- submitBankTransfer() now calls submit() with requestType='BANK_TRANSFER' instead of the immediate-execution /banktransfer endpoint - Confirm dialog updated: 'Submit for Approval' instead of 'Execute Transfer' - disbursement-review: isBankTransferMode getter, separate DR/CR entry tables, 'Approve Bank Transfer' button label, correct isCollectionMode guard - Disbursement Requests checker inbox: Type badge (Bank Transfer/Collection/ Disbursement) column, GL column shows 'Intra-bank transfer' for BT requests - Checker inbox tab renamed to 'Disbursement & Transfers' Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>