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Merge branch 'dev-latest' into feature/advanceLoanProduct

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This commit is contained in:
sonali
2026-10-07 15:44:36 +05:30
parent 0ea57b3f82 6b0f218b70
commit a5a64d4efe
238 changed files with 21432 additions and 3047 deletions
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src/app/home/dashboard/crr-slr-dialog/crr-slr-dialog.component.html
+75 -25
View File
@@ -18,9 +18,16 @@
<p class="dialog-sub">NDTL &middot; CRR/SLR Computation Base &middot; As per RBI Master Circular</p>
</div>
<div class="header-right">
<!-- The close being reported, and under it the close the ratios are charged on. Two dates,
because they are not the same day and the requirement belongs to the earlier one. -->
<div class="as-of-box">
<strong>{{ reportingDateStr }}</strong>
<span>Reporting Fortnight (45-day lag)</span>
<strong>{{ reportingDateStr || '—' }}</strong>
<span>
Fortnight close
@if (baseDateStr) {
&middot; charged on {{ baseDateStr }}
}
</span>
</div>
<a
class="rbi-circular-btn"
@@ -42,31 +49,42 @@
<div class="summary-row">
<div class="summary-card sc-demand">
<div class="sc-label">Total Demand Liabilities</div>
<div class="sc-value">&#8377;12,843<span class="cr">Cr</span></div>
<div class="sc-change up">&#8593; 3.2% vs prev fortnight</div>
<div class="sc-value">{{ crore(totalDemand) }}<span class="cr" *ngIf="totalDemand !== null">Cr</span></div>
<div class="sc-sub">Payable on demand</div>
</div>
<div class="summary-card sc-time">
<div class="sc-label">Total Time Liabilities</div>
<div class="sc-value">&#8377;64,618<span class="cr">Cr</span></div>
<div class="sc-change up">&#8593; 1.8% vs prev fortnight</div>
<div class="sc-value">{{ crore(totalTime) }}<span class="cr" *ngIf="totalTime !== null">Cr</span></div>
<div class="sc-sub">Payable on maturity</div>
</div>
<div class="summary-card sc-asset">
<div class="sc-label">Assets with Banking System</div>
<div class="sc-value">&#8377;8,240<span class="cr">Cr</span></div>
<div class="sc-value">
{{ crore(totalBankingAssets) }}<span class="cr" *ngIf="totalBankingAssets !== null">Cr</span>
</div>
<div class="sc-change dn">&#8595; Deducted from NDTL</div>
</div>
<div class="summary-card sc-ndtl">
<div class="sc-label">Net Demand &amp; Time Liabilities (NDTL)</div>
<div class="sc-value">&#8377;69,221<span class="cr">Cr</span></div>
<div class="sc-value">{{ crore(ndtl) }}<span class="cr" *ngIf="ndtl !== null">Cr</span></div>
<div class="sc-sub">After deducting banking assets</div>
</div>
<div class="summary-card sc-crr">
<div class="sc-label">CRR Required ({{ crrRate }}%)</div>
<div class="sc-value">&#8377;{{ crrRequired | number: '1.0-0' }}<span class="cr">Cr</span></div>
<div class="sc-sub">SLR Req: &#8377;{{ slrRequired | number: '1.0-0' }} Cr ({{ slrRate }}%)</div>
<!-- The rate is named from the configuration, not fixed here: a card headed "CRR Required
(3%)" while Admin holds 4% states a rate the bank is not on. -->
<div class="sc-label">CRR Required{{ crrRate === null ? '' : ' (' + crrRate + '%)' }}</div>
<div class="sc-value">{{ crore(crrRequired) }}<span class="cr" *ngIf="crrRequired !== null">Cr</span></div>
<div class="sc-sub">SLR Req: {{ crore(slrRequired) }}{{ slrRate === null ? '' : ' Cr (' + slrRate + '%)' }}</div>
</div>
</div>
<!-- Why the figures are not there, in the return's own words. A dashboard that simply shows
dashes sends an administrator looking for a fault in the dashboard. -->
<div class="unavailable-note" *ngIf="unavailable">
<fa-icon icon="exclamation-triangle"></fa-icon>
{{ unavailable }}
</div>
<!-- Tab Navigation -->
<div class="tab-nav">
<button class="tab-btn" [class.active]="activeTab === 'demand'" (click)="activeTab = 'demand'">
@@ -123,14 +141,23 @@
</span>
</td>
</tr>
} @empty {
<tr class="empty-row">
<td colspan="7">
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin &rarr;
RBI Reserve Configuration.
