FINERACT-2389: Loan reschedule with adjustedDueDate after re-age
This commit is contained in:
committed by
Adam Saghy
parent
e9af3a8ac8
commit
2a064dcb09
@@ -9175,8 +9175,7 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
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When Loan Pay-off is made on "02 April 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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# TODO check and unSkip when PS-2938 is done
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@Skip @TestRailId:C4290
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@TestRailId:C4290
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Scenario: Verify Re-aging with loan reschedule: UC2.1: Interest handling: DEFAULT, reschedule - adjustedDueDate
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When Admin sets the business date to "01 January 2024"
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And Admin creates a client with random data
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@@ -9287,31 +9286,30 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
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When Admin creates and approves Loan reschedule with the following data:
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| rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
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| 01 May 2024 | 02 April 2024 | 15 June 2024 | | | | |
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# TODO check numbers
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Then Loan Repayment schedule has 8 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 43 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 3 | 17 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 4 | 31 | 15 June 2024 | | 42.39 | 13.97 | 0.33 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 5 | 30 | 15 July 2024 | | 28.34 | 14.05 | 0.25 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 6 | 31 | 15 August 2024 | | 14.21 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 7 | 31 | 15 September 2024 | | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
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| 8 | 31 | 15 October 2024 | | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
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| 4 | 75 | 15 June 2024 | | 56.96 | 13.29 | 1.01 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 5 | 30 | 15 July 2024 | | 42.99 | 13.97 | 0.33 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 6 | 31 | 15 August 2024 | | 28.94 | 14.05 | 0.25 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 7 | 31 | 15 September 2024 | | 14.81 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 8 | 30 | 15 October 2024 | | 0.0 | 14.81 | 0.09 | 0.0 | 0.0 | 14.9 | 0.0 | 0.0 | 0.0 | 14.9 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 3.41 | 0.0 | 0.0 | 103.41 | 17.01 | 0.0 | 0.0 | 86.4 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 March 2024 | Re-age | 84.27 | 83.57 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
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# --- Close loan ---
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When Loan Pay-off is made on "02 April 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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# TODO check and unSkip when PS-2938 is done
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# TODO check and unSkip when WAIVE_INTEREST strategy is implemented
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@Skip @TestRailId:C4291
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Scenario: Verify Re-aging with loan reschedule: UC2.2: Interest handling: WAIVE_INTEREST, reschedule - adjustedDueDate
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When Admin sets the business date to "01 January 2024"
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+37
-41
@@ -8694,8 +8694,7 @@ Feature: LoanReAgingEqualAmortization
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When Loan Pay-off is made on "02 April 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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# TODO check and unSkip when PS-2938 is done
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@Skip @TestRailId:C4292
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@TestRailId:C4292
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Scenario: Verify Re-aging with loan reschedule: UC2.3: Interest handling: EQUAL_AMORTIZATION_PAYABLE_INTEREST, reschedule - adjustedDueDate
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When Admin sets the business date to "01 January 2024"
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And Admin creates a client with random data
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@@ -8787,15 +8786,15 @@ Feature: LoanReAgingEqualAmortization
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 43 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 3 | 17 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 4 | 30 | 01 May 2024 | | 56.36 | 13.89 | 0.41 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 5 | 31 | 01 June 2024 | | 42.39 | 13.97 | 0.33 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 6 | 30 | 01 July 2024 | | 28.34 | 14.05 | 0.25 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 7 | 31 | 01 August 2024 | | 14.21 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 8 | 31 | 01 September 2024 | | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
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| 3 | 17 | 01 April 2024 | | 69.65 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 4 | 30 | 01 May 2024 | | 55.73 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 5 | 31 | 01 June 2024 | | 41.81 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 6 | 30 | 01 July 2024 | | 27.89 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 7 | 31 | 01 August 2024 | | 13.97 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 8 | 31 | 01 September 2024 | | 0.0 | 13.97 | 0.1 | 0.0 | 0.0 | 14.07 | 0.0 | 0.0 | 0.0 | 14.07 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 1.28 | 0.0 | 0.0 | 101.28 | 17.01 | 0.0 | 0.0 | 84.27 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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@@ -8806,32 +8805,30 @@ Feature: LoanReAgingEqualAmortization
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When Admin creates and approves Loan reschedule with the following data:
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| rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
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| 01 May 2024 | 02 April 2024 | 15 June 2024 | | | | |
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# TODO check numbers
