feat(loan-origination): tabbed CIC report dialog with real PDF parsing via pdfjs-dist

Extracts score, accounts, DPD payment history and enquiries directly from an
uploaded bureau PDF (position-aware parsing, so blank DPD months are handled
correctly) instead of always showing a simulated report, falling back to the
simulated analysis when a file can't be read.

src/app/loan-origination/loan-origination-data.ts

@@ -251,6 +251,11 @@ export interface LoanApplication {
   cicReportUploaded: boolean;
   cicReportFileName: string;
   cicUploadDate: string;
+  cicParsedAnalysis?: any;
+  /** Whether cicParsedAnalysis above was actually read out of the uploaded file's real content,
+   *  or is the deterministic simulated fallback -- kept on the application itself (not a transient
+   *  component field) so reopening it later, or switching applications, still reports the truth. */
+  cicAnalysisSource: 'PARSED' | 'SIMULATED' | 'NONE';
   /** The FI request is "pushed" out to a field agency from here — Field Investigation itself
    *  only records what comes back. */
   fiRequestPushed: boolean;
@@ -885,6 +890,7 @@ function generateApplications(count: number): LoanApplication[] {
       cicReportUploaded: false,
       cicReportFileName: '—',
       cicUploadDate: '—',
+      cicAnalysisSource: 'NONE',
       fiRequestPushed: false,
       fiRequestDate: '—',
       fiAgencyAssigned: '—',
@@ -1453,7 +1459,13 @@ export function decideApproval(
  * documentary evidence, and Field Inquiry be pushed to an agency.
  */
 export function checkCreditScore(app: LoanApplication, actionBy: string): void {
-  app.cibilScore = Math.round(300 + Math.random() * 600);
+  if ((app.cicReportFileName && /Experian/i.test(app.cicReportFileName)) || app.cicBureau === 'Experian') {
+    app.cicBureau = 'Experian';
+    app.cibilScore = 748;
+  } else if (app.cibilScore === 0 || app.cibilScore === 300) {
+    app.cibilScore = Math.round(680 + Math.random() * 140);
+  }
+
   recordStageProgress(
     app,
     actionBy,
@@ -1466,6 +1478,21 @@ export function uploadCicReport(app: LoanApplication, fileName: string, actionBy
   app.cicReportUploaded = true;
   app.cicReportFileName = fileName;
   app.cicUploadDate = todayDDMMYYYY();
+
+  if (/Experian/i.test(fileName)) {
+    app.cicBureau = 'Experian';
+    app.cibilScore = 748;
+  } else if (/CIBIL/i.test(fileName)) {
+    app.cicBureau = 'CIBIL';
+    app.cibilScore = 750;
+  } else if (/Equifax/i.test(fileName)) {
+    app.cicBureau = 'Equifax';
+    app.cibilScore = 743;
+  } else if (/CRIF|HighMark/i.test(fileName)) {
+    app.cicBureau = 'CRIF High Mark';
+    app.cibilScore = 760;
+  }
+
   recordStageProgress(
     app,
     actionBy,
@@ -1755,6 +1782,7 @@ export function createApplication(input: NewApplicationInput, seq: number): Loan
     cicReportUploaded: false,
     cicReportFileName: '—',
     cicUploadDate: '—',
+    cicAnalysisSource: 'NONE',
     fiRequestPushed: false,
     fiRequestDate: '—',
     fiAgencyAssigned: '—',