</td>
</tr>
}
</tbody>
<tfoot>
<tr>
<td colspan="3"><strong>Total Demand Liabilities (All 16 Items)</strong></td>
<td class="right foot-demand">12,114.75</td>
<td class="right foot-demand">12,843.50</td>
<td class="right up">+728.75</td>
<td colspan="3">
<strong>Total Demand Liabilities ({{ demandLiabilities.length }} accounts)</strong>
</td>
<td class="right foot-demand">{{ totalOf(demandLiabilities, 'openingValue') }}</td>
<td class="right foot-demand">{{ totalOf(demandLiabilities, 'currentValue') }}</td>
<td class="right">{{ totalChange(demandLiabilities) }}</td>
<td></td>
</tr>
</tfoot>
@@ -178,14 +205,23 @@
</span>
</td>
</tr>
} @empty {
<tr class="empty-row">
<td colspan="7">
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin &rarr;
RBI Reserve Configuration.
</td>
</tr>
}
</tbody>
<tfoot>
<tr>
<td colspan="3"><strong>Total Time Liabilities (All 13 Items)</strong></td>
<td class="right foot-time">62,613.10</td>
<td class="right foot-time">64,618.00</td>
<td class="right up">+2,004.90</td>
<td colspan="3">
<strong>Total Time Liabilities ({{ timeLiabilities.length }} accounts)</strong>
</td>
<td class="right foot-time">{{ totalOf(timeLiabilities, 'openingValue') }}</td>
<td class="right foot-time">{{ totalOf(timeLiabilities, 'currentValue') }}</td>
<td class="right">{{ totalChange(timeLiabilities) }}</td>
<td></td>
</tr>
</tfoot>
@@ -227,6 +263,13 @@
<span class="status-chip chip-active">{{ item.status }}</span>
</td>
</tr>
} @empty {
<tr class="empty-row">
<td colspan="7">
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin &rarr;
RBI Reserve Configuration.
</td>
</tr>
}
</tbody>
<tfoot>
@@ -234,9 +277,9 @@
<td colspan="3">
<strong>Total Assets with Banking System</strong> <span class="deduct-tag">( Deducted from NDTL )</span>
</td>
<td class="right foot-asset">7,600.70</td>
<td class="right foot-asset">8,240.20</td>
<td class="right up">+639.50</td>
<td class="right foot-asset">{{ totalOf(bankingAssets, 'openingValue') }}</td>
<td class="right foot-asset">{{ totalOf(bankingAssets, 'currentValue') }}</td>
<td class="right">{{ totalChange(bankingAssets) }}</td>
<td></td>
</tr>
</tfoot>
@@ -284,14 +327,21 @@
<span class="status-chip chip-active">{{ item.status }}</span>
</td>
</tr>
} @empty {
<tr class="empty-row">
<td colspan="7">
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin &rarr;
RBI Reserve Configuration.
</td>
</tr>
}
</tbody>
<tfoot>
<tr>
<td colspan="4"><strong>Total Liquid Assets (SLR Eligible)</strong></td>
<td class="right foot-slr">12,511.70</td>
<td class="right foot-slr">13,238.80</td>
<td class="right up">+727.10</td>
<td class="right foot-slr">{{ totalOf(liquidAssets, 'openingValue') }}</td>
<td class="right foot-slr">{{ totalOf(liquidAssets, 'currentValue') }}</td>
<td class="right">{{ totalChange(liquidAssets) }}</td>
<td></td>
</tr>
</tfoot>
src/app/home/dashboard/crr-slr-dialog/crr-slr-dialog.component.scss
+27
View File
@@ -842,3 +842,30 @@ $slr-b: #bae6fd;
padding: 8px 16px;
}
}
/* Why the figures are missing, in the return's own words — an administrator reading only dashes
goes looking for a fault in this screen rather than in the configuration that actually caused it. */
.unavailable-note {
margin: 0 0 16px;
padding: 10px 14px;
background: #fffbeb;
color: #92400e;
border-radius: 8px;
font-size: 12.5px;
line-height: 1.6;
fa-icon {
margin-right: 8px;
}
}
/* A head with nothing mapped. Said in the table rather than left as an empty body, and it names the
screen where the mapping is made — an empty table otherwise reads as a fault in this one. */
.empty-row td {
padding: 22px 16px;
text-align: center;
color: #6b7280;
font-size: 12.5px;
line-height: 1.6;
background: #fafafa;
}
src/app/home/dashboard/crr-slr-dialog/crr-slr-dialog.component.ts
+226 -458
View File
@@ -6,13 +6,30 @@
* file, You can obtain one at http://mozilla.org/MPL/2.0/.
