CTR/STR report and Risk Category auto mark on bases of person occupation and anual salary enter

src/app/clients/client-stepper/client-general-step/client-general-step.component.html

@@ -136,7 +136,7 @@
                 | translate
             }}
           </mat-label>
-          <input matInput required formControlName="fullname" />
+          <input matInput required formControlName="fullname" autocomplete="off" />
           @if (createClientForm.controls.fullname.hasError('required')) {
             <mat-error>Client name is <strong>required</strong></mat-error>
           } @else if (createClientForm.controls.fullname.hasError('pattern')) {
@@ -214,7 +214,7 @@
             <mat-form-field appearance="outline" class="name-field first-name">
               <mat-label>{{ 'labels.inputs.First Name' | translate }}</mat-label>
               <span matPrefix class="field-prefix-icon"><mat-icon>badge</mat-icon></span>
-              <input matInput required formControlName="firstname" />
+              <input matInput required formControlName="firstname" autocomplete="off" />
               @if (createClientForm.controls.firstname.hasError('required')) {
                 <mat-error>First name is <strong>required</strong></mat-error>
               } @else if (createClientForm.controls.firstname.hasError('pattern')) {
@@ -228,7 +228,7 @@
             <mat-form-field appearance="outline" class="name-field middle-name">
               <mat-label>{{ 'labels.inputs.Middle Name' | translate }}</mat-label>
               <span matPrefix class="field-prefix-icon"><mat-icon>person_outline</mat-icon></span>
-              <input matInput formControlName="middlename" />
+              <input matInput formControlName="middlename" autocomplete="off" />
               @if (
                 createClientForm.controls.middlename?.hasError('pattern') &&
                 createClientForm.controls.middlename?.touched
@@ -241,7 +241,7 @@
             <mat-form-field appearance="outline" class="name-field last-name">
               <mat-label>{{ 'labels.inputs.Last Name' | translate }}</mat-label>
               <span matPrefix class="field-prefix-icon"><mat-icon>person</mat-icon></span>
-              <input matInput required formControlName="lastname" />
+              <input matInput required formControlName="lastname" autocomplete="off" />
               @if (createClientForm.controls.lastname.hasError('required')) {
                 <mat-error>Last name is <strong>required</strong></mat-error>
               } @else if (createClientForm.controls.lastname.hasError('pattern')) {

src/app/clients/client-stepper/client-general-step/client-general-step.component.ts

@@ -108,6 +108,7 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
    * m_code_value (code "PwdCategory") via the client template, same as occupationCategoryOptions.
    * Admins can add/reorder/deactivate entries from System -> Manage Codes without a code change. */
   pwdCategoryOptions: any[] = [];
+  riskRules: any[] = [];
 
   /** Set true after a save attempt so the UI can highlight a missing required document */
   seniorPwdDocsTouched = false;
@@ -546,6 +547,10 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
   ngOnInit() {
     this.maxDate = this.settingsService.businessDate;
     this.setOptions();
+
+    this.clientService.getClientRiskRules().subscribe((rules) => {
+      this.riskRules = rules || [];
+    });
     // Fetch marital status options from code values
     this.clientService.getCodeValuesByName('MaritalStatus').subscribe((options) => {
       this.maritalStatusOptions = options || [];
@@ -2120,6 +2125,74 @@ export class ClientGeneralStepComponent implements OnInit, OnDestroy, OnChanges
 
     return generalDetails;
   }
+
+  get calculatedRisk(): { category: number; reason: string } {
+    const legalFormId = this.createClientForm.get('legalFormId')?.value || 1; // 1 = Person, 2 = Entity
+    const occCatId = this.createClientForm.get('occupationCategoryCvId')?.value;
+    const occId = this.createClientForm.get('occupationCvId')?.value;
+
+    const monthlyIncome = parseFloat(this.createClientForm.get('monthlyIncome')?.value) || 0;
+    const annualIncome = parseFloat(this.createClientForm.get('annualIncome')?.value) || 0;
+    const monthlyTurnover = parseFloat(this.createClientForm.get('monthlyTurnover')?.value) || 0;
+    const annualTurnover = parseFloat(this.createClientForm.get('annualTurnover')?.value) || 0;
+    const agricultureIncome = parseFloat(this.createClientForm.get('agricultureIncome')?.value) || 0;
+    const nonAgricultureIncome = parseFloat(this.createClientForm.get('nonAgricultureIncome')?.value) || 0;
+
+    const totalAnnualIncome = annualIncome + agricultureIncome + nonAgricultureIncome;
+
+    // Evaluate rules from DB (ordered by orderPosition ASC)
+    if (this.riskRules && this.riskRules.length > 0) {
+      for (const rule of this.riskRules) {
+        // Match legal form
+        if (rule.legalFormId != null && rule.legalFormId !== legalFormId) {
+          continue;
+        }
+
+        // Match occupation category
+        if (rule.occupationCategoryCvId != null && rule.occupationCategoryCvId !== occCatId) {
+          continue;
+        }
+
+        // Match occupation
+        if (rule.occupationCvId != null && rule.occupationCvId !== occId) {
+          continue;
+        }
+
+        // Match monthly income ranges
+        if (rule.minMonthlyIncome != null && monthlyIncome < rule.minMonthlyIncome) {
+          continue;
+        }
+        if (rule.maxMonthlyIncome != null && monthlyIncome > rule.maxMonthlyIncome) {
+          continue;
+        }
+
+        // Match annual income ranges (evaluated against totalAnnualIncome)
+        if (rule.minAnnualIncome != null && totalAnnualIncome < rule.minAnnualIncome) {
+          continue;
+        }
+        if (rule.maxAnnualIncome != null && totalAnnualIncome > rule.maxAnnualIncome) {
+          continue;
+        }
+
+        // Match turnover ranges
+        if (rule.minAnnualTurnover != null && annualTurnover < rule.minAnnualTurnover) {
+          continue;
+        }
+        if (rule.maxAnnualTurnover != null && annualTurnover > rule.maxAnnualTurnover) {
+          continue;
+        }
+
+        // All matched!
+        return { category: rule.riskCategory, reason: rule.reason };
+      }
+    }
+
+    // Default Fallbacks
+    if (legalFormId !== LegalFormId.PERSON) {
+      return { category: 2, reason: 'Non-Individual / Entity profile (Default Medium Risk)' };
+    }
+    return { category: 1, reason: 'Default Low Risk profile (Salary / Service / Agriculture / Others)' };
+  }
 }
 
 /**

src/app/clients/client-stepper/client-india-address-step/client-india-address-step.component.ts

@@ -49,6 +49,10 @@ export class ClientIndiaAddressStepComponent implements OnInit, OnChanges {
   /** Minor clients can't hold utility bills, bank statements or an adult-only OVD in their own
    * name — restricts the address-proof picker to Aadhaar/Passport when true. */
   @Input() isMinor = false;
+  /** Non-individual (entity) clients — hides personal OVDs (Aadhaar/Passport/DL/Voter ID/NREGA/
+   * NPR/Birth Certificate/School ID) from the proof-of-address picker; a company's registered
+   * office address is evidenced by utility bills, GST/rent documents etc., not a person's ID. */
+  @Input() isNonIndividual = false;
 
   activeTab = 0;
   sameAsPermanent = false;
@@ -282,8 +286,8 @@ export class ClientIndiaAddressStepComponent implements OnInit, OnChanges {
     this.clientsService.getKycProofTypes().subscribe({
       next: (res: any) => {
         const activeFilter = (p: any) => p?.active !== false;
-        this.addressProofs = this.filterAddressProofsForMinor(
+        this.addressProofs = this.filterAddressProofsForNonIndividual(
-          (res?.addressProofs || []).filter(activeFilter).map(normalizeProofType)
+          this.filterAddressProofsForMinor((res?.addressProofs || []).filter(activeFilter).map(normalizeProofType))
         );
         this.addressGroups = groupProofsByCategory(this.addressProofs);
         this.loadingProofs = false;
@@ -309,6 +313,26 @@ export class ClientIndiaAddressStepComponent implements OnInit, OnChanges {
     );
   }
 
