diff --git a/src/app/cashier/transaction-entry/transaction-entry.component.html b/src/app/cashier/transaction-entry/transaction-entry.component.html
index 0f00f9fd3..2ed9f8abc 100644
--- a/src/app/cashier/transaction-entry/transaction-entry.component.html
+++ b/src/app/cashier/transaction-entry/transaction-entry.component.html
@@ -330,7 +330,7 @@
           <span>Approved by: {{ activeWithdrawalRequest.manager_name || '—' }}</span>
         </div>
         <div class="ws-withdrawal-banner__note">
-          After transaction succeeds, this request will be automatically marked <strong>DISBURSED</strong>.
+          After transaction succeeds, this request will be automatically marked <strong>WITHDRAWN</strong>.
         </div>
       </div>
       <button type="button" class="ws-withdrawal-banner__clear" (click)="activeWithdrawalRequest = null" title="Unlink">
diff --git a/src/app/cashier/transaction-entry/transaction-entry.component.ts b/src/app/cashier/transaction-entry/transaction-entry.component.ts
index b3fdb0db9..65342fc27 100644
--- a/src/app/cashier/transaction-entry/transaction-entry.component.ts
+++ b/src/app/cashier/transaction-entry/transaction-entry.component.ts
@@ -1122,7 +1122,7 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
         row.paymentTypeId = this.findCashPaymentTypeId();
         break;
       case 'Disbursement':
-        row.dbCr = 'Dr';
+        if (!row.dbCr) row.dbCr = 'Dr';
         row.paymentTypeId = this.findTransferPaymentTypeId();
         break;
     }
@@ -1139,90 +1139,106 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
   }
 
   /**
-   * Clerk double-entry disbursement (maker-checker):
-   * 1 DR row (GL source) + 1..N CR rows (savings/current destinations).
-   * Submits a PENDING request — manager must approve before balances are credited.
+   * Submits a clerk double-entry request (maker-checker, PENDING until manager approves).
+   * Disbursement: 1 DR [GL] source → N CR savings/current/GL destinations.
+   * Collection:   N DR [Savings/CA] sources → 1 CR [GL] target.
    */
   private submitDisbursementDoubleEntry(): void {
-    const drRow = this.rows.find((r) => r.dbCr === 'Dr');
+    const drRows = this.rows.filter((r) => r.dbCr === 'Dr');
     const crRows = this.rows.filter((r) => r.dbCr === 'Cr');
 
-    if (!drRow) {
-      this.showAlert('error', 'DR Row Missing', ['One DR row (GL source) is required.']);
-      return;
-    }
-    if (crRows.length === 0) {
-      this.showAlert('error', 'CR Row Missing', ['At least one CR row (destination account) is required.']);
-      return;
-    }
+    const isCollectionMode = drRows.every((r) => r.acTyp !== 'GL') && crRows.length === 1 && crRows[0].acTyp === 'GL';
+    const isDisbursementMode = drRows.length === 1 && drRows[0].acTyp === 'GL';
 
-    const drAmount = drRow.amount ?? 0;
-    if (!drAmount || drAmount <= 0) {
-      this.showAlert('error', 'Amount Required', ['Please enter the amount in the DR (GL) row.']);
-      return;
-    }
-
-    // Validate all CR rows have amounts and accounts
-    for (const cr of crRows) {
-      if (!cr.acNo?.trim()) {
-        this.showAlert('error', 'Account Required', ['Please fill account number in all CR rows.']);
+    // Validate each row has account, amount, and payment type (skip paymentTypeId for GL rows)
+    for (const r of [
+      ...drRows,
+      ...crRows
+    ]) {
+      if (!r.acNo?.trim()) {
+        this.showAlert('error', 'Account Required', ['Please fill account number in all rows.']);
         return;
       }
-      if (!cr.amount || cr.amount <= 0) {
-        this.showAlert('error', 'Amount Required', [`Please enter amount for CR row: ${cr.acNo}`]);
+      if (!r.amount || r.amount <= 0) {
+        this.showAlert('error', 'Amount Required', [`Please enter amount for: ${r.acNo}`]);
         return;
       }
-      if (!cr.paymentTypeId) {
-        this.showAlert('error', 'TXN TP Required', [`Please select payment type for CR row: ${cr.acNo}`]);
+      if (!r.paymentTypeId && r.acTyp !== 'GL') {
+        this.showAlert('error', 'TXN TP Required', [`Please select payment type for: ${r.acNo}`]);
         return;
       }
     }
 