*/
import { Component, inject } from '@angular/core';
import { Component, OnInit, inject } from '@angular/core';
import { CommonModule, DecimalPipe } from '@angular/common';
import { MatDialogRef, MatDialogModule } from '@angular/material/dialog';
import { MatButtonModule } from '@angular/material/button';
import { MatTabsModule } from '@angular/material/tabs';
import { MatTooltipModule } from '@angular/material/tooltip';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { RbiCircularsService } from '../../../rbi-circulars/rbi-circulars.service';
/** One account under a head, at the base date and the reporting date. */
interface CrrSlrRow {
sl: string;
name: string;
sub: string;
code: string;
opening: string;
current: string;
/** The figures themselves, kept so totals add from values rather than from formatted text. */
openingValue: number | null;
currentValue: number | null;
change: string;
changeDir: 'up' | 'dn' | 'flat';
status: string;
}
@Component({
selector: 'mifosx-crr-slr-dialog',
@@ -29,477 +46,228 @@ import { FaIconComponent } from '@fortawesome/angular-fontawesome';
FaIconComponent
]
})
export class CrrSlrDialogComponent {
export class CrrSlrDialogComponent implements OnInit {
private dialogRef = inject(MatDialogRef<CrrSlrDialogComponent>);
private rbi = inject(RbiCircularsService);
activeTab: 'demand' | 'time' | 'assets' | 'slr' = 'demand';
/** Reporting fortnight date — 45 days before current date */
today = new Date();
reportingDate: Date;
reportingDateStr: string;
/** The date the figures were struck at, as the return itself reports it. */
reportingDateStr = '';
/** NDTL & Reserve computations */
readonly totalDemand = 12843.5;
readonly totalTime = 64618.0;
readonly totalBankingAssets = 8240.2;
readonly ndtl = 69221.3; // Demand + Time - Banking Assets
readonly crrRate = 3; // Current RBI CRR rate (%)
readonly slrRate = 18; // Current RBI SLR rate (%)
readonly crrRequired = 69221.3 * 0.03; // ₹2,076.64 Cr
readonly slrRequired = 69221.3 * 0.18; // ₹12,459.83 Cr
readonly totalLiquidAssets = 13238.8;
readonly slrActualPercent = +((13238.8 / 69221.3) * 100).toFixed(2); // 19.12%
readonly slrSurplus = +(13238.8 - 69221.3 * 0.18).toFixed(2); // 778.97
readonly totalReserve = +(69221.3 * 0.03 + 69221.3 * 0.18).toFixed(2); // 14,536.47
/**
* The close the ratios are charged on — the second preceding fortnight, not the one reported.
*
* Named on screen because the gap between the two is the whole of how the rules work: a bank
* cannot hold a reserve against liabilities it does not yet know, so the requirement is fixed on
* a position already struck and reported. A screen showing one date invites a reader to think the
* requirement was worked out on the day it is shown against.
*/
baseDateStr = '';
constructor() {
// CRR/SLR uses data from 45 days ago
const lagDays = 45;
this.reportingDate = new Date(this.today);
this.reportingDate.setDate(this.reportingDate.getDate() - lagDays);
this.reportingDateStr = this.reportingDate.toLocaleDateString('en-IN', {
day: '2-digit',
month: 'short',
year: 'numeric'
loading = true;
/** Set when the return could not be computed — and why, in the return's own words. */
unavailable = '';
/**
* The NDTL computation, read from the return rather than stated here.
*
* These were fixed numbers until now — a demonstration screen that showed ₹69,221 Cr whatever the
* ledger held. The figures are the bank's own regulatory position, so a plausible-looking number
* is worse than no number: it reads as a reported figure and cannot be told apart from one.
*
* Null until the return answers, and left null where it cannot compute. The template shows a dash
* for a null, which says "not reported" where a zero would say "reported as nil".
*/
totalDemand: number | null = null;
totalTime: number | null = null;
totalBankingAssets: number | null = null;
ndtl: number | null = null;
crrRate: number | null = null;
slrRate: number | null = null;
crrRequired: number | null = null;
slrRequired: number | null = null;
totalLiquidAssets: number | null = null;
slrActualPercent: number | null = null;
slrSurplus: number | null = null;
totalReserve: number | null = null;
/**
* A figure for display, or a dash where the return did not carry one.
*
* A dash and a zero say different things — "not reported" against "reported as nil" — and on a
* regulatory screen the difference decides whether anyone goes looking for the missing mapping.
