diff --git a/src/app/cashier/branch-day/branch-day.component.html b/src/app/cashier/branch-day/branch-day.component.html
index 13c4f28c2..a2fd93d0a 100644
--- a/src/app/cashier/branch-day/branch-day.component.html
+++ b/src/app/cashier/branch-day/branch-day.component.html
@@ -559,9 +559,20 @@
         </p>
       }
 
-      @if (isLateClose) {
+      <!-- Shown for an unreconciled cashier too, not only a late close. The backend blocks a close
+           over a cashier who took cash on this date and never reconciled it, and accepts a reason as
+           the override — but this field only appeared for a late close, so a same-day close in that
+           state had nowhere to type the reason and could not be completed at all until the date had
+           passed. -->
+      @if (isLateClose || hasUnreconciledOrUnsettledCashiers) {
         <label class="pg-field bd-panel__wide">
-          <span>Why was this day left open? (required)</span>
+          <span>
+            @if (isLateClose) {
+              Why was this day left open? (required)
+            } @else {
+              Why close over a cashier who has not reconciled? (required)
+            }
+          </span>
           <input
             type="text"
             [(ngModel)]="forceReason"
diff --git a/src/app/cashier/branch-day/branch-day.component.ts b/src/app/cashier/branch-day/branch-day.component.ts
index 36bd1cee4..7235a4ea4 100644
--- a/src/app/cashier/branch-day/branch-day.component.ts
+++ b/src/app/cashier/branch-day/branch-day.component.ts
@@ -576,14 +576,25 @@ export class BranchDayComponent implements OnInit {
     if (!this.closeTarget || !hasFigure || this.closing) return false;
     // Block while cashier/vault data is still loading — the reconciliation check can't run yet.
     if (this.eodLoading || this.previewLoading) return false;
-    if (this.hasUnreconciledOrUnsettledCashiers) return false;
-    return !this.isLateClose || !!this.forceReason.trim();
+    // An unreconciled cashier is a reason-required condition, not an absolute block: the backend
+    // accepts the close once a reason is recorded (and appends the cashiers' names to it), and
+    // refusing outright left a day that could never be closed at all — a cashier who reconciled on
+    // the wrong date, went on leave, or left mid-shift would strand that day and every day after it.
+    if (this.isLateClose || this.hasUnreconciledOrUnsettledCashiers) {
+      return !!this.forceReason.trim();
+    }
+    return true;
   }
 
   submitClose(): void {
-    // Safety: re-check reconciliation even if the button was somehow enabled.
-    if (this.hasUnreconciledOrUnsettledCashiers || this.eodLoading || this.previewLoading) {
-      this.errorMsg = 'Cannot close — cashiers holding cash have not been reconciled or settled.';
+    if (this.eodLoading || this.previewLoading) {
+      this.errorMsg = 'Still loading the cashier and vault positions — try again in a moment.';
+      return;
+    }
+    // Safety net mirroring canSubmitClose: never send a close that the backend will refuse for a
+    // missing override reason.
+    if ((this.isLateClose || this.hasUnreconciledOrUnsettledCashiers) && !this.forceReason.trim()) {
+      this.errorMsg = 'Record why this day is being closed before submitting.';
       return;
     }
     const day = this.closeTarget;
@@ -598,7 +609,10 @@ export class BranchDayComponent implements OnInit {
         day.businessDate,
         Number(figure),
         this.closeRemarks.trim() || undefined,
-        this.isLateClose ? this.forceReason.trim() : undefined,
+        // Sent whenever one was typed, not only on a late close: it is also the override the backend
+        // needs for a same-day close over an unreconciled cashier, and gating it on isLateClose
+        // dropped it on exactly the request that could not succeed without it.
+        this.forceReason.trim() || undefined,
         undefined,
         denominations
       )
diff --git a/src/app/cashier/cashier-routing.module.ts b/src/app/cashier/cashier-routing.module.ts
index 8c9416ea2..32f24de9b 100644
--- a/src/app/cashier/cashier-routing.module.ts
+++ b/src/app/cashier/cashier-routing.module.ts
@@ -65,7 +65,7 @@ const routes: Routes = [
             import('../clerk/my-disbursement-requests/my-disbursement-requests.component').then(
               (m) => m.MyDisbursementRequestsComponent
             ),
-          data: { title: 'My Disbursement Requests', breadcrumb: 'My Disbursement Requests' }
+          data: { title: 'Disbursements & Transfer', breadcrumb: 'Disbursements & Transfer' }
         },
         {
           path: 'share-withdrawal-request',
diff --git a/src/app/cashier/my-work/my-work.component.html b/src/app/cashier/my-work/my-work.component.html
index 3ff8b6343..50139959d 100644
--- a/src/app/cashier/my-work/my-work.component.html
+++ b/src/app/cashier/my-work/my-work.component.html
@@ -51,28 +51,29 @@
       }
     </div>
 
