FINERACT-2080: separate LoanRepaymentScheduleTransactionProcessorFactory from loan

This commit is contained in:
budaidev
2025-04-03 10:50:50 +02:00
committed by Adam Saghy
parent 741cdb1e42
commit 16e70527ea
22 changed files with 284 additions and 216 deletions
@@ -107,13 +107,8 @@ import org.apache.fineract.portfolio.loanaccount.api.LoanApiConstants;
import org.apache.fineract.portfolio.loanaccount.data.DisbursementData;
import org.apache.fineract.portfolio.loanaccount.data.HolidayDetailDTO;
import org.apache.fineract.portfolio.loanaccount.data.LoanTermVariationsData;
import org.apache.fineract.portfolio.loanaccount.data.OutstandingAmountsDTO;
import org.apache.fineract.portfolio.loanaccount.data.ScheduleGeneratorDTO;
import org.apache.fineract.portfolio.loanaccount.data.TransactionChangeData;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.MoneyHolder;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.TransactionCtx;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleDTO;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanApplicationTerms;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleGenerator;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleModel;
@@ -365,8 +360,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom<Long> {
@Transient
private boolean accountNumberRequiresAutoGeneration;
@Transient
private LoanRepaymentScheduleTransactionProcessorFactory transactionProcessorFactory;
@Transient
private LoanLifecycleStateMachine loanLifecycleStateMachine;
@@ -769,37 +762,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom<Long> {
return applyLoanChargeTransaction;
}
public void handleChargePaidTransaction(final LoanCharge charge, final LoanTransaction chargesPayment,
final LoanLifecycleStateMachine loanLifecycleStateMachine, final Integer installmentNumber) {
chargesPayment.updateLoan(this);
final LoanChargePaidBy loanChargePaidBy = new LoanChargePaidBy(chargesPayment, charge,
chargesPayment.getAmount(getCurrency()).getAmount(), installmentNumber);
chargesPayment.getLoanChargesPaid().add(loanChargePaidBy);
addLoanTransaction(chargesPayment);
loanLifecycleStateMachine.transition(LoanEvent.LOAN_CHARGE_PAYMENT, this);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor();
final List<LoanRepaymentScheduleInstallment> chargePaymentInstallments = new ArrayList<>();
List<LoanRepaymentScheduleInstallment> installments = getRepaymentScheduleInstallments();
int firstNormalInstallmentNumber = LoanRepaymentScheduleProcessingWrapper
.fetchFirstNormalInstallmentNumber(repaymentScheduleInstallments);
for (final LoanRepaymentScheduleInstallment installment : installments) {
boolean isFirstInstallment = installment.getInstallmentNumber().equals(firstNormalInstallmentNumber);
if (installment.getInstallmentNumber().equals(installmentNumber) || (installmentNumber == null
&& charge.isDueInPeriod(installment.getFromDate(), installment.getDueDate(), isFirstInstallment))) {
chargePaymentInstallments.add(installment);
break;
}
}
final Set<LoanCharge> loanCharges = new HashSet<>(1);
loanCharges.add(charge);
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(chargesPayment, new TransactionCtx(getCurrency(),
chargePaymentInstallments, loanCharges, new MoneyHolder(getTotalOverpaidAsMoney()), null));
updateLoanSummaryDerivedFields();
doPostLoanTransactionChecks(chargesPayment.getTransactionDate(), loanLifecycleStateMachine);
}
public LocalDate getLastRepaymentPeriodDueDate(final boolean includeRecalculatedInterestComponent) {
LocalDate lastRepaymentDate = getDisbursementDate();
List<LoanRepaymentScheduleInstallment> installments = getRepaymentScheduleInstallments();
@@ -2245,10 +2207,8 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom<Long> {
return receivableInterest;
}
public void setHelpers(final LoanLifecycleStateMachine loanLifecycleStateMachine,
final LoanRepaymentScheduleTransactionProcessorFactory transactionProcessorFactory) {
public void setHelpers(final LoanLifecycleStateMachine loanLifecycleStateMachine) {
this.loanLifecycleStateMachine = loanLifecycleStateMachine;
this.transactionProcessorFactory = transactionProcessorFactory;
}
public boolean isSyncDisbursementWithMeeting() {
@@ -2601,89 +2561,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom<Long> {
return (this.actualMaturityDate != null) ? (referenceDate.compareTo(this.actualMaturityDate) >= 0) : false;
}
public ChangedTransactionDetail processTransactions() {
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor();
final List<LoanTransaction> allNonContraTransactionsPostDisbursement = retrieveListOfTransactionsForReprocessing();
ChangedTransactionDetail changedTransactionDetail = loanRepaymentScheduleTransactionProcessor.reprocessLoanTransactions(
getDisbursementDate(), allNonContraTransactionsPostDisbursement, getCurrency(), getRepaymentScheduleInstallments(),
getActiveCharges());
for (TransactionChangeData change : changedTransactionDetail.getTransactionChanges()) {
change.getNewTransaction().updateLoan(this);
}
/*
* Commented since throwing exception if external id present for one of the transactions. for this need to save
* the reversed transactions first and then new transactions.