*/
crore(value: number | null): string {
if (value === null) {
return '—';
}
return `₹${value.toLocaleString('en-IN', { maximumFractionDigits: 0 })}`;
}
ngOnInit(): void {
// The return is reported in rupees; this screen reads in crore, as a dashboard tile does.
const toCrore = (v: number | null | undefined): number | null =>
v === null || v === undefined ? null : +(v / 1e7).toFixed(2);
// The statutory Form 1, not the working report. Form 1 is filed twice a month — at the 15th and
// at the month end — and this screen should show the close the bank last filed, not a position
// struck 45 days back by a lag rule that belongs to the other report. Those two disagree by
// weeks, and the 45-day one lands mid-fortnight on a date the bank never reported.
this.rbi.getForm1Statutory().subscribe({
next: (data: any) => {
this.loading = false;
// The later of the two closes the return reports — the one the bank most recently filed.
const columns: string[] = data?.columns ?? [];
const latest = columns.length - 1;
this.reportingDateStr = columns[latest] ?? '';
this.baseDateStr = data?.baseColumns?.[latest] ?? '';
this.crrRate = data?.crrPercentage ?? null;
this.slrRate = data?.slrPercentage ?? null;
if (!columns.length) {
this.unavailable =
data?.unmetRequirements?.[0] ?? 'Form 1 could not be computed. Check the CRR/SLR configuration in Admin.';
return;
}
// The return computes but says something would make it wrong to file — a rate never set, a
// base date the ledger cannot answer. Shown rather than swallowed: the reason is the thing
// an administrator needs in order to fix it.
this.unavailable = data?.unmetRequirements?.[0] ?? '';
// Part A's own lines, read by the Roman numeral each carries. Read from the return rather
// than recomputed, so this screen and the filed form cannot come to disagree.
const lines: any[] = data?.partA?.lines ?? [];
const at = (startsWith: string): number | null => {
const line = lines.find((l: any) => String(l?.label ?? '').startsWith(startsWith));
return line?.values?.[latest] ?? null;
};
this.totalDemand = toCrore(at('(A) Demand liabilities'));
this.totalTime = toCrore(at('(B) Time liabilities'));
this.totalBankingAssets = toCrore(at('TOTAL OF III'));
// IV(b) is the base the ratios are actually charged on — the figure behind the requirement,
// not the bank's liabilities on the day being reported.
this.ndtl = toCrore(at('IV. b)'));
this.crrRequired = toCrore(data?.partB?.required?.[latest]);
this.slrRequired = toCrore(data?.partC?.required?.[latest]);
this.totalLiquidAssets = toCrore(data?.partC?.maintained?.[latest]);
if (this.slrRequired !== null && this.totalLiquidAssets !== null) {
this.slrSurplus = +(this.totalLiquidAssets - this.slrRequired).toFixed(2);
}
if (this.ndtl) {
this.slrActualPercent =
this.totalLiquidAssets === null ? null : +((this.totalLiquidAssets / this.ndtl) * 100).toFixed(2);
}
if (this.crrRequired !== null && this.slrRequired !== null) {
this.totalReserve = +(this.crrRequired + this.slrRequired).toFixed(2);
}
this.fillTabs(lines, latest);
},
error: () => {
this.loading = false;
this.unavailable = 'The CRR/SLR position could not be read. The return service did not respond.';
}
});
}
demandLiabilities = [
{
sl: '01',
name: 'Current Account Deposits',
sub: 'Corporate & individual CA balances',
code: '2001-CA',
opening: '3,842.50',
current: '4,120.75',
change: '+278.25',
changeDir: 'up',
status: 'Active'
},
{
sl: '02',
name: 'Savings Bank Deposits (Withdrawable)',
sub: 'Demand portion — 10% of SB balance',
code: '2002-SB',
opening: '1,240.00',
current: '1,318.40',
change: '+78.40',
changeDir: 'up',
status: 'Active'
},
{
sl: '03',
name: 'Demand Drafts Payable',
sub: 'Issued DDs outstanding for payment',
code: '2003-DD',
opening: '284.20',
current: '311.60',
change: '+27.40',
changeDir: 'up',
status: 'Active'
},
{
sl: '04',
name: "Banker's Cheques / Pay Orders",
sub: 'Issued pay orders pending encashment',
code: '2004-PO',
opening: '198.75',
current: '176.30',
change: '-22.45',
changeDir: 'dn',
status: 'Active'
},
{
sl: '05',
name: 'Credit Balance in Cash Credit Accounts',
sub: 'CC accounts in credit position',
code: '2005-CC',
opening: '542.10',
current: '618.90',
change: '+76.80',
changeDir: 'up',
status: 'Active'
},
{
sl: '06',
name: 'Overdue Fixed Deposits',
sub: 'FDs past maturity — treated as demand',