-    <!-- The day at a glance. Received and Payment are the two sides a branch balances; Journal is
-         everything that moved between accounts without cash crossing the counter. -->
+    <!-- The day at a glance, read off the same rows the table below shows: narrow "My part" to
+         Entered or Approved and these five follow, instead of staying pinned to the combined
+         day total regardless of the filter. -->
     <div class="mw-tiles">
       <div class="mw-tile">
         <div class="mw-tile__label">Received</div>
-        <div class="mw-tile__value mw-tile__value--cr">₹{{ report.receivedTotal | number: '1.2-2' }}</div>
+        <div class="mw-tile__value mw-tile__value--cr">₹{{ receivedTotal | number: '1.2-2' }}</div>
       </div>
       <div class="mw-tile">
         <div class="mw-tile__label">Payments</div>
-        <div class="mw-tile__value mw-tile__value--dr">₹{{ report.paymentTotal | number: '1.2-2' }}</div>
+        <div class="mw-tile__value mw-tile__value--dr">₹{{ paymentTotal | number: '1.2-2' }}</div>
       </div>
       <div class="mw-tile">
         <div class="mw-tile__label">Journal</div>
-        <div class="mw-tile__value">₹{{ report.journalTotal | number: '1.2-2' }}</div>
+        <div class="mw-tile__value">₹{{ journalTotal | number: '1.2-2' }}</div>
       </div>
       <div class="mw-tile">
         <div class="mw-tile__label">Entered</div>
-        <div class="mw-tile__value">{{ report.raisedCount }}</div>
+        <div class="mw-tile__value">{{ raisedCount }}</div>
       </div>
       <div class="mw-tile">
         <div class="mw-tile__label">Approved</div>
-        <div class="mw-tile__value">{{ report.verifiedCount }}</div>
+        <div class="mw-tile__value">{{ verifiedCount }}</div>
       </div>
     </div>
 
diff --git a/src/app/cashier/my-work/my-work.component.ts b/src/app/cashier/my-work/my-work.component.ts
index c4644ba0b..9173fc55f 100644
--- a/src/app/cashier/my-work/my-work.component.ts
+++ b/src/app/cashier/my-work/my-work.component.ts
@@ -82,7 +82,11 @@ export class MyWorkComponent implements OnInit {
   period: 'DAY' | 'MONTH' = 'DAY';
   anchor = this.todayIso();
 
-  /** Narrow to one side, or to the part the user played. Both applied in the browser. */
+  /**
+   * Narrow to one side, or to the part the user played. Both applied in the browser, and only to
+   * the table below — the five summary tiles are pinned to Entered work regardless (see
+   * enteredRows), so this can default to showing everything without muddying them.
+   */
   sideFilter: '' | VoucherSide = '';
   roleFilter: '' | MyRole = '';
 
@@ -174,6 +178,44 @@ export class MyWorkComponent implements OnInit {
     return this.rows.reduce((sum, r) => sum + Number(r.amount ?? 0), 0);
   }
 
