
-      </mat-select>
-      <mat-error>
-        {{ 'labels.inputs.Minimum Deposit Term Frequency Type' | translate }} {{ 'labels.commons.is' | translate }}
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
-      </mat-error>
-    </mat-form-field>
-
-    <h4 class="mat-h4 flex-98">{{ 'labels.heading.And thereafter, in Multiples of' | translate }}</h4>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Frequency' | translate }}</mat-label>
-      <input type="number" matInput formControlName="inMultiplesOfDepositTerm" />
-    </mat-form-field>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Type' | translate }}</mat-label>
-      <mat-select formControlName="inMultiplesOfDepositTermTypeId">
-        @for (periodFrequencyType of periodFrequencyTypeData; track periodFrequencyType) {
-          <mat-option [value]="periodFrequencyType.id">
-            {{ periodFrequencyType.value | translateKey: 'catalogs' }}
-          </mat-option>
-        }
-      </mat-select>
-    </mat-form-field>
-
-    <h4 class="mat-h4 flex-98">{{ 'labels.heading.Maximum Deposit Term' | translate }}</h4>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Frequency' | translate }}</mat-label>
-      <input type="number" matInput formControlName="maxDepositTerm" />
-    </mat-form-field>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Type' | translate }}</mat-label>
-      <mat-select formControlName="maxDepositTermTypeId">
-        @for (periodFrequencyType of periodFrequencyTypeData; track periodFrequencyType) {
-          <mat-option [value]="periodFrequencyType.id">
-            {{ periodFrequencyType.value | translateKey: 'catalogs' }}
-          </mat-option>
-        }
-      </mat-select>
-    </mat-form-field>
-
-    <mat-divider class="flex-98"></mat-divider>
-
-    <h4 class="mat-h4 flex-98">{{ 'labels.heading.For Pre-mature closure' | translate }}</h4>
-
-    <mat-checkbox class="flex-73 margin-v" labelPosition="before" formControlName="preClosurePenalApplicable">
-      {{ 'labels.inputs.Apply Penal Interest (less)' | translate }}
-    </mat-checkbox>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Penal Interest' | translate }} (%)</mat-label>
-      <input type="number" matInput formControlName="preClosurePenalInterest" />
-    </mat-form-field>
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Period' | translate }}</mat-label>
-      <mat-select formControlName="preClosurePenalInterestOnTypeId">
-        @for (preClosurePenalInterestOnType of preClosurePenalInterestOnTypeData; track preClosurePenalInterestOnType) {
-          <mat-option [value]="preClosurePenalInterestOnType.id">
-            {{ preClosurePenalInterestOnType.value | translateKey: 'catalogs' }}
-          </mat-option>
-        }
-      </mat-select>
-    </mat-form-field>
-
-    <!-- <mat-divider class="flex-98"></mat-divider> -->
-
-    <mat-form-field class="flex-48">
-      <mat-label>{{ 'labels.inputs.Minimum Balance For Interest Calculation' | translate }}</mat-label>
-      <input type="number" matInput formControlName="minBalanceForInterestCalculation" />
-    </mat-form-field>
-
-    @if (taxGroup) {
-      <h4 class="mat-h4 flex-98">{{ 'labels.heading.Tax Group' | translate }}</h4>
-      <mat-checkbox labelPosition="before" formControlName="withHoldTax" class="margin-v flex-48">
-        {{ 'labels.inputs.Is Withhold Tax Applicable' | translate }}?
-      </mat-checkbox>
-      @if (recurringDepositAccountSettingsForm.controls.taxGroupId) {
-        <mat-form-field class="flex-48">
-          <mat-label>{{ 'labels.inputs.Tax Group' | translate }}</mat-label>
-          <input type="text" matInput formControlName="taxGroupId" />
-        </mat-form-field>
-      }
-    }
   </div>
 
+  <!-- ===================== Lock-in Period ===================== -->
+  <div class="rdps-section">
+    <div class="rdps-section__header">
+      <span class="rdps-section__badge"><i class="fas fa-lock"></i></span>
+      <span>{{ 'labels.inputs.Lock-in Period' | translate }}</span>
+    </div>
+    <div class="rdps-body">
+      <div class="rdps-lockin-row">
+        <span>Enable Lock-in Period</span>
+        <mat-checkbox formControlName="enableLockinPeriod"></mat-checkbox>
+      </div>
+
+      @if (recurringDepositAccountSettingsForm.value.enableLockinPeriod) {
+        <div class="rdps-lockin-fields">
+          <mat-form-field appearance="outline" class="rdps-field">
+            <mat-label>Frequency*</mat-label>
+            <input type="number" matInput formControlName="lockinPeriodFrequency" min="1" step="1" />
+          </mat-form-field>
+
+          <mat-form-field appearance="outline" class="rdps-field">
+            <mat-label>Type*</mat-label>
+            <mat-select formControlName="lockinPeriodFrequencyType">
+              @for (lockinPeriodFrequencyType of lockinPeriodFrequencyTypeData; track lockinPeriodFrequencyType) {
+                <mat-option [value]="lockinPeriodFrequencyType.id">
+                  {{ lockinPeriodFrequencyType.value | translateKey: 'catalogs' }}
+                </mat-option>
+              }
+            </mat-select>
+          </mat-form-field>
+        </div>
+      }
+    </div>
+  </div>
+
+  <!-- ===================== Maturity Instructions ===================== -->
+  <div class="rdps-section">
+    <div class="rdps-section__header">
+      <span class="rdps-section__badge"><i class="fas fa-lock"></i></span>
+      <span>Maturity Instructions</span>
+    </div>
+    <div class="rdps-body rdps-body--list">
+      <div class="rdps-list-row">
+        <span>Maturity Instructions</span>
+        <mat-checkbox formControlName="maturityInstructions"></mat-checkbox>
+      </div>
+      <div class="rdps-list-row">
+        <span
+          >Option to credit maturity proceeds directly to the linked account or reinvest in another product (like
+          FD).</span
+        >
+        <mat-checkbox formControlName="creditMaturityProceeds"></mat-checkbox>
+      </div>
+      <div class="rdps-list-row">
+        <span>Penalty / Grace Period for Missed Installments</span>
+        <mat-checkbox formControlName="penaltyGracePeriodMissedInstallments"></mat-checkbox>
+      </div>
+      <div class="rdps-list-row">
+        <span>Panel Request Applicable</span>
+        <mat-checkbox formControlName="panelRequestApplicable"></mat-checkbox>
+      </div>
+      <div class="rdps-list-row">
+        <span>No penalty for nominee / legal heir closure</span>
+        <mat-checkbox formControlName="noPenaltyNomineeHeirClosure"></mat-checkbox>
+      </div>
+      <div class="rdps-list-row">
+        <span>Deceased Settlement</span>
+        <mat-checkbox formControlName="deceasedSettlement"></mat-checkbox>
+      </div>
+      <div class="rdps-list-row">
+        <span>Allow Debit Txn after due date</span>
+        <mat-checkbox formControlName="allowDebitTxnAfterDueDate"></mat-checkbox>
+      </div>
+    </div>
+  </div>
+
+  <!-- ===================== Additional Rules ===================== -->
+  <div class="rdps-section">
+    <div class="rdps-section__header">
+      <span class="rdps-section__badge"><i class="fas fa-cog"></i></span>
+      <span>Additional Rules</span>
+    </div>
+    <div class="rdps-body">
+      <div class="rdps-layout rdps-layout--additional">
+        <div class="rdps-toggle rdps-toggle--inline">
+          <mat-checkbox formControlName="accountClosedZeroBalanceInDayClosing">
+            <span>Account Closed with Zero balance in Day Closing</span>
+          </mat-checkbox>
+        </div>
+
+        <mat-form-field appearance="outline" class="rdps-field">
+          <mat-label>Balance Required for Interest Calculation</mat-label>
+          <input type="number" matInput formControlName="minBalanceForInterestCalculation" min="0" step="0.01" />
+        </mat-form-field>
+      </div>
+    </div>
+  </div>
+
+  <!-- ===================== Withhold Tax (if applicable) ===================== -->
+  @if (recurringDepositAccountSettingsForm.contains('withHoldTax')) {
+    <div class="rdps-section">
+      <div class="rdps-section__header">
+        <span class="rdps-section__badge"><i class="fas fa-percent"></i></span>
+        <span>{{ 'labels.inputs.Is Withhold Tax Applicable' | translate }}</span>
+      </div>
+      <div class="rdps-body">
+        <div class="rdps-lockin-row">
+          <span>{{ 'labels.inputs.Is Withhold Tax Applicable' | translate }}</span>
+          <mat-checkbox formControlName="withHoldTax"></mat-checkbox>
+        </div>
+        @if (
+          recurringDepositAccountSettingsForm.value.withHoldTax &&
+          recurringDepositAccountSettingsForm.contains('taxGroupId')
+        ) {
+          <mat-form-field appearance="outline" class="rdps-field">
+            <mat-label>{{ 'labels.inputs.Tax Group' | translate }}</mat-label>
+            <input matInput formControlName="taxGroupId" readonly />
+          </mat-form-field>
+        }
+      </div>
+    </div>
+  }
+
   <div class="layout-row align-center gap-2percent margin-t responsive-column">
     <button mat-raised-button matStepperPrevious>
       <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-settings-step/recurring-deposits-account-settings-step.component.scss

@@ -6,27 +6,178 @@
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
 
-h4 {
+$accent: #0ea5e9;
-  font-weight: 500;
+$border: #e2e8f0;
-  margin: 1em 0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.rdps-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    span:not(.rdps-section__badge) {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
 }
 
-h3 {
+.rdps-section__badge {
-  font-weight: 500;
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 24px;
+  height: 24px;
+  border-radius: 6px;
+  background: #eff6ff;
+  font-size: 14px;
 }
 
-mat-divider {
+.rdps-body {
-  margin: 1em 0 2em;
+  background: #fff;
+  padding: 18px 24px 24px;
 }
 
-.margin-v {
+.rdps-body--list {
-  margin: 1em 0;
+  padding: 0 24px;
 }
 
-.margin-b {
+.rdps-field {
-  margin: 0 0 1em;
+  width: 100%;
 }
 
-.margin-t {
+.rdps-premature-row {
-  margin-top: 1em;
+  display: flex;
+  align-items: center;
+  gap: 24px;
+  flex-wrap: wrap;
+
+  mat-checkbox {
+    font-size: 14px;
+    color: $gray-900;
+  }
+}
+
+.rdps-layout {
+  display: grid;
+  gap: 8px 16px;
+
+  &--two {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+
+    @media (width <= 640px) {
+      grid-template-columns: 1fr;
+    }
+  }
+
+  &--mt {
+    margin-top: 12px;
+  }
+}
+
+.rdps-toggle {
+  display: flex;
+  align-items: center;
+  min-height: 40px;
+
+  mat-checkbox {
+    font-size: 14px;
+    color: $gray-900;
+  }
+
+  &--inline {
+    align-items: center;
+  }
+}
+
+.rdps-layout--additional {
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+
+  @media (width <= 1100px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.rdps-list-row {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 16px;
+  padding: 14px 0;
+  border-bottom: 1px solid $gray-200;
+  font-size: 14px;
+  color: $gray-900;
+
+  &:last-child {
+    border-bottom: none;
+  }
+
+  span {
+    max-width: 85%;
+    line-height: 1.4;
+  }
+}
+
+.rdps-lockin-row {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 16px;
+  margin-bottom: 16px;
+  padding-bottom: 16px;
+  border-bottom: 1px solid $gray-200;
+  font-size: 14px;
+  color: $gray-900;
+}
+
+.rdps-lockin-fields {
+  display: grid;
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+  gap: 16px;
+
+  @media (width <= 640px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.rdps-sub-header {
+  font-size: 13px;
+  font-weight: 600;
+  color: $gray-900;
+  margin: 16px 0 8px;
+  padding-bottom: 6px;
+  border-bottom: 1px solid $gray-200;
+}
+
+.rdps-checkbox-row {
+  display: flex;
+  align-items: center;
+  min-height: 56px;
+
+  mat-checkbox {
+    font-size: 14px;
+    color: $gray-900;
+  }
 }

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-settings-step/recurring-deposits-account-settings-step.component.ts

@@ -24,8 +24,6 @@ import { MatStepperPrevious, MatStepperNext } from '@angular/material/stepper';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 
-/** Custom Services */
-
 /**
  * Recurring Deposits Account Settings Step
  */
@@ -58,19 +56,15 @@ export class RecurringDepositsAccountSettingsStepComponent implements OnInit, On
   /** Maximum date allowed. */
   maxDate = new Date();
   /** Lockin Period Frequency Type Data */
-  lockinPeriodFrequencyTypeData: any;
+  lockinPeriodFrequencyTypeData: any[] = [];
   /** Period Frequency Type Data */
-  periodFrequencyTypeData: any;
+  periodFrequencyTypeData: any[] = [];
   /** Preclosure Penal Interest Type on Data */
-  preClosurePenalInterestOnTypeData: any;
+  preClosurePenalInterestOnTypeData: any[] = [];
   /** Tax Group */
   taxGroup: any;
   currency: Currency | null = null;
 
-  /**
-   * @param {FormBuilder} formBuilder Form Builder
-   * @param {SettingsService} settingsService Settings Service
-   */
   constructor() {
     this.createRecurringDepositAccountSettingsForm();
     this.buildDependencies();
@@ -82,14 +76,33 @@ export class RecurringDepositsAccountSettingsStepComponent implements OnInit, On
       : this.recurringDepositsAccountTemplate;
     if (recurringDepositsAccount) {
       this.currency = recurringDepositsAccount.currency;
+
+      // Patch CBS settings fields from product template
       this.recurringDepositAccountSettingsForm.patchValue({
-        isMandatoryDeposit: recurringDepositsAccount.isMandatoryDeposit,
+        loanFacility: recurringDepositsAccount.loanFacility ?? false,
-        adjustAdvanceTowardsFuturePayments: recurringDepositsAccount.adjustAdvanceTowardsFuturePayments,
+        prematureWithdrawalOption: recurringDepositsAccount.prematureWithdrawalOption ?? false,
-        allowWithdrawal: recurringDepositsAccount.allowWithdrawal,
+        tenureFlexibility: recurringDepositsAccount.tenureFlexibility ?? false,
-        lockinPeriodFrequency: recurringDepositsAccount.lockinPeriodFrequency,
+        lienMarked: recurringDepositsAccount.lienMarked ?? false,
+        withdrawalFeeForTransfers: recurringDepositsAccount.withdrawalFeeForTransfers ?? false,
+        enableLockinPeriod: recurringDepositsAccount.enableLockinPeriod ?? false,
+        lockinPeriodFrequency: recurringDepositsAccount.lockinPeriodFrequency ?? '',
         lockinPeriodFrequencyType: recurringDepositsAccount.lockinPeriodFrequencyType
           ? recurringDepositsAccount.lockinPeriodFrequencyType.id
           : '',
+        maturityInstructions: recurringDepositsAccount.maturityInstructions ?? false,
+        creditMaturityProceeds: recurringDepositsAccount.creditMaturityProceeds ?? false,
+        penaltyGracePeriodMissedInstallments: recurringDepositsAccount.penaltyGracePeriodMissedInstallments ?? false,
+        panelRequestApplicable: recurringDepositsAccount.panelRequestApplicable ?? false,
+        noPenaltyNomineeHeirClosure: recurringDepositsAccount.noPenaltyNomineeHeirClosure ?? false,
+        deceasedSettlement: recurringDepositsAccount.deceasedSettlement ?? false,
+        allowDebitTxnAfterDueDate: recurringDepositsAccount.allowDebitTxnAfterDueDate ?? false,
+        accountClosedZeroBalanceInDayClosing: recurringDepositsAccount.accountClosedZeroBalanceInDayClosing ?? false,
+        minBalanceForInterestCalculation: recurringDepositsAccount.minBalanceForInterestCalculation ?? '',
+
+        // Account-specific fields — auto-filled from product template (hidden from UI)
+        isMandatoryDeposit: recurringDepositsAccount.isMandatoryDeposit,
+        adjustAdvanceTowardsFuturePayments: recurringDepositsAccount.adjustAdvanceTowardsFuturePayments,
+        allowWithdrawal: recurringDepositsAccount.allowWithdrawal,
         minDepositTerm: recurringDepositsAccount.minDepositTerm,
         minDepositTermTypeId: recurringDepositsAccount.minDepositTermType
           ? recurringDepositsAccount.minDepositTermType.id
@@ -107,17 +120,16 @@ export class RecurringDepositsAccountSettingsStepComponent implements OnInit, On
         preClosurePenalInterestOnTypeId: recurringDepositsAccount.preClosurePenalInterestOnType
           ? recurringDepositsAccount.preClosurePenalInterestOnType.id
           : '',
-        minBalanceForInterestCalculation: recurringDepositsAccount.minBalanceForInterestCalculation,
         depositPeriod: recurringDepositsAccount.minDepositTerm,
-        depositPeriodFrequencyId: recurringDepositsAccount.minDepositTermType.id,
+        depositPeriodFrequencyId: recurringDepositsAccount.minDepositTermType
-        expectedFirstDepositOnDate:
+          ? recurringDepositsAccount.minDepositTermType.id
-          recurringDepositsAccount.expectedFirstDepositOnDate &&
+          : '',
-          new Date(recurringDepositsAccount.expectedFirstDepositOnDate),
         recurringFrequency: recurringDepositsAccount.recurringFrequency,
         recurringFrequencyType: recurringDepositsAccount.recurringFrequencyType
           ? recurringDepositsAccount.recurringFrequencyType.id
           : ''
       });
+
       if (recurringDepositsAccount.withHoldTax) {
         this.recurringDepositAccountSettingsForm.addControl('withHoldTax', new UntypedFormControl(false));
         this.recurringDepositAccountSettingsForm.get('withHoldTax').valueChanges.subscribe((value: boolean) => {
@@ -135,7 +147,7 @@ export class RecurringDepositsAccountSettingsStepComponent implements OnInit, On
         });
         this.recurringDepositAccountSettingsForm
           .get('withHoldTax')
-          .patchValue(this.recurringDepositsAccountTemplate.withHoldTax);
+          .patchValue(this.recurringDepositsAccountTemplate?.withHoldTax);
       } else {
         this.recurringDepositAccountSettingsForm.removeControl('withHoldTax');
       }
@@ -157,38 +169,38 @@ export class RecurringDepositsAccountSettingsStepComponent implements OnInit, On
     }
   }
 
-  /**
-   * Creates recurring deposits account terms form.
-   */
   createRecurringDepositAccountSettingsForm() {
     this.recurringDepositAccountSettingsForm = this.formBuilder.group({
+      // CBS Settings (visible — same as product settings page)
+      loanFacility: [false],
+      prematureWithdrawalOption: [false],
+      tenureFlexibility: [false],
+      lienMarked: [false],
+      withdrawalFeeForTransfers: [false],
+      enableLockinPeriod: [false],
+      lockinPeriodFrequency: [''],
+      lockinPeriodFrequencyType: [''],
+      maturityInstructions: [false],
+      creditMaturityProceeds: [false],
+      penaltyGracePeriodMissedInstallments: [false],
+      panelRequestApplicable: [false],
+      noPenaltyNomineeHeirClosure: [false],
+      deceasedSettlement: [false],
+      allowDebitTxnAfterDueDate: [false],
+      accountClosedZeroBalanceInDayClosing: [false],
+      minBalanceForInterestCalculation: [''],
+
+      // Account-specific fields (hidden from UI — auto-filled from product template)
       isMandatoryDeposit: [''],
       adjustAdvanceTowardsFuturePayments: [''],
       allowWithdrawal: [''],
-      lockinPeriodFrequency: [''],
+      mandatoryRecommendedDepositAmount: [''],
-      lockinPeriodFrequencyType: [''],
+      depositPeriod: [''],
-      mandatoryRecommendedDepositAmount: [
+      depositPeriodFrequencyId: [''],
-        '',
-        Validators.required
-      ],
-      depositPeriod: [
-        '',
-        Validators.required
-      ],
-      depositPeriodFrequencyId: [
-        '',
-        Validators.required
-      ],
       isCalendarInherited: [''],
       expectedFirstDepositOnDate: [''],
-      recurringFrequency: [
+      recurringFrequency: [''],
-        '',
+      recurringFrequencyType: [''],
-        Validators.required
-      ],
-      recurringFrequencyType: [
-        '',
-        Validators.required
-      ],
       minDepositTerm: [{ value: '', disabled: true }],
       minDepositTermTypeId: [{ value: '', disabled: true }],
       inMultiplesOfDepositTerm: [{ value: '', disabled: true }],
@@ -197,23 +209,16 @@ export class RecurringDepositsAccountSettingsStepComponent implements OnInit, On
       maxDepositTermTypeId: [{ value: '', disabled: true }],
       preClosurePenalApplicable: [{ value: '', disabled: true }],
       preClosurePenalInterest: [{ value: '', disabled: true }],
-      preClosurePenalInterestOnTypeId: [{ value: '', disabled: true }],
+      preClosurePenalInterestOnTypeId: [{ value: '', disabled: true }]
-      minBalanceForInterestCalculation: [{ value: '', disabled: true }]
     });
   }
 
-  /**
-   * Sets all select dropdown options.
-   */
   setOptions(recurringDepositsAccount: any) {
     this.lockinPeriodFrequencyTypeData = recurringDepositsAccount.lockinPeriodFrequencyTypeOptions;
     this.periodFrequencyTypeData = recurringDepositsAccount.periodFrequencyTypeOptions;
     this.preClosurePenalInterestOnTypeData = recurringDepositsAccount.preClosurePenalInterestOnTypeOptions;
   }
 
-  /**
-   * Subscribes to value changes and sets new form controls accordingly.
-   */
   buildDependencies() {
     this.recurringDepositAccountSettingsForm
       .get('isCalendarInherited')
@@ -230,9 +235,6 @@ export class RecurringDepositsAccountSettingsStepComponent implements OnInit, On
       });
   }
 
-  /**
-   * Returns recurring deposits account settings form value.
-   */
   get recurringDepositAccountSettings() {
     return this.recurringDepositAccountSettingsForm.value;
   }

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-terms-step/recurring-deposits-account-terms-step.component.html

@@ -7,69 +7,171 @@
 -->
 
 <form [formGroup]="recurringDepositAccountTermsForm">
-  <div class="layout-row-wrap gap-2px responsive-column">
+  <!-- ===================== Interest Rate & Posting Terms ===================== -->
-    <mat-form-field class="flex-48">
+  <div class="rdpt-section">
-      <mat-label>{{ 'labels.inputs.Interest Compounding Period' | translate }}</mat-label>
+    <div class="rdpt-section__header">
-      <mat-select formControlName="interestCompoundingPeriodType" required>
+      <span class="rdpt-section__badge"><i class="fas fa-chart-line"></i></span>
-        @for (interestCompoundingPeriodType of interestCompoundingPeriodTypeData; track interestCompoundingPeriodType) {
+      <span>Interest Rate &amp; Posting Terms</span>
-          <mat-option [value]="interestCompoundingPeriodType.id">
+    </div>
-            {{ interestCompoundingPeriodType.value | translateKey: 'catalogs' }}
+    <div class="rdpt-body">
-          </mat-option>
+      @if (recurringDepositsAccountProductTemplate?.nominalAnnualInterestRate != null) {
-        }
+        <div class="rdpt-banner">
-      </mat-select>
+          <span class="rdpt-banner__icon">ℹ️</span>
-      <mat-error>
+          <span>
-        {{ 'labels.inputs.Interest Compounding Period' | translate }} {{ 'labels.commons.is' | translate }}
+            Recurring Deposit base rate:
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
+            <b>{{ recurringDepositsAccountProductTemplate?.nominalAnnualInterestRate }}%</b>
-      </mat-error>
+          </span>
-    </mat-form-field>
+        </div>
+      }
 