*/
final List<LoanTransaction> newTransactions = changedTransactionDetail.getTransactionChanges().stream()
.map(TransactionChangeData::getNewTransaction).toList();
this.loanTransactions.addAll(newTransactions);
updateLoanSummaryDerivedFields();
return changedTransactionDetail;
}
/*
* Probably this is buggy when a chargeback transaction happens
*/
public Optional<ChangedTransactionDetail> processPostDisbursementTransactions() {
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor();
final List<LoanTransaction> allNonContraTransactionsPostDisbursement = retrieveListOfTransactionsForReprocessing();
final List<LoanTransaction> copyTransactions = new ArrayList<>();
if (allNonContraTransactionsPostDisbursement.isEmpty()) {
return Optional.empty();
}
// TODO: Probably this is not needed and can be eliminated, make sure to double check it
for (LoanTransaction loanTransaction : allNonContraTransactionsPostDisbursement) {
copyTransactions.add(LoanTransaction.copyTransactionProperties(loanTransaction));
}
final ChangedTransactionDetail changedTransactionDetail = loanRepaymentScheduleTransactionProcessor.reprocessLoanTransactions(
getDisbursementDate(), copyTransactions, getCurrency(), getRepaymentScheduleInstallments(), getActiveCharges());
updateLoanSummaryDerivedFields();
return Optional.of(changedTransactionDetail);
}
public LoanScheduleDTO getRecalculatedSchedule(final ScheduleGeneratorDTO generatorDTO) {
if (!isInterestBearingAndInterestRecalculationEnabled() || isNpa || isChargedOff()) {
return null;
}
final InterestMethod interestMethod = this.loanRepaymentScheduleDetail.getInterestMethod();
final LoanScheduleGenerator loanScheduleGenerator = generatorDTO.getLoanScheduleFactory()
.create(this.loanRepaymentScheduleDetail.getLoanScheduleType(), interestMethod);
final MathContext mc = MoneyHelper.getMathContext();
final LoanApplicationTerms loanApplicationTerms = constructLoanApplicationTerms(generatorDTO);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor();
return loanScheduleGenerator.rescheduleNextInstallments(mc, loanApplicationTerms, this, generatorDTO.getHolidayDetailDTO(),
loanRepaymentScheduleTransactionProcessor, generatorDTO.getRecalculateFrom());
}
public OutstandingAmountsDTO fetchPrepaymentDetail(final ScheduleGeneratorDTO scheduleGeneratorDTO, final LocalDate onDate) {
OutstandingAmountsDTO outstandingAmounts;
if (isInterestBearingAndInterestRecalculationEnabled() && !isChargeOffOnDate(onDate)) {
final MathContext mc = MoneyHelper.getMathContext();
final InterestMethod interestMethod = this.loanRepaymentScheduleDetail.getInterestMethod();
final LoanApplicationTerms loanApplicationTerms = constructLoanApplicationTerms(scheduleGeneratorDTO);
final LoanScheduleGenerator loanScheduleGenerator = scheduleGeneratorDTO.getLoanScheduleFactory()
.create(loanApplicationTerms.getLoanScheduleType(), interestMethod);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor();
outstandingAmounts = loanScheduleGenerator.calculatePrepaymentAmount(getCurrency(), onDate, loanApplicationTerms, mc, this,
scheduleGeneratorDTO.getHolidayDetailDTO(), loanRepaymentScheduleTransactionProcessor);
} else {
outstandingAmounts = this.getTotalOutstandingOnLoan();
}
return outstandingAmounts;
}
public LoanApplicationTerms constructLoanApplicationTerms(final ScheduleGeneratorDTO scheduleGeneratorDTO) {
final Integer loanTermFrequency = this.termFrequency;
NthDayType nthDayType = null;
@@ -2754,22 +2631,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom<Long> {
return annualNominalInterestRate;
}
private OutstandingAmountsDTO getTotalOutstandingOnLoan() {
Money totalPrincipal = Money.zero(getCurrency());
Money totalInterest = Money.zero(getCurrency());
Money feeCharges = Money.zero(getCurrency());
Money penaltyCharges = Money.zero(getCurrency());
List<LoanRepaymentScheduleInstallment> repaymentSchedule = getRepaymentScheduleInstallments();
for (final LoanRepaymentScheduleInstallment scheduledRepayment : repaymentSchedule) {
totalPrincipal = totalPrincipal.plus(scheduledRepayment.getPrincipalOutstanding(getCurrency()));
totalInterest = totalInterest.plus(scheduledRepayment.getInterestOutstanding(getCurrency()));
feeCharges = feeCharges.plus(scheduledRepayment.getFeeChargesOutstanding(getCurrency()));
penaltyCharges = penaltyCharges.plus(scheduledRepayment.getPenaltyChargesOutstanding(getCurrency()));
}
return new OutstandingAmountsDTO(totalPrincipal.getCurrency()).principal(totalPrincipal).interest(totalInterest)
.feeCharges(feeCharges).penaltyCharges(penaltyCharges);
}
public LocalDate fetchInterestRecalculateFromDate() {
LocalDate recalculatedOn;
if (this.interestRecalculatedOn == null) {
@@ -3510,10 +3371,6 @@ public class Loan extends AbstractAuditableWithUTCDateTimeCustom<Long> {
isTopup = topup;
}
public LoanRepaymentScheduleTransactionProcessor getTransactionProcessor() {
return transactionProcessorFactory.determineProcessor(transactionProcessingStrategyCode);
}
public boolean isProgressiveSchedule() {
return getLoanProductRelatedDetail().getLoanScheduleType() == PROGRESSIVE;
}
@@ -19,19 +19,28 @@
package org.apache.fineract.portfolio.loanaccount.service;
import java.math.BigDecimal;
import java.util.ArrayList;
import java.util.HashSet;
import java.util.List;
import java.util.Set;
import lombok.RequiredArgsConstructor;
import org.apache.fineract.portfolio.loanaccount.domain.Loan;
import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
import org.apache.fineract.portfolio.loanaccount.domain.LoanChargePaidBy;
import org.apache.fineract.portfolio.loanaccount.domain.LoanEvent;
import org.apache.fineract.portfolio.loanaccount.domain.LoanLifecycleStateMachine;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleInstallment;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleProcessingWrapper;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.MoneyHolder;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.TransactionCtx;
import org.apache.fineract.portfolio.loanaccount.serialization.LoanChargeValidator;
@RequiredArgsConstructor
public class LoanChargeService {
private final LoanChargeValidator loanChargeValidator;
private final LoanTransactionProcessingService loanTransactionProcessingService;
public void recalculateAllCharges(final Loan loan) {
Set<LoanCharge> charges = loan.getActiveCharges();
@@ -79,6 +88,37 @@ public class LoanChargeService {
charge = loanCharge;
}
}
loan.handleChargePaidTransaction(charge, paymentTransaction, loanLifecycleStateMachine, installmentNumber);
handleChargePaidTransaction(loan, charge, paymentTransaction, loanLifecycleStateMachine, installmentNumber);
}
public void handleChargePaidTransaction(final Loan loan, final LoanCharge charge, final LoanTransaction chargesPayment,
final LoanLifecycleStateMachine loanLifecycleStateMachine, final Integer installmentNumber) {
chargesPayment.updateLoan(loan);
final LoanChargePaidBy loanChargePaidBy = new LoanChargePaidBy(chargesPayment, charge,
chargesPayment.getAmount(loan.getCurrency()).getAmount(), installmentNumber);
chargesPayment.getLoanChargesPaid().add(loanChargePaidBy);
loan.addLoanTransaction(chargesPayment);
loanLifecycleStateMachine.transition(LoanEvent.LOAN_CHARGE_PAYMENT, loan);
final List<LoanRepaymentScheduleInstallment> chargePaymentInstallments = new ArrayList<>();
List<LoanRepaymentScheduleInstallment> installments = loan.getRepaymentScheduleInstallments();
int firstNormalInstallmentNumber = LoanRepaymentScheduleProcessingWrapper
