FINERACT-2114: show interest rate change in business events

2024-09-17 13:52:01 +02:00
parent 77b8eeef95
commit 1cb9a36865
5 changed files with 135 additions and 27 deletions
@@ -20,6 +20,7 @@ package org.apache.fineract.infrastructure.event.external.service.serialization.

 import java.util.Collection;
 import java.util.List;
+import java.util.Set;
 import lombok.RequiredArgsConstructor;
 import org.apache.avro.generic.GenericContainer;
 import org.apache.commons.collections4.CollectionUtils;
@@ -37,6 +38,7 @@ import org.apache.fineract.portfolio.loanaccount.data.LoanAccountData;
 import org.apache.fineract.portfolio.loanaccount.data.LoanChargeData;
 import org.apache.fineract.portfolio.loanaccount.data.LoanSummaryData;
 import org.apache.fineract.portfolio.loanaccount.domain.LoanSummaryBalancesRepository;
+import org.apache.fineract.portfolio.loanaccount.domain.LoanTermVariations;
 import org.apache.fineract.portfolio.loanaccount.service.LoanChargeReadPlatformService;
 import org.apache.fineract.portfolio.loanaccount.service.LoanReadPlatformService;
 import org.springframework.stereotype.Component;
@@ -84,6 +86,11 @@ public class LoanBusinessEventSerializer implements BusinessEventSerializer {
        List<LoanInstallmentDelinquencyBucketDataV1> installmentsDelinquencyData = installmentLevelDelinquencyEventProducer
                .calculateInstallmentLevelDelinquencyData(event.get(), data.getCurrency());

