diff --git a/src/app/cashier/clerk-disbursement.service.ts b/src/app/cashier/clerk-disbursement.service.ts
index 79e3b4649..35bdf6c7a 100644
--- a/src/app/cashier/clerk-disbursement.service.ts
+++ b/src/app/cashier/clerk-disbursement.service.ts
@@ -45,4 +45,8 @@ export class ClerkDisbursementService {
   reject(id: number, reason: string): Observable<any> {
     return this.http.post(`/clerk/disbursement-requests/${id}/reject`, { reason });
   }
+
+  bankTransfer(data: any): Observable<any> {
+    return this.http.post('/clerk/disbursement-requests/banktransfer', data);
+  }
 }
diff --git a/src/app/cashier/transaction-entry/transaction-entry.component.html b/src/app/cashier/transaction-entry/transaction-entry.component.html
index 2ed9f8abc..631fdfbca 100644
--- a/src/app/cashier/transaction-entry/transaction-entry.component.html
+++ b/src/app/cashier/transaction-entry/transaction-entry.component.html
@@ -150,7 +150,12 @@
                         class="ws-f__ctl"
                         [(ngModel)]="row.acTyp"
                         (click)="$event.stopPropagation()"
-                        (change)="row.acTyp === 'GL' && row.typ !== 'Disbursement' && (row.dbCr = 'Cr')"
+                        (change)="
+                          row.acTyp === 'GL' &&
+                            row.typ !== 'Disbursement' &&
+                            row.typ !== 'Enter Bank Transfer' &&
+                            (row.dbCr = 'Cr')
+                        "
                       >
                         @for (a of acTypOptions; track a) {
                           <option [value]="a">{{ a }}</option>
@@ -192,7 +197,9 @@
                           type="button"
                           class="ws-seg__btn ws-seg__btn--dr"
                           [class.ws-seg__btn--active-dr]="row.dbCr === 'Dr'"
-                          [disabled]="row.acTyp === 'GL' && row.typ !== 'Disbursement'"
+                          [disabled]="
+                            row.acTyp === 'GL' && row.typ !== 'Disbursement' && row.typ !== 'Enter Bank Transfer'
+                          "
                           (click)="row.dbCr = 'Dr'"
                         >
                           DR
@@ -1194,7 +1201,12 @@
                           <select
                             class="ws-f__ctl"
                             [(ngModel)]="row.acTyp"
-                            (change)="row.acTyp === 'GL' && row.typ !== 'Disbursement' && (row.dbCr = 'Cr')"
+                            (change)="
+                              row.acTyp === 'GL' &&
+                                row.typ !== 'Disbursement' &&
+                                row.typ !== 'Enter Bank Transfer' &&
+                                (row.dbCr = 'Cr')
+                            "
                           >
                             @for (a of acTypOptions; track a) {
                               <option [value]="a">{{ a }}</option>
@@ -1232,7 +1244,9 @@
                               type="button"
                               class="ws-seg__btn ws-seg__btn--dr"
                               [class.ws-seg__btn--active-dr]="row.dbCr === 'Dr'"
-                              [disabled]="row.acTyp === 'GL'"
+                              [disabled]="
+                                row.acTyp === 'GL' && row.typ !== 'Disbursement' && row.typ !== 'Enter Bank Transfer'
+                              "
                               (click)="$event.stopPropagation(); row.dbCr = 'Dr'"
                             >
                               DR
diff --git a/src/app/cashier/transaction-entry/transaction-entry.component.ts b/src/app/cashier/transaction-entry/transaction-entry.component.ts
index 65342fc27..f20434ee7 100644
--- a/src/app/cashier/transaction-entry/transaction-entry.component.ts
+++ b/src/app/cashier/transaction-entry/transaction-entry.component.ts
@@ -1065,10 +1065,10 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
 
   addRow(): void {
     const active = this.selectedRow;
-    // Disbursement: auto-add mirror CR row (same type/txntp, opposite DR/CR)
-    if (active?.typ === 'Disbursement') {
+    // Disbursement/Bank Transfer: auto-add mirror CR row when active row is DR
+    if ((active?.typ === 'Disbursement' || active?.typ === 'Enter Bank Transfer') && active.dbCr === 'Dr') {
       const mirror: TxnRow = {
-        typ: 'Disbursement',
+        typ: active.typ,
         br: active.br ?? 1,
