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cbsnexora/src/app/clients/clients-view/kyc-tab/kyc-tab.component.html
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feat: update kyc tab, branch day register, and dormancy reports
2026-09-10 18:29:33 +05:30

1268 lines
57 KiB
HTML

<!--
Copyright since 2025 Mifos Initiative
This Source Code Form is subject to the terms of the Mozilla Public
License, v. 2.0. If a copy of the MPL was not distributed with this
file, You can obtain one at http://mozilla.org/MPL/2.0/.
-->
<div class="kyc-tab-container">
<!-- Loading State -->
@if (loading) {
<div class="kyc-loading">
<mat-progress-spinner mode="indeterminate" diameter="48"></mat-progress-spinner>
<p>{{ 'labels.inputs.KYC Verification' | translate }}...</p>
</div>
}
@if (!loading) {
<!-- Header -->
<div class="kyc-tab-header">
<div class="kyc-tab-title">
<h3>{{ 'labels.inputs.KYC Verification' | translate }}</h3>
<span class="kyc-badge">KYC</span>
@if (kycData?.kycStatusCode) {
<span class="kyc-overall-status" [class]="'status-' + getStatusClass(kycData.kycStatusCode)">
{{ getStatusLabel(kycData.kycStatusCode) }}
</span>
}
</div>
<div class="kyc-header-actions">
@if (!isEditMode && kycData) {
<button mat-stroked-button class="kyc-print-btn" type="button" (click)="printSelfDeclaration()">
<fa-icon icon="file-pdf" class="m-r-6"></fa-icon> Self Declaration
</button>
}
<button mat-raised-button color="primary" (click)="toggleEditMode()" type="button">
<fa-icon [icon]="isEditMode ? 'times' : 'edit'" class="m-r-10"></fa-icon>
{{ isEditMode ? ('labels.buttons.Cancel' | translate) : ('labels.buttons.Edit' | translate) }}
</button>
</div>
</div>
<!-- KYC Summary (read-only when not in edit mode) -->
@if (!isEditMode && kycData) {
@if (kycData.isException && !kycData.exceptionResolved) {
<div
class="kyc-exception-banner"
style="
background: #fef3c7;
border: 1px solid #f59e0b;
border-radius: 8px;
padding: 16px;
margin-bottom: 20px;
display: flex;
align-items: flex-start;
gap: 12px;
"
>
<mat-icon style="color: #d97706; margin-top: 2px">warning</mat-icon>
<div>
<strong style="color: #92400e; font-size: 14px">KYC Exception Active</strong>
<p style="color: #b45309; font-size: 13px; margin: 4px 0 0 0">
Account is open under a temporary KYC Exception. Reason:
<strong>{{ kycData.exceptionReason || 'Other' }}</strong
>. Please contact the customer and complete verification as soon as possible.
</p>
</div>
</div>
}
<!--
The OVD captured at onboarding has gone stale, or is about to. Sits beside the exception
banner because it is the same kind of thing: something staff must act on before the account
drifts out of compliance.
-->
@if (showKycDocumentAlert) {
<div class="kyc-doc-alert" [class.kyc-doc-alert--critical]="kycDocumentAlertSeverity === 'critical'">
<mat-icon class="kyc-doc-alert__icon">{{
kycDocumentAlertSeverity === 'critical' ? 'error' : 'schedule'
}}</mat-icon>
<div class="kyc-doc-alert__body">
<strong class="kyc-doc-alert__title">{{ kycDocumentAlertTitle }}</strong>
<p class="kyc-doc-alert__text">{{ kycDocumentAlertMessage }}</p>
</div>
<button
mat-flat-button
color="primary"
type="button"
class="kyc-doc-alert__action"
(click)="toggleEditMode()"
>
Update Document
</button>
</div>
}
<!-- Verification Table -->
<div class="kv-table">
<div class="kv-table__header">
<span class="kv-table__col kv-table__col--doc">Document</span>
<span class="kv-table__col kv-table__col--num">Number</span>
<span class="kv-table__col kv-table__col--status">Status</span>
<span class="kv-table__col kv-table__col--date">Verified On</span>
<span class="kv-table__col kv-table__col--action">Action</span>
</div>
<!--
PAN and Aadhaar below are the individual's own OVDs. An entity holds neither: its PAN is
the Enterprise PAN reported further down (the same stored panNumber, under the name the
entity actually knows it by), and Aadhaar is issued to people, not companies — the masked
number on a non-individual record is a placeholder the KYC step writes to satisfy the
column, so showing it as "Pending" invited officers to chase a document that cannot exist.
-->
@if (!isNonIndividual) {
<!-- PAN Row -->
<div class="kv-table__row">
<span class="kv-table__col kv-table__col--doc">
<mat-icon class="kv-doc-icon">credit_card</mat-icon> PAN
</span>
<span class="kv-table__col kv-table__col--num kv-mono">{{ kycData.panNumber || '—' }}</span>
<span class="kv-table__col kv-table__col--status">
@if (kycData.panVerified) {
<span class="kv-status kv-status--ok"><mat-icon>check_circle</mat-icon> Verified</span>
} @else if (panDeclarationTaken) {
<!-- Deliberately not "Verified": the check never passed, paperwork covers it. -->
<span class="kv-status kv-status--declared"><mat-icon>assignment_turned_in</mat-icon> Declaration</span>
} @else {
<span class="kv-status kv-status--pending"><mat-icon>radio_button_unchecked</mat-icon> Pending</span>
}
</span>
<span class="kv-table__col kv-table__col--date">{{
kycData.panVerified
? kycData.panVerifiedOn
? formatDate(kycData.panVerifiedOn)
: '—'
: panDeclarationTaken && kycData.panDeclarationTakenOn
? formatDate(kycData.panDeclarationTakenOn)
: '—'
}}</span>
<span class="kv-table__col kv-table__col--action">
<button
mat-stroked-button
class="kv-action-btn"
type="button"
[disabled]="verifying.pan || !kycData.panNumber"
(click)="verifyPAN()"
>
@if (verifying.pan) {
<mat-progress-spinner diameter="14" mode="indeterminate"></mat-progress-spinner>
} @else {
Re-Verify
}
</button>
<!--
A PAN that has never passed is not always fixable by another attempt. Offer the
declaration here too, so an existing client sitting in the exception list can be
cleared without the officer having to run a verification they know will fail.
