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MIFOSX-1464 : added loan installment round-off

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This commit is contained in:
Pramod Nuthakki
2014-12-16 15:17:42 +05:30
parent f98edc8781
commit 00d00551ad
21 changed files with 345 additions and 160 deletions
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api-docs/apiLive.htm
+14 -1
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@@ -11032,6 +11032,12 @@ Request Body:
<tr>
<td class=fielddesc>Override the default value for rounding currency to multiples of value provided.</td>
</tr>
<tr class=alt>
<td>instalmentAmountInMultiplesOf</td>
</tr>
<tr>
<td class=fielddesc>Override the default value for rounding instalment amount to multiples of value provided.</td>
</tr>
<tr class=alt>
<td>principal</td>
@@ -11133,6 +11139,13 @@ Request Body:
<td class=fielddesc>The minimum number of days allowed between a Loan disbursal and its first repayment.
</td>
</tr>
<tr class=alt>
<td>canDefineInstalmentAmount</td>
</tr>
<tr>
<td class=fielddesc>if provided as true, then fixed instalment amount can be provided from loan account.
</td>
</tr>
@@ -12499,7 +12512,7 @@ GET https://DomainName/api/v1/loanproducts/{productId}
numberOfRepaymentVariationsForBorrowerCycle,
interestRateVariationsForBorrowerCycle,
multiDisburseLoan,maxTrancheCount,
outstandingLoanBalance,overdueDaysForNPA,holdGuaranteeFunds
outstandingLoanBalance,overdueDaysForNPA, holdGuaranteeFunds, canDefineInstalmentAmount, instalmentAmountInMultiplesOf
</td>
</tr>
</table>
mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/AccountNumberPreferencesTest.java
+5
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@@ -1,3 +1,8 @@
/**
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this file,
* You can obtain one at http://mozilla.org/MPL/2.0/.
*/
package org.mifosplatform.integrationtests;
import com.jayway.restassured.builder.RequestSpecBuilder;
mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/common/system/AccountNumberPreferencesHelper.java
+5
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@@ -1,3 +1,8 @@
/**
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this file,
* You can obtain one at http://mozilla.org/MPL/2.0/.
*/
package org.mifosplatform.integrationtests.common.system;
import java.util.ArrayList;
mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/common/system/AccountNumberPreferencesTestBuilder.java
+5
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@@ -1,3 +1,8 @@
/**
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this file,
* You can obtain one at http://mozilla.org/MPL/2.0/.
*/
package org.mifosplatform.integrationtests.common.system;
import java.util.HashMap;
mifosng-provider/src/main/java/org/mifosplatform/organisation/monetary/domain/Money.java
+17 -11
View File
@@ -74,21 +74,27 @@ public class Money implements Comparable<Money> {
// round monetary amounts into multiplesof say 20/50.
if (inMultiplesOf != null && this.currencyDigitsAfterDecimal == 0 && inMultiplesOf > 0 && amountScaled.doubleValue() > 0) {
final double existingVal = amountScaled.doubleValue();
final double ceilingOfValue = ceiling(existingVal, inMultiplesOf);
final double floorOfValue = floor(existingVal, inMultiplesOf);
final double floorDiff = existingVal - floorOfValue;
final double ceilDiff = ceilingOfValue - existingVal;
if (ceilDiff > floorDiff) {
amountScaled = BigDecimal.valueOf(floorOfValue);
} else {
amountScaled = BigDecimal.valueOf(ceilingOfValue);
}
amountScaled = BigDecimal.valueOf(roundToMultiplesOf(existingVal, inMultiplesOf));
}
this.amount = amountScaled.setScale(this.currencyDigitsAfterDecimal, RoundingMode.HALF_EVEN);
}
public static double roundToMultiplesOf(final double existingVal, final Integer inMultiplesOf) {
double amountScaled = existingVal;
final double ceilingOfValue = ceiling(existingVal, inMultiplesOf);
final double floorOfValue = floor(existingVal, inMultiplesOf);
final double floorDiff = existingVal - floorOfValue;
final double ceilDiff = ceilingOfValue - existingVal;
if (ceilDiff > floorDiff) {
amountScaled = floorOfValue;
} else {
amountScaled = ceilingOfValue;
}
return amountScaled;
}
public static double ceiling(final double n, final double s) {
double c;
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/data/LoanAccountData.java
+79 -56
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@@ -152,6 +152,8 @@ public class LoanAccountData {
private final Boolean multiDisburseLoan;
private final Boolean canDefineInstalmentAmount;
private final BigDecimal fixedEmiAmount;
private final BigDecimal maxOutstandingLoanBalance;
@@ -260,6 +262,7 @@ public class LoanAccountData {
final PortfolioAccountData linkedAccount = null;
final Collection<DisbursementData> disbursementData = null;
final Boolean multiDisburseLoan = null;
final Boolean canDefineInstalmentAmount = null;
final BigDecimal fixedEmiAmount = null;
final BigDecimal maxOutstandingLoanBalance = null;
final Collection<LoanTermVariationsData> emiAmountVariations = null;
@@ -289,9 +292,10 @@ public class LoanAccountData {
interestRateFrequencyTypeOptions, amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions,
fundOptions, chargeOptions, chargeTemplate, loanOfficerOptions, loanPurposeOptions, loanCollateralOptions, calendarOptions,
syncDisbursementWithMeeting, loancounter, loanProductCounter, notes, accountLinkingOptions, linkedAccount,
disbursementData, multiDisburseLoan, fixedEmiAmount, maxOutstandingLoanBalance, emiAmountVariations, memberVariations,
product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType, daysInYearType,
isInterestRecalculationEnabled, interestRecalculationData, originalSchedule, createStandingInstructionAtDisbursement);
disbursementData, multiDisburseLoan, canDefineInstalmentAmount, fixedEmiAmount, maxOutstandingLoanBalance,
emiAmountVariations, memberVariations, product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType,
daysInYearType, isInterestRecalculationEnabled, interestRecalculationData, originalSchedule,
createStandingInstructionAtDisbursement);
}
/**
@@ -377,6 +381,7 @@ public class LoanAccountData {
final PortfolioAccountData linkedAccount = null;
final Collection<DisbursementData> disbursementData = null;
final Boolean multiDisburseLoan = null;
final Boolean canDefineInstalmentAmount = null;
final BigDecimal fixedEmiAmount = null;
final BigDecimal maxOutstandingLoanBalance = null;
final Collection<LoanTermVariationsData> emiAmountVariations = null;
@@ -406,9 +411,10 @@ public class LoanAccountData {
interestRateFrequencyTypeOptions, amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions,
fundOptions, chargeOptions, chargeTemplate, loanOfficerOptions, loanPurposeOptions, loanCollateralOptions, calendarOptions,
syncDisbursementWithMeeting, loancounter, loanProductCounter, notes, accountLinkingOptions, linkedAccount,
disbursementData, multiDisburseLoan, fixedEmiAmount, maxOutstandingLoanBalance, emiAmountVariations, memberVariations,
product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType, daysInYearType,
isInterestRecalculationEnabled, interestRecalculationData, originalSchedule, createStandingInstructionAtDisbursement);
disbursementData, multiDisburseLoan, canDefineInstalmentAmount, fixedEmiAmount, maxOutstandingLoanBalance,
emiAmountVariations, memberVariations, product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType,
daysInYearType, isInterestRecalculationEnabled, interestRecalculationData, originalSchedule,
createStandingInstructionAtDisbursement);
}
@@ -430,10 +436,11 @@ public class LoanAccountData {
acc.interestTypeOptions, acc.interestCalculationPeriodTypeOptions, acc.fundOptions, acc.chargeOptions, null,
acc.loanOfficerOptions, acc.loanPurposeOptions, acc.loanCollateralOptions, acc.calendarOptions,
acc.syncDisbursementWithMeeting, acc.loanCounter, acc.loanProductCounter, acc.notes, acc.accountLinkingOptions,
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.fixedEmiAmount, acc.maxOutstandingLoanBalance,
acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears, acc.graceOnArrearsAgeing, acc.overdueCharges,
acc.isNPA, acc.daysInMonthType, acc.daysInYearType, acc.isInterestRecalculationEnabled, acc.interestRecalculationData,
acc.originalSchedule, acc.createStandingInstructionAtDisbursement);
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.canDefineInstalmentAmount, acc.fixedEmiAmount,
acc.maxOutstandingLoanBalance, acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears,
acc.graceOnArrearsAgeing, acc.overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
acc.isInterestRecalculationEnabled, acc.interestRecalculationData, acc.originalSchedule,
acc.createStandingInstructionAtDisbursement);
}
/**
@@ -520,6 +527,7 @@ public class LoanAccountData {
final PortfolioAccountData linkedAccount = null;
final Collection<DisbursementData> disbursementData = null;
final Boolean multiDisburseLoan = null;
final Boolean canDefineInstalmentAmount = null;
final BigDecimal fixedEmiAmount = null;
final BigDecimal maxOutstandingBalance = null;
final Collection<LoanTermVariationsData> emiAmountVariations = null;
@@ -549,9 +557,9 @@ public class LoanAccountData {
interestRateFrequencyTypeOptions, amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions,
fundOptions, chargeOptions, chargeTemplate, loanOfficerOptions, loanPurposeOptions, loanCollateralOptions, calendarOptions,
syncDisbursementWithMeeting, loancounter, loanProductCounter, notes, accountLinkingOptions, linkedAccount,