-    <mat-form-field class="flex-48">
+      <!-- Row 1: Nominal Annual Interest | Effective Date | Interest Calculation Type -->
-      <mat-label>{{ 'labels.inputs.Interest Posting Period' | translate }}</mat-label>
+      <div class="rdpt-grid rdpt-grid--three">
-      <mat-select formControlName="interestPostingPeriodType" required>
+        <mat-form-field appearance="outline" class="rdpt-field">
-        @for (interestPostingPeriodType of interestPostingPeriodTypeData; track interestPostingPeriodType) {
+          <mat-label>Nominal Annual Interest</mat-label>
-          <mat-option [value]="interestPostingPeriodType.id">
+          <input matInput [value]="recurringDepositsAccountProductTemplate?.nominalAnnualInterestRate ?? ''" readonly />
-            {{ interestPostingPeriodType.value | translateKey: 'catalogs' }}
+        </mat-form-field>
-          </mat-option>
-        }
-      </mat-select>
-      <mat-error>
-        {{ 'labels.inputs.Interest Posting Period' | translate }} {{ 'labels.commons.is' | translate }}
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
-      </mat-error>
-    </mat-form-field>
 
-    <mat-form-field class="flex-48">
+        <mat-form-field appearance="outline" class="rdpt-field">
-      <mat-label>{{ 'labels.inputs.Interest Calculated using' | translate }}</mat-label>
+          <mat-label>Effective Date</mat-label>
-      <mat-select formControlName="interestCalculationType" required>
+          <input matInput [value]="formatDate(recurringDepositsAccountProductTemplate?.effectiveDate)" readonly />
-        @for (interestCalculationType of interestCalculationTypeData; track interestCalculationType) {
+        </mat-form-field>
-          <mat-option [value]="interestCalculationType.id">
-            {{ interestCalculationType.value | translateKey: 'catalogs' }}
-          </mat-option>
-        }
-      </mat-select>
-      <mat-error>
-        {{ 'labels.inputs.Interest Calculated using' | translate }} {{ 'labels.commons.is' | translate }}
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
-      </mat-error>
-    </mat-form-field>
 
-    <mat-form-field class="flex-48">
+        <mat-form-field appearance="outline" class="rdpt-field">
-      <mat-label>{{ 'labels.inputs.Days in Year' | translate }}</mat-label>
+          <mat-label>Interest Calculation Type</mat-label>
-      <mat-select formControlName="interestCalculationDaysInYearType" required>
+          <input
-        @for (
+            matInput
-          interestCalculationDaysInYearType of interestCalculationDaysInYearTypeData;
+            [value]="
-          track interestCalculationDaysInYearType
+              recurringDepositsAccountProductTemplate?.interestCalculationTypeName ??
-        ) {
+              (recurringDepositsAccountProductTemplate?.interestCalculationType?.id
-          <mat-option [value]="interestCalculationDaysInYearType.id">
+                | find: recurringDepositsAccountProductTemplate?.interestCalculationTypeOptions : 'id' : 'value') ??
-            {{ interestCalculationDaysInYearType.value | translateKey: 'catalogs' }}
+              ''
-          </mat-option>
+            "
+            readonly
+          />
+        </mat-form-field>
+      </div>
+
+      <!-- Row 2: Interest Calculate | Average Period | Interest Posting Period -->
+      <div class="rdpt-grid rdpt-grid--three">
+        <mat-form-field appearance="outline" class="rdpt-field">
+          <mat-label>{{ 'labels.inputs.Interest Calculated using' | translate }}</mat-label>
+          <mat-select formControlName="interestCalculationType" required>
+            @for (interestCalculationType of interestCalculationTypeData; track interestCalculationType) {
+              <mat-option [value]="interestCalculationType.id">
+                {{ interestCalculationType.value | translateKey: 'catalogs' }}
+              </mat-option>
+            }
+          </mat-select>
+          <mat-error>
+            {{ 'labels.inputs.Interest Calculated using' | translate }} {{ 'labels.commons.is' | translate }}
+            <strong>{{ 'labels.commons.required' | translate }}</strong>
+          </mat-error>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="rdpt-field">
+          <mat-label>Average Period</mat-label>
+          <input matInput [value]="recurringDepositsAccountProductTemplate?.averagePeriod ?? ''" readonly />
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="rdpt-field">
+          <mat-label>{{ 'labels.inputs.Interest Posting Period' | translate }}</mat-label>
+          <mat-select formControlName="interestPostingPeriodType" required>
+            @for (interestPostingPeriodType of interestPostingPeriodTypeData; track interestPostingPeriodType) {
+              <mat-option [value]="interestPostingPeriodType.id">
+                {{ interestPostingPeriodType.value | translateKey: 'catalogs' }}
+              </mat-option>
+            }
+          </mat-select>
+          <mat-error>
+            {{ 'labels.inputs.Interest Posting Period' | translate }} {{ 'labels.commons.is' | translate }}
+            <strong>{{ 'labels.commons.required' | translate }}</strong>
+          </mat-error>
+        </mat-form-field>
+      </div>
+
+      <!-- Row 3: Interest Compounding Period -->
+      <div class="rdpt-grid rdpt-grid--three">
+        <mat-form-field appearance="outline" class="rdpt-field">
+          <mat-label>{{ 'labels.inputs.Interest Compounding Period' | translate }}</mat-label>
+          <mat-select formControlName="interestCompoundingPeriodType" required>
+            @for (
+              interestCompoundingPeriodType of interestCompoundingPeriodTypeData;
+              track interestCompoundingPeriodType
+            ) {
+              <mat-option [value]="interestCompoundingPeriodType.id">
+                {{ interestCompoundingPeriodType.value | translateKey: 'catalogs' }}
+              </mat-option>
+            }
+          </mat-select>
+          <mat-error>
+            {{ 'labels.inputs.Interest Compounding Period' | translate }} {{ 'labels.commons.is' | translate }}
+            <strong>{{ 'labels.commons.required' | translate }}</strong>
+          </mat-error>
+        </mat-form-field>
+      </div>
+
+      <!-- Footer: Auto Interest Post | Frequency Fix Day | Last Interest Date -->
+      <div class="rdpt-footer">
+        <div class="rdpt-footer__grid">
+          <div class="rdpt-toggle-card">
+            <div>
+              <h4>Auto Interest Post</h4>
+            </div>
+            <div class="rdpt-toggle-card__choices">
+              <label class="rdpt-radio">
+                <input type="radio" [checked]="recurringDepositsAccountProductTemplate?.autoPost === true" disabled />
+                <span>Yes</span>
+              </label>
+              <label class="rdpt-radio">
+                <input type="radio" [checked]="recurringDepositsAccountProductTemplate?.autoPost === false" disabled />
+                <span>No</span>
+              </label>
+            </div>
+          </div>
+
+          <mat-form-field appearance="outline" class="rdpt-field">
+            <mat-label>Frequency (Fix Day)</mat-label>
+            <input matInput [value]="recurringDepositsAccountProductTemplate?.frequencyFixDay ?? ''" readonly />
+            <mat-hint>Days</mat-hint>
+          </mat-form-field>
+
+          <mat-form-field appearance="outline" class="rdpt-field">
+            <mat-label>Last Interest Date</mat-label>
+            <input matInput [value]="formatDate(recurringDepositsAccountProductTemplate?.lastInterestDate)" readonly />
+          </mat-form-field>
+        </div>
+
+        @if (recurringDepositAccountTermsForm.value.interestCalculationType === 1) {
+          <div class="rdpt-note">
+            <span>⚠️</span>
+            <span
+              >Daily product-based interest accrual enabled - interest calculated EOD on daily closing balance.</span
+            >
+          </div>
         }
-      </mat-select>
+
-      <mat-error>
+        <!-- Days in Year (account-level field) -->
-        {{ 'labels.inputs.Days in Year' | translate }} {{ 'labels.commons.is' | translate }}
+        <div class="rdpt-footer__grid rdpt-footer__grid--single">
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
+          <mat-form-field appearance="outline" class="rdpt-field">
-      </mat-error>
+            <mat-label>{{ 'labels.inputs.Days in Year' | translate }}</mat-label>
-    </mat-form-field>
+            <mat-select formControlName="interestCalculationDaysInYearType" required>
+              @for (
+                interestCalculationDaysInYearType of interestCalculationDaysInYearTypeData;
+                track interestCalculationDaysInYearType
+              ) {
+                <mat-option [value]="interestCalculationDaysInYearType.id">
+                  {{ interestCalculationDaysInYearType.value | translateKey: 'catalogs' }}
+                </mat-option>
+              }
+            </mat-select>
+            <mat-error>
+              {{ 'labels.inputs.Days in Year' | translate }} {{ 'labels.commons.is' | translate }}
+              <strong>{{ 'labels.commons.required' | translate }}</strong>
+            </mat-error>
+          </mat-form-field>
+        </div>
+      </div>
+    </div>
   </div>
 
   <div class="layout-row align-center gap-2percent margin-t responsive-column">

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-terms-step/recurring-deposits-account-terms-step.component.scss

@@ -5,3 +5,167 @@
  * License, v. 2.0. If a copy of the MPL was not distributed with this
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.rdpt-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    h3,
+    span:not(.rdpt-section__badge) {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+}
+
+.rdpt-section__badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 24px;
+  height: 24px;
+  border-radius: 6px;
+  background: #eff6ff;
+  font-size: 14px;
+}
+
+.rdpt-body {
+  background: #fff;
+}
+
+.rdpt-grid {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 4px 16px;
+  padding: 16px 24px;
+
+  &--three {
+    grid-template-columns: repeat(3, 1fr);
+  }
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+
+    &--three {
+      grid-template-columns: 1fr;
+    }
+  }
+}
+
+.rdpt-field {
+  width: 100%;
+
+  &--full {
+    grid-column: 1 / -1;
+  }
+}
+
+.rdpt-banner {
+  display: flex;
+  align-items: center;
+  gap: 10px;
+  margin: 16px 24px 0;
+  padding: 12px 14px;
+  background: #eff6ff;
+  border: 1px solid #dbeafe;
+  border-radius: 8px;
+  color: #1d4ed8;
+  font-size: 13px;
+
+  &__icon {
+    font-size: 14px;
+  }
+}
+
+.rdpt-footer {
+  padding: 0 24px 24px;
+  border-top: 1px solid #f1f5f9;
+}
+
+.rdpt-footer__grid {
+  display: grid;
+  grid-template-columns: repeat(3, 1fr);
+  gap: 16px;
+  padding-top: 18px;
+
+  &--single {
+    grid-template-columns: repeat(1, 1fr);
+    padding-top: 12px;
+  }
+
+  @media (width <= 900px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.rdpt-toggle-card {
+  padding: 12px 0;
+
+  h4 {
+    margin: 0 0 8px;
+    font-size: 14px;
+    font-weight: 600;
+    color: $gray-900;
+  }
+
+  &__choices {
+    display: flex;
+    align-items: center;
+    gap: 16px;
+    flex-wrap: wrap;
+  }
+}
+
+.rdpt-radio {
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  font-size: 14px;
+  cursor: default;
+
+  [type='radio'] {
+    width: 16px;
+    height: 16px;
+    accent-color: $accent;
+  }
+}
+
+.rdpt-note {
+  display: flex;
+  align-items: center;
+  gap: 10px;
+  margin-top: 18px;
+  padding: 12px 14px;
+  border: 1px solid #fde68a;
+  background: #fffbeb;
+  color: #b45309;
+  border-radius: 8px;
+  font-size: 12px;
+}

src/app/deposits/recurring-deposits/recurring-deposits-account-stepper/recurring-deposits-account-terms-step/recurring-deposits-account-terms-step.component.ts

@@ -13,6 +13,7 @@ import { SettingsService } from 'app/settings/settings.service';
 import { MatStepperPrevious, MatStepperNext } from '@angular/material/stepper';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+import { FindPipe } from '../../../../pipes/find.pipe';
 
 /**
  * Recurring Deposits Terms Step
@@ -25,7 +26,8 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     ...STANDALONE_SHARED_IMPORTS,
     MatStepperPrevious,
     FaIconComponent,
-    MatStepperNext
+    MatStepperNext,
+    FindPipe
   ]
 })
 export class RecurringDepositsAccountTermsStepComponent implements OnInit, OnChanges {
@@ -42,13 +44,13 @@ export class RecurringDepositsAccountTermsStepComponent implements OnInit, OnCha
   /** Recurring Deposits Account Terms Form */
   recurringDepositAccountTermsForm: UntypedFormGroup;
   /** Interest Compounding Period Type Data */
-  interestCompoundingPeriodTypeData: any;
+  interestCompoundingPeriodTypeData: any[] = [];
   /** Interest Posting Period Type Data */
-  interestPostingPeriodTypeData: any;
+  interestPostingPeriodTypeData: any[] = [];
   /** Interest Calculation Type Data */
-  interestCalculationTypeData: any;
+  interestCalculationTypeData: any[] = [];
   /** Interest Calculation Days in Year Data */
-  interestCalculationDaysInYearTypeData: any;
+  interestCalculationDaysInYearTypeData: any[] = [];
 
   /**
    * @param {FormBuilder} formBuilder Form Builder
@@ -61,17 +63,18 @@ export class RecurringDepositsAccountTermsStepComponent implements OnInit, OnCha
   ngOnChanges() {
     if (this.recurringDepositsAccountProductTemplate) {
       this.setOptions();
+      this.initializeTermsValues();
     }
   }
 
   ngOnInit() {
     this.maxDate = this.settingsService.businessDate;
-    if (this.recurringDepositsAccountTemplate.id) {
+    if (this.isEditMode()) {
       this.recurringDepositAccountTermsForm.patchValue({
-        interestCompoundingPeriodType: this.recurringDepositsAccountTemplate.interestCompoundingPeriodType.id,
+        interestCompoundingPeriodType: this.recurringDepositsAccountTemplate?.interestCompoundingPeriodType?.id,
-        interestPostingPeriodType: this.recurringDepositsAccountTemplate.interestPostingPeriodType.id,
+        interestPostingPeriodType: this.recurringDepositsAccountTemplate?.interestPostingPeriodType?.id,
-        interestCalculationType: this.recurringDepositsAccountTemplate.interestCalculationType.id,
+        interestCalculationType: this.recurringDepositsAccountTemplate?.interestCalculationType?.id,
-        interestCalculationDaysInYearType: this.recurringDepositsAccountTemplate.interestCalculationDaysInYearType.id
+        interestCalculationDaysInYearType: this.recurringDepositsAccountTemplate?.interestCalculationDaysInYearType?.id
       });
     }
   }
@@ -110,17 +113,70 @@ export class RecurringDepositsAccountTermsStepComponent implements OnInit, OnCha
     this.interestCalculationTypeData = this.recurringDepositsAccountProductTemplate.interestCalculationTypeOptions;
     this.interestCalculationDaysInYearTypeData =
       this.recurringDepositsAccountProductTemplate.interestCalculationDaysInYearTypeOptions;
-    if (!this.recurringDepositsAccountTemplate.id) {
+    if (!this.isEditMode()) {
       this.recurringDepositAccountTermsForm.patchValue({
-        interestCompoundingPeriodType: this.recurringDepositsAccountProductTemplate.interestCompoundingPeriodType.id,
+        interestCompoundingPeriodType: this.recurringDepositsAccountProductTemplate?.interestCompoundingPeriodType?.id,
-        interestPostingPeriodType: this.recurringDepositsAccountProductTemplate.interestPostingPeriodType.id,
+        interestPostingPeriodType: this.recurringDepositsAccountProductTemplate?.interestPostingPeriodType?.id,
-        interestCalculationType: this.recurringDepositsAccountProductTemplate.interestCalculationType.id,
+        interestCalculationType: this.recurringDepositsAccountProductTemplate?.interestCalculationType?.id,
         interestCalculationDaysInYearType:
-          this.recurringDepositsAccountProductTemplate.interestCalculationDaysInYearType.id
+          this.recurringDepositsAccountProductTemplate?.interestCalculationDaysInYearType?.id
       });
     }
   }
 
+  /** True when component is used for account edit flow. */
+  private isEditMode(): boolean {
+    return !!this.recurringDepositsAccountTemplate?.depositProductId;
+  }
+
+  /**
+   * Ensures create flow always gets product defaults while edit flow keeps saved values.
+   */
+  private initializeTermsValues(): void {
+    const isEdit = this.isEditMode();
+    const fallbackFromProduct = {
+      interestCompoundingPeriodType: this.recurringDepositsAccountProductTemplate?.interestCompoundingPeriodType?.id,
+      interestPostingPeriodType: this.recurringDepositsAccountProductTemplate?.interestPostingPeriodType?.id,
+      interestCalculationType: this.recurringDepositsAccountProductTemplate?.interestCalculationType?.id,
+      interestCalculationDaysInYearType:
+        this.recurringDepositsAccountProductTemplate?.interestCalculationDaysInYearType?.id
+    };
+
+    if (!isEdit) {
+      this.recurringDepositAccountTermsForm.patchValue(fallbackFromProduct);
+      return;
+    }
+
+    const current = this.recurringDepositAccountTermsForm.value;
+    this.recurringDepositAccountTermsForm.patchValue({
+      interestCompoundingPeriodType:
+        current.interestCompoundingPeriodType ?? fallbackFromProduct.interestCompoundingPeriodType,
+      interestPostingPeriodType: current.interestPostingPeriodType ?? fallbackFromProduct.interestPostingPeriodType,
+      interestCalculationType: current.interestCalculationType ?? fallbackFromProduct.interestCalculationType,
+      interestCalculationDaysInYearType:
+        current.interestCalculationDaysInYearType ?? fallbackFromProduct.interestCalculationDaysInYearType
+    });
+  }
+
+  /**
+   * Formats a date value (Date, [y,m,d] array, or string) to a display string.
+   */
+  formatDate(value: any): string {
+    if (!value) return '';
+    if (Array.isArray(value)) {
+      const [
+        y,
+        m,
+        d
+      ] = value;
+      return `${String(d).padStart(2, '0')}/${String(m).padStart(2, '0')}/${y}`;
+    }
+    if (value instanceof Date) {
+      return value.toLocaleDateString();
+    }
+    return String(value);
+  }
+
   /**
    * Returns recurring deposits account terms form value.
    */

src/app/products/current-products/current-product-stepper/current-product-preview-step/current-product-preview-step.component.html

@@ -1,4 +1,4 @@
-<!--
+<!--
   Copyright since 2025 Mifos Initiative
 
   This Source Code Form is subject to the terms of the Mozilla Public
@@ -61,14 +61,14 @@
     @if (CurrentProduct.effectiveTo) {
       <div class="flex-100 layout-row">
         <span class="flex-40">Effective To:</span>
-        <span class="flex-60">{{ CurrentProduct.effectiveTo }}</span>
+        <span class="flex-60">{{ CurrentProduct.effectiveTo | dateFormat }}</span>
       </div>
     }
 
     @if (CurrentProduct.endDate) {
       <div class="flex-100 layout-row">
         <span class="flex-40">End Date:</span>
-        <span class="flex-60">{{ CurrentProduct.endDate }}</span>
+        <span class="flex-60">{{ CurrentProduct.endDate | dateFormat }}</span>
       </div>
     }
 
@@ -181,7 +181,7 @@
   @if (CurrentProduct.lastInterestDate) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Last Interest Date:</span>
-      <span class="flex-60">{{ CurrentProduct.lastInterestDate }}</span>
+      <span class="flex-60">{{ CurrentProduct.lastInterestDate | dateFormat }}</span>
     </div>
   }
 

src/app/products/current-products/current-product-stepper/current-product-preview-step/current-product-preview-step.component.ts

@@ -1,4 +1,4 @@
-/**
+/**
  * Copyright since 2025 Mifos Initiative
  *
  * This Source Code Form is subject to the terms of the Mozilla Public
@@ -24,6 +24,7 @@ import {
 } from '@angular/material/table';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { FindPipe } from '../../../../pipes/find.pipe';
+import { DateFormatPipe } from '../../../../pipes/date-format.pipe';
 import { FormatNumberPipe } from '../../../../pipes/format-number.pipe';
 import { YesnoPipe } from '../../../../pipes/yesno.pipe';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -47,6 +48,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     MatRow,
     FaIconComponent,
     FindPipe,
+    DateFormatPipe,
     FormatNumberPipe,
     YesnoPipe
   ]

src/app/products/current-products/current-product-stepper/current-product-settings-step/current-product-settings-step.component.html

@@ -100,11 +100,6 @@
           <span>Account Closed with Zero Balance in Day Closing</span>
         </mat-checkbox>
       </div>
-      <div class="sps-toggle sps-toggle--inline">
-        <mat-checkbox formControlName="withHoldTax">
-          <span>Withhold Tax is Applicable</span>
-        </mat-checkbox>
-      </div>
     </div>
   </div>
 

src/app/products/current-products/current-product-stepper/current-product-settings-step/current-product-settings-step.component.ts

@@ -54,7 +54,6 @@ export class CurrentProductSettingsStepComponent implements OnInit {
       withdrawalFeeForTransfers: this.CurrentProductsTemplate.withdrawalFeeForTransfers,
       enforceMinRequiredBalance: this.CurrentProductsTemplate.enforceMinRequiredBalance,
       minRequiredBalance: this.CurrentProductsTemplate.minRequiredBalance,
-      withHoldTax: this.CurrentProductsTemplate.withHoldTax ?? false,
       balanceFrequency: isEditing ? this.CurrentProductsTemplate.balanceFrequency || defaultPeriod : defaultPeriod,
       enableLockinPeriod: !!(
         this.CurrentProductsTemplate.lockinPeriodFrequency && this.CurrentProductsTemplate.lockinPeriodFrequency > 0
@@ -107,7 +106,6 @@ export class CurrentProductSettingsStepComponent implements OnInit {
         '',
         [Validators.min(0)]
       ],
-      withHoldTax: [false],
       balanceFrequency: ['Monthly'],
       enableLockinPeriod: [false],
       lockinPeriodFrequency: [''],
@@ -159,6 +157,8 @@ export class CurrentProductSettingsStepComponent implements OnInit {
   get CurrentProductSettings() {
     const formValue = { ...this.CurrentProductSettingsForm.value };
 
+    delete formValue.withHoldTax;
+
     if (!formValue.allowOverdraft) {
       delete formValue.overdraftLimit;
       delete formValue.nominalAnnualInterestRateOverdraft;

src/app/products/current-products/view-current-product/current-product-general-tab/current-product-general-tab.component.html

@@ -75,21 +75,21 @@
     @if (currentProduct.effectiveDate) {
       <div class="flex-100 layout-row">
         <span class="flex-40">Effective Date:</span>
-        <span class="flex-60">{{ currentProduct.effectiveDate }}</span>
+        <span class="flex-60">{{ currentProduct.effectiveDate | dateFormat }}</span>
       </div>
     }
 