-->
@if (!kycData.panVerified && !panDeclarationTaken && kycData.panNumber) {
<button
mat-stroked-button
class="kv-action-btn"
type="button"
[disabled]="!kycId || saving"
(click)="takePanDeclaration()"
>
Declaration
</button>
}
</span>
</div>
<!--
PAN is unverified but a declaration is on file. Shown in full because it is the only
reason PAN carries no KYC exception — a reviewer has to see what was declared.
-->
@if (!kycData.panVerified && panDeclarationTaken) {
<div class="kv-decl">
<div class="kv-decl__head">
<mat-icon>assignment_turned_in</mat-icon>
<span class="kv-decl__title">PAN Declaration</span>
@if (!saving) {
<span class="kv-decl__actions">
<button mat-stroked-button type="button" class="kv-action-btn" (click)="takePanDeclaration()">
Edit
</button>
<button
mat-stroked-button
type="button"
class="kv-action-btn danger"
(click)="removePanDeclaration()"
>
Remove
</button>
</span>
}
</div>
<div class="kv-decl__rows">
<div class="kv-decl__row">
<span class="k">Does not match</span>
<span class="v strong">{{ panDeclarationMismatchLabel }}</span>
</div>
@if (kycData.panDeclarationNameOnPan) {
<div class="kv-decl__row">
<span class="k">Name on PAN</span>
<span class="v">{{ kycData.panDeclarationNameOnPan }}</span>
</div>
}
@if (kycData.panDeclarationDobOnPan) {
<div class="kv-decl__row">
<span class="k">DOB on PAN</span>
<span class="v">{{ formatDate(kycData.panDeclarationDobOnPan) }}</span>
</div>
}
@if (kycData.panDeclarationRemarks) {
<div class="kv-decl__row">
<span class="k">Declaration file</span>
<span class="v">{{ kycData.panDeclarationRemarks }}</span>
</div>
}
</div>
<div class="kv-decl__note">
PAN remains unverified. No KYC exception is raised for PAN while this declaration is on file.
</div>
</div>
}
<!-- Aadhaar Row -->
<div class="kv-table__row">
<span class="kv-table__col kv-table__col--doc">
<mat-icon class="kv-doc-icon">fingerprint</mat-icon> Aadhaar
</span>
<span class="kv-table__col kv-table__col--num kv-mono">{{ kycData.aadhaarNumberMasked || '—' }}</span>
<span class="kv-table__col kv-table__col--status">
@if (kycData.aadhaarVerified) {
<span class="kv-status kv-status--ok"><mat-icon>check_circle</mat-icon> Verified</span>
} @else if (aadhaarReceiptTaken) {
<!-- Deliberately not "Verified": no Aadhaar exists yet, the slip covers it. -->
<span class="kv-status kv-status--receipt"><mat-icon>receipt_long</mat-icon> Receipt</span>
} @else {
<span class="kv-status kv-status--pending"><mat-icon>radio_button_unchecked</mat-icon> Pending</span>
}
</span>
<span class="kv-table__col kv-table__col--date">{{
kycData.aadhaarVerified
? kycData.aadhaarVerifiedOn
? formatDate(kycData.aadhaarVerifiedOn)
: '—'
: aadhaarReceiptTaken && kycData.aadhaarReceiptTakenOn
? formatDate(kycData.aadhaarReceiptTakenOn)
: '—'
}}</span>
<span class="kv-table__col kv-table__col--action">
@if (!showAadhaarReVerify && !aadhaarOtpSent) {
<button
mat-stroked-button
class="kv-action-btn"
type="button"
[disabled]="verifying.aadhaar || !kycData.aadhaarNumberMasked"
(click)="startAadhaarReVerify()"
>
Re-Verify
</button>
}
<!--
No Aadhaar number means the OTP check has nothing to run against. Offer the enrolment
slip here so an existing client sitting in the exception list can be cleared.
-->
@if (!kycData.aadhaarVerified && !aadhaarReceiptTaken) {
<button
mat-stroked-button
class="kv-action-btn"
type="button"
[disabled]="!kycId || saving"
(click)="takeAadhaarReceipt()"
>
Receipt
</button>
}
</span>
</div>
<!--
The OTP exchange, directly under the row that started it.
It used to sit at the very bottom of the tab, past the PAN-Aadhaar seeding panel: clicking
Re-Verify appeared to do nothing, because the input it opened was off-screen. Keeping it
against the Aadhaar row means the field is where the officer is already looking.