.fetchFirstNormalInstallmentNumber(loan.getRepaymentScheduleInstallments());
for (final LoanRepaymentScheduleInstallment installment : installments) {
boolean isFirstInstallment = installment.getInstallmentNumber().equals(firstNormalInstallmentNumber);
if (installment.getInstallmentNumber().equals(installmentNumber) || (installmentNumber == null
&& charge.isDueInPeriod(installment.getFromDate(), installment.getDueDate(), isFirstInstallment))) {
chargePaymentInstallments.add(installment);
break;
}
}
final Set<LoanCharge> loanCharges = new HashSet<>(1);
loanCharges.add(charge);
loanTransactionProcessingService.processLatestTransaction(loan.getTransactionProcessingStrategyCode(), chargesPayment,
new TransactionCtx(loan.getCurrency(), chargePaymentInstallments, loanCharges,
new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
loan.updateLoanSummaryDerivedFields();
loan.doPostLoanTransactionChecks(chargesPayment.getTransactionDate(), loanLifecycleStateMachine);
}
}
@@ -42,7 +42,6 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanLifecycleStateMachin
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleInstallment;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRepository;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.MoneyHolder;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.TransactionCtx;
import org.apache.fineract.portfolio.loanaccount.exception.InvalidLoanStateTransitionException;
@@ -61,6 +60,7 @@ public class LoanDownPaymentHandlerServiceImpl implements LoanDownPaymentHandler
private final LoanRefundService loanRefundService;
private final LoanRefundValidator loanRefundValidator;
private final ReprocessLoanTransactionsService reprocessLoanTransactionsService;
private final LoanTransactionProcessingService loanTransactionProcessingService;
@Override
public LoanTransaction handleDownPayment(ScheduleGeneratorDTO scheduleGeneratorDTO, JsonCommand command,
@@ -124,8 +124,6 @@ public class LoanDownPaymentHandlerServiceImpl implements LoanDownPaymentHandler
loanRefundValidator.validateTransactionAmountThreshold(loan, adjustedTransaction);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loan.getTransactionProcessor();
final LoanRepaymentScheduleInstallment currentInstallment = loan
.fetchLoanRepaymentScheduleInstallmentByDueDate(loanTransaction.getTransactionDate());
@@ -135,7 +133,7 @@ public class LoanDownPaymentHandlerServiceImpl implements LoanDownPaymentHandler
if (isTransactionChronologicallyLatest && adjustedTransaction == null
&& (!reprocess || !loan.isInterestBearingAndInterestRecalculationEnabled()) && !loan.isForeclosure()) {
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(loanTransaction,
loanTransactionProcessingService.processLatestTransaction(loan.getTransactionProcessingStrategyCode(), loanTransaction,
new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),
new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
reprocess = false;
@@ -26,7 +26,6 @@ import org.apache.fineract.portfolio.loanaccount.domain.Loan;
import org.apache.fineract.portfolio.loanaccount.domain.LoanEvent;
import org.apache.fineract.portfolio.loanaccount.domain.LoanLifecycleStateMachine;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.MoneyHolder;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.TransactionCtx;
import org.apache.fineract.portfolio.loanaccount.serialization.LoanRefundValidator;
@@ -35,6 +34,7 @@ import org.apache.fineract.portfolio.loanaccount.serialization.LoanRefundValidat
public class LoanRefundService {
private final LoanRefundValidator loanRefundValidator;
private final LoanTransactionProcessingService loadTransactionProcessingService;
public void makeRefund(final Loan loan, final LoanTransaction loanTransaction,
final LoanLifecycleStateMachine loanLifecycleStateMachine, final List<Long> existingTransactionIds,
@@ -106,10 +106,9 @@ public class LoanRefundService {
loanRefundValidator.validateTransactionDateNotInFuture(loanTransactionDate);
loanRefundValidator.validateTransactionAmountThreshold(loan, null);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loan.getTransactionProcessor();
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(loanTransaction, new TransactionCtx(loan.getCurrency(),
loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(), new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
loadTransactionProcessingService.processLatestTransaction(loan.getTransactionProcessingStrategyCode(), loanTransaction,
new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),
new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
loan.updateLoanSummaryDerivedFields();
loan.doPostLoanTransactionChecks(loanTransaction.getTransactionDate(), loanLifecycleStateMachine);
@@ -35,6 +35,7 @@ public class LoanScheduleService {
private final LoanChargeService loanChargeService;
private final ReprocessLoanTransactionsService reprocessLoanTransactionsService;
private final LoanTransactionProcessingService loadTransactionProcessingService;
/**
* Ability to regenerate the repayment schedule based on the loans current details/state.
@@ -79,7 +80,7 @@ public class LoanScheduleService {
public void regenerateRepaymentScheduleWithInterestRecalculation(final Loan loan, final ScheduleGeneratorDTO generatorDTO) {
final LocalDate lastTransactionDate = loan.getLastUserTransactionDate();
final LoanScheduleDTO loanSchedule = loan.getRecalculatedSchedule(generatorDTO);
final LoanScheduleDTO loanSchedule = loadTransactionProcessingService.getRecalculatedSchedule(generatorDTO, loan);
if (loanSchedule == null) {
return;
}
@@ -107,7 +108,7 @@ public class LoanScheduleService {
}
}
}
loan.processPostDisbursementTransactions();
loadTransactionProcessingService.processPostDisbursementTransactions(loan);
}
public void handleRegenerateRepaymentScheduleWithInterestRecalculation(final Loan loan, final ScheduleGeneratorDTO generatorDTO) {
@@ -0,0 +1,151 @@
/**
* Licensed to the Apache Software Foundation (ASF) under one
* or more contributor license agreements. See the NOTICE file
* distributed with this work for additional information
* regarding copyright ownership. The ASF licenses this file
* to you under the Apache License, Version 2.0 (the
* "License"); you may not use this file except in compliance
* with the License. You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing,
* software distributed under the License is distributed on an
* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
* KIND, either express or implied. See the License for the
* specific language governing permissions and limitations
* under the License.
*/
package org.apache.fineract.portfolio.loanaccount.service;
import java.math.MathContext;
import java.time.LocalDate;
import java.util.ArrayList;
import java.util.List;
import java.util.Optional;
import java.util.Set;
import lombok.RequiredArgsConstructor;
import org.apache.fineract.organisation.monetary.domain.MonetaryCurrency;
import org.apache.fineract.organisation.monetary.domain.Money;
import org.apache.fineract.organisation.monetary.domain.MoneyHelper;
import org.apache.fineract.portfolio.loanaccount.data.OutstandingAmountsDTO;
import org.apache.fineract.portfolio.loanaccount.data.ScheduleGeneratorDTO;
import org.apache.fineract.portfolio.loanaccount.domain.ChangedTransactionDetail;
import org.apache.fineract.portfolio.loanaccount.domain.Loan;
