+ @if (application; as a) {
+
+
+
+
+
+
- Branch
+ - {{ a.branchName }}
+
+
+
- Channel
+ -
+ {{ a.channel === 'BC' ? a.bcAgentName : a.channel === 'SELF_APPLY' ? 'Self-Apply (Digital)' : 'Branch' }}
+
+
+
+
- Customer Type
+ - {{ a.customerType === 'EXISTING' ? 'Existing Customer' : 'New Customer' }}
+
+
+
- Tenure / Rate
+ - {{ a.tenureMonths }} months @ {{ a.interestRate }}%
+
+
+
- Monthly Income / Eligible Amount
+ - ₹{{ a.monthlyIncome | number: '1.0-0' }} / ₹{{ a.eligibleLoanAmount | number: '1.0-0' }}
+
+
+
- Sanctioning Authority
+ - {{ sanctioningAuthorityOf(a) }}
+
+
+
- Share Member
+ -
+ @if (a.isShareMember) {
+ Yes — {{ a.shareCertNo }} (since {{ a.shareMemberSince }})
+ } @else {
+ Not a Member
+
+ }
+
+
+ @if (a.coBorrowerRequired) {
+
+
- Co-Borrower
+ - {{ a.coBorrowerName }}
+
+ }
+ @if (a.guarantorRequired) {
+
+
- Guarantor
+ - {{ a.guarantorName }}
+
+ }
+
+
+
+
+
Sanctioning Workflow Progress
+
+ @for (s of stageOrder; track s) {
+
+
+ {{ stepMarker(a, s) }}
+ {{ stageLabels[s] }}
+
+ }
+
+
+
+ @if (a.overallStatus === 'REJECTED') {
+
+
Application Rejected — at {{ stageLabels[a.currentStage] }}
+
See the approval summary below for the recorded reason.
+
+ } @else if (a.overallStatus === 'ON_HOLD') {
+
+
Personal Discussion — {{ discrepancyLabels[a.discrepancyType] }}
+
+
{{ a.personalDiscussionNotes }}
+
+
+
+
+
+
+ } @else if (a.overallStatus === 'DISBURSED') {
+
+
Disbursed
+
+
+
- Disbursement Date
+ - {{ a.disbursementDate }}
+
+
+
- Mode
+ - {{ a.disbursementMode }}
+
+
+
- ACH Confirmation
+ - {{ a.achConfirmationRef }}
+
+
+
- EMI Activation Confirmation
+ - {{ a.emiActivationConfirmed ? 'Confirmed on ' + a.emiActivationDate : 'Pending' }}
+
+
+
+
+
+
EMI Repayment Schedule
+ @if (isRevolving(a)) {
+
+ {{ a.productName }} is a revolving/renewable limit — repaid on demand and renewed annually, not on a fixed
+ EMI schedule.
+
+ } @else {
+
+
+ Loan Amount
+ ₹{{ a.requestedAmount | number: '1.0-0' }}
+ {{ a.tenureMonths }} months @ {{ a.interestRate }}%
+
+
+ Monthly EMI
+ ₹{{ emiAmountFor(a) | number: '1.0-0' }}
+ Reducing balance
+
+
+ Total Interest Payable
+ ₹{{ totalInterestFor(a) | number: '1.0-0' }}
+ over the full tenure
+
+
+ Total Amount Payable
+ ₹{{ totalPayableFor(a) | number: '1.0-0' }}
+ principal + interest
+
+
+
+ }
+
+ } @else {
+
+ @if (a.currentStage === 'APPLICATION') {
+
+
Application Received
+
+
+ Received via
+ {{ a.channel === 'BC' ? a.bcAgentName : a.channel === 'SELF_APPLY' ? 'Self-Apply (Digital)' : 'Branch' }}
+ on {{ a.applicationDate }}.