         trTp: '',
         acTyp: 'SD',
@@ -1125,6 +1125,10 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
         if (!row.dbCr) row.dbCr = 'Dr';
         row.paymentTypeId = this.findTransferPaymentTypeId();
         break;
+      case 'Enter Bank Transfer':
+        if (!row.dbCr) row.dbCr = 'Dr';
+        row.paymentTypeId = this.findTransferPaymentTypeId();
+        break;
     }
   }
 
@@ -1278,6 +1282,69 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
       });
   }
 
+  /** Submits an intra-bank book transfer for maker-checker approval. */
+  private submitBankTransfer(): void {
+    const drRows = this.rows.filter((r) => r.dbCr === 'Dr');
+    const crRows = this.rows.filter((r) => r.dbCr === 'Cr');
+    const firstRow = drRows[0] ?? crRows[0];
+
+    const toEntry = (r: TxnRow, dbCr: 'Dr' | 'Cr') => ({
+      dbCr,
+      accountNo: r.acNo,
+      accountName: this.rowAccountNames[r.acNo] ?? r.acNo,
+      accountType: r.acTyp === 'CA' || r.acTyp === 'CB' ? 'CURRENT' : 'SAVINGS',
+      savingsAccountId: this.rowAccountIds[r.acNo],
+      amount: String(r.amount),
+      description: r.description ?? null
+    });
+
+    const allEntries = [
+      ...drRows.map((r) => toEntry(r, 'Dr')),
+      ...crRows.map((r) => toEntry(r, 'Cr'))
+    ];
+
+    const payload = {
+      requestType: 'BANK_TRANSFER',
+      officeId: firstRow?.br ?? 1,
+      currencyCode: 'INR',
+      description: firstRow?.description || undefined,
+      creditEntries: JSON.stringify(allEntries)
+    };
+
+    this.saving = true;
+    this.clerkDisbursementService
+      .submit(payload)
+      .pipe(
+        catchError((err: any) => {
+          const msg =
+            err?.error?.errors?.[0]?.defaultUserMessage ??
+            err?.error?.message ??
+            'Bank transfer submission failed. Please try again.';
+          this.showAlert('error', 'Submission Failed', [msg]);
+          this.saving = false;
+          return of(null);
+        })
+      )
+      .subscribe((res: any) => {
+        this.saving = false;
+        if (res) {
+          const totalDr = drRows.reduce((s, r) => s + (r.amount ?? 0), 0);
+          this.showAlert('success', 'Bank Transfer Submitted', [
+            `Voucher No: ${res.voucherNo}`,
+            `Total: ₹${totalDr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}  ·  DR: ${drRows.length} account(s)  →  CR: ${crRows.length} account(s)`,
+            'Pending Manager approval. Track status in "My Disbursement Requests".'
+          ]);
+          this.rows = [];
+          this.rowAccountIds = {};
+          this.rowAccountNames = {};
+          this.addRow();
+          this.selectedRow = this.rows[0];
+          this.accountDetails = null;
+          this.clientDetails = null;
+        }
+      });
+  }
+
   /** Cashier enters a token number → look up the APPROVED withdrawal request for auto-fill. */
   onTokNoBlur(row: TxnRow): void {
     if (this.isClerk || !row.tokNo?.trim()) return;
@@ -2217,6 +2284,80 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
   }
 
   onSave(): void {
+    // Clerk bank transfer — N DR savings/CA + N CR savings/CA, immediate execution
+    if (this.isClerk && this.rows.length >= 2 && this.rows.every((r) => r.typ === 'Enter Bank Transfer')) {
+      const drRows = this.rows.filter((r) => r.dbCr === 'Dr');
+      const crRows = this.rows.filter((r) => r.dbCr === 'Cr');
+
+      if (drRows.length === 0) {
+        this.showAlert('error', 'DR Row Missing', ['At least one DR row (debit account) is required.']);
+        return;
+      }
+      if (crRows.length === 0) {
+        this.showAlert('error', 'CR Row Missing', ['At least one CR row (credit account) is required.']);
+        return;
+      }
+
+      // Bank transfer: only savings (SD) or current (CA/CB) accounts allowed
+      const allowedTypes = new Set([
+        'SD',
+        'CA',
+        'CB'
+      ]);
+      const invalidAccounts = [
+        ...drRows,
+        ...crRows
+      ].filter((r) => !allowedTypes.has(r.acTyp));
+      if (invalidAccounts.length > 0) {
+        this.showAlert('error', 'Invalid Account Type', [
+          `Account type(s) not allowed in Bank Transfer: ${invalidAccounts.map((r) => r.acTyp + ' (' + r.acNo + ')').join(', ')}`,
+          'Only Savings (SD) and Current (CA) accounts are permitted.',
+          'GL, FD, RD, SHR accounts are not allowed — use Disbursement/Collection instead.'