import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleInstallment;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleTransactionProcessorFactory;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.TransactionCtx;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleDTO;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanApplicationTerms;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleGenerator;
import org.apache.fineract.portfolio.loanproduct.domain.InterestMethod;
import org.springframework.stereotype.Service;
@Service
@RequiredArgsConstructor
public class LoanTransactionProcessingService {
private final LoanRepaymentScheduleTransactionProcessorFactory transactionProcessorFactory;
public ChangedTransactionDetail processLatestTransaction(String transactionProcessingStrategyCode, LoanTransaction loanTransaction,
TransactionCtx ctx) {
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor(
transactionProcessingStrategyCode);
return loanRepaymentScheduleTransactionProcessor.processLatestTransaction(loanTransaction, ctx);
}
public ChangedTransactionDetail reprocessLoanTransactions(String transactionProcessingStrategyCode, LocalDate disbursementDate,
List<LoanTransaction> repaymentsOrWaivers, MonetaryCurrency currency,
List<LoanRepaymentScheduleInstallment> repaymentScheduleInstallments, Set<LoanCharge> charges) {
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor(
transactionProcessingStrategyCode);
return loanRepaymentScheduleTransactionProcessor.reprocessLoanTransactions(disbursementDate, repaymentsOrWaivers, currency,
repaymentScheduleInstallments, charges);
}
public LoanRepaymentScheduleTransactionProcessor getTransactionProcessor(String transactionProcessingStrategyCode) {
return transactionProcessorFactory.determineProcessor(transactionProcessingStrategyCode);
}
public Optional<ChangedTransactionDetail> processPostDisbursementTransactions(Loan loan) {
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor(
loan.getTransactionProcessingStrategyCode());
final List<LoanTransaction> allNonContraTransactionsPostDisbursement = loan.retrieveListOfTransactionsForReprocessing();
final List<LoanTransaction> copyTransactions = new ArrayList<>();
if (allNonContraTransactionsPostDisbursement.isEmpty()) {
return Optional.empty();
}
// TODO: Probably this is not needed and can be eliminated, make sure to double check it
for (LoanTransaction loanTransaction : allNonContraTransactionsPostDisbursement) {
copyTransactions.add(LoanTransaction.copyTransactionProperties(loanTransaction));
}
final ChangedTransactionDetail changedTransactionDetail = loanRepaymentScheduleTransactionProcessor.reprocessLoanTransactions(
loan.getDisbursementDate(), copyTransactions, loan.getCurrency(), loan.getRepaymentScheduleInstallments(),
loan.getActiveCharges());
loan.updateLoanSummaryDerivedFields();
return Optional.of(changedTransactionDetail);
}
public LoanScheduleDTO getRecalculatedSchedule(final ScheduleGeneratorDTO generatorDTO, Loan loan) {
if (!loan.isInterestBearingAndInterestRecalculationEnabled() || loan.isNpa() || loan.isChargedOff()) {
return null;
}
final InterestMethod interestMethod = loan.getLoanRepaymentScheduleDetail().getInterestMethod();
final LoanScheduleGenerator loanScheduleGenerator = generatorDTO.getLoanScheduleFactory()
.create(loan.getLoanRepaymentScheduleDetail().getLoanScheduleType(), interestMethod);
final MathContext mc = MoneyHelper.getMathContext();
final LoanApplicationTerms loanApplicationTerms = loan.constructLoanApplicationTerms(generatorDTO);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor(
loan.getTransactionProcessingStrategyCode());
return loanScheduleGenerator.rescheduleNextInstallments(mc, loanApplicationTerms, loan, generatorDTO.getHolidayDetailDTO(),
loanRepaymentScheduleTransactionProcessor, generatorDTO.getRecalculateFrom());
}
public OutstandingAmountsDTO fetchPrepaymentDetail(final ScheduleGeneratorDTO scheduleGeneratorDTO, final LocalDate onDate, Loan loan) {
OutstandingAmountsDTO outstandingAmounts;
if (loan.isInterestBearingAndInterestRecalculationEnabled() && !loan.isChargeOffOnDate(onDate)) {
final MathContext mc = MoneyHelper.getMathContext();
final InterestMethod interestMethod = loan.getLoanRepaymentScheduleDetail().getInterestMethod();
final LoanApplicationTerms loanApplicationTerms = loan.constructLoanApplicationTerms(scheduleGeneratorDTO);
final LoanScheduleGenerator loanScheduleGenerator = scheduleGeneratorDTO.getLoanScheduleFactory()
.create(loanApplicationTerms.getLoanScheduleType(), interestMethod);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = getTransactionProcessor(
loan.getTransactionProcessingStrategyCode());
outstandingAmounts = loanScheduleGenerator.calculatePrepaymentAmount(loan.getCurrency(), onDate, loanApplicationTerms, mc, loan,
scheduleGeneratorDTO.getHolidayDetailDTO(), loanRepaymentScheduleTransactionProcessor);
} else {
outstandingAmounts = getTotalOutstandingOnLoan(loan);
}
return outstandingAmounts;
}
private OutstandingAmountsDTO getTotalOutstandingOnLoan(Loan loan) {
Money totalPrincipal = Money.zero(loan.getCurrency());
Money totalInterest = Money.zero(loan.getCurrency());
Money feeCharges = Money.zero(loan.getCurrency());
Money penaltyCharges = Money.zero(loan.getCurrency());
List<LoanRepaymentScheduleInstallment> repaymentSchedule = loan.getRepaymentScheduleInstallments();
for (final LoanRepaymentScheduleInstallment scheduledRepayment : repaymentSchedule) {
totalPrincipal = totalPrincipal.plus(scheduledRepayment.getPrincipalOutstanding(loan.getCurrency()));
totalInterest = totalInterest.plus(scheduledRepayment.getInterestOutstanding(loan.getCurrency()));
feeCharges = feeCharges.plus(scheduledRepayment.getFeeChargesOutstanding(loan.getCurrency()));
penaltyCharges = penaltyCharges.plus(scheduledRepayment.getPenaltyChargesOutstanding(loan.getCurrency()));
}
return new OutstandingAmountsDTO(totalPrincipal.getCurrency()).principal(totalPrincipal).interest(totalInterest)
.feeCharges(feeCharges).penaltyCharges(penaltyCharges);
}
}
@@ -29,7 +29,6 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanAccountService;
import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleProcessingWrapper;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.MoneyHolder;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.TransactionCtx;
import org.springframework.stereotype.Service;
@@ -41,6 +40,7 @@ public class ReprocessLoanTransactionsServiceImpl implements ReprocessLoanTransa
private final LoanAccountService loanAccountService;
private final LoanAccountTransfersService loanAccountTransfersService;
private final ReplayedTransactionBusinessEventService replayedTransactionBusinessEventService;
private final LoanTransactionProcessingService loadTransactionProcessingService;
@Override
public void reprocessTransactions(final Loan loan) {
@@ -65,7 +65,7 @@ public class ReprocessLoanTransactionsServiceImpl implements ReprocessLoanTransa
@Override
public void processPostDisbursementTransactions(final Loan loan) {
loan.processPostDisbursementTransactions().ifPresent(this::handleChangedDetail);
loadTransactionProcessingService.processPostDisbursementTransactions(loan).ifPresent(this::handleChangedDetail);
}
@Override
@@ -98,7 +98,8 @@ public class ReprocessLoanTransactionsServiceImpl implements ReprocessLoanTransa
@Override
public void processLatestTransaction(final LoanTransaction loanTransaction, final Loan loan) {
final ChangedTransactionDetail changedTransactionDetail = loan.getTransactionProcessor().processLatestTransaction(loanTransaction,
