feat(digital+toolbar): NEFT/RTGS module, AI menu, polished header icons

- Add /digital/neft-rtgs (entry) and /digital/neft-rtgs-report (analytics):
  KPIs, tabbed views (Trends, Bank-wise, Date-wise, Pending/Pass/Return,
  Branch/Mobile, User-wise), filterable transaction table with CSV export,
  and a non-dismissible Initiate dialog launched from a floating action.
- Make BANL verification mandatory before NEFT/RTGS submit; auto-fill and
  lock beneficiary name from the lookup response, invalidate match on
  A/C or IFSC edit, demo fallback for unknown accounts.
- Add Digital menu links (NEFT/RTGS + Report) in shell top-nav.
- Replace toolbar theme toggle with AI / Intelligence Modules mega menu:
  4 colour-coded columns covering Lending & Risk, Investment & Profit,
  Compliance & Advisory, Governance (9 modules total). Wire RBI
  Notifications Monitoring to /rbi-circulars.
- Unify notifications, settings, AI, and profile toolbar buttons into a
  26px ring style; colourful gradient bell SVG for notifications,
  custom gear+petals AI mark, online dot on the avatar.
- Trim ISO 27001 chip in the top bar.
- Add MPL header to generated .env.ts and its template in version.js.
- Bundles other pending working-tree changes (clients family/nominee
  tab tweaks, auth/2FA fixes, translations) into the same push.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

src/app/clients/client-stepper/client-family-members-step/client-family-member-dialog/client-family-member-dialog.component.html

@@ -169,13 +169,28 @@
                   </div>
                 </div>
               }
+              @if (linkedSelectError) {
+                <div class="fm-linked-error">
+                  <mat-icon>error_outline</mat-icon>
+                  <span>{{ linkedSelectError }}</span>
+                </div>
+              }
               @if (!searching && searchResults.length > 0) {
                 <div class="fm-search-results">
                   @for (r of searchResults; track r.id) {
-                    <div class="fm-search-item" (click)="selectClient(r)">
+                    <div
+                      class="fm-search-item"
+                      [class.is-disabled]="isClientAlreadyLinked(r.id)"
+                      (click)="selectClient(r)"
+                    >
                       <mat-icon class="fm-search-item__icon">person</mat-icon>
                       <div class="fm-search-item__info">
-                        <span class="fm-search-item__name">{{ r.displayName }}</span>
+                        <span class="fm-search-item__name">
+                          {{ r.displayName }}
+                          @if (isClientAlreadyLinked(r.id)) {
+                            <span class="fm-search-item__taken">· already linked</span>
+                          }
+                        </span>
                         <span class="fm-search-item__meta"
                           >ID: {{ r.id }} · {{ r.officeName }}
                           @if (r.dateOfBirth) {
@@ -306,7 +321,14 @@
                 </mat-option>
               }
             </mat-select>
-            <mat-hint>Father, Mother and Spouse can only be added once.</mat-hint>
+            <mat-icon
+              matSuffix
+              class="fm-rel-hint-icon"
+              matTooltip="Father, Mother and Spouse can only be added once."
+              matTooltipPosition="left"
+            >
+              info_outline
+            </mat-icon>
           </mat-form-field>
 
           @if (entryMode === 'manual') {

src/app/clients/client-stepper/client-family-members-step/client-family-member-dialog/client-family-member-dialog.component.scss

@@ -36,6 +36,60 @@
   color: #94a3b8;
 }
 
+/* Small info icon in the Relationship field's suffix — hover reveals the
+   "only once" hint without consuming layout space below the field. */
+.fm-rel-hint-icon {
+  color: #94a3b8;
+  font-size: 18px;
+  width: 18px;
+  height: 18px;
+  cursor: help;
+  margin-right: 4px;
+
+  &:hover {
+    color: #1074b9;
+  }
+}
+
+/* Inline error shown above the linked-client search when a duplicate is picked. */
+.fm-linked-error {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  margin: 8px 0;
+  padding: 8px 12px;
+  background: #fef2f2;
+  border: 1px solid #fecaca;
+  border-radius: 6px;
+  color: #b91c1c;
+  font-size: 12.5px;
+
+  mat-icon {
+    font-size: 18px;
+    width: 18px;
+    height: 18px;
+  }
+}
+
+/* Greyed-out search result for clients already linked as family members. */
+.fm-search-item.is-disabled {
+  opacity: 0.55;
+  cursor: not-allowed;
+  background: #f8fafc;
+
+  &:hover {
+    background: #f8fafc;
+  }
+}
+
+.fm-search-item__taken {
+  margin-left: 6px;
+  font-size: 11px;
+  font-style: italic;
+  color: #dc2626;
+  font-weight: 600;
+}
+
 .fm-mode-btn {
   display: inline-flex;
   align-items: center;

src/app/clients/client-stepper/client-family-members-step/client-family-member-dialog/client-family-member-dialog.component.ts

