diff --git a/src/app/products/loan-products/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.ts b/src/app/products/loan-products/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.ts
index abbd3c3a1..4b67ede30 100644
--- a/src/app/products/loan-products/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.ts
+++ b/src/app/products/loan-products/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.ts
@@ -138,7 +138,7 @@ export class LoanProductSettingsStepComponent implements OnInit {
 
     if (this.loanProductsTemplate.delinquencyBucket) {
       this.loanProductSettingsForm.patchValue({
-        'delinquencyBucketId': this.loanProductsTemplate.delinquencyBucket.id
+        'delinquencyBucketId': this.loanProductsTemplate.delinquencyBucket.id > 0 ? this.loanProductsTemplate.delinquencyBucket.id : null
       });
     }