+        Set<LoanTermVariations> activeLoanTermVariations = event.get().getActiveLoanTermVariations();
+        if (activeLoanTermVariations != null) {
+            data.setEmiAmountVariations(activeLoanTermVariations.stream().map(LoanTermVariations::toData).toList());
+        }
+
        LoanAccountDataV1 result = mapper.map(data);
        result.getDelinquent().setInstallmentDelinquencyBuckets(installmentsDelinquencyData);
        return result;
@@ -77,7 +77,6 @@ import org.apache.fineract.integrationtests.common.charges.ChargesHelper;
 import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
 import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
 import org.apache.fineract.portfolio.common.domain.DaysInMonthType;
-import org.apache.fineract.portfolio.common.domain.DaysInYearType;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.AdvancedPaymentScheduleTransactionProcessor;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.EarlyPaymentLoanRepaymentScheduleTransactionProcessor;
 import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.FineractStyleLoanRepaymentScheduleTransactionProcessor;
@@ -4427,8 +4426,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
            Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(5.0).interestCalculationPeriodType(DAYS).interestRateFrequencyType(YEARS)
-                    .daysInMonthType(DaysInMonthType.DAYS_30.getValue()).daysInYearType(DaysInYearType.DAYS_360.getValue())
-                    .numberOfRepayments(5)//
+                    .daysInMonthType(DaysInMonthType.DAYS_30.getValue()).daysInYearType(DaysInYearType.DAYS_360).numberOfRepayments(5)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(2L)//
                    .enableDownPayment(true)//
@@ -4490,8 +4488,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
            Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(12.3).interestCalculationPeriodType(RepaymentFrequencyType.DAYS).interestRateFrequencyType(YEARS)
-                    .daysInMonthType(DaysInMonthType.DAYS_30.getValue()).daysInYearType(DaysInYearType.DAYS_360.getValue())
-                    .numberOfRepayments(5)//
+                    .daysInMonthType(DaysInMonthType.DAYS_30.getValue()).daysInYearType(DaysInYearType.DAYS_360).numberOfRepayments(5)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(2L)//
                    .enableDownPayment(true)//
@@ -4554,8 +4551,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
            Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(12.3).interestCalculationPeriodType(RepaymentFrequencyType.DAYS).interestRateFrequencyType(YEARS)
-                    .daysInMonthType(DaysInMonthType.DAYS_30.getValue()).daysInYearType(DaysInYearType.DAYS_360.getValue())
-                    .numberOfRepayments(5)//
+                    .daysInMonthType(DaysInMonthType.DAYS_30.getValue()).daysInYearType(DaysInYearType.DAYS_360).numberOfRepayments(5)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(2L)//
                    .enableDownPayment(true)//
@@ -4618,8 +4614,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
            Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(12.3).interestCalculationPeriodType(RepaymentFrequencyType.DAYS).interestRateFrequencyType(YEARS)
-                    .daysInMonthType(DaysInMonthType.ACTUAL.getValue()).daysInYearType(DaysInYearType.DAYS_365.getValue())
-                    .numberOfRepayments(4)//
+                    .daysInMonthType(DaysInMonthType.ACTUAL.getValue()).daysInYearType(DaysInYearType.DAYS_365).numberOfRepayments(4)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(2L)//
                    .allowPartialPeriodInterestCalcualtion(false)//
@@ -4698,7 +4693,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(108.0).interestCalculationPeriodType(RepaymentFrequencyType.DAYS)
                    .interestRateFrequencyType(YEARS).daysInMonthType(DaysInMonthType.ACTUAL.getValue())
-                    .daysInYearType(DaysInYearType.DAYS_360.getValue()).numberOfRepayments(4)//
+                    .daysInYearType(DaysInYearType.DAYS_360).numberOfRepayments(4)//
                    .maxInterestRatePerPeriod((double) 110)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(1L)//
@@ -4878,8 +4873,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
            interestRefundTypes.add("MERCHANT_ISSUED_REFUND");
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(12.0).interestCalculationPeriodType(RepaymentFrequencyType.DAYS).interestRateFrequencyType(YEARS)
-                    .daysInMonthType(DaysInMonthType.ACTUAL.getValue()).daysInYearType(DaysInYearType.DAYS_365.getValue())
-                    .numberOfRepayments(4)//
+                    .daysInMonthType(DaysInMonthType.ACTUAL.getValue()).daysInYearType(DaysInYearType.DAYS_365).numberOfRepayments(4)//
                    .repaymentEvery(5)//
                    .repaymentFrequencyType(0L)//
                    .allowPartialPeriodInterestCalcualtion(false)//
@@ -4942,7 +4936,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(interestRatePerPeriod.doubleValue()).interestCalculationPeriodType(RepaymentFrequencyType.DAYS)
                    .interestRateFrequencyType(YEARS).daysInMonthType(DaysInMonthType.DAYS_30.getValue())
-                    .daysInYearType(DaysInYearType.DAYS_360.getValue()).numberOfRepayments(6)//
+                    .daysInYearType(DaysInYearType.DAYS_360).numberOfRepayments(6)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(2L)//
                    .enableDownPayment(false)//
@@ -5024,7 +5018,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(interestRatePerPeriod.doubleValue()).interestCalculationPeriodType(RepaymentFrequencyType.DAYS)
                    .interestRateFrequencyType(YEARS).daysInMonthType(DaysInMonthType.DAYS_30.getValue())
-                    .daysInYearType(DaysInYearType.DAYS_360.getValue()).numberOfRepayments(6)//
+                    .daysInYearType(DaysInYearType.DAYS_360).numberOfRepayments(6)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(2L)//
                    .enableDownPayment(false)//
@@ -5121,7 +5115,7 @@ public class AdvancedPaymentAllocationLoanRepaymentScheduleTest extends BaseLoan
                    .interestCalculationPeriodType(RepaymentFrequencyType.DAYS)//
                    .interestRateFrequencyType(YEARS)//
                    .daysInMonthType(DaysInMonthType.DAYS_30.getValue())//
-                    .daysInYearType(DaysInYearType.DAYS_360.getValue())//
+                    .daysInYearType(DaysInYearType.DAYS_360)//
                    .numberOfRepayments(6)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(RepaymentFrequencyType.MONTHS.longValue())//
@@ -1046,6 +1046,7 @@ public abstract class BaseLoanIntegrationTest {

    public static class InterestCalculationPeriodType {

+        public static final Integer DAILY = 0;
        public static final Integer SAME_AS_REPAYMENT_PERIOD = 1;
    }

@@ -1055,4 +1056,12 @@ public abstract class BaseLoanIntegrationTest {
        public static final Integer YEARS = 3;
    }