-    // Total CR must equal DR
-    const totalCr = crRows.reduce((s, r) => s + (r.amount ?? 0), 0);
-    if (Math.abs(drAmount - totalCr) > 0.005) {
-      this.showAlert('error', 'Unbalanced Entry', [
-        `DR ₹${drAmount.toLocaleString('en-IN', { minimumFractionDigits: 2 })} ≠ Total CR ₹${totalCr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}.`,
-        'All CR amounts must sum to the DR amount.'
-      ]);
-      return;
-    }
-
-    // Each CR row must have its account loaded (savingsAccountId required for approval)
-    // We store accountId per row using a per-row map: acNo → accountId
-    // For simplicity, require that the selected row is a CR row with accountDetails loaded
-    // Build creditEntries from each CR row
-    const creditEntries = crRows.map((cr) => ({
-      accountNo: cr.acNo,
-      accountName: this.rowAccountNames[cr.acNo] ?? cr.acNo,
-      accountType: cr.acTyp === 'CA' || cr.acTyp === 'CB' ? 'CURRENT' : 'SAVINGS',
-      savingsAccountId: this.rowAccountIds[cr.acNo] ?? null,
-      amount: String(cr.amount),
-      paymentTypeId: cr.paymentTypeId,
-      description: cr.description ?? null
-    }));
-
-    // Verify all CR accounts have been loaded
-    const unloaded = crRows.filter((cr) => !this.rowAccountIds[cr.acNo]);
+    // Verify all accounts have been loaded (accountId required for approval)
+    const unloaded = [
+      ...drRows,
+      ...crRows
+    ].filter((r) => !this.rowAccountIds[r.acNo]);
     if (unloaded.length > 0) {
       this.showAlert('error', 'Account Not Loaded', [
         `Please load account details for: ${unloaded.map((r) => r.acNo).join(', ')}`,
-        'Click on each CR row and wait for account details to load.'
+        'Click on each row and wait for account details to load.'
       ]);
       return;
     }
 
+    const totalDr = drRows.reduce((s, r) => s + (r.amount ?? 0), 0);
+
+    // Build entries and main GL fields based on mode
+    let glAccountId: number | null = null;
+    let glAccountNo: string | null = null;
+    let glAccountName: string | null = null;
+    let entries: any[];
+
+    if (isDisbursementMode) {
+      const drRow = drRows[0];
+      glAccountId = this.rowAccountIds[drRow.acNo] ?? null;
+      glAccountNo = drRow.acNo;
+      glAccountName = this.rowAccountNames[drRow.acNo] ?? drRow.acNo;
+      entries = crRows.map((cr) => ({
+        dbCr: 'Cr',
+        accountNo: cr.acNo,
+        accountName: this.rowAccountNames[cr.acNo] ?? cr.acNo,
+        accountType: cr.acTyp === 'CA' || cr.acTyp === 'CB' ? 'CURRENT' : cr.acTyp === 'GL' ? 'GL' : 'SAVINGS',
+        savingsAccountId: cr.acTyp !== 'GL' ? (this.rowAccountIds[cr.acNo] ?? null) : null,
+        glAccountId: cr.acTyp === 'GL' ? (this.rowAccountIds[cr.acNo] ?? null) : null,
+        amount: String(cr.amount),
+        paymentTypeId: cr.paymentTypeId,
+        description: cr.description ?? null
+      }));
+    } else {
+      // Collection: store target GL in main fields; include all rows with dbCr field
+      const crGl = crRows[0];
+      glAccountId = this.rowAccountIds[crGl.acNo] ?? null;
+      glAccountNo = crGl.acNo;
+      glAccountName = this.rowAccountNames[crGl.acNo] ?? crGl.acNo;
+      entries = [
+        ...drRows,
+        ...crRows
+      ].map((r) => ({
+        dbCr: r.dbCr,
+        accountNo: r.acNo,
+        accountName: this.rowAccountNames[r.acNo] ?? r.acNo,
+        accountType: r.acTyp === 'CA' || r.acTyp === 'CB' ? 'CURRENT' : r.acTyp === 'GL' ? 'GL' : 'SAVINGS',
+        savingsAccountId: r.acTyp !== 'GL' ? (this.rowAccountIds[r.acNo] ?? null) : null,
+        glAccountId: r.acTyp === 'GL' ? (this.rowAccountIds[r.acNo] ?? null) : null,
+        amount: String(r.amount),
+        paymentTypeId: r.paymentTypeId,
+        description: r.description ?? null
+      }));
+    }
+
+    const firstRow = drRows[0] ?? crRows[0];
     const payload = {
-      glAccountId: this.rowAccountIds[drRow.acNo] ?? null,
-      glAccountNo: drRow.acNo,
-      glAccountName: this.rowAccountNames[drRow.acNo] ?? drRow.acNo,
-      officeId: drRow.br ?? 1,
+      glAccountId,
+      glAccountNo,
+      glAccountName,
+      officeId: firstRow?.br ?? 1,
       currencyCode: 'INR',
-      paymentTypeId: drRow.paymentTypeId ?? crRows[0]?.paymentTypeId,
-      paymentTypeName:
-        this.paymentTypes.find((p: any) => p.id === (drRow.paymentTypeId ?? crRows[0]?.paymentTypeId))?.name ?? null,
-      description: drRow.description || crRows[0]?.description || null,
-      creditEntries: JSON.stringify(creditEntries)
+      paymentTypeId: firstRow?.paymentTypeId,
+      paymentTypeName: this.paymentTypes.find((p: any) => p.id === firstRow?.paymentTypeId)?.name ?? null,
+      description: firstRow?.description || null,
+      creditEntries: JSON.stringify(entries)
     };
 