@@ -24,6 +24,7 @@ import { ClientsService } from 'app/clients/clients.service';
 import { MatCheckbox } from '@angular/material/checkbox';
 import { MatIcon } from '@angular/material/icon';
 import { MatProgressSpinner } from '@angular/material/progress-spinner';
+import { MatTooltip } from '@angular/material/tooltip';
 import { FaIconComponent } from '@fortawesome/angular-fontawesome';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 import { DateFormatPipe } from '../../../../pipes/date-format.pipe';
@@ -41,6 +42,7 @@ import { DateFormatPipe } from '../../../../pipes/date-format.pipe';
     MatDialogClose,
     MatIcon,
     MatProgressSpinner,
+    MatTooltip,
     FaIconComponent,
     DateFormatPipe
   ]
@@ -245,6 +247,7 @@ export class ClientFamilyMemberDialogComponent implements OnInit {
   /** Search existing clients */
   onSearch(text: string): void {
     this.searchText = text;
+    this.linkedSelectError = '';
     clearTimeout(this.searchTimer);
     if (!text || text.length < 2) {
       this.searchResults = [];
@@ -252,7 +255,9 @@ export class ClientFamilyMemberDialogComponent implements OnInit {
     }
     this.searching = true;
     this.searchTimer = setTimeout(() => {
-      this.clientsService.searchByText(text, 0, 8, '', '', true).subscribe({
+      // Family-member link picker: only Individual clients can be linked as a relative —
+      // non-individuals (companies / trusts) have no person-to-person relationship to model here.
+      this.clientsService.searchByText(text, 0, 8, '', '', true, 'INDIVIDUAL').subscribe({
         next: (data: any) => {
           this.searchResults = data?.content || [];
           this.searching = false;
@@ -266,8 +271,38 @@ export class ClientFamilyMemberDialogComponent implements OnInit {
     }, 400);
   }
 
+  /**
+   * Inline error shown above the linked-client search box. Currently used
+   * to surface "this client is already linked" when the user tries to
+   * select a duplicate.
+   */
+  linkedSelectError = '';
+
+  /**
+   * True if the given client id is already linked as a family member of
+   * this client. The member currently being edited is excluded so its own
+   * linked client stays selectable.
+   */
+  isClientAlreadyLinked(clientId: number | string): boolean {
+    if (clientId == null) return false;
+    const existing = this.data?.existingMembers || [];
+    if (!existing.length) return false;
+    const editingId = this.data?.context === 'Edit' ? this.data?.member?.id : undefined;
+    const target = String(clientId);
+    return existing.some((m: any) => {
+      if (editingId && m.id === editingId) return false;
+      const linked = m.linkedClientId ?? m._linkedClient?.id;
+      return linked != null && String(linked) === target;
+    });
+  }
+
   /** Select a client from search results and fetch full details */
   selectClient(client: any): void {
+    if (this.isClientAlreadyLinked(client?.id)) {
+      this.linkedSelectError = `${client?.displayName || 'This client'} is already linked as a family member.`;
+      return;
+    }
+    this.linkedSelectError = '';
     this.selectedClient = client;
     this.searchResults = [];
     this.searchText = '';

src/app/clients/client-stepper/client-family-members-step/client-family-members-step.component.ts

