feat(digital+toolbar): NEFT/RTGS module, AI menu, polished header icons

- Add /digital/neft-rtgs (entry) and /digital/neft-rtgs-report (analytics):
  KPIs, tabbed views (Trends, Bank-wise, Date-wise, Pending/Pass/Return,
  Branch/Mobile, User-wise), filterable transaction table with CSV export,
  and a non-dismissible Initiate dialog launched from a floating action.
- Make BANL verification mandatory before NEFT/RTGS submit; auto-fill and
  lock beneficiary name from the lookup response, invalidate match on
  A/C or IFSC edit, demo fallback for unknown accounts.
- Add Digital menu links (NEFT/RTGS + Report) in shell top-nav.
- Replace toolbar theme toggle with AI / Intelligence Modules mega menu:
  4 colour-coded columns covering Lending & Risk, Investment & Profit,
  Compliance & Advisory, Governance (9 modules total). Wire RBI
  Notifications Monitoring to /rbi-circulars.
- Unify notifications, settings, AI, and profile toolbar buttons into a
  26px ring style; colourful gradient bell SVG for notifications,
  custom gear+petals AI mark, online dot on the avatar.
- Trim ISO 27001 chip in the top bar.
- Add MPL header to generated .env.ts and its template in version.js.
- Bundles other pending working-tree changes (clients family/nominee
  tab tweaks, auth/2FA fixes, translations) into the same push.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

src/app/core/authentication/authentication.service.ts

@@ -480,6 +480,24 @@ export class AuthenticationService {
     );
   }
 
+  /**
+   * Finalises login when a TFA access token has already been minted server-side (DSC factor).
+   * The DSC flow ends with /v1/login/dsc/{rn}/claim returning a ready-to-use token — calling the
+   * OTP-shaped /twofactor/validate path here would 4xx because there is no in-memory OTPRequest
+   * to exchange. We just need the post-success bookkeeping: stash the token on the interceptor,
+   * persist the validity window, set credentials, and fire the login alert.
+   */
+  applyTwoFactorToken(token: string, liveSeconds: number): void {
+    const now = Date.now();
+    const ttlMs = (liveSeconds && liveSeconds > 0 ? liveSeconds : 0) * 1000;
+    const response = {
+      token,
+      validFrom: now,
+      validTo: ttlMs > 0 ? now + ttlMs : now
+    };
+    this.onOTPValidateSuccess(response);
+  }
+
   /**
    * Sets the two factor authorization token followed by one of the following:
    *