+  /**
+   * What this person themselves put through today — never narrowed by the Side or My part
+   * filters, which exist only to browse the table below.
+   *
+   * The five summary tiles are pinned to this set on purpose. They answer one question, "what did
+   * I personally do today", and that answer cannot depend on which slice of the list a person
+   * happens to have the table filtered to at the moment — a Received figure that changed whenever
+   * someone picked "Approved" to go look at what they'd passed would not be their own total any
+   * more, it would be whatever the table was showing.
+   */
+  get enteredRows(): MyWorkRow[] {
+    const all = this.report?.vouchers ?? [];
+    return all.filter((r) => r.myRole === 'RAISED' || r.myRole === 'RAISED_AND_VERIFIED');
+  }
+
+  get receivedTotal(): number {
+    return this.enteredRows.filter((r) => r.side === 'CR').reduce((sum, r) => sum + Number(r.amount ?? 0), 0);
+  }
+
+  get paymentTotal(): number {
+    return this.enteredRows.filter((r) => r.side === 'DR').reduce((sum, r) => sum + Number(r.amount ?? 0), 0);
+  }
+
+  get journalTotal(): number {
+    return this.enteredRows
+      .filter((r) => r.side !== 'CR' && r.side !== 'DR')
+      .reduce((sum, r) => sum + Number(r.amount ?? 0), 0);
+  }
+
+  get raisedCount(): number {
+    return this.enteredRows.length;
+  }
+
+  get verifiedCount(): number {
+    const all = this.report?.vouchers ?? [];
+    return all.filter((r) => r.myRole === 'VERIFIED' || r.myRole === 'RAISED_AND_VERIFIED').length;
+  }
+
   sideLabel(side: VoucherSide | null): string {
     if (side === 'CR') {
       return 'Received';
diff --git a/src/app/cashier/transaction-entry/transaction-entry.component.html b/src/app/cashier/transaction-entry/transaction-entry.component.html
index 8496b5dc4..98ae9647e 100644
--- a/src/app/cashier/transaction-entry/transaction-entry.component.html
+++ b/src/app/cashier/transaction-entry/transaction-entry.component.html
@@ -1856,9 +1856,9 @@
                   class="ws-btn ws-btn--ghost"
                   type="button"
                   (click)="router.navigate(['/clerk/my-disbursement-requests'])"
-                  title="View my disbursement requests"
+                  title="View my fund requests — Disbursement, Collection, Fund Transfer and Bank Transfer"
                 >
-                  My Disbursements
+                  Disbursements &amp; Transfer
                 </button>
               }
               @if (canShowAccountActions) {
diff --git a/src/app/cashier/transaction-entry/transaction-entry.component.ts b/src/app/cashier/transaction-entry/transaction-entry.component.ts
index fbbd61837..5a49e956d 100644
--- a/src/app/cashier/transaction-entry/transaction-entry.component.ts
+++ b/src/app/cashier/transaction-entry/transaction-entry.component.ts
@@ -2763,7 +2763,7 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
           this.showAlert('success', 'Bank Transfer Submitted', [
             `Voucher No: ${res.voucherNo}`,
             `Total: ₹${totalDr.toLocaleString('en-IN', { minimumFractionDigits: 2 })}  ·  DR: ${drRows.length} account(s)  →  CR: ${crRows.length} account(s)`,
-            'Pending Manager approval. Track status in "My Disbursement Requests".'
+            'Pending Manager approval. Track status in "Disbursements & Transfer".'
           ]);
           this.rows = [];
           this.rowAccountIds = {};
@@ -4365,10 +4365,20 @@ export class TransactionEntryComponent implements OnInit, OnDestroy {
     // is the same flow under a second TYPE label — onTypChange() already defaults it identically to
     // 'Enter Bank Transfer', so submission has to recognise both or a share redemption or bank
     // transfer raised under this label silently falls through to the wrong branch below.
+    //
+    // But 'Fund Transfer' rows that include a GL leg are NOT this flow — they are the
+    // Disbursement/Collection double-entry shape (see the TYPE options comment), just under the
+    // friendlier 'Fund Transfer' label so a non-loan GL movement doesn't have to be called a
+    // "Disbursement". 'Enter Bank Transfer' never carries a GL leg, so it always stays in this
+    // branch; only skip out to the Disbursement/Collection branch below when every row is 'Fund
+    // Transfer' and at least one of them is GL.
+    const fundTransferRowsHaveGl =
+      this.rows.every((r) => r.typ === 'Fund Transfer') && this.rows.some((r) => r.acTyp === 'GL');
     if (
       this.isClerk &&
       this.rows.length >= 2 &&
-      this.rows.every((r) => r.typ === 'Enter Bank Transfer' || r.typ === 'Fund Transfer')
+      this.rows.every((r) => r.typ === 'Enter Bank Transfer' || r.typ === 'Fund Transfer') &&
+      !fundTransferRowsHaveGl
     ) {
       const drRows = this.rows.filter((r) => r.dbCr === 'Dr');
       const crRows = this.rows.filter((r) => r.dbCr === 'Cr');
diff --git a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.html b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.html
index 6171928f5..634cdd3ba 100644
--- a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.html
+++ b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.html
@@ -12,13 +12,15 @@
     <div class="mdr-header__left">
       <mat-icon class="mdr-header__icon">swap_horiz</mat-icon>
       <div>
-        <div class="mdr-header__title">My Disbursement Requests</div>
-        <div class="mdr-header__sub">Track your submitted GL disbursement requests.</div>
+        <div class="mdr-header__title">Disbursements &amp; Transfer</div>
+        <div class="mdr-header__sub">
+          Disbursement, Collection, Fund Transfer and Bank Transfer requests you submitted.
+        </div>
       </div>
     </div>
     <button type="button" class="mdr-btn mdr-btn--new" (click)="newDisbursement()">
       <mat-icon>add</mat-icon>
-      New Disbursement
+      New Request
     </button>
   </div>
 