+    public static class DaysInYearType {
+
+        public static final Integer INVALID = 0;
+        public static final Integer ACTUAL = 1;
+        public static final Integer DAYS_360 = 360;
+        public static final Integer DAYS_364 = 364;
+        public static final Integer DAYS_365 = 365;
+    }
 }
@@ -36,13 +36,19 @@ import java.util.concurrent.atomic.AtomicReference;
 import lombok.AllArgsConstructor;
 import lombok.Data;
 import lombok.extern.slf4j.Slf4j;
+import org.apache.commons.collections4.CollectionUtils;
+import org.apache.commons.lang3.StringUtils;
 import org.apache.fineract.client.models.PostClientsResponse;
+import org.apache.fineract.client.models.PostCreateRescheduleLoansRequest;
+import org.apache.fineract.client.models.PostCreateRescheduleLoansResponse;
 import org.apache.fineract.client.models.PostLoanProductsRequest;
 import org.apache.fineract.client.models.PostLoansRequest;
+import org.apache.fineract.client.models.PostUpdateRescheduleLoansRequest;
 import org.apache.fineract.infrastructure.event.external.service.validation.ExternalEventDTO;
 import org.apache.fineract.integrationtests.common.BusinessStepHelper;
 import org.apache.fineract.integrationtests.common.ClientHelper;
 import org.apache.fineract.integrationtests.common.ExternalEventConfigurationHelper;
+import org.apache.fineract.integrationtests.common.LoanRescheduleRequestHelper;
 import org.apache.fineract.integrationtests.common.Utils;
 import org.apache.fineract.integrationtests.common.externalevents.ExternalEventHelper;
 import org.apache.fineract.integrationtests.common.externalevents.ExternalEventsExtension;
@@ -61,6 +67,7 @@ public class ExternalBusinessEventTest extends BaseLoanIntegrationTest {
    private static final String DATETIME_PATTERN = "dd MMMM yyyy";
    private static PostClientsResponse client;
    private static LoanTransactionHelper loanTransactionHelper;
+    private static LoanRescheduleRequestHelper loanRescheduleRequestHelper;
    private static Long loanProductId;
    private static ResponseSpecification responseSpec;
    private static RequestSpecification requestSpec;
@@ -74,6 +81,7 @@ public class ExternalBusinessEventTest extends BaseLoanIntegrationTest {
        responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
        ClientHelper clientHelper = new ClientHelper(requestSpec, responseSpec);
        loanTransactionHelper = new LoanTransactionHelper(requestSpec, responseSpec);
+        loanRescheduleRequestHelper = new LoanRescheduleRequestHelper(requestSpec, responseSpec);
        BusinessStepHelper businessStepHelper = new BusinessStepHelper();
        client = clientHelper.createClient(ClientHelper.defaultClientCreationRequest());
        loanProductId = createLoanProductPeriodicWithInterest();
@@ -141,6 +149,33 @@ public class ExternalBusinessEventTest extends BaseLoanIntegrationTest {
        });
    }

+    @Test
+    public void testExternalBusinessEventLoanRescheduledDueAdjustScheduleBusinessEventInterestChange() {
+        AtomicReference<Long> loanIdRef = new AtomicReference<>();
+        runAt("01 March 2024", () -> {
+            enableLoanRescheduledDueAdjustScheduleBusinessEvent();
+            Long loanId = applyForLoanApplicationWithInterest(client.getClientId(), loanProductId, BigDecimal.valueOf(4000), "1 March 2023",
+                    "1 March 2024");
+            loanIdRef.set(loanId);
+            loanTransactionHelper.approveLoan("1 March 2024", loanId.intValue());
+
+            loanTransactionHelper.disburseLoan("1 March 2024", loanId.intValue(), "400", null);
+
+            PostCreateRescheduleLoansResponse rescheduleLoansResponse = loanRescheduleRequestHelper
+                    .createLoanRescheduleRequest(new PostCreateRescheduleLoansRequest().loanId(loanIdRef.get()).dateFormat(DATETIME_PATTERN)
+                            .locale("en").submittedOnDate("1 March 2024").newInterestRate(BigDecimal.ONE).rescheduleReasonId(1L)
+                            .rescheduleFromDate("1 April 2024"));
+
+            deleteAllExternalEvents();
+
+            loanRescheduleRequestHelper.approveLoanRescheduleRequest(rescheduleLoansResponse.getResourceId(),
+                    new PostUpdateRescheduleLoansRequest().approvedOnDate("1 March 2024").locale("en").dateFormat(DATETIME_PATTERN));
+
+            verifyBusinessEvents(new BusinessEvent("LoanRescheduledDueAdjustScheduleBusinessEvent", "01 March 2024", 300, 400.0, 400.0,
+                    List.of("interestRateForInstallment")));
+        });
+    }
+
    private static void enableLoanBalanceChangedBusinessEvent() {
        final Map<String, Boolean> updatedConfigurations = ExternalEventConfigurationHelper.updateExternalEventConfigurations(requestSpec,
                responseSpec, "{\"externalEventConfigurations\":{\"LoanBalanceChangedBusinessEvent\":true}}\n");
@@ -149,6 +184,14 @@ public class ExternalBusinessEventTest extends BaseLoanIntegrationTest {
        Assertions.assertTrue(updatedConfigurations.get("LoanBalanceChangedBusinessEvent"));
    }