@@ -255,7 +255,8 @@ export class ClientFamilyMembersStepComponent implements OnInit {
     }
     this.nomineeSearching = true;
     this.nomineeSearchTimer = setTimeout(() => {
-      this.clientsService.searchByText(text, 0, 10, '', '', true).subscribe({
+      // Nominee picker: a nominee must be a natural person, never a corporate entity.
+      this.clientsService.searchByText(text, 0, 10, '', '', true, 'INDIVIDUAL').subscribe({
         next: (data: any) => {
           this.nomineeSearchResults = data?.content || [];
           this.nomineeSearching = false;
@@ -351,7 +352,9 @@ export class ClientFamilyMembersStepComponent implements OnInit {
     }
     this.guardianSearching = true;
     this.guardianSearchTimer = setTimeout(() => {
-      this.clientsService.searchByText(text, 0, 10, '', '', true).subscribe({
+      // Guardian picker: a guardian is by definition a natural person responsible for a minor /
+      // dependent — non-individuals can never play that role.
+      this.clientsService.searchByText(text, 0, 10, '', '', true, 'INDIVIDUAL').subscribe({
         next: (data: any) => {
           this.guardianSearchResults = data?.content || [];
           this.guardianSearching = false;

src/app/clients/client-stepper/client-general-step/client-general-step.component.ts

@@ -987,7 +987,8 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
 
     this.guardianSearching = true;
     this.guardianSearchTimer = setTimeout(() => {
-      this.clientService.searchByText(text, 0, 10, '', '', true).subscribe({
+      // Guardian picker: only natural persons can be a guardian.
+      this.clientService.searchByText(text, 0, 10, '', '', true, 'INDIVIDUAL').subscribe({
         next: (data: any) => {
           this.guardianSearchResults = data?.content || [];
           this.guardianSearching = false;

src/app/clients/clients-routing.module.ts

@@ -150,7 +150,7 @@ const routes: Routes = [
                     {
                       path: 'edit',
                       component: EditFamilyMemberComponent,
-                      data: { title: 'Nominee View', routeParamBreadcrumb: 'familyMemberId' },
+                      data: { title: 'Family Member View', routeParamBreadcrumb: 'familyMemberId' },
                       resolve: {
                         clientTemplate: ClientTemplateResolver,
                         editFamilyMember: ClientFamilyMemberResolver

src/app/clients/clients-view/family-members-tab/add-family-member/add-family-member.component.ts

@@ -51,7 +51,14 @@ export class AddFamilyMemberComponent implements OnInit {
     this.route.data.subscribe((data: { clientTemplate: any }) => {
       this.addFamilyMemberTemplate = data.clientTemplate.familyMemberOptions;
     });
-    this.clientId = this.route.parent.parent.snapshot.params['clientId'];
+    // Walk up the route tree until we find a clientId param. Hard-coding parent.parent breaks
+    // when Angular flattens componentless intermediate routes (family-members has no component),
+    // which makes the depth unstable — and produces /clients/undefined/familymembers URLs.
+    let r: ActivatedRoute | null = this.route;
+    while (r && !r.snapshot.params['clientId']) {
+      r = r.parent;
+    }
+    this.clientId = r?.snapshot.params['clientId'];
   }
 
   ngOnInit() {

src/app/clients/clients-view/family-members-tab/family-members-tab.component.ts

@@ -14,6 +14,7 @@ import { MatDialog } from '@angular/material/dialog';
 /** Custom Components */
 import { DeleteDialogComponent } from '../../../shared/delete-dialog/delete-dialog.component';
 import { NomineeDialogComponent } from './nominee-dialog/nominee-dialog.component';
+import { ClientFamilyMemberDialogComponent } from '../../client-stepper/client-family-members-step/client-family-member-dialog/client-family-member-dialog.component';
 
 /** Custom Services */
 import { ClientsService } from '../../clients.service';
@@ -75,7 +76,10 @@ export class FamilyMembersTabComponent {
     this.route.data.subscribe((data: { clientFamilyMembers: any }) => {
       this.clientFamilyMembers = data.clientFamilyMembers || [];
     });
-    this.clientId = this.route.parent.snapshot.params['clientId'];
+    // Route hierarchy is :clientId → family-members (wrapper) → this component,
+    // so the clientId param lives two levels up, not one.
+    this.clientId =
+      this.route.parent?.parent?.snapshot.params['clientId'] || this.route.parent?.snapshot.params['clientId'];
   }
 
   /** Family members (non-nominee entries) */
@@ -101,52 +105,78 @@ export class FamilyMembersTabComponent {
 
