- Savings account general tab now shows the real lien/user hold (savingsAmountOnHold) alongside the existing guarantor hold (onHoldFunds). - Cashier transaction-entry "Transfer Hold" / "Tr. Hold" now bind to the real freezeAmount instead of a hardcoded 0.00 placeholder; "Freeze Amount" itself reverted to 0.00 per request. withdrawableAmount no longer double-subtracts the hold for savings accounts (whose availableBalance is already hold-adjusted server-side), while current accounts (whose availableBalance is not) still get the client-side subtraction they need. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>