disbursementData, multiDisburseLoan, fixedEmiAmount, maxOutstandingBalance, emiAmountVariations, memberVariations, product,
inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
interestRecalculationData, originalSchedule, createStandingInstructionAtDisbursement);
disbursementData, multiDisburseLoan, canDefineInstalmentAmount, fixedEmiAmount, maxOutstandingBalance, emiAmountVariations,
memberVariations, product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType, daysInYearType,
isInterestRecalculationEnabled, interestRecalculationData, originalSchedule, createStandingInstructionAtDisbursement);
}
public static LoanAccountData populateGroupDefaults(final LoanAccountData acc, final LoanAccountData groupAcc) {
@@ -572,10 +580,11 @@ public class LoanAccountData {
acc.interestTypeOptions, acc.interestCalculationPeriodTypeOptions, acc.fundOptions, acc.chargeOptions, null,
acc.loanOfficerOptions, acc.loanPurposeOptions, acc.loanCollateralOptions, acc.calendarOptions,
acc.syncDisbursementWithMeeting, acc.loanCounter, acc.loanProductCounter, acc.notes, acc.accountLinkingOptions,
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.fixedEmiAmount, acc.maxOutstandingLoanBalance,
acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears, acc.graceOnArrearsAgeing, acc.overdueCharges,
acc.isNPA, acc.daysInMonthType, acc.daysInYearType, acc.isInterestRecalculationEnabled, acc.interestRecalculationData,
acc.originalSchedule, acc.createStandingInstructionAtDisbursement);
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.canDefineInstalmentAmount, acc.fixedEmiAmount,
acc.maxOutstandingLoanBalance, acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears,
acc.graceOnArrearsAgeing, acc.overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
acc.isInterestRecalculationEnabled, acc.interestRecalculationData, acc.originalSchedule,
acc.createStandingInstructionAtDisbursement);
}
public static LoanAccountData loanProductWithTemplateDefaults(final LoanProductData product,
@@ -707,10 +716,11 @@ public class LoanAccountData {
amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions, fundOptions, chargeOptions,
chargeTemplate, loanOfficerOptions, loanPurposeOptions, loanCollateralOptions, calendarOptions,
syncDisbursementWithMeeting, loancounter, loanProductCounter, notes, accountLinkingOptions, linkedAccount,
disbursementData, product.getMultiDisburseLoan(), fixedEmi, product.getOutstandingLoanBalance(), emiAmountVariations,
memberVariations, product, inArrears, product.getGraceOnArrearsAgeing(), product.overdueFeeCharges(), isNPA,
product.getDaysInMonthType(), product.getDaysInYearType(), product.isInterestRecalculationEnabled(),
product.toLoanInterestRecalculationData(), originalSchedule, createStandingInstructionAtDisbursement);
disbursementData, product.getMultiDisburseLoan(), product.canDefineInstalmentAmount(), fixedEmi,
product.getOutstandingLoanBalance(), emiAmountVariations, memberVariations, product, inArrears,
product.getGraceOnArrearsAgeing(), product.overdueFeeCharges(), isNPA, product.getDaysInMonthType(),
product.getDaysInYearType(), product.isInterestRecalculationEnabled(), product.toLoanInterestRecalculationData(),
originalSchedule, createStandingInstructionAtDisbursement);
}
public static LoanAccountData populateLoanProductDefaults(final LoanAccountData acc, final LoanProductData product) {
@@ -760,11 +770,11 @@ public class LoanAccountData {
repaymentStrategyOptions, interestRateFrequencyTypeOptions, amortizationTypeOptions, interestTypeOptions,
interestCalculationPeriodTypeOptions, fundOptions, chargeOptions, chargeTemplate, loanOfficerOptions, loanPurposeOptions,
loanCollateralOptions, calendarOptions, acc.syncDisbursementWithMeeting, acc.loanCounter, acc.loanProductCounter, notes,
acc.accountLinkingOptions, acc.linkedAccount, acc.disbursementDetails, product.getMultiDisburseLoan(), acc.fixedEmiAmount,
product.getOutstandingLoanBalance(), acc.emiAmountVariations, acc.memberVariations, product, acc.inArrears,
product.getGraceOnArrearsAgeing(), product.overdueFeeCharges(), acc.isNPA, product.getDaysInMonthType(),
product.getDaysInYearType(), product.isInterestRecalculationEnabled(), product.toLoanInterestRecalculationData(),
acc.originalSchedule, acc.createStandingInstructionAtDisbursement);
acc.accountLinkingOptions, acc.linkedAccount, acc.disbursementDetails, product.getMultiDisburseLoan(),
product.canDefineInstalmentAmount(), acc.fixedEmiAmount, product.getOutstandingLoanBalance(), acc.emiAmountVariations,
acc.memberVariations, product, acc.inArrears, product.getGraceOnArrearsAgeing(), product.overdueFeeCharges(), acc.isNPA,
product.getDaysInMonthType(), product.getDaysInYearType(), product.isInterestRecalculationEnabled(),
product.toLoanInterestRecalculationData(), acc.originalSchedule, acc.createStandingInstructionAtDisbursement);
}
/*
@@ -786,9 +796,9 @@ public class LoanAccountData {
final Integer graceOnInterestCharged, final LocalDate interestChargedFromDate, final LoanApplicationTimelineData timeline,
final LoanSummaryData loanSummary, final BigDecimal feeChargesDueAtDisbursementCharged,
final Boolean syncDisbursementWithMeeting, final Integer loancounter, final Integer loanProductCounter,
final Boolean multiDisburseLoan, final BigDecimal fixedEmiAmont, final BigDecimal outstandingLoanBalance,
final Boolean inArrears, final Integer graceOnArrearsAgeing, final Boolean isNPA, final EnumOptionData daysInMonthType,
final EnumOptionData daysInYearType, final boolean isInterestRecalculationEnabled,
final Boolean multiDisburseLoan, Boolean canDefineInstalmentAmount, final BigDecimal fixedEmiAmont,
final BigDecimal outstandingLoanBalance, final Boolean inArrears, final Integer graceOnArrearsAgeing, final Boolean isNPA,
final EnumOptionData daysInMonthType, final EnumOptionData daysInYearType, final boolean isInterestRecalculationEnabled,
final LoanInterestRecalculationData interestRecalculationData, final Boolean createStandingInstructionAtDisbursement) {
final LoanScheduleData repaymentSchedule = null;
@@ -837,9 +847,9 @@ public class LoanAccountData {
amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions, fundOptions, chargeOptions,
chargeTemplate, loanOfficerOptions, loanPurposeOptions, loanCollateralOptions, calendarOptions,
syncDisbursementWithMeeting, loancounter, loanProductCounter, notes, accountLinkingOptions, linkedAccount,
disbursementData, multiDisburseLoan, fixedEmiAmont, outstandingLoanBalance, emiAmountVariations, memberVariations, product,
inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
interestRecalculationData, originalSchedule, createStandingInstructionAtDisbursement);
disbursementData, multiDisburseLoan, canDefineInstalmentAmount, fixedEmiAmont, outstandingLoanBalance, emiAmountVariations,
memberVariations, product, inArrears, graceOnArrearsAgeing, overdueCharges, isNPA, daysInMonthType, daysInYearType,
isInterestRecalculationEnabled, interestRecalculationData, originalSchedule, createStandingInstructionAtDisbursement);
}
/*
@@ -878,9 +888,10 @@ public class LoanAccountData {
interestRateFrequencyTypeOptions, amortizationTypeOptions, interestTypeOptions, interestCalculationPeriodTypeOptions,
fundOptions, chargeOptions, chargeTemplate, loanOfficerOptions, loanPurposeOptions, loanCollateralOptions, calendarOptions,
acc.syncDisbursementWithMeeting, acc.loanCounter, acc.loanProductCounter, notes, accountLinkingOptions, linkedAccount,
disbursementDetails, acc.multiDisburseLoan, acc.fixedEmiAmount, acc.maxOutstandingLoanBalance, emiAmountVariations,
acc.memberVariations, acc.product, acc.inArrears, acc.graceOnArrearsAgeing, overdueCharges, acc.isNPA, acc.daysInMonthType,
acc.daysInYearType, acc.isInterestRecalculationEnabled, acc.interestRecalculationData, acc.originalSchedule,
disbursementDetails, acc.multiDisburseLoan, acc.canDefineInstalmentAmount, acc.fixedEmiAmount,
acc.maxOutstandingLoanBalance, emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears,
acc.graceOnArrearsAgeing, overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
acc.isInterestRecalculationEnabled, acc.interestRecalculationData, acc.originalSchedule,
acc.createStandingInstructionAtDisbursement);
}
@@ -913,10 +924,11 @@ public class LoanAccountData {
acc.interestTypeOptions, acc.interestCalculationPeriodTypeOptions, acc.fundOptions, acc.chargeOptions, null,
acc.loanOfficerOptions, acc.loanPurposeOptions, acc.loanCollateralOptions, acc.calendarOptions,
acc.syncDisbursementWithMeeting, acc.loanCounter, acc.loanProductCounter, acc.notes, acc.accountLinkingOptions,
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.fixedEmiAmount, acc.maxOutstandingLoanBalance,
acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears, acc.graceOnArrearsAgeing, acc.overdueCharges,
acc.isNPA, acc.daysInMonthType, acc.daysInYearType, acc.isInterestRecalculationEnabled, acc.interestRecalculationData,
acc.originalSchedule, acc.createStandingInstructionAtDisbursement);
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.canDefineInstalmentAmount, acc.fixedEmiAmount,
acc.maxOutstandingLoanBalance, acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears,
acc.graceOnArrearsAgeing, acc.overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
acc.isInterestRecalculationEnabled, acc.interestRecalculationData, acc.originalSchedule,
acc.createStandingInstructionAtDisbursement);
}
public static LoanAccountData associateMemberVariations(final LoanAccountData acc, final Map<Long, Integer> memberLoanCycle) {
@@ -973,10 +985,11 @@ public class LoanAccountData {