+  /** Personal OVDs — not valid proof of a registered office/entity address. */
+  private static readonly NON_INDIVIDUAL_EXCLUDED_ADDRESS_PROOF_CODES = new Set([
+    'AADHAAR',
+    'PASSPORT',
+    'VOTER_ID',
+    'DRIVING_LICENSE',
+    'NREGA_JOB_CARD',
+    'NPR_LETTER',
+    'BIRTH_CERTIFICATE',
+    'SCHOOL_ID_CARD'
+  ]);
+
+  private filterAddressProofsForNonIndividual(proofs: ProofType[]): ProofType[] {
+    if (!this.isNonIndividual) return proofs;
+    return proofs.filter(
+      (p) =>
+        !ClientIndiaAddressStepComponent.NON_INDIVIDUAL_EXCLUDED_ADDRESS_PROOF_CODES.has((p.code || '').toUpperCase())
+    );
+  }
+
   selectAddrProof(proof: ProofType): void {
     this.selectedAddrProof = proof;
     this.permanentForm.get('proofId')?.setValue(proof.id);
@@ -425,6 +449,14 @@ export class ClientIndiaAddressStepComponent implements OnInit, OnChanges {
         }
       }
     }
+    // Legal form toggled on an already-initialized instance — re-fetch rather than filter
+    // `addressProofs` in place, since the non-individual filter only ever removes entries and
+    // toggling back to individual could never recover what a prior pass had stripped out.
+    if (changes['isNonIndividual'] && !changes['isNonIndividual'].firstChange) {
+      this.selectedAddrProof = null;
+      this.permanentForm.get('proofId')?.setValue('');
+      this.loadProofTypes();
+    }
   }
 
   /**

src/app/clients/client-stepper/client-kyc-step/client-kyc-step.component.html

@@ -1049,6 +1049,12 @@
     </h4>
 
     <div class="form-grid">
+      <div class="checkbox-field override-checkbox-wrapper full-width">
+        <mat-checkbox formControlName="allowRiskOverride" [disabled]="readOnly">
+          Override Auto-calculated Risk Category
+        </mat-checkbox>
+      </div>
+
       <mat-form-field appearance="outline" class="form-field">
         <mat-label>Risk Category</mat-label>
         <mat-select formControlName="riskCategory">
@@ -1086,6 +1092,64 @@
         <mat-hint>Auto: Low 10yr, Medium 8yr, High 2yr</mat-hint>
       </mat-form-field>
 
+      @if (riskCalculationReason && !kycForm.get('allowRiskOverride')?.value && !readOnly) {
+        <div
+          class="risk-auto-calc-info full-width"
+          [class.risk-auto-calc-info--low]="kycForm.get('riskCategory')?.value === 1"
+          [class.risk-auto-calc-info--medium]="kycForm.get('riskCategory')?.value === 2"
+          [class.risk-auto-calc-info--high]="kycForm.get('riskCategory')?.value === 3"
+        >
+          <mat-icon class="info-icon">info</mat-icon>
+          <span class="info-text"
+            >Auto-determined: <strong>{{ riskCalculationReason }}</strong></span
+          >
+        </div>
+      }
+
+      <div class="risk-rules-toggle-wrapper full-width">
+        <button mat-button type="button" class="rules-toggle-btn" (click)="showRiskRulesTable = !showRiskRulesTable">
+          <mat-icon class="rules-toggle-icon">{{ showRiskRulesTable ? 'expand_less' : 'expand_more' }}</mat-icon>
+          {{
+            showRiskRulesTable ? 'Hide Risk Classification Criteria Table' : 'View Risk Classification Criteria Table'
+          }}
+        </button>
+      </div>
+
+      @if (showRiskRulesTable) {
+        <div class="risk-rules-card mat-elevation-z1 full-width">
+          <table class="risk-rules-table">
+            <thead>
+              <tr>
+                <th>Risk Category</th>
+                <th>Primary Criteria / Basis</th>
+                <th>Examples / Thresholds</th>
+              </tr>
+            </thead>
+            <tbody>
+              <tr class="rule-row rule-row--high">
+                <td><span class="risk-badge risk-badge--high">High Risk</span></td>
+                <td>PEPs, High-Risk Industries, High Income / Turnovers</td>
+                <td>
+                  Politicians; Real Estate, Import/Export; Commission Agents; Income > ₹20L/yr; Turnover > ₹1 Crore
+                </td>
+              </tr>
+              <tr class="rule-row rule-row--medium">
+                <td><span class="risk-badge risk-badge--medium">Medium Risk</span></td>
+                <td>Self-Employed, Professionals, Cross-Border, Moderate Income</td>
+                <td>
+                  Business Owners, Traders; Doctors, Lawyers, CAs; NRI, PIO, OCI; Income > ₹6L/yr; Turnover > ₹20L
+                </td>
+              </tr>
+              <tr class="rule-row rule-row--low">
+                <td><span class="risk-badge risk-badge--low">Low Risk</span></td>
+                <td>Non-Earning, Government Employment, Agriculture / Manual</td>
+                <td>Students, Minors, Homemakers; Govt/PSU Employees; Farmers, Daily Wage; Income <= ₹6L/yr</td>
+              </tr>
+            </tbody>
+          </table>
+        </div>
+      }
+
       <mat-form-field appearance="outline" class="form-field full-width">
         <mat-label>{{ isKycVerified ? 'Reason for Re-edit *' : 'Remarks' }}</mat-label>
         <textarea

src/app/clients/client-stepper/client-kyc-step/client-kyc-step.component.scss

@@ -2257,3 +2257,161 @@
     width: 95px;
   }
 }
+
+.override-checkbox-wrapper {
+  margin-bottom: 8px;
+}
+
+.risk-auto-calc-info {
+  display: flex;
+  align-items: center;
+  gap: 10px;
+  padding: 12px 16px;
+  border-radius: 8px;
+  font-size: 13px;
+  font-weight: 500;
+  margin-top: -8px;
+  margin-bottom: 12px;
+  border: 1px solid transparent;
+
+  .info-icon {
+    font-size: 18px !important;
+    width: 18px;
+    height: 18px;
+    flex-shrink: 0;
+  }
+
+  .info-text strong {
+    font-weight: 600;
+  }
+
+  &--low {
+    background: #ecfdf5;
+    color: #065f46;
+    border-color: #a7f3d0;
+
+    .info-icon {
+      color: #10b981;
+    }
+  }
+
+  &--medium {
+    background: #fffbeb;
+    color: #92400e;
+    border-color: #fde68a;
+
+    .info-icon {
+      color: #f59e0b;
+    }
+  }
+
+  &--high {
+    background: #fef2f2;
+    color: #991b1b;
+    border-color: #fecaca;
+
+    .info-icon {
+      color: #ef4444;
+    }
+  }
+}
+
+.risk-rules-toggle-wrapper {
+  margin-top: 4px;
+  margin-bottom: 12px;
+
+  .rules-toggle-btn {
+    font-size: 13px;
+    font-weight: 600;
+    color: #1e6bb8;
+    display: inline-flex;
+    align-items: center;
+    gap: 6px;
+    padding: 6px 12px;
+    border-radius: 20px;
+    transition: all 0.2s ease-in-out;
+    background: #f1f5f9;
+
+    &:hover {
+      background: #e2e8f0;
+      color: #0f172a;
+    }
+  }
+}
+
+.risk-rules-card {
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 8px;
+  padding: 16px;
+  margin-bottom: 16px;
+  box-shadow: 0 1px 3px rgb(0 0 0 / 5%);
+}
+
+.risk-rules-table {
+  width: 100%;
+  border-collapse: collapse;
+  font-size: 13px;
+  text-align: left;
+
+  th {
+    padding: 10px 12px;
+    font-weight: 600;
+    color: #475569;
+    border-bottom: 2px solid #cbd5e1;
+    background: #f8fafc;
+    font-size: 11px;
+    text-transform: uppercase;
+    letter-spacing: 0.5px;
+  }
+
+  td {
+    padding: 12px;
+    border-bottom: 1px solid #e2e8f0;
+    color: #334155;
+    vertical-align: top;
+    line-height: 1.5;
+  }
+
+  tr:last-child td {
+    border-bottom: none;
+  }
+
+  .rule-row {
+    transition: background 0.15s ease-in-out;
+
+    &:hover {
+      background: #f8fafc;
+    }
+  }
+
+  .risk-badge {
+    display: inline-block;
+    padding: 4px 10px;
+    border-radius: 12px;
+    font-size: 11px;
+    font-weight: 600;
+    text-transform: uppercase;
+    letter-spacing: 0.3px;
+    text-align: center;
+    width: 80px;
+
+    &--high {
+      background: #fef2f2;
+      color: #dc2626;
+      border: 1px solid #fecaca;
+    }
+
+    &--medium {
+      background: #fffbeb;
+      color: #d97706;
+      border: 1px solid #fde68a;
+    }
+
+    &--low {
+      background: #ecfdf5;
+      color: #16a34a;
+      border: 1px solid #a7f3d0;
+    }
+  }
+}

src/app/clients/client-stepper/client-kyc-step/client-kyc-step.component.ts

@@ -70,6 +70,7 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
   @Input() entityName: string = '';
   /** Read-only mode — disables form editing until user clicks edit icon */
   @Input() readOnly = false;
+  @Input() calculatedRisk: { category: number; reason: string } | null = null;
 