     this.saving = true;
@@ -1233,7 +1249,7 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
           const msg =
             err?.error?.errors?.[0]?.defaultUserMessage ??
             err?.error?.message ??
-            'Disbursement request submission failed. Please try again.';
+            'Request submission failed. Please try again.';
           this.showAlert('error', 'Submission Failed', [msg]);
           this.saving = false;
           return of(null);
@@ -1242,10 +1258,14 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
       .subscribe((res: any) => {
         this.saving = false;
         if (res) {
-          this.showAlert('success', 'Disbursement Request Submitted', [
-            `Voucher No: ${res.voucherNo}  ·  Total: ₹${drAmount.toLocaleString('en-IN', { minimumFractionDigits: 2 })}`,
-            `DR: GL — ${drRow.acNo}  →  ${crRows.length} CR account(s)`,
-            'Pending manager approval. Balance will be credited after approval.'
+          const modeLabel = isCollectionMode ? 'Collection' : 'Disbursement';
+          const summaryLine = isCollectionMode
+            ? `DR: ${drRows.length} account(s)  →  CR: GL ${crRows[0].acNo}`
+            : `DR: GL ${drRows[0].acNo}  →  CR: ${crRows.length} account(s)`;
+          this.showAlert('success', `${modeLabel} Request Submitted`, [
+            `Voucher No: ${res.voucherNo}  ·  Total: ₹${totalDr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}`,
+            summaryLine,
+            'Pending manager approval.'
           ]);
           this.rows = [];
           this.rowAccountIds = {};
@@ -2197,6 +2217,73 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
   }
 