   // ═══ Family Member Actions ═══
 
+  /**
+   * Strip UI-only helper fields (`_linkedClient`, `_marriageCertFile`, `id`)
+   * from the dialog payload so the backend receives a clean DTO. Mirrors the
+   * pattern used in client-family-members-step.editFamilyMember.
+   */
+  private toApiPayload(formValue: any): any {
+    const { id, _linkedClient, _marriageCertFile, ...payload } = formValue || {};
+    return payload;
+  }
+
   addFamilyMember() {
     this.ensureTemplateLoaded().then(() => {
-      const dialogRef = this.dialog.open(NomineeDialogComponent, {
-        width: '700px',
+      const dialogRef = this.dialog.open(ClientFamilyMemberDialogComponent, {
+        width: '640px',
+        maxWidth: '95vw',
+        panelClass: 'fm-dialog-panel',
         data: {
-          title: 'Add Family Member',
-          familyMemberOptions: this.familyMemberOptions,
-          isFamilyMember: true
+          context: 'Add',
+          options: this.familyMemberOptions,
+          existingMembers: this.familyMembers
         }
       });
-      dialogRef.afterClosed().subscribe((result: any) => {
-        if (result) {
-          this.clientsService.addFamilyMember(this.clientId, result).subscribe((res: any) => {
-            this.clientsService.getClientFamilyMember(this.clientId, res.resourceId).subscribe((member: any) => {
-              this.clientFamilyMembers.push(member);
-            });
-          });
-        }
+      dialogRef.afterClosed().subscribe((response: any) => {
+        if (!response?.member) return;
+        const payload = this.toApiPayload(response.member);
+        this.clientsService.addFamilyMember(this.clientId, payload).subscribe({
+          next: () => this.refreshFamilyMembers(),
+          error: (err) => console.error('[FamilyMembers] add failed', err)
+        });
       });
     });
   }
 
-  editFamilyMember(member: any, index: number) {
-    const realIndex = this.clientFamilyMembers.indexOf(member);
+  editFamilyMember(member: any, _index: number) {
     this.ensureTemplateLoaded().then(() => {
-      const dialogRef = this.dialog.open(NomineeDialogComponent, {
-        width: '700px',
+      const dialogRef = this.dialog.open(ClientFamilyMemberDialogComponent, {
+        width: '640px',
+        maxWidth: '95vw',
+        panelClass: 'fm-dialog-panel',
         data: {
-          title: 'Edit Family Member',
-          familyMemberOptions: this.familyMemberOptions,
+          context: 'Edit',
+          options: this.familyMemberOptions,
           member,
-          isFamilyMember: true
+          existingMembers: this.familyMembers
         }
       });
-      dialogRef.afterClosed().subscribe((result: any) => {
-        if (result) {
-          this.clientsService.editFamilyMember(member.clientId, member.id, result).subscribe(() => {
-            this.clientsService.getClientFamilyMember(this.clientId, member.id).subscribe((updated: any) => {
-              this.clientFamilyMembers[realIndex] = updated;
-            });
-          });
-        }
+      dialogRef.afterClosed().subscribe((response: any) => {
+        if (!response?.member) return;
+        const payload = this.toApiPayload(response.member);
+        this.clientsService.editFamilyMember(member.clientId || this.clientId, member.id, payload).subscribe({
+          next: () => this.refreshFamilyMembers(),
+          error: (err) => console.error('[FamilyMembers] edit failed', err)
+        });
       });
     });
   }
 
+  /**
+   * Re-pull the full family-members list from the backend after any
+   * mutation. More resilient than fetching a single resource by id —
+   * sidesteps cases where the POST response doesn't carry the new id in
+   * the expected `resourceId` field.
+   */
+  private refreshFamilyMembers(): void {
+    this.clientsService.getClientFamilyMembers(this.clientId).subscribe({
+      next: (data: any) => {
+        this.clientFamilyMembers = Array.isArray(data) ? data : [];
+      },
+      error: (err) => console.error('[FamilyMembers] refresh failed', err)
+    });
+  }
+
   // ═══ Nominee Actions ═══
 