     @if (currentProduct.effectiveTo) {
       <div class="flex-100 layout-row">
         <span class="flex-40">Effective To:</span>
-        <span class="flex-60">{{ currentProduct.effectiveTo }}</span>
+        <span class="flex-60">{{ currentProduct.effectiveTo | dateFormat }}</span>
       </div>
     }
 
     @if (currentProduct.endDate) {
       <div class="flex-100 layout-row">
         <span class="flex-40">End Date:</span>
-        <span class="flex-60">{{ currentProduct.endDate }}</span>
+        <span class="flex-60">{{ currentProduct.endDate | dateFormat }}</span>
       </div>
     }
 
@@ -208,7 +208,7 @@
   @if (currentProduct.lastInterestDate) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Last Interest Date:</span>
-      <span class="flex-60">{{ currentProduct.lastInterestDate }}</span>
+      <span class="flex-60">{{ currentProduct.lastInterestDate | dateFormat }}</span>
     </div>
   }
 

src/app/products/current-products/view-current-product/current-product-general-tab/current-product-general-tab.component.ts

@@ -23,6 +23,7 @@ import {
   MatRow
 } from '@angular/material/table';
 import { ViewSavingsAccountingDetailsComponent } from '../../../../shared/accounting/view-savings-accounting-details/view-savings-accounting-details.component';
+import { DateFormatPipe } from '../../../../pipes/date-format.pipe';
 import { FormatNumberPipe } from '../../../../pipes/format-number.pipe';
 import { YesnoPipe } from '../../../../pipes/yesno.pipe';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -46,6 +47,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     MatRowDef,
     MatRow,
     ViewSavingsAccountingDetailsComponent,
+    DateFormatPipe,
     FormatNumberPipe,
     YesnoPipe
   ]

src/app/products/recurring-deposit-products/edit-recurring-deposit-product/edit-recurring-deposit-product.component.ts

@@ -150,11 +150,11 @@ export class EditRecurringDepositProductComponent {
       this.recurringDepositProductTermsForm.valid &&
       this.recurringDepositProductSettingsForm.valid &&
       this.recurringDepositProductAccountingForm.valid &&
-      (this.recurringDepositProductDetailsForm.pristine ||
+      (!this.recurringDepositProductDetailsForm.pristine ||
-        this.recurringDepositProductCurrencyForm.pristine ||
+        !this.recurringDepositProductCurrencyForm.pristine ||
-        this.recurringDepositProductTermsForm.pristine ||
+        !this.recurringDepositProductTermsForm.pristine ||
-        this.recurringDepositProductSettingsForm.pristine ||
+        !this.recurringDepositProductSettingsForm.pristine ||
-        this.recurringDepositProductAccountingForm.pristine)
+        !this.recurringDepositProductAccountingForm.pristine)
     );
   }
 

src/app/products/recurring-deposit-products/recurring-deposit-product-stepper/recurring-deposit-product-preview-step/recurring-deposit-product-preview-step.component.html

@@ -1,4 +1,4 @@
-<!--
+<!--
   Copyright since 2025 Mifos Initiative
 
   This Source Code Form is subject to the terms of the Mozilla Public
@@ -7,10 +7,10 @@
 -->
 
 <div class="responsive-column">
-  <!-- ── Product Name ── -->
+  <!-- ── Product Name ── -->
   <h2 class="mat-h2 flex-100">{{ recurringDepositProduct.name }}</h2>
 
-  <!-- ── Details ── -->
+  <!-- ── Details ── -->
   <mat-divider class="flex-100"></mat-divider>
   <h3 class="mat-h3 flex-100">{{ 'labels.inputs.Details' | translate }}</h3>
   <mat-divider class="flex-100"></mat-divider>
@@ -27,7 +27,7 @@
     </div>
   }
 
-  <!-- ── Product Classification ── -->
+  <!-- ── Product Classification ── -->
   @if (
     recurringDepositProduct.accountType ||
     recurringDepositProduct.customerSegment ||
@@ -63,14 +63,14 @@
     @if (recurringDepositProduct.effectiveTo) {
       <div class="flex-100 layout-row">
         <span class="flex-40">Effective To:</span>
-        <span class="flex-60">{{ recurringDepositProduct.effectiveTo }}</span>
+        <span class="flex-60">{{ recurringDepositProduct.effectiveTo | dateFormat }}</span>
       </div>
     }
 
     @if (recurringDepositProduct.endDate) {
       <div class="flex-100 layout-row">
         <span class="flex-40">End Date:</span>
-        <span class="flex-60">{{ recurringDepositProduct.endDate }}</span>
+        <span class="flex-60">{{ recurringDepositProduct.endDate | dateFormat }}</span>
       </div>
     }
 
@@ -93,7 +93,7 @@
     }
   }
 
-  <!-- ── Currency ── -->
+  <!-- ── Currency ── -->
   <h3 class="mat-h3 flex-100">{{ 'labels.inputs.Currency' | translate }}</h3>
   <mat-divider class="flex-100"></mat-divider>
 
@@ -144,7 +144,7 @@
     </div>
   }
 
-  <!-- ── Terms ── -->
+  <!-- ── Terms ── -->
   <h3 class="mat-h3 flex-100">{{ 'labels.inputs.Terms' | translate }}</h3>
   <mat-divider class="flex-100"></mat-divider>
 
@@ -169,11 +169,22 @@
     }}</span>
   </div>
 
+  @if (recurringDepositProduct.interestCalculateSelector) {
+    <div class="flex-100 layout-row">
+      <span class="flex-40">{{ 'labels.inputs.Interest Calculation Type' | translate }}:</span>
+      <span class="flex-60">{{
+        recurringDepositProduct.interestCalculateSelector
+          | find: recurringDepositProductsTemplate.interestCalculationTypeOption : 'id' : 'value'
+      }}</span>
+    </div>
+  }
+
   <div class="flex-100 layout-row">
     <span class="flex-40">{{ 'labels.inputs.Interest Calculated using' | translate }}:</span>
     <span class="flex-60">{{
       recurringDepositProduct.interestCalculationType
         | find: recurringDepositProductsTemplate.interestCalculationTypeOptions : 'id' : 'value'
+        | translateKey: 'catalogs'
     }}</span>
   </div>
 
@@ -188,7 +199,7 @@
   @if (recurringDepositProduct.effectiveDate) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Effective Date:</span>
-      <span class="flex-60">{{ recurringDepositProduct.effectiveDate }}</span>
+      <span class="flex-60">{{ recurringDepositProduct.effectiveDate | dateFormat }}</span>
     </div>
   }
 
@@ -218,11 +229,11 @@
   @if (recurringDepositProduct.lastInterestDate) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Last Interest Date:</span>
-      <span class="flex-60">{{ recurringDepositProduct.lastInterestDate }}</span>
+      <span class="flex-60">{{ recurringDepositProduct.lastInterestDate | dateFormat }}</span>
     </div>
   }
 
-  <!-- ── Settings ── -->
+  <!-- ── Settings ── -->
   <h3 class="mat-h3 flex-100">{{ 'labels.heading.Settings' | translate }}</h3>
   <mat-divider class="flex-100"></mat-divider>
 
@@ -313,7 +324,7 @@
     </div>
   }
 
-  <!-- ── Interest Rate Slabs ── -->
+  <!-- ── Interest Rate Slabs ── -->
   @if (recurringDepositProduct.rdSlabs?.length) {
     <h3 class="mat-h3 flex-100">{{ 'labels.heading.Interest Rate Charts' | translate }}</h3>
     <mat-divider class="flex-100"></mat-divider>
@@ -334,7 +345,7 @@
         </ng-container>
         <ng-container matColumnDef="toPeriod">
           <th mat-header-cell *matHeaderCellDef>To</th>
-          <td mat-cell *matCellDef="let slab">{{ slab.toPeriod ?? '—' }}</td>
+          <td mat-cell *matCellDef="let slab">{{ slab.toPeriod ?? '—' }}</td>
         </ng-container>
         <ng-container matColumnDef="periodTypeLabel">
           <th mat-header-cell *matHeaderCellDef>Period</th>
@@ -352,7 +363,7 @@
     </div>
   }
 
-  <!-- ── Charges ── -->
+  <!-- ── Charges ── -->
   @if (recurringDepositProduct.charges?.length) {
     <div class="layout-row-wrap responsive-column flex-100">
       <h3 class="mat-h3 flex-100">{{ 'labels.inputs.Charges' | translate }}</h3>
@@ -380,7 +391,7 @@
     </div>
   }
 
-  <!-- ── Accounting ── -->
+  <!-- ── Accounting ── -->
   <h3 class="mat-h3 flex-100">{{ 'labels.heading.Accounting' | translate }}</h3>
   <mat-divider class="flex-100"></mat-divider>
 

src/app/products/recurring-deposit-products/recurring-deposit-product-stepper/recurring-deposit-product-terms-step/recurring-deposit-product-terms-step.component.html

@@ -54,14 +54,22 @@
         <mat-form-field appearance="outline" class="rdpt-field">
           <mat-label>{{ 'labels.inputs.Interest Calculation Type' | translate }}</mat-label>
           <mat-select
-            formControlName="interestCalculationType"
+            formControlName="interestCalculateSelector"
             matTooltip="{{ 'tooltips.The method used to calculate interest' | translate }}"
-            required
           >
-            @for (interestCalculationType of interestCalculationTypeOptionData; track interestCalculationType.id) {
+            @for (opt of interestCalculationTypeOptionData; track opt.id) {
-              <mat-option [value]="interestCalculationType.id">
+              <mat-option [value]="opt.id">{{ opt.value }}</mat-option>
-                {{ interestCalculationType.value | translateKey: 'catalogs' }}
+            }
-              </mat-option>
+          </mat-select>
+        </mat-form-field>
+      </div>
+
+      <div class="rdpt-grid rdpt-grid--three">
+        <mat-form-field appearance="outline" class="rdpt-field">
+          <mat-label>Interest Calculate</mat-label>
+          <mat-select formControlName="interestCalculationType" required>
+            @for (mode of interestCalculationTypeData; track mode.id) {
+              <mat-option [value]="mode.id">{{ mode.value | translateKey: 'catalogs' }}</mat-option>
             }
           </mat-select>
           <mat-error>
@@ -69,19 +77,8 @@
             <strong>{{ 'labels.commons.required' | translate }}</strong>
           </mat-error>
         </mat-form-field>
-      </div>
 
-      <div class="rdpt-grid rdpt-grid--three">
+        @if (recurringDepositProductTermsForm.value.interestCalculationType === 2) {
-        <mat-form-field appearance="outline" class="rdpt-field">
-          <mat-label>Interest Calculate</mat-label>
-          <mat-select formControlName="interestCalculateSelector" required>
-            @for (mode of interestCalculationTypeData; track mode.id) {
-              <mat-option [value]="mode.id">{{ mode.value }}</mat-option>
-            }
-          </mat-select>
-        </mat-form-field>
-
-        @if (recurringDepositProductTermsForm.value.interestCalculateSelector === 2) {
           <mat-form-field appearance="outline" class="rdpt-field">
             <mat-label>Average Period</mat-label>
             <mat-select formControlName="averagePeriod">
@@ -142,7 +139,7 @@
           </mat-form-field>
         </div>
 
-        @if (recurringDepositProductTermsForm.value.interestCalculateSelector === 1) {
+        @if (recurringDepositProductTermsForm.value.interestCalculationType === 1) {
           <div class="rdpt-note">
             <span>⚠️</span>
             <span

src/app/products/recurring-deposit-products/recurring-deposit-product-stepper/recurring-deposit-product-terms-step/recurring-deposit-product-terms-step.component.ts

@@ -49,10 +49,10 @@ export class RecurringDepositProductTermsStepComponent implements OnInit {
   ngOnInit() {
     this.interestCompoundingPeriodTypeData = this.recurringDepositProductsTemplate.interestCompoundingPeriodTypeOptions;
     this.interestPostingPeriodTypeData = this.recurringDepositProductsTemplate.interestPostingPeriodTypeOptions;
+    // Standard enum (1=Daily, 2=Average) → "Interest Calculate" dropdown → interestCalculationType form control
     this.interestCalculationTypeData = this.recurringDepositProductsTemplate.interestCalculationTypeOptions;
-    this.interestCalculationTypeOptionData =
+    // CBS code values → "Interest Calculation Type" dropdown → interestCalculateSelector form control
-      this.recurringDepositProductsTemplate.interestCalculationTypeOption ||
+    this.interestCalculationTypeOptionData = this.recurringDepositProductsTemplate.interestCalculationTypeOption || [];
-      this.recurringDepositProductsTemplate.interestCalculationTypeOptions;
     this.interestCalculationDaysInYearTypeData =
       this.recurringDepositProductsTemplate.interestCalculationDaysInYearTypeOptions;
     this.periodFrequencyData = this.recurringDepositProductsTemplate.periodFrequencyOptions || [];
@@ -60,37 +60,33 @@ export class RecurringDepositProductTermsStepComponent implements OnInit {
 
     const isEditing = !!this.recurringDepositProductsTemplate.id;
     const defaultPeriod = this.periodFrequencyData[0]?.value || 'Monthly';
+    const savedEnumTypeId =
+      this.recurringDepositProductsTemplate.interestCalculationType?.id ||
+      this.interestCalculationTypeData?.[0]?.id ||
+      1;
+    const savedSelectorId = isEditing
+      ? (this.recurringDepositProductsTemplate.interestCalculateSelector ??
+        this.interestCalculationTypeOptionData?.[0]?.id ??
+        null)
+      : (this.interestCalculationTypeOptionData?.[0]?.id ?? null);
 
     this.recurringDepositProductTermsForm.patchValue({
       nominalAnnualInterestRate: this.recurringDepositProductsTemplate.nominalAnnualInterestRate ?? 0,
       interestCompoundingPeriodType: this.recurringDepositProductsTemplate.interestCompoundingPeriodType?.id,
       interestPostingPeriodType: this.recurringDepositProductsTemplate.interestPostingPeriodType?.id,
-      interestCalculationType: isEditing
+      interestCalculationType: savedEnumTypeId,
-        ? this.recurringDepositProductsTemplate.interestCalculationTypeOption?.id ||
-          this.interestCalculationTypeOptionData?.[0]?.id ||
-          1
-        : this.interestCalculationTypeOptionData?.[0]?.id || 1,
       interestCalculationDaysInYearType: this.recurringDepositProductsTemplate.interestCalculationDaysInYearType?.id,
       effectiveDate: this.recurringDepositProductsTemplate.effectiveDate
         ? this.parseDate(this.recurringDepositProductsTemplate.effectiveDate)
         : '',
-      interestCalculateSelector: isEditing
+      interestCalculateSelector: savedSelectorId,
-        ? this.recurringDepositProductsTemplate.interestCalculateSelector || 1
-        : this.recurringDepositProductsTemplate.interestCalculationType?.id ||
-          this.interestCalculationTypeData?.[0]?.id ||
-          1,
       averagePeriod: isEditing ? this.recurringDepositProductsTemplate.averagePeriod || defaultPeriod : defaultPeriod,
       autoPost: isEditing ? (this.recurringDepositProductsTemplate.autoPost ?? true) : true,
-      frequencyFixDay: isEditing ? this.recurringDepositProductsTemplate.frequencyFixDay || 30 : 30,
+      frequencyFixDay: isEditing ? (this.recurringDepositProductsTemplate.frequencyFixDay ?? 30) : 30,
       lastInterestDate: this.recurringDepositProductsTemplate.lastInterestDate
         ? this.parseDate(this.recurringDepositProductsTemplate.lastInterestDate)
         : ''
     });
-
-    const currentInterestCalcType = this.recurringDepositProductTermsForm.get('interestCalculationType').value;
-    if (currentInterestCalcType && currentInterestCalcType > 2) {
-      this.recurringDepositProductTermsForm.patchValue({ interestCalculationType: 1 });
-    }
   }
 
   private parseDate(dateValue: any): Date | null {
@@ -163,10 +159,6 @@ export class RecurringDepositProductTermsStepComponent implements OnInit {
     if (formValue.lastInterestDate instanceof Date) {
       formValue.lastInterestDate = this.dateUtils.formatDate(formValue.lastInterestDate, dateFormat) || '';
     }
-    if (formValue.interestCalculationType && formValue.interestCalculationType > 2) {
-      formValue.interestCalculationType = 1;
-    }
-
     for (const key in formValue) {
       if (formValue[key] === '') {
         delete formValue[key];

src/app/products/recurring-deposit-products/view-recurring-deposit-product/recurring-deposit-general-tab/recurring-deposit-general-tab.component.html

@@ -141,16 +141,16 @@
       <span class="flex-60">{{ recurringDepositProduct.effectiveDate | dateFormat }}</span>
     </div>
   }
-  <div class="flex-100 layout-row">
+  @if (recurringDepositProduct.interestCalculationTypeName) {
-    <span class="flex-40">{{ 'labels.inputs.Interest Calculation Type' | translate }}:</span>
-    <span class="flex-60">{{ recurringDepositProduct.interestCalculationType.value }}</span>
-  </div>
-  @if (recurringDepositProduct.interestCalculateSelector !== undefined) {
     <div class="flex-100 layout-row">
-      <span class="flex-40">Interest Calculate:</span>
+      <span class="flex-40">{{ 'labels.inputs.Interest Calculation Type' | translate }}:</span>
-      <span class="flex-60">{{ recurringDepositProduct.interestCalculateSelector }}</span>
+      <span class="flex-60">{{ recurringDepositProduct.interestCalculationTypeName }}</span>
     </div>
   }
+  <div class="flex-100 layout-row">
+    <span class="flex-40">Interest Calculate:</span>
+    <span class="flex-60">{{ recurringDepositProduct.interestCalculationType?.value }}</span>
+  </div>
   @if (recurringDepositProduct.averagePeriod) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Average Period:</span>

src/app/products/saving-products/saving-product-stepper/saving-product-preview-step/saving-product-preview-step.component.html

@@ -1,4 +1,4 @@
-<!--
+<!--
   Copyright since 2025 Mifos Initiative
 
   This Source Code Form is subject to the terms of the Mozilla Public
@@ -61,14 +61,14 @@
     @if (savingProduct.effectiveTo) {
       <div class="flex-100 layout-row">
         <span class="flex-40">Effective To:</span>
-        <span class="flex-60">{{ savingProduct.effectiveTo }}</span>
+        <span class="flex-60">{{ savingProduct.effectiveTo | dateFormat }}</span>
       </div>
     }
 
     @if (savingProduct.endDate) {
       <div class="flex-100 layout-row">
         <span class="flex-40">End Date:</span>
-        <span class="flex-60">{{ savingProduct.endDate }}</span>
+        <span class="flex-60">{{ savingProduct.endDate | dateFormat }}</span>
       </div>
     }
 
@@ -158,9 +158,7 @@
   <div class="flex-100 layout-row">
     <span class="flex-40">{{ 'labels.inputs.Interest Calculation Type' | translate }}:</span>
     <span class="flex-60">{{
-      savingProduct.interestCalculationType
+      savingProduct.interestCalculateSelector | find: interestCalculationTypeOptionData : 'id' : 'value'
-        | find: interestCalculationTypeOptionData : 'id' : 'value'
-        | translateKey: 'catalogs'
     }}</span>
   </div>
 
@@ -176,15 +174,16 @@
   @if (savingProduct.effectiveDate) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Effective Date:</span>
-      <span class="flex-60">{{ savingProduct.effectiveDate }}</span>
+      <span class="flex-60">{{ savingProduct.effectiveDate | dateFormat }}</span>
     </div>
   }
 
   <div class="flex-100 layout-row">
     <span class="flex-40">Interest Calculate:</span>
     <span class="flex-60">{{
-      savingProduct.interestCalculateSelector
+      savingProduct.interestCalculationType
         | find: savingProductsTemplate?.interestCalculationTypeOptions : 'id' : 'value'
+        | translateKey: 'catalogs'
     }}</span>
   </div>
 
@@ -214,7 +213,7 @@
   @if (savingProduct.lastInterestDate) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Last Interest Date:</span>
-      <span class="flex-60">{{ savingProduct.lastInterestDate }}</span>
+      <span class="flex-60">{{ savingProduct.lastInterestDate | dateFormat }}</span>
     </div>
   }
 

src/app/products/saving-products/saving-product-stepper/saving-product-preview-step/saving-product-preview-step.component.ts

@@ -1,4 +1,4 @@
-/**
+/**
  * Copyright since 2025 Mifos Initiative
  *
  * This Source Code Form is subject to the terms of the Mozilla Public
@@ -24,6 +24,7 @@ import {
 } from '@angular/material/table';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { FindPipe } from '../../../../pipes/find.pipe';
+import { DateFormatPipe } from '../../../../pipes/date-format.pipe';
 import { FormatNumberPipe } from '../../../../pipes/format-number.pipe';
 import { YesnoPipe } from '../../../../pipes/yesno.pipe';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -47,6 +48,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     MatRow,
     FaIconComponent,
     FindPipe,
+    DateFormatPipe,
     FormatNumberPipe,
     YesnoPipe
   ]

src/app/products/saving-products/saving-product-stepper/saving-product-settings-step/saving-product-settings-step.component.ts

@@ -82,11 +82,15 @@ export class SavingProductSettingsStepComponent implements OnInit {
       this.savingProductsTemplate.lockinPeriodFrequency &&
       this.savingProductsTemplate.lockinPeriodFrequency > 0
     ) {
+      // Backend returns lockinPeriodFrequencyType.id as integer (0=DAYS,1=WEEKS,2=MONTHS,3=YEARS)
+      // but the form dropdown uses string IDs, so reverse-map the number back to string
+      const reverseFrequencyTypeMap: { [key: number]: string } = { 0: 'DAYS', 1: 'WEEKS', 2: 'MONTHS', 3: 'YEARS' };
+      const freqTypeId = this.savingProductsTemplate.lockinPeriodFrequencyType?.id;
+      const freqTypeString = reverseFrequencyTypeMap[freqTypeId] ?? '';
+
       this.savingProductSettingsForm.patchValue({
         lockinPeriodFrequency: this.savingProductsTemplate.lockinPeriodFrequency,
-        lockinPeriodFrequencyType:
+        lockinPeriodFrequencyType: freqTypeString
-          this.savingProductsTemplate.lockinPeriodFrequencyType &&
-          this.savingProductsTemplate.lockinPeriodFrequencyType.id
       });
     }
   }

src/app/products/saving-products/saving-product-stepper/saving-product-terms-step/saving-product-terms-step.component.html

@@ -54,14 +54,22 @@
         <mat-form-field appearance="outline" class="spt-field">
           <mat-label>{{ 'labels.inputs.Interest Calculation Type' | translate }}</mat-label>
           <mat-select
-            formControlName="interestCalculationType"
+            formControlName="interestCalculateSelector"
             matTooltip="{{ 'tooltips.The method used to calculate interest' | translate }}"
-            required
           >
-            @for (interestCalculationType of interestCalculationTypeOptionData; track interestCalculationType.id) {
+            @for (opt of interestCalculationTypeOptionData; track opt.id) {
-              <mat-option [value]="interestCalculationType.id">
+              <mat-option [value]="opt.id">{{ opt.value }}</mat-option>
-                {{ interestCalculationType.value | translateKey: 'catalogs' }}
+            }
-              </mat-option>
+          </mat-select>
+        </mat-form-field>
+      </div>
+
+      <div class="spt-grid spt-grid--three">
+        <mat-form-field appearance="outline" class="spt-field">
+          <mat-label>Interest Calculate</mat-label>
+          <mat-select formControlName="interestCalculationType" required>
+            @for (mode of interestCalculationTypeData; track mode.id) {
+              <mat-option [value]="mode.id">{{ mode.value | translateKey: 'catalogs' }}</mat-option>
             }
           </mat-select>
           <mat-error>
@@ -69,19 +77,8 @@
             <strong>{{ 'labels.commons.required' | translate }}</strong>
           </mat-error>
         </mat-form-field>
-      </div>
 