   onSave(): void {
+    // Clerk multi-row disbursement — handle before single-row guard (selected row may be incomplete)
+    if (this.isClerk && this.rows.length >= 2 && this.rows.every((r) => r.typ === 'Disbursement')) {
+      const drRows = this.rows.filter((r) => r.dbCr === 'Dr');
+      const crRows = this.rows.filter((r) => r.dbCr === 'Cr');
+
+      if (drRows.length === 0) {
+        this.showAlert('error', 'DR Row Missing', [
+          'One DR row (source GL account) is required.',
+          'Select DR for the source account row.'
+        ]);
+        return;
+      }
+      if (crRows.length === 0) {
+        this.showAlert('error', 'CR Row Missing', ['At least one CR row (destination account) is required.']);
+        return;
+      }
+
+      // Detect mode
+      // Disbursement: exactly 1 DR [GL] + N CR accounts
+      // Collection:   N DR [Savings/CA] + exactly 1 CR [GL]
+      const isCollectionMode = drRows.every((r) => r.acTyp !== 'GL') && crRows.length === 1 && crRows[0].acTyp === 'GL';
+      const isDisbursementMode = drRows.length === 1 && drRows[0].acTyp === 'GL';
+
+      if (!isCollectionMode && !isDisbursementMode) {
+        this.showAlert('error', 'Invalid Entry Structure', [
+          'Disbursement: 1 DR [GL] source + N CR accounts.',
+          'Collection:   N DR [Savings/CA] + 1 CR [GL] target.',
+          `Found: ${drRows.length} DR row(s) — verify account types.`
+        ]);
+        return;
+      }
+
+      const totalDr = drRows.reduce((s, r) => s + (r.amount ?? 0), 0);
+      const totalCr = crRows.reduce((s, r) => s + (r.amount ?? 0), 0);
+
+      if (Math.abs(totalDr - totalCr) > 0.005) {
+        this.showAlert('error', 'Unbalanced Entry', [
+          `DR ₹${totalDr.toLocaleString('en-IN', { minimumFractionDigits: 2 })} ≠ Total CR ₹${totalCr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}`,
+          'All CR amounts must sum to total DR amount.'
+        ]);
+        return;
+      }
+
+      const title = isCollectionMode ? 'Confirm Collection Request' : 'Confirm Disbursement Request';
+      const confirmLines = isCollectionMode ? [
+            `DR (${drRows.length} account${drRows.length !== 1 ? 's' : ''} to collect):`,
+            ...drRows.map(
+              (r) =>
+                `  [${r.acTyp}] ${r.acNo || '—'}  ₹${(r.amount ?? 0).toLocaleString('en-IN', { minimumFractionDigits: 2 })}`
+            ),
+            `CR [${crRows[0].acTyp}] ${crRows[0].acNo || '—'}  —  ₹${totalCr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}`,
+            'Request will be PENDING until manager approves.'
+          ] : [
+            `DR [${drRows[0].acTyp}] ${drRows[0].acNo || '—'}  —  ₹${totalDr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}`,
+            `CR (${crRows.length} account${crRows.length !== 1 ? 's' : ''}):`,
+            ...crRows.map(
+              (r) =>
+                `  [${r.acTyp}] ${r.acNo}  ₹${(r.amount ?? 0).toLocaleString('en-IN', { minimumFractionDigits: 2 })}`
+            ),
+            'Request will be PENDING until manager approves.'
+          ];
+      this.showConfirmAlert('info', title, confirmLines, 'Submit for Approval', () =>
+        this.submitDisbursementDoubleEntry()
+      );
+      return;
+    }
+
     const row = this.selectedRow;
     if (!row || !row.acNo.trim() || !this.accountDetails) return;
 
@@ -2218,12 +2305,6 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
 
     const isDeposit = row.dbCr === 'Cr';
 
-    // Clerk multi-row disbursement (GL DR + Savings/Current CR) — atomic double-entry
-    if (this.isClerk && this.rows.length >= 2 && this.rows.every((r) => r.typ === 'Disbursement')) {
-      this.submitDisbursementDoubleEntry();
-      return;
-    }
-
     // Clerk cash deposit is not permitted — cash handling (notes/coins) is cashier's responsibility
     if (this.isClerk && isDeposit && isCash) {
       this.showAlert('error', 'Cash Deposit Not Permitted', [
diff --git a/src/app/clerk/disbursement-review/disbursement-review.component.html b/src/app/clerk/disbursement-review/disbursement-review.component.html
index 92c547f09..8d89420ec 100644
--- a/src/app/clerk/disbursement-review/disbursement-review.component.html
+++ b/src/app/clerk/disbursement-review/disbursement-review.component.html
@@ -13,7 +13,7 @@
       <svg width="13" height="13" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2">
         <path d="M12 2v20M2 12h20" />
       </svg>
-      Disbursement Review
+      {{ isCollectionMode ? 'Collection Review' : 'Disbursement Review' }}
     </button>
     <span class="cashier-nav__esc-hint" (click)="backToInbox()">← Back to Inbox</span>
   </nav>
@@ -63,11 +63,11 @@
         </div>
       </div>
 
-      <!-- GL Debit row -->
+      <!-- GL card — Source (disbursement) or Target (collection) -->
       <div class="dri-card">
         <div class="dri-section-title">
           <mat-icon>account_balance</mat-icon>
-          GL Debit (Source)
+          {{ isCollectionMode ? 'GL Credit (Target)' : 'GL Debit (Source)' }}
         </div>
         <div class="dri-detail-grid">
           <div class="dri-detail-item">
@@ -79,7 +79,7 @@
             <span class="dri-detail-value">{{ request.gl_account_name }}</span>
           </div>
           <div class="dri-detail-item">
-            <span class="dri-detail-label">DR Amount</span>
+            <span class="dri-detail-label">{{ isCollectionMode ? 'CR Amount' : 'DR Amount' }}</span>
             <span class="dri-detail-value dri-amount">₹{{ request.dr_amount | number: '1.2-2' }}</span>
           </div>
           <div class="dri-detail-item">
@@ -95,11 +95,15 @@
         </div>
       </div>
 
