feat(savings,deposits,current-accounts): streamline account activation flow

Matches the backend change that stopped auto-depositing money at
activation: removes the opening-balance field from every Activate
screen (Savings, Current, FD, RD) since funding now happens as a
separate deposit afterward, and removes the Digital-Facility step from
every Create wizard since every facility starts disabled by default
and gets turned on later through Edit Nominee & Features.

Also merges Approve+Activate into a single action for Savings,
Current, FD and RD accounts -- one click takes the account straight to
Active instead of two separate screens.

src/app/savings/saving-account-actions/activate-savings-account/activate-savings-account.component.html

@@ -14,7 +14,9 @@
     </div>
     <div>
       <h2 class="act-savings__title">Activate Savings Account</h2>
-      <p class="act-savings__sub">Set the activation date and opening balance to bring this account live.</p>
+      <p class="act-savings__sub">
+        Set the activation date to bring this account live -- funding happens afterwards, as a separate deposit.
+      </p>
     </div>
   </div>
 
@@ -45,18 +47,6 @@
           </mat-error>
         }
       </mat-form-field>
-
-      <mat-form-field appearance="outline" class="act-savings__field">
-        <mat-label>Opening Balance</mat-label>
-        <input matInput type="number" [min]="minRequiredOpeningBalance ?? 0" formControlName="openingBalance" />
-        <span matPrefix class="act-savings__prefix">₹&nbsp;</span>
-        @if (minRequiredOpeningBalance) {
-          <mat-hint>Minimum required: ₹{{ minRequiredOpeningBalance }}</mat-hint>
-        }
-        @if (activateSavingsAccountForm.controls.openingBalance.hasError('min')) {
-          <mat-error>Opening balance must be at least ₹{{ minRequiredOpeningBalance ?? 0 }}</mat-error>
-        }
-      </mat-form-field>
     </div>
 
     <div class="act-savings__actions">

src/app/savings/saving-account-actions/activate-savings-account/activate-savings-account.component.ts

@@ -7,7 +7,7 @@
  */
 
 /** Angular Imports */
-import { Component, OnInit, Input, inject } from '@angular/core';
+import { Component, OnInit, inject } from '@angular/core';
 import { UntypedFormGroup, UntypedFormBuilder, Validators, ReactiveFormsModule } from '@angular/forms';
 import { ActivatedRoute, Router, RouterLink } from '@angular/router';
 import { Dates } from 'app/core/utils/dates';
@@ -41,8 +41,6 @@ export class ActivateSavingsAccountComponent implements OnInit {
   private router = inject(Router);
   private settingsService = inject(SettingsService);
 
-  @Input() minRequiredOpeningBalance: number | null = null;
-
   /** Minimum date allowed. */
   minDate = new Date(2000, 0, 1);
   /** Maximum date allowed. */
@@ -76,18 +74,10 @@ export class ActivateSavingsAccountComponent implements OnInit {
    * Creates the activate savings account form.
    */
   createActivateSavingsAccountForm() {
-    const minBalance = this.minRequiredOpeningBalance ?? 0;
     this.activateSavingsAccountForm = this.formBuilder.group({
       activatedOnDate: [
         '',
         Validators.required
-      ],
-      openingBalance: [
-        minBalance,
-        [
-          Validators.required,
-          Validators.min(minBalance)
-        ]
       ]
     });
   }
@@ -109,9 +99,6 @@ export class ActivateSavingsAccountComponent implements OnInit {
       dateFormat,
       locale
     };
-    if (data.openingBalance === 0 || data.openingBalance === null) {
-      delete data.openingBalance;
-    }
     this.savingsService.executeSavingsAccountCommand(this.accountId, 'activate', data).subscribe(() => {
       this.router.navigate(['../../transactions'], { relativeTo: this.route });
     });

src/app/savings/saving-account-actions/approve-savings-account/approve-savings-account.component.html

@@ -10,6 +10,7 @@
   <mat-card>
     <form [formGroup]="approveSavingsAccountForm" (ngSubmit)="submit()">
       <mat-card-content>
+        <p class="mat-body-2">This approves and activates the account in one step -- it goes straight to Active.</p>
         <div class="layout-column">
           <mat-form-field (click)="approvedOnDatePicker.open()">
             <mat-label>{{ 'labels.inputs.Approved On Date' | translate }}</mat-label>

src/app/savings/saving-account-actions/approve-savings-account/approve-savings-account.component.ts

@@ -81,8 +81,9 @@ export class ApproveSavingsAccountComponent implements OnInit {
   }
 
   /**
-   * Submits the form and approves the saving account,
-   * if successful redirects to the saving account.
+   * Submits the form, approves the saving account, then immediately activates it on the same
+   * date -- Approve and Activate are still two separate Fineract commands underneath (each shows
+   * up in the audit trail), but the officer only sees and clicks through one step.
    */
   submit() {
     const approveSavingsAccountFormData = this.approveSavingsAccountForm.value;
@@ -98,7 +99,14 @@ export class ApproveSavingsAccountComponent implements OnInit {
       locale
     };
     this.savingsService.executeSavingsAccountCommand(this.accountId, 'approve', data).subscribe(() => {
-      this.router.navigate(['../../transactions'], { relativeTo: this.route });
+      const activationData = {
+        activatedOnDate: approveSavingsAccountFormData.approvedOnDate,
+        dateFormat,
+        locale
+      };
+      this.savingsService.executeSavingsAccountCommand(this.accountId, 'activate', activationData).subscribe(() => {
+        this.router.navigate(['../../transactions'], { relativeTo: this.route });
+      });
     });
   }
 }

src/app/savings/saving-account-actions/saving-account-actions.component.html

@@ -13,9 +13,7 @@
   <mifosx-reject-savings-account></mifosx-reject-savings-account>
 }
 @if (actions['Activate']) {
-  <mifosx-activate-savings-account
-    [minRequiredOpeningBalance]="accountData?.minRequiredOpeningBalance"
-  ></mifosx-activate-savings-account>
+  <mifosx-activate-savings-account></mifosx-activate-savings-account>
 }
 @if (actions['Undo Approval']) {
   <mifosx-undo-approval-savings-account></mifosx-undo-approval-savings-account>