+        ]);
+        return;
+      }
+
+      const totalDr = drRows.reduce((s, r) => s + (r.amount ?? 0), 0);
+      const totalCr = crRows.reduce((s, r) => s + (r.amount ?? 0), 0);
+
+      if (Math.abs(totalDr - totalCr) > 0.005) {
+        this.showAlert('error', 'Unbalanced Entry', [
+          `DR ₹${totalDr.toLocaleString('en-IN', { minimumFractionDigits: 2 })} ≠ CR ₹${totalCr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}`,
+          'Total DR must equal total CR for a bank transfer.'
+        ]);
+        return;
+      }
+
+      // All accounts must be loaded
+      const unloaded = [
+        ...drRows,
+        ...crRows
+      ].filter((r) => !this.rowAccountIds[r.acNo]);
+      if (unloaded.length > 0) {
+        this.showAlert('error', 'Account Not Loaded', [
+          `Please load account details for: ${unloaded.map((r) => r.acNo).join(', ')}`
+        ]);
+        return;
+      }
+
+      const confirmLines = [
+        `DR (${drRows.length} account${drRows.length !== 1 ? 's' : ''}):`,
+        ...drRows.map(
+          (r) => `  [${r.acTyp}] ${r.acNo}  ₹${(r.amount ?? 0).toLocaleString('en-IN', { minimumFractionDigits: 2 })}`
+        ),
+        `CR (${crRows.length} account${crRows.length !== 1 ? 's' : ''}):`,
+        ...crRows.map(
+          (r) => `  [${r.acTyp}] ${r.acNo}  ₹${(r.amount ?? 0).toLocaleString('en-IN', { minimumFractionDigits: 2 })}`
+        ),
+        `Total: ₹${totalDr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}`,
+        'Transfer requires Manager approval before execution.'
+      ];
+      this.showConfirmAlert('info', 'Confirm Bank Transfer', confirmLines, 'Submit for Approval', () =>
+        this.submitBankTransfer()
+      );
+      return;
+    }
+
     // Clerk multi-row disbursement — handle before single-row guard (selected row may be incomplete)
     if (this.isClerk && this.rows.length >= 2 && this.rows.every((r) => r.typ === 'Disbursement')) {
       const drRows = this.rows.filter((r) => r.dbCr === 'Dr');
diff --git a/src/app/clerk/disbursement-review/disbursement-review.component.html b/src/app/clerk/disbursement-review/disbursement-review.component.html
index 29b14614d..b62e16e3a 100644
--- a/src/app/clerk/disbursement-review/disbursement-review.component.html
+++ b/src/app/clerk/disbursement-review/disbursement-review.component.html
@@ -13,7 +13,7 @@
       <svg width="13" height="13" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2">
         <path d="M12 2v20M2 12h20" />
       </svg>
-      {{ isCollectionMode ? 'Collection Review' : 'Disbursement Review' }}
+      {{ isBankTransferMode ? 'Bank Transfer Review' : isCollectionMode ? 'Collection Review' : 'Disbursement Review' }}
     </button>
     <span class="cashier-nav__esc-hint" (click)="backToInbox()">← Back to Inbox</span>
   </nav>
@@ -63,77 +63,189 @@
         </div>
       </div>
 
-      <!-- GL card — Source (disbursement) or Target (collection) -->
-      <div class="dri-card">
-        <div class="dri-section-title">
-          <mat-icon>account_balance</mat-icon>
-          {{ isCollectionMode ? 'GL Credit (Target)' : 'GL Debit (Source)' }}
-        </div>
-        <div class="dri-detail-grid">
-          <div class="dri-detail-item">
-            <span class="dri-detail-label">GL Account No</span>
-            <span class="dri-detail-value cell-mono">{{ request.gl_account_no }}</span>
+      <!-- GL card — Source (disbursement) or Target (collection). Hidden for bank transfer. -->
+      @if (!isBankTransferMode) {
+        <div class="dri-card">
+          <div class="dri-section-title">
+            <mat-icon>account_balance</mat-icon>
+            {{ isCollectionMode ? 'GL Credit (Target)' : 'GL Debit (Source)' }}
           </div>
-          <div class="dri-detail-item">
-            <span class="dri-detail-label">GL Account Name</span>