   today = new Date();
   kycId: string = '';
@@ -170,6 +171,17 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     { name: 'Birth Certificate', code: 'BIRTH_CERTIFICATE' },
     { name: 'School ID Card', code: 'SCHOOL_ID_CARD' }
   ];
+  /** Generic RBI-prescribed KYC documents for legal entities (Master Direction on KYC,
+   * Annexure I) — shown for non-individual clients before a specific constitution type is
+   * picked. Individual OVDs (Aadhaar/Passport/DL/Voter ID/NREGA/NPR) don't apply to entities. */
+  private nonIndividualDefaultDocTypes = [
+    { name: 'Certificate of Incorporation / Registration Certificate', code: 'CERT_INCORPORATION' },
+    { name: 'PAN Card of Entity', code: 'ENTITY_PAN' },
+    { name: 'Memorandum & Articles of Association / Partnership Deed / Trust Deed', code: 'CONSTITUTIVE_DOC' },
+    { name: 'Board Resolution / Authorization Letter', code: 'BOARD_RESOLUTION' },
+    { name: 'KYC of Authorized Signatory / Power of Attorney Holder', code: 'AUTH_SIGNATORY_KYC' },
+    { name: 'GST Registration Certificate', code: 'GST_CERTIFICATE' }
+  ];
   /** Constitution-based KYC document types for non-individual clients */
   private constitutionDocTypes: Record<string, { name: string; mandatory: boolean }[]> = {
     HUF: [
@@ -250,6 +262,9 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     { value: 3, label: 'High Risk', years: 2, color: 'red' }
   ];
 
+  riskCalculationReason = '';
+  showRiskRulesTable = false;
+
   /** PAN verification */
   panVerifyStatus: 'NONE' | 'VERIFIED' | 'FAILED' = 'NONE';
   panVerifying = false;
@@ -441,6 +456,7 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     kycDocIssueDate: [''],
     kycDocExpiryDate: [''],
     riskCategory: [1],
+    allowRiskOverride: [false],
     remarks: [''],
     amlCheckStatus: [
       'CLEAR',
@@ -488,6 +504,14 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     return docs.filter((d) => !ClientKycStepComponent.MINOR_ONLY_DOC_CODES.has((d.code || '').toUpperCase()));
   }
 
+  /** Individual-only OVDs vs. entity-only RBI docs — never both, and minor filtering only
+   * ever applies to individuals. */
+  private getDefaultDocTypes(): { name: string; code: string }[] {
+    return this.isNonIndividual
+      ? this.nonIndividualDefaultDocTypes
+      : this.filterDocTypesForMinor(this.defaultDocumentTypes);
+  }
+
   ngOnInit(): void {
     this.seedDefaultDocTypes();
     this.loadExistingKycIfNeeded();
@@ -495,20 +519,36 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     if (this.isNonIndividual && this.constitutionMeta) {
       this.updateDocTypesForConstitution();
     }
+
+    this.kycForm.get('allowRiskOverride')?.valueChanges.subscribe((allowed: boolean) => {
+      const riskControl = this.kycForm.get('riskCategory');
+      if (allowed) {
+        if (!this.readOnly) {
+          riskControl?.enable();
+        }
+      } else {
+        riskControl?.disable();
+        if (this.calculatedRisk) {
+          riskControl?.setValue(this.calculatedRisk.category);
+        }
+      }
+    });
+
+    if (!this.kycForm.get('allowRiskOverride')?.value) {
+      this.kycForm.get('riskCategory')?.disable();
+    }
   }
 
-  /** Seed the document-type picker from defaults, filtered by the current isMinor input.
+  /** Seed the document-type picker from defaults (entity RBI docs vs. individual OVDs,
-   * Only seeds when the list is empty — the template API (loadKycTemplate) takes over once
+   * filtered by the current isMinor input for individuals). Only seeds when the list is
-   * a clientId is available. */
+   * empty — the template API (loadKycTemplate) takes over once a clientId is available. */
   private seedDefaultDocTypes(): void {
     if (this.kycDocumentTypes.length) return;
-    this.kycDocumentTypes = this.filterDocTypesForMinor(
+    this.kycDocumentTypes = this.getDefaultDocTypes().map((d) => ({
-      this.defaultDocumentTypes.map((d) => ({
+      name: d.name,
-        name: d.name,
+      code: d.code,
-        code: d.code,
+      mandatory: false
-        mandatory: false
+    }));
-      }))
-    );
     this.rebuildKycDocPicker();
   }
 
@@ -526,6 +566,7 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     this.kycForm.reset({
       hasPan: true,
       riskCategory: 1,
+      allowRiskOverride: false,
       amlCheckStatus: 'CLEAR',
       bannedEntityMatch: 'NO',
       willfulDefaulter: 'NO',
@@ -546,6 +587,8 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
     this.kycDocMergedFile = null;
     this.kycDocMergedPreview = null;
     this.existingKycIdentifierId = null;
+    this.riskCalculationReason = '';
+    this.showRiskRulesTable = false;
     this.existingKycDocuments = [];
     this.photoSigTouched = false;
     this.panVerifyStatus = 'NONE';
@@ -598,12 +641,41 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
         this.kycForm.disable({ emitEvent: false });
       } else {
         this.kycForm.enable({ emitEvent: false });
+        if (!this.kycForm.get('allowRiskOverride')?.value) {
+          this.kycForm.get('riskCategory')?.disable({ emitEvent: false });
+        }
+      }
+    }
+    if (changes['calculatedRisk']) {
+      const newRisk = changes['calculatedRisk'].currentValue;
+      if (newRisk) {
+        this.riskCalculationReason = newRisk.reason;
+        const allowOverride = this.kycForm.get('allowRiskOverride')?.value;
+        const riskControl = this.kycForm.get('riskCategory');
+        if (!allowOverride && riskControl && riskControl.value !== newRisk.category) {
+          riskControl.setValue(newRisk.category);
+          riskControl.markAsDirty();
+        }
+      } else {
+        this.riskCalculationReason = '';
       }
     }
     if (changes['constitutionMeta'] && this.isNonIndividual) {
       this.updateDocTypesForConstitution();
     }
-    if (changes['isMinor']) {
+    // Legal form toggled on an already-initialized instance (route-reuse keeps this
+    // component alive across create sessions) — the individual OVD list and the entity RBI
+    // doc list are mutually exclusive, so re-seed from scratch rather than filtering in place.
+    if (changes['isNonIndividual'] && !changes['isNonIndividual'].firstChange && !this.kycTemplateLoaded) {
+      this.kycDocumentTypes = [];
+      this.selectedKycDoc = null;
+      this.kycForm.get('kycDocumentName')?.setValue('');
+      this.seedDefaultDocTypes();
+      if (this.isNonIndividual && this.constitutionMeta) {
+        this.updateDocTypesForConstitution();
+      }
+    }
+    if (changes['isMinor'] && !this.isNonIndividual) {
       if (this.isMinor) {
         this.kycForm.get('hasPan')?.setValue(false);
         this.kycForm.get('panNumber')?.setValue('');
@@ -797,6 +869,7 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
             kycDocExpiryDate: parseDate(data.kycDocExpiryDate),
             // Risk & Remarks
             riskCategory: data.riskCategory || 1,
+            allowRiskOverride: this.calculatedRisk ? this.calculatedRisk.category !== (data.riskCategory || 1) : false,
             remarks: data.remarks || '',
             hasPan: !!data.panNumber,
             // AML & Compliance
@@ -1015,13 +1088,11 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
       error: () => {
         // Fallback to defaults if template API unavailable
         this.kycTemplateLoaded = true;
-        this.kycDocumentTypes = this.filterDocTypesForMinor(
+        this.kycDocumentTypes = this.getDefaultDocTypes().map((d) => ({
-          this.defaultDocumentTypes.map((d) => ({
+          name: d.name,
-            name: d.name,
+          code: d.code,
-            code: d.code,
+          mandatory: false
-            mandatory: false
+        }));
-          }))
-        );
         this.rebuildKycDocPicker();
       }
     });
@@ -1664,7 +1735,7 @@ export class ClientKycStepComponent implements OnInit, OnChanges, OnDestroy {
   }
 
   get kycData(): any {
-    const formVal = this.readOnly ? this.kycForm.getRawValue() : this.kycForm.value;
+    const formVal = this.kycForm.getRawValue();
     const aadhaarRaw = formVal.aadhaarNumber || '';
     const aadhaarMasked = aadhaarRaw.length === 12 ? 'XXXXXXXX' + aadhaarRaw.slice(-4) : null;
     const dateFormat = this.settingsService.dateFormat;

src/app/clients/clients.service.ts

@@ -739,6 +739,10 @@ export class ClientsService {
     return this.http.get(`/clients/${clientId}/kyc/template`);
   }
 
