- Refactored Transfer Funds page into a 3-step vertical stepper: Step 1: Beneficiary Selection Step 2: Transfer Details Step 3: Transfer Status (success/failure) - Split single form into beneficiaryForm and transferDetailsForm - Added MatStepper with custom icons and linear progression - Added transfer status display with success/failure states - Added missing i18n translation keys across all 13 locale files - Fixed MatHint import for NG1010 compilation error