MIFOSX-1182 - added support for interest transfer on fixed deposit account

api-docs/apiLive.htm

@@ -19281,7 +19281,7 @@ No Request Body:
 	        <br/>
 	        <table class=matrixHeading>
 	            <tr class="matrixHeadingBG"><td><div class="mifosXHeading2">Optional Fields</div></td></tr>
-	            <tr class=alt><td>accountNo, externalId, fieldOfficerId,linkAccountId</td></tr>
+	            <tr class=alt><td>accountNo, externalId, fieldOfficerId,linkAccountId(if provided initial deposit amount will be collected from this account),transferInterestToSavings(By enabling this flag all interest postings will be transferred to linked saving account )</td></tr>
 	        </table>
 	        <br/>
 	        <table class=matrixHeading>

mifosng-db/migrations/core_db/V168__added_transfer_fixed_deposit_interest_to_linked_account.sql

@@ -0,0 +1,9 @@
+ALTER TABLE `job_run_history`
+	CHANGE COLUMN `error_message` `error_message` TEXT NULL DEFAULT NULL AFTER `status`;
+	
+ALTER TABLE `m_deposit_account_term_and_preclosure`
+	ADD COLUMN `transfer_interest_to_linked_account` TINYINT(1) NOT NULL DEFAULT '0' AFTER `expected_firstdepositon_date`;
+
+UPDATE `job` SET `scheduler_group`=1 WHERE  `name`='Post Interest For Savings';
+
+INSERT INTO `job` (`name`, `display_name`, `cron_expression`, `create_time`, `task_priority`, `group_name`, `previous_run_start_time`, `next_run_time`, `job_key`, `initializing_errorlog`, `is_active`, `currently_running`, `updates_allowed`, `scheduler_group`, `is_misfired`) VALUES ('Transfer Interest To Savings', 'Transfer Interest To Savings', '0 2 0 1/1 * ? *', now(), 4, NULL, NULL, NULL, NULL, NULL, 1, 0, 1, 1, 0);

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/FixedDepositTest.java

@@ -506,9 +506,6 @@ public class FixedDepositTest {
         this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
         this.fixedDepositAccountHelper = new FixedDepositAccountHelper(this.requestSpec, this.responseSpec);
 
-        FixedDepositAccountHelper fixedDepositAccountHelperValidationError = new FixedDepositAccountHelper(this.requestSpec,
-                new ResponseSpecBuilder().build());
-
         DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy");
         DateFormat monthDayFormat = new SimpleDateFormat("dd MMM");
 

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/SchedulerJobsTestResults.java

@@ -1,6 +1,9 @@
 package org.mifosplatform.integrationtests;
 
+import static org.junit.Assert.assertEquals;
+
 import java.text.DateFormat;
+import java.text.DecimalFormat;
 import java.text.SimpleDateFormat;
 import java.util.ArrayList;
 import java.util.Calendar;
@@ -22,6 +25,9 @@ import org.mifosplatform.integrationtests.common.accounting.GLAccountBuilder;
 import org.mifosplatform.integrationtests.common.accounting.JournalEntry;
 import org.mifosplatform.integrationtests.common.accounting.JournalEntryHelper;
 import org.mifosplatform.integrationtests.common.charges.ChargesHelper;
+import org.mifosplatform.integrationtests.common.fixeddeposit.FixedDepositAccountHelper;
+import org.mifosplatform.integrationtests.common.fixeddeposit.FixedDepositAccountStatusChecker;
+import org.mifosplatform.integrationtests.common.fixeddeposit.FixedDepositProductHelper;
 import org.mifosplatform.integrationtests.common.loans.LoanApplicationTestBuilder;
 import org.mifosplatform.integrationtests.common.loans.LoanProductTestBuilder;
 import org.mifosplatform.integrationtests.common.loans.LoanStatusChecker;
@@ -669,7 +675,7 @@ public class SchedulerJobsTestResults {
 
         Assert.assertEquals("Verifying From Penalty Charges due fot first Repayment after Successful completion of Scheduler Job",
                 chargeAmount, (Float) repaymentScheduleDataAfter.get(1).get("penaltyChargesDue"));
-        
+
         loanStatusHashMap = this.loanTransactionHelper.undoDisbursal(loanID);
         LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
         LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
@@ -708,6 +714,88 @@ public class SchedulerJobsTestResults {
         Assert.assertTrue(isNPAAfter);
     }
 
+    @Test
+    public void testInterestTransferForSavings() throws InterruptedException {
+        this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
+        this.schedulerJobHelper = new SchedulerJobHelper(this.requestSpec, this.responseSpec);
+        FixedDepositProductHelper fixedDepositProductHelper = new FixedDepositProductHelper(this.requestSpec, this.responseSpec);
+        AccountHelper accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
+        FixedDepositAccountHelper fixedDepositAccountHelper = new FixedDepositAccountHelper(this.requestSpec, this.responseSpec);
+
+        DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy");
+        DateFormat monthDayFormat = new SimpleDateFormat("dd MMM");
+
+        Calendar todaysDate = Calendar.getInstance();
+        todaysDate.add(Calendar.MONTH, -3);
+        final String VALID_FROM = dateFormat.format(todaysDate.getTime());
+        todaysDate.add(Calendar.YEAR, 10);
+        final String VALID_TO = dateFormat.format(todaysDate.getTime());
+
+        todaysDate = Calendar.getInstance();
+        todaysDate.add(Calendar.MONTH, -2);
+        final String SUBMITTED_ON_DATE = dateFormat.format(todaysDate.getTime());
+        final String APPROVED_ON_DATE = dateFormat.format(todaysDate.getTime());
+        final String ACTIVATION_DATE = dateFormat.format(todaysDate.getTime());
+        todaysDate.add(Calendar.MONTH, 1);
+        final String WHOLE_TERM = "1";
+
+        Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
+        Assert.assertNotNull(clientId);
+        Float balance = new Float(MINIMUM_OPENING_BALANCE) + new Float(FixedDepositAccountHelper.depositAmount);
+        final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, String.valueOf(balance));
+        Assert.assertNotNull(savingsProductID);
+
+        final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientId, savingsProductID,
+                ClientSavingsIntegrationTest.ACCOUNT_TYPE_INDIVIDUAL);
+        Assert.assertNotNull(savingsId);
+
+        HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
+        SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
+
+        savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
+        SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
+
+        savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
+        SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
+        HashMap summary = savingsAccountHelper.getSavingsSummary(savingsId);
+        assertEquals("Verifying opening Balance", balance, summary.get("accountBalance"));
+
+        Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO);
+        Assert.assertNotNull(fixedDepositProductId);
+
+        Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
+                VALID_TO, SUBMITTED_ON_DATE, WHOLE_TERM, savingsId.toString(), true, fixedDepositAccountHelper);
+        Assert.assertNotNull(fixedDepositAccountId);
+
+        HashMap fixedDepositAccountStatusHashMap = FixedDepositAccountStatusChecker.getStatusOfFixedDepositAccount(this.requestSpec,
+                this.responseSpec, fixedDepositAccountId.toString());
+        FixedDepositAccountStatusChecker.verifyFixedDepositIsPending(fixedDepositAccountStatusHashMap);
+
+        fixedDepositAccountStatusHashMap = fixedDepositAccountHelper.approveFixedDeposit(fixedDepositAccountId, APPROVED_ON_DATE);
+        FixedDepositAccountStatusChecker.verifyFixedDepositIsApproved(fixedDepositAccountStatusHashMap);
+
+        fixedDepositAccountStatusHashMap = fixedDepositAccountHelper.activateFixedDeposit(fixedDepositAccountId, ACTIVATION_DATE);
+        FixedDepositAccountStatusChecker.verifyFixedDepositIsActive(fixedDepositAccountStatusHashMap);
+        summary = savingsAccountHelper.getSavingsSummary(savingsId);
+        balance = new Float(MINIMUM_OPENING_BALANCE);
+        assertEquals("Verifying Balance", balance, summary.get("accountBalance"));
+
+        fixedDepositAccountHelper.postInterestForFixedDeposit(fixedDepositAccountId);
+
+        HashMap fixedDepositSummary = savingsAccountHelper.getSavingsSummary(fixedDepositAccountId);
+        Float interestPosted = (Float) fixedDepositSummary.get("accountBalance") - new Float(FixedDepositAccountHelper.depositAmount);
+
+        String JobName = "Transfer Interest To Savings";
+        excuteJob(JobName);
+        fixedDepositSummary = savingsAccountHelper.getSavingsSummary(fixedDepositAccountId);
+        assertEquals("Verifying opening Balance", new Float(FixedDepositAccountHelper.depositAmount),
+                fixedDepositSummary.get("accountBalance"));
+
+        summary = savingsAccountHelper.getSavingsSummary(savingsId);
+        balance = new Float(MINIMUM_OPENING_BALANCE) + interestPosted;
+        validateNumberForEqualExcludePrecission(String.valueOf(balance), String.valueOf(summary.get("accountBalance")));
+    }
+
     private void excuteJob(String JobName) throws InterruptedException {
         ArrayList<HashMap> allSchedulerJobsData = this.schedulerJobHelper.getAllSchedulerJobs(this.requestSpec, this.responseSpec);
         Assert.assertNotNull(allSchedulerJobsData);
@@ -797,4 +885,30 @@ public class SchedulerJobsTestResults {
                 .build(clientID, loanProductID, savingsID);
         return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
     }
+
+    private Integer createFixedDepositProduct(final String validFrom, final String validTo, Account... accounts) {
+        System.out.println("------------------------------CREATING NEW FIXED DEPOSIT PRODUCT ---------------------------------------");
+        FixedDepositProductHelper fixedDepositProductHelper = new FixedDepositProductHelper(this.requestSpec, this.responseSpec);
+        final String fixedDepositProductJSON = fixedDepositProductHelper //
+                // .withAccountingRuleAsCashBased(accounts)
+                .build(validFrom, validTo);
+        return FixedDepositProductHelper.createFixedDepositProduct(fixedDepositProductJSON, requestSpec, responseSpec);
+    }
+
+    private Integer applyForFixedDepositApplication(final String clientID, final String productID, final String validFrom,
+            final String validTo, final String submittedOnDate, final String penalInterestType, String savingsId,
+            final boolean transferInterest, final FixedDepositAccountHelper fixedDepositAccountHelper) {
+        System.out.println("--------------------------------APPLYING FOR FIXED DEPOSIT ACCOUNT --------------------------------");
+        final String fixedDepositApplicationJSON = new FixedDepositAccountHelper(this.requestSpec, this.responseSpec)
+                //
+                .withSubmittedOnDate(submittedOnDate).withSavings(savingsId).transferInterest(true)
+                .withLockinPeriodFrequency("1", FixedDepositAccountHelper.DAYS)
+                .build(clientID, productID, validFrom, validTo, penalInterestType);
+        return fixedDepositAccountHelper.applyFixedDepositApplication(fixedDepositApplicationJSON, this.requestSpec, this.responseSpec);
+    }
+
+    public void validateNumberForEqualExcludePrecission(String val, String val2) {
+        DecimalFormat twoDForm = new DecimalFormat("#");
+        Assert.assertTrue(new Float(twoDForm.format(new Float(val))).compareTo(new Float(twoDForm.format(new Float(val2)))) == 0);
+    }
 }

mifosng-provider/src/integrationTest/java/org/mifosplatform/integrationtests/common/fixeddeposit/FixedDepositAccountHelper.java

@@ -49,7 +49,7 @@ public class FixedDepositAccountHelper {
     private static final String DIGITS_AFTER_DECIMAL = "4";
     private static final String IN_MULTIPLES_OF = "100";
     private static final String USD = "USD";
-    private static final String DAYS = "0";
+    public static final String DAYS = "0";
     private static final String WEEKS = "1";
     private static final String MONTHS = "2";
     private static final String YEARS = "3";
@@ -83,6 +83,7 @@ public class FixedDepositAccountHelper {
     private final String depositPeriodFrequencyId = MONTHS;
     private String submittedOnDate = "";
     private String savingsId = null;
+    private boolean transferInterest = false;
 
     public String build(final String clientId, final String productId, final String validFrom, final String validTo,
             final String penalInterestType) {
@@ -162,6 +163,7 @@ public class FixedDepositAccountHelper {
         map.put("depositPeriodFrequencyId", this.depositPeriodFrequencyId);
         map.put("submittedOnDate", this.submittedOnDate);
         map.put("linkAccountId", savingsId);
+        map.put("transferInterestToSavings", transferInterest);
 
         String fixedDepositAccountJson = new Gson().toJson(map);
         System.out.println(fixedDepositAccountJson);
@@ -432,4 +434,15 @@ public class FixedDepositAccountHelper {
         this.savingsId = savingsId;
         return this;
     }
+
+    public FixedDepositAccountHelper transferInterest(final boolean transferInterest) {
+        this.transferInterest = transferInterest;
+        return this;
+    }
+
+    public FixedDepositAccountHelper withLockinPeriodFrequency(final String lockingPeriodFrequencyType, final String lockinPeriodFrequency) {
+        this.lockingPeriodFrequencyType = lockingPeriodFrequencyType;
+        this.lockinPeriodFrequency = lockinPeriodFrequency;
+        return this;
+    }
 }

mifosng-provider/src/main/java/org/mifosplatform/infrastructure/jobs/service/JobName.java

