Merging all changes in main branch of the last weeks into dev branch (#2444)

* fixed identities tab

* fix: Loan Product capitalized income form validation

* Loan account with Capitalized Income transaction

* fix: Use first API url from url list

* Loan Product with Capitalized Income GL accounting mappings

* fix: Loan Product capitalized income with Income Type

* Loan account details - income capitalization type

* fix: Loan Product Cash accounting view

* fix: Loan Id updated in Loan views after url changed

* fix: Charge management minimum and maximum cap values validation

* build(deps-dev): bump http-proxy-middleware from 2.0.7 to 2.0.9 (#2421)

Bumps [http-proxy-middleware](https://github.com/chimurai/http-proxy-middleware) from 2.0.7 to 2.0.9.
- [Release notes](https://github.com/chimurai/http-proxy-middleware/releases)
- [Changelog](https://github.com/chimurai/http-proxy-middleware/blob/v2.0.9/CHANGELOG.md)
- [Commits](https://github.com/chimurai/http-proxy-middleware/compare/v2.0.7...v2.0.9)

---
updated-dependencies:
- dependency-name: http-proxy-middleware
  dependency-version: 2.0.9
  dependency-type: indirect
...

Signed-off-by: dependabot[bot] <support@github.com>
Co-authored-by: dependabot[bot] <49699333+dependabot[bot]@users.noreply.github.com>

* docs: Improve contributing guidelines (#2440)

The CONTRIBUTING.md file has been updated to clarify that
we use the dev branch for development. In addition to
that, I have slightly shortened and restructured the text.

FIXES: WEB-165

---------

Signed-off-by: dependabot[bot] <support@github.com>
Co-authored-by: Craig-Rosario <craig.rosario04@gmail.com>
Co-authored-by: Jose Alberto Hernandez <alberto@art3ch.solutions>
Co-authored-by: Jose Alberto Hernandez <alberto@black-box.local>
Co-authored-by: adam.magyari <magyari.adam96@gmail.com>
Co-authored-by: dependabot[bot] <49699333+dependabot[bot]@users.noreply.github.com>

src/app/settings/settings.service.ts

@@ -157,7 +157,11 @@ export class SettingsService {
     if (localStorage.getItem('mifosXServerURL')) {
       return localStorage.getItem('mifosXServerURL');
     }
-    return environment.baseApiUrl;
+    if (environment.baseApiUrl && environment.baseApiUrl !== '') {
+      return environment.baseApiUrl;
+    } else {
+      return this.servers()[0];
+    }
   }
 
   /**