+
+
+
+
+
+
+ }
+
+
+ @if (a.currentStage === 'KYC_DOCUMENTS') {
+
+
KYC & Document Collection — OVD (RBI KYC Master Direction)
+
+
+ }
+
+
+ @if (a.currentStage === 'CIC_CHECK') {
+
+
CIC / Credit Bureau Check — {{ a.cicBureau }}
+
+ @if (a.cibilScore === 0) {
+
+
+
+
+ } @else {
+
+
+
- Bureau
+ - {{ a.cicBureau }}
+
+
+
- Credit Score
+ - {{ a.cibilScore }} ({{ cibilBandOf(a.cibilScore) }})
+
+
+
- Report
+ - {{ a.cicReportUploaded ? a.cicReportFileName : 'Not uploaded yet' }}
+
+
+
- Field Inquiry
+ -
+ {{
+ a.fiRequestPushed
+ ? 'Pushed to ' + a.fiAgencyAssigned + ' (' + a.fiRequestDate + ')'
+ : 'Not pushed yet'
+ }}
+
+
+
+ }
+ @if (a.cibilScore > 0) {
+ @if (!a.cicReportUploaded) {
+
+
+
+ } @else if (!a.fiRequestPushed) {
+
+
+
+ } @else {
+
+
+
+ }
+ }
+
+
+ }
+
+
+ @if (a.currentStage === 'FIELD_INVESTIGATION') {
+
+
Field Investigation (FI) — Agent Report
+
+
+
+
+ @if (a.secured) {
+
+
+ }
+
+
+
+
Agent Report
+ {{ a.agentReportUploaded ? a.agentReportFileName : 'Not uploaded yet' }}
+
+
+ @if (!a.agentReportUploaded) {
+
+
+
+ }
+
+
+
+
+
+ }
+
+
+ @if (a.currentStage === 'PERSONAL_DISCUSSION') {
+
+
Personal Discussion with Manager
+
+
+
+
+ @if (discrepancySelection === 'NONE') {
+
+ } @else {
+
+ }
+
+
+
+ }
+
+
+ @if (a.currentStage === 'CREDIT_COMMITTEE') {
+
+
Loan Committee Approval — {{ sanctioningAuthorityOf(a) }}
+
+
+ }
+
+
+ @if (a.currentStage === 'RISK_APPROVAL') {
+
+
Risk Approval — Verification Checklist
+
+
+ }
+
+
+ @if (a.currentStage === 'LEGAL_APPROVAL') {
+
+
Legal Approval — Fees & A/c Opened By
+
+
+ }
+
+
+ @if (a.currentStage === 'CUSTOMER_SIGNING') {
+
+
Customer Signing Slot — {{ a.agreementSigningSlot }}
+
+
Loan Agreement and Sanction Letter ready for the customer's acknowledgement and signature.
+
+
+
+
+
+ }
+
+
+ @if (a.currentStage === 'CHEQUE_ACH') {
+
+
Cheque Received / ACH Sign
+
+
+ }
+
+
+ @if (a.currentStage === 'POST_CHECK') {
+
+
Post-Disbursement Check — Final Compliance Gate
+
+
+ }
+
+
+ @if (a.currentStage === 'DISBURSED') {
+
+
Ready for Disbursement
+
+
+
+ Disbursing also confirms EMI Activation for this account in the same step.
+
+
+
+
+
+
+ }
+ }
+
+
+
Approval Summary
+
+
+ Loan Committee
+ {{ a.creditCommitteeApproval.decision }}
+ {{ a.creditCommitteeApproval.approverName }} · {{ a.creditCommitteeApproval.date }}
+ {{ a.creditCommitteeApproval.remarks }}
+
+
+ Risk Approval
+ {{ a.riskApproval.decision }}
+ {{ a.riskApproval.approverName }} · {{ a.riskApproval.date }}
+ {{ a.riskApproval.remarks }}
+
+
+ Legal Approval
+ {{ a.legalApproval.decision }}
+ {{ a.legalApproval.approverName }} · {{ a.legalApproval.date }}
+ {{ a.legalApproval.remarks }}
+
+
+ Post-Disbursement Check
+ {{ a.postCheckApproval.decision }}
+ {{ a.postCheckApproval.approverName }} · {{ a.postCheckApproval.date }}
+ {{ a.postCheckApproval.remarks }}
+
+
+
+
+
+
Application Journey — Date-wise Audit Trail
+
+ @for (h of a.stageHistory; track h.date + h.stage + h.outcome) {
+
+
{{ stepMarker(a, h.stage) }}
+
+
+ {{ stageLabels[h.stage] }} — {{ h.outcome }}
+ {{ h.date }}
+
+
+
{{ h.actionBy }}
+
+
+ } @empty {
+
No activity recorded yet.
+ }
+
+
+ } @else {
+
+
Application Not Found
+
+
+
+
+ }
+