acc.interestTypeOptions, acc.interestCalculationPeriodTypeOptions, acc.fundOptions, acc.chargeOptions, null,
acc.loanOfficerOptions, acc.loanPurposeOptions, acc.loanCollateralOptions, acc.calendarOptions,
acc.syncDisbursementWithMeeting, acc.loanCounter, acc.loanProductCounter, acc.notes, acc.accountLinkingOptions,
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.fixedEmiAmount, acc.maxOutstandingLoanBalance,
acc.emiAmountVariations, memberVariations, acc.product, acc.inArrears, acc.graceOnArrearsAgeing, acc.overdueCharges,
acc.isNPA, acc.daysInMonthType, acc.daysInYearType, acc.isInterestRecalculationEnabled, acc.interestRecalculationData,
acc.originalSchedule, acc.createStandingInstructionAtDisbursement);
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.canDefineInstalmentAmount, acc.fixedEmiAmount,
acc.maxOutstandingLoanBalance, acc.emiAmountVariations, memberVariations, acc.product, acc.inArrears,
acc.graceOnArrearsAgeing, acc.overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
acc.isInterestRecalculationEnabled, acc.interestRecalculationData, acc.originalSchedule,
acc.createStandingInstructionAtDisbursement);
}
public static LoanAccountData withInterestRecalculationCalendarData(final LoanAccountData acc, final CalendarData calendarData) {
@@ -999,10 +1012,11 @@ public class LoanAccountData {
acc.interestTypeOptions, acc.interestCalculationPeriodTypeOptions, acc.fundOptions, acc.chargeOptions, null,
acc.loanOfficerOptions, acc.loanPurposeOptions, acc.loanCollateralOptions, acc.calendarOptions,
acc.syncDisbursementWithMeeting, acc.loanCounter, acc.loanProductCounter, acc.notes, acc.accountLinkingOptions,
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.fixedEmiAmount, acc.maxOutstandingLoanBalance,
acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears, acc.graceOnArrearsAgeing, acc.overdueCharges,
acc.isNPA, acc.daysInMonthType, acc.daysInYearType, acc.isInterestRecalculationEnabled, interestRecalculationData,
acc.originalSchedule, acc.createStandingInstructionAtDisbursement);
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.canDefineInstalmentAmount, acc.fixedEmiAmount,
acc.maxOutstandingLoanBalance, acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears,
acc.graceOnArrearsAgeing, acc.overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
acc.isInterestRecalculationEnabled, interestRecalculationData, acc.originalSchedule,
acc.createStandingInstructionAtDisbursement);
}
public static LoanAccountData withOriginalSchedule(final LoanAccountData acc, final LoanScheduleData originalSchedule) {
@@ -1023,10 +1037,11 @@ public class LoanAccountData {
acc.interestTypeOptions, acc.interestCalculationPeriodTypeOptions, acc.fundOptions, acc.chargeOptions, null,
acc.loanOfficerOptions, acc.loanPurposeOptions, acc.loanCollateralOptions, acc.calendarOptions,
acc.syncDisbursementWithMeeting, acc.loanCounter, acc.loanProductCounter, acc.notes, acc.accountLinkingOptions,
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.fixedEmiAmount, acc.maxOutstandingLoanBalance,
acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears, acc.graceOnArrearsAgeing, acc.overdueCharges,
acc.isNPA, acc.daysInMonthType, acc.daysInYearType, acc.isInterestRecalculationEnabled, acc.interestRecalculationData,
originalSchedule, acc.createStandingInstructionAtDisbursement);
acc.linkedAccount, acc.disbursementDetails, acc.multiDisburseLoan, acc.canDefineInstalmentAmount, acc.fixedEmiAmount,
acc.maxOutstandingLoanBalance, acc.emiAmountVariations, acc.memberVariations, acc.product, acc.inArrears,
acc.graceOnArrearsAgeing, acc.overdueCharges, acc.isNPA, acc.daysInMonthType, acc.daysInYearType,
acc.isInterestRecalculationEnabled, acc.interestRecalculationData, originalSchedule,
acc.createStandingInstructionAtDisbursement);
}
private LoanAccountData(
@@ -1081,11 +1096,11 @@ public class LoanAccountData {
final Boolean syncDisbursementWithMeeting, final Integer loanCounter, final Integer loanProductCounter,
final Collection<NoteData> notes, final Collection<PortfolioAccountData> accountLinkingOptions,
final PortfolioAccountData linkedAccount, final Collection<DisbursementData> disbursementDetails,
final Boolean multiDisburseLoan, BigDecimal fixedEmiAmount, final BigDecimal maxOutstandingLoanBalance,
final Collection<LoanTermVariationsData> emiAmountVariations, final Map<Long, LoanBorrowerCycleData> memberVariations,
final LoanProductData product, final Boolean inArrears, final Integer graceOnArrearsAgeing,
final Collection<ChargeData> overdueCharges, final Boolean isNPA, final EnumOptionData daysInMonthType,
final EnumOptionData daysInYearType, final boolean isInterestRecalculationEnabled,
final Boolean multiDisburseLoan, final Boolean canDefineInstalmentAmount, BigDecimal fixedEmiAmount,
final BigDecimal maxOutstandingLoanBalance, final Collection<LoanTermVariationsData> emiAmountVariations,
final Map<Long, LoanBorrowerCycleData> memberVariations, final LoanProductData product, final Boolean inArrears,
final Integer graceOnArrearsAgeing, final Collection<ChargeData> overdueCharges, final Boolean isNPA,
final EnumOptionData daysInMonthType, final EnumOptionData daysInYearType, final boolean isInterestRecalculationEnabled,
final LoanInterestRecalculationData interestRecalculationData, final LoanScheduleData originalSchedule,
final Boolean createStandingInstructionAtDisbursement) {
@@ -1209,6 +1224,14 @@ public class LoanAccountData {
this.accountLinkingOptions = accountLinkingOptions;
this.disbursementDetails = disbursementDetails;
this.multiDisburseLoan = multiDisburseLoan;
Boolean canDefineEMIAmount = canDefineInstalmentAmount;
if (canDefineInstalmentAmount == null) {
canDefineEMIAmount = multiDisburseLoan;
} else if (multiDisburseLoan != null) {
canDefineEMIAmount = canDefineInstalmentAmount || multiDisburseLoan;
}
this.canDefineInstalmentAmount = canDefineEMIAmount;
this.fixedEmiAmount = fixedEmiAmount;
this.maxOutstandingLoanBalance = maxOutstandingLoanBalance;
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/domain/Loan.java
+31 -16
View File
@@ -1195,9 +1195,9 @@ public class Loan extends AbstractPersistable<Long> {
if (command.isChangeInBooleanParameterNamed(createSiAtDisbursementParameterName, shouldCreateStandingInstructionAtDisbursement())) {
final Boolean valueAsInput = command.booleanObjectValueOfParameterNamed(createSiAtDisbursementParameterName);
actualChanges.put(createSiAtDisbursementParameterName, valueAsInput);
this.createStandingInstructionAtDisbursement = valueAsInput;
this.createStandingInstructionAtDisbursement = valueAsInput;
}
final String externalIdParamName = "externalId";
if (command.isChangeInStringParameterNamed(externalIdParamName, this.externalId)) {
final String newValue = command.stringValueOfParameterNamed(externalIdParamName);
@@ -1398,9 +1398,6 @@ public class Loan extends AbstractPersistable<Long> {
if (loanProduct.isMultiDisburseLoan()) {
updateDisbursementDetails(command, actualChanges);
if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.emiAmountParameterName, this.fixedEmiAmount)) {
this.fixedEmiAmount = command.bigDecimalValueOfParameterNamed(LoanApiConstants.emiAmountParameterName);
}
if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.maxOutstandingBalanceParameterName,
this.maxOutstandingLoanBalance)) {
this.maxOutstandingLoanBalance = command
@@ -1417,6 +1414,15 @@ public class Loan extends AbstractPersistable<Long> {
}
} else {
this.disbursementDetails.clear();
}
if (loanProduct.isMultiDisburseLoan() || loanProduct.canDefineInstalmentAmount()) {
if (command.isChangeInBigDecimalParameterNamed(LoanApiConstants.emiAmountParameterName, this.fixedEmiAmount)) {
this.fixedEmiAmount = command.bigDecimalValueOfParameterNamed(LoanApiConstants.emiAmountParameterName);
actualChanges.put(LoanApiConstants.emiAmountParameterName, this.fixedEmiAmount);
actualChanges.put("recalculateLoanSchedule", true);
}
} else {
this.fixedEmiAmount = null;
}
@@ -2076,10 +2082,15 @@ public class Loan extends AbstractPersistable<Long> {
public void regenerateScheduleOnDisbursement(final ScheduleGeneratorDTO scheduleGeneratorDTO, final boolean recalculateSchedule,
final LocalDate actualDisbursementDate, BigDecimal emiAmount, final AppUser currentUser) {
boolean isEmiAmountChanged = false;
if (this.loanProduct.isMultiDisburseLoan() && emiAmount != null && emiAmount.compareTo(retriveLastEmiAmount()) != 0) {
LoanTermVariations loanVariationTerms = new LoanTermVariations(LoanTermVariationType.EMI_AMOUNT.getValue(),
actualDisbursementDate.toDate(), emiAmount, this);
this.loanTermVariations.add(loanVariationTerms);
if ((this.loanProduct.isMultiDisburseLoan() || this.loanProduct.canDefineInstalmentAmount()) && emiAmount != null
&& emiAmount.compareTo(retriveLastEmiAmount()) != 0) {
if (this.loanProduct.isMultiDisburseLoan()) {
LoanTermVariations loanVariationTerms = new LoanTermVariations(LoanTermVariationType.EMI_AMOUNT.getValue(),
actualDisbursementDate.toDate(), emiAmount, this);
this.loanTermVariations.add(loanVariationTerms);
} else {
this.fixedEmiAmount = emiAmount;
}
isEmiAmountChanged = true;
}
@@ -2315,7 +2326,8 @@ public class Loan extends AbstractPersistable<Long> {
loanTermFrequency, loanTermPeriodFrequencyType, nthDayType, dayOfWeekType, getDisbursementDate(),
getExpectedFirstRepaymentOnDate(), scheduleGeneratorDTO.getCalculatedRepaymentsStartingFromDate(), getInArrearsTolerance(),
this.loanRepaymentScheduleDetail, this.loanProduct.isMultiDisburseLoan(), this.fixedEmiAmount, disbursementData,