@@ -99,7 +101,7 @@
       <p class="mdr-empty__text">You have not submitted any disbursement requests yet.</p>
       <button type="button" class="mdr-btn mdr-btn--new" style="margin-top: 12px" (click)="newDisbursement()">
         <mat-icon>add</mat-icon>
-        New Disbursement
+        New Request
       </button>
     </div>
   } @else {
diff --git a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.ts b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.ts
index ed333c1e3..9f57f9280 100644
--- a/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.ts
+++ b/src/app/clerk/my-disbursement-requests/my-disbursement-requests.component.ts
@@ -177,7 +177,29 @@ export class MyDisbursementRequestsComponent implements OnInit {
   getCreditEntries(req: any): any[] {
     try {
       const arr = typeof req.credit_entries === 'string' ? JSON.parse(req.credit_entries) : req.credit_entries;
-      return Array.isArray(arr) ? arr.map((e: any) => ({ ...e, amount: parseFloat(e.amount) || 0 })) : [];
+      const entries: any[] = Array.isArray(arr)
+        ? arr.map((e: any) => ({ ...e, amount: parseFloat(e.amount) || 0 }))
+        : [];
+      // Collection embeds its GL leg inside credit_entries (it can collect from several
+      // accounts into the one GL, so the GL has to be one row among them). Disbursement and
+      // Fund Transfer instead name their GL as the request's own top-level source — dr_amount
+      // is its amount — because there is exactly one, so it never needed a row of its own. That
+      // meant the DR/CR breakdown here only ever showed the credit side for those two types,
+      // looking like half the slip was missing. Adding it back as the first row here, rather
+      // than in credit_entries itself, keeps the stored JSON exactly what approve() posts from.
+      if ((req.request_type === 'DISBURSEMENT' || req.request_type === 'FUND_TRANSFER') && req.gl_account_no) {
+        return [
+          {
+            dbCr: 'Dr',
+            accountNo: req.gl_account_no,
+            accountName: req.gl_account_name,
+            accountType: 'GL',
+            amount: parseFloat(req.dr_amount) || 0
+          },
+          ...entries
+        ];
+      }
+      return entries;
     } catch {
       return [];
     }
diff --git a/src/app/core/shell/shell.component.html b/src/app/core/shell/shell.component.html
index ea35032d0..a2390e459 100644
--- a/src/app/core/shell/shell.component.html
+++ b/src/app/core/shell/shell.component.html
@@ -86,7 +86,7 @@
               <line x1="9" y1="14" x2="15" y2="14" />
               <line x1="9" y1="18" x2="13" y2="18" />
             </svg>
-            My Requests
+            Withdrawal Request
           </a>
           <a
             class="cashier-nav__item cashier-nav__item--sec"
@@ -97,7 +97,7 @@
               <line x1="12" y1="1" x2="12" y2="23" />
               <path d="M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6" />
             </svg>
-            My Disbursements
+            Disbursements &amp; Transfer
           </a>
           <a
             class="cashier-nav__item cashier-nav__item--sec"
@@ -1120,7 +1120,7 @@
         <fa-icon icon="money-bill-wave" class="menu-item-icon"></fa-icon> My Withdrawal Requests
       </button>
       <button mat-menu-item tabindex="0" [routerLink]="['/clerk/my-disbursement-requests']">
-        <fa-icon icon="exchange" class="menu-item-icon"></fa-icon> My Disbursement Requests
+        <fa-icon icon="exchange" class="menu-item-icon"></fa-icon> Disbursements &amp; Transfer
       </button>
       <button mat-menu-item tabindex="0" [routerLink]="['/clerk/dividend-dashboard']">
         <fa-icon icon="chart-pie" class="menu-item-icon"></fa-icon> Dividend Dashboard
diff --git a/src/environments/.env.ts b/src/environments/.env.ts
index 4322db0df..db38cab6f 100644
--- a/src/environments/.env.ts
+++ b/src/environments/.env.ts
@@ -9,8 +9,8 @@
 /* tslint:disable */
 export default {
   'mifos_x': {
-    'version': '260908',
-    'hash': 'fbce73fd'
+    'version': '260909',
+    'hash': '03bc2ff1'
   },
   'allow_switching_backend_instance': true
 };