DDS: agent collection entry screen, per-agent GL account, maturity auto close

The Daily Transaction Entry screen no longer composes a Party Tran. An agent records their own round
elsewhere; this screen reads back what they wrote down, shows what it adds up to, and settles the
day once a clerk has counted the cash against it. Nothing is typed here and nothing is edited - what
settles is what the entries say, to the rupee.

Agent Master now asks which ledger account the agent's collections pass through, one agent to an
account, and offers only the accounts that can carry them. The DDS scheme product is kept out of the
agent's own savings list for the same reason the server refuses it: debits are blocked on those
accounts, so commission paid into one would go in and never come out.

The DDS product carries a Maturity Auto Close setting, asked as Yes/No to match the Auto Interest
Post question directly above it, and Batch Processing offers the run that applies it.

Also: the report viewer stops printing two money columns ungrouped and stops totalling a column that
holds a word, and an agent's birth date cannot be picked later than eighteen years ago.

Co-Authored-By: Claude Opus 5 (1M context) <noreply@anthropic.com>

src/app/deposits/party-master/premature-close-dialog/premature-close-dialog.component.html

@@ -0,0 +1,118 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<h2 mat-dialog-title>Close {{ data.partyCode }} early</h2>
+
+<mat-dialog-content>
+  @if (loading) {
+    <mat-progress-bar mode="indeterminate"></mat-progress-bar>
+  }
+
+  <!--
+    The account as it stands, so the clerk is choosing against real figures rather than from memory.
+    The term still to run is the whole reason there is a charge at all.
+  -->
+  <div class="pcd-summary">
+    <div class="pcd-row">
+      <span>Customer</span>
+      <strong>{{ data.partyName }}</strong>
+    </div>
+    <div class="pcd-row">
+      <span>Balance</span>
+      <strong class="pcd-amount">{{ data.currentBalance | number: '1.2-2' }}</strong>
+    </div>
+    <div class="pcd-row">
+      <span>Matures on</span>
+      <strong>{{ data.maturityDate | dateFormat }}</strong>
+    </div>
+    <div class="pcd-row">
+      <span>Scheme rate</span>
+      <strong>{{ data.interestRate | number: '1.0-2' }}%</strong>
+    </div>
+  </div>
+
+  <h4 class="pcd-question">Who bears the cost of closing early?</h4>
+
+  <mat-radio-group class="pcd-choices" [(ngModel)]="borneBy">
+    <label class="pcd-choice" [class.pcd-choice--on]="borneBy === 'CUSTOMER'">
+      <mat-radio-button value="CUSTOMER"></mat-radio-button>
+      <div class="pcd-choice-body">
+        <div class="pcd-choice-title">Customer</div>
+        @if (scheme) {
+          <div class="pcd-choice-detail">
+            Interest recalculated at
+            <strong>{{ reducedRate | number: '1.0-2' }}%</strong>
+            instead of {{ data.interestRate | number: '1.0-2' }}% for the whole period, and the difference taken
+            back before the balance is paid out.
+          </div>
+        } @else {
+          <div class="pcd-choice-detail">Their interest is recalculated at the scheme's reduced rate.</div>
+        }
+      </div>
+    </label>
+
+    <label class="pcd-choice" [class.pcd-choice--on]="borneBy === 'AGENT'">
+      <mat-radio-button value="AGENT"></mat-radio-button>
+      <div class="pcd-choice-body">
+        <div class="pcd-choice-title">Agent — {{ data.agentCode }}</div>
+        <div class="pcd-choice-detail">
+          The customer keeps a full month's interest, and the agent funds the days left in this month. The
+          balance is paid out in full.
+        </div>
+      </div>
+    </label>
+  </mat-radio-group>
+
+  <!--
+    Stated rather than offered as a third option: the agent is charged whichever answer is picked, and
+    a clerk who did not know that would be surprised by it afterwards.
+  -->
+  @if (scheme && scheme.prematureAgentCommissionPenalty > 0) {
+    <p class="pcd-note">
+      Either way, {{ data.agentCode }} is charged
+      <strong>{{ scheme.prematureAgentCommissionPenalty | number: '1.0-2' }}%</strong>
+      of the commission owed to them — the round was not kept going.
+    </p>
+  }
+
+  <h4 class="pcd-question">Where should the balance go?</h4>
+
+  <mat-radio-group class="pcd-destinations" [(ngModel)]="destination">
+    <mat-radio-button value="own" [disabled]="ownAccounts.length === 0">
+      Into another account of theirs at this bank
+    </mat-radio-button>
+    <mat-radio-button value="other">Park it for transfer to another bank</mat-radio-button>
+  </mat-radio-group>
+
+  @if (destination === 'own' && ownAccounts.length > 0) {
+    <mat-form-field appearance="outline" class="pcd-field">
+      <mat-label>Credit to account</mat-label>
+      <mat-select [(ngModel)]="selectedAccountNo">
+        @for (account of ownAccounts; track account.accountNo) {
+          <mat-option [value]="account.accountNo"> {{ account.accountNo }} — {{ account.productName }} </mat-option>
+        }
+      </mat-select>
+    </mat-form-field>
+  }
+
+  @if (ownAccounts.length === 0 && !loading) {
+    <p class="pcd-note">
+      This customer has no other account here, so the balance is parked in matured-deposits payable for the
+      branch to send on.
+    </p>
+  }
+
+  <p class="pcd-warn">This closes the account. It cannot be reopened.</p>
+</mat-dialog-content>
+
+<mat-dialog-actions align="end">
+  <button mat-button mat-dialog-close type="button">Cancel</button>
+  <button mat-raised-button color="warn" type="button" [disabled]="!canClose" (click)="close()">
+    Close Account
+  </button>
+</mat-dialog-actions>