this.maxOutstandingLoanBalance, loanVariationTermsData, getInterestChargedFromDate());
this.maxOutstandingLoanBalance, loanVariationTermsData, getInterestChargedFromDate(),
this.loanProduct.getInstalmentAmountInMultiplesOf());
final LoanScheduleModel loanSchedule = loanScheduleGenerator.generate(mc, loanApplicationTerms, charges(),
scheduleGeneratorDTO.getHolidayDetailDTO());
@@ -4639,7 +4651,7 @@ public class Loan extends AbstractPersistable<Long> {
calculatedRepaymentsStartingFromDate, getInArrearsTolerance(), this.loanRepaymentScheduleDetail,
this.loanProduct.isMultiDisburseLoan(), this.fixedEmiAmount, disbursementData, this.maxOutstandingLoanBalance,
loanVariationTermsData, getInterestChargedFromDate(), this.loanInterestRecalculationDetails,
calendarInstanceForInterestRecalculation, recalculationFrequencyType);
calendarInstanceForInterestRecalculation, recalculationFrequencyType, this.loanProduct.getInstalmentAmountInMultiplesOf());
return loanApplicationTerms;
}
@@ -4682,7 +4694,8 @@ public class Loan extends AbstractPersistable<Long> {
final LoanApplicationTerms loanApplicationTerms = LoanApplicationTerms.assembleFrom(null, loanTermFrequency,
loanTermPeriodFrequencyType, nthDayType, dayOfWeekType, getDisbursementDate(), getExpectedFirstRepaymentOnDate(), null,
getInArrearsTolerance(), this.loanRepaymentScheduleDetail, this.loanProduct.isMultiDisburseLoan(), this.fixedEmiAmount,
disbursementData, this.maxOutstandingLoanBalance, loanVariationTermsData, getInterestChargedFromDate());
disbursementData, this.maxOutstandingLoanBalance, loanVariationTermsData, getInterestChargedFromDate(),
this.loanProduct.getInstalmentAmountInMultiplesOf());
installment = loanScheduleGenerator.calculatePrepaymentAmount(this.repaymentScheduleInstallments, getCurrency(),
LocalDate.now(), getInterestChargedFromDate(), loanApplicationTerms, mc, charges());
@@ -4880,10 +4893,12 @@ public class Loan extends AbstractPersistable<Long> {
LoanEnumerations.loanvariationType(LoanTermVariationType.EMI_AMOUNT), expectedDisbursementDate, emiAmount);
loanVariationTermsData.add(data);
return LoanApplicationTerms.assembleFrom(applicationCurrency, loanTermFrequency, loanTermPeriodFrequencyType, nthDayType,
dayOfWeekType, expectedDisbursementDate, repaymentsStartingFromDate, calculatedRepaymentsStartingFromDate,
inArrearsToleranceMoney, this.loanRepaymentScheduleDetail, loanProduct.isMultiDisburseLoan(), emiAmount, disbursementData,
maxOutstandingBalance, loanVariationTermsData, interestChargedFromDate);
return LoanApplicationTerms
.assembleFrom(applicationCurrency, loanTermFrequency, loanTermPeriodFrequencyType, nthDayType, dayOfWeekType,
expectedDisbursementDate, repaymentsStartingFromDate, calculatedRepaymentsStartingFromDate,
inArrearsToleranceMoney, this.loanRepaymentScheduleDetail, loanProduct.isMultiDisburseLoan(), emiAmount,
disbursementData, maxOutstandingBalance, loanVariationTermsData, interestChargedFromDate,
this.loanProduct.getInstalmentAmountInMultiplesOf());
}
/**
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/loanschedule/domain/AbstractLoanScheduleGenerator.java
+9 -20
View File
@@ -117,7 +117,6 @@ public abstract class AbstractLoanScheduleGenerator implements LoanScheduleGener
outstandingBalance = outstandingBalance.zero().plus(disburseAmt);
}
Money reducePrincipal = totalCumulativePrincipal.zero();
Money fixedEmiAmount = totalCumulativePrincipal.zero();
int daysCalcForInstallmentNumber = 0;
LocalDate scheduleStartDateAsPerFrequency = periodStartDate;
while (!outstandingBalance.isZero()) {
@@ -191,7 +190,6 @@ public abstract class AbstractLoanScheduleGenerator implements LoanScheduleGener
BigDecimal disburseAmt = BigDecimal.ZERO;
if (loanApplicationTerms.isMultiDisburseLoan()) {
loanApplicationTerms.setFixedEmiAmountForPeriod(scheduledDueDate);
fixedEmiAmount = fixedEmiAmount.zero().plus(loanApplicationTerms.getFixedEmiAmount());
final Collection<DisbursementData> disbursementDatas = new ArrayList<>();
LocalDate tillDate = scheduledDueDate;
if (prepayDate != null && prepayDate.isBefore(tillDate)) {
@@ -233,16 +231,12 @@ public abstract class AbstractLoanScheduleGenerator implements LoanScheduleGener
if (!loanApplicationTerms.isMultiDisburseLoan()) {
loanApplicationTerms.setFixedEmiAmount(null);
}
fixedEmiAmount = fixedEmiAmount.zero();
outstandingBalance = outstandingBalance.minus(reducePrincipal);
balanceForcalculation = balanceForcalculation.minus(reducePrincipal);
totalCumulativePrincipal = totalCumulativePrincipal.plus(reducePrincipal);
reducePrincipal = reducePrincipal.zero();
break;
case REDUCE_NUMBER_OF_INSTALLMENTS:
if (fixedEmiAmount.isGreaterThanZero()) {
loanApplicationTerms.setFixedEmiAmount(fixedEmiAmount.getAmount());
}
outstandingBalance = outstandingBalance.minus(reducePrincipal);
balanceForcalculation = balanceForcalculation.minus(reducePrincipal);
totalCumulativePrincipal = totalCumulativePrincipal.plus(reducePrincipal);
@@ -385,14 +379,10 @@ public abstract class AbstractLoanScheduleGenerator implements LoanScheduleGener
// Exclude principal portion for interest only installments
if (!recalculatedInterestComponent) {
principalForThisPeriod = principalInterestForThisPeriod.principal();
if (diffAmt != null && !diffAmt.isEmpty() && loanApplicationTerms.getAmortizationMethod().isEqualInstallment()) {
Money principalToBeAdjust = principalForThisPeriod.zero();
if (fixedEmiAmount.isZero()) {
principalToBeAdjust = principalInterestForThisPeriod.interest().minus(interestForThisinstallment);
} else {
principalToBeAdjust = fixedEmiAmount.minus(principalForThisPeriod).minus(interestForThisinstallment);
}
if (((diffAmt != null && !diffAmt.isEmpty()) || interestToBeAdded.compareTo(BigDecimal.ZERO) == 1)
&& loanApplicationTerms.getAmortizationMethod().isEqualInstallment()) {
Money principalToBeAdjust = Money.of(currency, loanApplicationTerms.getFixedEmiAmount()).minus(principalForThisPeriod)
.minus(interestForThisinstallment);
principalForThisPeriod = principalForThisPeriod.plus(principalToBeAdjust);
principalForThisPeriod = loanApplicationTerms.adjustPrincipalIfLastRepaymentPeriod(principalForThisPeriod,
totalCumulativePrincipal.plus(principalForThisPeriod), periodNumber);
@@ -407,9 +397,6 @@ public abstract class AbstractLoanScheduleGenerator implements LoanScheduleGener
}
}
if (fixedEmiAmount.isZero() && !recalculatedInterestComponent) {
fixedEmiAmount = principalForThisPeriod.plus(interestForThisinstallment);
}
reducePrincipal = reducePrincipal.minus(reducePrincipalForCurrentInstallment);
if (principalForThisPeriod.isGreaterThan(reducePrincipalForCurrentInstallment)) {
@@ -543,6 +530,8 @@ public abstract class AbstractLoanScheduleGenerator implements LoanScheduleGener
}
}
loanApplicationTerms.resetFixedEmiAmount();
return LoanScheduleModel.from(periods, applicationCurrency, loanTermInDays, principalDisbursed, totalPrincipalExpected,
totalPrincipalPaid, totalInterestCharged, totalFeeChargesCharged, totalPenaltyChargesCharged, totalRepaymentExpected,
totalOutstanding);
@@ -794,12 +783,12 @@ public abstract class AbstractLoanScheduleGenerator implements LoanScheduleGener
Money principalDue = Money.of(currency, period.principalDue());
Money interestDue = Money.of(currency, period.interestDue());
if(principalDue.isZero() && interestDue.isZero()) {
if (principalDue.isZero() && interestDue.isZero()) {
period.updateFeeChargesDue(Money.zero(currency));
period.updatePenaltyChargesDue(Money.zero(currency));
}
Money feeChargesDue = Money.of(currency, period.feeChargesDue());
Money penaltyChargesDue = Money.of(currency, period.penaltyChargesDue());
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/loanschedule/domain/LoanApplicationTerms.java
+35 -23
View File
@@ -112,6 +112,8 @@ public final class LoanApplicationTerms {
private BigDecimal fixedEmiAmount;
private BigDecimal actualFixedEmiAmount;
private final BigDecimal maxOutstandingBalance;
private final List<LoanTermVariationsData> emiAmountVariations;
@@ -132,6 +134,8 @@ public final class LoanApplicationTerms {
private final RecalculationFrequencyType recalculationFrequencyType;
private final Integer instalmentAmountInMultiplesOf;
public static LoanApplicationTerms assembleFrom(final ApplicationCurrency currency, final Integer loanTermFrequency,
final PeriodFrequencyType loanTermPeriodFrequencyType, final Integer numberOfRepayments, final Integer repaymentEvery,
final PeriodFrequencyType repaymentPeriodFrequencyType, Integer nthDay, DayOfWeekType weekDayType,
@@ -144,7 +148,8 @@ public final class LoanApplicationTerms {
final Money inArrearsTolerance, final boolean multiDisburseLoan, final BigDecimal emiAmount,
final List<DisbursementData> disbursementDatas, final BigDecimal maxOutstandingBalance,
final List<LoanTermVariationsData> emiAmountVariations, final Integer graceOnArrearsAgeing,
final DaysInMonthType daysInMonthType, final DaysInYearType daysInYearType, final boolean isInterestRecalculationEnabled) {
final DaysInMonthType daysInMonthType, final DaysInYearType daysInYearType, final boolean isInterestRecalculationEnabled,
Integer instalmentAmountInMultiplesOf) {
final LoanRescheduleStrategyMethod rescheduleStrategyMethod = null;
final InterestRecalculationCompoundingMethod interestRecalculationCompoundingMethod = null;
@@ -157,7 +162,7 @@ public final class LoanApplicationTerms {
graceOnInterestPayment, graceOnInterestCharged, interestChargedFromDate, inArrearsTolerance, multiDisburseLoan, emiAmount,
disbursementDatas, maxOutstandingBalance, emiAmountVariations, graceOnArrearsAgeing, daysInMonthType, daysInYearType,