-      <!-- Credit entries -->
+      <!-- Entries table — DR savings (collection) or CR accounts (disbursement) -->
       <div class="dri-card">
         <div class="dri-section-title">
           <mat-icon>account_balance_wallet</mat-icon>
-          Credit Entries ({{ creditEntries.length }} account{{ creditEntries.length !== 1 ? 's' : '' }})
+          @if (isCollectionMode) {
+            Debit Entries ({{ drEntries.length }} account{{ drEntries.length !== 1 ? 's' : '' }} — collect from)
+          } @else {
+            Credit Entries ({{ crEntries.length }} account{{ crEntries.length !== 1 ? 's' : '' }})
+          }
         </div>
         <table class="dri-cr-table">
           <thead>
@@ -108,11 +112,11 @@
               <th>Account No</th>
               <th>Account Name</th>
               <th>Type</th>
-              <th class="num">Amount (CR)</th>
+              <th class="num">{{ isCollectionMode ? 'Amount (DR)' : 'Amount (CR)' }}</th>
             </tr>
           </thead>
           <tbody>
-            @for (entry of creditEntries; track entry.accountId; let i = $index) {
+            @for (entry of isCollectionMode ? drEntries : crEntries; track entry.accountNo; let i = $index) {
               <tr>
                 <td class="dri-cr-idx">{{ i + 1 }}</td>
                 <td class="cell-mono">{{ entry.accountNo }}</td>
@@ -124,7 +128,7 @@
               </tr>
             }
             <tr class="dri-cr-total-row">
-              <td colspan="4" class="dri-cr-total-label">Total Credit</td>
+              <td colspan="4" class="dri-cr-total-label">{{ isCollectionMode ? 'Total Debit' : 'Total Credit' }}</td>
               <td class="num dri-cr-total-amount">₹{{ totalCreditAmount() | number: '1.2-2' }}</td>
             </tr>
           </tbody>
@@ -167,7 +171,7 @@
           @if (!showRejectForm) {
             <button type="button" class="dri-btn dri-btn--approve" [disabled]="acting" (click)="approve()">
               <mat-icon>check_circle</mat-icon>
-              {{ acting ? 'Processing…' : 'Approve Disbursement' }}
+              {{ acting ? 'Processing…' : isCollectionMode ? 'Approve Collection' : 'Approve Disbursement' }}
             </button>
             <button type="button" class="dri-btn dri-btn--reject" [disabled]="acting" (click)="showRejectForm = true">
               <mat-icon>cancel</mat-icon>
diff --git a/src/app/clerk/disbursement-review/disbursement-review.component.ts b/src/app/clerk/disbursement-review/disbursement-review.component.ts
index b42093fd9..8b4fd670d 100644
--- a/src/app/clerk/disbursement-review/disbursement-review.component.ts
+++ b/src/app/clerk/disbursement-review/disbursement-review.component.ts
@@ -18,11 +18,12 @@ import { of } from 'rxjs';
 import { ClerkDisbursementService } from '../../cashier/clerk-disbursement.service';
 
 interface CreditEntry {
-  accountId: number;
+  accountId?: number;
   accountNo: string;
   accountName: string;
   accountType: string;
   amount: number;
+  dbCr?: string;
 }
 
 @Component({
@@ -69,8 +70,9 @@ export class DisbursementReviewComponent implements OnInit {
         this.loading = false;
         if (res?.credit_entries) {
           try {
-            this.creditEntries =
+            const raw: any[] =
               typeof res.credit_entries === 'string' ? JSON.parse(res.credit_entries) : res.credit_entries;
+            this.creditEntries = raw.map((e) => ({ ...e, amount: parseFloat(e.amount) || 0 }));
           } catch {
             this.creditEntries = [];
           }
@@ -112,8 +114,21 @@ export class DisbursementReviewComponent implements OnInit {
       });
   }
 
