Merge pull request #2853 from budaidev/WEB-455/full-term-tranches-configuration

WEB-455: add full term tranches configuration

src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.html

@@ -487,6 +487,15 @@
       <div class="flex-100 layout-row" *ngIf="allowAddDisbursementDetails()">
         <h4 class="mat-h4 flex-98">{{ 'labels.heading.Loan Tranche Details' | translate }}</h4>
       </div>
+      <mat-checkbox
+        *ngIf="isFullTermTrancheEditable()"
+        class="flex-48 margin-v"
+        labelPosition="before"
+        formControlName="allowFullTermForTranche"
+        matTooltip="{{ 'tooltips.Allow full term length for each tranche disbursement' | translate }}"
+      >
+        {{ 'labels.inputs.Allow full term for each tranche' | translate }}
+      </mat-checkbox>
       <div class="flex-100 layout-row">
         <mat-form-field class="flex-48">
           <mat-label>{{ 'labels.inputs.Maximum allowed outstanding balance' | translate }}</mat-label>

src/app/loans/loans-account-stepper/loans-account-terms-step/loans-account-terms-step.component.ts

@@ -255,6 +255,12 @@ export class LoansAccountTermsStepComponent implements OnInit, OnChanges {
         this.loansAccountTermsForm.addControl('enableDownPayment', new UntypedFormControl(enableDownPayment));
       }
 
+      if (this.isFullTermTrancheEditable()) {
+        const allowFullTermForTranche =
+          this.loansAccountTermsData.allowFullTermForTranche ?? this.loanProduct?.allowFullTermForTranche ?? false;
+        this.loansAccountTermsForm.patchValue({ allowFullTermForTranche });
+      }
+
       const allowAttributeOverrides = this.loansAccountTermsData.product.allowAttributeOverrides;
       if (!allowAttributeOverrides.repaymentEvery) {
         this.loansAccountTermsForm.controls.repaymentEvery.disable();
@@ -517,7 +523,8 @@ export class LoansAccountTermsStepComponent implements OnInit, OnChanges {
       multiDisburseLoan: [false],
       interestRateFrequencyType: [''],
       balloonRepaymentAmount: [''],
-      interestRecognitionOnDisbursementDate: [false]
+      interestRecognitionOnDisbursementDate: [false],
+      allowFullTermForTranche: [false]
     });
   }
 
@@ -700,4 +707,12 @@ export class LoansAccountTermsStepComponent implements OnInit, OnChanges {
       collateral: this.collateralDataSource
     };
   }
+
+  /**
+   * Check if full term tranche option should be editable at loan level.
+   * Only available if the loan product has it enabled and is PROGRESSIVE schedule type.
+   */
+  isFullTermTrancheEditable(): boolean {
+    return this.isProgressive && this.loanProduct?.allowFullTermForTranche === true;
+  }
 }

src/app/loans/loans-view/loan-tranche-details/loan-tranche-details.component.html

@@ -4,6 +4,11 @@
     <span class="flex-60">{{ loanDetails.maxOutstandingLoanBalance | formatNumber }}</span>
   </div>
 
+  <div class="flex-fill" *ngIf="loanDetails.allowFullTermForTranche">
+    <span class="flex-40">{{ 'labels.inputs.Allow full term for each tranche' | translate }}:</span>
+    <span class="flex-60">{{ loanDetails.allowFullTermForTranche | yesNo }}</span>
+  </div>
+
   <h3>{{ 'labels.heading.Loan Tranche Details' | translate }}</h3>
 
   <div class="layout-row margin-t layout-xs-column layout-align-end gap-2percent">

src/app/loans/loans-view/loan-tranche-details/loan-tranche-details.component.ts

@@ -27,6 +27,7 @@ import {
 import { MatTooltip } from '@angular/material/tooltip';
 import { DateFormatPipe } from '../../../pipes/date-format.pipe';
 import { FormatNumberPipe } from '../../../pipes/format-number.pipe';
+import { YesnoPipe } from '../../../pipes/yesno.pipe';
 import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
 
 @Component({
@@ -49,7 +50,8 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
     MatRowDef,
     MatRow,
     DateFormatPipe,
-    FormatNumberPipe
+    FormatNumberPipe,
+    YesnoPipe
   ]
 })
 export class LoanTrancheDetailsComponent implements OnInit {

src/app/products/loan-products/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.html

@@ -157,6 +157,16 @@
       <mat-checkbox class="flex-48 margin-v" labelPosition="before" formControlName="disallowExpectedDisbursements">
         {{ 'labels.inputs.Disallow Expected Disbursements' | translate }}
       </mat-checkbox>
+
+      <mat-checkbox
+        *ngIf="loanProductSettingsForm.value.loanScheduleType === 'PROGRESSIVE'"
+        class="flex-48 margin-v"
+        labelPosition="before"
+        formControlName="allowFullTermForTranche"
+        matTooltip="{{ 'tooltips.Allow full term length for each tranche disbursement' | translate }}"
+      >
+        {{ 'labels.inputs.Allow full term for each tranche' | translate }}
+      </mat-checkbox>
     </div>
 