-->
@if (showAadhaarReVerify && !aadhaarOtpSent) {
<div class="kv-otp-bar kv-otp-bar--inline">
<mat-form-field appearance="outline" class="kv-otp-input">
<mat-label>Enter 12-digit Aadhaar</mat-label>
<input
matInput
[(ngModel)]="aadhaarFullNumber"
[ngModelOptions]="{ standalone: true }"
maxlength="12"
type="password"
/>
</mat-form-field>
<button
mat-raised-button
color="primary"
type="button"
class="kv-otp-btn"
[disabled]="!aadhaarFullNumber || aadhaarFullNumber.length !== 12 || verifying.aadhaar"
(click)="sendAadhaarOtp()"
>
@if (verifying.aadhaar) {
<mat-progress-spinner diameter="14" mode="indeterminate"></mat-progress-spinner>
} @else {
Send OTP
}
</button>
<button mat-button type="button" class="kv-otp-btn" (click)="cancelAadhaarReVerify()">Cancel</button>
</div>
}
@if (aadhaarOtpSent) {
<div class="kv-otp-bar kv-otp-bar--inline">
<span class="kv-otp-label"><mat-icon>sms</mat-icon> OTP sent</span>
<mat-form-field appearance="outline" class="kv-otp-input">
<mat-label>Enter OTP</mat-label>
<input
matInput
[(ngModel)]="aadhaarOtp"
[ngModelOptions]="{ standalone: true }"
maxlength="6"
autocomplete="one-time-code"
/>
</mat-form-field>
<button
mat-raised-button
color="primary"
type="button"
class="kv-otp-btn"
[disabled]="!aadhaarOtp || aadhaarOtp.length < 4 || aadhaarOtpVerifying"
(click)="verifyAadhaarOtp()"
>
@if (aadhaarOtpVerifying) {
<mat-progress-spinner diameter="14" mode="indeterminate"></mat-progress-spinner>
} @else {
Verify
}
</button>
<button
mat-stroked-button
type="button"
class="kv-otp-btn"
[disabled]="verifying.aadhaar"
(click)="sendAadhaarOtp()"
>
Resend
</button>
<button mat-button type="button" class="kv-otp-btn" (click)="cancelAadhaarReVerify()">Cancel</button>
</div>
}
<!--
Aadhaar is unverified but an enrolment receipt is on file. Shown in full because it is the
only reason Aadhaar carries no KYC exception.
-->
@if (!kycData.aadhaarVerified && aadhaarReceiptTaken) {
<div class="kv-rcpt">
<div class="kv-rcpt__head">
<mat-icon>receipt_long</mat-icon>
<span class="kv-rcpt__title">Aadhaar Enrolment Receipt</span>
@if (!saving) {
<span class="kv-rcpt__actions">
<button mat-stroked-button type="button" class="kv-action-btn" (click)="takeAadhaarReceipt()">
Edit
</button>
<button
mat-stroked-button
type="button"
class="kv-action-btn danger"
(click)="removeAadhaarReceipt()"
>
Remove
</button>
</span>
}
</div>
<div class="kv-rcpt__rows">
<div class="kv-rcpt__row">
<span class="k">Enrolment ID</span>
<span class="v mono">{{ kycData.aadhaarEnrolmentId || '—' }}</span>
</div>
@if (kycData.aadhaarEnrolmentDate) {
<div class="kv-rcpt__row">
<span class="k">Enrolment date</span>
<span class="v">{{ formatDate(kycData.aadhaarEnrolmentDate) }}</span>
</div>
}
@if (kycData.aadhaarReceiptRemarks) {
<div class="kv-rcpt__row">
<span class="k">Remarks</span>
<span class="v">{{ kycData.aadhaarReceiptRemarks }}</span>
</div>
}
</div>
<div class="kv-rcpt__note">
Aadhaar remains unverified. No KYC exception is raised for Aadhaar while this receipt is on file.
</div>
</div>
}
}
<!--
The OVD collected at onboarding. It has never appeared here, so the dates driving the
renewal alert were invisible — an officer told to update the document could not see which
one, nor when it was issued.
-->
@if (kycData.kycDocumentName) {
<div class="kv-table__row">
<span class="kv-table__col kv-table__col--doc">
<mat-icon class="kv-doc-icon">description</mat-icon> {{ kycData.kycDocumentName }}
</span>
<span class="kv-table__col kv-table__col--num kv-mono">{{ kycData.kycDocumentNumber || '—' }}</span>
<span class="kv-table__col kv-table__col--status">
@switch (kycDocumentRenewal.state) {
@case ('EXPIRED') {
<span class="kv-status kv-status--fail"><mat-icon>error</mat-icon> Expired</span>
}
@case ('EXPIRING_SOON') {
<span class="kv-status kv-status--declared"><mat-icon>schedule</mat-icon> Expires Soon</span>
}
@case ('DUE') {
<span class="kv-status kv-status--declared"><mat-icon>update</mat-icon> Update Due</span>
}
@case ('OK') {
<span class="kv-status kv-status--ok"><mat-icon>check_circle</mat-icon> Current</span>
}
@default {
<span class="kv-status kv-status--pending"><mat-icon>help_outline</mat-icon> No dates</span>
}
}
</span>
<!--
Issued-on, not verified-on: this document is sighted, never API-verified.
Every document shows an expiry, printed or not: one with no expiry on the card is
still only good for five years from issue, so the derived date is shown rather than a
blank. It is tagged so a calculated date is never mistaken for one on the document.