+  get isCollectionMode(): boolean {
+    return this.creditEntries.some((e) => e.dbCr === 'Dr');
+  }
+
+  get drEntries(): CreditEntry[] {
+    return this.creditEntries.filter((e) => e.dbCr === 'Dr');
+  }
+
+  get crEntries(): CreditEntry[] {
+    return this.creditEntries.filter((e) => e.dbCr !== 'Dr');
+  }
+
   totalCreditAmount(): number {
-    return this.creditEntries.reduce((sum, e) => sum + (e.amount ?? 0), 0);
+    const entries = this.isCollectionMode ? this.drEntries : this.crEntries;
+    return entries.reduce((sum, e) => sum + (e.amount ?? 0), 0);
   }
 
   statusClass(status: string): string {
diff --git a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.html b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.html
index 9305aa5b3..bf2b1b46a 100644
--- a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.html
+++ b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.html
@@ -127,7 +127,12 @@
               </td>
               <td class="num mdr-amount">₹{{ r.dr_amount | number: '1.2-2' }}</td>
               <td>
-                <span class="mdr-credit-badge">{{ creditCount(r) }} account{{ creditCount(r) !== 1 ? 's' : '' }}</span>
+                <button type="button" class="mdr-credit-badge mdr-credit-badge--btn" (click)="toggleExpand(r.id)">
+                  {{ creditCount(r) }} account{{ creditCount(r) !== 1 ? 's' : '' }}
+                  <mat-icon class="mdr-credit-chevron" [class.mdr-credit-chevron--open]="expandedIds.has(r.id)">
+                    expand_more
+                  </mat-icon>
+                </button>
               </td>
               <td>{{ r.payment_type_name || 'Transfer' }}</td>
               <td>{{ r.manager_name || r.manager_username || '—' }}</td>
@@ -136,6 +141,46 @@
                 <span class="mdr-status" [ngClass]="statusClass(r.status)">{{ statusLabel(r.status) }}</span>
               </td>
             </tr>
+            @if (expandedIds.has(r.id)) {
+              <tr class="mdr-expand-row">
+                <td colspan="8" class="mdr-expand-cell">
+                  <div class="mdr-credit-preview">
+                    <table class="mdr-credit-table">
+                      <thead>
+                        <tr>
+                          <th>DR/CR</th>
+                          <th>Account No</th>
+                          <th>Account Name</th>
+                          <th>Type</th>
+                          <th class="num">Amount (₹)</th>
+                        </tr>
+                      </thead>
+                      <tbody>
+                        @for (ce of getCreditEntries(r); track ce.accountNo) {
+                          <tr>
+                            <td>
+                              <span
+                                class="mdr-actype"
+                                [style.background]="ce.dbCr === 'Dr' ? '#fee2e2' : '#dcfce7'"
+                                [style.color]="ce.dbCr === 'Dr' ? '#991b1b' : '#166534'"
+                              >
+                                {{ ce.dbCr || 'CR' }}
+                              </span>
+                            </td>
+                            <td class="cell-mono">{{ ce.accountNo || '—' }}</td>
+                            <td>{{ ce.accountName || '—' }}</td>
+                            <td>
+                              <span class="mdr-actype">{{ ce.accountType || '—' }}</span>
+                            </td>
+                            <td class="num mdr-ce-amount">{{ ce.amount | number: '1.2-2' }}</td>
+                          </tr>
+                        }
+                      </tbody>
+                    </table>
+                  </div>
+                </td>
+              </tr>
+            }
             @if (r.status === 'REJECTED' && r.rejection_reason) {
               <tr class="mdr-reason-row">
                 <td colspan="8" class="mdr-reason-cell">
diff --git a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.scss b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.scss
index 20984fe7d..3593f134a 100644
--- a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.scss
+++ b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.scss
@@ -341,6 +341,91 @@
   color: #0369a1;
   font-size: 11px;
   font-weight: 600;
+
+  &--btn {
+    border: none;
+    cursor: pointer;
+    gap: 2px;
+    font-family: inherit;
+    transition: background 0.15s;
+
+    &:hover {
+      background: #bae6fd;
+    }
+  }
+}
+
+.mdr-credit-chevron {
+  font-size: 14px;
+  width: 14px;
+  height: 14px;
+  transition: transform 0.2s;
+
+  &--open {
+    transform: rotate(180deg);
+  }
+}
+
+.mdr-expand-row td {
+  padding: 0;
+  background: #f0f9ff;
+  border-bottom: 2px solid #bae6fd;
+}
+
+.mdr-expand-cell {
+  padding: 0 !important;
+}
+
+.mdr-credit-preview {
+  padding: 10px 24px 12px 40px;
+}
+
+.mdr-credit-table {
+  width: 100%;
+  border-collapse: collapse;
+  font-size: 12px;
+
+  th,
+  td {
+    padding: 6px 10px;
+    text-align: left;
+    border-bottom: 1px solid #e0f2fe;
+  }
+
+  th {
+    font-size: 10px;
+    font-weight: 700;
+    color: #0369a1;
+    text-transform: uppercase;
+    letter-spacing: 0.06em;
+    background: #e0f2fe;
+    white-space: nowrap;
+  }
+
+  .num {
+    text-align: right;
+  }
+
+  tr:last-child td {
+    border-bottom: none;
+  }
+}
+
+.mdr-ce-amount {
+  font-weight: 700;
+  color: #0f4f3c;
+}
+
+.mdr-actype {
+  display: inline-block;
+  padding: 1px 7px;
+  border-radius: 10px;
+  background: #f1f5f9;
+  color: #475569;
+  font-size: 10px;
+  font-weight: 600;
+  text-transform: uppercase;
+  letter-spacing: 0.04em;
 }
 