isInterestRecalculationEnabled, rescheduleStrategyMethod, interestRecalculationCompoundingMethod, restCalendarInstance,
recalculationFrequencyType);
recalculationFrequencyType, instalmentAmountInMultiplesOf);
}
public static LoanApplicationTerms assembleFrom(final ApplicationCurrency applicationCurrency, final Integer loanTermFrequency,
@@ -166,7 +171,8 @@ public final class LoanApplicationTerms {
final LocalDate calculatedRepaymentsStartingFromDate, final Money inArrearsTolerance,
final LoanProductRelatedDetail loanProductRelatedDetail, final boolean multiDisburseLoan, final BigDecimal emiAmount,
final List<DisbursementData> disbursementDatas, final BigDecimal maxOutstandingBalance,
final List<LoanTermVariationsData> emiAmountVariations, final LocalDate interestChargedFromDate) {
final List<LoanTermVariationsData> emiAmountVariations, final LocalDate interestChargedFromDate,
Integer instalmentAmountInMultiplesOf) {
final Integer numberOfRepayments = loanProductRelatedDetail.getNumberOfRepayments();
final Integer repaymentEvery = loanProductRelatedDetail.getRepayEvery();
@@ -201,7 +207,8 @@ public final class LoanApplicationTerms {
graceOnPrincipalPayment, graceOnInterestPayment, graceOnInterestCharged, interestChargedFromDate, inArrearsTolerance,
multiDisburseLoan, emiAmount, disbursementDatas, maxOutstandingBalance, emiAmountVariations,
loanProductRelatedDetail.getGraceOnDueDate(), daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
rescheduleStrategyMethod, interestRecalculationCompoundingMethod, restCalendarInstance, recalculationFrequencyType);
rescheduleStrategyMethod, interestRecalculationCompoundingMethod, restCalendarInstance, recalculationFrequencyType,
instalmentAmountInMultiplesOf);
}
public static LoanApplicationTerms assembleFrom(final ApplicationCurrency applicationCurrency, final Integer loanTermFrequency,
@@ -211,7 +218,7 @@ public final class LoanApplicationTerms {
final BigDecimal emiAmount, final List<DisbursementData> disbursementDatas, final BigDecimal maxOutstandingBalance,
final List<LoanTermVariationsData> emiAmountVariations, final LocalDate interestChargedFromDate,
final LoanInterestRecalculationDetails interestRecalculationDetails, final CalendarInstance restCalendarInstance,
final RecalculationFrequencyType recalculationFrequencyType) {
final RecalculationFrequencyType recalculationFrequencyType, Integer instalmentAmountInMultiplesOf) {
final Integer numberOfRepayments = loanProductRelatedDetail.getNumberOfRepayments();
final Integer repaymentEvery = loanProductRelatedDetail.getRepayEvery();
@@ -248,7 +255,7 @@ public final class LoanApplicationTerms {
graceOnInterestPayment, graceOnInterestCharged, interestChargedFromDate, inArrearsTolerance, multiDisburseLoan, emiAmount,
disbursementDatas, maxOutstandingBalance, emiAmountVariations, loanProductRelatedDetail.getGraceOnDueDate(),
daysInMonthType, daysInYearType, isInterestRecalculationEnabled, rescheduleStrategyMethod,
interestRecalculationCompoundingMethod, restCalendarInstance, recalculationFrequencyType);
interestRecalculationCompoundingMethod, restCalendarInstance, recalculationFrequencyType, instalmentAmountInMultiplesOf);
}
public static LoanApplicationTerms assembleFrom(final Integer repaymentEvery, final PeriodFrequencyType repaymentPeriodFrequencyType,
@@ -266,7 +273,7 @@ public final class LoanApplicationTerms {
applicationTerms.graceOnArrearsAgeing, applicationTerms.daysInMonthType, applicationTerms.daysInYearType,
applicationTerms.interestRecalculationEnabled, applicationTerms.rescheduleStrategyMethod,
applicationTerms.interestRecalculationCompoundingMethod, applicationTerms.restCalendarInstance,
applicationTerms.recalculationFrequencyType);
applicationTerms.recalculationFrequencyType, applicationTerms.instalmentAmountInMultiplesOf);
}
private LoanApplicationTerms(final ApplicationCurrency currency, final Integer loanTermFrequency,
@@ -283,7 +290,8 @@ public final class LoanApplicationTerms {
final Integer graceOnArrearsAgeing, final DaysInMonthType daysInMonthType, final DaysInYearType daysInYearType,
final boolean isInterestRecalculationEnabled, final LoanRescheduleStrategyMethod rescheduleStrategyMethod,
final InterestRecalculationCompoundingMethod interestRecalculationCompoundingMethod,
final CalendarInstance restCalendarInstance, final RecalculationFrequencyType recalculationFrequencyType) {
final CalendarInstance restCalendarInstance, final RecalculationFrequencyType recalculationFrequencyType,
final Integer instalmentAmountInMultiplesOf) {
this.currency = currency;
this.loanTermFrequency = loanTermFrequency;
this.loanTermPeriodFrequencyType = loanTermPeriodFrequencyType;
@@ -313,6 +321,7 @@ public final class LoanApplicationTerms {
this.inArrearsTolerance = inArrearsTolerance;
this.multiDisburseLoan = multiDisburseLoan;
this.fixedEmiAmount = emiAmount;
this.actualFixedEmiAmount = emiAmount;
this.disbursementDatas = disbursementDatas;
this.maxOutstandingBalance = maxOutstandingBalance;
this.emiAmountVariations = emiAmountVariations;
@@ -324,6 +333,7 @@ public final class LoanApplicationTerms {
this.interestRecalculationCompoundingMethod = interestRecalculationCompoundingMethod;
this.restCalendarInstance = restCalendarInstance;
this.recalculationFrequencyType = recalculationFrequencyType;
this.instalmentAmountInMultiplesOf = instalmentAmountInMultiplesOf;
}
public Money adjustPrincipalIfLastRepaymentPeriod(final Money principalForPeriod, final Money totalCumulativePrincipalToDate,
@@ -508,15 +518,6 @@ public final class LoanApplicationTerms {
return periodNumber == numberOfRepayments;
}
private Money calculateTotalDueForEqualInstallmentLoan(final BigDecimal periodicInterestRate) {
final int periodsElapsed = 0;
final double paymentPerRepaymentPeriod = paymentPerPeriod(periodicInterestRate, this.principal, periodsElapsed);
double totalRepayment = paymentPerRepaymentPeriod * this.numberOfRepayments;
return Money.of(this.principal.getCurrency(), BigDecimal.valueOf(totalRepayment));
}
/**
* general method to calculate totalInterestDue discounting any grace
* settings
@@ -801,14 +802,21 @@ public final class LoanApplicationTerms {
private double paymentPerPeriod(final BigDecimal periodicInterestRate, final Money balance, final int periodsElapsed) {
if (fixedEmiAmount != null) { return fixedEmiAmount.doubleValue(); }
final double futureValue = 0;
final double principalDouble = balance.getAmount().multiply(BigDecimal.valueOf(-1)).doubleValue();
if (this.fixedEmiAmount == null) {
final double futureValue = 0;
final double principalDouble = balance.getAmount().multiply(BigDecimal.valueOf(-1)).doubleValue();
final Integer periodsRemaining = this.numberOfRepayments - periodsElapsed;
final Integer periodsRemaining = this.numberOfRepayments - periodsElapsed;
return FinanicalFunctions.pmt(periodicInterestRate.doubleValue(), periodsRemaining.doubleValue(), principalDouble, futureValue,
false);
double installmentAmount = FinanicalFunctions.pmt(periodicInterestRate.doubleValue(), periodsRemaining.doubleValue(),
principalDouble, futureValue, false);
if (this.instalmentAmountInMultiplesOf != null) {
installmentAmount = Money.roundToMultiplesOf(installmentAmount, this.instalmentAmountInMultiplesOf);
}
setFixedEmiAmount(BigDecimal.valueOf(installmentAmount));
}
return this.fixedEmiAmount.doubleValue();
}
private Money calculateDecliningInterestDueForInstallmentBeforeApplyingGrace(final PaymentPeriodsInOneYearCalculator calculator,
@@ -1014,6 +1022,10 @@ public final class LoanApplicationTerms {
this.fixedEmiAmount = fixedEmiAmount;
}
public void resetFixedEmiAmount() {
this.fixedEmiAmount = this.actualFixedEmiAmount;
}
public LoanRescheduleStrategyMethod getLoanRescheduleStrategyMethod() {
return LoanRescheduleStrategyMethod.REDUCE_EMI_AMOUNT;
}
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/loanschedule/service/LoanScheduleAssembler.java
+3 -1
View File
@@ -249,6 +249,8 @@ public class LoanScheduleAssembler {
final DaysInYearType daysInYearType = loanProduct.fetchDaysInYearType();
final boolean isInterestRecalculationEnabled = loanProduct.isInterestRecalculationEnabled();
final Integer instalmentAmountInMultiplesOf = loanProduct.getInstalmentAmountInMultiplesOf();
return LoanApplicationTerms.assembleFrom(applicationCurrency, loanTermFrequency, loanTermPeriodFrequencyType, numberOfRepayments,
repaymentEvery, repaymentPeriodFrequencyType, nthDay, weekDayType, amortizationMethod, interestMethod,
@@ -256,7 +258,7 @@ public class LoanScheduleAssembler {
principalMoney, expectedDisbursementDate, repaymentsStartingFromDate, calculatedRepaymentsStartingFromDate,
graceOnPrincipalPayment, graceOnInterestPayment, graceOnInterestCharged, interestChargedFromDate, inArrearsToleranceMoney,
loanProduct.isMultiDisburseLoan(), emiAmount, disbursementDatas, maxOutstandingBalance, loanVariationTermsData,
graceOnArrearsAgeing, daysInMonthType, daysInYearType, isInterestRecalculationEnabled);
graceOnArrearsAgeing, daysInMonthType, daysInYearType, isInterestRecalculationEnabled, instalmentAmountInMultiplesOf);
}
private List<DisbursementData> fetchDisbursementData(final JsonObject command) {
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/loanschedule/service/LoanScheduleCalculationPlatformServiceImpl.java
+5 -5
View File
@@ -95,19 +95,19 @@ public class LoanScheduleCalculationPlatformServiceImpl implements LoanScheduleC
* TODO: Vishwas, this is probably not required, test and remove the
* same