+  getClientRiskRules(): Observable<any[]> {
+    return this.http.get<any[]>('/kyc/risk-rules');
+  }
+
   /** Fetch code values by code ID */
   getCodeValuesById(codeId: number): Observable<any[]> {
     return this.http.get<any[]>(`/codes/${codeId}/codevalues`).pipe(catchError(() => of([])));

src/app/clients/create-client/create-client.component.html

@@ -76,6 +76,7 @@
             [constitutionMeta]="clientGeneralStep?.selectedConstitution"
             [entityName]="clientGeneralStep?.createClientForm?.get('fullname')?.value || ''"
             [readOnly]="isTabReadOnly(1)"
+            [calculatedRisk]="clientGeneralStep?.calculatedRisk"
           ></mifosx-client-kyc-step>
         </div>
 
@@ -148,6 +149,7 @@
         <mifosx-client-india-address-step
           #clientIndiaAddress
           [isMinor]="clientGeneralStep?.isMinor || false"
+          [isNonIndividual]="legalFormType === 2"
           [readOnly]="isTabReadOnly(addressTabIdx)"
         ></mifosx-client-india-address-step>
       </div>

src/app/clients/edit-client/edit-client.component.html

@@ -152,6 +152,7 @@
             [isMinor]="clientGeneralStep?.isMinor || false"
             [clientId]="clientId"
             [readOnly]="isTabReadOnly(1)"
+            [calculatedRisk]="clientGeneralStep?.calculatedRisk"
           ></mifosx-client-kyc-step>
         </div>
       </div>
@@ -208,6 +209,7 @@
           #clientIndiaAddress
           [clientId]="clientId"
           [isMinor]="clientGeneralStep?.isMinor || false"
+          [isNonIndividual]="legalFormType === 2"
           [readOnly]="isTabReadOnly(addressTabIdx)"
         ></mifosx-client-india-address-step>
       </div>

src/app/clients/shared/kyc-proof-types.ts

@@ -146,6 +146,44 @@ export const PROOF_META: Record<string, Partial<ProofType>> = {
     sides: 1,
     category: 'Financial & other',
     info: 'Pension payment order — upload full document issued by pension authority.'
+  },
+  CERT_INCORPORATION: {
+    sides: 1,
+    category: 'Entity KYC documents',
+    documentKeyLabel: 'Registration / incorporation number',
+    documentKeyPlaceholder: 'CIN / registration number',
+    info: 'Certificate of Incorporation (companies/LLPs) or Registration Certificate (firms/trusts/societies) — as prescribed under the RBI Master Direction on KYC, Annexure I.'
+  },
+  ENTITY_PAN: {
+    sides: 1,
+    category: 'Entity KYC documents',
+    documentKeyLabel: 'PAN of entity',
+    documentKeyPlaceholder: 'e.g. ABCDE1234F',
+    info: 'PAN card issued in the name of the entity.'
+  },
+  CONSTITUTIVE_DOC: {
+    sides: 1,
+    category: 'Entity KYC documents',
+    documentKeyLabel: 'Document reference number',
+    documentKeyPlaceholder: 'Reference / registration number',
+    info: 'Constitutive document — Memorandum & Articles of Association (companies), Partnership Deed (firms), Trust Deed (trusts), or By-laws (societies) — as prescribed under the RBI Master Direction on KYC.'
+  },
+  BOARD_RESOLUTION: {
+    sides: 1,
+    category: 'Entity KYC documents',
+    info: 'Board Resolution / Authorization Letter naming the officers, managers or employees authorised to transact on the entity’s behalf.'
+  },
+  AUTH_SIGNATORY_KYC: {
+    sides: 1,
+    category: 'Entity KYC documents',
+    info: 'OVD-based KYC of the person(s) holding Power of Attorney / authorised to transact on the entity’s behalf.'
+  },
+  GST_CERTIFICATE: {
+    sides: 1,
+    category: 'Entity KYC documents',
+    documentKeyLabel: 'GSTIN',
+    documentKeyPlaceholder: 'e.g. 22AAAAA0000A1Z5',
+    info: 'GST Registration Certificate, where the entity is GST-registered.'
   }
 };
 

src/app/core/shell/shell.component.html

@@ -1568,8 +1568,12 @@
             <a class="gl-link" [class.hidden]="!matchesRbiSearch('Balance Sheet')" (click)="rbiMenuOpen = false">
               <fa-icon icon="file-alt" class="gl-icon"></fa-icon> Balance Sheet (BR Act & Others)
             </a>
-            <a class="gl-link" [class.hidden]="!matchesRbiSearch('CRR / SLR')" (click)="rbiMenuOpen = false">
+            <a
-              <fa-icon icon="calculator" class="gl-icon"></fa-icon> CRR / SLR
+              class="gl-link"
+              [class.hidden]="!matchesRbiSearch('CTR / STR')"
+              (click)="rbiMenuOpen = false; openCtrStrDialog()"
+            >
+              <fa-icon icon="calculator" class="gl-icon"></fa-icon> CTR / STR
             </a>
             <a class="gl-link" [class.hidden]="!matchesRbiSearch('Annexure')" (click)="rbiMenuOpen = false">
               <fa-icon icon="paperclip" class="gl-icon"></fa-icon> Annexure

src/app/core/shell/shell.component.ts

@@ -280,6 +280,23 @@ export class ShellComponent implements OnInit, OnDestroy {
     });
   }
 
+  /**
+   * Opens the CTR & STR Compliance Center dialog.
+   */
+  async openCtrStrDialog(): Promise<void> {
+    const { CtrStrDialogComponent } = await import('../../home/dashboard/ctr-str-dialog/ctr-str-dialog.component');
+    this.dialog.open(CtrStrDialogComponent, {
+      width: '95vw',
+      maxWidth: '1280px',
+      maxHeight: '92vh',
+      panelClass: 'crr-slr-dialog-panel',
+      autoFocus: false,
+      disableClose: false,
+      hasBackdrop: true,
+      backdropClass: 'ckyc-rpt-dlg-backdrop'
+    });
+  }
+
   /**
    * Opens the CIMS / XBRL Returns dialog. The initial form (OSS-2, PSA, RAL, RCP-UCB)
    * is selected based on the menu link the user clicked; user can switch between