-      <div class="spt-grid spt-grid--three">
+        @if (savingProductTermsForm.value.interestCalculationType === 2) {
-        <mat-form-field appearance="outline" class="spt-field">
-          <mat-label>Interest Calculate</mat-label>
-          <mat-select formControlName="interestCalculateSelector" required>
-            @for (mode of interestCalculationTypeData; track mode.id) {
-              <mat-option [value]="mode.id">{{ mode.value }}</mat-option>
-            }
-          </mat-select>
-        </mat-form-field>
-
-        @if (savingProductTermsForm.value.interestCalculateSelector === 2) {
           <mat-form-field appearance="outline" class="spt-field">
             <mat-label>Average Period</mat-label>
             <mat-select formControlName="averagePeriod">
@@ -142,7 +139,7 @@
           </mat-form-field>
         </div>
 
-        @if (savingProductTermsForm.value.interestCalculateSelector === 1) {
+        @if (savingProductTermsForm.value.interestCalculationType === 1) {
           <div class="spt-note">
             <span>⚠️</span>
             <span

src/app/products/saving-products/saving-product-stepper/saving-product-terms-step/saving-product-terms-step.component.ts

@@ -59,59 +59,43 @@ export class SavingProductTermsStepComponent implements OnInit {
   ngOnInit() {
     this.interestCompoundingPeriodTypeData = this.savingProductsTemplate.interestCompoundingPeriodTypeOptions;
     this.interestPostingPeriodTypeData = this.savingProductsTemplate.interestPostingPeriodTypeOptions;
+    // interestCalculationTypeData = standard enum (1=Daily, 2=Average) → "Interest Calculate" dropdown → interestCalculationType form control
     this.interestCalculationTypeData = this.savingProductsTemplate.interestCalculationTypeOptions;
-    this.interestCalculationTypeOptionData =
+    // interestCalculationTypeOptionData = CBS code values from DB → "Interest Calculation Type" dropdown → interestCalculateSelector form control
-      this.savingProductsTemplate.interestCalculationTypeOption ||
+    this.interestCalculationTypeOptionData = this.savingProductsTemplate.interestCalculationTypeOption || [];
-      this.savingProductsTemplate.interestCalculationTypeOptions;
     this.interestCalculationDaysInYearTypeData = this.savingProductsTemplate.interestCalculationDaysInYearTypeOptions;
     this.periodFrequencyData = this.savingProductsTemplate.periodFrequencyOptions || [];
     this.setYesNoOptions(this.savingProductsTemplate?.yesNoOptions);
 
     const isEditing = !!this.savingProductsTemplate.id;
     const defaultPeriod = this.periodFrequencyData[0]?.value || 'Monthly';
+    // interestCalculationType = standard enum id (1=Daily Balance, 2=Average Daily Balance)
+    const savedEnumTypeId =
+      this.savingProductsTemplate.interestCalculationType?.id || this.interestCalculationTypeData?.[0]?.id || 1;
+    // interestCalculateSelector = CBS code value id from interestCalculationTypeOption
+    const savedSelectorId = isEditing
+      ? (this.savingProductsTemplate.interestCalculateSelector ??
+        this.interestCalculationTypeOptionData?.[0]?.id ??
+        null)
+      : (this.interestCalculationTypeOptionData?.[0]?.id ?? null);
 
     this.savingProductTermsForm.patchValue({
-      nominalAnnualInterestRate: isEditing
+      nominalAnnualInterestRate: this.savingProductsTemplate.nominalAnnualInterestRate,
-        ? this.savingProductsTemplate.nominalAnnualInterestRate
+      interestCompoundingPeriodType: this.savingProductsTemplate.interestCompoundingPeriodType?.id,
-        : this.savingProductsTemplate.nominalAnnualInterestRate,
+      interestPostingPeriodType: this.savingProductsTemplate.interestPostingPeriodType?.id,
-      interestCompoundingPeriodType: isEditing
+      interestCalculationType: savedEnumTypeId,
-        ? this.savingProductsTemplate.interestCompoundingPeriodType?.id
+      interestCalculationDaysInYearType: this.savingProductsTemplate.interestCalculationDaysInYearType?.id,
-        : this.savingProductsTemplate.interestCompoundingPeriodType?.id,
-      interestPostingPeriodType: isEditing
-        ? this.savingProductsTemplate.interestPostingPeriodType?.id
-        : this.savingProductsTemplate.interestPostingPeriodType?.id,
-      interestCalculationType: isEditing
-        ? this.savingProductsTemplate.interestCalculationTypeOption?.id ||
-          this.interestCalculationTypeOptionData?.[0]?.id ||
-          1
-        : this.interestCalculationTypeOptionData?.[0]?.id || 1,
-      interestCalculationDaysInYearType: isEditing
-        ? this.savingProductsTemplate.interestCalculationDaysInYearType?.id
-        : this.savingProductsTemplate.interestCalculationDaysInYearType?.id,
       effectiveDate: this.savingProductsTemplate.effectiveDate
         ? new Date(this.savingProductsTemplate.effectiveDate)
         : '',
-      interestCalculateSelector: isEditing
+      interestCalculateSelector: savedSelectorId,
-        ? this.savingProductsTemplate.interestCalculateSelector || 1
-        : this.savingProductsTemplate.interestCalculationType?.id || this.interestCalculationTypeData?.[0]?.id || 1,
       averagePeriod: isEditing ? this.savingProductsTemplate.averagePeriod || defaultPeriod : defaultPeriod,
       autoPost: isEditing ? (this.savingProductsTemplate.autoPost ?? true) : true,
-      frequencyFixDay: isEditing ? this.savingProductsTemplate.frequencyFixDay || 30 : 30,
+      frequencyFixDay: isEditing ? (this.savingProductsTemplate.frequencyFixDay ?? 30) : 30,
       lastInterestDate: this.savingProductsTemplate.lastInterestDate
         ? new Date(this.savingProductsTemplate.lastInterestDate)
         : ''
     });
-
-    // Map code value IDs to backend enum values for interestCalculationType
-    // Backend expects: 1=Daily Balance, 2=Average Daily Balance
-    const currentInterestCalcType = this.savingProductTermsForm.get('interestCalculationType').value;
-    if (currentInterestCalcType && currentInterestCalcType > 2) {
-      // If it's a code value ID (like 340, 341), map it to backend enum
-      // Default to 1 (Daily Balance) for custom code values
-      this.savingProductTermsForm.patchValue({
-        interestCalculationType: 1
-      });
-    }
   }
 
   private setYesNoOptions(options: any[]) {
@@ -198,12 +182,6 @@ export class SavingProductTermsStepComponent implements OnInit {
       formValue.lastInterestDate = this.dateUtils.formatDate(prevLastInterestDate, dateFormat) || '';
     }
 
-    // Convert interestCalculationType from code value ID to backend enum value
-    // Backend expects: 1=Daily Balance, 2=Average Daily Balance
-    if (formValue.interestCalculationType && formValue.interestCalculationType > 2) {
-      formValue.interestCalculationType = 1; // Default to Daily Balance
-    }
-
     return {
       ...formValue
     };

src/app/products/saving-products/view-saving-product/saving-product-general-tab/saving-product-general-tab.component.html

@@ -1,4 +1,4 @@
-<!--
+<!--
   Copyright since 2025 Mifos Initiative
 
   This Source Code Form is subject to the terms of the Mozilla Public
@@ -75,21 +75,21 @@
     @if (savingProduct.effectiveDate) {
       <div class="flex-100 layout-row">
         <span class="flex-40">Effective Date:</span>
-        <span class="flex-60">{{ savingProduct.effectiveDate }}</span>
+        <span class="flex-60">{{ savingProduct.effectiveDate | dateFormat }}</span>
       </div>
     }
 
     @if (savingProduct.effectiveTo) {
       <div class="flex-100 layout-row">
         <span class="flex-40">Effective To:</span>
-        <span class="flex-60">{{ savingProduct.effectiveTo }}</span>
+        <span class="flex-60">{{ savingProduct.effectiveTo | dateFormat }}</span>
       </div>
     }
 
     @if (savingProduct.endDate) {
       <div class="flex-100 layout-row">
         <span class="flex-40">End Date:</span>
-        <span class="flex-60">{{ savingProduct.endDate }}</span>
+        <span class="flex-60">{{ savingProduct.endDate | dateFormat }}</span>
       </div>
     }
 
@@ -164,6 +164,13 @@
     <span class="flex-60">{{ savingProduct.interestPostingPeriodType.value | translateKey: 'catalogs' }}</span>
   </div>
 
+  @if (savingProduct.interestCalculationTypeName) {
+    <div class="flex-100 layout-row">
+      <span class="flex-40">{{ 'labels.inputs.Interest Calculation Type' | translate }}:</span>
+      <span class="flex-60">{{ savingProduct.interestCalculationTypeName }}</span>
+    </div>
+  }
+
   <div class="flex-100 layout-row">
     <span class="flex-40">{{ 'labels.inputs.Interest Calculated using' | translate }}:</span>
     <span class="flex-60">{{ savingProduct.interestCalculationType.value | translateKey: 'catalogs' }}</span>
@@ -177,13 +184,13 @@
   @if (savingProduct.effectiveDate) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Effective Date:</span>
-      <span class="flex-60">{{ savingProduct.effectiveDate }}</span>
+      <span class="flex-60">{{ savingProduct.effectiveDate | dateFormat }}</span>
     </div>
   }
 
   <div class="flex-100 layout-row">
     <span class="flex-40">Interest Calculate:</span>
-    <span class="flex-60">{{ savingProduct.interestCalculateSelector }}</span>
+    <span class="flex-60">{{ savingProduct.interestCalculationType?.value | translateKey: 'catalogs' }}</span>
   </div>
 
   @if (savingProduct.averagePeriod) {
@@ -208,7 +215,7 @@
   @if (savingProduct.lastInterestDate) {
     <div class="flex-100 layout-row">
       <span class="flex-40">Last Interest Date:</span>
-      <span class="flex-60">{{ savingProduct.lastInterestDate }}</span>
+      <span class="flex-60">{{ savingProduct.lastInterestDate | dateFormat }}</span>
     </div>
   }
 

src/app/products/saving-products/view-saving-product/saving-product-general-tab/saving-product-general-tab.component.ts

@@ -1,4 +1,4 @@
-/**
+/**
  * Copyright since 2025 Mifos Initiative
  *
  * This Source Code Form is subject to the terms of the Mozilla Public
@@ -24,6 +24,7 @@ import {
   MatRow
 } from '@angular/material/table';
 import { ViewSavingsAccountingDetailsComponent } from '../../../../shared/accounting/view-savings-accounting-details/view-savings-accounting-details.component';
+import { DateFormatPipe } from '../../../../pipes/date-format.pipe';
 import { FormatNumberPipe } from '../../../../pipes/format-number.pipe';
 import { YesnoPipe } from '../../../../pipes/yesno.pipe';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -48,6 +49,7 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     MatRow,
     ViewSavingsAccountingDetailsComponent,
     FormatNumberPipe,
+    DateFormatPipe,
     YesnoPipe
   ]
 })

src/app/savings/create-savings-account/create-savings-account.component.html

@@ -34,8 +34,9 @@
       <fa-icon icon="eye" size="sm"></fa-icon>
     </ng-template>
 
+    <!-- Step 1: Product Classification + Details -->
     <mat-step [stepControl]="savingsAccountDetailsForm">
-      <ng-template matStepLabel>{{ 'labels.inputs.DETAILS' | translate }}</ng-template>
+      <ng-template matStepLabel>Product Classification</ng-template>
 
       <mifosx-savings-account-details-step
         [savingsAccountTemplate]="savingsAccountTemplate"
@@ -44,14 +45,83 @@
       </mifosx-savings-account-details-step>
     </mat-step>
 
-    <mat-step [stepControl]="savingsAccountTermsForm">
+    <!-- Step 2: Currency -->
-      <ng-template matStepLabel>{{ 'labels.inputs.TERMS' | translate }}</ng-template>
+    <mat-step>
+      <ng-template matStepLabel>Currency</ng-template>
 
-      <mifosx-savings-account-terms-step
+      <mifosx-savings-account-currency-step [savingsAccountProductTemplate]="savingsAccountProductTemplate">
-        [savingsAccountProductTemplate]="savingsAccountProductTemplate"
+      </mifosx-savings-account-currency-step>
-      ></mifosx-savings-account-terms-step>
+
+      <div class="layout-row align-center gap-2percent margin-t responsive-column">
+        <button mat-raised-button matStepperPrevious>
+          <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>
+          {{ 'labels.buttons.Previous' | translate }}
+        </button>
+        <button mat-raised-button matStepperNext>
+          {{ 'labels.buttons.Next' | translate }}
+          <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
+        </button>
+      </div>
     </mat-step>
 
+    <!-- Step 3: Term -->
+    <mat-step [stepControl]="savingsAccountTermsForm">
+      <ng-template matStepLabel>Term</ng-template>
+
+      <mifosx-savings-account-term-step [savingsAccountProductTemplate]="savingsAccountProductTemplate">
+      </mifosx-savings-account-term-step>
+
+      <div class="layout-row align-center gap-2percent margin-t responsive-column">
+        <button mat-raised-button matStepperPrevious>
+          <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>
+          {{ 'labels.buttons.Previous' | translate }}
+        </button>
+        <button mat-raised-button matStepperNext [disabled]="savingsAccountTermsForm.invalid">
+          {{ 'labels.buttons.Next' | translate }}
+          <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
+        </button>
+      </div>
+    </mat-step>
+
+    <!-- Step 4: Settings -->
+    <mat-step [stepControl]="savingsAccountSettingsForm">
+      <ng-template matStepLabel>{{ 'labels.inputs.SETTINGS' | translate }}</ng-template>
+
+      <mifosx-savings-account-settings-step [savingsAccountProductTemplate]="savingsAccountProductTemplate">
+      </mifosx-savings-account-settings-step>
+
+      <div class="layout-row align-center gap-2percent margin-t responsive-column">
+        <button mat-raised-button matStepperPrevious>
+          <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>
+          {{ 'labels.buttons.Previous' | translate }}
+        </button>
+        <button mat-raised-button matStepperNext>
+          {{ 'labels.buttons.Next' | translate }}
+          <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
+        </button>
+      </div>
+    </mat-step>
+
+    <!-- Step 5: Digital -->
+    <mat-step>
+      <ng-template matStepLabel>Digital</ng-template>
+
+      <mifosx-savings-account-digital-step [savingsAccountProductTemplate]="savingsAccountProductTemplate">
+      </mifosx-savings-account-digital-step>
+
+      <div class="layout-row align-center gap-2percent margin-t responsive-column">
+        <button mat-raised-button matStepperPrevious>
+          <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>
+          {{ 'labels.buttons.Previous' | translate }}
+        </button>
+        <button mat-raised-button matStepperNext>
+          {{ 'labels.buttons.Next' | translate }}
+          <fa-icon icon="arrow-right" class="m-l-10"></fa-icon>
+        </button>
+      </div>
+    </mat-step>
+
+    <!-- Step 6: Charges -->
     <mat-step>
       <ng-template matStepLabel>{{ 'labels.inputs.CHARGES' | translate }}</ng-template>
 
@@ -63,6 +133,7 @@
       </mifosx-savings-account-charges-step>
     </mat-step>
 
+    <!-- Step 7: Preview -->
     @if (savingsAccountFormValid) {
       <mat-step completed>
         <ng-template matStepLabel>{{ 'labels.inputs.PREVIEW' | translate }}</ng-template>

src/app/savings/create-savings-account/create-savings-account.component.ts

@@ -12,8 +12,11 @@ import { Router, ActivatedRoute } from '@angular/router';
 
 /** Custom Components */
 import { SavingsAccountDetailsStepComponent } from '../savings-account-stepper/savings-account-details-step/savings-account-details-step.component';
-import { SavingsAccountTermsStepComponent } from '../savings-account-stepper/savings-account-terms-step/savings-account-terms-step.component';
+import { SavingsAccountTermStepComponent } from '../savings-account-stepper/savings-account-term-step/savings-account-term-step.component';
+import { SavingsAccountSettingsStepComponent } from '../savings-account-stepper/savings-account-settings-step/savings-account-settings-step.component';
 import { SavingsAccountChargesStepComponent } from '../savings-account-stepper/savings-account-charges-step/savings-account-charges-step.component';
+import { SavingsAccountCurrencyStepComponent } from '../savings-account-stepper/savings-account-currency-step/savings-account-currency-step.component';
+import { SavingsAccountDigitalStepComponent } from '../savings-account-stepper/savings-account-digital-step/savings-account-digital-step.component';
 
 /** Custom Services */
 import { SavingsService } from '../savings.service';
@@ -39,8 +42,11 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     MatStep,
     MatStepLabel,
     SavingsAccountDetailsStepComponent,
-    SavingsAccountTermsStepComponent,
+    SavingsAccountCurrencyStepComponent,
+    SavingsAccountTermStepComponent,
+    SavingsAccountSettingsStepComponent,
     SavingsAccountChargesStepComponent,
+    SavingsAccountDigitalStepComponent,
     SavingsAccountPreviewStepComponent
   ]
 })
@@ -56,75 +62,58 @@ export class CreateSavingsAccountComponent {
   /** Savings Account Product Template */
   savingsAccountProductTemplate: any;
 
-  /** Savings Account Details Step */
   @ViewChild(SavingsAccountDetailsStepComponent, { static: true })
   savingsAccountDetailsStep: SavingsAccountDetailsStepComponent;
-  /** Savings Account Terms Step */
+
-  @ViewChild(SavingsAccountTermsStepComponent, { static: true })
+  @ViewChild(SavingsAccountTermStepComponent, { static: true })
-  savingsAccountTermsStep: SavingsAccountTermsStepComponent;
+  savingsAccountTermStep: SavingsAccountTermStepComponent;
-  /** Savings Account Charges Step */
+
+  @ViewChild(SavingsAccountSettingsStepComponent, { static: true })
+  savingsAccountSettingsStep: SavingsAccountSettingsStepComponent;
+
   @ViewChild(SavingsAccountChargesStepComponent, { static: true })
   savingsAccountChargesStep: SavingsAccountChargesStepComponent;
 
-  /**
-   * Fetches savings account template from `resolve`
-   * @param {ActivatedRoute} route Activated Route
-   * @param {Router} router Router
-   * @param {Dates} dateUtils Date Utils
-   * @param {SavingsService} savingsService Savings Service
-   * @param {SettingsService} settingsService Settings Service
-   */
   constructor() {
     this.route.data.subscribe((data: { savingsAccountTemplate: any }) => {
       this.savingsAccountTemplate = data.savingsAccountTemplate;
     });
   }
 
-  /**
-   * Sets savings account product template.
-   * @param {any} $event API response
-   */
   setTemplate($event: any) {
     this.savingsAccountProductTemplate = $event;
   }
 
-  /**
-   * Retrieves savings account details form.
-   */
   get savingsAccountDetailsForm() {
     return this.savingsAccountDetailsStep.savingsAccountDetailsForm;
   }
 
-  /**
-   * Retrieves savings account terms form.
-   */
   get savingsAccountTermsForm() {
-    return this.savingsAccountTermsStep.savingsAccountTermsForm;
+    return this.savingsAccountTermStep.savingsAccountTermForm;
+  }
+
+  get savingsAccountSettingsForm() {
+    return this.savingsAccountSettingsStep.savingsAccountSettingsForm;
   }
 
-  /**
-   * Checks validity of overall savings account form.
-   */
   get savingsAccountFormValid() {
-    return this.savingsAccountDetailsForm.valid && this.savingsAccountTermsForm.valid;
+    return (
+      this.savingsAccountDetailsForm.valid &&
+      this.savingsAccountTermsForm.valid &&
+      this.savingsAccountSettingsForm.valid
+    );
   }
 
-  /**
-   * Retrieves savings account object.
-   */
   get savingsAccount() {
     return {
       ...this.savingsAccountDetailsStep.savingsAccountDetails,
-      ...this.savingsAccountTermsStep.savingsAccountTerms,
+      ...this.savingsAccountTermStep.savingsAccountTerms,
+      ...this.savingsAccountSettingsStep.savingsAccountSettings,
       ...this.savingsAccountChargesStep.savingsAccountCharges
     };
   }
 
-  /**
-   * Creates a new share account.
-   */
   submit() {
-    // TODO: Update once language and date settings are setup
     const locale = this.settingsService.language.code;
     const dateFormat = this.settingsService.dateFormat;
     const monthDayFormat = 'dd MMMM';

src/app/savings/savings-account-stepper/savings-account-charges-step/savings-account-charges-step.component.ts

@@ -7,7 +7,7 @@
  */
 
 /** Angular Imports */
-import { Component, OnInit, OnChanges, Input, inject } from '@angular/core';
+import { Component, OnInit, Input, inject } from '@angular/core';
 import { MatDialog } from '@angular/material/dialog';
 import { UntypedFormControl } from '@angular/forms';
 
@@ -69,13 +69,25 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     FormatNumberPipe
   ]
 })
-export class SavingsAccountChargesStepComponent implements OnInit, OnChanges {
+export class SavingsAccountChargesStepComponent implements OnInit {
   private dialog = inject(MatDialog);
   private dateUtils = inject(Dates);
   private translateService = inject(TranslateService);
 
+  private _savingsAccountProductTemplate: any;
+
   /** Savings Account Product Template */
-  @Input() savingsAccountProductTemplate: any;
+  @Input()
+  set savingsAccountProductTemplate(value: any) {
+    this._savingsAccountProductTemplate = value;
+    if (value) {
+      this.chargeData = value.chargeOptions || [];
+      this.chargesDataSource = (value.charges || []).map((charge: any) => ({ ...charge, id: charge.chargeId }));
+    }
+  }
+  get savingsAccountProductTemplate(): any {
+    return this._savingsAccountProductTemplate;
+  }
   /** Savings Account Template */
   @Input() savingsAccountTemplate: any;
   /** Currency Code */
@@ -126,14 +138,6 @@ export class SavingsAccountChargesStepComponent implements OnInit, OnChanges {
     }
   }
 
-  ngOnChanges() {
-    if (this.savingsAccountProductTemplate) {
-      this.chargeData = this.savingsAccountProductTemplate.chargeOptions;
-      this.chargesDataSource =
-        this.savingsAccountProductTemplate.charges.map((charge: any) => ({ ...charge, id: charge.chargeId })) || [];
-    }
-  }
-
   /**
    * Adds the charge to charges table
    * @param {any} charge Charge

src/app/savings/savings-account-stepper/savings-account-currency-step/savings-account-currency-step.component.html