   addNominee() {

src/app/clients/clients-view/nominee-tab/nominee-tab.component.html

@@ -285,7 +285,7 @@
           }
 
           @if (selectedClient) {
-            <!-- Linked Card -->
+            <!-- Linked Client Card -->
             <div class="nom-linked-card">
               <div class="nom-linked-card__left">
                 @if (linkedProfileImage) {
@@ -295,15 +295,24 @@
                     (click)="zoomImage(linkedProfileImage, 'Photo')"
                   />
                 } @else {
-                  <mat-icon class="nom-linked-card__icon">person</mat-icon>
+                  <div class="nom-linked-card__photo nom-linked-card__photo--placeholder">
+                    <mat-icon>person</mat-icon>
+                  </div>
                 }
               </div>
               <div class="nom-linked-card__info">
                 <span class="nom-linked-card__name">{{ selectedClient.displayName }}</span>
-                <span class="nom-linked-card__meta"
-                  >ID: {{ selectedClient.id }}
+                <span class="nom-linked-card__meta">
+                  <span class="nom-linked-card__meta-item"><mat-icon>badge</mat-icon>ID {{ selectedClient.id }}</span>
+                  @if (selectedClient.dateOfBirth) {
+                    <span class="nom-linked-card__meta-item"
+                      ><mat-icon>cake</mat-icon>{{ selectedClient.dateOfBirth | dateFormat }}</span
+                    >
+                  }
                   @if (selectedClient.mobileNo) {
-                    · {{ selectedClient.mobileNo }}
+                    <span class="nom-linked-card__meta-item">
+                      <mat-icon>phone</mat-icon>{{ selectedClient.mobileNo }}
+                    </span>
                   }
                 </span>
               </div>
@@ -315,9 +324,18 @@
                     class="zoomable"
                     (click)="zoomImage(linkedSignatureImage, 'Signature')"
                   />
+                  <span class="nom-linked-card__sig-label">Signature</span>
                 </div>
               }
-              <button mat-icon-button type="button" (click)="removeSelectedClient()"><mat-icon>close</mat-icon></button>
+              <button
+                mat-icon-button
+                type="button"
+                class="nom-linked-card__close"
+                matTooltip="Remove linked client"
+                (click)="removeSelectedClient()"
+              >
+                <mat-icon>close</mat-icon>
+              </button>
             </div>
 
             @if (fetchingDetails) {
@@ -327,34 +345,35 @@
             }
 
             @if (!fetchingDetails) {
-              <!-- KYC details -->
-              @if (selectedClient.dateOfBirth || selectedClient.panNumber || selectedClient.aadhaarMasked) {
+              <!-- KYC chips -->
+              @if (selectedClient.panNumber || selectedClient.aadhaarMasked) {
                 <div class="nom-readonly-row">
-                  @if (selectedClient.dateOfBirth) {
-                    <span class="nom-ro-item"
-                      ><span class="nom-ro-label">DOB</span> {{ selectedClient.dateOfBirth | dateFormat }}</span
-                    >
-                  }
                   @if (selectedClient.panNumber) {
-                    <span class="nom-ro-item"
-                      ><span class="nom-ro-label">PAN</span> {{ selectedClient.panNumber }}
+                    <span class="nom-ro-item">
+                      <span class="nom-ro-label">PAN</span>
+                      <span class="nom-ro-value">{{ selectedClient.panNumber }}</span>
                       @if (linkedKycStatus?.panVerified) {
-                        <mat-icon class="nom-ro-ok">check_circle</mat-icon>
+                        <mat-icon class="nom-ro-ok" matTooltip="PAN verified">check_circle</mat-icon>
                       }
                     </span>
                   }
                   @if (selectedClient.aadhaarMasked) {
-                    <span class="nom-ro-item"
-                      ><span class="nom-ro-label">Aadhaar</span> {{ selectedClient.aadhaarMasked }}
+                    <span class="nom-ro-item">
+                      <span class="nom-ro-label">Aadhaar</span>
+                      <span class="nom-ro-value">{{ selectedClient.aadhaarMasked }}</span>
                       @if (linkedKycStatus?.aadhaarVerified) {
-                        <mat-icon class="nom-ro-ok">check_circle</mat-icon>
+                        <mat-icon class="nom-ro-ok" matTooltip="Aadhaar verified">check_circle</mat-icon>
                       }
                     </span>
                   }
                 </div>
               }
 