src/app/home/dashboard/ctr-str-dialog/ctr-str-dialog.component.html

@@ -0,0 +1,285 @@
+<!--
+  Copyright since 2025 Mifos Initiative
+
+  This Source Code Form is subject to the terms of the Mozilla Public
+  License, v. 2.0. If a copy of the MPL was not distributed with this
+  file, You can obtain one at http://mozilla.org/MPL/2.0/.
+-->
+
+<div class="ctr-str-dlg">
+  <!-- Dialog Header -->
+  <div class="dlg-header">
+    <div class="dlg-title-area">
+      <fa-icon icon="shield-alt" class="header-icon"></fa-icon>
+      <div>
+        <h2 class="title">CTR & STR Compliance Control Center</h2>
+        <p class="subtitle">Anti-Money Laundering (AML) & CFT Regulatory Reporting Terminal</p>
+      </div>
+    </div>
+    <button mat-icon-button [mat-dialog-close]="true" class="close-btn">
+      <mat-icon>close</mat-icon>
+    </button>
+  </div>
+
+  <!-- Tab Navigators -->
+  <div class="tab-navs">
+    <button class="tab-btn" [class.active]="activeTab === 'dashboard'" (click)="activeTab = 'dashboard'">
+      <fa-icon icon="chart-bar" class="tab-icon"></fa-icon> Compliance Dashboard
+    </button>
+    <button class="tab-btn" [class.active]="activeTab === 'guidelines'" (click)="activeTab = 'guidelines'">
+      <fa-icon icon="university" class="tab-icon"></fa-icon> RBI Regulatory Guidelines
+    </button>
+  </div>
+
+  <!-- Dialog Body (Tabs) -->
+  <div class="dlg-body">
+    <!-- TAB 1: COMPLIANCE DASHBOARD -->
+    @if (activeTab === 'dashboard') {
+      <div class="tab-content dashboard-tab">
+        <!-- SECTION 1: CTR MANAGMENT -->
+        <div class="dashboard-section card-glass">
+          <div class="section-hdr">
+            <div>
+              <h3>Cash Transaction Reports (CTR - Monthly Cash Registry)</h3>
+              <p class="section-sub">
+                Scans and compiles cash transactions exceeding INR 10 Lakhs limit (Single or monthly cumulative cash
+                deposits/withdrawals).
+              </p>
+            </div>
+            <button class="action-btn primary" [disabled]="isGeneratingCtr" (click)="generateCtrReport()">
+              @if (isGeneratingCtr) {
+                <span class="spinner"></span> Generating Report...
+              } @else {
+                <fa-icon icon="sync-alt"></fa-icon> Generate Monthly CTR
+              }
+            </button>
+          </div>
+
+          <div class="table-actions">
+            <input
+              type="text"
+              placeholder="Search CTR files by month or name..."
+              [(ngModel)]="ctrFilter"
+              class="search-input"
+            />
+          </div>
+
+          <div class="table-container">
+            <table class="compliance-table">
+              <thead>
+                <tr>
+                  <th>Report Payload Name</th>
+                  <th>Reporting Period</th>
+                  <th>Record Count</th>
+                  <th>Generated By</th>
+                  <th>Generated Date</th>
+                  <th>Status</th>
+                  <th>Actions</th>
+                </tr>
+              </thead>
+              <tbody>
+                @for (report of filteredCtrReports; track report.id) {
+                  <tr>
+                    <td class="bold-text"><fa-icon icon="file-code" class="xml-icon"></fa-icon> {{ report.name }}</td>
+                    <td>{{ report.month }}</td>
+                    <td class="center-text">
+                      <span class="cnt-badge">{{ report.recordCount }} txns</span>
+                    </td>
+                    <td>{{ report.generatedBy }}</td>
+                    <td>{{ report.generatedAt | date: 'medium' }}</td>
+                    <td><span class="status-badge ready">Ready</span></td>
+                    <td>
+                      <button
+                        class="icon-action-btn"
+                        matTooltip="Download FIU-IND XML Payload"
+                        (click)="downloadCtrFile(report.name)"
+                      >
+                        <fa-icon icon="download"></fa-icon> Download XML
+                      </button>
+                    </td>
+                  </tr>
+                } @empty {
+                  <tr>
+                    <td colspan="7" class="empty-state">No CTR reports found matching your search.</td>
+                  </tr>
+                }
+              </tbody>
+            </table>
+          </div>
+        </div>
+
+        <!-- SECTION 2: STR ALERTS PIPELINE -->
+        <div class="dashboard-section card-glass mt-20">
+          <div class="section-hdr">
+            <div>
+              <h3>Suspicious Transaction Activity Pipeline (STR Management)</h3>
+              <p class="section-sub">
+                Behavioral & structural AML alerts generated by KYC profile rules engine. Investigator actions update
+                state in real-time.
+              </p>
+            </div>
+            <button class="action-btn secondary" (click)="downloadStrReportTemplate()">
+              <fa-icon icon="file-excel"></fa-icon> Export Active Alerts (CSV)
+            </button>
+          </div>
+
+          <div class="table-actions">
+            <input
+              type="text"
+              placeholder="Search alerts by Client, CIF, or alert type..."
+              [(ngModel)]="strFilter"
+              class="search-input"
+            />
+          </div>
+
+          <div class="alerts-grid">
+            @for (alert of filteredStrAlerts; track alert.id) {
+              <div class="alert-card" [class]="alert.status.toLowerCase().replace(' ', '-')">
+                <div class="card-hdr">
+                  <div class="client-info">
+                    <h4>{{ alert.clientName }}</h4>
+                    <span class="cif-number">{{ alert.clientCif }}</span>
+                  </div>
+                  <span class="status-badge" [class]="alert.status.toLowerCase().replace(' ', '-')">{{
+                    alert.status
+                  }}</span>
+                </div>
+
+                <div class="card-body">
+                  <div class="amount-line">
+                    <span class="label">Amount Highlighted:</span>
+                    <span class="amount">₹{{ alert.amount | number: '1.2-2' }}</span>
+                  </div>
+                  <div class="type-line">
+                    <span class="label">Alert Flag:</span>
+                    <span class="type-value">{{ alert.alertType }}</span>
+                  </div>
+                  <p class="desc">{{ alert.description }}</p>
+                  <span class="date-stamp"
+                    ><fa-icon icon="clock"></fa-icon> Flagged Date: {{ alert.date | date: 'mediumDate' }}</span
+                  >
+                </div>
+
+                <div class="card-footer">
+                  @if (alert.status === 'Open') {
+                    <button class="card-btn investigate" (click)="changeAlertStatus(alert.id, 'Investigating')">
+                      <fa-icon icon="search"></fa-icon> Investigate
+                    </button>
+                  }
+                  @if (alert.status === 'Open' || alert.status === 'Investigating') {
+                    <button class="card-btn file-str" (click)="changeAlertStatus(alert.id, 'Reported STR')">
+                      <fa-icon icon="flag"></fa-icon> File STR
+                    </button>
+                    <button class="card-btn close-alert" (click)="changeAlertStatus(alert.id, 'Closed')">
+                      <fa-icon icon="ban"></fa-icon> Dismiss
+                    </button>
+                  }
+                  @if (alert.status === 'Closed' || alert.status === 'Reported STR') {
+                    <button class="card-btn reset-alert" (click)="changeAlertStatus(alert.id, 'Open')">
+                      <fa-icon icon="redo-alt"></fa-icon> Reopen Alert
+                    </button>
+                  }
+                </div>
+              </div>
+            } @empty {
+              <div class="empty-alerts">No Suspicious Transaction alerts matching your criteria.</div>
+            }
+          </div>
+        </div>
+      </div>
+    }
+
+    <!-- TAB 2: RBI REGULATORY GUIDELINES -->
+    @if (activeTab === 'guidelines') {
+      <div class="tab-content scroll-y">
+        <div class="info-layout">
+          <!-- CTR Rules Card -->
+          <div class="info-card card-glass">
+            <div class="card-title-badge ctr-badge-color">
+              <fa-icon icon="coins" class="badge-icon"></fa-icon> CTR - Cash Transaction Report
+            </div>
+            <div class="rules-body">
+              <p class="lead-desc">
+                As mandated by Section 12 of the **Prevention of Money Laundering Act (PMLA), 2002** and RBI KYC
+                guidelines, banks must record and report all high-value cash transactions.
+              </p>
+
+              <div class="rule-point">
+                <h5>1. Transaction Threshold</h5>
+                <p>
+                  All cash transactions (either deposits or withdrawals) of **value more than INR 10 Lakhs** (or its
+                  equivalent in foreign currency) in a single transaction.
+                </p>
+              </div>
+
+              <div class="rule-point">
+                <h5>2. Monthly Aggregation Rule (Structuring check)</h5>
+                <p>
+                  A series of cash transactions in a calendar month that are **integrally connected** and accumulate to
+                  a total value exceeding **INR 10 Lakhs** must be compiled and reported in the monthly CTR.
+                </p>
+              </div>
+
+              <div class="rule-point">
+                <h5>3. Reporting Timeline</h5>
+                <p>
+                  CTRs must be generated and uploaded to the FIU-IND gateway **by the 15th day of the succeeding month**
+                  (e.g., June transactions must be uploaded by July 15th).
+                </p>
+              </div>
+
+              <div class="rule-point text-warning-border">
+                <strong>Important Note:</strong> Transactions where the net cash balance does not change but high volume
+                is rotated (e.g., cash withdrawals immediately deposited back) must be reported under CTR as separate
+                debit and credit records.
+              </div>
+            </div>
+          </div>
+
+          <!-- STR Rules Card -->
+          <div class="info-card card-glass">
+            <div class="card-title-badge str-badge-color">
+              <fa-icon icon="flag" class="badge-icon"></fa-icon> STR - Suspicious Transaction Report
+            </div>
+            <div class="rules-body">
+              <p class="lead-desc">
+                Every reporting entity must maintain vigilance over account transactions. If there are reasonable
+                grounds to suspect transactions involve proceeds of crime, an STR must be generated.
+              </p>
+
+              <div class="rule-point">
+                <h5>1. What Constitutes Suspicion?</h5>
+                <p>
+                  Transactions that are complex, show unusual patterns, mismatch the customer’s business/risk profile,
+                  have no apparent economic rationale, or involve suspected proceeds of crime or terror funding.
+                </p>
+              </div>
+
+              <div class="rule-point">
+                <h5>2. No Minimum Threshold Limit</h5>
+                <p>
+                  **There is no minimum monetary limit** for STR. An alert should be generated for any transaction,
+                  regardless of size, if suspicious behavior is flagged.
+                </p>
+              </div>
+
+              <div class="rule-point">
+                <h5>3. Reporting Timeline</h5>
+                <p>
+                  The STR must be filed to FIU-IND **within 7 days** of the Principal Compliance Officer confirming the
+                  suspicion.
+                </p>
+              </div>
+
+              <div class="rule-point text-danger-border">
+                <strong>Strict Tipping-off Restriction:</strong> It is illegal to disclose or "tip-off" to the client
+                that their account is being monitored, investigated, or reported under an STR. Complete confidentiality
+                must be maintained.
+              </div>
+            </div>
+          </div>
+        </div>
+      </div>
+    }
+  </div>
+</div>

