feat(loan-origination): product type, income/co-borrower affordability, bank statement & CIC analysis, richer Field Investigation, and meeting-scheduled Personal Discussion

- New Application: add Product Type (Term Loan/Overdraft) driven by product eligibility.
- KYC: 3-year ITR capture with exceptions, product-specific document checklists with officer-added
  custom docs, Housing Loan co-owner Aadhaar/PAN capture+verify in a popup dialog.
- Income & Affordability: editable income/amount/tenure with product bounds validation, 40% EMI
  rule, and a full co-borrower flow (relationship, salary slips, combined-income eligibility).
- Bank Statement upload auto-opens a full CSV-driven cash-flow/FOIR/risk analysis dialog.
- CIC report upload auto-opens a bureau-style credit report analysis (score gauge, accounts,
  DPD history, enquiries) generated from the application's own credit score.
- Field Investigation reworked into per-address cards (Home/Office/Property/Shop) with officer
  assignment, 48-hour SLA tracking, GPS + multi-photo capture, verify/reject with remarks, a
  full-detail popup, real Fineract addresses for existing clients, and a calculated property
  valuation (market/guideline/realizable value, LTV).
- Personal Discussion: meeting scheduler (date/time/mode/officer) gating the discussion report,
  plus a full Application Summary Report PDF (KYC, CIC, FI, valuation, stage history) for the
  meeting.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>

src/app/loan-origination/loan-origination-shared.scss

@@ -268,6 +268,14 @@
   grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
   gap: 12px 20px;
   padding: 18px;
+
+  &--tight-bottom {
+    padding: 0 0 10px;
+  }
+
+  &--tight-top {
+    padding: 10px 0 0;
+  }
 }
 
 .loan-kv-field {
@@ -594,6 +602,53 @@
   margin: -2px 0 0;
 }
 
+// Field Investigation -- one card per address (Home/Office/Property/Shop) instead of stacked
+// full-width sections, since each visit's officer/SLA/GPS/photo capture is a self-contained unit.
+.loi-fi-grid {
+  display: grid;
+  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
+  gap: 14px;
+  margin-bottom: 14px;
+}
+
+.loi-fi-card {
+  display: flex;
+  flex-direction: column;
+  gap: 10px;
+  padding: 14px 16px;
+  border: 1px solid #e2e8f0;
+  border-radius: 12px;
+  background: #fff;
+}
+
+.loi-fi-card-title {
+  font-size: 12px;
+  font-weight: 700;
+  text-transform: uppercase;
+  letter-spacing: 0.05em;
+  color: #1e40af;
+}
+
+.loi-fi-view-details {
+  display: inline-flex;
+  align-items: center;
+  align-self: flex-start;
+  gap: 6px;
+  height: 30px;
+  padding: 0 12px;
+  border: 1px solid #c7d2fe;
+  border-radius: 999px;
+  background: #eef2ff;
+  color: #4338ca;
+  font-size: 12px;
+  font-weight: 700;
+  cursor: pointer;
+
+  &:hover {
+    background: #e0e7ff;
+  }
+}
+
 .loi-otp-digits {
   display: flex;
   gap: 5px;
@@ -668,3 +723,53 @@
     }
   }
 }
+
+// Re-opens the bank statement analysis dialog for a CSV already on file -- the analysis only
+// pops up once automatically (right after upload), so this is the only way back into it once an
+// officer has closed it and wants to double-check something.
+.loi-bsa-reopen {
+  display: inline-flex;
+  align-items: center;
+  gap: 6px;
+  height: 34px;
+  padding: 0 14px;
+  border: 1px solid #c7d2fe;
+  border-radius: 999px;
+  background: #eef2ff;
+  color: #4338ca;
+  font-size: 12.5px;
+  font-weight: 700;
+  cursor: pointer;
+
+  &:hover {
+    background: #e0e7ff;
+    border-color: #a5b4fc;
+  }
+}
+
+// Loan-specific documents (Housing/KCC/Vehicle/... papers) -- an officer-added custom document
+// gets a small remove control right next to its title; the product's own required list never
+// shows one, since removeCustomProductDoc() is a no-op for a non-custom entry anyway.
+.loi-doc-remove {
+  margin-left: 6px;
+  border: none;
+  background: none;
+  color: #94a3b8;
+  font-size: 12px;
+  cursor: pointer;
+  padding: 0 2px;
+
+  &:hover {
+    color: #dc2626;
+  }
+}
+
+.loi-custom-doc-input {
+  height: 36px;
+  padding: 0 12px;
+  border: 1px solid #cbd5e1;
+  border-radius: 6px;
+  font-size: 13px;
+  min-width: 260px;
+  flex: 1;
+}