final ChangedTransactionDetail changedTransactionDetail = loadTransactionProcessingService.processLatestTransaction(
loan.getTransactionProcessingStrategyCode(), loanTransaction,
new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),
new MoneyHolder(loan.getTotalOverpaidAsMoney()), new ChangedTransactionDetail()));
final List<LoanTransaction> newTransactions = changedTransactionDetail.getTransactionChanges().stream()
@@ -125,10 +126,9 @@ public class ReprocessLoanTransactionsServiceImpl implements ReprocessLoanTransa
private ChangedTransactionDetail reprocessTransactionsAndFetchChangedTransactions(final Loan loan,
final List<LoanTransaction> loanTransactions) {
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loan.getTransactionProcessor();
final ChangedTransactionDetail changedTransactionDetail = loanRepaymentScheduleTransactionProcessor.reprocessLoanTransactions(
loan.getDisbursementDate(), loanTransactions, loan.getCurrency(), loan.getRepaymentScheduleInstallments(),
loan.getActiveCharges());
final ChangedTransactionDetail changedTransactionDetail = loadTransactionProcessingService.reprocessLoanTransactions(
loan.getTransactionProcessingStrategyCode(), loan.getDisbursementDate(), loanTransactions, loan.getCurrency(),
loan.getRepaymentScheduleInstallments(), loan.getActiveCharges());
for (TransactionChangeData change : changedTransactionDetail.getTransactionChanges()) {
change.getNewTransaction().updateLoan(loan);
}
@@ -32,7 +32,10 @@ import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleP
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanSchedulePlanRepaymentPeriod;
import org.junit.jupiter.api.Assertions;
import org.junit.jupiter.api.Test;
import org.junit.jupiter.api.extension.ExtendWith;
import org.mockito.junit.jupiter.MockitoExtension;
@ExtendWith(MockitoExtension.class)
class EmbeddableProgressiveLoanScheduleGeneratorTest {
@Test
@@ -30,7 +30,6 @@ import java.util.Comparator;
import java.util.HashSet;
import java.util.List;
import java.util.Set;
import lombok.RequiredArgsConstructor;
import org.apache.fineract.infrastructure.core.service.MathUtil;
import org.apache.fineract.organisation.monetary.data.CurrencyData;
import org.apache.fineract.organisation.monetary.domain.MonetaryCurrency;
@@ -49,19 +48,32 @@ import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleM
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleParams;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanSchedulePlan;
import org.apache.fineract.portfolio.loanaccount.loanschedule.exception.MultiDisbursementOutstandingAmoutException;
import org.apache.fineract.portfolio.loanaccount.service.LoanTransactionProcessingService;
import org.apache.fineract.portfolio.loanproduct.calc.EMICalculator;
import org.apache.fineract.portfolio.loanproduct.calc.data.OutstandingDetails;
import org.apache.fineract.portfolio.loanproduct.calc.data.ProgressiveLoanInterestScheduleModel;
import org.apache.fineract.portfolio.loanproduct.domain.RepaymentStartDateType;
import org.springframework.beans.factory.annotation.Autowired;
import org.springframework.stereotype.Component;
@Component
@RequiredArgsConstructor
public class ProgressiveLoanScheduleGenerator implements LoanScheduleGenerator {
private final ScheduledDateGenerator scheduledDateGenerator;
private final EMICalculator emiCalculator;
private LoanTransactionProcessingService loanTransactionProcessingService;
public ProgressiveLoanScheduleGenerator(ScheduledDateGenerator scheduledDateGenerator, EMICalculator emiCalculator) {
this.scheduledDateGenerator = scheduledDateGenerator;
this.emiCalculator = emiCalculator;
}
@Autowired(required = false)
public void setLoanTransactionProcessingService(LoanTransactionProcessingService loanTransactionProcessingService) {
this.loanTransactionProcessingService = loanTransactionProcessingService;
}
public LoanSchedulePlan generate(final MathContext mc, final LoanRepaymentScheduleModelData modelData) {
LoanApplicationTerms loanApplicationTerms = LoanApplicationTerms.assembleFrom(modelData, mc);
return LoanSchedulePlan.from(generate(mc, loanApplicationTerms, null, null));
@@ -208,7 +220,8 @@ public class ProgressiveLoanScheduleGenerator implements LoanScheduleGenerator {
@Override
public Money getPeriodInterestTillDate(@NotNull LoanRepaymentScheduleInstallment installment, @NotNull LocalDate targetDate) {
Loan loan = installment.getLoan();
LoanRepaymentScheduleTransactionProcessor transactionProcessor = loan.getTransactionProcessor();
LoanRepaymentScheduleTransactionProcessor transactionProcessor = loanTransactionProcessingService
.getTransactionProcessor(loan.getTransactionProcessingStrategyCode());
if (!(transactionProcessor instanceof AdvancedPaymentScheduleTransactionProcessor processor)) {
throw new IllegalStateException("Expected an AdvancedPaymentScheduleTransactionProcessor");
}
@@ -19,6 +19,7 @@
package org.apache.fineract.portfolio.loanaccount.loanschedule.domain;
import static org.junit.jupiter.api.Assertions.assertEquals;
import static org.mockito.Mockito.mock;
import java.math.BigDecimal;
import java.math.MathContext;
@@ -32,9 +33,13 @@ import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleP
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanSchedulePlanDisbursementPeriod;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanSchedulePlanDownPaymentPeriod;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanSchedulePlanRepaymentPeriod;
import org.apache.fineract.portfolio.loanaccount.service.LoanTransactionProcessingService;
import org.apache.fineract.portfolio.loanproduct.calc.ProgressiveEMICalculator;
import org.junit.jupiter.api.Test;
import org.junit.jupiter.api.extension.ExtendWith;
import org.mockito.junit.jupiter.MockitoExtension;
@ExtendWith(MockitoExtension.class)
class LoanScheduleGeneratorTest {
private static final ProgressiveEMICalculator emiCalculator = new ProgressiveEMICalculator();
@@ -49,6 +54,7 @@ class LoanScheduleGeneratorTest {
private static final LocalDate DISBURSEMENT_DATE = LocalDate.of(2024, 1, 15);
private static final MathContext mc = new MathContext(12, RoundingMode.HALF_EVEN);
private static final BigDecimal DOWN_PAYMENT_PORTION = BigDecimal.valueOf(25);
private static final LoanTransactionProcessingService loanTransactionProcessingService = mock(LoanTransactionProcessingService.class);
@Test
void testGenerateLoanSchedule() {
@@ -58,6 +64,7 @@ class LoanScheduleGeneratorTest {
ScheduledDateGenerator scheduledDateGenerator = new DefaultScheduledDateGenerator();
ProgressiveLoanScheduleGenerator generator = new ProgressiveLoanScheduleGenerator(scheduledDateGenerator, emiCalculator);
generator.setLoanTransactionProcessingService(loanTransactionProcessingService);
LoanSchedulePlan loanSchedule = generator.generate(mc, modelData);
@@ -94,6 +101,7 @@ class LoanScheduleGeneratorTest {
ScheduledDateGenerator scheduledDateGenerator = new DefaultScheduledDateGenerator();
ProgressiveLoanScheduleGenerator generator = new ProgressiveLoanScheduleGenerator(scheduledDateGenerator, emiCalculator);
generator.setLoanTransactionProcessingService(loanTransactionProcessingService);
LoanSchedulePlan loanSchedule = generator.generate(mc, modelData);
@@ -209,7 +209,7 @@ public class LoanScheduleCalculationPlatformServiceImpl implements LoanScheduleC
private Loan fetchLoan(final Long accountId) {
final Loan loanAccount = this.loanRepository.findOneWithNotFoundDetection(accountId, true);