code: '2006-OFD',
opening: '89.40',
current: '112.85',
change: '+23.45',
changeDir: 'dn',
status: 'Overdue'
},
{
sl: '07',
name: 'Interest Payable on Demand Deposits',
sub: 'Accrued interest on CA/SB',
code: '2007-INT',
opening: '34.20',
current: '38.55',
change: '+4.35',
changeDir: 'up',
status: 'Active'
},
{
sl: '08',
name: 'Margins held against Letters of Credit',
sub: 'Withdrawable LC margin deposits',
code: '2008-LCM',
opening: '412.60',
current: '388.20',
change: '-24.40',
changeDir: 'dn',
status: 'Active'
},
{
sl: '09',
name: 'Margins held against Bank Guarantees',
sub: 'Withdrawable BG margin deposits',
code: '2009-BGM',
opening: '318.40',
current: '342.10',
change: '+23.70',
changeDir: 'up',
status: 'Active'
},
{
sl: '10',
name: 'Security Deposits (Withdrawable)',
sub: 'EMD / SD refundable on demand',
code: '2010-SD',
opening: '124.80',
current: '118.60',
change: '-6.20',
changeDir: 'dn',
status: 'Active'
},
{
sl: '11',
name: 'Unclaimed Deposits (Demand Portion)',
sub: 'Balances unclaimed >10 years',
code: '2011-UCD',
opening: '56.30',
current: '59.40',
change: '+3.10',
changeDir: 'dn',
status: 'Unclaimed'
},
{
sl: '12',
name: 'Inter-Bank Demand Deposits',
sub: 'Demand deposits from other banks',
code: '2012-IBD',
opening: '2,840.00',
current: '3,120.50',
change: '+280.50',
changeDir: 'up',
status: 'Active'
},
{
sl: '13',
name: 'Clearing Adjustments / Balances',
sub: 'Net clearing settlement balances',
code: '2013-CLR',
opening: '186.40',
current: '210.80',
change: '+24.40',
changeDir: 'up',
status: 'Active'
},
{
sl: '14',
name: 'Outstanding Payment Instruments',
sub: 'Cheques issued but not yet presented',
code: '2014-OPI',
opening: '142.60',
current: '158.90',
change: '+16.30',
changeDir: 'up',
status: 'Active'
},
{
sl: '15',
name: 'Demand Liabilities towards Other Banks',
sub: 'Nostro / Vostro demand obligations',
code: '2015-DLB',
opening: '984.20',
current: '1,048.60',
change: '+64.40',
changeDir: 'up',
status: 'Active'
},
{
sl: '16',
name: 'Deposits Repayable on Demand',
sub: 'Miscellaneous on-demand deposits',
code: '2016-DRD',
opening: '618.30',
current: '698.05',
change: '+79.75',
changeDir: 'up',
status: 'Active'
/**
* The four tabs, filled from the return's own lines.
*
* These were four fixed lists until now — 435 lines of invented accounts with invented balances,
* which a reader had no way to tell apart from the bank's real position. They are now built from
* the accounts the return actually read, so a tab is empty exactly when the bank has nothing
* mapped under that head, and says so.
*/
demandLiabilities: CrrSlrRow[] = [];
timeLiabilities: CrrSlrRow[] = [];
bankingAssets: CrrSlrRow[] = [];
liquidAssets: CrrSlrRow[] = [];
/**
* Turns Part A's lines into the rows a tab shows.
*
* The form reports each head at both of the closes it carries, so the earlier column is the
* opening and the later one the current — the same pair these tables have always shown, now taken
* from the form rather than invented. Headings and totals are skipped: a heading carries no
* figure, and a total would be added a second time by the footer below.
*/
private rowsFrom(lines: any[], latest: number, match: (label: string) => boolean): CrrSlrRow[] {
const rows: CrrSlrRow[] = [];
for (const line of lines ?? []) {
const label = String(line?.label ?? '');
if (line?.heading || line?.total || !line?.values || !match(label)) {
continue;
}
const opening = latest > 0 ? (line.values[latest - 1] ?? null) : null;
const current = line.values[latest] ?? null;
const change = opening === null || current === null ? null : current - opening;
rows.push({
sl: String(rows.length + 1).padStart(2, '0'),
// The form's own wording, with its numbering trimmed off the front — the table has a column
// of its own for that.
name: label.replace(/^\s*\(?[a-zA-Z0-9]+\)?[.)]?\s*/, '').trim() || label.trim(),
sub: line.configKey ? String(line.configKey).replace(/_/g, ' ') : 'Derived from the form',
code: line.configKey ?? '—',
opening: this.crore(opening),
current: this.crore(current),
openingValue: opening,
currentValue: current,
change: change === null ? '—' : `${change >= 0 ? '+' : ''}${this.crore(change).replace('₹', '')}`,
changeDir: change === null ? 'flat' : change >= 0 ? 'up' : 'dn',
// A head with no GL mapped reports nothing, and the form says so rather than reporting nil.