src/app/home/dashboard/ctr-str-dialog/ctr-str-dialog.component.scss

@@ -0,0 +1,750 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+.ctr-str-dlg {
+  display: flex;
+  flex-direction: column;
+  height: 90vh;
+  max-height: 820px;
+  background: #f8fafc;
+  color: #1e293b;
+  font-family: Inter, sans-serif;
+  overflow: hidden;
+}
+
+// Header
+.dlg-header {
+  display: flex;
+  justify-content: space-between;
+  align-items: center;
+  padding: 16px 24px;
+  background: #fff;
+  border-bottom: 1px solid #e2e8f0;
+
+  .dlg-title-area {
+    display: flex;
+    align-items: center;
+    gap: 14px;
+
+    .header-icon {
+      font-size: 26px;
+      color: #4f46e5;
+    }
+
+    .title {
+      margin: 0;
+      font-size: 18px;
+      font-weight: 700;
+      color: #0f172a;
+    }
+
+    .subtitle {
+      margin: 2px 0 0;
+      font-size: 12px;
+      color: #64748b;
+    }
+  }
+
+  .close-btn {
+    color: #64748b;
+
+    &:hover {
+      color: #0f172a;
+    }
+  }
+}
+
+// Navigation Tabs
+.tab-navs {
+  display: flex;
+  gap: 6px;
+  background: #fff;
+  padding: 8px 24px;
+  border-bottom: 1px solid #e2e8f0;
+
+  .tab-btn {
+    display: flex;
+    align-items: center;
+    gap: 8px;
+    background: transparent;
+    border: none;
+    padding: 10px 16px;
+    font-size: 13px;
+    font-weight: 600;
+    color: #64748b;
+    cursor: pointer;
+    border-radius: 6px;
+    transition: all 0.2s ease;
+
+    .tab-icon {
+      font-size: 14px;
+    }
+
+    &:hover {
+      background: #f1f5f9;
+      color: #0f172a;
+    }
+
+    &.active {
+      background: #e0e7ff;
+      color: #4f46e5;
+    }
+  }
+}
+
+// Scroll layout
+.scroll-y {
+  overflow-y: auto;
+  flex: 1;
+}
+
+// Dialog Body
+.dlg-body {
+  flex: 1;
+  overflow: hidden;
+  padding: 24px;
+  background: #f1f5f9;
+  display: flex;
+  flex-direction: column;
+}
+
+.tab-content {
+  height: 100%;
+  display: flex;
+  flex-direction: column;
+
+  &.scroll-y {
+    overflow-y: auto;
+    padding-right: 6px;
+
+    /* Custom scrollbar */
+    &::-webkit-scrollbar {
+      width: 6px;
+    }
+
+    &::-webkit-scrollbar-track {
+      background: transparent;
+    }
+
+    &::-webkit-scrollbar-thumb {
+      background: #cbd5e1;
+      border-radius: 3px;
+
+      &:hover {
+        background: #94a3b8;
+      }
+    }
+  }
+}
+
+// Dashboard Tab specific layout
+.dashboard-tab {
+  overflow-y: auto;
+  padding-right: 6px;
+
+  &::-webkit-scrollbar {
+    width: 6px;
+  }
+
+  &::-webkit-scrollbar-track {
+    background: transparent;
+  }
+
+  &::-webkit-scrollbar-thumb {
+    background: #cbd5e1;
+    border-radius: 3px;
+  }
+}
+
+// Card Style Container
+.card-glass {
+  background: #fff;
+  border-radius: 12px;
+  box-shadow:
+    0 4px 6px -1px rgb(0 0 0 / 5%),
+    0 2px 4px -1px rgb(0 0 0 / 2%);
+  border: 1px solid #e2e8f0;
+  padding: 20px;
+}
+
+.dashboard-section {
+  display: flex;
+  flex-direction: column;
+
+  .section-hdr {
+    display: flex;
+    justify-content: space-between;
+    align-items: center;
+    margin-bottom: 16px;
+
+    h3 {
+      margin: 0;
+      font-size: 15px;
+      font-weight: 700;
+      color: #0f172a;
+    }
+
+    .section-sub {
+      margin: 4px 0 0;
+      font-size: 12px;
+      color: #64748b;
+    }
+  }
+}
+
+.mt-20 {
+  margin-top: 20px;
+}
+
+.mt-25 {
+  margin-top: 25px;
+}
+
+// Search input
+.table-actions {
+  margin-bottom: 14px;
+
+  .search-input {
+    width: 100%;
+    max-width: 380px;
+    padding: 8px 12px;
+    font-size: 13px;
+    border: 1px solid #cbd5e1;
+    border-radius: 6px;
+    background: #fff;
+    color: #1e293b;
+    outline: none;
+
+    &:focus {
+      border-color: #4f46e5;
+      box-shadow: 0 0 0 2px rgb(79 70 229 / 10%);
+    }
+  }
+}
+
+// Button styles
+.action-btn {
+  display: inline-flex;
+  align-items: center;
+  gap: 8px;
+  border: none;
+  border-radius: 6px;
+  padding: 10px 16px;
+  font-size: 12px;
+  font-weight: 600;
+  cursor: pointer;
+  transition: all 0.2s ease;
+
+  &.primary {
+    background: #4f46e5;
+    color: #fff;
+
+    &:hover:not([disabled]) {
+      background: #4338ca;
+    }
+
+    &:disabled {
+      background: #94a3b8;
+      cursor: not-allowed;
+    }
+  }
+
+  &.secondary {
+    background: #0ea5e9;
+    color: #fff;
+
+    &:hover {
+      background: #0284c7;
+    }
+  }
+}
+
+// Spinner animation
+.spinner {
+  width: 12px;
+  height: 12px;
+  border: 2px solid rgb(255 255 255 / 30%);
+  border-radius: 50%;
+  border-top-color: #fff;
+  animation: spin 0.8s linear infinite;
+  display: inline-block;
+}
+
+@keyframes spin {
+  to {
+    transform: rotate(360deg);
+  }
+}
+
+// Tables styling
+.table-container {
+  overflow-x: auto;
+  border: 1px solid #e2e8f0;
+  border-radius: 8px;
+}
+
+.compliance-table {
+  width: 100%;
+  border-collapse: collapse;
+  font-size: 13px;
+  text-align: left;
+
+  th {
+    background: #f8fafc;
+    color: #475569;
+    font-weight: 600;
+    padding: 12px 16px;
+    border-bottom: 1px solid #e2e8f0;
+  }
+
+  td {
+    padding: 12px 16px;
+    border-bottom: 1px solid #f1f5f9;
+    color: #334155;
+
+    &.bold-text {
+      font-weight: 600;
+      color: #0f172a;
+    }
+
+    &.center-text {
+      text-align: center;
+    }
+  }
+
+  tr:last-child td {
+    border-bottom: none;
+  }
+
+  .cnt-badge {
+    background: #e2e8f0;
+    color: #475569;
+    padding: 3px 8px;
+    border-radius: 12px;
+    font-size: 11px;
+    font-weight: 500;
+  }
+
+  .xml-icon {
+    color: #ea580c;
+    margin-right: 4px;
+  }
+
+  .empty-state {
+    text-align: center;
+    color: #64748b;
+    padding: 24px;
+    font-style: italic;
+  }
+}
+
+// Icon Action Button
+.icon-action-btn {
+  background: #f1f5f9;
+  border: 1px solid #cbd5e1;
+  color: #475569;
+  border-radius: 4px;
+  padding: 6px 12px;
+  font-size: 12px;
+  font-weight: 500;
+  cursor: pointer;
+  transition: all 0.2s ease;
+
+  &:hover {
+    background: #e2e8f0;
+    color: #0f172a;
+  }
+}
+
+// Alert Cards Grid
+.alerts-grid {
+  display: grid;
+  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
+  gap: 16px;
+}
+
+.alert-card {
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 8px;
+  padding: 16px;
+  display: flex;
+  flex-direction: column;
+  transition: box-shadow 0.2s ease;
+
+  &:hover {