-            <span class="dri-detail-value">{{ request.gl_account_name }}</span>
-          </div>
-          <div class="dri-detail-item">
-            <span class="dri-detail-label">{{ isCollectionMode ? 'CR Amount' : 'DR Amount' }}</span>
-            <span class="dri-detail-value dri-amount">₹{{ request.dr_amount | number: '1.2-2' }}</span>
-          </div>
-          <div class="dri-detail-item">
-            <span class="dri-detail-label">Payment Mode</span>
-            <span class="dri-detail-value">{{ request.payment_type_name || 'Transfer' }}</span>
-          </div>
-          @if (request.description) {
-            <div class="dri-detail-item dri-detail-item--full">
-              <span class="dri-detail-label">Description</span>
-              <span class="dri-detail-value">{{ request.description }}</span>
+          <div class="dri-detail-grid">
+            <div class="dri-detail-item">
+              <span class="dri-detail-label">GL Account No</span>
+              <span class="dri-detail-value cell-mono">{{ request.gl_account_no }}</span>
             </div>
-          }
+            <div class="dri-detail-item">
+              <span class="dri-detail-label">GL Account Name</span>
+              <span class="dri-detail-value">{{ request.gl_account_name }}</span>
+            </div>
+            <div class="dri-detail-item">
+              <span class="dri-detail-label">{{ isCollectionMode ? 'CR Amount' : 'DR Amount' }}</span>
+              <span class="dri-detail-value dri-amount">₹{{ request.dr_amount | number: '1.2-2' }}</span>
+            </div>
+            <div class="dri-detail-item">
+              <span class="dri-detail-label">Payment Mode</span>
+              <span class="dri-detail-value">{{ request.payment_type_name || 'Transfer' }}</span>
+            </div>
+            @if (request.description) {
+              <div class="dri-detail-item dri-detail-item--full">
+                <span class="dri-detail-label">Description</span>
+                <span class="dri-detail-value">{{ request.description }}</span>
+              </div>
+            }
+          </div>
         </div>
-      </div>
+      }
+
+      <!-- Bank Transfer summary card (replaces GL card) -->
+      @if (isBankTransferMode) {
+        <div class="dri-card">
+          <div class="dri-section-title">
+            <mat-icon>swap_horiz</mat-icon>
+            Bank Transfer Summary
+          </div>
+          <div class="dri-detail-grid">
+            <div class="dri-detail-item">
+              <span class="dri-detail-label">Total Amount</span>
+              <span class="dri-detail-value dri-amount">₹{{ request.dr_amount | number: '1.2-2' }}</span>
+            </div>
+            <div class="dri-detail-item">
+              <span class="dri-detail-label">DR Accounts</span>
+              <span class="dri-detail-value"
+                >{{ drEntries.length }} account{{ drEntries.length !== 1 ? 's' : '' }}</span
+              >
+            </div>
+            <div class="dri-detail-item">
+              <span class="dri-detail-label">CR Accounts</span>
+              <span class="dri-detail-value"
+                >{{ crEntries.length }} account{{ crEntries.length !== 1 ? 's' : '' }}</span
+              >
+            </div>
+            @if (request.description) {
+              <div class="dri-detail-item dri-detail-item--full">
+                <span class="dri-detail-label">Description</span>
+                <span class="dri-detail-value">{{ request.description }}</span>
+              </div>
+            }
+          </div>
+        </div>
+      }
 
       <!-- Entries table — DR savings (collection) or CR accounts (disbursement) -->
-      <div class="dri-card">
-        <div class="dri-section-title">
-          <mat-icon>account_balance_wallet</mat-icon>
-          @if (isCollectionMode) {