-->
<span class="kv-table__col kv-table__col--date">
@if (kycData.kycDocIssueDate || kycData.kycDocExpiryDate) {
<span class="kv-doc-dates">
@if (kycData.kycDocIssueDate) {
<span>Issued {{ formatDate(kycData.kycDocIssueDate) }}</span>
}
@if (kycDocumentExpiresOn) {
<span
class="kv-doc-dates__expiry"
[class.kv-doc-dates__expiry--derived]="kycDocumentExpiryIsDerived"
>
Expires {{ kycDocumentExpiresOn }}
@if (kycDocumentExpiryIsDerived) {
<span
class="kv-doc-dates__tag"
matTooltip="No expiry printed on this document — calculated as 5 years from the issue date"
>5-yr</span
>
}
</span>
}
</span>
} @else {
—
}
</span>
<span class="kv-table__col kv-table__col--action">
<button mat-stroked-button class="kv-action-btn" type="button" (click)="toggleEditMode()">Update</button>
</span>
</div>
}
<!-- GSTIN Row (Non-Individual only) -->
@if (isNonIndividual) {
<div class="kv-table__row">
<span class="kv-table__col kv-table__col--doc">
<mat-icon class="kv-doc-icon">business</mat-icon> GSTIN
</span>
<span class="kv-table__col kv-table__col--num kv-mono">{{ kycData.gstinNumber || '—' }}</span>
<span class="kv-table__col kv-table__col--status">
@if (kycData.gstinVerified) {
<span class="kv-status kv-status--ok"><mat-icon>check_circle</mat-icon> Verified</span>
} @else {
<span class="kv-status kv-status--pending"><mat-icon>radio_button_unchecked</mat-icon> Pending</span>
}
</span>
<span class="kv-table__col kv-table__col--date">{{
kycData.gstinVerifiedOn ? formatDate(kycData.gstinVerifiedOn) : '—'
}}</span>
<span class="kv-table__col kv-table__col--action">
<button
mat-stroked-button
class="kv-action-btn"
type="button"
[disabled]="verifying.gstin || !kycData.gstinNumber"
(click)="verifyGSTIN()"
>
@if (verifying.gstin) {
<mat-progress-spinner diameter="14" mode="indeterminate"></mat-progress-spinner>
} @else {
Re-Verify
}
</button>
</span>
</div>
}
<!--
Enterprise PAN Row (Non-Individual) — the entity's only PAN, so it stands in for the PAN
row hidden above and carries that row's verification state and Re-Verify action.
Status comes from panVerified, not from an enterprisePanVerified flag: the record has no
such field (ClientKycData holds enterprisePan as a bare string), and the KYC step stores
the entity PAN in panNumber and verifies it through the same verify-pan command. Reading
the flag that does not exist left a verified entity PAN permanently showing "Pending".
-->
@if (isNonIndividual && enterprisePanNumber) {
<div class="kv-table__row">
<span class="kv-table__col kv-table__col--doc">
<mat-icon class="kv-doc-icon">credit_card</mat-icon> Enterprise PAN
</span>
<span class="kv-table__col kv-table__col--num kv-mono">{{ enterprisePanNumber }}</span>
<span class="kv-table__col kv-table__col--status">
@if (kycData.panVerified) {
<span class="kv-status kv-status--ok"><mat-icon>check_circle</mat-icon> Verified</span>
} @else {
<span class="kv-status kv-status--pending"><mat-icon>radio_button_unchecked</mat-icon> Pending</span>
}
</span>
<span class="kv-table__col kv-table__col--date">{{
kycData.panVerified && kycData.panVerifiedOn ? formatDate(kycData.panVerifiedOn) : '—'
}}</span>
<span class="kv-table__col kv-table__col--action">
<button
mat-stroked-button
class="kv-action-btn"
type="button"
[disabled]="verifying.pan"
(click)="verifyPAN()"
>
@if (verifying.pan) {
<mat-progress-spinner diameter="14" mode="indeterminate"></mat-progress-spinner>
} @else {
Re-Verify
}
</button>
</span>
</div>
}
<!-- Date of Incorporation Row (Non-Individual) — captured alongside the entity PAN
it is verified against, so it is reported here rather than under personal data. -->
@if (isNonIndividual && kycData?.incorporationDate) {
<div class="kv-table__row">
<span class="kv-table__col kv-table__col--doc">
<mat-icon class="kv-doc-icon">event_available</mat-icon> Date of Incorporation
</span>
<span class="kv-table__col kv-table__col--num">{{ formatDate(kycData.incorporationDate) }}</span>
<span class="kv-table__col kv-table__col--status">—</span>
<span class="kv-table__col kv-table__col--date">—</span>
<span class="kv-table__col kv-table__col--action"></span>
</div>
}
<!-- CIN Row (Non-Individual / Company) -->
@if (isNonIndividual && kycData?.cinNumber) {
<div class="kv-table__row">
<span class="kv-table__col kv-table__col--doc">
<mat-icon class="kv-doc-icon">verified_user</mat-icon> CIN
</span>
<span class="kv-table__col kv-table__col--num kv-mono">{{ kycData.cinNumber }}</span>
<span class="kv-table__col kv-table__col--status">
@if (kycData.cinVerified) {
<span class="kv-status kv-status--ok"><mat-icon>check_circle</mat-icon> Verified</span>
} @else {
<span class="kv-status kv-status--pending"><mat-icon>radio_button_unchecked</mat-icon> Pending</span>
}
</span>
<span class="kv-table__col kv-table__col--date">—</span>
<span class="kv-table__col kv-table__col--action"></span>
</div>
}
</div>
<!-- ─── PAN ↔ Aadhaar Link — premium status card (replaces the legacy
table row). Dark gradient base with state-driven accent so the
linking state is the first thing a reviewer sees.