@@ -0,0 +1,49 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="sac-section">
+  <div class="sac-section__header">
+    <i class="fas fa-coins"></i>
+    <span>Currency &amp; Account Status Configuration</span>
+  </div>
+  <div class="sac-body">
+    <div class="sac-grid">
+      <mat-form-field appearance="outline" class="sac-field">
+        <mat-label>Currency</mat-label>
+        <input matInput [value]="savingsAccountProductTemplate?.currency?.name || ''" readonly />
+        <mat-hint>Inherited from selected product</mat-hint>
+      </mat-form-field>
+
+      <mat-form-field appearance="outline" class="sac-field">
+        <mat-label>Decimal Places</mat-label>
+        <input matInput [value]="savingsAccountProductTemplate?.currency?.decimalPlaces || ''" readonly />
+        <mat-hint>Inherited from selected product</mat-hint>
+      </mat-form-field>
+    </div>
+
+    <div class="sac-alert">
+      <div class="sac-alert__content">
+        <h4>Dormancy Alert</h4>
+        <p>Enable automated notifications when an account becomes inactive based on product rules.</p>
+      </div>
+      <span class="sac-badge" [class.sac-badge--yes]="savingsAccountProductTemplate?.dormancyAlert">
+        {{ savingsAccountProductTemplate?.dormancyAlert ? 'Yes' : 'No' }}
+      </span>
+    </div>
+
+    <div class="sac-alert">
+      <div class="sac-alert__content">
+        <h4>Nomination Facility</h4>
+        <p>Allow account holders to designate individuals to receive funds in the event of account holder's death.</p>
+      </div>
+      <span class="sac-badge" [class.sac-badge--yes]="savingsAccountProductTemplate?.nominationFacility">
+        {{ savingsAccountProductTemplate?.nominationFacility ? 'Yes' : 'No' }}
+      </span>
+    </div>
+  </div>
+</div>

src/app/savings/savings-account-stepper/savings-account-currency-step/savings-account-currency-step.component.scss

@@ -0,0 +1,116 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.sac-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    span {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+}
+
+.sac-body {
+  background: #fff;
+}
+
+.sac-grid {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 4px 16px;
+  padding: 16px 24px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sac-field {
+  width: 100%;
+}
+
+.sac-alert {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 24px;
+  padding: 18px 24px;
+  border-top: 1px solid $border;
+  background: #f8fafc;
+
+  @media (width <= 760px) {
+    flex-direction: column;
+    align-items: flex-start;
+  }
+
+  &__content {
+    h4 {
+      margin: 0 0 6px;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+
+    p {
+      margin: 0;
+      font-size: 12px;
+      line-height: 1.5;
+      color: #64748b;
+      max-width: 540px;
+    }
+  }
+}
+
+.sac-badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  min-width: 48px;
+  padding: 4px 14px;
+  border-radius: 999px;
+  font-size: 12px;
+  font-weight: 700;
+  background: #fee2e2;
+  color: #b91c1c;
+  border: 1px solid #fecaca;
+
+  &--yes {
+    background: #dcfce7;
+    color: #15803d;
+    border-color: #bbf7d0;
+  }
+}

src/app/savings/savings-account-stepper/savings-account-currency-step/savings-account-currency-step.component.ts

@@ -0,0 +1,20 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input } from '@angular/core';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+@Component({
+  selector: 'mifosx-savings-account-currency-step',
+  templateUrl: './savings-account-currency-step.component.html',
+  styleUrls: ['./savings-account-currency-step.component.scss'],
+  imports: [...STANDALONE_SHARED_IMPORTS]
+})
+export class SavingsAccountCurrencyStepComponent {
+  @Input() savingsAccountProductTemplate: any;
+}

src/app/savings/savings-account-stepper/savings-account-details-step/savings-account-details-step.component.html

@@ -1,4 +1,4 @@
-<!--
+<!--
   Copyright since 2025 Mifos Initiative
 
   This Source Code Form is subject to the terms of the Mozilla Public
@@ -7,63 +7,119 @@
 -->
 
 <form [formGroup]="savingsAccountDetailsForm">
-  <div class="layout-row-wrap gap-2px responsive-column">
+  <!-- Account Details -->
-    <mat-form-field class="flex-48">
+  <div class="sad-section">
-      <mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
+    <div class="sad-section__header">
-      <mat-select formControlName="productId" required>
+      <i class="fas fa-info-circle"></i>
-        @for (product of productData; track product) {
+      <h3>Account Details</h3>
-          <mat-option [value]="product.id">
+    </div>
-            {{ product.name }}
+    <div class="sad-grid">
-          </mat-option>
+      <mat-form-field appearance="outline" class="sad-field">
-        }
+        <mat-label>{{ 'labels.inputs.Product Name' | translate }}</mat-label>
-      </mat-select>
+        <mat-select formControlName="productId" required>
-      <mat-error>
+          @for (product of productData; track product) {
-        {{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
+            <mat-option [value]="product.id">{{ product.name }}</mat-option>
-        <strong>{{ 'labels.commons.required' | translate }}</strong>
+          }
-      </mat-error>
+        </mat-select>
-    </mat-form-field>
-
-    @if (savingsProductSelected) {
-      <mat-form-field class="flex-48" (click)="submittedOnDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Submitted On' | translate }}</mat-label>
-        <input
-          matInput
-          [min]="minDate"
-          [max]="maxDate"
-          [matDatepicker]="submittedOnDatePicker"
-          formControlName="submittedOnDate"
-          required
-        />
-        <mat-datepicker-toggle matSuffix [for]="submittedOnDatePicker"></mat-datepicker-toggle>
-        <mat-datepicker #submittedOnDatePicker></mat-datepicker>
         <mat-error>
-          {{ 'labels.inputs.Submitted On' | translate }} {{ 'labels.commons.is' | translate }}
+          {{ 'labels.inputs.Product Name' | translate }} {{ 'labels.commons.is' | translate }}
           <strong>{{ 'labels.commons.required' | translate }}</strong>
         </mat-error>
       </mat-form-field>
-    }
 
-    @if (savingsProductSelected) {
+      @if (savingsProductSelected) {
-      <mat-form-field class="flex-48">
+        <mat-form-field appearance="outline" class="sad-field" (click)="submittedOnDatePicker.open()">
-        <mat-label>{{ 'labels.inputs.Field Officer' | translate }}</mat-label>
+          <mat-label>{{ 'labels.inputs.Submitted On' | translate }}</mat-label>
-        <mat-select formControlName="fieldOfficerId">
+          <input
-          @for (officer of fieldOfficerData; track officer) {
+            matInput
-            <mat-option [value]="officer.id">
+            [min]="minDate"
-              {{ officer.displayName }}
+            [max]="maxDate"
-            </mat-option>
+            [matDatepicker]="submittedOnDatePicker"
-          }
+            formControlName="submittedOnDate"
-        </mat-select>
+            required
-      </mat-form-field>
+          />
-    }
+          <mat-datepicker-toggle matSuffix [for]="submittedOnDatePicker"></mat-datepicker-toggle>
+          <mat-datepicker #submittedOnDatePicker></mat-datepicker>
+          <mat-error>
+            {{ 'labels.inputs.Submitted On' | translate }} {{ 'labels.commons.is' | translate }}
+            <strong>{{ 'labels.commons.required' | translate }}</strong>
+          </mat-error>
+        </mat-form-field>
+      }
 
-    @if (savingsProductSelected) {
+      @if (savingsProductSelected) {
-      <mat-form-field class="flex-48">
+        <mat-form-field appearance="outline" class="sad-field">
-        <mat-label>{{ 'labels.inputs.External ID' | translate }}</mat-label>
+          <mat-label>{{ 'labels.inputs.Field Officer' | translate }}</mat-label>
-        <input matInput formControlName="externalId" />
+          <mat-select formControlName="fieldOfficerId">
-      </mat-form-field>
+            @for (officer of fieldOfficerData; track officer) {
-    }
+              <mat-option [value]="officer.id">{{ officer.displayName }}</mat-option>
+            }
+          </mat-select>
+        </mat-form-field>
+      }
+
+      @if (savingsProductSelected) {
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>{{ 'labels.inputs.External ID' | translate }}</mat-label>
+          <input matInput formControlName="externalId" />
+        </mat-form-field>
+      }
+    </div>
   </div>
 
+  <!-- Product Classification (read-only, shown after product is selected) -->
+  @if (savingsProductSelected) {
+    <div class="sad-section sad-section--mt">
+      <div class="sad-section__header">
+        <i class="fas fa-tags"></i>
+        <h3>Product Classification</h3>
+        <span class="sad-badge">From Product</span>
+      </div>
+      <div class="sad-grid sad-grid--classification">
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>Account Type</mat-label>
+          <input matInput [value]="productTemplate.accountType || ''" readonly />
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>Customer Segment</mat-label>
+          <input matInput [value]="productTemplate.customerSegment || ''" readonly />
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>Product Code</mat-label>
+          <input matInput [value]="productTemplate.productCode || ''" readonly />
+        </mat-form-field>
+
+        @if (productTemplate.effectiveDate) {
+          <mat-form-field appearance="outline" class="sad-field">
+            <mat-label>Effective Date</mat-label>
+            <input matInput [value]="formatTemplateDate(productTemplate.effectiveDate)" readonly />
+          </mat-form-field>
+        }
+
+        @if (productTemplate.endDate) {
+          <mat-form-field appearance="outline" class="sad-field">
+            <mat-label>End Date</mat-label>
+            <input matInput [value]="formatTemplateDate(productTemplate.endDate)" readonly />
+          </mat-form-field>
+        }
+
+        <mat-form-field appearance="outline" class="sad-field">
+          <mat-label>Introducer Required</mat-label>
+          <input matInput [value]="productTemplate.introducerRequired ? 'Yes' : 'No'" readonly />
+        </mat-form-field>
+
+        <div class="sad-field sad-info-row">
+          <span class="sad-info-label">Share Linking Enabled</span>
+          <span class="sad-badge" [class.sad-badge--yes]="productTemplate.shareLinkingEnabled">
+            {{ productTemplate.shareLinkingEnabled ? 'Yes' : 'No' }}
+          </span>
+        </div>
+      </div>
+    </div>
+  }
+
   <div class="layout-row align-center gap-2percent margin-t responsive-column">
     <button mat-raised-button matStepperPrevious disabled>
       <fa-icon icon="arrow-left" class="m-r-10"></fa-icon>

src/app/savings/savings-account-stepper/savings-account-details-step/savings-account-details-step.component.scss

@@ -5,3 +5,101 @@
  * License, v. 2.0. If a copy of the MPL was not distributed with this
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.sad-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  &--mt {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    h3 {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+      flex: 1;
+    }
+  }
+}
+
+.sad-grid {
+  display: grid;
+  grid-template-columns: repeat(2, 1fr);
+  gap: 4px 16px;
+  padding: 16px 24px;
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sad-grid--classification {
+  grid-template-columns: repeat(3, 1fr);
+
+  @media (width <= 900px) {
+    grid-template-columns: repeat(2, 1fr);
+  }
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sad-field {
+  width: 100%;
+}
+
+.sad-info-row {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+  min-height: 56px;
+}
+
+.sad-info-label {
+  font-size: 14px;
+  color: $gray-900;
+  font-weight: 500;
+}
+
+.sad-badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  padding: 3px 12px;
+  border-radius: 999px;
+  font-size: 11px;
+  font-weight: 700;
+  background: #dbeafe;
+  color: #1d4ed8;
+  border: 1px solid #bfdbfe;
+
+  &--yes {
+    background: #dcfce7;
+    color: #15803d;
+    border-color: #bbf7d0;
+  }
+}

src/app/savings/savings-account-stepper/savings-account-details-step/savings-account-details-step.component.ts

@@ -1,4 +1,4 @@
-/**
+/**
  * Copyright since 2025 Mifos Initiative
  *
  * This Source Code Form is subject to the terms of the Mozilla Public
@@ -7,12 +7,13 @@
  */
 
 /** Angular Imports */
-import { Component, OnInit, Input, Output, EventEmitter, inject } from '@angular/core';
+import { Component, OnInit, Input, Output, EventEmitter, inject, ChangeDetectorRef } from '@angular/core';
 import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
+import { Dates } from 'app/core/utils/dates';
+import { SettingsService } from 'app/settings/settings.service';
 
 /** Custom Services */
 import { SavingsService } from 'app/savings/savings.service';
-import { SettingsService } from 'app/settings/settings.service';
 import { MatStepperPrevious, MatStepperNext } from '@angular/material/stepper';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
@@ -35,6 +36,8 @@ export class SavingsAccountDetailsStepComponent implements OnInit {
   private formBuilder = inject(UntypedFormBuilder);
   private savingsService = inject(SavingsService);
   private settingsService = inject(SettingsService);
+  private dateUtils = inject(Dates);
+  private cdr = inject(ChangeDetectorRef);
 
   /** Savings Account Template */
   @Input() savingsAccountTemplate: any;
@@ -57,6 +60,9 @@ export class SavingsAccountDetailsStepComponent implements OnInit {
   /** Savings Account Template with product data  */
   @Output() savingsAccountProductTemplate = new EventEmitter();
 
+  /** Local copy of product template for displaying classification info */
+  productTemplate: any = null;
+
   /**
    * Sets share account details form.
    * @param {FormBuilder} formBuilder Form Builder.
@@ -115,9 +121,11 @@ export class SavingsAccountDetailsStepComponent implements OnInit {
       this.savingsService
         .getSavingsAccountTemplate(entityId, productId, this.savingsAccountTemplate.groupId ? true : false)
         .subscribe((response: any) => {
+          this.productTemplate = response;
           this.savingsAccountProductTemplate.emit(response);
           this.fieldOfficerData = response.fieldOfficerOptions;
           this.savingsProductSelected = true;
+          this.cdr.detectChanges();
           if (!this.isFieldOfficerPatched && this.savingsAccountTemplate.fieldOfficerId) {
             this.savingsAccountDetailsForm.get('fieldOfficerId').patchValue(this.savingsAccountTemplate.fieldOfficerId);
             this.isFieldOfficerPatched = true;
@@ -128,6 +136,32 @@ export class SavingsAccountDetailsStepComponent implements OnInit {
     });
   }
 
+  /**
+   * Formats template dates into the current CBS date format.
+   * Handles backend date arrays like [2026, 4, 20] as well as strings and Date objects.
+   */
+  formatTemplateDate(value: any): string {
+    if (!value) {
+      return '';
+    }
+
+    let dateValue: Date | null = null;
+
+    if (value instanceof Date) {
+      dateValue = value;
+    } else if (Array.isArray(value) && value.length >= 3) {
+      dateValue = new Date(value[0], value[1] - 1, value[2]);
+    } else {
+      dateValue = new Date(value);
+    }
+
+    if (!dateValue || Number.isNaN(dateValue.getTime())) {
+      return Array.isArray(value) ? value.join('/') : String(value);
+    }
+
+    return this.dateUtils.formatDate(dateValue, 'M/d/yyyy') || '';
+  }
+
   /**
    * Returns savings account form value.
    */

src/app/savings/savings-account-stepper/savings-account-digital-step/savings-account-digital-step.component.html

@@ -0,0 +1,234 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="spl-section">
+  <div class="spl-section__header">
+    <span class="spl-section__icon">
+      <i class="fas fa-chart-bar"></i>
+    </span>
+    <div class="spl-section__title">Transaction &amp; Product Limits</div>
+    <div class="spl-section__badge">FROM PRODUCT</div>
+  </div>
+
+  <div class="spl-section__body">
+    <div class="spl-features">
+      <div class="spl-features__header">Account Features (as per RBI guidelines)</div>
+
+      <div class="spl-features__grid">
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-automobile"></i> ATM Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.atmFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-wallet"></i> ATM Withdrawal</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.atmWithdrawalFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-mobile-alt"></i> UPI Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.upiFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-exchange-alt"></i> POS Transactions</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.posTransactionsFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-book"></i> Cheque Book</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.chequeBook" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-bolt"></i> IMPS Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.impsFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-sms"></i> SMS Alerts</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.smsAlerts" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-bell"></i> BBPS Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.bbpsFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-shield-alt"></i> Insurance Cover</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.insuranceCover" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-bolt"></i> BEPG Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.bepgFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-money-check-alt"></i> NEFT Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.neftFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-money-check"></i> RTGS Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.rtgsFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-balance-scale"></i> Inter-Bank Total Cap</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.interBankTotalCapFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-arrow-right-arrow-left"></i> Withdrawal Facility</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.withdrawalFacility" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-id-card"></i> Deposit Facility (KYC)</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.depositFacilityKyc" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+
+        <label class="spl-feature">
+          <span class="spl-feature__label"><i class="fas fa-credit-card"></i> Virtual Debit Card</span>
+          <select class="spl-select" [ngModel]="accountFacilityConfig.virtualDebitCard" disabled>
+            <option [ngValue]="false">No</option>
+            <option [ngValue]="true">Yes</option>
+          </select>
+        </label>
+      </div>
+    </div>
+
+    @if (accountFacilityLimits.length > 0) {
+      <div class="spl-table-wrap">
+        <table class="spl-table">
+          <colgroup>
+            <col class="spl-table__col--label" />
+            <col class="spl-table__col--value" />
+            <col class="spl-table__col--value" />
+            <col class="spl-table__col--value" />
+          </colgroup>
+          <thead>
+            <tr>
+              <th>Limit Type</th>
+              <th>General Limit (Daily)</th>
+              <th>Minor Account Limit</th>
+              <th>Small Saving Limit</th>
+            </tr>
+          </thead>
+          <tbody>
+            @for (row of accountFacilityLimits; track row.limitType) {
+              <tr>
+                <td>{{ row.limitType }}</td>
+                <td><input type="text" class="spl-input" [value]="row.generalLimit" disabled /></td>
+                <td><input type="text" class="spl-input" [value]="row.minorAccountLimit" disabled /></td>
+                <td><input type="text" class="spl-input" [value]="row.smallSavingLimit" disabled /></td>
+              </tr>
+            }
+          </tbody>
+        </table>
+      </div>
+    }
+
+    @if (depositLimitKyc?.general) {
+      <div class="spl-table-wrap spl-table-wrap--kyc">
+        <h4 class="mat-h4">Deposit Limit (KYC)</h4>
+        <table class="spl-table">
+          <thead>
+            <tr>
+              <th>Account Type</th>
+              <th>KYC Type</th>
+              <th>Limit</th>
+            </tr>
+          </thead>
+          <tbody>
+            <tr>
+              <td>General</td>
+              <td>
+                <select class="spl-select" [ngModel]="depositLimitKyc.general.kycType" disabled>
+                  <option>{{ depositLimitKyc.general.kycType }}</option>
+                </select>
+              </td>
+              <td><input type="text" class="spl-input" [value]="depositLimitKyc.general.limit" disabled /></td>
+            </tr>
+            <tr>
+              <td>Minor</td>
+              <td>
+                <select class="spl-select" [ngModel]="depositLimitKyc.minor.kycType" disabled>
+                  <option>{{ depositLimitKyc.minor.kycType }}</option>
+                </select>
+              </td>
+              <td><input type="number" class="spl-input" [value]="depositLimitKyc.minor.limit" disabled /></td>
+            </tr>
+            <tr>
+              <td>Small Saving</td>
+              <td>
+                <select class="spl-select" [ngModel]="depositLimitKyc.smallSaving.kycType" disabled>
+                  <option>{{ depositLimitKyc.smallSaving.kycType }}</option>
+                </select>
+              </td>
+              <td><input type="number" class="spl-input" [value]="depositLimitKyc.smallSaving.limit" disabled /></td>
+            </tr>
+          </tbody>
+        </table>
+      </div>
+    }
+
+    <div class="spl-note">
+      <strong>Note:</strong>
+      These facilities are defined at product level and applied to this account. Small Saving Account limits are
+      strictly capped at Rs.1,00,000 maximum balance per RBI Master Circular.
+    </div>
+  </div>
+</div>

src/app/savings/savings-account-stepper/savings-account-digital-step/savings-account-digital-step.component.scss

@@ -0,0 +1,199 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$border: #d9e2ec;
+$border-strong: #c7d2de;
+$text: #24364b;
+$muted: #64748b;
+$header-bg: #f8fafc;
+
+.spl-section {
+  border: 1px solid $border;
+  border-radius: 12px;
+  overflow: hidden;
+  background: #fff;
+}
+
+.spl-section__header {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+  padding: 16px 20px;
+  background: $header-bg;
+  border-bottom: 1px solid $border;
+}
+
+.spl-section__icon {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 28px;
+  height: 28px;
+  border-radius: 8px;
+  background: #eff6ff;
+  color: #2563eb;
+  font-size: 14px;
+  flex: 0 0 auto;
+}
+
+.spl-section__title {
+  flex: 1 1 auto;
+  font-size: 16px;
+  font-weight: 600;
+  color: $text;
+}
+
+.spl-section__badge {
+  flex: 0 0 auto;
+  padding: 5px 10px;
+  border-radius: 999px;
+  background: #dbeafe;
+  color: #1d4ed8;
+  font-size: 10px;
+  font-weight: 700;
+  letter-spacing: 0.05em;
+  white-space: nowrap;
+}
+
+.spl-section__body {
+  padding: 18px 20px 20px;
+}
+
+.spl-table-wrap {
+  overflow-x: auto;
+  margin-top: 16px;
+}
+
+.spl-table {
+  width: 100%;
+  min-width: 0;
+  table-layout: fixed;
+  border-collapse: collapse;
+  border: 1px solid $border;
+
+  col.spl-table__col--label {
+    width: 22%;
+  }
+
+  col.spl-table__col--value {
+    width: 26%;
+  }
+
+  th,
+  td {
+    border: 1px solid $border;
+    padding: 6px 8px;
+    vertical-align: middle;
+  }
+
+  th {
+    background: #f8fafc;
+    color: #64748b;
+    text-align: center;
+    font-size: 11px;
+    font-weight: 700;
+  }
+
+  td:first-child {
+    background: #f8fafc;
+    font-weight: 600;
+    color: $text;
+    white-space: nowrap;
+  }
+
+  td {
+    font-size: 13px;
+    overflow: hidden;
+  }
+}
+
+.spl-input,
+.spl-select {
+  width: 100%;
+  box-sizing: border-box;
+  font: inherit;
+}
+
+.spl-input {
+  height: 30px;
+  border: 1px solid $border-strong;
+  border-radius: 2px;
+  padding: 0 8px;
+  background: #f8fafc;
+  color: $muted;
+}
+
+.spl-select {
+  height: 30px;
+  border: 1px solid $border-strong;
+  border-radius: 2px;
+  padding: 0 6px;
+  background: #f8fafc;
+  color: $muted;
+}
+
+.spl-features {
+  margin-bottom: 16px;
+}
+
+.spl-features__header {
+  font-size: 13px;
+  font-weight: 600;
+  color: $muted;
+  margin-bottom: 12px;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
+}
+
+.spl-features__grid {
+  display: grid;
+  grid-template-columns: repeat(3, minmax(0, 1fr));
+  gap: 12px 16px;
+
+  @media (width <= 900px) {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+  }
+
+  @media (width <= 640px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.spl-feature {
+  display: flex;
+  flex-direction: column;
+  gap: 6px;
+  font-size: 13px;
+  color: $text;
+}
+
+.spl-feature__label {
+  display: inline-flex;
+  align-items: center;
+  gap: 8px;
+  font-weight: 600;
+  color: #334155;
+
+  i {
+    color: #2563eb;
+    font-size: 12px;
+    width: 14px;
+    text-align: center;
+  }
+}
+
+.spl-note {
+  margin-top: 16px;
+  padding: 12px 14px;
+  border: 1px solid $border;
+  border-radius: 8px;
+  background: #f8fafc;
+  color: $muted;
+  font-size: 11px;
+  line-height: 1.6;
+}

src/app/savings/savings-account-stepper/savings-account-digital-step/savings-account-digital-step.component.ts