-            Debit Entries ({{ drEntries.length }} account{{ drEntries.length !== 1 ? 's' : '' }} — collect from)
-          } @else {
-            Credit Entries ({{ crEntries.length }} account{{ crEntries.length !== 1 ? 's' : '' }})
-          }
-        </div>
-        <table class="dri-cr-table">
-          <thead>
-            <tr>
-              <th>#</th>
-              <th>Account No</th>
-              <th>Account Name</th>
-              <th>Type</th>
-              <th class="num">{{ isCollectionMode ? 'Amount (DR)' : 'Amount (CR)' }}</th>
-            </tr>
-          </thead>
-          <tbody>
-            @for (entry of isCollectionMode ? drEntries : crEntries; track entry.accountNo; let i = $index) {
-              <tr>
-                <td class="dri-cr-idx">{{ i + 1 }}</td>
-                <td class="cell-mono">{{ entry.accountNo }}</td>
-                <td>{{ entry.accountName }}</td>
-                <td>
-                  <span class="dri-type-badge">{{ entry.accountType }}</span>
-                </td>
-                <td class="num dri-cr-amount">₹{{ entry.amount | number: '1.2-2' }}</td>
-              </tr>
+      @if (!isBankTransferMode) {
+        <div class="dri-card">
+          <div class="dri-section-title">
+            <mat-icon>account_balance_wallet</mat-icon>
+            @if (isCollectionMode) {
+              Debit Entries ({{ drEntries.length }} account{{ drEntries.length !== 1 ? 's' : '' }} — collect from)
+            } @else {
+              Credit Entries ({{ crEntries.length }} account{{ crEntries.length !== 1 ? 's' : '' }})
             }
-            <tr class="dri-cr-total-row">
-              <td colspan="4" class="dri-cr-total-label">{{ isCollectionMode ? 'Total Debit' : 'Total Credit' }}</td>
-              <td class="num dri-cr-total-amount">₹{{ totalCreditAmount() | number: '1.2-2' }}</td>
-            </tr>
-          </tbody>
-        </table>
-      </div>
+          </div>
+          <table class="dri-cr-table">
+            <thead>
+              <tr>
+                <th>#</th>
+                <th>Account No</th>
+                <th>Account Name</th>
+                <th>Type</th>
+                <th class="num">{{ isCollectionMode ? 'Amount (DR)' : 'Amount (CR)' }}</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (entry of isCollectionMode ? drEntries : crEntries; track entry.accountNo; let i = $index) {
+                <tr>
+                  <td class="dri-cr-idx">{{ i + 1 }}</td>
+                  <td class="cell-mono">{{ entry.accountNo }}</td>
+                  <td>{{ entry.accountName }}</td>
+                  <td>
+                    <span class="dri-type-badge">{{ entry.accountType }}</span>
+                  </td>
+                  <td class="num dri-cr-amount">₹{{ entry.amount | number: '1.2-2' }}</td>
+                </tr>
+              }
+              <tr class="dri-cr-total-row">
+                <td colspan="4" class="dri-cr-total-label">{{ isCollectionMode ? 'Total Debit' : 'Total Credit' }}</td>
+                <td class="num dri-cr-total-amount">₹{{ totalCreditAmount() | number: '1.2-2' }}</td>
+              </tr>
+            </tbody>
+          </table>
+        </div>
+      }
+
+      <!-- Bank Transfer: DR entries table -->
+      @if (isBankTransferMode) {
+        <div class="dri-card">
+          <div class="dri-section-title">
+            <mat-icon>arrow_upward</mat-icon>
+            Debit Entries ({{ drEntries.length }} account{{ drEntries.length !== 1 ? 's' : '' }} — funds out)
+          </div>
+          <table class="dri-cr-table">
+            <thead>
+              <tr>
+                <th>#</th>
+                <th>Account No</th>
+                <th>Account Name</th>
+                <th>Type</th>
+                <th class="num">Amount (DR)</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (entry of drEntries; track entry.accountNo; let i = $index) {