-              <!-- Nominee fields inline -->
+              <!-- Section heading + Nominee fields -->
+              <div class="nom-section-heading">
+                <mat-icon>edit_note</mat-icon>
+                <span>Nomination Details</span>
+              </div>
               <div class="nom-fields-row">
                 <mat-form-field appearance="outline" class="nom-field-item">
                   <mat-label>Nomination Type</mat-label>

src/app/clients/clients-view/nominee-tab/nominee-tab.component.scss

@@ -520,12 +520,13 @@ $primary-light: #e8f0fe;
 .nom-linked-card {
   display: flex;
   align-items: center;
-  gap: 8px;
-  padding: 8px 12px;
-  background: #f8fafc;
-  border: 1px solid #e2e8f0;
-  border-radius: 6px;
-  margin-bottom: 8px;
+  gap: 14px;
+  padding: 12px 14px;
+  background: linear-gradient(135deg, #f0f7ff 0%, #fff 60%);
+  border: 1px solid #c7dbf2;
+  border-radius: 10px;
+  margin-bottom: 10px;
+  box-shadow: 0 1px 3px rgb(15 23 42 / 4%);
 
   &__left {
     flex-shrink: 0;
@@ -536,44 +537,127 @@ $primary-light: #e8f0fe;
   }
 
   &__photo {
-    width: 36px;
-    height: 36px;
+    width: 48px;
+    height: 48px;
     border-radius: 50%;
     object-fit: cover;
-    border: 2px solid #e2e8f0;
+    border: 2px solid #fff;
+    box-shadow: 0 0 0 1px #c7dbf2;
+
+    &--placeholder {
+      display: inline-flex;
+      align-items: center;
+      justify-content: center;
+      background: #e0e7ff;
+      color: #4f46e5;
+
+      mat-icon {
+        font-size: 24px;
+        width: 24px;
+        height: 24px;
+      }
+    }
   }
 
   &__info {
     flex: 1;
     display: flex;
     flex-direction: column;
+    gap: 4px;
+    min-width: 0;
   }
 
   &__name {
-    font-size: 13px;
-    font-weight: 600;
-    color: #1e293b;
+    font-size: 14px;
+    font-weight: 700;
+    color: #0f172a;
   }
 
   &__meta {
-    font-size: 11px;
-    color: #64748b;
-    font-family: 'Roboto Mono', monospace;
+    display: flex;
+    flex-wrap: wrap;
+    gap: 4px 12px;
+    font-size: 11.5px;
+    color: #475569;
+  }
+
+  &__meta-item {
+    display: inline-flex;
+    align-items: center;
+    gap: 3px;
+
+    mat-icon {
+      font-size: 13px;
+      width: 13px;
+      height: 13px;
+      color: #94a3b8;
+    }
   }
 
   &__sig {
+    display: flex;
+    flex-direction: column;
+    align-items: center;
+    gap: 2px;
     flex-shrink: 0;
+    padding: 4px 6px;
+    background: #fff;
+    border: 1px solid #e2e8f0;
+    border-radius: 6px;
 
     img {
-      height: 24px;
-      max-width: 60px;
+      height: 28px;
+      max-width: 72px;
       object-fit: contain;
-      border: 1px solid #e2e8f0;
-      border-radius: 3px;
-      background: #fff;
-      padding: 1px 3px;
+      cursor: pointer;
     }
   }
+
+  &__sig-label {
+    font-size: 9px;
+    font-weight: 600;
+    letter-spacing: 0.06em;
+    text-transform: uppercase;
+    color: #94a3b8;
+  }
+
+  &__close {
+    flex-shrink: 0;
+    width: 32px !important;
+    height: 32px !important;
+    line-height: 32px !important;
+    color: #64748b;
+
+    mat-icon {
+      font-size: 18px;
+      width: 18px;
+      height: 18px;
+    }
+
+    &:hover {
+      color: #dc2626;
+    }
+  }
+}
+
+/* Section heading between linked card and nominee fields */
+.nom-section-heading {
+  display: flex;
+  align-items: center;
+  gap: 6px;
+  margin: 6px 0 8px;
+  font-size: 12px;
+  font-weight: 700;
+  letter-spacing: 0.04em;
+  text-transform: uppercase;
+  color: #475569;
+
+  mat-icon {
+    font-size: 16px;
+    width: 16px;
+    height: 16px;
+    color: #94a3b8;
+  }
 }
 
 .nom-fetching-hint {
@@ -585,32 +669,38 @@ $primary-light: #e8f0fe;
   margin: -4px 0 8px;
 }
 