 .mdr-reason-row td {
diff --git a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.ts b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.ts
index 1e4059b8f..207f96317 100644
--- a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.ts
+++ b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.ts
@@ -45,6 +45,7 @@ export class MyDisbursementRequestsComponent implements OnInit {
 
   requests: any[] = [];
   totalRecords = 0;
+  expandedIds = new Set<number>();
   pageSize = 20;
   pageIndex = 0;
   pageSizeOptions = [
@@ -164,15 +165,27 @@ export class MyDisbursementRequestsComponent implements OnInit {
     this.router.navigate(['/clerk/dashboard']);
   }
 
-  creditCount(req: any): number {
+  toggleExpand(id: number): void {
+    if (this.expandedIds.has(id)) {
+      this.expandedIds.delete(id);
+    } else {
+      this.expandedIds.add(id);
+    }
+  }
+
+  getCreditEntries(req: any): any[] {
     try {
       const arr = typeof req.credit_entries === 'string' ? JSON.parse(req.credit_entries) : req.credit_entries;
-      return Array.isArray(arr) ? arr.length : 0;
+      return Array.isArray(arr) ? arr.map((e: any) => ({ ...e, amount: parseFloat(e.amount) || 0 })) : [];
     } catch {
-      return 0;
+      return [];
     }
   }
 
+  creditCount(req: any): number {
+    return this.getCreditEntries(req).length;
+  }
+
   statusClass(status: string): string {
     const map: Record<string, string> = {
       PENDING: 'mdr-status--pending',
diff --git a/src/app/clerk/my-requests/my-requests.component.html b/src/app/clerk/my-requests/my-requests.component.html
index d4f59c8c1..14ec9ccc7 100644
--- a/src/app/clerk/my-requests/my-requests.component.html
+++ b/src/app/clerk/my-requests/my-requests.component.html
@@ -120,7 +120,7 @@
               [class.myr-row--pending]="r.status === 'PENDING'"
               [class.myr-row--approved]="r.status === 'APPROVED'"
               [class.myr-row--rejected]="r.status === 'REJECTED'"
-              [class.myr-row--disbursed]="r.status === 'DISBURSED'"
+              [class.myr-row--disbursed]="r.status === 'WITHDRAWN'"
             >
               <td class="cell-mono myr-voucher">{{ r.voucher_no || '—' }}</td>
               <td class="cell-mono myr-token">{{ r.tok_no || '—' }}</td>
@@ -140,7 +140,7 @@
                   <span class="myr-rejection-text" [title]="r.rejection_reason">
                     {{ r.rejection_reason | slice: 0 : 60 }}{{ r.rejection_reason?.length > 60 ? '…' : '' }}
                   </span>
-                } @else if (r.status === 'DISBURSED') {
+                } @else if (r.status === 'WITHDRAWN') {
                   <div class="myr-disbursed-info">
                     <span class="myr-disbursed-cashier">{{ r.disbursed_by || '—' }}</span>
                     <span class="myr-dt">{{ formatDateTime(r.disbursed_at) }}</span>
diff --git a/src/app/clerk/my-requests/my-requests.component.ts b/src/app/clerk/my-requests/my-requests.component.ts
index abdd5b805..b6f63be83 100644
--- a/src/app/clerk/my-requests/my-requests.component.ts
+++ b/src/app/clerk/my-requests/my-requests.component.ts
@@ -81,7 +81,7 @@ export class MyRequestsComponent implements OnInit {
       { value: 'PENDING', label: 'Pending' },
       { value: 'APPROVED', label: 'Approved' },
       { value: 'REJECTED', label: 'Rejected' },
-      { value: 'DISBURSED', label: 'Disbursed' }
+      { value: 'WITHDRAWN', label: 'Disbursed' }
     ];
   }
 