@@ -0,0 +1,69 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input } from '@angular/core';
+import { FormsModule } from '@angular/forms';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+const DEFAULT_FACILITY_CONFIG = {
+  atmFacility: false,
+  atmWithdrawalFacility: false,
+  upiFacility: false,
+  posTransactionsFacility: false,
+  chequeBook: false,
+  impsFacility: false,
+  smsAlerts: false,
+  bbpsFacility: false,
+  insuranceCover: false,
+  bepgFacility: false,
+  neftFacility: false,
+  rtgsFacility: false,
+  interBankTotalCapFacility: false,
+  withdrawalFacility: false,
+  depositFacilityKyc: false,
+  virtualDebitCard: false
+};
+
+@Component({
+  selector: 'mifosx-savings-account-digital-step',
+  templateUrl: './savings-account-digital-step.component.html',
+  styleUrls: ['./savings-account-digital-step.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    FormsModule
+  ]
+})
+export class SavingsAccountDigitalStepComponent {
+  private _savingsAccountProductTemplate: any;
+
+  @Input()
+  set savingsAccountProductTemplate(value: any) {
+    this._savingsAccountProductTemplate = value;
+  }
+  get savingsAccountProductTemplate(): any {
+    return this._savingsAccountProductTemplate;
+  }
+
+  get accountFacilityConfig() {
+    return this._savingsAccountProductTemplate?.accountFacilityConfig || DEFAULT_FACILITY_CONFIG;
+  }
+
+  get accountFacilityLimits(): any[] {
+    return this._savingsAccountProductTemplate?.accountFacilityLimits || [];
+  }
+
+  get depositLimitKyc() {
+    return (
+      this._savingsAccountProductTemplate?.depositLimitKyc || {
+        general: { kycType: '', limit: '' },
+        minor: { kycType: '', limit: '' },
+        smallSaving: { kycType: '', limit: '' }
+      }
+    );
+  }
+}

src/app/savings/savings-account-stepper/savings-account-preview-step/savings-account-preview-step.component.html

@@ -6,251 +6,558 @@
   file, You can obtain one at http://mozilla.org/MPL/2.0/.
 -->
 
-<div class="responsive-column">
+<div class="preview-wrapper">
-  <h3 class="mat-h3 flex-fill">{{ 'labels.heading.Details' | translate }}</h3>
+  <div class="preview-section">
-
+    <div class="preview-section__header">
-  <mat-divider class="flex-fill"></mat-divider>
+      <span class="preview-section__title">{{ 'labels.heading.Details' | translate }}</span>
-  <div class="flex-fill layout-row">
+    </div>
-    <span class="flex-40">{{ 'labels.inputs.Product' | translate }}</span>
+    <div class="preview-body">
-    <span class="flex-60">{{
+      <div class="preview-grid preview-grid--three">
-      savingsAccount.productId | find: savingsAccountTemplate.productOptions : 'id' : 'name'
+        <div class="preview-field">
-    }}</span>
+          <span class="preview-label">{{ 'labels.inputs.Product' | translate }}</span>
+          <span class="preview-value">{{
+            savingsAccount?.productId | find: savingsAccountTemplate?.productOptions : 'id' : 'name'
+          }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Submitted On' | translate }}</span>
+          <span class="preview-value">{{ savingsAccount?.submittedOnDate | dateFormat }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Field Officer' | translate }}</span>
+          <span class="preview-value">{{
+            savingsAccount?.fieldOfficerId
+              | find: savingsAccountProductTemplate?.fieldOfficerOptions : 'id' : 'displayName'
+          }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.External Id' | translate }}</span>
+          @if (savingsAccount?.externalId) {
+            <span class="preview-value">
+              <mifosx-external-identifier externalId="{{ savingsAccount.externalId }}"></mifosx-external-identifier>
+            </span>
+          } @else {
+            <span class="preview-value">{{ 'labels.inputs.Unassigned' | translate }}</span>
+          }
+        </div>
+      </div>
+    </div>
   </div>
 
-  <div class="flex-fill layout-row">
+  @if (
-    <span class="flex-40">{{ 'labels.inputs.Submitted On' | translate }}</span>
+    savingsAccountProductTemplate?.accountType ||
-    <span class="flex-60">{{ savingsAccount.submittedOnDate | dateFormat }}</span>
+    savingsAccountProductTemplate?.customerSegment ||
+    savingsAccountProductTemplate?.productCode ||
+    savingsAccountProductTemplate?.effectiveDate ||
+    savingsAccountProductTemplate?.endDate ||
+    savingsAccountProductTemplate?.introducerRequired !== undefined ||
+    savingsAccountProductTemplate?.shareLinkingEnabled !== undefined
+  ) {
+    <div class="preview-section">
+      <div class="preview-section__header">
+        <span class="preview-section__title">Product Classification</span>
+      </div>
+      <div class="preview-body">
+        <div class="preview-grid preview-grid--three">
+          @if (savingsAccountProductTemplate?.accountType) {
+            <div class="preview-field">
+              <span class="preview-label">Account Type</span>
+              <span class="preview-value">{{ savingsAccountProductTemplate?.accountType }}</span>
+            </div>
+          }
+          @if (savingsAccountProductTemplate?.customerSegment) {
+            <div class="preview-field">
+              <span class="preview-label">Customer Segment</span>
+              <span class="preview-value">{{ savingsAccountProductTemplate?.customerSegment }}</span>
+            </div>
+          }
+          @if (savingsAccountProductTemplate?.productCode) {
+            <div class="preview-field">
+              <span class="preview-label">Product Code</span>
+              <span class="preview-value">{{ savingsAccountProductTemplate?.productCode }}</span>
+            </div>
+          }
+          @if (savingsAccountProductTemplate?.effectiveDate) {
+            <div class="preview-field">
+              <span class="preview-label">Effective Date</span>
+              <span class="preview-value">{{ savingsAccountProductTemplate?.effectiveDate | dateFormat }}</span>
+            </div>
+          }
+          @if (savingsAccountProductTemplate?.endDate) {
+            <div class="preview-field">
+              <span class="preview-label">End Date</span>
+              <span class="preview-value">{{ savingsAccountProductTemplate?.endDate | dateFormat }}</span>
+            </div>
+          }
+          @if (
+            savingsAccountProductTemplate?.introducerRequired !== undefined &&
+            savingsAccountProductTemplate?.introducerRequired !== null
+          ) {
+            <div class="preview-field">
+              <span class="preview-label">Introducer Required</span>
+              <span
+                class="preview-value preview-badge"
+                [class.preview-badge--yes]="savingsAccountProductTemplate?.introducerRequired"
+              >
+                {{ savingsAccountProductTemplate?.introducerRequired | yesNo }}
+              </span>
+            </div>
+          }
+          @if (
+            savingsAccountProductTemplate?.shareLinkingEnabled !== undefined &&
+            savingsAccountProductTemplate?.shareLinkingEnabled !== null
+          ) {
+            <div class="preview-field">
+              <span class="preview-label">Share Linking Enabled</span>
+              <span
+                class="preview-value preview-badge"
+                [class.preview-badge--yes]="savingsAccountProductTemplate?.shareLinkingEnabled"
+              >
+                {{ savingsAccountProductTemplate?.shareLinkingEnabled | yesNo }}
+              </span>
+            </div>
+          }
+        </div>
+      </div>
+    </div>
+  }
+
+  <div class="preview-section">
+    <div class="preview-section__header">
+      <span class="preview-section__title">{{ 'labels.heading.Currency' | translate }}</span>
+    </div>
+    <div class="preview-body">
+      <div class="preview-grid preview-grid--three">
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Currency' | translate }}</span>
+          <span class="preview-value">{{ savingsAccountTermsForm?.get('currencyCode')?.value }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Decimal Places' | translate }}</span>
+          <span class="preview-value">{{ savingsAccountProductTemplate?.currency?.decimalPlaces }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Currency In Multiples Of' | translate }}</span>
+          <span class="preview-value">{{ savingsAccountProductTemplate?.currency?.inMultiplesOf }}</span>
+        </div>
+
+        @if (
+          savingsAccountProductTemplate?.dormancyAlert !== undefined &&
+          savingsAccountProductTemplate?.dormancyAlert !== null
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">Dormancy Alert</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="savingsAccountProductTemplate?.dormancyAlert"
+            >
+              {{ savingsAccountProductTemplate?.dormancyAlert | yesNo }}
+            </span>
+          </div>
+        }
+
+        @if (
+          savingsAccountProductTemplate?.balanceSwapOption !== undefined &&
+          savingsAccountProductTemplate?.balanceSwapOption !== null
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">Balance Swap Option</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="savingsAccountProductTemplate?.balanceSwapOption"
+            >
+              {{ savingsAccountProductTemplate?.balanceSwapOption | yesNo }}
+            </span>
+          </div>
+        }
+
+        @if (savingsAccountProductTemplate?.msme !== undefined && savingsAccountProductTemplate?.msme !== null) {
+          <div class="preview-field">
+            <span class="preview-label">MSME</span>
+            <span class="preview-value preview-badge" [class.preview-badge--yes]="savingsAccountProductTemplate?.msme">
+              {{ savingsAccountProductTemplate?.msme | yesNo }}
+            </span>
+          </div>
+        }
+
+        @if (
+          savingsAccountProductTemplate?.nominationFacility !== undefined &&
+          savingsAccountProductTemplate?.nominationFacility !== null
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">Nomination Facility</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="savingsAccountProductTemplate?.nominationFacility"
+            >
+              {{ savingsAccountProductTemplate?.nominationFacility | yesNo }}
+            </span>
+          </div>
+        }
+
+        @if (
+          savingsAccountProductTemplate?.autoDebitFacility !== undefined &&
+          savingsAccountProductTemplate?.autoDebitFacility !== null
+        ) {
+          <div class="preview-field">
+            <span class="preview-label">Auto Debit Facility</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="savingsAccountProductTemplate?.autoDebitFacility"
+            >
+              {{ savingsAccountProductTemplate?.autoDebitFacility | yesNo }}
+            </span>
+          </div>
+        }
+      </div>
+    </div>
   </div>
 
-  <div class="flex-fill layout-row">
+  <div class="preview-section">
-    <span class="flex-40">{{ 'labels.inputs.External Id' | translate }}</span>
+    <div class="preview-section__header">
-    @if (savingsAccount.externalId) {
+      <span class="preview-section__title">{{ 'labels.heading.Terms' | translate }}</span>
-      <span class="flex-60">
+    </div>
-        <mifosx-external-identifier externalId="{{ savingsAccount.externalId }}"></mifosx-external-identifier>
+    <div class="preview-body">
-      </span>
+      <div class="preview-grid preview-grid--three">
-    }
+        <div class="preview-field">
-    @if (!savingsAccount.externalId) {
+          <span class="preview-label">{{ 'labels.inputs.Nominal Annual Interest' | translate }}</span>
-      <span class="flex-60">
+          <span class="preview-value">{{ savingsAccount?.nominalAnnualInterestRate | formatNumber }} %</span>
-        {{ 'labels.inputs.Unassigned' | translate }}
+        </div>
-      </span>
+        @if (savingsAccountProductTemplate?.interestCalculationTypeName) {
-    }
+          <div class="preview-field">
+            <span class="preview-label">Interest Calculation Mode</span>
+            <span class="preview-value">{{ savingsAccountProductTemplate?.interestCalculationTypeName }}</span>
+          </div>
+        }
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Interest Compounding Period' | translate }}</span>
+          <span class="preview-value">{{
+            savingsAccount?.interestCompoundingPeriodType
+              | find: savingsAccountProductTemplate?.interestCompoundingPeriodTypeOptions : 'id' : 'value'
+              | translateKey: 'catalogs'
+          }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Interest Posting Period' | translate }}</span>
+          <span class="preview-value">{{
+            savingsAccount?.interestPostingPeriodType
+              | find: savingsAccountProductTemplate?.interestPostingPeriodTypeOptions : 'id' : 'value'
+              | translateKey: 'catalogs'
+          }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Interest Calculated using' | translate }}</span>
+          <span class="preview-value">{{
+            savingsAccount?.interestCalculationType
+              | find: savingsAccountProductTemplate?.interestCalculationTypeOptions : 'id' : 'value'
+              | translateKey: 'catalogs'
+          }}</span>
+        </div>
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Days in Year' | translate }}</span>
+          <span class="preview-value">{{
+            savingsAccount?.interestCalculationDaysInYearType
+              | find: savingsAccountProductTemplate?.interestCalculationDaysInYearTypeOptions : 'id' : 'value'
+              | translateKey: 'catalogs'
+          }}</span>
+        </div>
+
+        <div class="preview-field">
+          <span class="preview-label">Interest Calculation Selector</span>
+          <span class="preview-value">{{
+            savingsAccount?.interestCalculateSelector
+              | find: savingsAccountProductTemplate?.interestCalculationTypeOption : 'id' : 'value'
+              | translateKey: 'catalogs'
+          }}</span>
+        </div>
+        @if (savingsAccount?.averagePeriod) {
+          <div class="preview-field">
+            <span class="preview-label">Average Period</span>
+            <span class="preview-value">{{ savingsAccount?.averagePeriod }}</span>
+          </div>
+        }
+        <div class="preview-field">
+          <span class="preview-label">Auto Post</span>
+          <span class="preview-value preview-badge" [class.preview-badge--yes]="savingsAccount?.autoPost">
+            {{ savingsAccount?.autoPost | yesNo }}
+          </span>
+        </div>
+        @if (savingsAccountProductTemplate?.lastInterestDate) {
+          <div class="preview-field">
+            <span class="preview-label">Last Interest Date</span>
+            <span class="preview-value">{{ savingsAccountProductTemplate?.lastInterestDate | dateFormat }}</span>
+          </div>
+        }
+        @if (savingsAccount?.frequencyFixDay !== undefined && savingsAccount?.frequencyFixDay !== null) {
+          <div class="preview-field">
+            <span class="preview-label">Frequency Fix Day</span>
+            <span class="preview-value">{{ savingsAccount?.frequencyFixDay }}</span>
+          </div>
+        }
+      </div>
+    </div>
   </div>
 
-  <div class="flex-fill layout-row">
+  <div class="preview-section">
-    <span class="flex-40">{{ 'labels.inputs.Field Officer' | translate }}</span>
+    <div class="preview-section__header">
-    <span class="flex-60">{{
+      <span class="preview-section__title">{{ 'labels.heading.Settings' | translate }}</span>
-      savingsAccount.fieldOfficerId | find: savingsAccountProductTemplate.fieldOfficerOptions : 'id' : 'displayName'
+    </div>
-    }}</span>
+    <div class="preview-body">
+      <div class="preview-grid preview-grid--three">
+        @if (savingsAccount?.minRequiredOpeningBalance) {
+          <div class="preview-field">
+            <span class="preview-label">{{ 'labels.inputs.Minimum Opening Balance' | translate }}</span>
+            <span class="preview-value">{{ savingsAccount?.minRequiredOpeningBalance | formatNumber }}</span>
+          </div>
+        }
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Apply Withdrawal Fee for Transfers' | translate }}</span>
+          <span
+            class="preview-value preview-badge"
+            [class.preview-badge--yes]="savingsAccount?.withdrawalFeeForTransfers"
+          >
+            {{ savingsAccount?.withdrawalFeeForTransfers | yesNo }}
+          </span>
+        </div>
+        @if (savingsAccount?.lockinPeriodFrequency) {
+          <div class="preview-field">
+            <span class="preview-label">{{ 'labels.inputs.Lock-in Period' | translate }}</span>
+            <span class="preview-value">
+              {{ savingsAccount?.lockinPeriodFrequency }}
+              {{
+                savingsAccount?.lockinPeriodFrequencyType
+                  | find: savingsAccountProductTemplate?.lockinPeriodFrequencyTypeOptions : 'id' : 'value'
+                  | translateKey: 'catalogs'
+              }}
+            </span>
+          </div>
+        }
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Is Overdraft Allowed' | translate }}</span>
+          <span class="preview-value preview-badge" [class.preview-badge--yes]="savingsAccount?.allowOverdraft">
+            {{ savingsAccount?.allowOverdraft | yesNo }}
+          </span>
+        </div>
+        @if (savingsAccount?.minOverdraftForInterestCalculation) {
+          <div class="preview-field">
+            <span class="preview-label">{{
+              'labels.inputs.Minimum Overdraft Required for Interest Calculation' | translate
+            }}</span>
+            <span class="preview-value">{{ savingsAccount?.minOverdraftForInterestCalculation | formatNumber }}</span>
+          </div>
+        }
+        @if (savingsAccount?.nominalAnnualInterestRateOverdraft) {
+          <div class="preview-field">
+            <span class="preview-label">{{ 'labels.inputs.Nominal Annual Interest for Overdraft' | translate }}</span>
+            <span class="preview-value">{{ savingsAccount?.nominalAnnualInterestRateOverdraft | formatNumber }} %</span>
+          </div>
+        }
+        @if (savingsAccount?.overdraftLimit) {
+          <div class="preview-field">
+            <span class="preview-label">{{ 'labels.inputs.Maximum Overdraft Amount Limit' | translate }}</span>
+            <span class="preview-value">{{ savingsAccount?.overdraftLimit | formatNumber }}</span>
+          </div>
+        }
+        <div class="preview-field">
+          <span class="preview-label">{{ 'labels.inputs.Enforce Minimum Balance' | translate }}</span>
+          <span
+            class="preview-value preview-badge"
+            [class.preview-badge--yes]="savingsAccount?.enforceMinRequiredBalance"
+          >
+            {{ savingsAccount?.enforceMinRequiredBalance | yesNo }}
+          </span>
+        </div>
+        @if (savingsAccountProductTemplate?.enableLockinPeriod !== undefined) {
+          <div class="preview-field">
+            <span class="preview-label">Enable Lock-in Period</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="savingsAccountProductTemplate?.enableLockinPeriod"
+            >
+              {{ savingsAccountProductTemplate?.enableLockinPeriod | yesNo }}
+            </span>
+          </div>
+        }
+        @if (savingsAccountProductTemplate?.balanceFrequency) {
+          <div class="preview-field">
+            <span class="preview-label">Balance Frequency</span>
+            <span class="preview-value">{{ savingsAccountProductTemplate?.balanceFrequency }}</span>
+          </div>
+        }
+        @if (savingsAccountProductTemplate?.accountClosedZeroBalanceInDayClosing !== undefined) {
+          <div class="preview-field">
+            <span class="preview-label">Account Closed Zero Balance In Day Closing</span>
+            <span
+              class="preview-value preview-badge"
+              [class.preview-badge--yes]="savingsAccountProductTemplate?.accountClosedZeroBalanceInDayClosing"
+            >
+              {{ savingsAccountProductTemplate?.accountClosedZeroBalanceInDayClosing | yesNo }}
+            </span>
+          </div>
+        }
+        @if (savingsAccount?.minRequiredBalance) {
+          <div class="preview-field">
+            <span class="preview-label">{{ 'labels.inputs.Minimum Balance' | translate }}</span>
+            <span class="preview-value">{{ savingsAccount?.minRequiredBalance }}</span>
+          </div>
+        }
+      </div>
+    </div>
   </div>
 
+  @if (hasDigitalSection) {
+    <div class="preview-section">
+      <div class="preview-section__header">
+        <span class="preview-section__title">Digital</span>
+      </div>
+      <div class="preview-body">
+        <div class="preview-grid preview-grid--three">
+          @for (facility of digitalFacilityLabels; track facility.key) {
+            <div class="preview-field">
+              <span class="preview-label">{{ facility.label }}</span>
+              <span
+                class="preview-value preview-badge"
+                [class.preview-badge--yes]="digitalPreview?.accountFacilityConfig?.[facility.key]"
+              >
+                {{ digitalPreview?.accountFacilityConfig?.[facility.key] | yesNo }}
+              </span>
+            </div>
+          }
+        </div>
+
+        @if (digitalPreview?.accountFacilityLimits?.length) {
+          <table class="mat-elevation-z1 preview-table">
+            <thead>
+              <tr>
+                <th>Limit Type</th>
+                <th>General Limit</th>
+                <th>Minor Account Limit</th>
+                <th>Small Saving Limit</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (row of digitalPreview.accountFacilityLimits; track row.limitType) {
+                <tr>
+                  <td>{{ row.limitType }}</td>
+                  <td>{{ row.generalLimit || 'Unassigned' }}</td>
+                  <td>{{ row.minorAccountLimit || 'Unassigned' }}</td>
+                  <td>{{ row.smallSavingLimit || 'Unassigned' }}</td>
+                </tr>
+              }
+            </tbody>
+          </table>
+        }
+
+        @if (digitalPreview?.depositLimitKyc?.general) {
+          <table class="mat-elevation-z1 preview-table">
+            <thead>
+              <tr>
+                <th>Account Type</th>
+                <th>KYC Type</th>
+                <th>Limit</th>
+              </tr>
+            </thead>
+            <tbody>
+              <tr>
+                <td>General</td>
+                <td>{{ digitalPreview.depositLimitKyc.general.kycType || 'Unassigned' }}</td>
+                <td>{{ digitalPreview.depositLimitKyc.general.limit || 'Unassigned' }}</td>
+              </tr>
+              <tr>
+                <td>Minor</td>
+                <td>{{ digitalPreview.depositLimitKyc.minor?.kycType || 'Unassigned' }}</td>
+                <td>{{ digitalPreview.depositLimitKyc.minor?.limit || 'Unassigned' }}</td>
+              </tr>
+              <tr>
+                <td>Small Saving</td>
+                <td>{{ digitalPreview.depositLimitKyc.smallSaving?.kycType || 'Unassigned' }}</td>
+                <td>{{ digitalPreview.depositLimitKyc.smallSaving?.limit || 'Unassigned' }}</td>
+              </tr>
+            </tbody>
+          </table>
+        }
+      </div>
+    </div>
+  }
+
   @if (activeClientMembers) {
-    <h3 class="mat-h3 margin-t flex-fill">{{ 'labels.heading.Client Members' | translate }}</h3>
+    <div class="preview-section">
-    <mat-divider class="flex-fill"></mat-divider>
+      <div class="preview-section__header">
-    <div class="flex-60">
+        <span class="preview-section__title">{{ 'labels.heading.Client Members' | translate }}</span>
-      <table mat-table #membersTable [dataSource]="dataSource">
+      </div>
-        <!-- ID Column -->
+      <div class="preview-body">
-        <ng-container matColumnDef="id">
+        <table class="mat-elevation-z1 preview-table" mat-table #membersTable [dataSource]="dataSource">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Client ID' | translate }}</th>
+          <ng-container matColumnDef="id">
-          <td mat-cell *matCellDef="let element">{{ element.id }}</td>
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Client ID' | translate }}</th>
-        </ng-container>
+            <td mat-cell *matCellDef="let element">{{ element.id }}</td>
-        <!-- Name Column -->
+          </ng-container>
-        <ng-container matColumnDef="name">
+          <ng-container matColumnDef="name">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Client Name' | translate }}</th>
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Client Name' | translate }}</th>
-          <td mat-cell *matCellDef="let element">{{ element.displayName }}</td>
+            <td mat-cell *matCellDef="let element">{{ element.displayName }}</td>
-        </ng-container>
+          </ng-container>
-        <tr mat-header-row *matHeaderRowDef="membersDisplayedColumns"></tr>
+          <tr mat-header-row *matHeaderRowDef="membersDisplayedColumns"></tr>
-        <tr mat-row *matRowDef="let row; columns: membersDisplayedColumns"></tr>
+          <tr mat-row *matRowDef="let row; columns: membersDisplayedColumns"></tr>
-      </table>
+        </table>
+      </div>
     </div>
   }
 