@@ -15,7 +15,8 @@ public enum JobName {
     EXECUTE_STANDING_INSTRUCTIONS("Execute Standing Instruction"),
     ADD_ACCRUAL_ENTRIES("Add Accrual Transactions"),
     UPDATE_NPA("Update Non Performing Assets"),
-    UPDATE_DEPOSITS_ACCOUNT_MATURITY_DETAILS("Update Deposit Accounts Maturity details");
+    UPDATE_DEPOSITS_ACCOUNT_MATURITY_DETAILS("Update Deposit Accounts Maturity details"),
+    TRANSFER_INTEREST_TO_SAVINGS("Transfer Interest To Savings");
 
     private final String name;
 

mifosng-provider/src/main/java/org/mifosplatform/portfolio/account/domain/AccountTransferType.java

@@ -13,7 +13,8 @@ public enum AccountTransferType {
     INVALID(0, "accountTransferType.invalid"), //
     ACCOUNT_TRANSFER(1, "accountTransferType.account.transfer"), //
     LOAN_REPAYMENT(2, "accountTransferType.loan.repayment"), //
-    CHARGE_PAYMENT(3, "accountTransferType.charge.payment"); //
+    CHARGE_PAYMENT(3, "accountTransferType.charge.payment"), //
+    INTEREST_TRANSFER(4, "accountTransferType.interest.transfer"); //
 
     private final Integer value;
     private final String code;
@@ -31,6 +32,9 @@ public enum AccountTransferType {
             case 3:
                 enumeration = AccountTransferType.CHARGE_PAYMENT;
             break;
+            case 4:
+                enumeration = AccountTransferType.INTEREST_TRANSFER;
+            break;
         }
         return enumeration;
     }
@@ -63,4 +67,8 @@ public enum AccountTransferType {
     public boolean isChargePayment() {
         return this.value.equals(AccountTransferType.CHARGE_PAYMENT.getValue());
     }
+
+    public boolean isInterestTransfer() {
+        return this.value.equals(AccountTransferType.INTEREST_TRANSFER.getValue());
+    }
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/account/service/AccountTransfersReadPlatformService.java

@@ -5,6 +5,8 @@
  */
 package org.mifosplatform.portfolio.account.service;
 
+import java.util.Collection;
+
 import org.mifosplatform.infrastructure.core.service.Page;
 import org.mifosplatform.portfolio.account.PortfolioAccountType;
 import org.mifosplatform.portfolio.account.data.AccountTransferData;
@@ -22,4 +24,6 @@ public interface AccountTransfersReadPlatformService {
     boolean isAccountTransfer(Long transactionId, PortfolioAccountType accountType);
 
     Page<AccountTransferData> retrieveByStandingInstruction(Long id, SearchParameters searchParameters);
+
+    Collection<Long> fetchPostInterestTransactionIds(Long accountId);
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/account/service/AccountTransfersReadPlatformServiceImpl.java

@@ -11,6 +11,7 @@ import java.sql.SQLException;
 import java.util.ArrayList;
 import java.util.Arrays;
 import java.util.Collection;
+import java.util.List;
 
 import org.joda.time.LocalDate;
 import org.mifosplatform.infrastructure.core.data.EnumOptionData;
@@ -25,6 +26,7 @@ import org.mifosplatform.organisation.office.service.OfficeReadPlatformService;
 import org.mifosplatform.portfolio.account.PortfolioAccountType;
 import org.mifosplatform.portfolio.account.data.AccountTransferData;
 import org.mifosplatform.portfolio.account.data.PortfolioAccountData;
+import org.mifosplatform.portfolio.account.domain.AccountTransferType;
 import org.mifosplatform.portfolio.account.exception.AccountTransferNotFoundException;
 import org.mifosplatform.portfolio.client.data.ClientData;
 import org.mifosplatform.portfolio.client.service.ClientReadPlatformService;
@@ -188,15 +190,15 @@ public class AccountTransfersReadPlatformServiceImpl implements AccountTransfers
     }
 
     @Override
-    public Page<AccountTransferData> retrieveAll(final SearchParameters searchParameters,final  Long accountDetailId) {
+    public Page<AccountTransferData> retrieveAll(final SearchParameters searchParameters, final Long accountDetailId) {
 
         final StringBuilder sqlBuilder = new StringBuilder(200);
         sqlBuilder.append("select SQL_CALC_FOUND_ROWS ");
         sqlBuilder.append(this.accountTransfersMapper.schema());
         Object[] finalObjectArray = {};
-        if(accountDetailId != null){
+        if (accountDetailId != null) {
             sqlBuilder.append(" where att.account_transfer_details_id=?");
-            finalObjectArray = new Object[]{ accountDetailId };
+            finalObjectArray = new Object[] { accountDetailId };
         }
 
         if (searchParameters.isOrderByRequested()) {
@@ -231,6 +233,16 @@ public class AccountTransfersReadPlatformServiceImpl implements AccountTransfers
         }
     }
 
+    @Override
+    public Collection<Long> fetchPostInterestTransactionIds(final Long accountId) {
+        final String sql = "select att.from_savings_transaction_id from m_account_transfer_transaction att inner join m_account_transfer_details atd on atd.id = att.account_transfer_details_id where atd.from_savings_account_id=? and att.is_reversed =0 and atd.transfer_type = ?";
+
+        final List<Long> transactionId = this.jdbcTemplate.queryForList(sql, Long.class, accountId,
+                AccountTransferType.INTEREST_TRANSFER.getValue());
+
+        return transactionId;
+    }
+
     private static final class AccountTransfersMapper implements RowMapper<AccountTransferData> {
 
         private final String schemaSql;

mifosng-provider/src/main/java/org/mifosplatform/portfolio/account/service/AccountTransfersWritePlatformServiceImpl.java

@@ -98,13 +98,15 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
         final PaymentDetail paymentDetail = null;
         Long fromSavingsAccountId = null;
         Long transferDetailId = null;
+        boolean isInterestTransfer = false;
         if (isSavingsToSavingsAccountTransfer(fromAccountType, toAccountType)) {
 
             fromSavingsAccountId = command.longValueOfParameterNamed(fromAccountIdParamName);
             final SavingsAccount fromSavingsAccount = this.savingsAccountAssembler.assembleFrom(fromSavingsAccountId);
 
             final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(fromSavingsAccount, fmt,
-                    transactionDate, transactionAmount, paymentDetail, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer());
+                    transactionDate, transactionAmount, paymentDetail, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(),
+                    isInterestTransfer);
 
             final Long toSavingsId = command.longValueOfParameterNamed(toAccountIdParamName);
             final SavingsAccount toSavingsAccount = this.savingsAccountAssembler.assembleFrom(toSavingsId);
@@ -123,7 +125,8 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
             final SavingsAccount fromSavingsAccount = this.savingsAccountAssembler.assembleFrom(fromSavingsAccountId);
 
             final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(fromSavingsAccount, fmt,
-                    transactionDate, transactionAmount, paymentDetail, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer());
+                    transactionDate, transactionAmount, paymentDetail, fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(),
+                    isInterestTransfer);
 
             final Long toLoanAccountId = command.longValueOfParameterNamed(toAccountIdParamName);
             final Loan toLoanAccount = this.loanAccountAssembler.assembleFrom(toLoanAccountId);
@@ -244,7 +247,8 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
 
             final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(fromSavingsAccount,
                     accountTransferDTO.getFmt(), accountTransferDTO.getTransactionDate(), accountTransferDTO.getTransactionAmount(),
-                    accountTransferDTO.getPaymentDetail(), fromSavingsAccount.isWithdrawalFeeApplicableForTransfer());
+                    accountTransferDTO.getPaymentDetail(), fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(), AccountTransferType
+                            .fromInt(accountTransferDTO.getTransferType()).isInterestTransfer());
 
             LoanTransaction loanTransaction = null;
 
@@ -284,7 +288,8 @@ public class AccountTransfersWritePlatformServiceImpl implements AccountTransfer
             }
             final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(fromSavingsAccount,
                     accountTransferDTO.getFmt(), accountTransferDTO.getTransactionDate(), accountTransferDTO.getTransactionAmount(),
-                    accountTransferDTO.getPaymentDetail(), fromSavingsAccount.isWithdrawalFeeApplicableForTransfer());
+                    accountTransferDTO.getPaymentDetail(), fromSavingsAccount.isWithdrawalFeeApplicableForTransfer(), AccountTransferType
+                            .fromInt(accountTransferDTO.getTransferType()).isInterestTransfer());
 
             final SavingsAccountTransaction deposit = this.savingsAccountDomainService.handleDeposit(toSavingsAccount,
                     accountTransferDTO.getFmt(), accountTransferDTO.getTransactionDate(), accountTransferDTO.getTransactionAmount(),

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/DepositsApiConstants.java

@@ -179,6 +179,7 @@ public class DepositsApiConstants {
     public static final String preMatureCloseOnDateParamName = "preMatureCloseOnDate";
 
     public static final String linkedAccountParamName = "linkAccountId";
+    public static final String transferInterestToSavingsParamName = "transferInterestToSavings";
 
     // template
     public static final String chartTemplate = "chartTemplate";
@@ -216,13 +217,11 @@ public class DepositsApiConstants {
 
     private static final Set<String> DEPOSIT_TERM_REQUEST_DATA_PARAMETERS = new HashSet<String>(Arrays.asList(minDepositTermParamName,
             maxDepositTermParamName, minDepositTermTypeIdParamName, maxDepositTermTypeIdParamName, inMultiplesOfDepositTermParamName,
-            inMultiplesOfDepositTermTypeIdParamName, depositAmountParamName,
-            depositMinAmountParamName, depositMaxAmountParamName));
+            inMultiplesOfDepositTermTypeIdParamName, depositAmountParamName, depositMinAmountParamName, depositMaxAmountParamName));
 
     private static final Set<String> DEPOSIT_TERM_RESPONSE_DATA_PARAMETERS = new HashSet<String>(Arrays.asList(minDepositTermParamName,
             maxDepositTermParamName, minDepositTermType, maxDepositTermType, inMultiplesOfDepositTermParamName,
-            inMultiplesOfDepositTermType, depositAmountParamName,
-            depositMinAmountParamName, depositMaxAmountParamName));
+            inMultiplesOfDepositTermType, depositAmountParamName, depositMinAmountParamName, depositMaxAmountParamName));
 
     private static final Set<String> RECURRING_DETAILS_REQUEST_DATA_PARAMETERS = new HashSet<String>(Arrays.asList(
             recurringDepositAmountParamName, recurringDepositTypeIdParamName, recurringDepositFrequencyTypeIdParamName,
@@ -298,6 +297,7 @@ public class DepositsApiConstants {
         fixedDepositRequestData.addAll(PRECLOSURE_REQUEST_DATA_PARAMETERS);
         fixedDepositRequestData.addAll(DEPOSIT_TERM_REQUEST_DATA_PARAMETERS);
         fixedDepositRequestData.add(linkedAccountParamName);
+        fixedDepositRequestData.add(transferInterestToSavingsParamName);
         return fixedDepositRequestData;
     }
 
@@ -307,6 +307,7 @@ public class DepositsApiConstants {
         fixedDepositResponseData.addAll(PRECLOSURE_RESPONSE_DATA_PARAMETERS);
         fixedDepositResponseData.addAll(DEPOSIT_TERM_RESPONSE_DATA_PARAMETERS);
         fixedDepositResponseData.add(linkedAccountParamName);
+        fixedDepositResponseData.add(transferInterestToSavingsParamName);
         return fixedDepositResponseData;
     }
 

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/data/DepositAccountDataValidator.java

@@ -45,6 +45,7 @@ import static org.mifosplatform.portfolio.savings.SavingsApiConstants.minRequire
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.nominalAnnualInterestRateParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.productIdParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.submittedOnDateParamName;
+import static org.mifosplatform.portfolio.savings.DepositsApiConstants.transferInterestToSavingsParamName;
 
 import java.lang.reflect.Type;
 import java.math.BigDecimal;
@@ -279,8 +280,15 @@ public class DepositAccountDataValidator {
             }
         }
 
-        if (this.fromApiJsonHelper.parameterExists(linkedAccountParamName, element)) {
-            final Long linkAccountId = this.fromApiJsonHelper.extractLongNamed(linkedAccountParamName, element);
+        boolean isLinkedAccRequired = false;
+        if (fromApiJsonHelper.parameterExists(transferInterestToSavingsParamName, element)) {
+            isLinkedAccRequired = fromApiJsonHelper.extractBooleanNamed(transferInterestToSavingsParamName, element);
+        }
+
+        final Long linkAccountId = this.fromApiJsonHelper.extractLongNamed(linkedAccountParamName, element);
+        if (isLinkedAccRequired) {
+            baseDataValidator.reset().parameter(linkedAccountParamName).value(linkAccountId).notNull().longGreaterThanZero();
+        } else {
             baseDataValidator.reset().parameter(linkedAccountParamName).value(linkAccountId).ignoreIfNull().longGreaterThanZero();
         }
     }
@@ -400,9 +408,18 @@ public class DepositAccountDataValidator {
             baseDataValidator.reset().parameter(lockinPeriodFrequencyTypeParamName).value(lockinPeriodFrequencyType).inMinMaxRange(0, 3);
         }
 
+        boolean isLinkedAccRequired = false;
+        if (fromApiJsonHelper.parameterExists(transferInterestToSavingsParamName, element)) {
+            isLinkedAccRequired = fromApiJsonHelper.extractBooleanNamed(transferInterestToSavingsParamName, element);
+        }
+
         if (this.fromApiJsonHelper.parameterExists(linkedAccountParamName, element)) {
             final Long linkAccountId = this.fromApiJsonHelper.extractLongNamed(linkedAccountParamName, element);
-            baseDataValidator.reset().parameter(linkedAccountParamName).value(linkAccountId).ignoreIfNull().longGreaterThanZero();
+            if (isLinkedAccRequired) {
+                baseDataValidator.reset().parameter(linkedAccountParamName).value(linkAccountId).notNull().longGreaterThanZero();
+            } else {
+                baseDataValidator.reset().parameter(linkedAccountParamName).value(linkAccountId).ignoreIfNull().longGreaterThanZero();
+            }
         }
 