status: line.configured === false ? 'Not mapped' : 'Active'
});
}
];
return rows;
}
timeLiabilities = [
{
sl: '01',
name: 'Fixed Deposits (FD)',
sub: '7 days to 10 years · 6.5–7.2%',
code: '3001-FD',
opening: '28,420.50',
current: '29,184.30',
change: '+763.80',
changeDir: 'up',
status: 'Active'
},
{
sl: '02',
name: 'Recurring Deposits (RD)',
sub: 'Monthly instalment · 6.0–6.8%',
code: '3002-RD',
opening: '4,218.60',
current: '4,412.80',
change: '+194.20',
changeDir: 'up',
status: 'Active'
},
{
sl: '03',
name: 'Time Liability Portion of Savings',
sub: '90% of SB balance treated as time',
code: '3003-SBT',
opening: '10,840.20',
current: '11,204.60',
change: '+364.40',
changeDir: 'up',
status: 'Active'
},
{
sl: '04',
name: 'Reinvestment Deposits',
sub: 'Cumulative interest plans · 7.0%',
code: '3004-RID',
opening: '1,842.40',
current: '1,918.70',
change: '+76.30',
changeDir: 'up',
status: 'Active'
},
{
sl: '05',
name: 'Staff Security Deposits (Fixed Period)',
sub: 'Employee security deposits — locked',
code: '3005-SSD',
opening: '84.60',
current: '86.40',
change: '+1.80',
changeDir: 'up',
status: 'Locked'
},
{
sl: '06',
name: 'Margin Money for Guarantees / LC',
sub: 'LC/BG margins — fixed lock-in period',
code: '3006-MGM',
opening: '620.80',
current: '644.20',
change: '+23.40',
changeDir: 'up',
status: 'Locked'
},
{
sl: '07',
name: 'Certificates of Deposit (CD)',
sub: 'Issued to corporates / FIs · 7.35%',
code: '3007-CD',
opening: '3,840.00',
current: '3,920.50',
change: '+80.50',
changeDir: 'up',
status: 'Active'
},
{
sl: '08',
name: 'Interest Accrued on Time Deposits',
sub: 'Accrued but unpaid interest on FD/RD',
code: '3008-IAT',
opening: '842.60',
current: '918.40',
change: '+75.80',
changeDir: 'up',
status: 'Active'
},
{
sl: '09',
name: 'Long-term Deposits',
sub: 'Tenor >5 years · 7.5%',
code: '3009-LTD',
opening: '5,620.40',
current: '5,818.60',
change: '+198.20',
changeDir: 'up',
status: 'Active'
},
{
sl: '10',
name: 'Tax Saving Deposits',
sub: 'Sec 80C FDs — 5-year lock-in · 6.8%',
code: '3010-TSD',
opening: '1,240.80',
current: '1,318.40',
change: '+77.60',
changeDir: 'up',
status: 'Locked'
},
{
sl: '11',
name: 'Foreign Currency Deposits',
sub: 'FCNR(B), RFC — USD/EUR/GBP',
code: '3011-FCD',
opening: '2,184.60',
current: '2,348.20',
change: '+163.60',
changeDir: 'up',
status: 'Active'
},
{
sl: '12',
name: 'Time Liabilities to Other Banks',
sub: 'Inter-bank term deposits — call money',
code: '3012-TLB',
opening: '1,840.20',
current: '1,924.40',
change: '+84.20',
changeDir: 'up',
status: 'Active'
},
{
sl: '13',
name: 'Term Borrowings',
sub: 'Bonds, debentures, refinance · 8.1%',
code: '3013-TBR',
opening: '1,018.40',
current: '1,118.50',
change: '+100.10',
changeDir: 'up',
status: 'Active'
}
];
/**
* A tab's column total, added from the rows on screen.
*
* Added from the rows rather than stated separately, so the foot of a table always agrees with
* what is above it. The footers used to be fixed text and agreed with nothing.
*
* Summed from each row's own figure, not from the text it displays: a total parsed back out of
* formatted strings would quietly lose the paise the display rounds away.
