Replace CIBIL fetch screens with a dashboard of our customers' loan enquiries at other lenders (no lender name), CIC whitelist/API mapping, and a Vendor -> Work -> API set management UI (IN/OUT, SMS, WhatsApp, CIC) with full HTTP detail and JSON/cURL/Postman/HAR import. Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>