FINERACT-2181: Added e2e test covering case with lifting charge-off flag and charge-off date in case the charge-off transaction got reversed
This commit is contained in:
committed by
Adam Saghy
parent
159eff0ad4
commit
2644981424
+60
@@ -33,6 +33,7 @@ import static org.junit.jupiter.api.Assertions.assertTrue;
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import com.google.gson.Gson;
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import edu.umd.cs.findbugs.annotations.SuppressFBWarnings;
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import io.cucumber.datatable.DataTable;
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import io.cucumber.java.ParameterType;
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import io.cucumber.java.en.And;
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import io.cucumber.java.en.Then;
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import io.cucumber.java.en.When;
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@@ -4132,6 +4133,65 @@ public class LoanStepDef extends AbstractStepDef {
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assertThat(targetProduct.getInterestRecognitionOnDisbursementDate().toString()).isEqualTo(expectedValue);
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}
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@Then("Loan Details response contains chargedOffOnDate set to {string}")
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public void verifyChargedOffOnDateFlagInLoanResponse(final String expectedValue) throws IOException {
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Response<PostLoansLoanIdTransactionsResponse> loanResponse = testContext().get(TestContextKey.LOAN_CHARGE_OFF_RESPONSE);
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long loanId = loanResponse.body().getLoanId();
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Optional<Response<GetLoansLoanIdResponse>> loanDetailsResponseOptional = Optional
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.of(loansApi.retrieveLoan(loanId, false, "", "", "").execute());
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Response<GetLoansLoanIdResponse> loanDetailsResponse = loanDetailsResponseOptional
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.orElseThrow(() -> new RuntimeException("Failed to retrieve loan details - response is null"));
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ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
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testContext().set(TestContextKey.LOAN_RESPONSE, loanDetailsResponse);
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assertThat(loanDetailsResponse.body().getTimeline().getChargedOffOnDate()).isEqualTo(LocalDate.parse(expectedValue, FORMATTER));
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}
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@Then("Loan Details response does not contain chargedOff flag and chargedOffOnDate field after repayment and reverted charge off")
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public void verifyChargedOffOnDateFlagIsNotPresentLoanResponse() throws IOException {
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Response<PostLoansLoanIdTransactionsResponse> loanResponse = testContext().get(TestContextKey.LOAN_REPAYMENT_RESPONSE);
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long loanId = loanResponse.body().getLoanId();
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Optional<Response<GetLoansLoanIdResponse>> loanDetailsResponseOptional = Optional
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.of(loansApi.retrieveLoan(loanId, false, "", "", "").execute());
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Response<GetLoansLoanIdResponse> loanDetailsResponse = loanDetailsResponseOptional
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.orElseThrow(() -> new RuntimeException("Failed to retrieve loan details - response is null"));
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ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
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testContext().set(TestContextKey.LOAN_RESPONSE, loanDetailsResponse);
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assertThat(loanDetailsResponse.body().getTimeline().getChargedOffOnDate()).isNull();
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assertThat(loanDetailsResponse.body().getChargedOff()).isFalse();
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}
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@Then("Loan Details response contains chargedOff flag set to {booleanValue}")
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public void verifyChargeOffFlagInLoanResponse(final Boolean expectedValue) throws IOException {
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Response<PostLoansLoanIdTransactionsResponse> loanResponse = expectedValue
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? testContext().get(TestContextKey.LOAN_CHARGE_OFF_RESPONSE)
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: testContext().get(TestContextKey.LOAN_CHARGE_OFF_UNDO_RESPONSE);
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long loanId = loanResponse.body().getLoanId();
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Optional<Response<GetLoansLoanIdResponse>> loanDetailsResponseOptional = Optional
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.of(loansApi.retrieveLoan(loanId, false, "", "", "").execute());
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Response<GetLoansLoanIdResponse> loanDetailsResponse = loanDetailsResponseOptional
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.orElseThrow(() -> new RuntimeException("Failed to retrieve loan details - response is null"));
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ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
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testContext().set(TestContextKey.LOAN_RESPONSE, loanDetailsResponse);
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assertThat(loanDetailsResponse.body().getChargedOff()).isEqualTo(expectedValue);
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}
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@ParameterType(value = "true|True|TRUE|false|False|FALSE")
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public Boolean booleanValue(String value) {
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return Boolean.valueOf(value);
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}
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public Response<PostLoansLoanIdTransactionsResponse> addCapitalizedIncomeToTheLoanOnWithEURTransactionAmount(
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final String transactionPaymentType, final String transactionDate, final String amount) throws IOException {
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final Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
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@@ -9498,3 +9498,91 @@ Feature: Charge-off
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| 01 April 2025 | Accrual Adjustment | 10.72 | 0.0 | 10.72 | 0.0 | 0.0 | 0.0 | false | false |
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Then Loan status will be "CLOSED_OBLIGATIONS_MET"
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And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
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@TestRailId:C3757
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Scenario: Verify that charge-off flag and charge-off date are lifted in case the charge-off transaction got reversed
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Given Global configuration "is-principal-compounding-disabled-for-overdue-loans" is enabled
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
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When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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When Admin sets the business date to "01 February 2024"
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And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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When Admin sets the business date to "31 March 2024"
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And Admin does charge-off the loan with reason "OTHER" on "31 March 2024"
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Then Loan Repayment schedule has 3 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
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| 3 | 30 | 31 March 2024 | | 0.0 | 67.05 | 0.47 | 0.0 | 0.0 | 67.52 | 0.0 | 0.0 | 0.0 | 67.52 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 1.54 | 0.0 | 0.0 | 101.54 | 17.01 | 0.0 | 0.0 | 84.53 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
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| 31 March 2024 | Charge-off | 84.53 | 83.57 | 0.96 | 0.0 | 0.0 | 0.0 | false | false |
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Then Loan Details response contains chargedOff flag set to true
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And Loan Details response contains chargedOffOnDate set to "31 March 2024"
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When Admin sets the business date to "01 March 2024"
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And Customer makes "AUTOPAY" repayment on "01 March 2024" with 84.06 EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 3 | 31 | 01 April 2024 | 01 March 2024 | 50.04 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 |
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| 4 | 30 | 01 May 2024 | 01 March 2024 | 33.03 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 |
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| 5 | 31 | 01 June 2024 | 01 March 2024 | 16.02 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 |
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| 6 | 30 | 01 July 2024 | 01 March 2024 | 0.0 | 16.02 | 0.0 | 0.0 | 0.0 | 16.02 | 16.02 | 16.02 | 0.0 | 0.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 1.07 | 0.0 | 0.0 | 101.07 | 101.07 | 67.05 | 0.0 | 0.0 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 01 March 2024 | Repayment | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 March 2024 | Accrual Adjustment | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false |
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| 31 March 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
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And Loan Details response does not contain chargedOff flag and chargedOffOnDate field after repayment and reverted charge off
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And Loan has 0.0 outstanding amount
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Then Loan status will be "CLOSED_OBLIGATIONS_MET"
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And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
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