loanAccount.setHelpers(defaultLoanLifecycleStateMachine, this.loanRepaymentScheduleTransactionProcessorFactory);
loanAccount.setHelpers(defaultLoanLifecycleStateMachine);
return loanAccount;
}
@@ -129,7 +129,6 @@ public class LoanReschedulePreviewPlatformServiceImpl implements LoanRescheduleP
.determineProcessor(loan.transactionProcessingStrategy());
final LoanScheduleGenerator loanScheduleGenerator = this.loanScheduleFactory.create(loanApplicationTerms.getLoanScheduleType(),
loanApplicationTerms.getInterestMethod());
loan.setHelpers(null, this.loanRepaymentScheduleTransactionProcessorFactory);
final LoanScheduleDTO loanSchedule = loanScheduleGenerator.rescheduleNextInstallments(mathContext, loanApplicationTerms, loan,
loanApplicationTerms.getHolidayDetailDTO(), loanRepaymentScheduleTransactionProcessor, rescheduleFromDate);
final LoanScheduleModel loanScheduleModel = loanSchedule.getLoanScheduleModel();
@@ -422,7 +422,7 @@ public class LoanRescheduleRequestWritePlatformServiceImpl implements LoanResche
final LoanScheduleGenerator loanScheduleGenerator = this.loanScheduleFactory.create(loanApplicationTerms.getLoanScheduleType(),
loanApplicationTerms.getInterestMethod());
final LoanLifecycleStateMachine loanLifecycleStateMachine = null;
loan.setHelpers(loanLifecycleStateMachine, this.loanRepaymentScheduleTransactionProcessorFactory);
loan.setHelpers(loanLifecycleStateMachine);
final LoanScheduleDTO loanSchedule = loanScheduleGenerator.rescheduleNextInstallments(mathContext, loanApplicationTerms, loan,
loanApplicationTerms.getHolidayDetailDTO(), loanRepaymentScheduleTransactionProcessor, rescheduleFromDate);
@@ -2022,7 +2022,7 @@ public final class LoanApplicationValidator {
baseDataValidator.reset().parameter(LoanApiConstants.noteParameterName).value(note).notExceedingLengthOf(1000);
final Loan loan = this.loanRepositoryWrapper.findOneWithNotFoundDetection(loanId, true);
loan.setHelpers(defaultLoanLifecycleStateMachine, this.loanRepaymentScheduleTransactionProcessorFactory);
loan.setHelpers(defaultLoanLifecycleStateMachine);
final Client client = loan.client();
if (client != null && client.isNotActive()) {
@@ -71,7 +71,6 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanInstallmentCharge;
import org.apache.fineract.portfolio.loanaccount.domain.LoanInterestRecalcualtionAdditionalDetails;
import org.apache.fineract.portfolio.loanaccount.domain.LoanInterestRecalculationDetails;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleInstallment;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepaymentScheduleTransactionProcessorFactory;
import org.apache.fineract.portfolio.loanaccount.domain.LoanRepositoryWrapper;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionComparator;
@@ -106,7 +105,6 @@ public class LoanAccrualsProcessingServiceImpl implements LoanAccrualsProcessing
private final JournalEntryWritePlatformService journalEntryWritePlatformService;
private final LoanTransactionRepository loanTransactionRepository;
private final LoanScheduleGeneratorFactory loanScheduleFactory;
private final LoanRepaymentScheduleTransactionProcessorFactory transactionProcessorFactory;
@Qualifier(TaskExecutorConstant.CONFIGURABLE_TASK_EXECUTOR_BEAN_NAME)
private final ThreadPoolTaskExecutor taskExecutor;
@@ -123,7 +121,6 @@ public class LoanAccrualsProcessingServiceImpl implements LoanAccrualsProcessing
List<Throwable> errors = new ArrayList<>();
for (Loan loan : loans) {
try {
setSetHelpers(loan);
addPeriodicAccruals(tillDate, loan);
} catch (Exception e) {
log.error("Failed to add accrual for loan {}", loan.getId(), e);
@@ -166,7 +163,6 @@ public class LoanAccrualsProcessingServiceImpl implements LoanAccrualsProcessing
ThreadLocalContextUtil.init(context);
transactionTemplate.executeWithoutResult(status -> {
Loan loan = loanRepositoryWrapper.findOneWithNotFoundDetection(outerLoan.getId());
setSetHelpers(loan);
try {
log.debug("Adding accruals for loan '{}'", loan.getId());
addAccruals(loan, tillDate, false, false, true);
@@ -1293,8 +1289,4 @@ public class LoanAccrualsProcessingServiceImpl implements LoanAccrualsProcessing
public boolean isProgressiveAccrual(@NotNull Loan loan) {
return loan.isProgressiveSchedule();
}
private void setSetHelpers(Loan loan) {
loan.setHelpers(null, transactionProcessorFactory);
}
}
@@ -765,7 +765,7 @@ public class LoanApplicationWritePlatformServiceJpaRepositoryImpl implements Loa
private Loan retrieveLoanBy(final Long loanId) {
final Loan loan = this.loanRepositoryWrapper.findOneWithNotFoundDetection(loanId, true);
loan.setHelpers(defaultLoanLifecycleStateMachine, this.loanRepaymentScheduleTransactionProcessorFactory);
loan.setHelpers(defaultLoanLifecycleStateMachine);
return loan;
}
@@ -169,7 +169,7 @@ public class LoanAssemblerImpl implements LoanAssembler {
@Override
public void setHelpers(final Loan loanAccount) {
loanAccount.setHelpers(defaultLoanLifecycleStateMachine, loanRepaymentScheduleTransactionProcessorFactory);
loanAccount.setHelpers(defaultLoanLifecycleStateMachine);
}
@Override
@@ -294,7 +294,7 @@ public class LoanAssemblerImpl implements LoanAssembler {
}
copyAdvancedPaymentRulesIfApplicable(transactionProcessingStrategyCode, loanProduct, loanApplication);
loanApplication.setHelpers(defaultLoanLifecycleStateMachine, this.loanRepaymentScheduleTransactionProcessorFactory);
loanApplication.setHelpers(defaultLoanLifecycleStateMachine);
// TODO: review
loanChargeService.recalculateAllCharges(loanApplication);
topUpLoanConfiguration(element, loanApplication);
@@ -179,6 +179,7 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService, Loa
private final LoanTransactionRelationReadService loanTransactionRelationReadService;
private final LoanForeclosureValidator loanForeclosureValidator;
private final LoanTransactionMapper loanTransactionMapper;
private final LoanTransactionProcessingService loadTransactionProcessingService;
@Override
public LoanAccountData retrieveOne(final Long loanId) {
@@ -466,7 +467,6 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService, Loa
this.loanUtilService.validateRepaymentTransactionType(repaymentTransactionType);
final Loan loan = this.loanRepositoryWrapper.findOneWithNotFoundDetection(loanId, true);
loan.setHelpers(null, loanRepaymentScheduleTransactionProcessorFactory);
final MonetaryCurrency currency = loan.getCurrency();
final ApplicationCurrency applicationCurrency = this.applicationCurrencyRepository.findOneWithNotFoundDetection(currency);
@@ -476,7 +476,8 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService, Loa
final LocalDate earliestUnpaidInstallmentDate = DateUtils.getBusinessLocalDate();
final LocalDate recalculateFrom = null;
final ScheduleGeneratorDTO scheduleGeneratorDTO = loanUtilService.buildScheduleGeneratorDTO(loan, recalculateFrom);
final OutstandingAmountsDTO outstandingAmounts = loan.fetchPrepaymentDetail(scheduleGeneratorDTO, onDate);
final OutstandingAmountsDTO outstandingAmounts = loadTransactionProcessingService.fetchPrepaymentDetail(scheduleGeneratorDTO,
onDate, loan);
final LoanTransactionEnumData transactionType = LoanEnumerations.transactionType(repaymentTransactionType);
final Collection<PaymentTypeData> paymentOptions = this.paymentTypeReadPlatformService.retrieveAllPaymentTypes();
final BigDecimal outstandingLoanBalance = outstandingAmounts.principal().getAmount();
@@ -176,7 +176,6 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRelationR
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRelationTypeEnum;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionRepository;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionType;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.MoneyHolder;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.TransactionCtx;
import org.apache.fineract.portfolio.loanaccount.exception.DateMismatchException;
@@ -281,6 +280,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
private final LoanAccountService loanAccountService;
private final LoanJournalEntryPoster journalEntryPoster;
private final LoanAdjustmentService loanAdjustmentService;
private final LoanTransactionProcessingService loanTransactionProcessingService;
@Transactional
@Override
@@ -1068,8 +1068,6 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
loan.addLoanTransaction(newInterestPaymentWaiverTransaction);
}
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loan.getTransactionProcessor();
final LoanRepaymentScheduleInstallment currentInstallment = loan.fetchLoanRepaymentScheduleInstallmentByDueDate(transactionDate);
boolean reprocess = true;
@@ -1081,9 +1079,9 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
if (isTransactionChronologicallyLatest && (!reprocess || !loan.isInterestBearingAndInterestRecalculationEnabled())
&& !loan.isForeclosure()) {
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(newInterestPaymentWaiverTransaction,
new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),
new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
loanTransactionProcessingService.processLatestTransaction(loan.getTransactionProcessingStrategyCode(),
newInterestPaymentWaiverTransaction, new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(),
loan.getActiveCharges(), new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
reprocess = false;
if (loan.isInterestBearingAndInterestRecalculationEnabled()) {
if (currentInstallment == null || currentInstallment.isNotFullyPaidOff()) {
@@ -2105,7 +2103,6 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
holidays = this.holidayRepository.findByOfficeIdAndGreaterThanDate(loan.getOfficeId(), loan.getDisbursementDate());
if (loan.isInterestBearingAndInterestRecalculationEnabled()) {
ScheduleGeneratorDTO scheduleGeneratorDTO = loanUtilService.buildScheduleGeneratorDTO(loan, recalculateFrom);
loan.setHelpers(null, this.transactionProcessingStrategy);
loanScheduleService.recalculateScheduleFromLastTransaction(loan, scheduleGeneratorDTO, existingTransactionIds,
existingReversedTransactionIds);
createAndSaveLoanScheduleArchive(loan, scheduleGeneratorDTO);
@@ -3106,15 +3103,14 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
public void handleChargebackTransaction(final Loan loan, LoanTransaction chargebackTransaction,
final LoanLifecycleStateMachine loanLifecycleStateMachine) {
loanTransactionValidator.validateIfTransactionIsChargeback(chargebackTransaction);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loan.getTransactionProcessor();
loan.addLoanTransaction(chargebackTransaction);
if (loan.isInterestBearing() && loan.isInterestRecalculationEnabled()) {
loanRepaymentScheduleTransactionProcessor.reprocessLoanTransactions(loan.getDisbursementDate(),
loan.retrieveListOfTransactionsForReprocessing(), loan.getCurrency(), loan.getRepaymentScheduleInstallments(),
loan.getActiveCharges());
loanTransactionProcessingService.reprocessLoanTransactions(loan.getTransactionProcessingStrategyCode(),
loan.getDisbursementDate(), loan.retrieveListOfTransactionsForReprocessing(), loan.getCurrency(),
loan.getRepaymentScheduleInstallments(), loan.getActiveCharges());
} else {
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(chargebackTransaction,
loanTransactionProcessingService.processLatestTransaction(loan.getTransactionProcessingStrategyCode(), chargebackTransaction,
new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),
new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
}
@@ -3261,7 +3257,6 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
final LoanLifecycleStateMachine loanLifecycleStateMachine, final Map<String, Object> changes,
final List<Long> existingTransactionIds, final List<Long> existingReversedTransactionIds, final AppUser currentUser,
final ScheduleGeneratorDTO scheduleGeneratorDTO) {
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loan.getTransactionProcessor();
closeDisbursements(loan, scheduleGeneratorDTO);
final LocalDate writtenOffOnLocalDate = command.localDateValueOfParameterNamed(TRANSACTION_DATE);
@@ -3313,8 +3308,9 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
}
loan.addLoanTransaction(loanTransaction);
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(loanTransaction, new TransactionCtx(loan.getCurrency(),
loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(), new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
loanTransactionProcessingService.processLatestTransaction(loan.getTransactionProcessingStrategyCode(), loanTransaction,
new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),
new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
loan.updateLoanSummaryDerivedFields();
@@ -3366,7 +3362,6 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
final String errorMessage = "The date on which a loan is closed cannot be in the future.";
throw new InvalidLoanStateTransitionException("close", "cannot.be.a.future.date", errorMessage, closureDate);
}
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loan.getTransactionProcessor();
closeDisbursements(loan, scheduleGeneratorDTO);
LoanTransaction loanTransaction = null;
@@ -3390,7 +3385,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
}
loan.addLoanTransaction(loanTransaction);
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(loanTransaction,
loanTransactionProcessingService.processLatestTransaction(loan.getTransactionProcessingStrategyCode(), loanTransaction,
new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),
new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
@@ -60,6 +60,7 @@ public class ProgressiveLoanInterestRefundServiceImpl implements InterestRefundS
private final LoanAssembler loanAssembler;
private final LoanScheduleService loanScheduleService;
private final LoanUtilService loanUtilService;
private final LoanTransactionProcessingService loanTransactionProcessingService;
private static void simulateRepaymentForDisbursements(LoanTransaction lt, final AtomicReference<BigDecimal> refundFinal,
List<LoanTransaction> collect) {
@@ -116,7 +117,7 @@ public class ProgressiveLoanInterestRefundServiceImpl implements InterestRefundS
LocalDate relatedRefundTransactionDate, List<LoanTransaction> newTransactions, List<Long> oldTransactionIds) {
Loan loan = loanAssembler.assembleFrom(loanId);
if (processor == null) {
processor = loan.getTransactionProcessor();
processor = loanTransactionProcessingService.getTransactionProcessor(loan.getTransactionProcessingStrategyCode());
}
if (!(processor instanceof AdvancedPaymentScheduleTransactionProcessor)) {
throw new IllegalArgumentException(
@@ -137,6 +137,7 @@ import org.apache.fineract.portfolio.loanaccount.service.LoanScheduleService;
import org.apache.fineract.portfolio.loanaccount.service.LoanStatusChangePlatformService;
import org.apache.fineract.portfolio.loanaccount.service.LoanStatusChangePlatformServiceImpl;
import org.apache.fineract.portfolio.loanaccount.service.LoanTransactionAssembler;