@@ -191,7 +191,7 @@ export class MyRequestsComponent implements OnInit {
       PENDING: 'myr-status--pending',
       APPROVED: 'myr-status--approved',
       REJECTED: 'myr-status--rejected',
-      DISBURSED: 'myr-status--disbursed'
+      WITHDRAWN: 'myr-status--disbursed'
     };
     return map[status] ?? '';
   }
@@ -201,7 +201,7 @@ export class MyRequestsComponent implements OnInit {
       PENDING: 'Pending Approval',
       APPROVED: 'Approved',
       REJECTED: 'Rejected',
-      DISBURSED: 'Disbursed'
+      WITHDRAWN: 'Withdrawn'
     };
     return map[status] ?? status;
   }
diff --git a/src/app/tasks/checker-inbox-and-tasks-tabs/withdrawal-requests/withdrawal-requests.component.html b/src/app/tasks/checker-inbox-and-tasks-tabs/withdrawal-requests/withdrawal-requests.component.html
index 3f0a25aae..a74ed81e5 100644
--- a/src/app/tasks/checker-inbox-and-tasks-tabs/withdrawal-requests/withdrawal-requests.component.html
+++ b/src/app/tasks/checker-inbox-and-tasks-tabs/withdrawal-requests/withdrawal-requests.component.html
@@ -121,7 +121,7 @@
         </thead>
         <tbody>
           @for (r of requests; track r.id) {
-            <tr class="wri-row" [class.wri-row--disbursed]="r.status === 'DISBURSED'" (click)="review(r)">
+            <tr class="wri-row" [class.wri-row--disbursed]="r.status === 'WITHDRAWN'" (click)="review(r)">
               <td class="cell-mono wri-voucher">{{ r.voucher_no || '—' }}</td>
               <td class="cell-mono wri-token">{{ r.tok_no || '—' }}</td>
               <td class="cell-mono">{{ r.account_no }}</td>
@@ -131,7 +131,7 @@
               <td>{{ r.clerk_name }}</td>
               <td>{{ r.manager_name || r.manager_username || '—' }}</td>
               <td class="wri-cashier-cell">
-                @if (r.status === 'DISBURSED') {
+                @if (r.status === 'WITHDRAWN') {
                   <div class="wri-cashier-info">
                     <span class="wri-cashier-name">{{ r.disbursed_by }}</span>
                     <span class="wri-dt">{{ formatDateTime(r.disbursed_at) }}</span>
diff --git a/src/app/tasks/checker-inbox-and-tasks-tabs/withdrawal-requests/withdrawal-requests.component.ts b/src/app/tasks/checker-inbox-and-tasks-tabs/withdrawal-requests/withdrawal-requests.component.ts
index cc560172d..cfc996a34 100644
--- a/src/app/tasks/checker-inbox-and-tasks-tabs/withdrawal-requests/withdrawal-requests.component.ts
+++ b/src/app/tasks/checker-inbox-and-tasks-tabs/withdrawal-requests/withdrawal-requests.component.ts
@@ -77,7 +77,7 @@ export class WithdrawalRequestsComponent implements OnInit {
       { value: 'PENDING', label: 'Pending' },
       { value: 'APPROVED', label: 'Approved' },
       { value: 'REJECTED', label: 'Rejected' },
-      { value: 'DISBURSED', label: 'Disbursed' }
+      { value: 'WITHDRAWN', label: 'Withdrawn' }
     ];
   }
 
@@ -177,7 +177,7 @@ export class WithdrawalRequestsComponent implements OnInit {
       PENDING: 'wri-status--pending',
       APPROVED: 'wri-status--approved',
       REJECTED: 'wri-status--rejected',
-      DISBURSED: 'wri-status--disbursed'
+      WITHDRAWN: 'wri-status--disbursed'
     };
     return map[status] ?? '';
   }
@@ -187,7 +187,7 @@ export class WithdrawalRequestsComponent implements OnInit {
       PENDING: 'Pending',
       APPROVED: 'Approved',
       REJECTED: 'Rejected',
-      DISBURSED: 'Disbursed'
+      WITHDRAWN: 'Withdrawn'
     };
     return map[status] ?? status;
   }