-  <h3 class="mat-h3 margin-t flex-fill">{{ 'labels.heading.Terms' | translate }}</h3>
+  @if (savingsAccount?.charges?.length) {
-
+    <div class="preview-section">
-  <mat-divider class="flex-fill"></mat-divider>
+      <div class="preview-section__header">
-  <div class="flex-fill layout-row">
+        <span class="preview-section__title">{{ 'labels.inputs.Charges' | translate }}</span>
-    <span class="flex-40">{{ 'labels.inputs.Currency' | translate }}</span>
+      </div>
-    <span class="flex-60">{{ savingsAccountTermsForm.get('currencyCode').value }}</span>
+      <div class="preview-body">
-  </div>
+        <table class="mat-elevation-z1 preview-table" mat-table [dataSource]="savingsAccount.charges">
-
+          <ng-container matColumnDef="name">
-  <div class="flex-fill layout-row">
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Name' | translate }}</th>
-    <span class="flex-40">{{ 'labels.inputs.Decimal Places' | translate }}</span>
+            <td mat-cell *matCellDef="let charge">{{ charge.name + ', ' + charge.currency.displaySymbol }}</td>
-    <span class="flex-60">{{ savingsAccountTermsForm.get('decimal').value }}</span>
+          </ng-container>
-  </div>
+          <ng-container matColumnDef="chargeCalculationType">
-
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Type' | translate }}</th>
-  <div class="flex-fill layout-row">
+            <td mat-cell *matCellDef="let charge">
-    <span class="flex-40">{{ 'labels.inputs.Nominal Annual Interest' | translate }}:</span>
+              {{ charge.chargeCalculationType.value | translateKey: 'catalogs' }}
-    <span class="flex-60">{{ savingsAccount.nominalAnnualInterestRate | formatNumber }} %</span>
+            </td>
-  </div>
+          </ng-container>
-
+          <ng-container matColumnDef="amount">
-  <div class="flex-fill layout-row">
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Amount' | translate }}</th>
-    <span class="flex-40">{{ 'labels.inputs.Interest Compounding Period' | translate }}:</span>
+            <td mat-cell *matCellDef="let charge">{{ charge.amount | formatNumber }}</td>
-    <span class="flex-60">{{
+          </ng-container>
-      getCatalogTranslation(
+          <ng-container matColumnDef="date">
-        savingsAccount.interestCompoundingPeriodType
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Date' | translate }}</th>
-          | find: savingsAccountProductTemplate.interestCompoundingPeriodTypeOptions : 'id' : 'value'
+            <td mat-cell *matCellDef="let charge">
-      )
+              @if (
-    }}</span>
+                charge.chargeTimeType.value === 'Specified due date' || charge.chargeTimeType.value === 'Weekly Fee'
-  </div>
+              ) {
-
+                <span>{{ (charge.dueDate | dateFormat) || 'Unassigned' }}</span>
-  <div class="flex-fill layout-row">
+              }
-    <span class="flex-40">{{ 'labels.inputs.Interest Posting Period' | translate }}:</span>
+              @if (charge.chargeTimeType.value === 'Monthly Fee' || charge.chargeTimeType.value === 'Annual Fee') {
-    <span class="flex-60">{{
+                <span>{{ (charge.feeOnMonthDay | dateFormat) || 'Unassigned' }}</span>
-      getCatalogTranslation(
+              }
-        savingsAccount.interestPostingPeriodType
+              @if (
-          | find: savingsAccountProductTemplate.interestPostingPeriodTypeOptions : 'id' : 'value'
+                !(
-      )
+                  charge.chargeTimeType.value === 'Monthly Fee' ||
-    }}</span>
+                  charge.chargeTimeType.value === 'Annual Fee' ||
-  </div>
+                  charge.chargeTimeType.value === 'Specified due date' ||
-
+                  charge.chargeTimeType.value === 'Weekly Fee'
-  <div class="flex-fill layout-row">
+                )
-    <span class="flex-40">{{ 'labels.inputs.Interest Calculated using' | translate }}:</span>
+              ) {
-    <span class="flex-60">{{
+                <span>N/A</span>
-      getCatalogTranslation(
+              }
-        savingsAccount.interestCalculationType
+            </td>
-          | find: savingsAccountProductTemplate.interestCalculationTypeOptions : 'id' : 'value'
+          </ng-container>
-      )
+          <ng-container matColumnDef="repaymentsEvery">
-    }}</span>
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Repayments Every' | translate }}</th>
-  </div>
+            <td mat-cell *matCellDef="let charge">{{ charge.feeInterval || 'Not Provided' }}</td>
-
+          </ng-container>
-  <div class="flex-fill layout-row">
+          <ng-container matColumnDef="chargeTimeType">
-    <span class="flex-40">{{ 'labels.inputs.Days in Year' | translate }}:</span>
+            <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Collected On' | translate }}</th>
-    <span class="flex-60">{{
+            <td mat-cell *matCellDef="let charge">{{ charge.chargeTimeType.value }}</td>
-      getCatalogTranslation(
+          </ng-container>
-        savingsAccount.interestCalculationDaysInYearType
+          <tr mat-header-row *matHeaderRowDef="chargesDisplayedColumns"></tr>
-          | find: savingsAccountProductTemplate.interestCalculationDaysInYearTypeOptions : 'id' : 'value'
+          <tr mat-row *matRowDef="let row; columns: chargesDisplayedColumns"></tr>
-      )
+        </table>
-    }}</span>
+      </div>
-  </div>
-
-  @if (savingsAccount.minRequiredOpeningBalance) {
-    <div class="flex-fill layout-row">
-      <span class="flex-40">{{ 'labels.inputs.Minimum Opening Balance' | translate }}:</span>
-      <span class="flex-60">{{ savingsAccount.minRequiredOpeningBalance | formatNumber }}</span>
-    </div>
-  }
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Apply Withdrawal Fee for Transfers' | translate }}:</span>
-    <span class="flex-60">{{ savingsAccount.withdrawalFeeForTransfers | yesNo }}</span>
-  </div>
-
-  @if (savingsAccount.lockinPeriodFrequency) {
-    <div class="flex-fill layout-row">
-      <span class="flex-40">{{ 'labels.inputs.Lock-in Period' | translate }}:</span>
-      <span class="flex-60">{{
-        getCatalogTranslation(
-          savingsAccount.lockinPeriodFrequency +
-            ' ' +
-            (savingsAccount.lockinPeriodFrequencyType
-              | find: savingsAccountProductTemplate.lockinPeriodFrequencyTypeOptions : 'id' : 'value')
-        )
-      }}</span>
-    </div>
-  }
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Is Overdraft Allowed' | translate }}:</span>
-    <span class="flex-60">{{ savingsAccount.allowOverdraft | yesNo }}</span>
-  </div>
-
-  @if (savingsAccount.minOverdraftForInterestCalculation) {
-    <div class="flex-fill layout-row">
-      <span class="flex-40"
-        >{{ 'labels.inputs.Minimum Overdraft Required for Interest Calculation' | translate }}:</span
-      >
-      <span class="flex-60">{{ savingsAccount.minOverdraftForInterestCalculation | formatNumber }}</span>
-    </div>
-  }
-
-  @if (savingsAccount.nominalAnnualInterestRateOverdraft) {
-    <div class="flex-fill layout-row">
-      <span class="flex-40">{{ 'labels.inputs.Nominal Annual Interest for Overdraft' | translate }}:</span>
-      <span class="flex-60">{{ savingsAccount.nominalAnnualInterestRateOverdraft | formatNumber }} %</span>
-    </div>
-  }
-
-  @if (savingsAccount.overdraftLimit) {
-    <div class="flex-fill layout-row">
-      <span class="flex-40">{{ 'labels.inputs.Maximum Overdraft Amount Limit' | translate }}:</span>
-      <span class="flex-60">{{ savingsAccount.overdraftLimit | formatNumber }}</span>
-    </div>
-  }
-
-  <div class="flex-fill layout-row">
-    <span class="flex-40">{{ 'labels.inputs.Enforce Minimum Balance' | translate }}:</span>
-    <span class="flex-60">{{ savingsAccount.enforceMinRequiredBalance | yesNo }}</span>
-  </div>
-
-  @if (savingsAccount.minRequiredBalance) {
-    <div class="flex-fill layout-row">
-      <span class="flex-40">{{ 'labels.inputs.Minimum Balance' | translate }}:</span>
-      <span class="flex-60">{{ savingsAccount.minRequiredBalance }}</span>
-    </div>
-  }
-
-  @if (savingsAccount.charges.length) {
-    <div class="layout-row-wrap responsive-column flex-fill">
-      <h3 class="mat-h3 flex-fill">{{ 'labels.inputs.Charges' | translate }}</h3>
-      <mat-divider class="flex-fill"></mat-divider>
-      <table class="flex-fill mat-elevation-z1" mat-table [dataSource]="savingsAccount.charges">
-        <ng-container matColumnDef="name">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Name' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            {{ charge.name + ', ' + charge.currency.displaySymbol }}
-          </td>
-        </ng-container>
-        <ng-container matColumnDef="chargeCalculationType">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Type' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            {{ charge.chargeCalculationType.value | translateKey: 'catalogs' }}
-          </td>
-        </ng-container>
-        <ng-container matColumnDef="amount">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Amount' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            {{ charge.amount | formatNumber }}
-          </td>
-        </ng-container>
-        <ng-container matColumnDef="date">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Date' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            @if (charge.chargeTimeType.value === 'Specified due date' || charge.chargeTimeType.value === 'Weekly Fee') {
-              <span>
-                {{ (charge.dueDate | dateFormat) || 'Unassigned' }}
-              </span>
-            }
-            @if (charge.chargeTimeType.value === 'Monthly Fee' || charge.chargeTimeType.value === 'Annual Fee') {
-              <span>
-                {{ (charge.feeOnMonthDay | dateFormat) || 'Unassigned' }}
-              </span>
-            }
-            @if (
-              !(
-                charge.chargeTimeType.value === 'Monthly Fee' ||
-                charge.chargeTimeType.value === 'Annual Fee' ||
-                charge.chargeTimeType.value === 'Specified due date' ||
-                charge.chargeTimeType.value === 'Weekly Fee'
-              )
-            ) {
-              <span> N/A </span>
-            }
-          </td>
-        </ng-container>
-        <ng-container matColumnDef="repaymentsEvery">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Repayments Every' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            {{ charge.feeInterval || 'Not Provided' }}
-          </td>
-        </ng-container>
-        <ng-container matColumnDef="chargeTimeType">
-          <th mat-header-cell *matHeaderCellDef>{{ 'labels.inputs.Collected On' | translate }}</th>
-          <td mat-cell *matCellDef="let charge">
-            {{ charge.chargeTimeType.value }}
-          </td>
-        </ng-container>
-        <tr mat-header-row *matHeaderRowDef="chargesDisplayedColumns"></tr>
-        <tr mat-row *matRowDef="let row; columns: chargesDisplayedColumns"></tr>
-      </table>
     </div>
   }
 </div>

src/app/savings/savings-account-stepper/savings-account-preview-step/savings-account-preview-step.component.scss

@@ -6,27 +6,95 @@
  * file, You can obtain one at http://mozilla.org/MPL/2.0/.
  */
 
-table {
+.preview-wrapper {
-  width: 100%;
+  display: flex;
+  flex-direction: column;
+  gap: 1.25rem;
+  padding: 0.5rem 0;
 }
 
-.mat-elevation-z1 {
+.preview-section {
-  margin: 1em 0 1.5em;
+  border: 1px solid #e0e0e0;
+  border-radius: 8px;
+  overflow: hidden;
+  background: #fff;
+  box-shadow: 0 1px 3px rgb(0 0 0 / 6%);
+
+  &__header {
+    background: #f5f5f5;
+    border-bottom: 1px solid #e0e0e0;
+    padding: 0.6rem 1rem;
+  }
+
+  &__title {
+    font-size: 0.95rem;
+    font-weight: 600;
+    color: #333;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+  }
 }
 
-h2,
+.preview-body {
-h3,
+  padding: 1rem 1.25rem;
-h4 {
+}
-  margin: 0;
+
+.preview-grid {
+  display: grid;
+  gap: 0.75rem 1.5rem;
+
+  &--three {
+    grid-template-columns: repeat(3, 1fr);
+
+    @media (width <= 768px) {
+      grid-template-columns: repeat(2, 1fr);
+    }
+
+    @media (width <= 480px) {
+      grid-template-columns: 1fr;
+    }
+  }
+}
+
+.preview-field {
+  display: flex;
+  flex-direction: column;
+  gap: 0.15rem;
+}
+
+.preview-label {
+  font-size: 0.72rem;
+  color: #888;
+  font-weight: 500;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
+}
+
+.preview-value {
+  font-size: 0.92rem;
+  color: #222;
   font-weight: 500;
 }
 
-span {
+.preview-badge {
-  margin: 0.5em 0;
+  display: inline-block;
+  padding: 0.1rem 0.55rem;
+  border-radius: 12px;
+  font-size: 0.78rem;
+  font-weight: 600;
+  background: #ffebee;
+  color: #c62828;
+  width: fit-content;
+
+  &--yes {
+    background: #e8f5e9;
+    color: #2e7d32;
+  }
 }
 
-mat-divider {
+.preview-table {
-  margin: 0 0 0.5em;
+  width: 100%;
+  margin-top: 1rem;
 }
 
 .margin-t {

src/app/savings/savings-account-stepper/savings-account-preview-step/savings-account-preview-step.component.ts

@@ -7,8 +7,7 @@
  */
 
 /** Angular Imports */
-import { Component, Input, Output, EventEmitter, OnChanges, inject } from '@angular/core';
+import { Component, Input, Output, EventEmitter, OnChanges } from '@angular/core';
-import { TranslateService } from '@ngx-translate/core';
 import {
   MatTableDataSource,
   MatTable,
@@ -62,7 +61,24 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
   ]
 })
 export class SavingsAccountPreviewStepComponent implements OnChanges {
-  private translateService = inject(TranslateService);
+  readonly digitalFacilityLabels = [
+    { key: 'atmFacility', label: 'ATM Facility' },
+    { key: 'atmWithdrawalFacility', label: 'ATM Withdrawal' },
+    { key: 'upiFacility', label: 'UPI Facility' },
+    { key: 'posTransactionsFacility', label: 'POS Transactions' },
+    { key: 'chequeBook', label: 'Cheque Book' },
+    { key: 'impsFacility', label: 'IMPS Facility' },
+    { key: 'smsAlerts', label: 'SMS Alerts' },
+    { key: 'bbpsFacility', label: 'BBPS Facility' },
+    { key: 'insuranceCover', label: 'Insurance Cover' },
+    { key: 'bepgFacility', label: 'BEPG Facility' },
+    { key: 'neftFacility', label: 'NEFT Facility' },
+    { key: 'rtgsFacility', label: 'RTGS Facility' },
+    { key: 'interBankTotalCapFacility', label: 'Inter-Bank Total Cap' },
+    { key: 'withdrawalFacility', label: 'Withdrawal Facility' },
+    { key: 'depositFacilityKyc', label: 'Deposit Facility (KYC)' },
+    { key: 'virtualDebitCard', label: 'Virtual Debit Card' }
+  ];
 
   /** Savings Account Product Template */
   @Input() savingsAccountProductTemplate: any;
@@ -102,7 +118,15 @@ export class SavingsAccountPreviewStepComponent implements OnChanges {
     }
   }
 
-  getCatalogTranslation(text: string): string {
+  get digitalPreview(): any {
-    return this.translateService.instant('labels.catalogs.' + text);
+    return this.savingsAccountProductTemplate || {};
+  }
+
+  get hasDigitalSection(): boolean {
+    return !!(
+      this.digitalPreview?.accountFacilityConfig ||
+      this.digitalPreview?.accountFacilityLimits?.length ||
+      this.digitalPreview?.depositLimitKyc
+    );
   }
 }

src/app/savings/savings-account-stepper/savings-account-settings-step/savings-account-settings-step.component.html

@@ -0,0 +1,113 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="savingsAccountSettingsForm">
+  <div class="sps-section">
+    <div class="sps-section__header">
+      <span class="sps-section__badge"><i class="fas fa-balance-scale"></i></span>
+      <span>Balance &amp; Minimum Balance</span>
+    </div>
+    <div class="sps-body">
+      <div class="sps-layout sps-layout--balance">
+        <div class="sps-row sps-row--three">
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>{{ 'labels.inputs.Minimum Opening Balance' | translate }}</mat-label>
+            <input type="number" matInput formControlName="minRequiredOpeningBalance" min="0" step="0.01" />
+          </mat-form-field>
+
+          <div class="sps-toggle sps-toggle--inline">
+            <mat-checkbox labelPosition="before" formControlName="enforceMinRequiredBalance">
+              <span>Enforce Minimum Balance</span>
+            </mat-checkbox>
+          </div>
+
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>Minimum Balance (&#8377;)</mat-label>
+            <input type="number" matInput formControlName="minRequiredBalance" min="0" step="0.01" />
+            <mat-hint>Penal charge applies on breach</mat-hint>
+          </mat-form-field>
+        </div>
+
+        <div class="sps-row sps-row--two">
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>Balance Frequency</mat-label>
+            <mat-select formControlName="balanceFrequency">
+              @for (freq of periodFrequencyData; track freq.value) {
+                <mat-option [value]="freq.value">{{ freq.value }}</mat-option>
+              }
+            </mat-select>
+          </mat-form-field>
+
+          <div class="sps-toggle sps-toggle--inline sps-toggle--right">
+            <mat-checkbox labelPosition="before" formControlName="withdrawalFeeForTransfers">
+              <span>{{ 'labels.inputs.Apply Withdrawal Fee for Transfers' | translate }}</span>
+            </mat-checkbox>
+          </div>
+        </div>
+      </div>
+    </div>
+  </div>
+
+  <div class="sps-section">
+    <div class="sps-section__header">
+      <span class="sps-section__badge"><i class="fas fa-lock"></i></span>
+      <span>Lock-in Period</span>
+    </div>
+    <div class="sps-body">
+      <div class="sps-lockin-row">
+        <span>Enable Lock-in Period</span>
+        <mat-checkbox formControlName="enableLockinPeriod"></mat-checkbox>
+      </div>
+
+      @if (savingsAccountSettingsForm.value.enableLockinPeriod) {
+        <div class="sps-lockin-fields">
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>{{ 'labels.inputs.Frequency' | translate }}*</mat-label>
+            <input type="number" matInput formControlName="lockinPeriodFrequency" min="1" step="1" />
+          </mat-form-field>
+
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>{{ 'labels.inputs.Type' | translate }}*</mat-label>
+            <mat-select formControlName="lockinPeriodFrequencyType">
+              @for (type of lockinPeriodFrequencyTypeData; track type) {
+                <mat-option [value]="type.id">{{ type.value | translateKey: 'catalogs' }}</mat-option>
+              }
+            </mat-select>
+          </mat-form-field>
+        </div>
+      }
+    </div>
+  </div>
+
+  <div class="sps-section">
+    <div class="sps-section__header">
+      <span class="sps-section__badge"><i class="fas fa-cog"></i></span>
+      <span>Additional Rules</span>
+    </div>
+    <div class="sps-body">
+      <div class="sps-layout sps-layout--additional">
+        <div class="sps-toggle sps-toggle--full">
+          <mat-checkbox formControlName="accountClosedZeroBalanceInDayClosing">
+            <span>Account Closed with Zero balance in Day Closing</span>
+          </mat-checkbox>
+        </div>
+
+        @if (savingsAccountProductTemplate?.minBalanceForInterestCalculation != null) {
+          <mat-form-field appearance="outline" class="sps-field sps-field--compact">
+            <mat-label>{{ 'labels.inputs.Balance Required for Interest Calculation' | translate }}</mat-label>
+            <input
+              matInput
+              [value]="savingsAccountProductTemplate.minBalanceForInterestCalculation | formatNumber"
+              readonly
+            />
+          </mat-form-field>
+        }
+      </div>
+    </div>
+  </div>
+</form>

src/app/savings/savings-account-stepper/savings-account-settings-step/savings-account-settings-step.component.scss

@@ -0,0 +1,169 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.sps-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    i {
+      font-size: 14px;
+      color: $accent;
+    }
+
+    span {
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+}
+
+.sps-section__badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 24px;
+  height: 24px;
+  border-radius: 6px;
+  background: #eff6ff;
+  font-size: 14px;
+}
+
+.sps-body {
+  background: #fff;
+  padding: 18px 24px 24px;
+}
+
+.sps-field {
+  width: 100%;
+
+  &--full {
+    grid-column: 1 / -1;
+  }
+
+  &--compact {
+    width: 100%;
+  }
+}
+
+.sps-layout {
+  display: grid;
+  gap: 16px;
+}
+
+.sps-layout--balance {
+  gap: 22px;
+}
+
+.sps-layout--additional {
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+  align-items: start;
+
+  @media (width <= 1100px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sps-row {
+  display: grid;
+  gap: 18px;
+  align-items: start;
+}
+
+.sps-row--three {
+  grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
+  align-items: center;
+
+  .sps-field--compact:first-child {
+    min-width: 0;
+  }
+
+  .sps-toggle--inline {
+    align-self: center;
+    min-height: 56px;
+  }
+}
+
+.sps-row--two {
+  grid-template-columns: minmax(0, 1fr) auto;
+  align-items: center;
+
+  .sps-field--compact {
+    min-width: 0;
+  }
+}
+
+.sps-toggle {
+  display: flex;
+  align-items: center;
+  min-height: 56px;
+
+  mat-checkbox {
+    font-size: 14px;
+    color: $gray-900;
+  }
+
+  &--full {
+    min-height: auto;
+    margin-bottom: 8px;
+  }
+
+  &--inline {
+    padding-top: 0;
+  }
+
+  &--right {
+    justify-content: flex-start;
+  }
+}
+
+.sps-lockin-row {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  gap: 16px;
+  margin-bottom: 16px;
+  padding-bottom: 16px;
+  border-bottom: 1px solid $gray-200;
+  font-size: 14px;
+  color: $gray-900;
+}
+
+.sps-lockin-row mat-checkbox {
+  margin-right: 2px;
+}
+
+.sps-lockin-fields {
+  display: grid;
+  grid-template-columns: repeat(2, minmax(0, 1fr));
+  gap: 16px;
+
+  @media (width <= 640px) {
+    grid-template-columns: 1fr;
+  }
+}

src/app/savings/savings-account-stepper/savings-account-settings-step/savings-account-settings-step.component.ts

