/** * Copyright since 2025 Mifos Initiative * * This Source Code Form is subject to the terms of the Mozilla Public * License, v. 2.0. If a copy of the MPL was not distributed with this * file, You can obtain one at http://mozilla.org/MPL/2.0/. */ import { Component, inject } from '@angular/core'; import { CommonModule, DecimalPipe } from '@angular/common'; import { MatDialogRef, MatDialogModule } from '@angular/material/dialog'; import { MatButtonModule } from '@angular/material/button'; import { MatTabsModule } from '@angular/material/tabs'; import { MatTooltipModule } from '@angular/material/tooltip'; import { FaIconComponent } from '@fortawesome/angular-fontawesome'; @Component({ selector: 'mifosx-crar-dialog', standalone: true, templateUrl: './crar-dialog.component.html', styleUrls: ['./crar-dialog.component.scss'], imports: [ CommonModule, DecimalPipe, MatDialogModule, MatButtonModule, MatTabsModule, MatTooltipModule, FaIconComponent ] }) export class CrarDialogComponent { private dialogRef = inject(MatDialogRef); activeTab: 'tier1' | 'tier2' | 'creditRisk' | 'marketRisk' | 'opRisk' = 'tier1'; /** Capital Adequacy computations */ readonly totalTier1 = 8284.8; readonly totalTier2 = 1556.0; readonly totalCapital = 9840.8; readonly totalRWA = 58420; readonly crar = 16.84; readonly cet1Ratio = 12.42; readonly tier1Ratio = 14.18; readonly tier2Ratio = 2.66; readonly capitalBuffer = 6.34; /** Credit Risk RWA */ readonly totalCreditRWA = 47820.4; /** Market Risk RWA */ readonly totalMarketRWA = 7005.0; /** Operational Risk RWA */ readonly totalOpRWA = 3595.6; tier1Capital = [ { sl: '01', name: 'Paid-up Equity Share Capital', sub: 'Ordinary equity shares fully paid', code: '5001-ESC', category: 'CET1', prev: '1,200.00', curr: '1,200.00', change: '\u2014' }, { sl: '02', name: 'Statutory Reserves (Sec 17)', sub: 'Reserves under Sec 17 of BR Act', code: '5002-SR', category: 'CET1', prev: '2,840.60', curr: '3,012.40', change: '+171.80', changeDir: 'up' }, { sl: '03', name: 'Capital Reserve', sub: 'Non-distributable capital reserves', code: '5003-CR', category: 'CET1', prev: '680.20', curr: '720.80', change: '+40.60', changeDir: 'up' }, { sl: '04', name: 'Share Premium Account', sub: 'Premium collected on equity issuance', code: '5004-SP', category: 'CET1', prev: '1,480.00', curr: '1,480.00', change: '\u2014' }, { sl: '05', name: 'Retained Earnings (Current Year)', sub: 'Profit retained after dividend payout', code: '5005-RE', category: 'CET1', prev: '1,060.40', curr: '1,284.60', change: '+224.20', changeDir: 'up' }, { sl: '06', name: 'PNCPS', sub: 'Perpetual Non-Cumulative Preference Shares', code: '5101-PNCPS', category: 'AT1', prev: '500.00', curr: '500.00', change: '\u2014' }, { sl: '07', name: 'Perpetual Debt Instruments', sub: 'Basel III compliant perpetual bonds', code: '5102-PDI', category: 'AT1', prev: '800.00', curr: '800.00', change: '\u2014' }, { sl: '08', name: 'Innovative PDI', sub: 'Innovative perpetual debt instruments', code: '5103-IPDI', category: 'AT1', prev: '200.00', curr: '200.00', change: '\u2014' } ]; tier2Capital = [ { sl: '01', name: 'Subordinated Debt', sub: 'Long-term subordinated bonds', code: '6001-SD', prev: '620.00', curr: '620.00', change: '\u2014' }, { sl: '02', name: 'General Provisions & Loan Loss', sub: 'General provisions for standard assets', code: '6002-GP', prev: '480.40', curr: '520.60', change: '+40.20', changeDir: 'up' }, { sl: '03', name: 'Revaluation Reserves', sub: 'Reserves from asset revaluation (55%)', code: '6003-RR', prev: '184.20', curr: '196.80', change: '+12.60', changeDir: 'up' }, { sl: '04', name: 'Investment Fluctuation Reserve', sub: 'IFR as per RBI guidelines', code: '6004-IFR', prev: '120.00', curr: '142.60', change: '+22.60', changeDir: 'up' }, { sl: '05', name: 'Upper Tier 2 Bonds', sub: 'Upper Tier 2 capital instruments', code: '6005-UTB', prev: '80.00', curr: '76.00', change: '-4.00', changeDir: 'dn' } ]; creditRiskRWA = [ { sl: '01', name: 'Claims on Sovereign', sub: 'Central & State Government exposures', code: '7001-SOV', rw: '0%', gross: '18,420.60', rwa: '0.00' }, { sl: '02', name: 'Claims on Banks', sub: 'Inter-bank exposures — scheduled banks', code: '7002-BNK', rw: '20%', gross: '4,210.40', rwa: '842.08' }, { sl: '03', name: 'Corporate Loans Rated', sub: 'Rated corporate term loans', code: '7003-CORP', rw: '100%', gross: '12,840.20', rwa: '12,840.20' }, { sl: '04', name: 'Retail Portfolio', sub: 'Retail loans — personal, auto, education', code: '7004-RTL', rw: '75%', gross: '8,640.80', rwa: '6,480.60' }, { sl: '05', name: 'Housing Loans', sub: 'Home loans — LTV based risk weight', code: '7005-HLE', rw: '35%', gross: '6,820.40', rwa: '2,387.14' } ]; marketRiskRWA = [ { sl: '01', name: 'Interest Rate Risk', sub: 'Duration & modified duration approach', code: '8001-IRR', approach: 'SDA', cc: '284.60', rwa: '3,557.50' }, { sl: '02', name: 'Forex Risk', sub: 'Net open position in foreign currencies', code: '8002-FX', approach: 'Std', cc: '148.40', rwa: '1,855.00' }, { sl: '03', name: 'Equity Risk', sub: 'Listed & unlisted equity exposures', code: '8003-EQR', approach: 'Std', cc: '84.20', rwa: '1,052.50' }, { sl: '04', name: 'Commodity Price Risk', sub: 'Commodity position risk charges', code: '8004-CMR', approach: 'Simplified', cc: '24.80', rwa: '310.00' }, { sl: '05', name: 'Options Risk', sub: 'Options portfolio — scenario analysis', code: '8005-OPR', approach: 'Scenario', cc: '18.40', rwa: '230.00' } ]; /** Operational Risk — Basic Indicator Approach */ readonly opRiskGrossIncome = 2984.4; readonly opRiskAlpha = 15; readonly opRiskCapitalCharge = 447.66; readonly opRiskRWA = 3595.6; // 447.66 × 12.5 = 5595.75 — using provided value close(): void { this.dialogRef.close(); } }