     }
@@ -585,6 +602,15 @@ public class DepositAccountDataValidator {
                 "Validation errors exist.", dataValidationErrors); }
     }
 
+    public void throwLinkedAccountRequiredError() {
+        final List<ApiParameterError> dataValidationErrors = new ArrayList<ApiParameterError>();
+        final ApiParameterError error = ApiParameterError.parameterError(
+                "validation.msg.fixeddepositaccount.linkAccountId.cannot.be.blank", "Linked Savings account required", "linkAccountId");
+        dataValidationErrors.add(error);
+        throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.",
+                dataValidationErrors);
+    }
+
     private void validateSavingsCharges(final JsonElement element, final DataValidatorBuilder baseDataValidator) {
 
         if (element.isJsonObject()) {

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/data/FixedDepositAccountData.java

@@ -49,6 +49,7 @@ public class FixedDepositAccountData extends DepositAccountData {
     private EnumOptionData onAccountClosure;
 
     private final PortfolioAccountData linkedAccount;
+    private final Boolean transferInterestToSavings;
 
     private Collection<EnumOptionData> interestFreePeriodTypeOptions;
     private Collection<EnumOptionData> preClosurePenalInterestOnTypeOptions;
@@ -68,7 +69,7 @@ public class FixedDepositAccountData extends DepositAccountData {
             final EnumOptionData minDepositTermType, final EnumOptionData maxDepositTermType, final Integer inMultiplesOfDepositTerm,
             final EnumOptionData inMultiplesOfDepositTermType, final BigDecimal depositAmount, final BigDecimal maturityAmount,
             final LocalDate maturityDate, final Integer depositPeriod, final EnumOptionData depositPeriodFrequency,
-            final EnumOptionData onAccountClosure) {
+            final EnumOptionData onAccountClosure, final Boolean transferInterestToSavings) {
 
         final PortfolioAccountData linkedAccount = null;
         final Collection<EnumOptionData> interestFreePeriodTypeOptions = null;
@@ -101,7 +102,7 @@ public class FixedDepositAccountData extends DepositAccountData {
                 maxDepositTermType, inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount, maturityDate,
                 depositPeriod, depositPeriodFrequency, depositTermTypeOptions, inMultiplesOfDepositTermTypeOptions,
                 depositPeriodFrequencyOptions, depositType, onAccountClosure, onAccountClosureOptions, paymentTypeOptions,
-                savingsAccountDatas, linkedAccount);
+                savingsAccountDatas, linkedAccount, transferInterestToSavings);
     }
 
     public static FixedDepositAccountData withInterestChart(final FixedDepositAccountData account,
@@ -123,7 +124,8 @@ public class FixedDepositAccountData extends DepositAccountData {
                 account.inMultiplesOfDepositTerm, account.inMultiplesOfDepositTermType, account.depositAmount, account.maturityAmount,
                 account.maturityDate, account.depositPeriod, account.depositPeriodFrequency, account.depositTermTypeOptions,
                 account.inMultiplesOfDepositTermTypeOptions, account.depositTermTypeOptions, account.depositType, account.onAccountClosure,
-                account.onAccountClosureOptions, account.paymentTypeOptions, account.savingsAccounts, account.linkedAccount);
+                account.onAccountClosureOptions, account.paymentTypeOptions, account.savingsAccounts, account.linkedAccount,
+                account.transferInterestToSavings);
     }
 
     public static FixedDepositAccountData associationsAndTemplate(final FixedDepositAccountData account, FixedDepositAccountData template,
@@ -152,7 +154,7 @@ public class FixedDepositAccountData extends DepositAccountData {
                 account.maturityAmount, account.maturityDate, account.depositPeriod, account.depositPeriodFrequency,
                 template.depositTermTypeOptions, template.inMultiplesOfDepositTermTypeOptions, template.depositPeriodFrequencyOptions,
                 account.depositType, account.onAccountClosure, account.onAccountClosureOptions, account.paymentTypeOptions,
-                template.savingsAccounts, linkedAccount);
+                template.savingsAccounts, linkedAccount, account.transferInterestToSavings);
     }
 
     public static FixedDepositAccountData withTemplateOptions(final FixedDepositAccountData account,
@@ -184,7 +186,8 @@ public class FixedDepositAccountData extends DepositAccountData {
                 account.inMultiplesOfDepositTerm, account.inMultiplesOfDepositTermType, account.depositAmount, account.maturityAmount,
                 account.maturityDate, account.depositPeriod, account.depositPeriodFrequency, depositTermTypeOptions,
                 inMultiplesOfDepositTermTypeOptions, depositPeriodFrequencyOptions, account.depositType, account.onAccountClosure,
-                account.onAccountClosureOptions, account.paymentTypeOptions, savingsAccounts, account.linkedAccount);
+                account.onAccountClosureOptions, account.paymentTypeOptions, savingsAccounts, account.linkedAccount,
+                account.transferInterestToSavings);
     }
 
     public static FixedDepositAccountData withClientTemplate(final Long clientId, final String clientName, final Long groupId,
@@ -246,6 +249,7 @@ public class FixedDepositAccountData extends DepositAccountData {
         final EnumOptionData depositPeriodFrequency = null;
         final EnumOptionData onAccountClosure = null;
         final PortfolioAccountData linkedAccount = null;
+        final Boolean transferInterestToSavings = null;
 
         final Collection<EnumOptionData> interestFreePeriodTypeOptions = null;
         final Collection<EnumOptionData> preClosurePenalInterestOnTypeOptions = null;
@@ -269,7 +273,8 @@ public class FixedDepositAccountData extends DepositAccountData {
                 preClosurePenalInterestOnTypeOptions, minDepositTerm, maxDepositTerm, minDepositTermType, maxDepositTermType,
                 inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount, maturityDate, depositPeriod,
                 depositPeriodFrequency, depositTermTypeOptions, inMultiplesOfDepositTermTypeOptions, depositPeriodFrequencyOptions,
-                depositType, onAccountClosure, onAccountClosureOptions, paymentTypeOptions, savingsAccountDatas, linkedAccount);
+                depositType, onAccountClosure, onAccountClosureOptions, paymentTypeOptions, savingsAccountDatas, linkedAccount,
+                transferInterestToSavings);
     }
 
     public static FixedDepositAccountData preClosureDetails(final Long accountId, BigDecimal maturityAmount,
@@ -333,6 +338,7 @@ public class FixedDepositAccountData extends DepositAccountData {
         final Integer depositPeriod = null;
         final EnumOptionData depositPeriodFrequency = null;
         final EnumOptionData onAccountClosure = null;
+        final Boolean transferInterestToSavings = null;
 
         final Collection<EnumOptionData> interestFreePeriodTypeOptions = null;
         final Collection<EnumOptionData> preClosurePenalInterestOnTypeOptions = null;
@@ -354,7 +360,8 @@ public class FixedDepositAccountData extends DepositAccountData {
                 preClosurePenalInterestOnTypeOptions, minDepositTerm, maxDepositTerm, minDepositTermType, maxDepositTermType,
                 inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount, maturityDate, depositPeriod,
                 depositPeriodFrequency, depositTermTypeOptions, inMultiplesOfDepositTermTypeOptions, depositPeriodFrequencyOptions,
-                depositType, onAccountClosure, onAccountClosureOptions, paymentTypeOptions, savingsAccountDatas, linkedAccount);
+                depositType, onAccountClosure, onAccountClosureOptions, paymentTypeOptions, savingsAccountDatas, linkedAccount,
+                transferInterestToSavings);
     }
 
     public static FixedDepositAccountData withClosureTemplateDetails(final FixedDepositAccountData account,
@@ -378,7 +385,8 @@ public class FixedDepositAccountData extends DepositAccountData {
                 account.inMultiplesOfDepositTerm, account.inMultiplesOfDepositTermType, account.depositAmount, account.maturityAmount,
                 account.maturityDate, account.depositPeriod, account.depositPeriodFrequency, account.depositTermTypeOptions,
                 account.inMultiplesOfDepositTermTypeOptions, account.depositPeriodFrequencyOptions, account.depositType,
-                account.onAccountClosure, onAccountClosureOptions, paymentTypeOptions, savingsAccountDatas, account.linkedAccount);
+                account.onAccountClosure, onAccountClosureOptions, paymentTypeOptions, savingsAccountDatas, account.linkedAccount,
+                account.transferInterestToSavings);
     }
 
     private FixedDepositAccountData(final Long id, final String accountNo, final String externalId, final Long groupId,
@@ -411,7 +419,7 @@ public class FixedDepositAccountData extends DepositAccountData {
             final Collection<EnumOptionData> depositPeriodFrequencyOptions, final EnumOptionData depositType,
             final EnumOptionData onAccountClosure, final Collection<EnumOptionData> onAccountClosureOptions,
             final Collection<CodeValueData> paymentTypeOptions, final Collection<SavingsAccountData> savingsAccountDatas,
-            final PortfolioAccountData linkedAccount) {
+            final PortfolioAccountData linkedAccount, final Boolean transferInterestToSavings) {
 
         super(id, accountNo, externalId, groupId, groupName, clientId, clientName, productId, productName, fieldofficerId,
                 fieldofficerName, status, timeline, currency, nominalAnnualInterestRate, interestPeriodType, interestPostingPeriodType,
@@ -442,6 +450,7 @@ public class FixedDepositAccountData extends DepositAccountData {
         this.depositPeriodFrequency = depositPeriodFrequency;
         this.onAccountClosure = onAccountClosure;
         this.linkedAccount = linkedAccount;
+        this.transferInterestToSavings = transferInterestToSavings;
 
         // template
         this.interestFreePeriodTypeOptions = interestFreePeriodTypeOptions;

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/DepositAccountAssembler.java

@@ -9,11 +9,12 @@ import static org.mifosplatform.portfolio.savings.DepositsApiConstants.chartIdPa
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.depositAmountParamName;
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.depositPeriodFrequencyIdParamName;
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.depositPeriodParamName;
+import static org.mifosplatform.portfolio.savings.DepositsApiConstants.expectedFirstDepositOnDateParamName;
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.recurringDepositAmountParamName;
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.recurringDepositFrequencyParamName;
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.recurringDepositFrequencyTypeIdParamName;
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.recurringDepositTypeIdParamName;
-import static org.mifosplatform.portfolio.savings.DepositsApiConstants.expectedFirstDepositOnDateParamName;
+import static org.mifosplatform.portfolio.savings.DepositsApiConstants.transferInterestToSavingsParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.accountNoParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.clientIdParamName;
 import static org.mifosplatform.portfolio.savings.SavingsApiConstants.externalIdParamName;
@@ -40,6 +41,7 @@ import org.mifosplatform.infrastructure.core.serialization.FromJsonHelper;
 import org.mifosplatform.infrastructure.core.service.DateUtils;
 import org.mifosplatform.organisation.staff.domain.Staff;
 import org.mifosplatform.organisation.staff.domain.StaffRepositoryWrapper;
+import org.mifosplatform.portfolio.account.service.AccountTransfersReadPlatformService;
 import org.mifosplatform.portfolio.accountdetails.domain.AccountType;
 import org.mifosplatform.portfolio.client.domain.Client;
 import org.mifosplatform.portfolio.client.domain.ClientRepositoryWrapper;
@@ -71,7 +73,7 @@ import com.google.gson.JsonElement;
 public class DepositAccountAssembler {
 
     private final SavingsAccountTransactionSummaryWrapper savingsAccountTransactionSummaryWrapper;
-    private final SavingsHelper savingsHelper = new SavingsHelper();
+    private final SavingsHelper savingsHelper;
     private final ClientRepositoryWrapper clientRepository;
     private final GroupRepositoryWrapper groupRepository;
     private final StaffRepositoryWrapper staffRepository;
@@ -88,7 +90,9 @@ public class DepositAccountAssembler {
             final StaffRepositoryWrapper staffRepository, final FixedDepositProductRepository fixedDepositProductRepository,
             final SavingsAccountRepositoryWrapper savingsAccountRepository,
             final SavingsAccountChargeAssembler savingsAccountChargeAssembler, final FromJsonHelper fromApiJsonHelper,
-            final DepositProductAssembler depositProductAssembler, final RecurringDepositProductRepository recurringDepositProductRepository) {
+            final DepositProductAssembler depositProductAssembler,
+            final RecurringDepositProductRepository recurringDepositProductRepository,
+            final AccountTransfersReadPlatformService accountTransfersReadPlatformService) {
         this.savingsAccountTransactionSummaryWrapper = savingsAccountTransactionSummaryWrapper;
         this.clientRepository = clientRepository;
         this.groupRepository = groupRepository;
@@ -99,6 +103,7 @@ public class DepositAccountAssembler {
         this.fromApiJsonHelper = fromApiJsonHelper;
         this.depositProductAssembler = depositProductAssembler;
         this.recurringDepositProductRepository = recurringDepositProductRepository;
+        this.savingsHelper = new SavingsHelper(accountTransfersReadPlatformService);
     }
 
     /**
@@ -314,6 +319,7 @@ public class DepositAccountAssembler {
         final SavingsPeriodFrequencyType depositPeriodFrequency = SavingsPeriodFrequencyType.fromInt(depositPeriodFrequencyId);
         final SavingsAccount account = null;
         final LocalDate expectedFirstDepositOnDate = command.localDateValueOfParameterNamed(expectedFirstDepositOnDateParamName);
+        final Boolean trasferInterest = command.booleanPrimitiveValueOfParameterNamed(transferInterestToSavingsParamName);
 