-/* Read-only KYC row */
+/* Read-only KYC chips */
 .nom-readonly-row {
   display: flex;
   flex-wrap: wrap;
-  gap: 16px;
-  padding: 8px 12px;
-  background: #f8fafc;
-  border: 1px solid #e2e8f0;
-  border-radius: 6px;
-  margin-bottom: 10px;
+  gap: 8px;
+  margin-bottom: 12px;
 }
 
 .nom-ro-item {
-  font-size: 12px;
-  color: #1e293b;
   display: inline-flex;
   align-items: center;
-  gap: 4px;
+  gap: 6px;
+  padding: 4px 10px;
+  background: #f1f5f9;
+  border: 1px solid #e2e8f0;
+  border-radius: 999px;
+  font-size: 12px;
+  color: #1e293b;
 }
 
 .nom-ro-label {
   font-size: 10px;
-  font-weight: 600;
-  color: #94a3b8;
+  font-weight: 700;
+  color: #64748b;
   text-transform: uppercase;
-  margin-right: 2px;
+  letter-spacing: 0.04em;
+}
+
+.nom-ro-value {
+  font-family: 'SF Mono', 'Roboto Mono', Consolas, monospace;
+  font-size: 11.5px;
+  font-weight: 600;
 }
 
 .nom-ro-ok {
@@ -654,25 +744,34 @@ $primary-light: #e8f0fe;
   margin-top: 4px;
 }
 
-/* Guardian */
+/* Guardian — amber sub-card to denote the minor-dependency */
 .nom-guardian-section {
   display: flex;
   align-items: center;
-  gap: 8px;
+  gap: 10px;
   flex-wrap: wrap;
-  margin-bottom: 8px;
+  padding: 10px 12px;
+  background: #fffbeb;
+  border: 1px solid #fde68a;
+  border-radius: 8px;
+  margin-bottom: 10px;
 }
 
 .nom-guardian-label {
   display: flex;
   align-items: center;
-  gap: 4px;
-  font-size: 12px;
-  font-weight: 600;
+  gap: 5px;
+  font-size: 11.5px;
+  font-weight: 700;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
   color: #92400e;
 
   mat-icon {
     font-size: 16px;
+    width: 16px;
+    height: 16px;
+    color: #d97706;
   }
 }
 

src/app/clients/clients-view/nominee-tab/nominee-tab.component.ts

@@ -294,7 +294,8 @@ export class NomineeTabComponent implements OnInit {
     }
     this.searching = true;
     this.searchTimer = setTimeout(() => {
-      this.clientsService.searchByText(text, 0, 8, '', '', true).subscribe({
+      // Nominee picker (post-create tab): nominees must be natural persons.
+      this.clientsService.searchByText(text, 0, 8, '', '', true, 'INDIVIDUAL').subscribe({
         next: (data: any) => {
           this.searchResults = data?.content || [];
           this.searching = false;
@@ -412,7 +413,8 @@ export class NomineeTabComponent implements OnInit {
     }
     this.guardianSearching = true;
     this.guardianSearchTimer = setTimeout(() => {
-      this.clientsService.searchByText(text, 0, 8, '', '', true).subscribe({
+      // Guardian picker (post-create tab): guardians must be natural persons.
+      this.clientsService.searchByText(text, 0, 8, '', '', true, 'INDIVIDUAL').subscribe({
         next: (data: any) => {
           this.guardianSearchResults = data?.content || [];
           this.guardianSearching = false;

src/app/clients/clients.service.ts

@@ -582,12 +582,20 @@ export class ClientsService {
     pageSize: number,
     sortAttribute: string = '',
     sortDirection: string = '',
-    activeOnly: boolean = false
+    activeOnly: boolean = false,
+    legalFormType: string = ''
   ) {
     const innerRequest: any = { text };
     if (activeOnly) {
       innerRequest.activeOnly = true;
     }
+    // Restrict to one legal form when caller asks for it. Used by guardian/nominee/family-member
+    // pickers — non-individual entities (companies, partnerships) make no sense as a "guardian"
+    // or "spouse", so the SPA passes 'INDIVIDUAL' there. Backend treats this as authoritative;
+    // omitting the param still returns all forms (backwards-compatible for the general client list).
+    if (legalFormType) {
+      innerRequest.legalFormType = legalFormType;
+    }
     let request: any = {
       request: innerRequest,
       page,