Section 139AA seeding applies to a person's PAN and Aadhaar. An entity has no Aadhaar
to seed, so for a non-individual the card could only ever read "Pending" against a
requirement that does not apply to it. -->
@if (!isNonIndividual) {
<div
class="pal-card"
[class.pal-card--ok]="kycData?.panAadhaarSeedingStatus === 'Y'"
[class.pal-card--fail]="kycData?.panAadhaarSeedingStatus === 'N'"
[class.pal-card--info]="kycData?.panAadhaarSeedingStatus === 'E'"
[class.pal-card--pending]="
kycData?.panAadhaarSeedingStatus !== 'Y' &&
kycData?.panAadhaarSeedingStatus !== 'N' &&
kycData?.panAadhaarSeedingStatus !== 'E'
"
>
<div class="pal-card__left">
<div class="pal-card__icon">
<mat-icon>credit_card</mat-icon>
</div>
<div class="pal-card__txt">
<div class="pal-card__small">Verification Status</div>
<div class="pal-card__title">PAN &harr; Aadhaar</div>
<div class="pal-card__status">
@if (kycData?.panAadhaarSeedingStatus === 'Y') {
<mat-icon>check_circle</mat-icon> Linked (Seeded)
} @else if (kycData?.panAadhaarSeedingStatus === 'N') {
<mat-icon>cancel</mat-icon> Not Linked
} @else if (kycData?.panAadhaarSeedingStatus === 'E') {
<mat-icon>info</mat-icon> Exempt
} @else {
<mat-icon>radio_button_unchecked</mat-icon> Pending
}
</div>
</div>
</div>
<div class="pal-card__badge">
@if (kycData?.panAadhaarSeedingStatus === 'Y') {
<mat-icon>check</mat-icon>
} @else if (kycData?.panAadhaarSeedingStatus === 'N') {
<mat-icon>close</mat-icon>
} @else if (kycData?.panAadhaarSeedingStatus === 'E') {
<mat-icon>info</mat-icon>
} @else {
<mat-icon>schedule</mat-icon>
}
</div>
<div class="pal-card__hint">As per Income Tax Portal &mdash; Section 139AA</div>
</div>
}
@if (verificationError.aadhaar) {
<div class="kyc-error-msg">
<mat-icon class="kyc-error-icon">error_outline</mat-icon> {{ verificationError.aadhaar }}
</div>
}
@if (verificationError.pan) {
<div class="kyc-error-msg">
<mat-icon class="kyc-error-icon">error_outline</mat-icon> {{ verificationError.pan }}
</div>
}
<!-- KYC Meta Grid -->
<div class="kv-meta-grid">
<div class="kv-meta-item">
<mat-icon class="kv-meta-icon icon-blue">assignment_ind</mat-icon>
<div class="kv-meta-info">
<span class="kv-meta-label">KYC Type</span>
<span class="kv-meta-value">
{{ kycData.kycType === 1 ? 'Individual' : kycData.kycType === 2 ? 'Non-Individual' : '—' }}
</span>
</div>
</div>
<div class="kv-meta-item">
<mat-icon
class="kv-meta-icon"
[ngClass]="{
'icon-green': kycData.riskCategory === 1,
'icon-orange': kycData.riskCategory === 2,
'icon-red': kycData.riskCategory === 3
}"
>shield</mat-icon
>
<div class="kv-meta-info">
<span class="kv-meta-label">Risk Category</span>
<span class="kv-meta-value">
{{
kycData.riskCategory === 1
? 'Low'
: kycData.riskCategory === 2
? 'Medium'
: kycData.riskCategory === 3
? 'High'
: '—'
}}
</span>
</div>
</div>
<div class="kv-meta-item">
<mat-icon class="kv-meta-icon icon-grey">calendar_today</mat-icon>
<div class="kv-meta-info">
<span class="kv-meta-label">Initiated On</span>
<span class="kv-meta-value">{{ formatDate(kycData.initiatedOn) }}</span>
</div>
</div>
<div class="kv-meta-item">
<mat-icon class="kv-meta-icon icon-green">check_circle</mat-icon>
<div class="kv-meta-info">
<span class="kv-meta-label">Last Verified</span>
<span class="kv-meta-value">{{ formatDate(kycData.verifiedOn) }}</span>
</div>
</div>
<div class="kv-meta-item">
<mat-icon class="kv-meta-icon icon-red">history_toggle_off</mat-icon>
<div class="kv-meta-info">
<span class="kv-meta-label">Expiry Date</span>
<span class="kv-meta-value">{{ formatDate(kycData.expiryDate) }}</span>
</div>
</div>
@if (kycData.remarks) {
<div class="kv-meta-item kv-meta-item--full">
<mat-icon class="kv-meta-icon icon-grey">notes</mat-icon>
<div class="kv-meta-info">
<span class="kv-meta-label">Remarks</span>
<span class="kv-meta-value">{{ kycData.remarks }}</span>
</div>
</div>
}
</div>
<!-- Re-KYC: Upload Signed Declaration & Complete -->
<div class="rekyc-section">
<div class="rekyc-header">
<div class="rekyc-icon-wrap">
<fa-icon icon="sync-alt" class="rekyc-icon"></fa-icon>
</div>
<div class="rekyc-header-text">
<h4 class="rekyc-title">Re-KYC Completion</h4>
<p class="rekyc-desc">Print self-declaration, get it signed, upload &amp; complete re-KYC.</p>
</div>
</div>
<!-- Step 1 -->
<div class="rekyc-timeline">
<div class="rekyc-tl-item">
<div class="rekyc-tl-dot">
<span class="rekyc-tl-num">1</span>
<div class="rekyc-tl-line"></div>
</div>
<div class="rekyc-tl-content">
<div class="rekyc-tl-label">Download Self Declaration Form</div>
<div class="rekyc-tl-sub">System-generated PDF with PAN, Aadhaar &amp; KYC details</div>
<button mat-flat-button class="rekyc-btn-print" type="button" (click)="printSelfDeclaration()">
<fa-icon icon="file-pdf"></fa-icon> Download PDF
</button>
</div>
</div>
<!-- Step 2 -->
<div class="rekyc-tl-item">
<div class="rekyc-tl-dot">
<span class="rekyc-tl-num">2</span>
<div class="rekyc-tl-line"></div>
</div>
<div class="rekyc-tl-content">
<div class="rekyc-tl-label">Upload Signed Declaration</div>
<div class="rekyc-tl-sub">Get the form signed by the client and upload the scanned copy</div>
<label class="rekyc-upload-zone" [class.has-file]="selectedDeclarationFile">
<input type="file" accept=".pdf,.jpg,.jpeg,.png" (change)="onDeclarationFileSelected($event)" hidden />
@if (!selectedDeclarationFile) {
<mat-icon class="upload-zone-icon">cloud_upload</mat-icon>
<span class="upload-zone-text">Click to upload signed form</span>
<span class="upload-zone-hint">PDF, JPG or PNG</span>
} @else {
<fa-icon icon="check-circle" class="upload-zone-check"></fa-icon>
<span class="upload-zone-filename">{{ selectedDeclarationFile.name }}</span>
<span class="upload-zone-hint">Click to change file</span>
}
</label>
</div>
</div>
<!-- Step 3 -->
<div class="rekyc-tl-item rekyc-tl-item--last">
<div class="rekyc-tl-dot">
<span class="rekyc-tl-num">3</span>
</div>
<div class="rekyc-tl-content">
<div class="rekyc-tl-label">Complete Re-KYC</div>
<div class="rekyc-tl-sub">Updates Last Verified date and sets new Expiry Date as per RBI norms</div>
<button
mat-flat-button
color="primary"
class="rekyc-btn-complete"
type="button"
[disabled]="!selectedDeclarationFile || reKycCompleting || !kycId"
(click)="completeReKyc()"
>
@if (reKycCompleting) {
<mat-progress-spinner diameter="16" mode="indeterminate"></mat-progress-spinner>
Completing...