         // calculate maturity amount
         final BigDecimal maturityAmount = null;// calculated and updated in
@@ -321,7 +327,8 @@ public class DepositAccountAssembler {
         final LocalDate maturityDate = null;// calculated and updated in account
         final DepositAccountOnClosureType accountOnClosureType = null;
         return DepositAccountTermAndPreClosure.createNew(updatedProductPreClosure, updatedProductTerm, account, depositAmount,
-                maturityAmount, maturityDate, depositPeriod, depositPeriodFrequency, expectedFirstDepositOnDate, accountOnClosureType);
+                maturityAmount, maturityDate, depositPeriod, depositPeriodFrequency, expectedFirstDepositOnDate, accountOnClosureType,
+                trasferInterest);
     }
 
     public DepositAccountRecurringDetail assembleAccountRecurringDetail(final JsonCommand command,

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/DepositAccountDomainServiceJpa.java

@@ -82,14 +82,14 @@ public class DepositAccountDomainServiceJpa implements DepositAccountDomainServi
         final SavingsAccountTransactionDTO transactionDTO = new SavingsAccountTransactionDTO(fmt, transactionDate, transactionAmount,
                 paymentDetail, new Date());
         final SavingsAccountTransaction withdrawal = account.withdraw(transactionDTO, applyWithdrawFee);
-
+        boolean isInterestTransfer = false;
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(transactionDate)) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
         account.validateAccountBalanceDoesNotBecomeNegative(transactionAmount);
         saveTransactionToGenerateTransactionId(withdrawal);
@@ -111,14 +111,14 @@ public class DepositAccountDomainServiceJpa implements DepositAccountDomainServi
         final SavingsAccountTransactionDTO transactionDTO = new SavingsAccountTransactionDTO(fmt, transactionDate, transactionAmount,
                 paymentDetail, new Date());
         final SavingsAccountTransaction deposit = account.deposit(transactionDTO);
-
+        boolean isInterestTransfer = false;
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(transactionDate)) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
 
         saveTransactionToGenerateTransactionId(deposit);
@@ -217,7 +217,7 @@ public class DepositAccountDomainServiceJpa implements DepositAccountDomainServi
         }
 
         this.savingsAccountRepository.save(account);
-       
+
         postJournalEntries(account, existingTransactionIds, existingReversedTransactionIds);
 
         return withdrawal;

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/DepositAccountTermAndPreClosure.java

@@ -9,6 +9,7 @@ import static org.mifosplatform.portfolio.savings.DepositsApiConstants.depositAm
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.depositPeriodFrequencyIdParamName;
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.depositPeriodParamName;
 import static org.mifosplatform.portfolio.savings.DepositsApiConstants.expectedFirstDepositOnDateParamName;
+import static org.mifosplatform.portfolio.savings.DepositsApiConstants.transferInterestToSavingsParamName;
 
 import java.math.BigDecimal;
 import java.util.Date;
@@ -75,6 +76,9 @@ public class DepositAccountTermAndPreClosure extends AbstractPersistable<Long> {
     @JoinColumn(name = "savings_account_id", nullable = false)
     private SavingsAccount account;
 
+    @Column(name = "transfer_interest_to_linked_account", nullable = false)
+    private boolean transferInterestToLinkedAccount;
+
     protected DepositAccountTermAndPreClosure() {
         super();
     }
@@ -82,16 +86,16 @@ public class DepositAccountTermAndPreClosure extends AbstractPersistable<Long> {
     public static DepositAccountTermAndPreClosure createNew(DepositPreClosureDetail preClosureDetail, DepositTermDetail depositTermDetail,
             SavingsAccount account, BigDecimal depositAmount, BigDecimal maturityAmount, final LocalDate maturityDate,
             Integer depositPeriod, final SavingsPeriodFrequencyType depositPeriodFrequency, final LocalDate expectedFirstDepositOnDate,
-            final DepositAccountOnClosureType accountOnClosureType) {
+            final DepositAccountOnClosureType accountOnClosureType, Boolean trasferInterest) {
 
         return new DepositAccountTermAndPreClosure(preClosureDetail, depositTermDetail, account, depositAmount, maturityAmount,
-                maturityDate, depositPeriod, depositPeriodFrequency, expectedFirstDepositOnDate, accountOnClosureType);
+                maturityDate, depositPeriod, depositPeriodFrequency, expectedFirstDepositOnDate, accountOnClosureType, trasferInterest);
     }
 
     private DepositAccountTermAndPreClosure(DepositPreClosureDetail preClosureDetail, DepositTermDetail depositTermDetail,
             SavingsAccount account, BigDecimal depositAmount, BigDecimal maturityAmount, final LocalDate maturityDate,
             Integer depositPeriod, final SavingsPeriodFrequencyType depositPeriodFrequency, final LocalDate expectedFirstDepositOnDate,
-            final DepositAccountOnClosureType accountOnClosureType) {
+            final DepositAccountOnClosureType accountOnClosureType, Boolean transferInterest) {
         this.depositAmount = depositAmount;
         this.maturityAmount = maturityAmount;
         this.maturityDate = (maturityDate == null) ? null : maturityDate.toDate();
@@ -102,6 +106,7 @@ public class DepositAccountTermAndPreClosure extends AbstractPersistable<Long> {
         this.account = account;
         this.expectedFirstDepositOnDate = expectedFirstDepositOnDate == null ? null : expectedFirstDepositOnDate.toDate();
         this.onAccountClosureType = (accountOnClosureType == null) ? null : accountOnClosureType.getValue();
+        this.transferInterestToLinkedAccount = transferInterest;
     }
 
     public Map<String, Object> update(final JsonCommand command, final DataValidatorBuilder baseDataValidator) {
@@ -124,10 +129,10 @@ public class DepositAccountTermAndPreClosure extends AbstractPersistable<Long> {
             actualChanges.put(depositPeriodFrequencyIdParamName, SavingsEnumerations.depositTermFrequencyType(newValue));
             this.depositPeriodFrequency = newValue;
         }
-        
+
         final String localeAsInput = command.locale();
         final String dateFormat = command.dateFormat();
-        
+
         if (command.isChangeInLocalDateParameterNamed(expectedFirstDepositOnDateParamName, getExpectedFirstDepositOnDate())) {
             final LocalDate newValue = command.localDateValueOfParameterNamed(expectedFirstDepositOnDateParamName);
             final String newValueAsString = command.stringValueOfParameterNamed(expectedFirstDepositOnDateParamName);
@@ -137,6 +142,12 @@ public class DepositAccountTermAndPreClosure extends AbstractPersistable<Long> {
             this.expectedFirstDepositOnDate = newValue.toDate();
         }
 
+        if (command.isChangeInBooleanParameterNamed(transferInterestToSavingsParamName, this.transferInterestToLinkedAccount)) {
+            final Boolean newValue = command.booleanPrimitiveValueOfParameterNamed(transferInterestToSavingsParamName);
+            actualChanges.put(transferInterestToSavingsParamName, newValue);
+            this.transferInterestToLinkedAccount = newValue;
+        }
+
         if (this.preClosureDetail != null) {
             actualChanges.putAll(this.preClosureDetail.update(command, baseDataValidator));
         }
@@ -262,13 +273,20 @@ public class DepositAccountTermAndPreClosure extends AbstractPersistable<Long> {
         final DepositPreClosureDetail preClosureDetail = this.preClosureDetail.copy();
         final DepositTermDetail depositTermDetail = this.depositTermDetail.copy();
         final LocalDate expectedFirstDepositOnDate = null;
+        final Boolean transferInterestToLinkedAccount = null;
 
         final DepositAccountOnClosureType accountOnClosureType = null;
         return DepositAccountTermAndPreClosure.createNew(preClosureDetail, depositTermDetail, account, actualDepositAmount, maturityAmount,
-                maturityDate, depositPeriod, depositPeriodFrequency, expectedFirstDepositOnDate, accountOnClosureType);
+                maturityDate, depositPeriod, depositPeriodFrequency, expectedFirstDepositOnDate, accountOnClosureType,
+                transferInterestToLinkedAccount);
     }
 
     public void updateExpectedFirstDepositDate(final LocalDate expectedFirstDepositOnDate) {
         this.expectedFirstDepositOnDate = expectedFirstDepositOnDate.toDate();
     }
+
+    
+    public boolean isTransferInterestToLinkedAccount() {
+        return this.transferInterestToLinkedAccount;
+    }
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/FixedDepositAccount.java

@@ -13,6 +13,7 @@ import static org.mifosplatform.portfolio.savings.DepositsApiConstants.onAccount
 import java.math.BigDecimal;
 import java.math.MathContext;
 import java.util.ArrayList;
+import java.util.Collection;
 import java.util.Date;
 import java.util.List;
 import java.util.Locale;
@@ -259,11 +260,13 @@ public class FixedDepositAccount extends SavingsAccount {
 
         final SavingsInterestCalculationType interestCalculationType = SavingsInterestCalculationType.fromInt(this.interestCalculationType);
         final BigDecimal interestRateAsFraction = getEffectiveInterestRateAsFraction(mc, maturityDate);
+        final Collection<Long> interestPostTransactions = this.savingsHelper.fetchPostInterestTransactionIds(getId());
+        boolean isInterestTransfer = false;
         for (final LocalDateInterval periodInterval : postingPeriodIntervals) {
 
             final PostingPeriod postingPeriod = PostingPeriod.createFrom(periodInterval, periodStartingBalance, transactions,
                     this.currency, compoundingPeriodType, interestCalculationType, interestRateAsFraction, daysInYearType.getValue(),
-                    maturityDate);
+                    maturityDate, interestPostTransactions, isInterestTransfer);
 
             periodStartingBalance = postingPeriod.closingBalance();
 
@@ -271,7 +274,8 @@ public class FixedDepositAccount extends SavingsAccount {
         }
 
         this.summary.updateFromInterestPeriodSummaries(this.currency, allPostingPeriods);
-        this.savingsHelper.calculateInterestForAllPostingPeriods(this.currency, allPostingPeriods);
+        this.savingsHelper.calculateInterestForAllPostingPeriods(this.currency, allPostingPeriods, this.getLockedInUntilLocalDate(),
+                isTransferInterestToOtherAccount());
         return allPostingPeriods;
     }
 
@@ -429,8 +433,8 @@ public class FixedDepositAccount extends SavingsAccount {
     public void postMaturityInterest(final LocalDate interestPostingUpToDate) {
 
         final MathContext mc = MathContext.DECIMAL64;
-
-        final List<PostingPeriod> postingPeriods = calculateInterestUsing(mc, interestPostingUpToDate);
+        final boolean isInterestTransfer = false;
+        final List<PostingPeriod> postingPeriods = calculateInterestUsing(mc, interestPostingUpToDate, isInterestTransfer);
 
         Money interestPostedToDate = Money.zero(this.currency);
 
@@ -526,15 +530,15 @@ public class FixedDepositAccount extends SavingsAccount {
     }
 
     @Override
-    public void postInterest(final MathContext mc, final LocalDate postingDate) {
+    public void postInterest(final MathContext mc, final LocalDate postingDate, boolean isInterestTransfer) {
         final LocalDate interestPostingUpToDate = interestPostingUpToDate(postingDate);
-        super.postInterest(mc, interestPostingUpToDate);
+        super.postInterest(mc, interestPostingUpToDate, isInterestTransfer);
     }
 
     @Override
-    public List<PostingPeriod> calculateInterestUsing(final MathContext mc, final LocalDate postingDate) {
+    public List<PostingPeriod> calculateInterestUsing(final MathContext mc, final LocalDate postingDate, boolean isInterestTransfer) {
         final LocalDate interestPostingUpToDate = interestPostingUpToDate(postingDate);
-        return super.calculateInterestUsing(mc, interestPostingUpToDate);
+        return super.calculateInterestUsing(mc, interestPostingUpToDate, isInterestTransfer);
     }
 
     private LocalDate interestPostingUpToDate(final LocalDate interestPostingDate) {
@@ -680,4 +684,9 @@ public class FixedDepositAccount extends SavingsAccount {
         return reInvestedAccount;
 
     }
+
+    @Override
+    protected boolean isTransferInterestToOtherAccount() {
+        return this.accountTermAndPreClosure.isTransferInterestToLinkedAccount();
+    }
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/RecurringDepositAccount.java

@@ -13,6 +13,7 @@ import static org.mifosplatform.portfolio.savings.DepositsApiConstants.onAccount
 import java.math.BigDecimal;
 import java.math.MathContext;
 import java.util.ArrayList;
+import java.util.Collection;
 import java.util.Collections;
 import java.util.Date;
 import java.util.List;
@@ -281,18 +282,20 @@ public class RecurringDepositAccount extends SavingsAccount {
 
         final SavingsInterestCalculationType interestCalculationType = SavingsInterestCalculationType.fromInt(this.interestCalculationType);
         final BigDecimal interestRateAsFraction = getEffectiveInterestRateAsFraction(mc, maturityDate);
-
+        final Collection<Long> interestPostTransactions = this.savingsHelper.fetchPostInterestTransactionIds(getId());
+        boolean isInterestTransfer = false;
         for (final LocalDateInterval periodInterval : postingPeriodIntervals) {
             final PostingPeriod postingPeriod = PostingPeriod.createFrom(periodInterval, periodStartingBalance, transactions,
                     this.currency, compoundingPeriodType, interestCalculationType, interestRateAsFraction, daysInYearType.getValue(),
-                    maturityDate);
+                    maturityDate, interestPostTransactions, isInterestTransfer);
 
             periodStartingBalance = postingPeriod.closingBalance();
 
             allPostingPeriods.add(postingPeriod);
         }
 
-        this.savingsHelper.calculateInterestForAllPostingPeriods(this.currency, allPostingPeriods);
+        this.savingsHelper.calculateInterestForAllPostingPeriods(this.currency, allPostingPeriods, this.getLockedInUntilLocalDate(),
+                isTransferInterestToOtherAccount());
         // this.summary.updateFromInterestPeriodSummaries(this.currency,
         // allPostingPeriods);
         return allPostingPeriods;
@@ -538,8 +541,8 @@ public class RecurringDepositAccount extends SavingsAccount {
     public void postMaturityInterest(final LocalDate interestPostingUpToDate) {
 
         final MathContext mc = MathContext.DECIMAL64;
-
-        final List<PostingPeriod> postingPeriods = calculateInterestUsing(mc, interestPostingUpToDate);
+        boolean isInterestTransfer = false;
+        final List<PostingPeriod> postingPeriods = calculateInterestUsing(mc, interestPostingUpToDate,isInterestTransfer);
 