**/
final Long productId = this.fromJsonHelper.extractLongNamed("productId", query.parsedJson());
final LoanProduct loanProduct = this.loanProductRepository.findOne(productId);
if (loanProduct == null) { throw new LoanProductNotFoundException(productId); }
if (validateParams) {
boolean isMeetingMandatoryForJLGLoans = configurationDomainService.isMeetingMandatoryForJLGLoans();
this.loanApiJsonDeserializer.validateForCreate(query.json(), isMeetingMandatoryForJLGLoans);
this.loanApiJsonDeserializer.validateForCreate(query.json(), isMeetingMandatoryForJLGLoans, loanProduct);
}
this.fromApiJsonDeserializer.validate(query.json());
final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loan");
final Long productId = this.fromJsonHelper.extractLongNamed("productId", query.parsedJson());
final LoanProduct loanProduct = this.loanProductRepository.findOne(productId);
if (loanProduct == null) { throw new LoanProductNotFoundException(productId); }
if (loanProduct.useBorrowerCycle()) {
final Long clientId = this.fromJsonHelper.extractLongNamed("clientId", query.parsedJson());
final Long groupId = this.fromJsonHelper.extractLongNamed("groupId", query.parsedJson());
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/serialization/LoanApplicationCommandFromApiJsonHelper.java
+13 -2
View File
@@ -21,6 +21,7 @@ import org.mifosplatform.infrastructure.core.data.ApiParameterError;
import org.mifosplatform.infrastructure.core.data.DataValidatorBuilder;
import org.mifosplatform.infrastructure.core.exception.InvalidJsonException;
import org.mifosplatform.infrastructure.core.exception.PlatformApiDataValidationException;
import org.mifosplatform.infrastructure.core.exception.UnsupportedParameterException;
import org.mifosplatform.infrastructure.core.serialization.FromJsonHelper;
import org.mifosplatform.portfolio.accountdetails.domain.AccountType;
import org.mifosplatform.portfolio.loanaccount.api.LoanApiConstants;
@@ -78,7 +79,7 @@ public final class LoanApplicationCommandFromApiJsonHelper {
this.apiJsonHelper = apiJsonHelper;
}
public void validateForCreate(final String json, final boolean isMeetingMandatoryForJLGLoans) {
public void validateForCreate(final String json, final boolean isMeetingMandatoryForJLGLoans, final LoanProduct loanProduct) {
if (StringUtils.isBlank(json)) { throw new InvalidJsonException(); }
final Type typeOfMap = new TypeToken<Map<String, Object>>() {}.getType();
@@ -362,6 +363,11 @@ public final class LoanApplicationCommandFromApiJsonHelper {
}
if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.emiAmountParameterName, element)) {
if (!(loanProduct.canDefineInstalmentAmount() || loanProduct.isMultiDisburseLoan())) {
List<String> unsupportedParameterList = new ArrayList<>();
unsupportedParameterList.add(LoanApiConstants.emiAmountParameterName);
throw new UnsupportedParameterException(unsupportedParameterList);
}
final BigDecimal emiAnount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.emiAmountParameterName,
element);
baseDataValidator.reset().parameter(LoanApiConstants.emiAmountParameterName).value(emiAnount).ignoreIfNull().positiveAmount();
@@ -377,7 +383,7 @@ public final class LoanApplicationCommandFromApiJsonHelper {
if (!dataValidationErrors.isEmpty()) { throw new PlatformApiDataValidationException(dataValidationErrors); }
}
public void validateForModify(final String json) {
public void validateForModify(final String json, final LoanProduct loanProduct) {
if (StringUtils.isBlank(json)) { throw new InvalidJsonException(); }
final Type typeOfMap = new TypeToken<Map<String, Object>>() {}.getType();
@@ -705,6 +711,11 @@ public final class LoanApplicationCommandFromApiJsonHelper {
}
if (this.fromApiJsonHelper.parameterExists(LoanApiConstants.emiAmountParameterName, element)) {
if (!(loanProduct.canDefineInstalmentAmount() || loanProduct.isMultiDisburseLoan())) {
List<String> unsupportedParameterList = new ArrayList<>();
unsupportedParameterList.add(LoanApiConstants.emiAmountParameterName);
throw new UnsupportedParameterException(unsupportedParameterList);
}
final BigDecimal emiAnount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.emiAmountParameterName,
element);
baseDataValidator.reset().parameter(LoanApiConstants.emiAmountParameterName).value(emiAnount).ignoreIfNull().positiveAmount();
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanApplicationWritePlatformServiceJpaRepositoryImpl.java
+6 -7
View File
@@ -193,15 +193,15 @@ public class LoanApplicationWritePlatformServiceJpaRepositoryImpl implements Loa
try {
final AppUser currentUser = getAppUserIfPresent();
boolean isMeetingMandatoryForJLGLoans = configurationDomainService.isMeetingMandatoryForJLGLoans();
final Long productId = this.fromJsonHelper.extractLongNamed("productId", command.parsedJson());
final LoanProduct loanProduct = this.loanProductRepository.findOne(productId);
if (loanProduct == null) { throw new LoanProductNotFoundException(productId); }
this.fromApiJsonDeserializer.validateForCreate(command.json(), isMeetingMandatoryForJLGLoans);
this.fromApiJsonDeserializer.validateForCreate(command.json(), isMeetingMandatoryForJLGLoans, loanProduct);
final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("loan");
final Long productId = this.fromJsonHelper.extractLongNamed("productId", command.parsedJson());
final LoanProduct loanProduct = this.loanProductRepository.findOne(productId);
if (loanProduct == null) { throw new LoanProductNotFoundException(productId); }
if (loanProduct.useBorrowerCycle()) {
final Long clientId = this.fromJsonHelper.extractLongNamed("clientId", command.parsedJson());
final Long groupId = this.fromJsonHelper.extractLongNamed("groupId", command.parsedJson());
@@ -376,10 +376,9 @@ public class LoanApplicationWritePlatformServiceJpaRepositoryImpl implements Loa
try {
AppUser currentUser = getAppUserIfPresent();
this.fromApiJsonDeserializer.validateForModify(command.json());
final Loan existingLoanApplication = retrieveLoanBy(loanId);
this.fromApiJsonDeserializer.validateForModify(command.json(), existingLoanApplication.loanProduct());
checkClientOrGroupActive(existingLoanApplication);
if (!existingLoanApplication.isSubmittedAndPendingApproval()) { throw new LoanApplicationNotInSubmittedAndPendingApprovalStateCannotBeModified(
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanAssembler.java
+11 -7
View File
@@ -159,8 +159,9 @@ public class LoanAssembler {
final Long transactionProcessingStrategyId = this.fromApiJsonHelper.extractLongNamed("transactionProcessingStrategyId", element);
final Long loanPurposeId = this.fromApiJsonHelper.extractLongNamed("loanPurposeId", element);
final Boolean syncDisbursementWithMeeting = this.fromApiJsonHelper.extractBooleanNamed("syncDisbursementWithMeeting", element);
final Boolean createStandingInstructionAtDisbursement = this.fromApiJsonHelper.extractBooleanNamed("createStandingInstructionAtDisbursement", element);
final Boolean createStandingInstructionAtDisbursement = this.fromApiJsonHelper.extractBooleanNamed(
"createStandingInstructionAtDisbursement", element);
final LoanProduct loanProduct = this.loanProductRepository.findOne(productId);
if (loanProduct == null) { throw new LoanProductNotFoundException(productId); }
@@ -198,11 +199,13 @@ public class LoanAssembler {
final EnumOptionData loanType = AccountEnumerations.loanType(loanTypeStr);
Set<LoanDisbursementDetails> disbursementDetails = null;
BigDecimal fixedEmiAmount = null;
if (loanProduct.isMultiDisburseLoan() || loanProduct.canDefineInstalmentAmount()) {
fixedEmiAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LoanApiConstants.emiAmountParameterName, element);
}
BigDecimal maxOutstandingLoanBalance = null;
if (loanProduct.isMultiDisburseLoan()) {
disbursementDetails = fetchDisbursementData(element.getAsJsonObject());
final Locale locale = this.fromApiJsonHelper.extractLocaleParameter(element.getAsJsonObject());
fixedEmiAmount = this.fromApiJsonHelper.extractBigDecimalNamed(LoanApiConstants.emiAmountParameterName, element, locale);
maxOutstandingLoanBalance = this.fromApiJsonHelper.extractBigDecimalNamed(LoanApiConstants.maxOutstandingBalanceParameterName,
element, locale);
if (disbursementDetails.isEmpty()) {
@@ -234,14 +237,14 @@ public class LoanAssembler {
loanApplication = Loan.newIndividualLoanApplicationFromGroup(accountNo, client, group, loanType.getId().intValue(),
loanProduct, fund, loanOfficer, loanPurpose, loanTransactionProcessingStrategy, loanProductRelatedDetail, loanCharges,
collateral, syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance,
collateral, syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance,
createStandingInstructionAtDisbursement);
} else if (group != null) {
loanApplication = Loan.newGroupLoanApplication(accountNo, group, loanType.getId().intValue(), loanProduct, fund, loanOfficer,
loanPurpose, loanTransactionProcessingStrategy, loanProductRelatedDetail, loanCharges, collateral,
syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance,
syncDisbursementWithMeeting, fixedEmiAmount, disbursementDetails, maxOutstandingLoanBalance,
createStandingInstructionAtDisbursement);
} else if (client != null) {
@@ -264,8 +267,9 @@ public class LoanAssembler {
loanDisbursementDetails.updateLoan(loanApplication);
}
}
final LocalDate recalculationRestFrequencyDate = this.fromApiJsonHelper.extractLocalDateNamed(LoanProductConstants.recalculationRestFrequencyDateParamName, element);
final LocalDate recalculationRestFrequencyDate = this.fromApiJsonHelper.extractLocalDateNamed(