+                <tr>
+                  <td class="dri-cr-idx">{{ i + 1 }}</td>
+                  <td class="cell-mono">{{ entry.accountNo }}</td>
+                  <td>{{ entry.accountName }}</td>
+                  <td>
+                    <span class="dri-type-badge">{{ entry.accountType }}</span>
+                  </td>
+                  <td class="num dri-cr-amount">₹{{ entry.amount | number: '1.2-2' }}</td>
+                </tr>
+              }
+              <tr class="dri-cr-total-row">
+                <td colspan="4" class="dri-cr-total-label">Total Debit</td>
+                <td class="num dri-cr-total-amount">₹{{ totalDebitAmount() | number: '1.2-2' }}</td>
+              </tr>
+            </tbody>
+          </table>
+        </div>
+
+        <!-- Bank Transfer: CR entries table -->
+        <div class="dri-card">
+          <div class="dri-section-title">
+            <mat-icon>arrow_downward</mat-icon>
+            Credit Entries ({{ crEntries.length }} account{{ crEntries.length !== 1 ? 's' : '' }} — funds in)
+          </div>
+          <table class="dri-cr-table">
+            <thead>
+              <tr>
+                <th>#</th>
+                <th>Account No</th>
+                <th>Account Name</th>
+                <th>Type</th>
+                <th class="num">Amount (CR)</th>
+              </tr>
+            </thead>
+            <tbody>
+              @for (entry of crEntries; track entry.accountNo; let i = $index) {
+                <tr>
+                  <td class="dri-cr-idx">{{ i + 1 }}</td>
+                  <td class="cell-mono">{{ entry.accountNo }}</td>
+                  <td>{{ entry.accountName }}</td>
+                  <td>
+                    <span class="dri-type-badge">{{ entry.accountType }}</span>
+                  </td>
+                  <td class="num dri-cr-amount">₹{{ entry.amount | number: '1.2-2' }}</td>
+                </tr>
+              }
+              <tr class="dri-cr-total-row">
+                <td colspan="4" class="dri-cr-total-label">Total Credit</td>
+                <td class="num dri-cr-total-amount">₹{{ totalCreditAmount() | number: '1.2-2' }}</td>
+              </tr>
+            </tbody>
+          </table>
+        </div>
+      }
 
       <!-- Processing indicator -->
       @if (request.status === 'PROCESSING') {
@@ -204,7 +316,15 @@
           @if (!showRejectForm) {
             <button type="button" class="dri-btn dri-btn--approve" [disabled]="acting" (click)="approve()">
               <mat-icon>check_circle</mat-icon>
-              {{ acting ? 'Processing…' : isCollectionMode ? 'Approve Collection' : 'Approve Disbursement' }}
+              {{
+                acting
+                  ? 'Processing…'
+                  : isBankTransferMode
+                    ? 'Approve Bank Transfer'
+                    : isCollectionMode
+                      ? 'Approve Collection'
+                      : 'Approve Disbursement'
+              }}
             </button>
             <button type="button" class="dri-btn dri-btn--reject" [disabled]="acting" (click)="showRejectForm = true">
               <mat-icon>cancel</mat-icon>
diff --git a/src/app/clerk/disbursement-review/disbursement-review.component.ts b/src/app/clerk/disbursement-review/disbursement-review.component.ts
index 54ab4c282..b37ba7f94 100644
--- a/src/app/clerk/disbursement-review/disbursement-review.component.ts
+++ b/src/app/clerk/disbursement-review/disbursement-review.component.ts
@@ -91,7 +91,10 @@ export class DisbursementReviewComponent implements OnInit {
         if (res?.error) {
           this.snackBar.open(res.error, 'Close', { duration: 5000 });
         } else {
-          this.snackBar.open('Disbursement approved successfully.', 'Close', { duration: 3000 });
+          const msg = this.isBankTransferMode
+            ? 'Bank transfer approved successfully.'
