feat(demo): one borrower on both surfaces, and a lead-time dashboard

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/demo puts the officer console and the borrower's phone side by side on one
screen. The right column is a real borrower sign-in — selecting a row calls
/auth/app-login and every panel beside it is fetched with that borrower's own
token. Nothing is mirrored across, which is the point: if the two sides agree
it is because they read one record, and the page checks that rather than
asserting it.

It uses its own axios instance. The shared one picks its JWT from
window.location.pathname, which is right for the two portals and wrong here —
it would send the officer's token to /app/*, and its 401 handler would then
clear both sessions and bounce to sign-in, during a live demo.

The officer dashboard is reorganised around when a borrower's downside stops
covering the instalment, rather than by composite score. Lead time is the
thing this platform can show that a bureau score cannot, so the triage funnel
counts act-now / in-window / covered and the work list ranks by it. The
previous score-ranked view is preserved as a tab; they answer different
questions and sort by different keys, and merging them would mean losing one
ordering.

StatusPill no longer white-screens on a missing status. It renders wire data
on fifteen call sites; a row that arrives without one is a data gap, not
grounds to take the page down.

Co-Authored-By: Claude Opus 5 (1M context) <noreply@anthropic.com>

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LincPay

2026-08-25 13:45:48 +05:30

co-authored by Claude Opus 5

parent 13c628fa4b

commit 1ffc1cbd4c

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