New tab under NPA > Reports > Recovery Management, dedicated to Cash Credit accounts: Drawing Power vs outstanding, interest due/paid this cycle, lifetime recovery, and a Days-Overdrawn/Status view (Regular / Overdrawn / NPA) in place of the generic EMI-style SMA labels, matching how a CC/OD book is actually monitored in real banks. Status now checks NPA history first so an account doesn't show "Regular" just because it's briefly back within DP (RBI upgrade norms require full clearance, not a one-off snapshot). Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>