} @else {
<fa-icon icon="check-circle"></fa-icon> Complete Re-KYC
}
</button>
</div>
</div>
</div>
@if (reKycSuccess) {
<div class="rekyc-result rekyc-result--success">
<fa-icon icon="check-circle" class="rekyc-result-icon"></fa-icon>
<div>
<strong>Re-KYC completed successfully</strong>
<p>Last Verified and Expiry Date have been updated.</p>
</div>
</div>
}
@if (reKycError) {
<div class="rekyc-result rekyc-result--error">
<mat-icon class="rekyc-result-icon">error_outline</mat-icon>
<div>
<strong>Re-KYC failed</strong>
<p>{{ reKycError }}</p>
</div>
</div>
}
</div>
}
<!-- No KYC Data State -->
@if (!isEditMode && !kycData) {
<div class="kyc-empty">
<mat-icon class="kyc-empty-icon">verified_user</mat-icon>
<p>{{ 'labels.inputs.KYC Verification' | translate }} not initiated yet.</p>
<button mat-raised-button color="primary" (click)="toggleEditMode()" type="button">
{{ 'labels.inputs.KYC verification initiated' | translate }}
</button>
</div>
}
<!-- Edit Form -->
@if (isEditMode) {
<mat-card class="kyc-edit-card">
<mat-card-content>
<form [formGroup]="kycForm" (ngSubmit)="saveKyc()">
<div class="kyc-edit-grid">
<!-- PAN — the same stored panNumber either way, named for whose PAN it is. -->
<div class="kyc-edit-field">
<div class="kyc-field-label-row">
<span class="kyc-field-title">{{
isNonIndividual ? 'Enterprise PAN' : ('labels.inputs.PAN Number' | translate)
}}</span>
<span class="kyc-tag">KYC</span>
</div>
<div class="kyc-input-row">
<mat-form-field appearance="outline" class="kyc-input">
<mat-label>{{
isNonIndividual ? 'Enterprise PAN' : ('labels.inputs.PAN Number' | translate)
}}</mat-label>
<input
matInput
formControlName="panNumber"
maxlength="10"
style="text-transform: uppercase"
(input)="
kycForm
.get('panNumber')
?.setValue($any($event.target).value.toUpperCase(), { emitEvent: false })
"
/>
@if (kycForm.get('panNumber')?.hasError('pattern') && kycForm.get('panNumber')?.touched) {
<mat-error>{{ 'labels.inputs.Enter 10-character PAN' | translate }}</mat-error>
}
@if (verificationStatus.pan === 'VERIFIED') {
<mat-icon matSuffix class="status-icon verified">check_circle</mat-icon>
}
@if (verificationStatus.pan === 'FAILED') {
<mat-icon matSuffix class="status-icon failed">cancel</mat-icon>
}
</mat-form-field>
<button
mat-raised-button
color="accent"
type="button"
class="verify-btn"
[disabled]="
!kycId || !kycForm.get('panNumber')?.value || kycForm.get('panNumber')?.invalid || verifying.pan
"
(click)="verifyPAN()"
[matTooltip]="!kycId ? 'Save KYC details first' : ''"
>
@if (verifying.pan) {
<mat-progress-spinner diameter="16" mode="indeterminate"></mat-progress-spinner>
} @else {
{{ 'labels.inputs.Verify' | translate }}
}
</button>
</div>
@if (verificationError.pan) {
<div class="kyc-error-msg">
<mat-icon class="kyc-error-icon">error_outline</mat-icon>
<span>{{ verificationError.pan }}</span>
</div>
<!--
The check can fail for reasons no retry will fix — a PAN card that spells the
name differently, or a vendor that is simply down. The declaration is the way
out, so it is offered here rather than leaving the officer at a dead end.
It records a mismatch against the customer's own name and date of birth, so it
is offered to individuals only — an entity PAN is checked against neither.
