/** * Copyright since 2025 Mifos Initiative * * This Source Code Form is subject to the terms of the Mozilla Public * License, v. 2.0. If a copy of the MPL was not distributed with this * file, You can obtain one at http://mozilla.org/MPL/2.0/. */ import { Component, OnInit, inject } from '@angular/core'; import { CommonModule, DecimalPipe } from '@angular/common'; import { MatDialogRef, MatDialogModule } from '@angular/material/dialog'; import { MatButtonModule } from '@angular/material/button'; import { MatTabsModule } from '@angular/material/tabs'; import { MatTooltipModule } from '@angular/material/tooltip'; import { FaIconComponent } from '@fortawesome/angular-fontawesome'; import { RbiCircularsService } from '../../../rbi-circulars/rbi-circulars.service'; /** One account under a head, at the base date and the reporting date. */ interface CrrSlrRow { sl: string; name: string; sub: string; code: string; opening: string; current: string; /** The figures themselves, kept so totals add from values rather than from formatted text. */ openingValue: number | null; currentValue: number | null; change: string; changeDir: 'up' | 'dn' | 'flat'; status: string; } @Component({ selector: 'mifosx-crr-slr-dialog', standalone: true, templateUrl: './crr-slr-dialog.component.html', styleUrls: ['./crr-slr-dialog.component.scss'], imports: [ CommonModule, DecimalPipe, MatDialogModule, MatButtonModule, MatTabsModule, MatTooltipModule, FaIconComponent ] }) export class CrrSlrDialogComponent implements OnInit { private dialogRef = inject(MatDialogRef); private rbi = inject(RbiCircularsService); activeTab: 'demand' | 'time' | 'assets' | 'slr' = 'demand'; /** The date the figures were struck at, as the return itself reports it. */ reportingDateStr = ''; /** * The close the ratios are charged on — the second preceding fortnight, not the one reported. * * Named on screen because the gap between the two is the whole of how the rules work: a bank * cannot hold a reserve against liabilities it does not yet know, so the requirement is fixed on * a position already struck and reported. A screen showing one date invites a reader to think the * requirement was worked out on the day it is shown against. */ baseDateStr = ''; loading = true; /** Set when the return could not be computed — and why, in the return's own words. */ unavailable = ''; /** * The NDTL computation, read from the return rather than stated here. * * These were fixed numbers until now — a demonstration screen that showed ₹69,221 Cr whatever the * ledger held. The figures are the bank's own regulatory position, so a plausible-looking number * is worse than no number: it reads as a reported figure and cannot be told apart from one. * * Null until the return answers, and left null where it cannot compute. The template shows a dash * for a null, which says "not reported" where a zero would say "reported as nil". */ totalDemand: number | null = null; totalTime: number | null = null; totalBankingAssets: number | null = null; ndtl: number | null = null; crrRate: number | null = null; slrRate: number | null = null; crrRequired: number | null = null; slrRequired: number | null = null; totalLiquidAssets: number | null = null; slrActualPercent: number | null = null; slrSurplus: number | null = null; totalReserve: number | null = null; /** * A figure for display, or a dash where the return did not carry one. * * A dash and a zero say different things — "not reported" against "reported as nil" — and on a * regulatory screen the difference decides whether anyone goes looking for the missing mapping. */ crore(value: number | null): string { if (value === null) { return '—'; } return `₹${value.toLocaleString('en-IN', { maximumFractionDigits: 0 })}`; } ngOnInit(): void { // The return is reported in rupees; this screen reads in crore, as a dashboard tile does. const toCrore = (v: number | null | undefined): number | null => v === null || v === undefined ? null : +(v / 1e7).toFixed(2); // The statutory Form 1, not the working report. Form 1 is filed twice a month — at the 15th and // at the month end — and this screen should show the close the bank last filed, not a position // struck 45 days back by a lag rule that belongs to the other report. Those two disagree by // weeks, and the 45-day one lands mid-fortnight on a date the bank never reported. this.rbi.getForm1Statutory().subscribe({ next: (data: any) => { this.loading = false; // The later of the two closes the return reports — the one the bank most recently filed. const columns: string[] = data?.columns ?? []; const latest = columns.length - 1; this.reportingDateStr = columns[latest] ?? ''; this.baseDateStr = data?.baseColumns?.[latest] ?? ''; this.crrRate = data?.crrPercentage ?? null; this.slrRate = data?.slrPercentage ?? null; if (!columns.length) { this.unavailable = data?.unmetRequirements?.[0] ?? 'Form 1 could not be computed. Check the CRR/SLR configuration in Admin.'; return; } // The return computes but says something would make it wrong to file — a rate never set, a // base date the ledger cannot answer. Shown rather than swallowed: the reason is the thing // an administrator needs in order to fix it. this.unavailable = data?.unmetRequirements?.[0] ?? ''; // Part A's own lines, read by the Roman numeral each carries. Read from the return rather // than recomputed, so this screen and the filed form cannot come to disagree. const lines: any[] = data?.partA?.lines ?? []; const at = (startsWith: string): number | null => { const line = lines.find((l: any) => String(l?.label ?? '').startsWith(startsWith)); return line?.values?.