+    box-shadow: 0 4px 12px rgb(0 0 0 / 5%);
+  }
+
+  // Left boundary color codes based on status
+  &.open {
+    border-left: 4px solid #dc2626;
+  }
+
+  &.investigating {
+    border-left: 4px solid #ea580c;
+  }
+
+  &.reported-str {
+    border-left: 4px solid #16a34a;
+  }
+
+  &.closed {
+    border-left: 4px solid #64748b;
+  }
+
+  .card-hdr {
+    display: flex;
+    justify-content: space-between;
+    align-items: flex-start;
+    margin-bottom: 12px;
+
+    h4 {
+      margin: 0;
+      font-size: 14px;
+      font-weight: 700;
+      color: #0f172a;
+    }
+
+    .cif-number {
+      font-size: 11px;
+      color: #64748b;
+    }
+  }
+
+  .card-body {
+    flex: 1;
+    font-size: 12px;
+    color: #475569;
+
+    .amount-line,
+    .type-line {
+      display: flex;
+      justify-content: space-between;
+      margin-bottom: 4px;
+
+      .label {
+        color: #64748b;
+      }
+
+      .amount {
+        font-weight: 700;
+        color: #0f172a;
+      }
+
+      .type-value {
+        font-weight: 600;
+        color: #4f46e5;
+      }
+    }
+
+    .desc {
+      margin: 8px 0;
+      line-height: 1.4;
+      background: #f8fafc;
+      padding: 8px;
+      border-radius: 4px;
+      border: 1px dashed #e2e8f0;
+      font-style: italic;
+    }
+
+    .date-stamp {
+      font-size: 11px;
+      color: #94a3b8;
+      display: block;
+      margin-top: 8px;
+    }
+  }
+
+  .card-footer {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 6px;
+    margin-top: 14px;
+    border-top: 1px solid #f1f5f9;
+    padding-top: 12px;
+
+    .card-btn {
+      flex: 1;
+      min-width: 75px;
+      padding: 6px 8px;
+      font-size: 11px;
+      font-weight: 600;
+      border: none;
+      border-radius: 4px;
+      cursor: pointer;
+      display: flex;
+      align-items: center;
+      justify-content: center;
+      gap: 4px;
+      transition: all 0.2s ease;
+
+      &.investigate {
+        background: #fef3c7;
+        color: #d97706;
+
+        &:hover {
+          background: #fde68a;
+        }
+      }
+
+      &.file-str {
+        background: #dcfce7;
+        color: #16a34a;
+
+        &:hover {
+          background: #bbf7d0;
+        }
+      }
+
+      &.close-alert {
+        background: #fee2e2;
+        color: #dc2626;
+
+        &:hover {
+          background: #fecaca;
+        }
+      }
+
+      &.reset-alert {
+        background: #f1f5f9;
+        color: #475569;
+        border: 1px solid #cbd5e1;
+
+        &:hover {
+          background: #e2e8f0;
+        }
+      }
+    }
+  }
+}
+
+// Badges
+.status-badge {
+  padding: 3px 8px;
+  border-radius: 12px;
+  font-size: 10px;
+  font-weight: 600;
+
+  &.ready {
+    background: #dcfce7;
+    color: #16a34a;
+  }
+
+  &.open {
+    background: #fee2e2;
+    color: #dc2626;
+  }
+
+  &.investigating {
+    background: #fef3c7;
+    color: #d97706;
+  }
+
+  &.reported-str {
+    background: #dbeafe;
+    color: #2563eb;
+  }
+
+  &.closed {
+    background: #f1f5f9;
+    color: #475569;
+  }
+}
+
+.empty-alerts {
+  grid-column: 1 / -1;
+  text-align: center;
+  padding: 36px;
+  background: #fff;
+  border: 1px solid #e2e8f0;
+  border-radius: 8px;
+  color: #64748b;
+  font-style: italic;
+  font-size: 13px;
+}
+
+// Tab 2: Guidelines layout
+.info-layout {
+  display: grid;
+  grid-template-columns: 1fr;
+  gap: 20px;
+
+  @media (width >= 900px) {
+    grid-template-columns: 1fr 1fr;
+  }
+}
+
+.info-card {
+  display: flex;
+  flex-direction: column;
+
+  .card-title-badge {
+    align-self: flex-start;
+    display: inline-flex;
+    align-items: center;
+    gap: 8px;
+    padding: 6px 14px;
+    border-radius: 20px;
+    font-size: 12px;
+    font-weight: 700;
+    margin-bottom: 16px;
+    text-transform: uppercase;
+    letter-spacing: 0.5px;
+    color: #fff;
+  }
+
+  .ctr-badge-color {
+    background: #ea580c;
+  }
+
+  .str-badge-color {
+    background: #be185d;
+  }
+
+  .rules-body {
+    font-size: 13px;
+    line-height: 1.5;
+    color: #334155;
+
+    .lead-desc {
+      font-size: 14px;
+      color: #0f172a;
+      margin-bottom: 20px;
+    }
+
+    .rule-point {
+      margin-bottom: 18px;
+
+      h5 {
+        margin: 0 0 6px;
+        font-size: 13px;
+        font-weight: 700;
+        color: #0f172a;
+      }
+
+      p {
+        margin: 0;
+        color: #475569;
+      }
+    }
+
+    .text-warning-border {
+      border-left: 3px solid #eab308;
+      background: #fef9c3;
+      padding: 10px 14px;
+      border-radius: 0 6px 6px 0;
+      color: #854d0e;
+    }
+
+    .text-danger-border {
+      border-left: 3px solid #ef4444;
+      background: #fee2e2;
+      padding: 10px 14px;
+      border-radius: 0 6px 6px 0;
+      color: #991b1b;
+    }
+  }
+}
+
+// Tab 3: Architecture & Schema
+.arch-container {
+  display: flex;
+  flex-direction: column;
+
+  h3 {
+    margin: 0;
+    font-size: 16px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  .desc {
+    margin: 4px 0 20px;
+    font-size: 12px;
+    color: #64748b;
+  }
+}
+
+.arch-section {
+  h4 {
+    margin: 0 0 4px;
+    font-size: 14px;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  .section-sub {
+    margin: 0 0 10px;
+    font-size: 12px;
+    color: #64748b;
+  }
+}
+
+.code-snippet {
+  background: #0f172a;
+  color: #e2e8f0;
+  padding: 14px;
+  border-radius: 8px;
+  font-family: 'Courier New', Courier, monospace;
+  font-size: 12px;
+  overflow-x: auto;
+  line-height: 1.4;
+  margin: 0;
+
+  &.plain {
+    background: #1e293b;
+    color: #94a3b8;
+  }
+}
+
+// API Routes
+.route-item {
+  display: flex;
+  align-items: center;
+  gap: 12px;
+  padding: 8px 12px;
+  background: #f8fafc;
+  border: 1px solid #e2e8f0;
+  border-radius: 6px;
+  margin-bottom: 8px;
+  font-size: 12px;
+
+  .method {
+    padding: 3px 8px;
+    border-radius: 4px;
+    font-size: 10px;
+    font-weight: 700;
+    color: #fff;
+    min-width: 45px;
+    text-align: center;
+
+    &.get {
+      background: #16a34a;
+    }
+
+    &.put {
+      background: #ea580c;
+    }
+
+    &.post {
+      background: #2563eb;
+    }
+  }
+
+  .path {
+    font-family: 'Courier New', Courier, monospace;
+    font-weight: 700;
+    color: #0f172a;
+  }
+
+  .route-desc {
+    color: #475569;
+    flex: 1;
+  }
+}