     <h3 class="mat-h3 flex-96">{{ 'labels.heading.Down Payment' | translate }}</h3>

src/app/products/loan-products/loan-product-stepper/loan-product-settings-step/loan-product-settings-step.component.ts

@@ -146,6 +146,7 @@ export class LoanProductSettingsStepComponent implements OnInit {
       multiDisburseLoan: this.loanProductsTemplate.multiDisburseLoan,
       maxTrancheCount: this.loanProductsTemplate.maxTrancheCount,
       outstandingLoanBalance: this.loanProductsTemplate.outstandingLoanBalance,
+      allowFullTermForTranche: this.loanProductsTemplate.allowFullTermForTranche,
       enableDownPayment: this.loanProductsTemplate.enableDownPayment,
       enableInstallmentLevelDelinquency: this.loanProductsTemplate.enableInstallmentLevelDelinquency,
       loanScheduleType: this.loanProductsTemplate.loanScheduleType.code,
@@ -314,6 +315,7 @@ export class LoanProductSettingsStepComponent implements OnInit {
       isInterestRecalculationEnabled: [false],
       holdGuaranteeFunds: [false],
       multiDisburseLoan: [false],
+      allowFullTermForTranche: [false],
       allowAttributeConfiguration: [true],
       allowPartialPeriodInterestCalculation: [false],
       allowAttributeOverrides: this.formBuilder.group({
@@ -553,7 +555,10 @@ export class LoanProductSettingsStepComponent implements OnInit {
       } else {
         this.loanProductSettingsForm.removeControl('maxTrancheCount');
         this.loanProductSettingsForm.removeControl('outstandingLoanBalance');
-        this.loanProductSettingsForm.patchValue({ disallowExpectedDisbursements: false });
+        this.loanProductSettingsForm.patchValue({
+          disallowExpectedDisbursements: false,
+          allowFullTermForTranche: false
+        });
       }
     });
 
@@ -646,6 +651,7 @@ export class LoanProductSettingsStepComponent implements OnInit {
         this.advancedTransactionProcessingStrategyDisabled = false;
         this.isAdvancedTransactionProcessingStrategy = false;
         this.loanProductSettingsForm.removeControl('chargeOffBehaviour');
+        this.loanProductSettingsForm.patchValue({ allowFullTermForTranche: false });
       } else {
         // Only Advanced Payment Allocation Strategy
         this.transactionProcessingStrategyDataBase.some((cn: CodeName) => {

src/app/products/loan-products/models/loan-product.model.ts

@@ -97,6 +97,7 @@ export interface LoanProduct {
   creditAllocationAllocationTypes: OptionData[];
   multiDisburseLoan: boolean;
   maxTrancheCount: number;
+  allowFullTermForTranche: boolean;
   disallowExpectedDisbursements: boolean;
   allowApprovedDisbursedAmountsOverApplied: boolean;
   overAppliedNumber: number;

src/assets/translations/en-US.json

@@ -1599,6 +1599,7 @@
       "Enable Dormancy Tracking": "Enable Dormancy Tracking",
       "Enable Down Payment": "Enable Down Payment",
       "Enable Multiple Disbursals": "Enable Multiple Disbursals",
+      "Allow full term for each tranche": "Allow full term for each tranche",
       "Enabled": "Enabled",
       "End Date": "End Date",
       "End Point": "End Point",
@@ -3566,6 +3567,7 @@
     "Keyboard Shortcuts": "Keyboard Shortcuts",
     "Leave this checkbox checked if the loan has Down Payment": "Leave this checkbox checked if the loan has Down Payment, A Down Payment is a sum a buyer pays upfront when purchasing a good. It represents a percentage of the total purchase price, and the balance is usually financed",
     "Leave this checkbox unchecked": "Leave this checkbox unchecked if the loan is a single disburse loan. Check this checkbox if the loan is a multi disburse loan. See additional fields for additional information required for this type of loan.",
+    "Allow full term length for each tranche disbursement": "When enabled, each tranche disbursement will follow the full loan term schedule instead of fitting within the remaining term. Only available for PROGRESSIVE loan schedule type.",
     "Loan Account": "Loan Account",
     "Loan Product can be used to apply for Topup Loans": "If selected, the Loan Product can be used to apply for Top Up Loans.",
     "Loan products may be assigned": "Loan products may be assigned to a fund set up by your financial institution. If available, the fund field can be used for tracking and reporting on groups of loans.",