LoanProductConstants.recalculationRestFrequencyDateParamName, element);
final LoanApplicationTerms loanApplicationTerms = this.loanScheduleAssembler.assembleLoanTerms(element);
final boolean isHolidayEnabled = this.configurationDomainService.isRescheduleRepaymentsOnHolidaysEnabled();
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java
+5 -3
View File
@@ -498,6 +498,7 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
+ " l.loan_type_enum as loanType, l.loanpurpose_cv_id as loanPurposeId, cv.code_value as loanPurposeName,"
+ " lp.id as loanProductId, lp.name as loanProductName, lp.description as loanProductDescription,"
+ " lp.allow_multiple_disbursals as multiDisburseLoan,"
+ " lp.can_define_fixed_emi_amount as canDefineInstalmentAmount,"
+ " c.id as clientId, c.display_name as clientName, c.office_id as clientOfficeId,"
+ " g.id as groupId, g.display_name as groupName,"
+ " g.office_id as groupOfficeId, g.staff_id As groupStaffId , g.parent_id as groupParentId, "
@@ -627,6 +628,7 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
final String loanProductName = rs.getString("loanProductName");
final String loanProductDescription = rs.getString("loanProductDescription");
final Boolean multiDisburseLoan = rs.getBoolean("multiDisburseLoan");
final Boolean canDefineInstalmentAmount = rs.getBoolean("canDefineInstalmentAmount");
final BigDecimal outstandingLoanBalance = rs.getBigDecimal("outstandingLoanBalance");
final LocalDate submittedOnDate = JdbcSupport.getLocalDate(rs, "submittedOnDate");
@@ -832,9 +834,9 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
amortizationType, interestRatePerPeriod, interestRateFrequencyType, annualInterestRate, interestType,
interestCalculationPeriodType, expectedFirstRepaymentOnDate, graceOnPrincipalPayment, graceOnInterestPayment,
graceOnInterestCharged, interestChargedFromDate, timeline, loanSummary, feeChargesDueAtDisbursementCharged,
syncDisbursementWithMeeting, loanCounter, loanProductCounter, multiDisburseLoan, fixedEmiAmount,
outstandingLoanBalance, inArrears, graceOnArrearsAgeing, isNPA, daysInMonthType, daysInYearType,
isInterestRecalculationEnabled, interestRecalculationData, createStandingInstructionAtDisbursement);
syncDisbursementWithMeeting, loanCounter, loanProductCounter, multiDisburseLoan, canDefineInstalmentAmount,
fixedEmiAmount, outstandingLoanBalance, inArrears, graceOnArrearsAgeing, isNPA, daysInMonthType,
daysInYearType, isInterestRecalculationEnabled, interestRecalculationData, createStandingInstructionAtDisbursement);
}
}
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanproduct/LoanProductConstants.java
+4
View File
@@ -78,4 +78,8 @@ public interface LoanProductConstants {
public static final String minimumGuaranteeFromOwnFundsParamName = "minimumGuaranteeFromOwnFunds";
public static final String minimumGuaranteeFromGuarantorParamName = "minimumGuaranteeFromGuarantor";
// Fixed installment configuration related
public static final String canDefineEmiAmountParamName = "canDefineInstalmentAmount";
public static final String instalmentAmountInMultiplesOfParamName = "instalmentAmountInMultiplesOf";
}
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanproduct/data/LoanProductData.java
+23 -4
View File
@@ -84,6 +84,8 @@ public class LoanProductData {
private final boolean isInterestRecalculationEnabled;
private final LoanProductInterestRecalculationData interestRecalculationData;
private final Integer minimumDaysBetweenDisbursalAndFirstRepayment;
private final boolean canDefineInstalmentAmount;
private final Integer instalmentAmountInMultiplesOf;
// charges
private final Collection<ChargeData> charges;
@@ -193,6 +195,8 @@ public class LoanProductData {
final boolean isInterestRecalculationEnabled = false;
final LoanProductInterestRecalculationData interestRecalculationData = null;
final Integer minimumDaysBetweenDisbursalAndFirstRepayment = null;
final boolean canDefineInstalmentAmount = false;
final Integer instalmentAmountInMultiplesOf = null;
return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -202,7 +206,8 @@ public class LoanProductData {
accountingType, includeInBorrowerCycle, useBorrowerCycle, startDate, closeDate, status, externalId, principalVariations,
interestRateVariations, numberOfRepaymentVariations, multiDisburseLoan, maxTrancheCount, outstandingLoanBalance,
graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, productGuaranteeData);
interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, productGuaranteeData,
canDefineInstalmentAmount, instalmentAmountInMultiplesOf);
}
public static LoanProductData lookupWithCurrency(final Long id, final String name, final CurrencyData currency) {
@@ -258,6 +263,8 @@ public class LoanProductData {
final Integer minimumDaysBetweenDisbursalAndFirstRepayment = null;
final Boolean holdGuaranteeFunds = false;
final LoanProductGuaranteeData productGuaranteeData = null;
final boolean canDefineInstalmentAmount = false;
final Integer instalmentAmountInMultiplesOf = null;
return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -267,7 +274,8 @@ public class LoanProductData {
accountingType, includeInBorrowerCycle, useBorrowerCycle, startDate, closeDate, status, externalId, principalVariations,
interestRateVariations, numberOfRepaymentVariations, multiDisburseLoan, maxTrancheCount, outstandingLoanBalance,
graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, productGuaranteeData);
interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, productGuaranteeData,
canDefineInstalmentAmount, instalmentAmountInMultiplesOf);
}
public static LoanProductData sensibleDefaultsForNewLoanProductCreation() {
@@ -330,6 +338,8 @@ public class LoanProductData {
final Integer minimumDaysBetweenDisbursalAndFirstRepayment = null;
final Boolean holdGuaranteeFunds = false;
final LoanProductGuaranteeData productGuaranteeData = null;
final boolean canDefineInstalmentAmount = false;
final Integer instalmentAmountInMultiplesOf = null;
return new LoanProductData(id, name, shortName, description, currency, principal, minPrincipal, maxPrincipal, tolerance,
numberOfRepayments, minNumberOfRepayments, maxNumberOfRepayments, repaymentEvery, interestRatePerPeriod,
@@ -340,7 +350,7 @@ public class LoanProductData {
principalVariationsForBorrowerCycle, interestRateVariationsForBorrowerCycle, numberOfRepaymentVariationsForBorrowerCycle,
multiDisburseLoan, maxTrancheCount, outstandingLoanBalance, graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType,
daysInYearType, isInterestRecalculationEnabled, interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment,
holdGuaranteeFunds, productGuaranteeData);
holdGuaranteeFunds, productGuaranteeData, canDefineInstalmentAmount, instalmentAmountInMultiplesOf);
}
public static LoanProductData withAccountingDetails(final LoanProductData productData, final Map<String, Object> accountingMappings,
@@ -372,7 +382,7 @@ public class LoanProductData {
final Integer overdueDaysForNPA, final EnumOptionData daysInMonthType, final EnumOptionData daysInYearType,
final boolean isInterestRecalculationEnabled, final LoanProductInterestRecalculationData interestRecalculationData,
final Integer minimumDaysBetweenDisbursalAndFirstRepayment, boolean holdGuaranteeFunds,
LoanProductGuaranteeData loanProductGuaranteeData) {
LoanProductGuaranteeData loanProductGuaranteeData, boolean canDefineInstalmentAmount, Integer instalmentAmountInMultiplesOf) {
this.id = id;
this.name = name;
this.shortName = shortName;
@@ -452,6 +462,9 @@ public class LoanProductData {
this.rescheduleStrategyTypeOptions = null;
this.interestRecalculationFrequencyTypeOptions = null;
this.canDefineInstalmentAmount = canDefineInstalmentAmount;
this.instalmentAmountInMultiplesOf = instalmentAmountInMultiplesOf;
}
public LoanProductData(final LoanProductData productData, final Collection<ChargeData> chargeOptions,
@@ -560,6 +573,8 @@ public class LoanProductData {
this.interestRecalculationFrequencyTypeOptions = interestRecalculationFrequencyTypeOptions;
}
this.canDefineInstalmentAmount = productData.canDefineInstalmentAmount;
this.instalmentAmountInMultiplesOf = productData.instalmentAmountInMultiplesOf;
}
private Collection<ChargeData> nullIfEmpty(final Collection<ChargeData> charges) {
@@ -809,4 +824,8 @@ public class LoanProductData {
if (isInterestRecalculationEnabled()) { return this.interestRecalculationData.getRecalculationRestFrequencyInterval(); }
return null;
}
public boolean canDefineInstalmentAmount() {
return this.canDefineInstalmentAmount;
}
}
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanproduct/domain/LoanProduct.java
+37 -2
View File
@@ -136,6 +136,12 @@ public class LoanProduct extends AbstractPersistable<Long> {
@OneToOne(cascade = CascadeType.ALL, mappedBy = "loanProduct", optional = true, orphanRemoval = true)
private LoanProductGuaranteeDetails loanProductGuaranteeDetails;
@Column(name = "can_define_fixed_emi_amount")
private boolean canDefineInstalmentAmount;
@Column(name = "instalment_amount_in_multiples_of", nullable = true)
private Integer instalmentAmountInMultiplesOf;
public static LoanProduct assembleFromJson(final Fund fund, final LoanTransactionProcessingStrategy loanTransactionProcessingStrategy,
final List<Charge> productCharges, final JsonCommand command, final AprCalculator aprCalculator) {
@@ -225,6 +231,10 @@ public class LoanProduct extends AbstractPersistable<Long> {
loanProductGuaranteeDetails = LoanProductGuaranteeDetails.createFrom(command);
}
final boolean canDefineEmiAmount = command.booleanPrimitiveValueOfParameterNamed(LoanProductConstants.canDefineEmiAmountParamName);