-->
@if (!isNonIndividual) {
<div class="kyc-decl-offer">
<span>Customer's PAN card genuinely carries different details, or PAN cannot be checked?</span>
<button
mat-stroked-button
type="button"
[disabled]="!kycId || saving"
(click)="takePanDeclaration()"
>
{{ panDeclarationTaken ? 'Edit Declaration' : 'Take Declaration' }}
</button>
</div>
}
}
@if (verificationStatus.pan === 'VERIFIED' && verificationDetails.pan?.name) {
<span class="verification-detail-text">{{ verificationDetails.pan.name }}</span>
}
</div>
<!-- Aadhaar — individuals only; an entity has no Aadhaar to capture or verify. -->
@if (!isNonIndividual) {
<div class="kyc-edit-field">
<div class="kyc-field-label-row">
<span class="kyc-field-title">{{ 'labels.inputs.Aadhaar Number' | translate }}</span>
<span class="kyc-tag">KYC</span>
</div>
<div class="kyc-input-row">
<mat-form-field appearance="outline" class="kyc-input">
<mat-label>{{ 'labels.inputs.Aadhaar Number' | translate }}</mat-label>
<input
matInput
formControlName="aadhaarNumber"
maxlength="12"
inputmode="numeric"
autocomplete="off"
placeholder="Enter 12-digit Aadhaar"
[readonly]="aadhaarOtpSent"
/>
@if (kycData?.aadhaarNumberMasked) {
<mat-hint>On file: {{ kycData.aadhaarNumberMasked }}</mat-hint>
}
@if (kycForm.get('aadhaarNumber')?.hasError('pattern') && kycForm.get('aadhaarNumber')?.touched) {
<mat-error>{{ 'labels.inputs.Enter 12-digit Aadhaar' | translate }}</mat-error>
}
@if (verificationStatus.aadhaar === 'VERIFIED') {
<mat-icon matSuffix class="status-icon verified">check_circle</mat-icon>
}
@if (verificationStatus.aadhaar === 'FAILED') {
<mat-icon matSuffix class="status-icon failed">cancel</mat-icon>
}
</mat-form-field>
@if (!aadhaarOtpSent) {
<button
mat-raised-button
color="accent"
type="button"
class="verify-btn"
[disabled]="
!kycId ||
!kycForm.get('aadhaarNumber')?.value ||
kycForm.get('aadhaarNumber')?.invalid ||
verifying.aadhaar
"
(click)="sendAadhaarOtp()"
[matTooltip]="!kycId ? 'Save KYC details first' : ''"
>
@if (verifying.aadhaar) {
<mat-progress-spinner diameter="16" mode="indeterminate"></mat-progress-spinner>
} @else {
Send OTP
}
</button>
}
</div>
<!-- OTP Section in Edit Mode -->
@if (aadhaarOtpSent) {
<div class="otp-section">
<p class="otp-info">
<mat-icon class="otp-info-icon">sms</mat-icon>
OTP sent to Aadhaar-linked mobile
</p>
<div class="otp-inline">
<mat-form-field appearance="outline" class="otp-field">
<mat-label>Enter OTP</mat-label>
<input
matInput
[(ngModel)]="aadhaarOtp"
[ngModelOptions]="{ standalone: true }"
maxlength="6"
autocomplete="one-time-code"
/>
</mat-form-field>
<button
mat-raised-button
color="accent"
class="otp-verify-btn"
type="button"
[disabled]="!aadhaarOtp || aadhaarOtp.length < 4 || aadhaarOtpVerifying"
(click)="verifyAadhaarOtp()"
>
@if (aadhaarOtpVerifying) {
<mat-progress-spinner diameter="14" mode="indeterminate"></mat-progress-spinner>
} @else {
Verify OTP
}
</button>
<button
mat-stroked-button
type="button"
class="otp-resend-btn"
[disabled]="verifying.aadhaar"
(click)="sendAadhaarOtp()"
>
Resend
</button>
</div>
</div>
}
@if (verificationError.aadhaar) {
<div class="kyc-error-msg">
<mat-icon class="kyc-error-icon">error_outline</mat-icon>
<span>{{ verificationError.aadhaar }}</span>
</div>
<!--
A failed OTP is not always something a retry can fix — a customer who has only
applied for Aadhaar has no number to verify at all. The enrolment slip is the way
out, so it is offered here rather than leaving the officer at a dead end.
-->
<div class="kyc-decl-offer">
<span>Customer has applied for Aadhaar but not received it yet?</span>
<button
mat-stroked-button
type="button"
[disabled]="!kycId || saving"
(click)="takeAadhaarReceipt()"
>
{{ aadhaarReceiptTaken ? 'Edit Receipt' : 'Record Receipt' }}
</button>
</div>
}
</div>
}
<!-- GSTIN (Non-Individual only) -->
@if (isNonIndividual) {
<div class="kyc-edit-field">
<div class="kyc-field-label-row">
<span class="kyc-field-title">{{ 'labels.inputs.GSTIN Number' | translate }}</span>
<span class="kyc-tag">KYC</span>
</div>
<div class="kyc-input-row">
<mat-form-field appearance="outline" class="kyc-input">
<mat-label>{{ 'labels.inputs.GSTIN Number' | translate }}</mat-label>
<input
matInput
formControlName="gstinNumber"
maxlength="15"
style="text-transform: uppercase"
(input)="
kycForm
.get('gstinNumber')
?.setValue($any($event.target).value.toUpperCase(), { emitEvent: false })
"
/>
@if (kycForm.get('gstinNumber')?.hasError('pattern') && kycForm.get('gstinNumber')?.touched) {
<mat-error>{{ 'labels.inputs.Enter 15-character GSTIN' | translate }}</mat-error>
}
@if (verificationStatus.gstin === 'VERIFIED') {
<mat-icon matSuffix class="status-icon verified">check_circle</mat-icon>
}
@if (verificationStatus.gstin === 'FAILED') {
<mat-icon matSuffix class="status-icon failed">cancel</mat-icon>
}
</mat-form-field>
<button
mat-raised-button
color="accent"
type="button"
class="verify-btn"
[disabled]="
!kycId ||
!kycForm.get('gstinNumber')?.value ||
kycForm.get('gstinNumber')?.invalid ||
verifying.gstin
"
(click)="verifyGSTIN()"
[matTooltip]="!kycId ? 'Save KYC details first' : ''"
>
@if (verifying.gstin) {
<mat-progress-spinner diameter="16" mode="indeterminate"></mat-progress-spinner>
} @else {
{{ 'labels.inputs.Verify' | translate }}
}
</button>
</div>
@if (verificationError.gstin) {
<div class="kyc-error-msg">
<mat-icon class="kyc-error-icon">error_outline</mat-icon>