*/
totalOf(rows: CrrSlrRow[], column: 'openingValue' | 'currentValue'): string {
const values = rows.map((r) => r[column]).filter((v): v is number => v !== null);
return values.length ? this.crore(values.reduce((a, b) => a + b, 0)) : '—';
}
bankingAssets = [
{
sl: '01',
name: 'Balances with Other Banks',
sub: 'Nostro / Vostro balances — SBI, PNB, BOB',
code: '4001-BWB',
opening: '3,840.20',
current: '4,112.40',
change: '+272.20',
changeDir: 'up',
status: 'Active'
},
{
sl: '02',
name: 'Money at Call with Banks',
sub: 'Overnight & short-notice call money',
code: '4002-MCB',
opening: '2,180.50',
current: '2,418.60',
change: '+238.10',
changeDir: 'up',
status: 'Active'
},
{
sl: '03',
name: 'Loans to Banks (Inter-Bank Lending)',
sub: 'Term loans & credit lines to SCBs',
code: '4003-LTB',
opening: '1,580.00',
current: '1,709.20',
change: '+129.20',
changeDir: 'up',
status: 'Active'
/** The movement across a tab, between the two closes the form reports. */
totalChange(rows: CrrSlrRow[]): string {
const opening = rows.map((r) => r.openingValue).filter((v): v is number => v !== null);
const current = rows.map((r) => r.currentValue).filter((v): v is number => v !== null);
if (!opening.length || !current.length) {
return '—';
}
];
const change = current.reduce((a, b) => a + b, 0) - opening.reduce((a, b) => a + b, 0);
return `${change >= 0 ? '+' : ''}${this.crore(change).replace('₹', '')}`;
}
liquidAssets = [
{
sl: '01',
name: 'Central Government Securities',
sub: 'G-Secs held in HTM, AFS & HFT portfolios',
code: '5001-CGS',
opening: '6,840.50',
current: '7,218.40',
change: '+377.90',
changeDir: 'up',
status: 'Active',
category: 'G-Sec'
},
{
sl: '02',
name: 'State Development Loans (SDLs)',
sub: 'State govt bonds — various maturities',
code: '5002-SDL',
opening: '2,420.30',
current: '2,584.60',
change: '+164.30',
changeDir: 'up',
status: 'Active',
category: 'SDL'
},
{
sl: '03',
name: 'Treasury Bills (91/182/364 day)',
sub: 'Short-term govt securities — discounted',
code: '5003-TB',
opening: '1,840.20',
current: '1,962.80',
change: '+122.60',
changeDir: 'up',
status: 'Active',
category: 'T-Bill'
},
{
sl: '04',
name: 'Gold (valued at current market)',
sub: 'Gold reserves held per RBI valuation norms',
code: '5004-GLD',
opening: '680.40',
current: '724.60',
change: '+44.20',
changeDir: 'up',
status: 'Active',
category: 'Gold'
},
{
sl: '05',
name: 'Special Deposit Scheme with RBI',
sub: 'Deposits placed under SDS — SLR eligible',
code: '5005-SDS',
opening: '420.00',
current: '420.00',
change: '0.00',
changeDir: 'up',
status: 'Active',
category: 'RBI Dep'
},
{
sl: '06',
name: 'NABARD / SIDBI / NHB Bonds',
sub: 'PSE bonds approved as SLR-eligible',
code: '5006-PSE',
opening: '310.80',
current: '328.40',
change: '+17.60',
changeDir: 'up',
status: 'Active',
category: 'PSE Bond'
}
];
/** Fills the four tabs from one reading of the form. */
private fillTabs(lines: any[], latest: number): void {
const has = (label: string, ...words: string[]): boolean => {
const l = label.toLowerCase();
return words.some((w) => l.includes(w));
};
// Matched on how the form labels each head, not on a fixed list of account names: a bank that
// maps a new account to a head gets it on the right tab without this screen being changed.
this.demandLiabilities = this.rowsFrom(lines, latest, (l) => has(l, 'demand liabilit'));
this.timeLiabilities = this.rowsFrom(lines, latest, (l) => has(l, 'time liabilit') && !has(l, 'demand and time'));
// III — what the banking system owes this bank, which nets off the liability base.
this.bankingAssets = this.rowsFrom(lines, latest, (l) =>
has(l, 'current account balances with sbi', 'balances in all accounts', 'money at call', 'advances and any other')
);
// V, VI and VII — the cash, balances and securities the two ratios are met in.