@@ -0,0 +1,152 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input, OnInit, inject } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators, UntypedFormControl } from '@angular/forms';
+import { MatCheckbox } from '@angular/material/checkbox';
+import { FormatNumberPipe } from '../../../pipes/format-number.pipe';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+@Component({
+  selector: 'mifosx-savings-account-settings-step',
+  templateUrl: './savings-account-settings-step.component.html',
+  styleUrls: ['./savings-account-settings-step.component.scss'],
+  imports: [
+    ...STANDALONE_SHARED_IMPORTS,
+    MatCheckbox,
+    FormatNumberPipe
+  ]
+})
+export class SavingsAccountSettingsStepComponent implements OnInit {
+  private formBuilder = inject(UntypedFormBuilder);
+
+  private _savingsAccountProductTemplate: any;
+
+  @Input()
+  set savingsAccountProductTemplate(value: any) {
+    this._savingsAccountProductTemplate = value;
+    if (value && this.savingsAccountSettingsForm) {
+      this.applyTemplate(value);
+    }
+  }
+  get savingsAccountProductTemplate(): any {
+    return this._savingsAccountProductTemplate;
+  }
+
+  savingsAccountSettingsForm: UntypedFormGroup;
+
+  lockinPeriodFrequencyTypeData: any[] = [];
+
+  periodFrequencyData: any[] = [
+    { value: 'Daily' },
+    { value: 'Weekly' },
+    { value: 'Monthly' },
+    { value: 'Quarterly' },
+    { value: 'Half Yearly' },
+    { value: 'Yearly' }];
+
+  constructor() {
+    this.createForm();
+    this.buildDependencies();
+  }
+
+  createForm() {
+    this.savingsAccountSettingsForm = this.formBuilder.group({
+      minRequiredOpeningBalance: [''],
+      withdrawalFeeForTransfers: [false],
+      enforceMinRequiredBalance: [false],
+      minRequiredBalance: [''],
+      balanceFrequency: ['Monthly'],
+      enableLockinPeriod: [false],
+      lockinPeriodFrequency: [''],
+      lockinPeriodFrequencyType: [''],
+      accountClosedZeroBalanceInDayClosing: [false],
+      allowOverdraft: [false]
+    });
+  }
+
+  ngOnInit() {
+    if (this._savingsAccountProductTemplate) {
+      this.applyTemplate(this._savingsAccountProductTemplate);
+    }
+  }
+
+  private applyTemplate(t: any) {
+    this.lockinPeriodFrequencyTypeData = t.lockinPeriodFrequencyTypeOptions || [];
+    const hasLockin = !!(t.lockinPeriodFrequency && t.lockinPeriodFrequency > 0);
+
+    this.savingsAccountSettingsForm.patchValue({
+      minRequiredOpeningBalance: t.minRequiredOpeningBalance,
+      withdrawalFeeForTransfers: t.withdrawalFeeForTransfers || false,
+      enforceMinRequiredBalance: t.enforceMinRequiredBalance || false,
+      minRequiredBalance: t.minRequiredBalance,
+      balanceFrequency: t.balanceFrequency || 'Monthly',
+      enableLockinPeriod: hasLockin,
+      lockinPeriodFrequency: hasLockin ? t.lockinPeriodFrequency : '',
+      lockinPeriodFrequencyType: hasLockin ? t.lockinPeriodFrequencyType?.id || '' : '',
+      accountClosedZeroBalanceInDayClosing: t.accountClosedZeroBalanceInDayClosing || false,
+      allowOverdraft: t.allowOverdraft || false
+    });
+
+    if (t.allowOverdraft) {
+      if (!this.savingsAccountSettingsForm.contains('minOverdraftForInterestCalculation')) {
+        this.savingsAccountSettingsForm.addControl('minOverdraftForInterestCalculation', new UntypedFormControl(''));
+        this.savingsAccountSettingsForm.addControl('nominalAnnualInterestRateOverdraft', new UntypedFormControl(''));
+        this.savingsAccountSettingsForm.addControl('overdraftLimit', new UntypedFormControl(''));
+      }
+      this.savingsAccountSettingsForm.patchValue({
+        minOverdraftForInterestCalculation: t.minOverdraftForInterestCalculation,
+        nominalAnnualInterestRateOverdraft: t.nominalAnnualInterestRateOverdraft,
+        overdraftLimit: t.overdraftLimit
+      });
+    }
+  }
+
+  buildDependencies() {
+    this.savingsAccountSettingsForm.get('enableLockinPeriod').valueChanges.subscribe((enabled: boolean) => {
+      if (enabled) {
+        this.savingsAccountSettingsForm.get('lockinPeriodFrequency').setValidators([
+          Validators.required,
+          Validators.min(1)
+        ]);
+        this.savingsAccountSettingsForm.get('lockinPeriodFrequencyType').setValidators([Validators.required]);
+      } else {
+        this.savingsAccountSettingsForm.get('lockinPeriodFrequency').setValue('');
+        this.savingsAccountSettingsForm.get('lockinPeriodFrequencyType').setValue('');
+        this.savingsAccountSettingsForm.get('lockinPeriodFrequency').clearValidators();
+        this.savingsAccountSettingsForm.get('lockinPeriodFrequencyType').clearValidators();
+      }
+      this.savingsAccountSettingsForm.get('lockinPeriodFrequency').updateValueAndValidity();
+      this.savingsAccountSettingsForm.get('lockinPeriodFrequencyType').updateValueAndValidity();
+    });
+
+    this.savingsAccountSettingsForm.get('allowOverdraft').valueChanges.subscribe((allowed: boolean) => {
+      if (allowed) {
+        this.savingsAccountSettingsForm.addControl('minOverdraftForInterestCalculation', new UntypedFormControl(''));
+        this.savingsAccountSettingsForm.addControl('nominalAnnualInterestRateOverdraft', new UntypedFormControl(''));
+        this.savingsAccountSettingsForm.addControl('overdraftLimit', new UntypedFormControl(''));
+      } else {
+        this.savingsAccountSettingsForm.removeControl('minOverdraftForInterestCalculation');
+        this.savingsAccountSettingsForm.removeControl('nominalAnnualInterestRateOverdraft');
+        this.savingsAccountSettingsForm.removeControl('overdraftLimit');
+      }
+    });
+  }
+
+  get savingsAccountSettings() {
+    const value = { ...this.savingsAccountSettingsForm.getRawValue() };
+    if (!value.enableLockinPeriod) {
+      value.lockinPeriodFrequency = null;
+      value.lockinPeriodFrequencyType = null;
+    }
+    delete value.enableLockinPeriod;
+    delete value.balanceFrequency;
+    delete value.accountClosedZeroBalanceInDayClosing;
+    return value;
+  }
+}

src/app/savings/savings-account-stepper/savings-account-term-step/savings-account-term-step.component.html

@@ -0,0 +1,170 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<form [formGroup]="savingsAccountTermForm">
+  <div class="sat-section">
+    <div class="sat-section__header">
+      <span class="sat-section__badge"><i class="fas fa-chart-line"></i></span>
+      <span>Interest Rate &amp; Posting Terms</span>
+    </div>
+    <div class="sat-body">
+      <!-- Banner showing current rate -->
+      <div class="sat-banner">
+        <span class="sat-banner__icon">ℹ️</span>
+        <span>
+          Savings Account base rate:
+          <b>{{ savingsAccountTermForm.get('nominalAnnualInterestRate').value || 0 }}%</b>
+        </span>
+      </div>
+
+      <!-- Row 1: Nominal Interest + Effective Date + Interest Calculation Type -->
+      <div class="sat-grid sat-grid--three">
+        <mat-form-field appearance="outline" class="sat-field">
+          <mat-label>{{ 'labels.inputs.Nominal Annual Interest' | translate }}</mat-label>
+          <input type="number" matInput formControlName="nominalAnnualInterestRate" required min="0" step="0.01" />
+          @if (savingsAccountTermForm.get('nominalAnnualInterestRate').hasError('required')) {
+            <mat-error>Nominal Annual Interest is <strong>required</strong></mat-error>
+          }
+          @if (savingsAccountTermForm.get('nominalAnnualInterestRate').hasError('min')) {
+            <mat-error>Must be zero or greater</mat-error>
+          }
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="sat-field" (click)="effectiveDatePicker.open()">
+          <mat-label>Effective Date</mat-label>
+          <input
+            matInput
+            [matDatepicker]="effectiveDatePicker"
+            formControlName="effectiveDate"
+            [min]="minDate"
+            [max]="maxDate"
+          />
+          <mat-datepicker-toggle matSuffix [for]="effectiveDatePicker"></mat-datepicker-toggle>
+          <mat-datepicker #effectiveDatePicker></mat-datepicker>
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="sat-field">
+          <mat-label>{{ 'labels.inputs.Interest Calculation Type' | translate }}</mat-label>
+          <mat-select formControlName="interestCalculateSelector">
+            @for (opt of interestCalculateSelectorData; track opt.id) {
+              <mat-option [value]="opt.id">{{ opt.value }}</mat-option>
+            }
+          </mat-select>
+        </mat-form-field>
+      </div>
+
+      <!-- Row 2: Interest Calculate (enum) + Average Period (conditional) + Interest Posting Period -->
+      <div class="sat-grid sat-grid--three">
+        <mat-form-field appearance="outline" class="sat-field">
+          <mat-label>Interest Calculate</mat-label>
+          <mat-select formControlName="interestCalculationType" required>
+            @for (opt of interestCalculationTypeData; track opt.id) {
+              <mat-option [value]="opt.id">{{ opt.value | translateKey: 'catalogs' }}</mat-option>
+            }
+          </mat-select>
+          <mat-error
+            >{{ 'labels.inputs.Interest Calculation Type' | translate }} is <strong>required</strong></mat-error
+          >
+        </mat-form-field>
+
+        @if (savingsAccountTermForm.value.interestCalculationType === 2) {
+          <mat-form-field appearance="outline" class="sat-field">
+            <mat-label>Average Period</mat-label>
+            <mat-select formControlName="averagePeriod">
+              @for (period of periodFrequencyData; track period) {
+                <mat-option [value]="period.value">{{ period.value }}</mat-option>
+              }
+            </mat-select>
+          </mat-form-field>
+        }
+
+        <mat-form-field appearance="outline" class="sat-field">
+          <mat-label>{{ 'labels.inputs.Interest Posting Period' | translate }}</mat-label>
+          <mat-select formControlName="interestPostingPeriodType" required>
+            @for (opt of interestPostingPeriodTypeData; track opt) {
+              <mat-option [value]="opt.id">{{ opt.value | translateKey: 'catalogs' }}</mat-option>
+            }
+          </mat-select>
+          <mat-error>{{ 'labels.inputs.Interest Posting Period' | translate }} is <strong>required</strong></mat-error>
+        </mat-form-field>
+      </div>
+
+      <!-- Row 3: Interest Compounding + Days in Year -->
+      <div class="sat-grid sat-grid--three">
+        <mat-form-field appearance="outline" class="sat-field">
+          <mat-label>{{ 'labels.inputs.Interest Compounding Period' | translate }}</mat-label>
+          <mat-select formControlName="interestCompoundingPeriodType" required>
+            @for (opt of interestCompoundingPeriodTypeData; track opt) {
+              <mat-option [value]="opt.id">{{ opt.value | translateKey: 'catalogs' }}</mat-option>
+            }
+          </mat-select>
+          <mat-error
+            >{{ 'labels.inputs.Interest Compounding Period' | translate }} is <strong>required</strong></mat-error
+          >
+        </mat-form-field>
+
+        <mat-form-field appearance="outline" class="sat-field">
+          <mat-label>{{ 'labels.inputs.Days in Year' | translate }}</mat-label>
+          <mat-select formControlName="interestCalculationDaysInYearType" required>
+            @for (opt of interestCalculationDaysInYearTypeData; track opt) {
+              <mat-option [value]="opt.id">{{ opt.value | translateKey: 'catalogs' }}</mat-option>
+            }
+          </mat-select>
+          <mat-error>{{ 'labels.inputs.Days in Year' | translate }} is <strong>required</strong></mat-error>
+        </mat-form-field>
+      </div>
+
+      <!-- Footer: Auto Post + Frequency Fix Day + Last Interest Date -->
+      <div class="sat-footer">
+        <div class="sat-footer__grid">
+          <div class="sat-toggle-card">
+            <div>
+              <h4>Auto Interest Post</h4>
+            </div>
+            <div class="sat-toggle-card__choices">
+              @for (option of yesNoOptions; track option.value) {
+                <label class="sat-radio-label">
+                  <input type="radio" formControlName="autoPost" [value]="option.value" />
+                  <span>{{ option.label }}</span>
+                </label>
+              }
+            </div>
+          </div>
+
+          <mat-form-field appearance="outline" class="sat-field">
+            <mat-label>Frequency (Fix Day)</mat-label>
+            <input type="number" matInput formControlName="frequencyFixDay" min="0" />
+            <mat-hint>Days</mat-hint>
+          </mat-form-field>
+
+          <mat-form-field appearance="outline" class="sat-field" (click)="lastInterestDatePicker.open()">
+            <mat-label>Last Interest Date</mat-label>
+            <input
+              matInput
+              [matDatepicker]="lastInterestDatePicker"
+              formControlName="lastInterestDate"
+              [min]="minDate"
+              [max]="maxDate"
+            />
+            <mat-datepicker-toggle matSuffix [for]="lastInterestDatePicker"></mat-datepicker-toggle>
+            <mat-datepicker #lastInterestDatePicker></mat-datepicker>
+          </mat-form-field>
+        </div>
+
+        @if (savingsAccountTermForm.value.interestCalculationType === 1) {
+          <div class="sat-note">
+            <span>⚠️</span>
+            <span
+              >Daily product-based interest accrual enabled - interest calculated EOD on daily closing balance.</span
+            >
+          </div>
+        }
+      </div>
+    </div>
+  </div>
+</form>

src/app/savings/savings-account-stepper/savings-account-term-step/savings-account-term-step.component.scss

@@ -0,0 +1,166 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+$accent: #0ea5e9;
+$border: #e2e8f0;
+$gray-50: #f8f9fa;
+$gray-200: #e8eaed;
+$gray-900: #202124;
+
+.sat-section {
+  border: 1px solid $border;
+  border-radius: 10px;
+  overflow: hidden;
+  background: #fff;
+
+  & + & {
+    margin-top: 16px;
+  }
+
+  &__header {
+    display: flex;
+    align-items: center;
+    gap: 10px;
+    padding: 12px 24px;
+    background: $gray-50;
+    border-bottom: 1px solid $gray-200;
+
+    span {
+      font-size: 14px;
+      font-weight: 600;
+      color: $gray-900;
+    }
+  }
+}
+
+.sat-section__badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 24px;
+  height: 24px;
+  border-radius: 6px;
+  background: #eff6ff;
+  font-size: 14px;
+}
+
+.sat-body {
+  background: #fff;
+  padding: 18px 24px 24px;
+}
+
+.sat-banner {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  padding: 10px 14px;
+  margin-bottom: 18px;
+  border-radius: 8px;
+  background: #eff6ff;
+  border: 1px solid #bfdbfe;
+  font-size: 13px;
+  color: $gray-900;
+
+  &__icon {
+    font-size: 16px;
+  }
+}
+
+.sat-grid {
+  display: grid;
+  grid-template-columns: repeat(3, minmax(0, 1fr));
+  gap: 4px 16px;
+
+  @media (width <= 900px) {
+    grid-template-columns: repeat(2, minmax(0, 1fr));
+  }
+
+  @media (width <= 600px) {
+    grid-template-columns: 1fr;
+  }
+}
+
+.sat-field {
+  width: 100%;
+}
+
+.sat-footer {
+  margin-top: 16px;
+  padding-top: 16px;
+  border-top: 1px solid $border;
+
+  &__grid {
+    display: grid;
+    grid-template-columns: auto 1fr 1fr;
+    gap: 4px 16px;
+    align-items: start;
+
+    @media (width <= 900px) {
+      grid-template-columns: 1fr 1fr;
+    }
+
+    @media (width <= 600px) {
+      grid-template-columns: 1fr;
+    }
+  }
+}
+
+.sat-toggle-card {
+  display: flex;
+  flex-direction: column;
+  gap: 8px;
+  padding: 10px 14px;
+  border: 1px solid $border;
+  border-radius: 8px;
+  background: $gray-50;
+  min-height: 56px;
+
+  h4 {
+    margin: 0;
+    font-size: 12px;
+    font-weight: 600;
+    color: #64748b;
+    text-transform: uppercase;
+    letter-spacing: 0.04em;
+  }
+
+  &__choices {
+    display: flex;
+    gap: 16px;
+    align-items: center;
+  }
+}
+
+.sat-radio-label {
+  display: flex;
+  align-items: center;
+  gap: 6px;
+  font-size: 14px;
+  color: $gray-900;
+  cursor: pointer;
+
+  [type='radio'] {
+    accent-color: $accent;
+    width: 16px;
+    height: 16px;
+    cursor: pointer;
+  }
+}
+
+.sat-note {
+  display: flex;
+  align-items: flex-start;
+  gap: 8px;
+  margin-top: 12px;
+  padding: 10px 14px;
+  border-radius: 8px;
+  background: #fffbeb;
+  border: 1px solid #fde68a;
+  font-size: 13px;
+  color: #92400e;
+}

src/app/savings/savings-account-stepper/savings-account-term-step/savings-account-term-step.component.ts

@@ -0,0 +1,154 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, Input, OnInit, inject } from '@angular/core';
+import { UntypedFormGroup, UntypedFormBuilder, Validators } from '@angular/forms';
+import { Dates } from 'app/core/utils/dates';
+import { SettingsService } from 'app/settings/settings.service';
+import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
+
+@Component({
+  selector: 'mifosx-savings-account-term-step',
+  templateUrl: './savings-account-term-step.component.html',
+  styleUrls: ['./savings-account-term-step.component.scss'],
+  imports: [...STANDALONE_SHARED_IMPORTS]
+})
+export class SavingsAccountTermStepComponent implements OnInit {
+  private formBuilder = inject(UntypedFormBuilder);
+  private dateUtils = inject(Dates);
+  private settingsService = inject(SettingsService);
+
+  private _savingsAccountProductTemplate: any;
+
+  @Input()
+  set savingsAccountProductTemplate(value: any) {
+    this._savingsAccountProductTemplate = value;
+    if (value && this.savingsAccountTermForm) {
+      this.applyTemplate(value);
+    }
+  }
+  get savingsAccountProductTemplate(): any {
+    return this._savingsAccountProductTemplate;
+  }
+
+  savingsAccountTermForm: UntypedFormGroup;
+
+  interestCompoundingPeriodTypeData: any[] = [];
+  interestPostingPeriodTypeData: any[] = [];
+  interestCalculationTypeData: any[] = [];
+  interestCalculationDaysInYearTypeData: any[] = [];
+  interestCalculateSelectorData: any[] = [];
+  periodFrequencyData: any[] = [];
+
+  yesNoOptions = [
+    { value: true, label: 'Yes' },
+    { value: false, label: 'No' }
+  ];
+
+  minDate = new Date(2000, 0, 1);
+  maxDate = new Date();
+
+  constructor() {
+    this.createForm();
+  }
+
+  createForm() {
+    this.savingsAccountTermForm = this.formBuilder.group({
+      currencyCode: [{ value: '', disabled: true }],
+      nominalAnnualInterestRate: [
+        '',
+        [
+          Validators.required,
+          Validators.min(0)
+        ]
+      ],
+      interestCompoundingPeriodType: [
+        '',
+        Validators.required
+      ],
+      interestPostingPeriodType: [
+        '',
+        Validators.required
+      ],
+      interestCalculationType: [
+        '',
+        Validators.required
+      ],
+      interestCalculationDaysInYearType: [
+        '',
+        Validators.required
+      ],
+      effectiveDate: [''],
+      interestCalculateSelector: [1],
+      averagePeriod: ['Monthly'],
+      autoPost: [true],
+      frequencyFixDay: [
+        30,
+        [Validators.min(0)]
+      ],
+      lastInterestDate: ['']
+    });
+  }
+
+  ngOnInit() {
+    this.maxDate = this.settingsService.businessDate;
+    // Apply template if it was set before the form was ready
+    if (this._savingsAccountProductTemplate) {
+      this.applyTemplate(this._savingsAccountProductTemplate);
+    }
+  }
+
+  private applyTemplate(t: any) {
+    this.maxDate = this.settingsService.businessDate;
+
+    this.interestCompoundingPeriodTypeData = t.interestCompoundingPeriodTypeOptions || [];
+    this.interestPostingPeriodTypeData = t.interestPostingPeriodTypeOptions || [];
+    this.interestCalculationTypeData = t.interestCalculationTypeOptions || [];
+    this.interestCalculateSelectorData = t.interestCalculationTypeOption || [];
+    this.interestCalculationDaysInYearTypeData = t.interestCalculationDaysInYearTypeOptions || [];
+    this.periodFrequencyData = t.periodFrequencyOptions?.length ? t.periodFrequencyOptions : [
+          { value: 'Monthly' },
+          { value: 'Quarterly' },
+          { value: 'Half Yearly' },
+          { value: 'Yearly' }];
+
+    const defaultPeriod = this.periodFrequencyData[0]?.value || 'Monthly';
+    const savedEnumTypeId = t.interestCalculationType?.id || this.interestCalculationTypeData?.[0]?.id || 1;
+    const savedSelectorId = t.interestCalculateSelector ?? this.interestCalculateSelectorData?.[0]?.id ?? null;
+
+    this.savingsAccountTermForm.patchValue({
+      currencyCode: t.currency?.code,
+      nominalAnnualInterestRate: t.nominalAnnualInterestRate,
+      interestCompoundingPeriodType: t.interestCompoundingPeriodType?.id,
+      interestPostingPeriodType: t.interestPostingPeriodType?.id,
+      interestCalculationType: savedEnumTypeId,
+      interestCalculationDaysInYearType: t.interestCalculationDaysInYearType?.id,
+      effectiveDate: t.effectiveDate ? new Date(t.effectiveDate) : '',
+      interestCalculateSelector: savedSelectorId,
+      averagePeriod: t.averagePeriod || defaultPeriod,
+      autoPost: t.autoPost ?? true,
+      frequencyFixDay: t.frequencyFixDay ?? 30,
+      lastInterestDate: t.lastInterestDate ? new Date(t.lastInterestDate) : ''
+    });
+  }
+
+  get savingsAccountTerms() {
+    const value = { ...this.savingsAccountTermForm.getRawValue() };
+    const dateFormat = this.settingsService.dateFormat;
+
+    if (value.effectiveDate instanceof Date) {
+      value.effectiveDate = this.dateUtils.formatDate(value.effectiveDate, dateFormat) || '';
+    }
+    if (value.lastInterestDate instanceof Date) {
+      value.lastInterestDate = this.dateUtils.formatDate(value.lastInterestDate, dateFormat) || '';
+    }
+
+    delete value.currencyCode;
+    return value;
+  }
+}

src/app/savings/savings-account-stepper/savings-account-terms-step/savings-account-terms-step.component.html

@@ -152,13 +152,6 @@
       <mat-label>{{ 'labels.inputs.Minimum Balance' | translate }}</mat-label>
       <input type="number" matInput formControlName="minRequiredBalance" />
     </mat-form-field>
-
-    @if (savingsAccountTermsForm.controls.minBalanceForInterestCalculation.value) {
-      <mat-form-field class="flex-48">
-        <mat-label>{{ 'labels.inputs.Balance Required for Interest Calculation' | translate }}</mat-label>
-        <input type="number" matInput formControlName="minBalanceForInterestCalculation" />
-      </mat-form-field>
-    }
   </div>
 
   <div class="layout-row align-center gap-2percent margin-t responsive-column">

src/environments/.env.ts

@@ -10,8 +10,8 @@
 /* tslint:disable */
 export default {
   'mifos_x': {
-    'version': '260420',
+    'version': '260422',
-    'hash': 'fe61c925'
+    'hash': 'e9a93771'
   },
   'allow_switching_backend_instance': true
 };