import org.apache.fineract.portfolio.loanaccount.service.LoanTransactionProcessingService;
import org.apache.fineract.portfolio.loanaccount.service.LoanTransactionRelationReadService;
import org.apache.fineract.portfolio.loanaccount.service.LoanUtilService;
import org.apache.fineract.portfolio.loanaccount.service.LoanWritePlatformService;
@@ -326,7 +327,8 @@ public class LoanAccountConfiguration {
ColumnValidator columnValidator, DatabaseSpecificSQLGenerator sqlGenerator,
DelinquencyReadPlatformService delinquencyReadPlatformService, LoanTransactionRepository loanTransactionRepository,
LoanChargePaidByReadService loanChargePaidByReadService, LoanTransactionRelationReadService loanTransactionRelationReadService,
LoanForeclosureValidator loanForeclosureValidator, LoanTransactionMapper loanTransactionMapper) {
LoanForeclosureValidator loanForeclosureValidator, LoanTransactionMapper loanTransactionMapper,
LoanTransactionProcessingService loanTransactionProcessingService) {
return new LoanReadPlatformServiceImpl(jdbcTemplate, context, loanRepositoryWrapper, applicationCurrencyRepository,
loanProductReadPlatformService, clientReadPlatformService, groupReadPlatformService, loanDropdownReadPlatformService,
fundReadPlatformService, chargeReadPlatformService, codeValueReadPlatformService, calendarReadPlatformService,
@@ -334,7 +336,7 @@ public class LoanAccountConfiguration {
loanRepaymentScheduleTransactionProcessorFactory, floatingRatesReadPlatformService, loanUtilService,
configurationDomainService, accountDetailsReadPlatformService, columnValidator, sqlGenerator,
delinquencyReadPlatformService, loanTransactionRepository, loanChargePaidByReadService, loanTransactionRelationReadService,
loanForeclosureValidator, loanTransactionMapper);
loanForeclosureValidator, loanTransactionMapper, loanTransactionProcessingService);
}
@Bean
@@ -396,7 +398,8 @@ public class LoanAccountConfiguration {
LoanDisbursementService loanDisbursementService, LoanScheduleService loanScheduleService,
LoanChargeValidator loanChargeValidator, LoanOfficerService loanOfficerService,
ReprocessLoanTransactionsService reprocessLoanTransactionsService, LoanAccountService loanAccountService,
LoanJournalEntryPoster journalEntryPoster, LoanAdjustmentService loanAdjustmentService) {
LoanJournalEntryPoster journalEntryPoster, LoanAdjustmentService loanAdjustmentService,
LoanTransactionProcessingService loanTransactionProcessingService) {
return new LoanWritePlatformServiceJpaRepositoryImpl(context, loanTransactionValidator, loanUpdateCommandFromApiJsonDeserializer,
loanRepositoryWrapper, loanAccountDomainService, noteRepository, loanTransactionRepository,
loanTransactionRelationRepository, loanAssembler, journalEntryWritePlatformService, calendarInstanceRepository,
@@ -410,7 +413,8 @@ public class LoanAccountConfiguration {
loanAccountLockService, externalIdFactory, loanAccrualTransactionBusinessEventService, errorHandler,
loanDownPaymentHandlerService, loanTransactionAssembler, loanAccrualsProcessingService, loanOfficerValidator,
loanDownPaymentTransactionValidator, loanDisbursementService, loanScheduleService, loanChargeValidator, loanOfficerService,
reprocessLoanTransactionsService, loanAccountService, journalEntryPoster, loanAdjustmentService);
reprocessLoanTransactionsService, loanAccountService, journalEntryPoster, loanAdjustmentService,
loanTransactionProcessingService);
}
@Bean
@@ -426,10 +430,11 @@ public class LoanAccountConfiguration {
BusinessEventNotifierService businessEventNotifierService,
LoanDownPaymentTransactionValidator loanDownPaymentTransactionValidator, LoanScheduleService loanScheduleService,
LoanRefundService loanRefundService, LoanRefundValidator loanRefundValidator,
ReprocessLoanTransactionsService reprocessLoanTransactionsService) {
ReprocessLoanTransactionsService reprocessLoanTransactionsService,
LoanTransactionProcessingService loanTransactionProcessingService) {
return new LoanDownPaymentHandlerServiceImpl(loanTransactionRepository, businessEventNotifierService,
loanDownPaymentTransactionValidator, loanScheduleService, loanRefundService, loanRefundValidator,
reprocessLoanTransactionsService);
reprocessLoanTransactionsService, loanTransactionProcessingService);
}
@Bean
@@ -447,15 +452,17 @@ public class LoanAccountConfiguration {
@Bean
@ConditionalOnMissingBean(LoanChargeService.class)
public LoanChargeService loanChargeService(LoanChargeValidator loanChargeValidator) {
return new LoanChargeService(loanChargeValidator);
public LoanChargeService loanChargeService(LoanChargeValidator loanChargeValidator,
LoanTransactionProcessingService loanTransactionProcessingService) {
return new LoanChargeService(loanChargeValidator, loanTransactionProcessingService);
}
@Bean
@ConditionalOnMissingBean(LoanScheduleService.class)
public LoanScheduleService loanScheduleService(LoanChargeService loanChargeService,
ReprocessLoanTransactionsService reprocessLoanTransactionsService) {
return new LoanScheduleService(loanChargeService, reprocessLoanTransactionsService);
ReprocessLoanTransactionsService reprocessLoanTransactionsService,
LoanTransactionProcessingService loanTransactionProcessingService) {
return new LoanScheduleService(loanChargeService, reprocessLoanTransactionsService, loanTransactionProcessingService);
}
@Bean
@@ -466,8 +473,9 @@ public class LoanAccountConfiguration {
@Bean
@ConditionalOnMissingBean(LoanRefundService.class)
public LoanRefundService loanRefundService(LoanRefundValidator loanRefundValidator) {
return new LoanRefundService(loanRefundValidator);
public LoanRefundService loanRefundService(LoanRefundValidator loanRefundValidator,
LoanTransactionProcessingService loanTransactionProcessingService) {
return new LoanRefundService(loanRefundValidator, loanTransactionProcessingService);
}
@Bean
@@ -104,13 +104,16 @@ public class LoanDownPaymentHandlerServiceImplTest {
@Mock
private ReprocessLoanTransactionsService reprocessLoanTransactionsService;
@Mock
private LoanTransactionProcessingService loanTransactionProcessingService;
private LoanDownPaymentHandlerServiceImpl underTest;
@BeforeEach
public void setUp() {
underTest = new LoanDownPaymentHandlerServiceImpl(loanTransactionRepository, businessEventNotifierService,
loanDownPaymentTransactionValidator, loanScheduleService, loanRefundService, loanRefundValidator,
reprocessLoanTransactionsService);
reprocessLoanTransactionsService, loanTransactionProcessingService);
moneyHelper.when(MoneyHelper::getMathContext).thenReturn(new MathContext(12, RoundingMode.UP));
moneyHelper.when(MoneyHelper::getRoundingMode).thenReturn(RoundingMode.UP);
tempConfigServiceMock.when(TemporaryConfigurationServiceContainer::isExternalIdAutoGenerationEnabled).thenReturn(true);
@@ -156,8 +159,7 @@ public class LoanDownPaymentHandlerServiceImplTest {
when(loanForProcessing.getLoanProduct()).thenReturn(loanProduct);
when(loanProduct.getInstallmentAmountInMultiplesOf()).thenReturn(10);
when(loanForProcessing.getLoanProductRelatedDetail()).thenReturn(loanProductRelatedDetail);
when(loanForProcessing.getTransactionProcessor()).thenReturn(loanRepaymentScheduleTransactionProcessor);
when(loanRepaymentScheduleTransactionProcessor.reprocessLoanTransactions(any(), any(), any(), any(), any()))
when(loanTransactionProcessingService.reprocessLoanTransactions(any(), any(), any(), any(), any(), any()))
.thenReturn(changedTransactionDetail);
when(loanProductRelatedDetail.getLoanScheduleType()).thenReturn(LoanScheduleType.PROGRESSIVE);