src/app/home/dashboard/ctr-str-dialog/ctr-str-dialog.component.ts

@@ -0,0 +1,279 @@
+/**
+ * Copyright since 2025 Mifos Initiative
+ *
+ * This Source Code Form is subject to the terms of the Mozilla Public
+ * License, v. 2.0. If a copy of the MPL was not distributed with this
+ * file, You can obtain one at http://mozilla.org/MPL/2.0/.
+ */
+
+import { Component, inject } from '@angular/core';
+import { CommonModule } from '@angular/common';
+import { FormsModule } from '@angular/forms';
+import { MatDialogRef, MatDialogModule } from '@angular/material/dialog';
+import { MatButtonModule } from '@angular/material/button';
+import { MatTabsModule } from '@angular/material/tabs';
+import { MatTooltipModule } from '@angular/material/tooltip';
+import { MatIconModule } from '@angular/material/icon';
+import { FaIconComponent, FaIconLibrary } from '@fortawesome/angular-fontawesome';
+import {
+  faShieldAlt,
+  faChartBar,
+  faUniversity,
+  faCode,
+  faSyncAlt,
+  faFileExcel,
+  faFileCode,
+  faDownload,
+  faClock,
+  faSearch,
+  faFlag,
+  faBan,
+  faRedoAlt,
+  faCoins
+} from '@fortawesome/free-solid-svg-icons';
+
+interface CtrReport {
+  id: number;
+  name: string;
+  month: string;
+  recordCount: number;
+  generatedBy: string;
+  generatedAt: Date;
+  status: 'Ready' | 'Generating';
+}
+
+interface StrAlert {
+  id: number;
+  clientName: string;
+  clientCif: string;
+  alertType: string;
+  amount: number;
+  status: 'Open' | 'Investigating' | 'Reported STR' | 'Closed';
+  description: string;
+  date: Date;
+}
+
+@Component({
+  selector: 'mifosx-ctr-str-dialog',
+  standalone: true,
+  templateUrl: './ctr-str-dialog.component.html',
+  styleUrls: ['./ctr-str-dialog.component.scss'],
+  imports: [
+    CommonModule,
+    FormsModule,
+    MatDialogModule,
+    MatButtonModule,
+    MatTabsModule,
+    MatTooltipModule,
+    MatIconModule,
+    FaIconComponent
+  ]
+})
+export class CtrStrDialogComponent {
+  dialogRef = inject(MatDialogRef<CtrStrDialogComponent>);
+
+  constructor() {
+    const library = inject(FaIconLibrary);
+    library.addIcons(
+      faShieldAlt,
+      faChartBar,
+      faUniversity,
+      faCode,
+      faSyncAlt,
+      faFileExcel,
+      faFileCode,
+      faDownload,
+      faClock,
+      faSearch,
+      faFlag,
+      faBan,
+      faRedoAlt,
+      faCoins
+    );
+  }
+
+  activeTab: 'dashboard' | 'guidelines' = 'dashboard';
+
+  // Mock State
+  isGeneratingCtr = false;
+  ctrFilter = '';
+  strFilter = '';
+
+  ctrReports: CtrReport[] = [
+    {
+      id: 1,
+      name: 'CTR_REPORT_JUNE_2026.xml',
+      month: 'June 2026',
+      recordCount: 14,
+      generatedBy: 'Compliance_Officer_1',
+      generatedAt: new Date(2026, 6, 5, 10, 30),
+      status: 'Ready'
+    },
+    {
+      id: 2,
+      name: 'CTR_REPORT_MAY_2026.xml',
+      month: 'May 2026',
+      recordCount: 22,
+      generatedBy: 'Compliance_Officer_1',
+      generatedAt: new Date(2026, 5, 4, 14, 15),
+      status: 'Ready'
+    },
+    {
+      id: 3,
+      name: 'CTR_REPORT_APRIL_2026.xml',
+      month: 'April 2026',
+      recordCount: 9,
+      generatedBy: 'Compliance_Officer_2',
+      generatedAt: new Date(2026, 4, 3, 11, 45),
+      status: 'Ready'
+    }
+  ];
+
+  strAlerts: StrAlert[] = [
+    {
+      id: 101,
+      clientName: 'Aarav Sharma',
+      clientCif: 'CIF982348',
+      alertType: 'Profile Mismatch',
+      amount: 450000,
+      status: 'Open',
+      description:
+        'Student account received a large inward transfer (INR 4.5L) mismatching declared zero/student income category.',
+      date: new Date(2026, 6, 26)
+    },
+    {
+      id: 102,
+      clientName: 'Karan Malhotra',
+      clientCif: 'CIF229482',
+      alertType: 'Structuring (Smurfing)',
+      amount: 980000,
+      status: 'Investigating',
+      description:
+        'Multiple cash deposits of INR 2.45L, 2.45L, 2.45L, 2.45L within 10 days, totaling INR 9.8L cash (deliberately staying below the 10L single cash transaction CTR threshold).',
+      date: new Date(2026, 6, 24)
+    },
+    {
+      id: 103,
+      clientName: 'Nexora Real Estate Ltd',
+      clientCif: 'CIF500481',
+      alertType: 'Turnover Outlier',
+      amount: 15000000,
+      status: 'Open',
+      description:
+        'Entity account registered an outward wire of INR 1.5Cr when maximum monthly turnover limit is set to INR 50L.',
+      date: new Date(2026, 6, 20)
+    },
+    {
+      id: 104,
+      clientName: 'Priyanka Patel',
+      clientCif: 'CIF774920',
+      alertType: 'Dormant Account Reactivation',
+      amount: 600000,
+      status: 'Reported STR',
+      description:
+        'Account inactive for 18 months suddenly received a cash deposit of INR 6L, followed by immediate online transfers.',
+      date: new Date(2026, 6, 15)
+    }
+  ];
+
+  get filteredCtrReports() {
+    return this.ctrReports.filter(
+      (r) =>
+        r.name.toLowerCase().includes(this.ctrFilter.toLowerCase()) ||
+        r.month.toLowerCase().includes(this.ctrFilter.toLowerCase())
+    );
+  }
+
+  get filteredStrAlerts() {
+    return this.strAlerts.filter(
+      (a) =>
+        a.clientName.toLowerCase().includes(this.strFilter.toLowerCase()) ||
+        a.clientCif.toLowerCase().includes(this.strFilter.toLowerCase()) ||
+        a.alertType.toLowerCase().includes(this.strFilter.toLowerCase())
+    );
+  }
+
+  // Actions
+  generateCtrReport() {
+    if (this.isGeneratingCtr) {
+      return;
+    }
+    this.isGeneratingCtr = true;
+
+    // Simulate API call to Spring Boot batch job
+    setTimeout(() => {
+      const date = new Date();
+      const newReport: CtrReport = {
+        id: this.ctrReports.length + 1,
+        name: `CTR_REPORT_JULY_2026_DRAFT.xml`,
+        month: 'July 2026 (Draft)',
+        recordCount: 8,
+        generatedBy: 'Current_Admin',
+        generatedAt: date,
+        status: 'Ready'
+      };
+      this.ctrReports.unshift(newReport);
+      this.isGeneratingCtr = false;
+    }, 2000);
+  }
+
+  downloadCtrFile(reportName: string) {
+    const dummyXml = `<?xml version="1.0" encoding="UTF-8"?>
+<FIU-IND-CTR-Report xmlns="http://fiuindia.gov.in/ctr/v1">
+  <Header>
+    <ReportType>CTR</ReportType>
+    <ReportingEntityName>CBS Nexora Bank</ReportingEntityName>
+    <ReportingPeriod>2026-06</ReportingPeriod>
+  </Header>
+  <ReportData>
+    <Record>
+      <TransactionID>TXN88924824</TransactionID>
+      <Date>2026-06-15</Date>
+      <Mode>CASH</Mode>
+      <Amount>1250000.00</Amount>
+      <AccountType>SAVINGS</AccountType>
+      <CustomerName>Aarav Sharma</CustomerName>
+      <CifNumber>CIF982348</CifNumber>
+    </Record>
+  </ReportData>
+</FIU-IND-CTR-Report>`;
+
+    const blob = new Blob([dummyXml], { type: 'application/xml' });
+    const url = window.URL.createObjectURL(blob);
+    const a = document.createElement('a');
+    a.href = url;
+    a.download = reportName;
+    document.body.appendChild(a);
+    a.click();
+    document.body.removeChild(a);
+    window.URL.revokeObjectURL(url);
+  }
+
+  changeAlertStatus(alertId: number, newStatus: 'Open' | 'Investigating' | 'Reported STR' | 'Closed') {
+    const alert = this.strAlerts.find((a) => a.id === alertId);
+    if (alert) {
+      alert.status = newStatus;
+    }
+  }
+
+  downloadStrReportTemplate() {
+    const dummyCsv =
+      `AlertID,ClientName,CIF,AlertType,Amount,Status,Description\n` +
+      this.strAlerts
+        .map(
+          (a) =>
+            `"${a.id}","${a.clientName}","${a.clientCif}","${a.alertType}","${a.amount}","${a.status}","${a.description.replace(/"/g, '""')}"`
+        )
+        .join('\n');
+
+    const blob = new Blob([dummyCsv], { type: 'text/csv' });
+    const url = window.URL.createObjectURL(blob);
+    const a = document.createElement('a');
+    a.href = url;
+    a.download = `STR_AML_ALERTS_EXPORT.csv`;
+    document.body.appendChild(a);
+    a.click();
+    document.body.removeChild(a);
+    window.URL.revokeObjectURL(url);
+  }
+}

src/environments/.env.ts

@@ -9,8 +9,8 @@
 /* tslint:disable */
 export default {
   'mifos_x': {
-    'version': '260728',
+    'version': '260729',
-    'hash': '2e4187c3'
+    'hash': 'c1fc95d9'
   },
   'allow_switching_backend_instance': true
 };