this.liquidAssets = this.rowsFrom(lines, latest, (l) =>
has(l, 'cash on hand', 'reserve bank of india', 'co-operative bank', 'government securities')
);
}
close(): void {
this.dialogRef.close();
src/app/home/dashboard/dashboard.component.html
+22 -5
View File
@@ -28,17 +28,34 @@
<fa-icon icon="external-link-alt"></fa-icon> View
</button>
</div>
<!-- Read from the return, not stated here. Both the rates and the amounts were fixed text
until now, so the card reported ₹2,077 Cr at 3% whatever the ledger held and whatever
rate Admin was on. -->
<div class="card-metrics">
<div class="metric-row">
<span class="metric-label">CRR Required (3%)</span>
<span class="metric-value">&#8377;2,077 Cr</span>
<span class="metric-label"
>CRR Required{{ crrSlr.crrRate === null ? '' : ' (' + crrSlr.crrRate + '%)' }}</span
>
<span class="metric-value">{{ crrSlr.crrRequired }}</span>
</div>
<div class="metric-row">
<span class="metric-label">SLR Required (18%)</span>
<span class="metric-value">&#8377;12,460 Cr</span>
<span class="metric-label"
>SLR Required{{ crrSlr.slrRate === null ? '' : ' (' + crrSlr.slrRate + '%)' }}</span
>
<span class="metric-value">{{ crrSlr.slrRequired }}</span>
</div>
</div>
<div class="mini-sub"><span class="tag-success">Within Limits</span></div>
<!-- "Within Limits" is a compliance statement, so it is made only where the return actually
says so. Where it cannot compute, the card says that instead of passing the bank. -->
<div class="mini-sub">
@if (crrSlr.status === 'ok') {
<span class="tag-success">Within Limits</span>
} @else if (crrSlr.status === 'short') {
<span class="tag-danger">Shortfall</span>
} @else {
<span class="tag-muted">Not computed</span>
}
</div>
</div>
<!-- CRAR -->
src/app/home/dashboard/dashboard.component.scss
+11
View File
@@ -444,6 +444,17 @@ $purple: #7c3aed;
font-weight: 600;
}
/* A figure that could not be computed. Deliberately not green: a tile that cannot read the ledger
has not found the bank compliant, and a success tag on an unknown position is a false all-clear. */
.tag-muted {
background: #f3f4f6;
color: #4b5563;
padding: 2px 6px;
border-radius: 10px;
font-size: 10px;
font-weight: 600;
}
/* ─── Compact Detail Cards ─── */
.dash-card.compact {
padding: 12px 16px;
src/app/home/dashboard/dashboard.component.ts
+60
View File
@@ -19,6 +19,7 @@ import { MatTooltipModule } from '@angular/material/tooltip';
import { AsyncPipe, DatePipe } from '@angular/common';
import { FaIconComponent } from '@fortawesome/angular-fontawesome';
import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
import { RbiCircularsService } from '../../rbi-circulars/rbi-circulars.service';
/**
* Dashboard component.
*/
@@ -40,9 +41,29 @@ import { STANDALONE_SHARED_IMPORTS } from 'app/standalone-shared.module';
export class DashboardComponent implements OnInit {
private router = inject(Router);
private dialog = inject(MatDialog);
private rbi = inject(RbiCircularsService);
today = new Date();
/**
* The CRR/SLR tile, read from the return.
*
* The amounts and the rates were both fixed text on the template until now, so the tile reported
* ₹2,077 Cr at 3% whatever the ledger held and whatever rate Admin was on. A dashboard figure is
* read as the bank's position, and one that cannot move is worse than none: nothing on the tile
* says it is a placeholder.
*
* Dashes until the return answers. 'status' drives the compliance tag, which is only claimed
* where the return states it.
*/
crrSlr: {
crrRate: number | null;
slrRate: number | null;
crrRequired: string;
slrRequired: string;
status: 'ok' | 'short' | 'unknown';
} = { crrRate: null, slrRate: null, crrRequired: '—', slrRequired: '—', status: 'unknown' };
/** Array of all user activities */
userActivity: string[];
/** Array of most recent user activities */
@@ -67,6 +88,45 @@ export class DashboardComponent implements OnInit {
this.recentActivities = this.getRecentActivities();
this.frequentActivities = this.getFrequentActivities();
this.setFilteredActivities();
this.loadCrrSlr();
}
/** Fills the CRR/SLR tile from the return, leaving it dashed where the return cannot compute. */
private loadCrrSlr(): void {
const crore = (v: number | null | undefined): string =>
v === null || v === undefined ? '—' : `₹${Math.round(v / 1e7).toLocaleString('en-IN')} Cr`;
// The statutory Form 1, which is the return this bank files — twice a month, at the 15th and at
// the month end. The working report's 45-day lag lands mid-fortnight, on a date the bank never
// reported, so a tile built on it shows a position that appears on no filing.
this.rbi.getForm1Statutory().subscribe({
next: (data: any) => {
const latest = (data?.columns?.length ?? 0) - 1;
if (latest < 0) {
return;
}
this.crrSlr.crrRate = data?.crrPercentage ?? null;
this.crrSlr.slrRate = data?.slrPercentage ?? null;
this.crrSlr.crrRequired = crore(data?.partB?.required?.[latest]);
this.crrSlr.slrRequired = crore(data?.partC?.required?.[latest]);
// Compliant only where BOTH ratios are met: the tile carries one tag for the pair, and a
// bank short on SLR is not within limits because its cash reserve happens to be ample.
const crrHeld = data?.partB?.maintained?.[latest];
const crrNeed = data?.partB?.required?.[latest];
const slrHeld = data?.partC?.maintained?.[latest];
const slrNeed = data?.partC?.required?.[latest];
if ([
crrHeld,
crrNeed,
slrHeld,
slrNeed
].every((v) => v !== null && v !== undefined)) {
this.crrSlr.status = crrHeld >= crrNeed && slrHeld >= slrNeed ? 'ok' : 'short';
}
},
error: () => undefined
});
}
/**