FINERACT-1724-Loan-Product-Update

This commit is contained in:
Ruchi Dhamankar
2023-10-06 14:10:57 +02:00
committed by Arnold Gálovics
parent 69c3d575b7
commit 231a178d1e
3 changed files with 55 additions and 1 deletions
@@ -2285,7 +2285,9 @@ public final class LoanProductDataValidator {
considerPartialPeriodUpdates = considerPartialPeriods;
}
} else if (loanProduct != null) {
considerPartialPeriodUpdates = loanProduct.getLoanProductRelatedDetail().isAllowPartialPeriodInterestCalcualtion();
if (!interestCalculationPeriodMethod.isDaily()) {
considerPartialPeriodUpdates = loanProduct.getLoanProductRelatedDetail().isAllowPartialPeriodInterestCalcualtion();
}
}
if (!considerPartialPeriodUpdates) {
@@ -91,6 +91,43 @@ public class LoanProductUpdateApiTest {
}
@Test
public void loanProductWithInterestCalculationTypeDailyModifyForAdvancedPaymentAllocationRuleTest() {
// create loan product with Advanced Payment Allocation Strategy with default allocation with future installment
// allocation as NEXT_INSTALLMENT
String futureInstallmentAllocationRule = "NEXT_INSTALLMENT";
AdvancedPaymentData defaultAllocation = createDefaultPaymentAllocation(futureInstallmentAllocationRule);
Integer loanProductId = createLoanProductWithInterestCalculationPeriodTypeDaily(defaultAllocation);
Assertions.assertNotNull(loanProductId);
// verify allocation rule
GetLoanProductsProductIdResponse loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
Assertions.assertNotNull(loanProduct.getPaymentAllocation());
Optional<AdvancedPaymentData> defaultAllocationAfterCreate = loanProduct.getPaymentAllocation().stream()
.filter(advancedPaymentData -> "DEFAULT".equals(advancedPaymentData.getTransactionType())).findFirst();
Assertions.assertTrue(defaultAllocationAfterCreate.isPresent());
Assertions.assertEquals(futureInstallmentAllocationRule, defaultAllocationAfterCreate.get().getFutureInstallmentAllocationRule());
// Change future installment allocation rule to "LAST_INSTALLMENT" and update loan product
futureInstallmentAllocationRule = "LAST_INSTALLMENT";
defaultAllocation = createDefaultPaymentAllocation(futureInstallmentAllocationRule);
loanProductId = updateLoanProduct(loanProductId, defaultAllocation);
Assertions.assertNotNull(loanProductId);
loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
Assertions.assertNotNull(loanProduct.getPaymentAllocation());
// verify allocation rule
Optional<AdvancedPaymentData> defaultAllocationAfterUpdate = loanProduct.getPaymentAllocation().stream()
.filter(advancedPaymentData -> "DEFAULT".equals(advancedPaymentData.getTransactionType())).findFirst();
Assertions.assertTrue(defaultAllocationAfterUpdate.isPresent());
Assertions.assertEquals(futureInstallmentAllocationRule, defaultAllocationAfterUpdate.get().getFutureInstallmentAllocationRule());
}
private Integer updateLoanProduct(Integer loanProductId, AdvancedPaymentData... advancedPaymentData) {
final PutLoanProductsProductIdRequest requestModifyLoan = new PutLoanProductsProductIdRequest()
.transactionProcessingStrategyCode("advanced-payment-allocation-strategy")
@@ -107,6 +144,16 @@ public class LoanProductUpdateApiTest {
}
private Integer createLoanProductWithInterestCalculationPeriodTypeDaily(AdvancedPaymentData... advancedPaymentData) {
String loanProductCreateJSON = new LoanProductTestBuilder().withPrincipal("15,000.00").withNumberOfRepayments("4")
.withRepaymentAfterEvery("1").withRepaymentTypeAsMonth().withinterestRatePerPeriod("1")
.withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualInstallments().withInterestTypeAsDecliningBalance()
.withInterestCalculationPeriodTypeAsDays().withAllowPartialPeriodInterestCalculation(false)
.addAdvancedPaymentAllocation(advancedPaymentData).build();
return LOAN_TRANSACTION_HELPER.getLoanProductId(loanProductCreateJSON);
}
private AdvancedPaymentData createDefaultPaymentAllocation(String futureInstallmentAllocationRule) {
AdvancedPaymentData advancedPaymentData = new AdvancedPaymentData();
advancedPaymentData.setTransactionType("DEFAULT");
@@ -742,4 +742,9 @@ public class LoanProductTestBuilder {
return this;
}
public LoanProductTestBuilder withAllowPartialPeriodInterestCalculation(final Boolean allowPartialPeriodInterestCalcualtion) {
this.allowPartialPeriodInterestCalcualtion = allowPartialPeriodInterestCalcualtion;
return this;
}
}