         Money interestPostedToDate = Money.zero(this.currency);
 
@@ -634,15 +637,15 @@ public class RecurringDepositAccount extends SavingsAccount {
     }
 
     @Override
-    public void postInterest(final MathContext mc, final LocalDate postingDate) {
+    public void postInterest(final MathContext mc, final LocalDate postingDate,final boolean isInterestTransfer) {
         final LocalDate interestPostingUpToDate = interestPostingUpToDate(postingDate);
-        super.postInterest(mc, interestPostingUpToDate);
+        super.postInterest(mc, interestPostingUpToDate, isInterestTransfer);
     }
 
     @Override
-    public List<PostingPeriod> calculateInterestUsing(final MathContext mc, final LocalDate postingDate) {
+    public List<PostingPeriod> calculateInterestUsing(final MathContext mc, final LocalDate postingDate, boolean isInterestTransfer) {
         final LocalDate interestPostingUpToDate = interestPostingUpToDate(postingDate);
-        return super.calculateInterestUsing(mc, interestPostingUpToDate);
+        return super.calculateInterestUsing(mc, interestPostingUpToDate, isInterestTransfer);
     }
 
     private LocalDate interestPostingUpToDate(final LocalDate interestPostingDate) {
@@ -891,4 +894,8 @@ public class RecurringDepositAccount extends SavingsAccount {
         this.activatedOnDate = now.toDate();
     }
 
+    @Override
+    protected boolean isTransferInterestToOtherAccount() {
+        return this.accountTermAndPreClosure.isTransferInterestToLinkedAccount();
+    }
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccount.java

@@ -370,9 +370,9 @@ public class SavingsAccount extends AbstractPersistable<Long> {
         return SavingsAccountStatusType.fromInt(this.status).isClosed();
     }
 
-    public void postInterest(final MathContext mc, final LocalDate interestPostingUpToDate) {
+    public void postInterest(final MathContext mc, final LocalDate interestPostingUpToDate, final boolean isInterestTransfer) {
 
-        final List<PostingPeriod> postingPeriods = calculateInterestUsing(mc, interestPostingUpToDate);
+        final List<PostingPeriod> postingPeriods = calculateInterestUsing(mc, interestPostingUpToDate, isInterestTransfer);
 
         Money interestPostedToDate = Money.zero(this.currency);
 
@@ -447,8 +447,9 @@ public class SavingsAccount extends AbstractPersistable<Long> {
      * calculate the amount of interest due at the end of each 'crediting'
      * period check if an existing 'interest posting' transaction exists for
      * date and matches the amount posted
+     * @param isInterestTransfer TODO
      */
-    public List<PostingPeriod> calculateInterestUsing(final MathContext mc, final LocalDate upToInterestCalculationDate) {
+    public List<PostingPeriod> calculateInterestUsing(final MathContext mc, final LocalDate upToInterestCalculationDate, boolean isInterestTransfer) {
 
         // no openingBalance concept supported yet but probably will to allow
         // for migrations.
@@ -480,18 +481,20 @@ public class SavingsAccount extends AbstractPersistable<Long> {
 
         final SavingsInterestCalculationType interestCalculationType = SavingsInterestCalculationType.fromInt(this.interestCalculationType);
         final BigDecimal interestRateAsFraction = getEffectiveInterestRateAsFraction(mc, upToInterestCalculationDate);
+        final Collection<Long> interestPostTransactions = this.savingsHelper.fetchPostInterestTransactionIds(getId());
         for (final LocalDateInterval periodInterval : postingPeriodIntervals) {
 
             final PostingPeriod postingPeriod = PostingPeriod.createFrom(periodInterval, periodStartingBalance,
                     retreiveOrderedNonInterestPostingTransactions(), this.currency, compoundingPeriodType, interestCalculationType,
-                    interestRateAsFraction, daysInYearType.getValue(), upToInterestCalculationDate);
+                    interestRateAsFraction, daysInYearType.getValue(), upToInterestCalculationDate, interestPostTransactions, isInterestTransfer);
 
             periodStartingBalance = postingPeriod.closingBalance();
 
             allPostingPeriods.add(postingPeriod);
         }
 
-        this.savingsHelper.calculateInterestForAllPostingPeriods(this.currency, allPostingPeriods);
+        this.savingsHelper.calculateInterestForAllPostingPeriods(this.currency, allPostingPeriods, getLockedInUntilLocalDate(),
+                isTransferInterestToOtherAccount());
 
         this.summary.updateFromInterestPeriodSummaries(this.currency, allPostingPeriods);
         this.summary.updateSummary(this.currency, this.savingsAccountTransactionSummaryWrapper, this.transactions);
@@ -809,7 +812,7 @@ public class SavingsAccount extends AbstractPersistable<Long> {
         return isLocked;
     }
 
-    private LocalDate getLockedInUntilLocalDate() {
+    protected LocalDate getLockedInUntilLocalDate() {
         LocalDate lockedInUntilLocalDate = null;
         if (this.lockedInUntilDate != null) {
             lockedInUntilLocalDate = new LocalDate(this.lockedInUntilDate);
@@ -2036,4 +2039,8 @@ public class SavingsAccount extends AbstractPersistable<Long> {
     public DepositAccountType depositAccountType() {
         return DepositAccountType.fromInt(depositType);
     }
+
+    protected boolean isTransferInterestToOtherAccount() {
+        return false;
+    }
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountAssembler.java

@@ -34,6 +34,7 @@ import org.mifosplatform.infrastructure.core.serialization.FromJsonHelper;
 import org.mifosplatform.infrastructure.core.service.DateUtils;
 import org.mifosplatform.organisation.staff.domain.Staff;
 import org.mifosplatform.organisation.staff.domain.StaffRepositoryWrapper;
+import org.mifosplatform.portfolio.account.service.AccountTransfersReadPlatformService;
 import org.mifosplatform.portfolio.accountdetails.domain.AccountType;
 import org.mifosplatform.portfolio.client.domain.Client;
 import org.mifosplatform.portfolio.client.domain.ClientRepositoryWrapper;
@@ -59,7 +60,7 @@ import com.google.gson.JsonElement;
 public class SavingsAccountAssembler {
 
     private final SavingsAccountTransactionSummaryWrapper savingsAccountTransactionSummaryWrapper;
-    private final SavingsHelper savingsHelper = new SavingsHelper();
+    private final SavingsHelper savingsHelper;
     private final ClientRepositoryWrapper clientRepository;
     private final GroupRepositoryWrapper groupRepository;
     private final StaffRepositoryWrapper staffRepository;
@@ -73,7 +74,8 @@ public class SavingsAccountAssembler {
             final ClientRepositoryWrapper clientRepository, final GroupRepositoryWrapper groupRepository,
             final StaffRepositoryWrapper staffRepository, final SavingsProductRepository savingProductRepository,
             final SavingsAccountRepositoryWrapper savingsAccountRepository,
-            final SavingsAccountChargeAssembler savingsAccountChargeAssembler, final FromJsonHelper fromApiJsonHelper) {
+            final SavingsAccountChargeAssembler savingsAccountChargeAssembler, final FromJsonHelper fromApiJsonHelper,
+            final AccountTransfersReadPlatformService accountTransfersReadPlatformService) {
         this.savingsAccountTransactionSummaryWrapper = savingsAccountTransactionSummaryWrapper;
         this.clientRepository = clientRepository;
         this.groupRepository = groupRepository;
@@ -82,6 +84,7 @@ public class SavingsAccountAssembler {
         this.savingsAccountRepository = savingsAccountRepository;
         this.savingsAccountChargeAssembler = savingsAccountChargeAssembler;
         this.fromApiJsonHelper = fromApiJsonHelper;
+        savingsHelper = new SavingsHelper(accountTransfersReadPlatformService);
     }
 
     /**

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountDomainService.java

@@ -14,7 +14,7 @@ import org.mifosplatform.portfolio.paymentdetail.domain.PaymentDetail;
 public interface SavingsAccountDomainService {
 
     SavingsAccountTransaction handleWithdrawal(SavingsAccount account, DateTimeFormatter fmt, LocalDate transactionDate,
-            BigDecimal transactionAmount, PaymentDetail paymentDetail, boolean applyWithdrawFee);
+            BigDecimal transactionAmount, PaymentDetail paymentDetail, boolean applyWithdrawFee, boolean isInterestTransfer);
 
     SavingsAccountTransaction handleDeposit(SavingsAccount account, DateTimeFormatter fmt, LocalDate transactionDate,
             BigDecimal transactionAmount, PaymentDetail paymentDetail);

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountDomainServiceJpa.java

@@ -48,7 +48,7 @@ public class SavingsAccountDomainServiceJpa implements SavingsAccountDomainServi
     @Override
     public SavingsAccountTransaction handleWithdrawal(final SavingsAccount account, final DateTimeFormatter fmt,
             final LocalDate transactionDate, final BigDecimal transactionAmount, final PaymentDetail paymentDetail,
-            final boolean applyWithdrawFee) {
+            final boolean applyWithdrawFee, boolean isInterestTransfer) {
 
         final Set<Long> existingTransactionIds = new HashSet<Long>();
         final Set<Long> existingReversedTransactionIds = new HashSet<Long>();
@@ -60,10 +60,10 @@ public class SavingsAccountDomainServiceJpa implements SavingsAccountDomainServi
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(transactionDate)) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
         account.validateAccountBalanceDoesNotBecomeNegative(transactionAmount);
         saveTransactionToGenerateTransactionId(withdrawal);
@@ -79,6 +79,7 @@ public class SavingsAccountDomainServiceJpa implements SavingsAccountDomainServi
     public SavingsAccountTransaction handleDeposit(final SavingsAccount account, final DateTimeFormatter fmt,
             final LocalDate transactionDate, final BigDecimal transactionAmount, final PaymentDetail paymentDetail) {
 
+        boolean isInterestTransfer = false;
         final Set<Long> existingTransactionIds = new HashSet<Long>();
         final Set<Long> existingReversedTransactionIds = new HashSet<Long>();
         updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
@@ -89,10 +90,10 @@ public class SavingsAccountDomainServiceJpa implements SavingsAccountDomainServi
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(transactionDate)) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
 
         saveTransactionToGenerateTransactionId(deposit);

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsAccountTransaction.java

@@ -445,13 +445,15 @@ public final class SavingsAccountTransaction extends AbstractPersistable<Long> {
             if (isDeposit()) {
                 // endOfDayBalance = openingBalance.plus(getAmount(currency));
                 // if (endOfDayBalance.isLessThanZero()) {
-                endOfDayBalance = Money.of(currency, this.runningBalance);
+                endOfDayBalance = endOfDayBalance.plus(getAmount(currency));
                 // }
             } else if (isWithdrawal() || isChargeTransactionAndNotReversed()) {
                 // endOfDayBalance = openingBalance.minus(getAmount(currency));
-                // if (endOfDayBalance.isLessThanZero()) {
-                endOfDayBalance = Money.of(currency, this.runningBalance);
-                // }
+                if (endOfDayBalance.isGreaterThanZero()) {
+                    endOfDayBalance = endOfDayBalance.minus(getAmount(currency));
+                } else {
+                    endOfDayBalance = Money.of(currency, this.runningBalance);
+                }
             }
         }
 

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/SavingsHelper.java

@@ -1,6 +1,7 @@
 package org.mifosplatform.portfolio.savings.domain;
 
 import java.util.ArrayList;
+import java.util.Collection;
 import java.util.List;
 
 import org.joda.time.DateTime;
@@ -8,12 +9,19 @@ import org.joda.time.LocalDate;
 import org.mifosplatform.infrastructure.core.domain.LocalDateInterval;
 import org.mifosplatform.organisation.monetary.domain.MonetaryCurrency;
 import org.mifosplatform.organisation.monetary.domain.Money;
+import org.mifosplatform.portfolio.account.service.AccountTransfersReadPlatformService;
 import org.mifosplatform.portfolio.savings.SavingsPostingInterestPeriodType;
 import org.mifosplatform.portfolio.savings.domain.interest.CompoundInterestHelper;
 import org.mifosplatform.portfolio.savings.domain.interest.PostingPeriod;
 
 public final class SavingsHelper {
 
+    AccountTransfersReadPlatformService accountTransfersReadPlatformService = null;
+
+    public SavingsHelper(AccountTransfersReadPlatformService accountTransfersReadPlatformService) {
+        this.accountTransfersReadPlatformService = accountTransfersReadPlatformService;
+    }
+
     private final CompoundInterestHelper compoundInterestHelper = new CompoundInterestHelper();
 
     public List<LocalDateInterval> determineInterestPostingPeriods(final LocalDate activationLocalDate,
@@ -26,7 +34,8 @@ public final class SavingsHelper {
 
         while (!periodStartDate.isAfter(interestPostingUpToDate) && !periodEndDate.isAfter(interestPostingUpToDate)) {
 