+    private static void enableLoanRescheduledDueAdjustScheduleBusinessEvent() {
+        final Map<String, Boolean> updatedConfigurations = ExternalEventConfigurationHelper.updateExternalEventConfigurations(requestSpec,
+                responseSpec, "{\"externalEventConfigurations\":{\"LoanRescheduledDueAdjustScheduleBusinessEvent\":true}}\n");
+        Assertions.assertEquals(updatedConfigurations.size(), 1);
+        Assertions.assertTrue(updatedConfigurations.containsKey("LoanRescheduledDueAdjustScheduleBusinessEvent"));
+        Assertions.assertTrue(updatedConfigurations.get("LoanRescheduledDueAdjustScheduleBusinessEvent"));
+    }
+
    private static void disableLoanBalanceChangedBusinessEvent() {
        final Map<String, Boolean> updatedConfigurations = ExternalEventConfigurationHelper.updateExternalEventConfigurations(requestSpec,
                responseSpec, "{\"externalEventConfigurations\":{\"LoanBalanceChangedBusinessEvent\":false}}\n");
@@ -166,14 +209,38 @@ public class ExternalBusinessEventTest extends BaseLoanIntegrationTest {
    private static Long createLoanProductPeriodicWithInterest() {
        String name = Utils.uniqueRandomStringGenerator("LOAN_PRODUCT_", 6);
        String shortName = Utils.uniqueRandomStringGenerator("", 4);
-        Long resourceId = loanTransactionHelper.createLoanProduct(new PostLoanProductsRequest().name(name).shortName(shortName)
-                .multiDisburseLoan(true).maxTrancheCount(2).interestType(0).interestCalculationPeriodType(0)
-                .disallowExpectedDisbursements(true).description("Test loan description").currencyCode("USD").digitsAfterDecimal(2)
-                .daysInYearType(1).daysInMonthType(1).interestRecalculationCompoundingMethod(0).recalculationRestFrequencyType(1)
-                .rescheduleStrategyMethod(1).recalculationRestFrequencyInterval(0).isInterestRecalculationEnabled(false)
-                .interestRateFrequencyType(2).locale("en_GB").numberOfRepayments(4).repaymentFrequencyType(2L).interestRatePerPeriod(2.0)
-                .repaymentEvery(1).minPrincipal(100.0).principal(1000.0).maxPrincipal(10000000.0).amortizationType(1)
-                .dateFormat(DATETIME_PATTERN).transactionProcessingStrategyCode(DEFAULT_STRATEGY).accountingRule(1)).getResourceId();
+        Long resourceId = loanTransactionHelper.createLoanProduct(new PostLoanProductsRequest() //
+                .name(name) //
+                .shortName(shortName) //
+                .multiDisburseLoan(true) //
+                .maxTrancheCount(2) //
+                .interestType(InterestType.DECLINING_BALANCE) //
+                .interestCalculationPeriodType(InterestCalculationPeriodType.DAILY) //
+                .disallowExpectedDisbursements(true) //
+                .description("Test loan description") //
+                .currencyCode("USD") //
+                .digitsAfterDecimal(2) //
+                .daysInYearType(DaysInYearType.ACTUAL) //
+                .daysInMonthType(DaysInYearType.ACTUAL) //
+                .interestRecalculationCompoundingMethod(0) //
+                .recalculationRestFrequencyType(1) //
+                .rescheduleStrategyMethod(1) //
+                .recalculationRestFrequencyInterval(0) //
+                .isInterestRecalculationEnabled(false) //
+                .interestRateFrequencyType(2) //
+                .locale("en_GB") //
+                .numberOfRepayments(4) //
+                .repaymentFrequencyType(RepaymentFrequencyType.MONTHS.longValue()) //
+                .interestRatePerPeriod(2.0) //
+                .repaymentEvery(1) //
+                .minPrincipal(100.0) //
+                .principal(1000.0) //
+                .maxPrincipal(10000000.0) //
+                .amortizationType(AmortizationType.EQUAL_INSTALLMENTS) //
+                .dateFormat(DATETIME_PATTERN) //
+                .transactionProcessingStrategyCode(DEFAULT_STRATEGY) //
+                .accountingRule(1)) //
+                .getResourceId();
        log.info("Test MultiDisburse Loan Product With Interest. loanProductId: {}", resourceId);
        return resourceId;
    }
@@ -222,20 +289,52 @@ public class ExternalBusinessEventTest extends BaseLoanIntegrationTest {
                        && Objects.equals(externalEvent.getBusinessDate(), businessDate)
                        && Objects.equals(statusId, businessEvent.getStatusId().doubleValue())
                        && Objects.equals(principalDisbursed, businessEvent.getPrincipalDisbursed())
-                        && Objects.equals(principalOutstanding, businessEvent.getPrincipalOutstanding());
+                        && Objects.equals(principalOutstanding, businessEvent.getPrincipalOutstanding())
+                        && emiAmountVariationsMatch((List<Map<String, Object>>) externalEvent.getPayLoad().get("emiAmountVariations"),
+                                businessEvent.emiAmountVariationType);
            }).count();
            Assertions.assertEquals(1, count, "Expected business event not found " + businessEvent);
        }
    }