<span>{{ verificationError.gstin }}</span>
</div>
}
@if (verificationStatus.gstin === 'VERIFIED' && verificationDetails.gstin?.businessName) {
<span class="verification-detail-text">{{ verificationDetails.gstin.businessName }}</span>
}
</div>
}
<!-- KYC Type -->
@if (!kycId) {
<mat-form-field appearance="outline">
<mat-label>{{ 'labels.inputs.KYC Type' | translate }}</mat-label>
<mat-select formControlName="kycType">
<mat-option [value]="1">Individual</mat-option>
<mat-option [value]="2">Non-Individual</mat-option>
</mat-select>
</mat-form-field>
}
<!-- Risk Category -->
<mat-form-field appearance="outline">
<mat-label>{{ 'labels.inputs.Risk Category' | translate }}</mat-label>
<mat-select formControlName="riskCategory">
<mat-option [value]="1">Low</mat-option>
<mat-option [value]="2">Medium</mat-option>
<mat-option [value]="3">High</mat-option>
</mat-select>
</mat-form-field>
<!-- Officially Valid Document. Shown when one is on file or the alert is asking for
it, so re-collecting an expired document is done on this form rather than
sending the officer somewhere else. -->
@if (kycData?.kycDocumentName || kycDocumentNeedsUpdate) {
<div class="full-span kyc-doc-fields">
<div class="kyc-doc-fields__head">
<h4 class="kyc-doc-fields__title">Officially Valid Document</h4>
@if (kycDocumentNeedsUpdate) {
<span class="kyc-doc-fields__flag">Re-collect from the customer</span>
}
</div>
<div class="kyc-doc-fields__grid">
<mat-form-field appearance="outline">
<mat-label>Document</mat-label>
<mat-select formControlName="kycDocumentName">
<mat-option value="Aadhaar Card">Aadhaar Card</mat-option>
<mat-option value="Passport">Passport</mat-option>
<mat-option value="Driving Licence">Driving Licence</mat-option>
<mat-option value="Voter ID">Voter ID</mat-option>
<mat-option value="NREGA Job Card">NREGA Job Card</mat-option>
<mat-option value="Letter from National Population Register">Letter from NPR</mat-option>
</mat-select>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Document Number</mat-label>
<input matInput formControlName="kycDocumentNumber" />
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Issued On</mat-label>
<input
matInput
[matDatepicker]="docIssuePicker"
[max]="maxDate"
formControlName="kycDocIssueDate"
/>
<mat-datepicker-toggle matSuffix [for]="docIssuePicker"></mat-datepicker-toggle>
<mat-datepicker #docIssuePicker></mat-datepicker>
</mat-form-field>
<mat-form-field appearance="outline">
<mat-label>Valid Till</mat-label>
<input matInput [matDatepicker]="docExpiryPicker" formControlName="kycDocExpiryDate" />
<mat-datepicker-toggle matSuffix [for]="docExpiryPicker"></mat-datepicker-toggle>
<mat-datepicker #docExpiryPicker></mat-datepicker>
<mat-hint>Blank if it does not expire</mat-hint>
</mat-form-field>
</div>
<!-- The scans live with the document itself, on the identifier the customer's
original was attached to. Re-scanning is done there rather than duplicated
here, so both sides, the cropper and the replace-in-place all behave the
same way they did when the document was first collected. -->
<a class="kyc-doc-scans-link" [routerLink]="['/clients', clientId, 'edit']">
<mat-icon>photo_library</mat-icon>
<span>Replace the scanned front / back of this document</span>
<mat-icon class="kyc-doc-scans-link__go">chevron_right</mat-icon>
</a>
</div>
}
<!-- KYC Exception Flag -->
<div
class="full-span exception-controls-row"
style="display: flex; align-items: center; gap: 20px; margin-bottom: 12px; flex-wrap: wrap"
>
<mat-checkbox formControlName="isException" style="margin-top: 8px">Mark as KYC Exception</mat-checkbox>
@if (kycForm.get('isException')?.value) {
<mat-form-field appearance="outline" style="flex: 1; min-width: 250px">
<mat-label>Exception Reasons</mat-label>
<mat-select formControlName="exceptionReason" multiple>
@if (!isNonIndividual) {
<mat-option value="PAN Card Verification Failed">PAN Card Verification Failed</mat-option>
<mat-option value="Aadhaar Verification Failed">Aadhaar Verification Failed</mat-option>
} @else {
<mat-option value="Enterprise PAN Verification Failed"
>Enterprise PAN Verification Failed</mat-option
>
<mat-option value="GSTIN Verification Failed">GSTIN Verification Failed</mat-option>
<mat-option value="CIN Verification Failed">CIN Verification Failed</mat-option>
}
</mat-select>
</mat-form-field>
}
</div>
<!-- Remarks -->
<mat-form-field appearance="outline" class="full-span">
<mat-label>{{ 'labels.inputs.Remarks' | translate }}</mat-label>
<textarea matInput formControlName="remarks" rows="3"></textarea>
</mat-form-field>
</div>
@if (errorMessage) {
<div class="kyc-error-msg">
<mat-icon class="kyc-error-icon">error_outline</mat-icon>
<span>{{ errorMessage }}</span>
</div>
}
@if (!kycId) {
<div class="kyc-info-hint">
<mat-icon class="kyc-info-hint-icon">info</mat-icon>
<span>Save KYC details first to enable verification buttons.</span>
</div>
}
<div class="kyc-form-actions">
<button mat-raised-button type="submit" color="primary" [disabled]="kycForm.invalid || saving">
@if (saving) {
<mat-progress-spinner diameter="18" mode="indeterminate"></mat-progress-spinner>
} @else {
{{ 'labels.buttons.Submit' | translate }}
}
</button>
<button mat-stroked-button type="button" (click)="toggleEditMode()">
{{ 'labels.buttons.Cancel' | translate }}
</button>
</div>
</form>
</mat-card-content>
</mat-card>
}
}
</div>