-            final LocalDate interestPostingLocalDate = determineInterestPostingPeriodEndDateFrom(periodStartDate, postingPeriodType, interestPostingUpToDate);
+            final LocalDate interestPostingLocalDate = determineInterestPostingPeriodEndDateFrom(periodStartDate, postingPeriodType,
+                    interestPostingUpToDate);
             periodEndDate = interestPostingLocalDate.minusDays(1);
 
             if (!interestPostingLocalDate.isAfter(interestPostingUpToDate)) {
@@ -61,7 +70,7 @@ public final class SavingsHelper {
                 final int monthofYear = periodStartDate.getMonthOfYear();
                 if (monthofYear <= 3) {
                     periodEndDate = new DateTime().withDate(year, 3, 31).toLocalDate();
-            } else if (monthofYear <= 6) {
+                } else if (monthofYear <= 6) {
                     periodEndDate = new DateTime().withDate(year, 6, 30).toLocalDate();
                 } else if (monthofYear <= 9) {
                     periodEndDate = new DateTime().withDate(year, 9, 30).toLocalDate();
@@ -70,14 +79,14 @@ public final class SavingsHelper {
                 }
             break;
             case BIANNUAL:
-            		final int byear = periodStartDate.getYearOfEra();
-            		final int bmonthofYear = periodStartDate.getMonthOfYear();
+                final int byear = periodStartDate.getYearOfEra();
+                final int bmonthofYear = periodStartDate.getMonthOfYear();
                 if (bmonthofYear <= 6) {
                     periodEndDate = new DateTime().withDate(byear, 6, 30).toLocalDate();
                 } else if (bmonthofYear <= 12) {
                     periodEndDate = new DateTime().withDate(byear, 12, 31).toLocalDate();
                 }
-            	break;
+            break;
             case ANNUAL:
                 periodEndDate = periodStartDate.monthOfYear().withMaximumValue();
                 periodEndDate = periodEndDate.dayOfMonth().withMaximumValue();
@@ -90,7 +99,13 @@ public final class SavingsHelper {
         return periodEndDate;
     }
 
-    public Money calculateInterestForAllPostingPeriods(final MonetaryCurrency currency, final List<PostingPeriod> allPeriods) {
-        return this.compoundInterestHelper.calculateInterestForAllPostingPeriods(currency, allPeriods);
+    public Money calculateInterestForAllPostingPeriods(final MonetaryCurrency currency, final List<PostingPeriod> allPeriods,
+            LocalDate accountLockedUntil, Boolean immediateWithdrawalOfInterest) {
+        return this.compoundInterestHelper.calculateInterestForAllPostingPeriods(currency, allPeriods, accountLockedUntil,
+                immediateWithdrawalOfInterest);
+    }
+
+    public Collection<Long> fetchPostInterestTransactionIds(Long accountId) {
+        return this.accountTransfersReadPlatformService.fetchPostInterestTransactionIds(accountId);
     }
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/interest/CompoundInterestHelper.java

@@ -3,12 +3,26 @@ package org.mifosplatform.portfolio.savings.domain.interest;
 import java.math.BigDecimal;
 import java.util.List;
 
+import org.joda.time.LocalDate;
 import org.mifosplatform.organisation.monetary.domain.MonetaryCurrency;
 import org.mifosplatform.organisation.monetary.domain.Money;
 
 public class CompoundInterestHelper {
 
-    public Money calculateInterestForAllPostingPeriods(final MonetaryCurrency currency, final List<PostingPeriod> allPeriods) {
+    /**
+     * @param currency
+     * @param allPeriods
+     * @param lockUntil
+     *            - account locked date used with the combination of
+     *            immediateWithdrawalOfInterest to avoid exclusion of
+     *            interestEarned
+     * @param interestTransferEnabled
+     *            - boolean flag used to avoid addition of interest to next
+     *            posting period as income while calculating interest
+     * @return
+     */
+    public Money calculateInterestForAllPostingPeriods(final MonetaryCurrency currency, final List<PostingPeriod> allPeriods,
+            LocalDate lockUntil, Boolean interestTransferEnabled) {
 
         // sum up the 'rounded' values that are posted each posting period
         Money interestEarned = Money.zero(currency);
@@ -22,8 +36,14 @@ public class CompoundInterestHelper {
             final Money moneyToBePostedForPeriod = Money.of(currency, interestEarnedThisPeriod);
 
             interestEarned = interestEarned.plus(moneyToBePostedForPeriod);
-
-            interestEarnedButNotPosted = interestEarnedButNotPosted.add(moneyToBePostedForPeriod.getAmount());
+            // these checks are for fixed deposit account for not include
+            // interest for accounts which has post interest to linked savings
+            // account and if already transfered then it includes in interest
+            // calculation.
+            if (postingPeriod.isInterestTransfered() || !interestTransferEnabled
+                    || (lockUntil != null && !postingPeriod.dateOfPostingTransaction().isAfter(lockUntil))) {
+                interestEarnedButNotPosted = interestEarnedButNotPosted.add(moneyToBePostedForPeriod.getAmount());
+            }
         }
 
         return interestEarned;

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/domain/interest/PostingPeriod.java

@@ -2,6 +2,7 @@ package org.mifosplatform.portfolio.savings.domain.interest;
 
 import java.math.BigDecimal;
 import java.util.ArrayList;
+import java.util.Collection;
 import java.util.List;
 
 import org.joda.time.DateTime;
@@ -33,13 +34,18 @@ public class PostingPeriod {
     private final Money closingBalance;
     private final SavingsInterestCalculationType interestCalculationType;
 
+    // include in compounding interest
+    private boolean interestTransfered = false;
+
+    // isInterestTransfer boolean is to identify newly created transaction is interest transfer
     public static PostingPeriod createFrom(final LocalDateInterval periodInterval, final Money periodStartingBalance,
             final List<SavingsAccountTransaction> orderedListOfTransactions, final MonetaryCurrency currency,
             final SavingsCompoundingInterestPeriodType interestCompoundingPeriodType,
-            final SavingsInterestCalculationType interestCalculationType, final BigDecimal interestRateAsFraction, final long daysInYear, final LocalDate upToInterestCalculationDate) {
+            final SavingsInterestCalculationType interestCalculationType, final BigDecimal interestRateAsFraction, final long daysInYear,
+            final LocalDate upToInterestCalculationDate, Collection<Long> interestPostTransactions, boolean isInterestTransfer) {
 
         final List<EndOfDayBalance> accountEndOfDayBalances = new ArrayList<EndOfDayBalance>();
-
+        boolean interestTransfered = false;
         Money openingDayBalance = periodStartingBalance;
         Money closeOfDayBalance = openingDayBalance;
         for (final SavingsAccountTransaction transaction : orderedListOfTransactions) {
@@ -51,6 +57,7 @@ public class PostingPeriod {
                 accountEndOfDayBalances.add(endOfDayBalance);
 
                 openingDayBalance = endOfDayBalance.closingBalance();
+
             } else if (transaction.spansAnyPortionOf(periodInterval)) {
                 final EndOfDayBalance endOfDayBalance = transaction.toEndOfDayBalanceBoundedBy(openingDayBalance, periodInterval);
                 accountEndOfDayBalances.add(endOfDayBalance);
@@ -58,22 +65,32 @@ public class PostingPeriod {
                 closeOfDayBalance = endOfDayBalance.closingBalance();
                 openingDayBalance = closeOfDayBalance;
             }
+
+            // this check is to make sure to add interest if withdrawal is happened for already
+            if (transaction.occursOn(periodInterval.endDate().plusDays(1))) {
+                if (transaction.getId() == null) {
+                    interestTransfered = isInterestTransfer;
+                } else if (interestPostTransactions.contains(transaction.getId())) {
+                    interestTransfered = true;
+                }
+            }
+
         }
 
         if (accountEndOfDayBalances.isEmpty()) {
             LocalDate balanceStartDate = periodInterval.startDate();
             LocalDate balanceEndDate = periodInterval.endDate();
             Integer numberOfDaysOfBalance = periodInterval.daysInPeriodInclusiveOfEndDate();
-            
+
             if (balanceEndDate.isAfter(upToInterestCalculationDate)) {
                 balanceEndDate = upToInterestCalculationDate;
                 final LocalDateInterval spanOfBalance = LocalDateInterval.create(balanceStartDate, balanceEndDate);
                 numberOfDaysOfBalance = spanOfBalance.daysInPeriodInclusiveOfEndDate();
             }
-            
+
             final EndOfDayBalance endOfDayBalance = EndOfDayBalance.from(balanceStartDate, openingDayBalance, closeOfDayBalance,
                     numberOfDaysOfBalance);
-            
+
             accountEndOfDayBalances.add(endOfDayBalance);
 
             closeOfDayBalance = endOfDayBalance.closingBalance();
@@ -84,13 +101,13 @@ public class PostingPeriod {
                 accountEndOfDayBalances, upToInterestCalculationDate);
 
         return new PostingPeriod(periodInterval, currency, periodStartingBalance, openingDayBalance, interestCompoundingPeriodType,
-                interestCalculationType, interestRateAsFraction, daysInYear, compoundingPeriods);
+                interestCalculationType, interestRateAsFraction, daysInYear, compoundingPeriods, interestTransfered);
     }
 
     private PostingPeriod(final LocalDateInterval periodInterval, final MonetaryCurrency currency, final Money openingBalance,
             final Money closingBalance, final SavingsCompoundingInterestPeriodType interestCompoundingType,
             final SavingsInterestCalculationType interestCalculationType, final BigDecimal interestRateAsFraction, final long daysInYear,
-            final List<CompoundingPeriod> compoundingPeriods) {
+            final List<CompoundingPeriod> compoundingPeriods, boolean interestTransfered) {
         this.periodInterval = periodInterval;
         this.currency = currency;
         this.openingBalance = openingBalance;
@@ -102,6 +119,7 @@ public class PostingPeriod {
         this.compoundingPeriods = compoundingPeriods;
 
         this.dateOfPostingTransaction = periodInterval.endDate().plusDays(1);
+        this.interestTransfered = interestTransfered;
     }
 
     public Money interest() {
@@ -115,7 +133,7 @@ public class PostingPeriod {
     public Money closingBalance() {
         return this.closingBalance;
     }
-    
+
     public Money openingBalance() {
         return this.openingBalance;
     }
@@ -145,7 +163,8 @@ public class PostingPeriod {
     }
 
     private static List<CompoundingPeriod> compoundingPeriodsInPostingPeriod(final LocalDateInterval postingPeriodInterval,
-            final SavingsCompoundingInterestPeriodType interestPeriodType, final List<EndOfDayBalance> allEndOfDayBalances, final LocalDate upToInterestCalculationDate) {
+            final SavingsCompoundingInterestPeriodType interestPeriodType, final List<EndOfDayBalance> allEndOfDayBalances,
+            final LocalDate upToInterestCalculationDate) {
 
         final List<CompoundingPeriod> compoundingPeriods = new ArrayList<CompoundingPeriod>();
 
@@ -174,7 +193,8 @@ public class PostingPeriod {
                     final LocalDateInterval compoundingPeriodInterval = LocalDateInterval.create(periodStartDate, periodEndDate);
                     if (postingPeriodInterval.contains(compoundingPeriodInterval)) {
 
-                        compoundingPeriod = MonthlyCompoundingPeriod.create(compoundingPeriodInterval, allEndOfDayBalances, upToInterestCalculationDate);
+                        compoundingPeriod = MonthlyCompoundingPeriod.create(compoundingPeriodInterval, allEndOfDayBalances,
+                                upToInterestCalculationDate);
                         compoundingPeriods.add(compoundingPeriod);
                     }
 
@@ -182,11 +202,11 @@ public class PostingPeriod {
                     periodStartDate = periodEndDate.plusDays(1);
                 }
             break;
-        // case WEEKLY:
-        // break;
-        // case BIWEEKLY:
-        // break;
-       case QUATERLY:
+            // case WEEKLY:
+            // break;
+            // case BIWEEKLY:
+            // break;
+            case QUATERLY:
                 final LocalDate qPostingPeriodEndDate = postingPeriodInterval.endDate();
 
                 periodStartDate = postingPeriodInterval.startDate();
@@ -210,7 +230,7 @@ public class PostingPeriod {
                     // move periodStartDate forward to day after this period
                     periodStartDate = periodEndDate.plusDays(1);
                 }
-                break;
+            break;
             case BI_ANNUAL:
                 final LocalDate bPostingPeriodEndDate = postingPeriodInterval.endDate();
 
@@ -235,7 +255,7 @@ public class PostingPeriod {
                     // move periodStartDate forward to day after this period
                     periodStartDate = periodEndDate.plusDays(1);
                 }
-                break;
+            break;
             case ANNUAL:
                 final LocalDate aPostingPeriodEndDate = postingPeriodInterval.endDate();
 