+    private boolean emiAmountVariationsMatch(List<Map<String, Object>> emiAmountVariations, List<String> expectedTypes) {
+        if (CollectionUtils.isEmpty(expectedTypes)) {
+            return true;
+        }
+        int numberOfMatches = 0;
+        if (CollectionUtils.isNotEmpty(emiAmountVariations)) {
+            for (String expectedType : expectedTypes) {
+                int i = 0;
+                while (i < emiAmountVariations.size() && !StringUtils
+                        .equals((String) ((Map<String, Object>) emiAmountVariations.get(i).get("termType")).get("value"), expectedType)) {
+                    i++;
+                }
+                if (i < emiAmountVariations.size()) {
+                    numberOfMatches++;
+                }
+            }
+        }
+
+        return numberOfMatches == expectedTypes.size();
+    }
+
    @Data
    @AllArgsConstructor
    public static class BusinessEvent {

+        public BusinessEvent(String type, String businessDate, Integer statusId, Double principalDisbursed, Double principalOutstanding) {
+            this.type = type;
+            this.businessDate = businessDate;
+            this.statusId = statusId;
+            this.principalDisbursed = principalDisbursed;
+            this.principalOutstanding = principalOutstanding;
+        }
+
        private String type;
        private String businessDate;
        private Integer statusId;
        private Double principalDisbursed;
        private Double principalOutstanding;
+        private List<String> emiAmountVariationType;
    }
 }
@@ -45,7 +45,6 @@ import org.apache.fineract.integrationtests.common.accounting.AccountHelper;
 import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
 import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
 import org.apache.fineract.portfolio.common.domain.DaysInMonthType;
-import org.apache.fineract.portfolio.common.domain.DaysInYearType;
 import org.junit.jupiter.api.BeforeAll;
 import org.junit.jupiter.api.Test;
 import org.slf4j.Logger;
@@ -91,7 +90,7 @@ public class LoanRefundTransactionTest extends BaseLoanIntegrationTest {
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(108.0).interestCalculationPeriodType(RepaymentFrequencyType.DAYS)
                    .interestRateFrequencyType(YEARS).daysInMonthType(DaysInMonthType.ACTUAL.getValue())
-                    .daysInYearType(DaysInYearType.DAYS_360.getValue()).numberOfRepayments(4)//
+                    .daysInYearType(DaysInYearType.DAYS_360).numberOfRepayments(4)//
                    .maxInterestRatePerPeriod((double) 110)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(1L)//
@@ -163,7 +162,7 @@ public class LoanRefundTransactionTest extends BaseLoanIntegrationTest {
            PostLoanProductsRequest product = createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
                    .interestRatePerPeriod(108.0).interestCalculationPeriodType(RepaymentFrequencyType.DAYS)
                    .interestRateFrequencyType(YEARS).daysInMonthType(DaysInMonthType.ACTUAL.getValue())
-                    .daysInYearType(DaysInYearType.DAYS_360.getValue()).numberOfRepayments(4)//
+                    .daysInYearType(DaysInYearType.DAYS_360).numberOfRepayments(4)//
                    .maxInterestRatePerPeriod((double) 110)//
                    .repaymentEvery(1)//
                    .repaymentFrequencyType(1L)//