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Then Loan Repayment schedule has 8 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 43 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 3 | 17 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 4 | 31 | 15 June 2024 | | 42.39 | 13.97 | 0.33 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 5 | 30 | 15 July 2024 | | 28.34 | 14.05 | 0.25 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 6 | 31 | 15 August 2024 | | 14.21 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 7 | 31 | 15 September 2024 | | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
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| 8 | 31 | 15 October 2024 | | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
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| 3 | 17 | 01 April 2024 | | 69.65 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 4 | 75 | 15 June 2024 | | 55.73 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 5 | 30 | 15 July 2024 | | 41.81 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 6 | 31 | 15 August 2024 | | 27.89 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 7 | 31 | 15 September 2024 | | 13.97 | 13.92 | 0.12 | 0.0 | 0.0 | 14.04 | 0.0 | 0.0 | 0.0 | 14.04 |
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| 8 | 30 | 15 October 2024 | | 0.0 | 13.97 | 0.1 | 0.0 | 0.0 | 14.07 | 0.0 | 0.0 | 0.0 | 14.07 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 1.28 | 0.0 | 0.0 | 101.28 | 17.01 | 0.0 | 0.0 | 84.27 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 March 2024 | Re-age | 84.27 | 83.57 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
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# --- Close loan ---
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When Loan Pay-off is made on "02 April 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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# TODO check and unSkip when PS-2938 is done
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@Skip @TestRailId:C4293
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@TestRailId:C4293
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Scenario: Verify Re-aging with loan reschedule: UC2.4: Interest handling: EQUAL_AMORTIZATION_FULL_INTEREST, reschedule - adjustedDueDate
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When Admin sets the business date to "01 January 2024"
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And Admin creates a client with random data
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@@ -8923,45 +8920,44 @@ Feature: LoanReAgingEqualAmortization
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 43 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 3 | 17 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 4 | 30 | 01 May 2024 | | 56.36 | 13.89 | 0.41 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 5 | 31 | 01 June 2024 | | 42.39 | 13.97 | 0.33 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 6 | 30 | 01 July 2024 | | 28.34 | 14.05 | 0.25 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 7 | 31 | 01 August 2024 | | 14.21 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 8 | 31 | 01 September 2024 | | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
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| 3 | 17 | 01 April 2024 | | 69.64 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 4 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 5 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 6 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 7 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 8 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.35 | 0.0 | 0.0 | 14.27 | 0.0 | 0.0 | 0.0 | 14.27 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.78 | 0.0 | 0.0 | 102.78 | 17.01 | 0.0 | 0.0 | 85.77 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 15 March 2024 | Re-age | 84.27 | 83.57 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 March 2024 | Re-age | 85.77 | 83.57 | 2.2 | 0.0 | 0.0 | 0.0 | false | false |
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# --- Reschedule after re-age ---
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When Admin sets the business date to "02 April 2024"
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When Admin creates and approves Loan reschedule with the following data:
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| rescheduleFromDate | submittedOnDate | adjustedDueDate | graceOnPrincipal | graceOnInterest | extraTerms | newInterestRate |
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| 01 May 2024 | 02 April 2024 | 15 June 2024 | | | | |
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# TODO check numbers
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Then Loan Repayment schedule has 8 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
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| 2 | 43 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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| 3 | 17 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 4 | 31 | 15 June 2024 | | 42.39 | 13.97 | 0.33 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 5 | 30 | 15 July 2024 | | 28.34 | 14.05 | 0.25 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 6 | 31 | 15 August 2024 | | 14.21 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 7 | 31 | 15 September 2024 | | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
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| 8 | 31 | 15 October 2024 | | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
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| 3 | 17 | 01 April 2024 | | 69.64 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 4 | 75 | 15 June 2024 | | 55.71 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 5 | 30 | 15 July 2024 | | 41.78 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 6 | 31 | 15 August 2024 | | 27.85 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 7 | 31 | 15 September 2024 | | 13.92 | 13.93 | 0.37 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
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| 8 | 30 | 15 October 2024 | | 0.0 | 13.92 | 0.35 | 0.0 | 0.0 | 14.27 | 0.0 | 0.0 | 0.0 | 14.27 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 100.0 | 2.78 | 0.0 | 0.0 | 102.78 | 17.01 | 0.0 | 0.0 | 85.77 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
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| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 March 2024 | Re-age | 85.77 | 83.57 | 2.2 | 0.0 | 0.0 | 0.0 | false | false |
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# --- Close loan ---
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When Loan Pay-off is made on "02 April 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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Reference in New Issue
Block a user