@@ -260,9 +280,9 @@ public class PostingPeriod {
                     // move periodStartDate forward to day after this period
                     periodStartDate = periodEndDate.plusDays(1);
                 }
-                break;
-                // case NO_COMPOUNDING_SIMPLE_INTEREST:
-                // break;
+            break;
+        // case NO_COMPOUNDING_SIMPLE_INTEREST:
+        // break;
         }
 
         return compoundingPeriods;
@@ -291,7 +311,7 @@ public class PostingPeriod {
                 // produce period end date on last day of current month
                 periodEndDate = periodStartDate.dayOfMonth().withMaximumValue();
             break;
-      case QUATERLY:
+            case QUATERLY:
                 // // jan 1st to mar 31st, 1st apr to jun 30, jul 1st to sept
                 // 30,
                 // // oct 1st to dec 31
@@ -306,7 +326,7 @@ public class PostingPeriod {
                 } else if (monthofYear <= 12) {
                     periodEndDate = new DateTime().withDate(year, 12, 31).toLocalDate();
                 }
-                break;
+            break;
             case BI_ANNUAL:
                 // // jan 1st to 30, jul 1st to dec 31
                 year = periodStartDate.getYearOfEra();
@@ -316,18 +336,22 @@ public class PostingPeriod {
                 } else if (monthofYear <= 12) {
                     periodEndDate = new DateTime().withDate(year, 12, 31).toLocalDate();
                 }
-                break;
+            break;
             case ANNUAL:
                 periodEndDate = periodStartDate.monthOfYear().withMaximumValue();
                 periodEndDate = periodEndDate.dayOfMonth().withMaximumValue();
-                break;
+            break;
 
-                // case NO_COMPOUNDING_SIMPLE_INTEREST:
-                // periodEndDate = periodStartDate.monthOfYear().withMaximumValue();
-                // periodEndDate = periodEndDate.dayOfMonth().withMaximumValue();
-                // break;
+        // case NO_COMPOUNDING_SIMPLE_INTEREST:
+        // periodEndDate = periodStartDate.monthOfYear().withMaximumValue();
+        // periodEndDate = periodEndDate.dayOfMonth().withMaximumValue();
+        // break;
         }
 
         return periodEndDate;
     }
+
+    public boolean isInterestTransfered() {
+        return this.interestTransfered;
+    }
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositAccountReadPlatformService.java

@@ -9,6 +9,7 @@ import java.util.Collection;
 
 import org.mifosplatform.infrastructure.core.data.PaginationParameters;
 import org.mifosplatform.infrastructure.core.service.Page;
+import org.mifosplatform.portfolio.account.data.AccountTransferDTO;
 import org.mifosplatform.portfolio.savings.DepositAccountType;
 import org.mifosplatform.portfolio.savings.data.DepositAccountData;
 import org.mifosplatform.portfolio.savings.data.SavingsAccountTransactionData;
@@ -34,4 +35,6 @@ public interface DepositAccountReadPlatformService {
     Collection<DepositAccountData> retrieveForMaturityUpdate();
     
     SavingsAccountTransactionData retrieveRecurringAccountDepositTransactionTemplate(final Long accountId);
+
+    Collection<AccountTransferDTO> retrieveDataForInterestTransfer();
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositAccountReadPlatformServiceImpl.java

@@ -26,7 +26,10 @@ import org.mifosplatform.infrastructure.security.service.PlatformSecurityContext
 import org.mifosplatform.organisation.monetary.data.CurrencyData;
 import org.mifosplatform.organisation.staff.data.StaffData;
 import org.mifosplatform.organisation.staff.service.StaffReadPlatformService;
+import org.mifosplatform.portfolio.account.PortfolioAccountType;
+import org.mifosplatform.portfolio.account.data.AccountTransferDTO;
 import org.mifosplatform.portfolio.account.data.AccountTransferData;
+import org.mifosplatform.portfolio.account.domain.AccountTransferType;
 import org.mifosplatform.portfolio.charge.data.ChargeData;
 import org.mifosplatform.portfolio.charge.service.ChargeReadPlatformService;
 import org.mifosplatform.portfolio.client.data.ClientData;
@@ -464,6 +467,22 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
         }
     }
 
+    @Override
+    public Collection<AccountTransferDTO> retrieveDataForInterestTransfer() {
+        final StringBuilder sqlBuilder = new StringBuilder(300);
+        AccountTransferMapper mapper = new AccountTransferMapper();
+        sqlBuilder.append("SELECT ");
+        sqlBuilder.append(mapper.schema());
+        sqlBuilder.append(" where da.transfer_interest_to_linked_account = 1 and ");
+        sqlBuilder
+                .append("st.transaction_date > (select IFNULL(max(sat.transaction_date),sa.activatedon_date) from m_savings_account_transaction sat where sat.transaction_type_enum = ? and sat.savings_account_id = sa.id and sat.is_reversed=0) ");
+        sqlBuilder
+                .append("and st.transaction_type_enum = ? and sa.status_enum = ? and st.is_reversed=0 and st.transaction_date > IFNULL(sa.lockedin_until_date_derived,sa.activatedon_date)");
+
+        return this.jdbcTemplate.query(sqlBuilder.toString(), mapper, new Object[] { SavingsAccountTransactionType.WITHDRAWAL.getValue(),
+                SavingsAccountTransactionType.INTEREST_POSTING.getValue(), SavingsAccountStatusType.ACTIVE.getValue() });
+    }
+
     private static abstract class DepositAccountMapper implements RowMapper<DepositAccountData> {
 
         private final String selectFieldsSql;
@@ -697,7 +716,8 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             sqlBuilder.append("datp.maturity_date as maturityDate, ");
             sqlBuilder.append("datp.deposit_period as depositPeriod, ");
             sqlBuilder.append("datp.deposit_period_frequency_enum as depositPeriodFrequencyTypeId, ");
-            sqlBuilder.append("datp.on_account_closure_enum as onAccountClosureId ");
+            sqlBuilder.append("datp.on_account_closure_enum as onAccountClosureId, ");
+            sqlBuilder.append("datp.transfer_interest_to_linked_account as transferInterestToSavings ");
 
             sqlBuilder.append(super.selectTablesSql());
 
@@ -750,12 +770,13 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             final Integer onAccountClosureId = JdbcSupport.getInteger(rs, "onAccountClosureId");
             final EnumOptionData onAccountClosureType = (onAccountClosureId == null) ? null : SavingsEnumerations
                     .depositAccountOnClosureType(onAccountClosureId);
+            final Boolean transferInterestToSavings = rs.getBoolean("transferInterestToSavings");
 
             return FixedDepositAccountData.instance(depositAccountData, interestFreePeriodApplicable, interestFreeFromPeriod,
                     interestFreeToPeriod, interestFreePeriodFrequencyType, preClosurePenalApplicable, preClosurePenalInterest,
                     preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm, minDepositTermType, maxDepositTermType,
                     inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount, maturityDate, depositPeriod,
-                    depositPeriodFrequencyType, onAccountClosureType);
+                    depositPeriodFrequencyType, onAccountClosureType, transferInterestToSavings);
         }
     }
 
@@ -1182,12 +1203,13 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             final Integer depositPeriod = null;
             final EnumOptionData depositPeriodFrequencyType = null;
             final EnumOptionData onAccountClosureType = null;
+            final Boolean transferInterestToSavings = false;
 
             return FixedDepositAccountData.instance(depositAccountData, interestFreePeriodApplicable, interestFreeFromPeriod,
                     interestFreeToPeriod, interestFreePeriodFrequencyType, preClosurePenalApplicable, preClosurePenalInterest,
                     preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm, minDepositTermType, maxDepositTermType,
                     inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount, maturityDate, depositPeriod,
-                    depositPeriodFrequencyType, onAccountClosureType);
+                    depositPeriodFrequencyType, onAccountClosureType, transferInterestToSavings);
         }
     }
 
@@ -1375,4 +1397,36 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
                     DateUtils.getLocalDateOfTenant(), currency, recurringDepositAmount, runningBalance, false, transfer);
         }
     }
+
+    private class AccountTransferMapper implements RowMapper<AccountTransferDTO> {
+
+        private final String schemaSql;
+
+        public AccountTransferMapper() {
+            final StringBuilder sqlBuilder = new StringBuilder(400);
+            sqlBuilder
+                    .append("sa.id as fromAcc ,aa.linked_savings_account_id as toAcc,st.amount as amount, st.transaction_date as transactionDate ")
+                    .append(" from m_deposit_account_term_and_preclosure da ")
+                    .append(" inner join m_savings_account sa on da.savings_account_id = sa.id")
+                    .append(" inner join m_savings_account_transaction st on st.savings_account_id = sa.id")
+                    .append(" inner join m_portfolio_account_associations aa on aa.savings_account_id=sa.id");
+            schemaSql = sqlBuilder.toString();
+        }
+
+        public String schema() {
+            return this.schemaSql;
+        }
+
+        @Override
+        public AccountTransferDTO mapRow(ResultSet rs, @SuppressWarnings("unused") int rowNum) throws SQLException {
+            final Long fromAccountId = rs.getLong("fromAcc");
+            final Long toAccountId = rs.getLong("toAcc");
+            final BigDecimal transactionAmount = JdbcSupport.getBigDecimalDefaultToNullIfZero(rs, "amount");
+            final LocalDate transactionDate = JdbcSupport.getLocalDate(rs, "transactionDate");
+            return new AccountTransferDTO(transactionDate, transactionAmount, PortfolioAccountType.SAVINGS, PortfolioAccountType.SAVINGS,
+                    fromAccountId, toAccountId, "trasfer interest to savings", null, null, null, null, null, null, null,
+                    AccountTransferType.INTEREST_TRANSFER.getValue(), null, null, null, null, null);
+        }
+
+    }
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositAccountWritePlatformService.java

@@ -8,6 +8,7 @@ package org.mifosplatform.portfolio.savings.service;
 import org.joda.time.LocalDate;
 import org.mifosplatform.infrastructure.core.api.JsonCommand;
 import org.mifosplatform.infrastructure.core.data.CommandProcessingResult;
+import org.mifosplatform.infrastructure.jobs.exception.JobExecutionException;
 import org.mifosplatform.organisation.office.domain.Office;
 import org.mifosplatform.organisation.staff.domain.Staff;
 import org.mifosplatform.portfolio.savings.DepositAccountType;
@@ -54,4 +55,6 @@ public interface DepositAccountWritePlatformService {
     void applyChargeDue(final Long savingsAccountChargeId, final Long accountId, final DepositAccountType depositAccountType);
     
     void updateMaturityDetails(final Long depositAccountId, final DepositAccountType depositAccountType);
+
+    void transferInterestToSavings() throws JobExecutionException;
 }

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositAccountWritePlatformServiceJpaRepositoryImpl.java

@@ -14,6 +14,7 @@ import java.math.BigDecimal;
 import java.math.MathContext;
 import java.math.RoundingMode;
 import java.util.ArrayList;
+import java.util.Collection;
 import java.util.HashSet;
 import java.util.LinkedHashMap;
 import java.util.List;
@@ -34,6 +35,9 @@ import org.mifosplatform.infrastructure.core.data.DataValidatorBuilder;
 import org.mifosplatform.infrastructure.core.exception.PlatformApiDataValidationException;
 import org.mifosplatform.infrastructure.core.exception.PlatformServiceUnavailableException;
 import org.mifosplatform.infrastructure.core.service.DateUtils;
+import org.mifosplatform.infrastructure.jobs.annotation.CronTarget;
+import org.mifosplatform.infrastructure.jobs.exception.JobExecutionException;
+import org.mifosplatform.infrastructure.jobs.service.JobName;
 import org.mifosplatform.infrastructure.security.service.PlatformSecurityContext;
 import org.mifosplatform.organisation.holiday.service.HolidayWritePlatformService;
 import org.mifosplatform.organisation.monetary.domain.ApplicationCurrency;
@@ -78,6 +82,7 @@ import org.mifosplatform.portfolio.savings.domain.SavingsAccountStatusType;
 import org.mifosplatform.portfolio.savings.domain.SavingsAccountTransaction;
 import org.mifosplatform.portfolio.savings.domain.SavingsAccountTransactionRepository;
 import org.mifosplatform.portfolio.savings.exception.DepositAccountTransactionNotAllowedException;
+import org.mifosplatform.portfolio.savings.exception.InsufficientAccountBalanceException;
 import org.mifosplatform.portfolio.savings.exception.SavingsAccountTransactionNotFoundException;
 import org.mifosplatform.portfolio.savings.exception.TransactionUpdateNotAllowedException;
 import org.mifosplatform.useradministration.domain.AppUser;
@@ -106,6 +111,7 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
     private final WorkingDaysWritePlatformService workingDaysWritePlatformService;
     private final AccountAssociationsReadPlatformService accountAssociationsReadPlatformService;
     private final AccountTransfersWritePlatformService accountTransfersWritePlatformService;
+    private final DepositAccountReadPlatformService depositAccountReadPlatformService;
 
     @Autowired
     public DepositAccountWritePlatformServiceJpaRepositoryImpl(final PlatformSecurityContext context,
@@ -123,7 +129,8 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
             final HolidayWritePlatformService holidayWritePlatformService,
             final WorkingDaysWritePlatformService workingDaysWritePlatformService,
             final AccountAssociationsReadPlatformService accountAssociationsReadPlatformService,
-            final AccountTransfersWritePlatformService accountTransfersWritePlatformService) {
+            final AccountTransfersWritePlatformService accountTransfersWritePlatformService,
+            final DepositAccountReadPlatformService depositAccountReadPlatformService) {
         this.context = context;
         this.savingAccountRepository = savingAccountRepository;
         this.savingsAccountTransactionRepository = savingsAccountTransactionRepository;
@@ -142,6 +149,7 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
         this.workingDaysWritePlatformService = workingDaysWritePlatformService;
         this.accountAssociationsReadPlatformService = accountAssociationsReadPlatformService;
         this.accountTransfersWritePlatformService = accountTransfersWritePlatformService;
+        this.depositAccountReadPlatformService = depositAccountReadPlatformService;
     }
 
     @Transactional
@@ -282,8 +290,9 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
 
         final LocalDate today = DateUtils.getLocalDateOfTenant();
         final MathContext mc = new MathContext(15, RoundingMode.HALF_EVEN);
+        boolean isInterestTransfer = false;
 
