Fixed and Recurring Deposit wizards now bidirectionally sync the Product tab's linked-account selection with the new Terms tab's Transfer-to-Savings account, disable the Withdraw Deposit maturity instruction end-to-end, and card-style the Transfer to Savings picker to match the existing linked-account UI. Adds a printable FD/RD deposit certificate from the account view page, following the existing letter-mgmt certificate pattern. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>