[latest] ?? null; }; this.totalDemand = toCrore(at('(A) Demand liabilities')); this.totalTime = toCrore(at('(B) Time liabilities')); this.totalBankingAssets = toCrore(at('TOTAL OF III')); // IV(b) is the base the ratios are actually charged on — the figure behind the requirement, // not the bank's liabilities on the day being reported. this.ndtl = toCrore(at('IV. b)')); this.crrRequired = toCrore(data?.partB?.required?.[latest]); this.slrRequired = toCrore(data?.partC?.required?.[latest]); this.totalLiquidAssets = toCrore(data?.partC?.maintained?.[latest]); if (this.slrRequired !== null && this.totalLiquidAssets !== null) { this.slrSurplus = +(this.totalLiquidAssets - this.slrRequired).toFixed(2); } if (this.ndtl) { this.slrActualPercent = this.totalLiquidAssets === null ? null : +((this.totalLiquidAssets / this.ndtl) * 100).toFixed(2); } if (this.crrRequired !== null && this.slrRequired !== null) { this.totalReserve = +(this.crrRequired + this.slrRequired).toFixed(2); } this.fillTabs(lines, latest); }, error: () => { this.loading = false; this.unavailable = 'The CRR/SLR position could not be read. The return service did not respond.'; } }); } /** * The four tabs, filled from the return's own lines. * * These were four fixed lists until now — 435 lines of invented accounts with invented balances, * which a reader had no way to tell apart from the bank's real position. They are now built from * the accounts the return actually read, so a tab is empty exactly when the bank has nothing * mapped under that head, and says so. */ demandLiabilities: CrrSlrRow[] = []; timeLiabilities: CrrSlrRow[] = []; bankingAssets: CrrSlrRow[] = []; liquidAssets: CrrSlrRow[] = []; /** * Turns Part A's lines into the rows a tab shows. * * The form reports each head at both of the closes it carries, so the earlier column is the * opening and the later one the current — the same pair these tables have always shown, now taken * from the form rather than invented. Headings and totals are skipped: a heading carries no * figure, and a total would be added a second time by the footer below. */ private rowsFrom(lines: any[], latest: number, match: (label: string) => boolean): CrrSlrRow[] { const rows: CrrSlrRow[] = []; for (const line of lines ?? []) { const label = String(line?.label ?? ''); if (line?.heading || line?.total || !line?.values || !match(label)) { continue; } const opening = latest > 0 ? (line.values[latest - 1] ?? null) : null; const current = line.values[latest] ?? null; const change = opening === null || current === null ? null : current - opening; rows.push({ sl: String(rows.length + 1).padStart(2, '0'), // The form's own wording, with its numbering trimmed off the front — the table has a column // of its own for that. name: label.replace(/^\s*\(?[a-zA-Z0-9]+\)?[.)]?\s*/, '').trim() || label.trim(), sub: line.configKey ? String(line.configKey).replace(/_/g, ' ') : 'Derived from the form', code: line.configKey ?? '—', opening: this.crore(opening), current: this.crore(current), openingValue: opening, currentValue: current, change: change === null ? '—' : `${change >= 0 ? '+' : ''}${this.crore(change).replace('₹', '')}`, changeDir: change === null ? 'flat' : change >= 0 ? 'up' : 'dn', // A head with no GL mapped reports nothing, and the form says so rather than reporting nil. status: line.configured === false ? 'Not mapped' : 'Active' }); } return rows; } /** * A tab's column total, added from the rows on screen. * * Added from the rows rather than stated separately, so the foot of a table always agrees with * what is above it. The footers used to be fixed text and agreed with nothing. * * Summed from each row's own figure, not from the text it displays: a total parsed back out of * formatted strings would quietly lose the paise the display rounds away. */ totalOf(rows: CrrSlrRow[], column: 'openingValue' | 'currentValue'): string { const values = rows.map((r) => r[column]).filter((v): v is number => v !== null); return values.length ? this.crore(values.reduce((a, b) => a + b, 0)) : '—'; } /** The movement across a tab, between the two closes the form reports. */ totalChange(rows: CrrSlrRow[]): string { const opening = rows.map((r) => r.openingValue).filter((v): v is number => v !== null); const current = rows.map((r) => r.currentValue).filter((v): v is number => v !== null); if (!opening.length || !current.length) { return '—'; } const change = current.reduce((a, b) => a + b, 0) - opening.reduce((a, b) => a + b, 0); return `${change >= 0 ? '+' : ''}${this.crore(change).replace('₹', '')}`; } /** Fills the four tabs from one reading of the form. */ private fillTabs(lines: any[], latest: number): void { const has = (label: string, ...words: string[]): boolean => { const l = label.toLowerCase(); return words.some((w) => l.includes(w)); }; // Matched on how the form labels each head, not on a fixed list of account names: a bank that // maps a new account to a head gets it on the right tab without this screen being changed. this.demandLiabilities = this.rowsFrom(lines, latest, (l) => has(l, 'demand liabilit')); this.timeLiabilities = this.rowsFrom(lines, latest, (l) => has(l, 'time liabilit') && !has(l, 'demand and time')); // III — what the banking system owes this bank, which nets off the liability base. this.bankingAssets = this.rowsFrom(lines, latest, (l) => has(l, 'current account balances with sbi', 'balances in all accounts', 'money at call', 'advances and any other') ); // V, VI and VII — the cash, balances and securities the two ratios are met in. this.liquidAssets = this.rowsFrom(lines, latest, (l) => has(l, 'cash on hand', 'reserve bank of india', 'co-operative bank', 'government securities') ); } close(): void { this.dialogRef.close(); } }