-        account.calculateInterestUsing(mc, today);
+        account.calculateInterestUsing(mc, today, isInterestTransfer);
 
         this.savingAccountRepository.save(account);
 
@@ -319,13 +328,33 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
         updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
         final LocalDate today = DateUtils.getLocalDateOfTenant();
         final MathContext mc = new MathContext(10, RoundingMode.HALF_EVEN);
-
-        account.postInterest(mc, today);
+        boolean isInterestTransfer = false;
+        account.postInterest(mc, today, isInterestTransfer);
         this.savingAccountRepository.save(account);
 
         postJournalEntries(account, existingTransactionIds, existingReversedTransactionIds);
     }
 
+    @Override
+    @CronTarget(jobName = JobName.TRANSFER_INTEREST_TO_SAVINGS)
+    public void transferInterestToSavings() throws JobExecutionException {
+        Collection<AccountTransferDTO> accountTrasferData = this.depositAccountReadPlatformService.retrieveDataForInterestTransfer();
+        StringBuilder sb = new StringBuilder(200);
+        for (AccountTransferDTO accountTransferDTO : accountTrasferData) {
+            try {
+                this.accountTransfersWritePlatformService.transferFunds(accountTransferDTO);
+            } catch (final PlatformApiDataValidationException e) {
+                sb.append("Validation exception while trasfering Interest form ").append(accountTransferDTO.getFromAccountId())
+                        .append(" to ").append(accountTransferDTO.getToAccountId()).append("--------");
+            } catch (final InsufficientAccountBalanceException e) {
+                sb.append("InsufficientAccountBalance Exception while trasfering Interest form ")
+                        .append(accountTransferDTO.getFromAccountId()).append(" to ").append(accountTransferDTO.getToAccountId())
+                        .append("--------");
+            }
+        }
+        if (sb.length() > 0) { throw new JobExecutionException(sb.toString()); }
+    }
+
     @Override
     public CommandProcessingResult undoTransaction(final Long savingsId, final Long transactionId,
             final boolean allowAccountTransferModification, final DepositAccountType depositAccountType) {
@@ -354,13 +383,13 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
             throwValidationForActiveStatus(SavingsApiConstants.undoTransactionAction);
         }
         account.undoTransaction(transactionId);
-
+        boolean isInterestTransfer = false;
         checkClientOrGroupActive(account);
         if (savingsAccountTransaction.isPostInterestCalculationRequired()
                 && account.isBeforeLastPostingPeriod(savingsAccountTransaction.transactionLocalDate())) {
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
         account.validateAccountBalanceDoesNotBecomeNegative(SavingsApiConstants.undoTransactionAction);
         account.activateAccountBasedOnBalance();
@@ -425,12 +454,12 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
             transaction = account.withdraw(transactionDTO, true);
         }
         final Long newtransactionId = saveTransactionToGenerateTransactionId(transaction);
-
+        boolean isInterestTransfer = false;
         if (account.isBeforeLastPostingPeriod(transactionDate)
                 || account.isBeforeLastPostingPeriod(savingsAccountTransaction.transactionLocalDate())) {
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
         account.validateAccountBalanceDoesNotBecomeNegative(SavingsApiConstants.adjustTransactionAction);
         account.activateAccountBasedOnBalance();
@@ -548,7 +577,8 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
         savingsAccount.getTransactions().add(newTransferTransaction);
         savingsAccount.setStatus(SavingsAccountStatusType.TRANSFER_IN_PROGRESS.getValue());
         final MathContext mc = MathContext.DECIMAL64;
-        savingsAccount.calculateInterestUsing(mc, transferDate);
+        boolean isInterestTransfer = false;
+        savingsAccount.calculateInterestUsing(mc, transferDate, isInterestTransfer);
 
         this.savingsAccountTransactionRepository.save(newTransferTransaction);
         this.savingAccountRepository.save(savingsAccount);
@@ -572,7 +602,8 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
         savingsAccount.getTransactions().add(withdrawtransferTransaction);
         savingsAccount.setStatus(SavingsAccountStatusType.ACTIVE.getValue());
         final MathContext mc = MathContext.DECIMAL64;
-        savingsAccount.calculateInterestUsing(mc, transferDate);
+        boolean isInterestTransfer = false;
+        savingsAccount.calculateInterestUsing(mc, transferDate, isInterestTransfer);
 
         this.savingsAccountTransactionRepository.save(withdrawtransferTransaction);
         this.savingAccountRepository.save(savingsAccount);
@@ -605,9 +636,9 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
         if (fieldOfficer != null) {
             savingsAccount.update(fieldOfficer);
         }
-
+        boolean isInterestTransfer = false;
         final MathContext mc = MathContext.DECIMAL64;
-        savingsAccount.calculateInterestUsing(mc, transferDate);
+        savingsAccount.calculateInterestUsing(mc, transferDate, isInterestTransfer);
 
         this.savingsAccountTransactionRepository.save(acceptTransferTransaction);
         this.savingAccountRepository.save(savingsAccount);
@@ -745,14 +776,14 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
         updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
 
         account.waiveCharge(savingsAccountChargeId);
-
+        boolean isInterestTransfer = false;
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(savingsAccountCharge.getDueLocalDate())) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
 
         account.validateAccountBalanceDoesNotBecomeNegative(SavingsApiConstants.waiveChargeTransactionAction);
@@ -863,14 +894,14 @@ public class DepositAccountWritePlatformServiceJpaRepositoryImpl implements Depo
         final Set<Long> existingReversedTransactionIds = new HashSet<Long>();
         updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
         account.payCharge(savingsAccountCharge, amountPaid, transactionDate, formatter);
-
+        boolean isInterestTransfer = false;
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(transactionDate)) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
 
         account.validateAccountBalanceDoesNotBecomeNegative("." + SavingsAccountTransactionType.PAY_CHARGE.getCode());

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java

@@ -5,6 +5,9 @@
  */
 package org.mifosplatform.portfolio.savings.service;
 
+import static org.mifosplatform.portfolio.savings.DepositsApiConstants.linkedAccountParamName;
+import static org.mifosplatform.portfolio.savings.DepositsApiConstants.transferInterestToSavingsParamName;
+
 import java.math.MathContext;
 import java.util.ArrayList;
 import java.util.LinkedHashMap;
@@ -272,13 +275,15 @@ public class DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl impl
                 if (depositAccountType.isFixedDeposit()) {
                     ((FixedDepositAccount) account).updateMaturityDateAndAmountBeforeAccountActivation(mc);
                 } else if (depositAccountType.isRecurringDeposit()) {
-                    final LocalDate transactionStartDate =  ((RecurringDepositAccount) account).depositStartDate();
+                    final LocalDate transactionStartDate = ((RecurringDepositAccount) account).depositStartDate();
                     ((RecurringDepositAccount) account).updateMaturityDateAndAmount(mc, transactionStartDate);
                 }
 
                 this.savingAccountRepository.saveAndFlush(account);
             }
 
+            boolean isLinkedAccRequired = command.booleanPrimitiveValueOfParameterNamed(transferInterestToSavingsParamName);
+
             // Save linked account information
             final Long savingsAccountId = command.longValueOfParameterNamed(DepositsApiConstants.linkedAccountParamName);
             AccountAssociations accountAssociations = this.accountAssociationsRepository.findBySavingsId(accountId);
@@ -287,7 +292,12 @@ public class DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl impl
                     if (this.fromJsonHelper.parameterExists(DepositsApiConstants.linkedAccountParamName, command.parsedJson())) {
                         this.accountAssociationsRepository.delete(accountAssociations);
                         changes.put(DepositsApiConstants.linkedAccountParamName, null);
+                        if (isLinkedAccRequired) {
+                            this.depositAccountDataValidator.throwLinkedAccountRequiredError();
+                        }
                     }
+                } else if (isLinkedAccRequired) {
+                    this.depositAccountDataValidator.throwLinkedAccountRequiredError();
                 }
             } else {
                 boolean isModified = false;

mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/SavingsAccountWritePlatformServiceJpaRepositoryImpl.java

@@ -234,9 +234,10 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
 
         final SavingsAccount account = this.savingAccountAssembler.assembleFrom(savingsId);
         checkClientOrGroupActive(account);
+        boolean isInterestTransfer = false;
 
         final SavingsAccountTransaction withdrawal = this.savingsAccountDomainService.handleWithdrawal(account, fmt, transactionDate,
-                transactionAmount, paymentDetail, true);
+                transactionAmount, paymentDetail, true, isInterestTransfer);
 
         return new CommandProcessingResultBuilder() //
                 .withEntityId(withdrawal.getId()) //
@@ -277,8 +278,8 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
 
         final LocalDate today = DateUtils.getLocalDateOfTenant();
         final MathContext mc = new MathContext(15, RoundingMode.HALF_EVEN);
-
-        account.calculateInterestUsing(mc, today);
+        boolean isInterestTransfer = false;
+        account.calculateInterestUsing(mc, today, isInterestTransfer);
 
         this.savingAccountRepository.save(account);
 
@@ -315,8 +316,8 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
             updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
             final LocalDate today = DateUtils.getLocalDateOfTenant();
             final MathContext mc = new MathContext(10, RoundingMode.HALF_EVEN);
-
-            account.postInterest(mc, today);
+            boolean isInterestTransfer = false;
+            account.postInterest(mc, today, isInterestTransfer);
 
             // for generating transaction id's
             List<SavingsAccountTransaction> transactions = account.getTransactions();
@@ -378,13 +379,13 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
                 account.undoTransaction(transactionId + 1);
             }
         }
-
+        boolean isInterestTransfer = false;
         checkClientOrGroupActive(account);
         if (savingsAccountTransaction.isPostInterestCalculationRequired()
                 && account.isBeforeLastPostingPeriod(savingsAccountTransaction.transactionLocalDate())) {
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
         account.validateAccountBalanceDoesNotBecomeNegative(SavingsApiConstants.undoTransactionAction);
         account.activateAccountBasedOnBalance();
@@ -443,6 +444,7 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
         }
 
         SavingsAccountTransaction transaction = null;
+        boolean isInterestTransfer = false;
         final SavingsAccountTransactionDTO transactionDTO = new SavingsAccountTransactionDTO(fmt, transactionDate, transactionAmount,
                 paymentDetail, savingsAccountTransaction.createdDate());
         if (savingsAccountTransaction.isDeposit()) {
@@ -454,9 +456,9 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
 
         if (account.isBeforeLastPostingPeriod(transactionDate)
                 || account.isBeforeLastPostingPeriod(savingsAccountTransaction.transactionLocalDate())) {
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
         account.validateAccountBalanceDoesNotBecomeNegative(SavingsApiConstants.adjustTransactionAction);
         account.activateAccountBasedOnBalance();
@@ -541,7 +543,8 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
         savingsAccount.getTransactions().add(newTransferTransaction);
         savingsAccount.setStatus(SavingsAccountStatusType.TRANSFER_IN_PROGRESS.getValue());
         final MathContext mc = MathContext.DECIMAL64;
-        savingsAccount.calculateInterestUsing(mc, transferDate);
+        boolean isInterestTransfer = false;
+        savingsAccount.calculateInterestUsing(mc, transferDate, isInterestTransfer);
 
         this.savingsAccountTransactionRepository.save(newTransferTransaction);
         this.savingAccountRepository.save(savingsAccount);
@@ -564,7 +567,8 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
         savingsAccount.getTransactions().add(withdrawtransferTransaction);
         savingsAccount.setStatus(SavingsAccountStatusType.ACTIVE.getValue());
         final MathContext mc = MathContext.DECIMAL64;
-        savingsAccount.calculateInterestUsing(mc, transferDate);
+        boolean isInterestTransfer = false;
+        savingsAccount.calculateInterestUsing(mc, transferDate, isInterestTransfer);
 
         this.savingsAccountTransactionRepository.save(withdrawtransferTransaction);
         this.savingAccountRepository.save(savingsAccount);
@@ -597,9 +601,9 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
         if (fieldOfficer != null) {
             savingsAccount.update(fieldOfficer);
         }
-
+        boolean isInterestTransfer = false;
         final MathContext mc = MathContext.DECIMAL64;
-        savingsAccount.calculateInterestUsing(mc, transferDate);
+        savingsAccount.calculateInterestUsing(mc, transferDate, isInterestTransfer);
 
         this.savingsAccountTransactionRepository.save(acceptTransferTransaction);
         this.savingAccountRepository.save(savingsAccount);
@@ -736,14 +740,14 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
         updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
 
         account.waiveCharge(savingsAccountChargeId);
-
+        boolean isInterestTransfer = false;
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(savingsAccountCharge.getDueLocalDate())) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
 
         account.validateAccountBalanceDoesNotBecomeNegative(SavingsApiConstants.waiveChargeTransactionAction);
@@ -852,14 +856,14 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
         final Set<Long> existingReversedTransactionIds = new HashSet<Long>();
         updateExistingTransactionsDetails(account, existingTransactionIds, existingReversedTransactionIds);
         account.payCharge(savingsAccountCharge, amountPaid, transactionDate, formatter);
-
+        boolean isInterestTransfer = false;
         final MathContext mc = MathContext.DECIMAL64;
         if (account.isBeforeLastPostingPeriod(transactionDate)) {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.postInterest(mc, today);
+            account.postInterest(mc, today, isInterestTransfer);
         } else {
             final LocalDate today = DateUtils.getLocalDateOfTenant();
-            account.calculateInterestUsing(mc, today);
+            account.calculateInterestUsing(mc, today, isInterestTransfer);
         }
 
         account.validateAccountBalanceDoesNotBecomeNegative("." + SavingsAccountTransactionType.PAY_CHARGE.getCode());