final Integer instalmentAmountInMultiplesOf = command
.integerValueOfParameterNamed(LoanProductConstants.instalmentAmountInMultiplesOfParamName);
return new LoanProduct(fund, loanTransactionProcessingStrategy, name, shortName, description, currency, principal, minPrincipal,
maxPrincipal, interestRatePerPeriod, minInterestRatePerPeriod, maxInterestRatePerPeriod, interestFrequencyType,
annualInterestRate, interestMethod, interestCalculationPeriodMethod, repaymentEvery, repaymentFrequencyType,
@@ -233,7 +243,7 @@ public class LoanProduct extends AbstractPersistable<Long> {
startDate, closeDate, externalId, useBorrowerCycle, loanProductBorrowerCycleVariations, multiDisburseLoan, maxTrancheCount,
outstandingLoanBalance, graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType, daysInYearType,
isInterestRecalculationEnabled, interestRecalculationSettings, minimumDaysBetweenDisbursalAndFirstRepayment,
holdGuarantorFunds, loanProductGuaranteeDetails);
holdGuarantorFunds, loanProductGuaranteeDetails, canDefineEmiAmount, instalmentAmountInMultiplesOf);
}
@@ -458,7 +468,8 @@ public class LoanProduct extends AbstractPersistable<Long> {
final boolean isInterestRecalculationEnabled,
final LoanProductInterestRecalculationDetails productInterestRecalculationDetails,
final Integer minimumDaysBetweenDisbursalAndFirstRepayment, final boolean holdGuarantorFunds,
final LoanProductGuaranteeDetails loanProductGuaranteeDetails) {
final LoanProductGuaranteeDetails loanProductGuaranteeDetails, final boolean canDefineEmiAmount,
final Integer instalmentAmountInMultiplesOf) {
this.fund = fund;
this.transactionProcessingStrategy = transactionProcessingStrategy;
this.name = name.trim();
@@ -510,6 +521,8 @@ public class LoanProduct extends AbstractPersistable<Long> {
this.minimumDaysBetweenDisbursalAndFirstRepayment = minimumDaysBetweenDisbursalAndFirstRepayment;
this.holdGuaranteeFunds = holdGuarantorFunds;
this.loanProductGuaranteeDetails = loanProductGuaranteeDetails;
this.canDefineInstalmentAmount = canDefineEmiAmount;
this.instalmentAmountInMultiplesOf = instalmentAmountInMultiplesOf;
}
public MonetaryCurrency getCurrency() {
@@ -737,6 +750,20 @@ public class LoanProduct extends AbstractPersistable<Long> {
this.loanProductGuaranteeDetails.update(command, actualChanges);
}
if (command.isChangeInBooleanParameterNamed(LoanProductConstants.canDefineEmiAmountParamName, this.canDefineInstalmentAmount)) {
final boolean newValue = command.booleanPrimitiveValueOfParameterNamed(LoanProductConstants.canDefineEmiAmountParamName);
actualChanges.put(LoanProductConstants.canDefineEmiAmountParamName, newValue);
this.canDefineInstalmentAmount = newValue;
}
if (command.isChangeInIntegerParameterNamedWithNullCheck(LoanProductConstants.instalmentAmountInMultiplesOfParamName,
this.instalmentAmountInMultiplesOf)) {
final Integer newValue = command.integerValueOfParameterNamed(LoanProductConstants.instalmentAmountInMultiplesOfParamName);
actualChanges.put(LoanProductConstants.instalmentAmountInMultiplesOfParamName, newValue);
actualChanges.put("locale", localeAsInput);
this.instalmentAmountInMultiplesOf = newValue;
}
return actualChanges;
}
@@ -989,4 +1016,12 @@ public class LoanProduct extends AbstractPersistable<Long> {
return this.shortName;
}
public boolean canDefineInstalmentAmount() {
return this.canDefineInstalmentAmount;
}
public Integer getInstalmentAmountInMultiplesOf() {
return this.instalmentAmountInMultiplesOf;
}
}
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanproduct/serialization/LoanProductDataValidator.java
+30 -1
View File
@@ -73,7 +73,8 @@ public final class LoanProductDataValidator {
LoanProductConstants.recalculationRestFrequencyTypeParameterName,
LoanProductConstants.minimumDaysBetweenDisbursalAndFirstRepayment, LoanProductConstants.mandatoryGuaranteeParamName,
LoanProductConstants.holdGuaranteeFundsParamName, LoanProductConstants.minimumGuaranteeFromGuarantorParamName,
LoanProductConstants.minimumGuaranteeFromOwnFundsParamName));
LoanProductConstants.minimumGuaranteeFromOwnFundsParamName, LoanProductConstants.canDefineEmiAmountParamName,
LoanProductConstants.instalmentAmountInMultiplesOfParamName));
private final FromJsonHelper fromApiJsonHelper;
@@ -325,6 +326,20 @@ public final class LoanProductDataValidator {
}
}
if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.canDefineEmiAmountParamName, element)) {
final Boolean canDefineInstalmentAmount = this.fromApiJsonHelper.extractBooleanNamed(
LoanProductConstants.canDefineEmiAmountParamName, element);
baseDataValidator.reset().parameter(LoanProductConstants.canDefineEmiAmountParamName).value(canDefineInstalmentAmount)
.isOneOfTheseValues(true, false);
}
if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.instalmentAmountInMultiplesOfParamName, element)) {
final Integer instalmentAmountInMultiplesOf = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(
LoanProductConstants.instalmentAmountInMultiplesOfParamName, element);
baseDataValidator.reset().parameter(LoanProductConstants.instalmentAmountInMultiplesOfParamName)
.value(instalmentAmountInMultiplesOf).ignoreIfNull().integerGreaterThanZero();
}
// accounting related data validation
final Integer accountingRuleType = this.fromApiJsonHelper.extractIntegerNamed("accountingRule", element, Locale.getDefault());
baseDataValidator.reset().parameter("accountingRule").value(accountingRuleType).notNull().inMinMaxRange(1, 4);
@@ -748,6 +763,20 @@ public final class LoanProductDataValidator {
}
}
if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.canDefineEmiAmountParamName, element)) {
final Boolean canDefineInstalmentAmount = this.fromApiJsonHelper.extractBooleanNamed(
LoanProductConstants.canDefineEmiAmountParamName, element);
baseDataValidator.reset().parameter(LoanProductConstants.canDefineEmiAmountParamName).value(canDefineInstalmentAmount)
.isOneOfTheseValues(true, false);
}
if (this.fromApiJsonHelper.parameterExists(LoanProductConstants.instalmentAmountInMultiplesOfParamName, element)) {
final Integer instalmentAmountInMultiplesOf = this.fromApiJsonHelper.extractIntegerWithLocaleNamed(
LoanProductConstants.instalmentAmountInMultiplesOfParamName, element);
baseDataValidator.reset().parameter(LoanProductConstants.instalmentAmountInMultiplesOfParamName)
.value(instalmentAmountInMultiplesOf).ignoreIfNull().integerGreaterThanZero();
}
final Integer accountingRuleType = this.fromApiJsonHelper.extractIntegerNamed("accountingRule", element, Locale.getDefault());
baseDataValidator.reset().parameter("accountingRule").value(accountingRuleType).ignoreIfNull().inMinMaxRange(1, 4);
mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanproduct/service/LoanProductReadPlatformServiceImpl.java
+5 -1
View File
@@ -126,6 +126,7 @@ public class LoanProductReadPlatformServiceImpl implements LoanProductReadPlatfo
+ "lp.accounting_type as accountingType, lp.include_in_borrower_cycle as includeInBorrowerCycle,lp.use_borrower_cycle as useBorrowerCycle, lp.start_date as startDate, lp.close_date as closeDate, "
+ "lp.allow_multiple_disbursals as multiDisburseLoan, lp.max_disbursals as maxTrancheCount, lp.max_outstanding_loan_balance as outstandingLoanBalance, "
+ "lp.days_in_month_enum as daysInMonth, lp.days_in_year_enum as daysInYear, lp.interest_recalculation_enabled as isInterestRecalculationEnabled, "
+ "lp.can_define_fixed_emi_amount as canDefineInstalmentAmount, lp.instalment_amount_in_multiples_of as instalmentAmountInMultiplesOf, "
+ "lpr.id as lprId, lpr.product_id as productId, lpr.compound_type_enum as compoundType, lpr.reschedule_strategy_enum as rescheduleStrategy, "
+ "lpr.rest_frequency_type_enum as restFrequencyEnum, lpr.rest_frequency_interval as restFrequencyInterval, "
+ "lpr.rest_freqency_date as restFrequencyDate, "
@@ -240,6 +241,8 @@ public class LoanProductReadPlatformServiceImpl implements LoanProductReadPlatfo
final EnumOptionData daysInMonthType = CommonEnumerations.daysInMonthType(daysInMonth);
final int daysInYear = JdbcSupport.getInteger(rs, "daysInYear");
final EnumOptionData daysInYearType = CommonEnumerations.daysInYearType(daysInYear);
final Integer instalmentAmountInMultiplesOf = JdbcSupport.getInteger(rs, "instalmentAmountInMultiplesOf");
final boolean canDefineInstalmentAmount = rs.getBoolean("canDefineInstalmentAmount");
final boolean isInterestRecalculationEnabled = rs.getBoolean("isInterestRecalculationEnabled");
LoanProductInterestRecalculationData interestRecalculationData = null;
@@ -282,7 +285,8 @@ public class LoanProductReadPlatformServiceImpl implements LoanProductReadPlatfo
closeDate, status, externalId, principalVariationsForBorrowerCycle, interestRateVariationsForBorrowerCycle,
numberOfRepaymentVariationsForBorrowerCycle, multiDisburseLoan, maxTrancheCount, outstandingLoanBalance,
graceOnArrearsAgeing, overdueDaysForNPA, daysInMonthType, daysInYearType, isInterestRecalculationEnabled,
interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, loanProductGuaranteeData);
interestRecalculationData, minimumDaysBetweenDisbursalAndFirstRepayment, holdGuaranteeFunds, loanProductGuaranteeData,
canDefineInstalmentAmount, instalmentAmountInMultiplesOf);
}
}
mifosng-provider/src/main/resources/sql/migrations/core_db/V227__fixed_emi_changes.sql
Executable
+3
View File
@@ -0,0 +1,3 @@
ALTER TABLE `m_product_loan`
ADD COLUMN `can_define_fixed_emi_amount` TINYINT(1) NOT NULL DEFAULT '0',
ADD COLUMN `instalment_amount_in_multiples_of` DECIMAL(19,6) NULL DEFAULT NULL;