+            : 'Disbursement approved successfully.';
+          this.snackBar.open(msg, 'Close', { duration: 3000 });
           this.router.navigate(['/checker-inbox-and-tasks/disbursement-requests']);
         }
       });
@@ -114,7 +117,12 @@ export class DisbursementReviewComponent implements OnInit {
       });
   }
 
+  get isBankTransferMode(): boolean {
+    return this.request?.request_type === 'BANK_TRANSFER';
+  }
+
   get isCollectionMode(): boolean {
+    if (this.isBankTransferMode) return false;
     return this.creditEntries.some((e) => e.dbCr === 'Dr');
   }
 
@@ -131,6 +139,10 @@ export class DisbursementReviewComponent implements OnInit {
     return entries.reduce((sum, e) => sum + (e.amount ?? 0), 0);
   }
 
+  totalDebitAmount(): number {
+    return this.drEntries.reduce((sum, e) => sum + (e.amount ?? 0), 0);
+  }
+
   statusClass(status: string): string {
     const map: Record<string, string> = {
       PENDING: 'dri-status--pending',
diff --git a/src/app/tasks/checker-inbox-and-tasks-tabs/disbursement-requests/disbursement-requests.component.html b/src/app/tasks/checker-inbox-and-tasks-tabs/disbursement-requests/disbursement-requests.component.html
index 724c58ded..34feac5a2 100644
--- a/src/app/tasks/checker-inbox-and-tasks-tabs/disbursement-requests/disbursement-requests.component.html
+++ b/src/app/tasks/checker-inbox-and-tasks-tabs/disbursement-requests/disbursement-requests.component.html
@@ -12,8 +12,10 @@
     <div class="wri-action-bar__left">
       <mat-icon class="wri-action-bar__icon">swap_horiz</mat-icon>
       <div>
-        <div class="wri-action-bar__title">Disbursement Requests</div>
-        <div class="wri-action-bar__sub">Review, approve or reject clerk GL disbursement requests.</div>
+        <div class="wri-action-bar__title">Disbursement &amp; Transfer Requests</div>
+        <div class="wri-action-bar__sub">
+          Review, approve or reject clerk disbursement, collection, and bank transfer requests.
+        </div>
       </div>
     </div>
   </div>
@@ -106,10 +108,10 @@
         <thead>
           <tr>
             <th class="wri-th-id">Voucher No</th>
-            <th>GL Account</th>
-            <th class="num">DR Amount</th>
-            <th>Credit Entries</th>
-            <th>Payment Mode</th>
+            <th>Type</th>
+            <th>GL Account / Details</th>
+            <th class="num">Amount</th>
+            <th>Entries</th>
             <th>Clerk</th>
             <th>Reviewed By</th>
             <th>Submitted At</th>
@@ -122,14 +124,37 @@
             <tr class="wri-row" (click)="review(r)">
               <td class="cell-mono wri-voucher">{{ r.voucher_no || '—' }}</td>
               <td>
-                <span class="cell-mono">{{ r.gl_account_no }}</span>
-                <span class="wri-gl-name">{{ r.gl_account_name }}</span>
+                <span
+                  class="wri-credit-badge"
+                  [style.background]="
+                    r.request_type === 'BANK_TRANSFER'
+                      ? '#e3f2fd'
+                      : r.request_type === 'COLLECTION'
+                        ? '#fce4ec'
+                        : '#e8f5e9'
+                  "
+                >
+                  {{
+                    r.request_type === 'BANK_TRANSFER'
+                      ? 'Bank Transfer'
+                      : r.request_type === 'COLLECTION'
+                        ? 'Collection'
+                        : 'Disbursement'
+                  }}
+                </span>
+              </td>
+              <td>
+                @if (r.request_type === 'BANK_TRANSFER') {
+                  <span class="wri-gl-name">Intra-bank transfer</span>
+                } @else {
+                  <span class="cell-mono">{{ r.gl_account_no }}</span>
+                  <span class="wri-gl-name">{{ r.gl_account_name }}</span>
+                }
               </td>
               <td class="num wri-amount">₹{{ r.dr_amount | number: '1.2-2' }}</td>
               <td class="wri-credit-count">
                 <span class="wri-credit-badge">{{ creditCount(r) }} account{{ creditCount(r) !== 1 ? 's' : '' }}</span>
               </td>
-              <td>{{ r.payment_type_name || 'Transfer' }}</td>
               <td>{{ r.clerk_name }}</td>
               <td>{{ r.manager_name || r.manager_username || '—' }}</td>
               <td class="wri-dt">{{ formatDateTime(r.submitted_at) }}</td>
diff --git a/src/app/tasks/checker-inbox-and-tasks/checker-inbox-and-tasks.component.html b/src/app/tasks/checker-inbox-and-tasks/checker-inbox-and-tasks.component.html
index 8fe4b49af..349c6cfed 100644
--- a/src/app/tasks/checker-inbox-and-tasks/checker-inbox-and-tasks.component.html
+++ b/src/app/tasks/checker-inbox-and-tasks/checker-inbox-and-tasks.component.html
@@ -140,7 +140,7 @@
       *mifosxHasPermission="'ALL_FUNCTIONS_READ'"
     >
       <fa-icon icon="money-bill-wave" class="ac-tab__ic"></fa-icon>
-      <span>Disbursement Requests</span>
+      <span>Disbursement & Transfers</span>
     </a>
   </nav>