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FINERACT-2042: Chargeback for down payment transaction

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This commit is contained in:
Ruchi Dhamankar
2024-01-22 09:47:27 +01:00
committed by Adam Saghy
parent e00279bd29
commit 2b1fe03e76
2 changed files with 207 additions and 1 deletions
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fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransaction.java
+1 -1
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@@ -567,7 +567,7 @@ public class LoanTransaction extends AbstractAuditableWithUTCDateTimeCustom {
}
public boolean isTypeAllowedForChargeback() {
return isRepayment() || isMerchantIssuedRefund() || isPayoutRefund() || isGoodwillCredit();
return isRepayment() || isMerchantIssuedRefund() || isPayoutRefund() || isGoodwillCredit() || isDownPayment();
}
public boolean isRepayment() {
integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanDownPaymentTransactionChargebackTest.java
+206
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@@ -0,0 +1,206 @@
/**
* Licensed to the Apache Software Foundation (ASF) under one
* or more contributor license agreements. See the NOTICE file
* distributed with this work for additional information
* regarding copyright ownership. The ASF licenses this file
* to you under the Apache License, Version 2.0 (the
* "License"); you may not use this file except in compliance
* with the License. You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing,
* software distributed under the License is distributed on an
* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
* KIND, either express or implied. See the License for the
* specific language governing permissions and limitations
* under the License.
*/
package org.apache.fineract.integrationtests;
import static org.junit.jupiter.api.Assertions.assertEquals;
import static org.junit.jupiter.api.Assertions.assertNotNull;
import java.math.BigDecimal;
import org.apache.fineract.client.models.GetJournalEntriesTransactionIdResponse;
import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
import org.apache.fineract.client.models.GetLoansLoanIdTransactionsTransactionIdResponse;
import org.apache.fineract.client.models.PostLoanProductsRequest;
import org.apache.fineract.client.models.PostLoanProductsResponse;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleProcessingType;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
import org.junit.jupiter.api.Test;
public class LoanDownPaymentTransactionChargebackTest extends BaseLoanIntegrationTest {
public static final BigDecimal DOWN_PAYMENT_PERCENTAGE = new BigDecimal(25);
@Test
public void loanDownPaymentTransactionChargebackTest() {
runAt("03 March 2023", () -> {
// Create Client
Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
// Create Loan Product
Long loanProductId = createLoanProductWithMultiDisbursalAndRepaymentsWithEnableDownPayment(false);
// Apply and Approve Loan
Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 March 2023", 1500.0, 3, req -> {
req.setRepaymentEvery(15);
req.setLoanTermFrequency(45);
});
// Disburse Loan
disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 March 2023");
// verify repayment schedule
verifyRepaymentSchedule(loanId, //
installment(0, null, "01 March 2023"), //
installment(250.0, false, "01 March 2023"), //
installment(250.0, false, "16 March 2023"), //
installment(250.0, false, "31 March 2023"), //
installment(250.0, false, "15 April 2023")//
);
// make down payment
final PostLoansLoanIdTransactionsResponse downPaymentTransaction_1 = loanTransactionHelper.makeLoanDownPayment(loanId,
new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("01 March 2023").locale("en")
.transactionAmount(250.0));
assertNotNull(downPaymentTransaction_1);
// chargeback down payment transaction
final Long chargebackTransactionId = loanTransactionHelper.applyChargebackTransaction(loanId.intValue(),
downPaymentTransaction_1.getResourceId(), "50.00", 0, responseSpec);
reviewLoanTransactionRelations(loanId.intValue(), downPaymentTransaction_1.getResourceId(), 1, Double.valueOf("750.00"));
reviewLoanTransactionRelations(loanId.intValue(), chargebackTransactionId, 0, Double.valueOf("800.00"));
// verify repayment schedule
verifyRepaymentSchedule(loanId, //
installment(0, null, "01 March 2023"), //
installment(250.0, true, "01 March 2023"), //
installment(300.0, false, "16 March 2023"), //
installment(250.0, false, "31 March 2023"), //
installment(250.0, false, "15 April 2023")//
);
// verify journal entries for chargeback transaction
GetJournalEntriesTransactionIdResponse journalEntries = journalEntryHelper
.getJournalEntries("L" + chargebackTransactionId.toString());
assertEquals(2L, journalEntries.getTotalFilteredRecords());
assertEquals(50.0, journalEntries.getPageItems().get(0).getAmount());
assertEquals("CREDIT", journalEntries.getPageItems().get(0).getEntryType().getValue());
assertEquals(50.0, journalEntries.getPageItems().get(1).getAmount());
assertEquals("DEBIT", journalEntries.getPageItems().get(1).getEntryType().getValue());
});
}
@Test
public void loanDownPaymentTransactionChargebackForAdvancedPaymentAllocationTest() {
runAt("03 March 2023", () -> {
// Create Client
Long clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
// Create Loan Product
Long loanProductId = createLoanProductWithMultiDisbursalAndRepaymentsWithEnableDownPayment(true);
// Apply and Approve Loan
Long loanId = applyAndApproveLoan(clientId, loanProductId, "01 March 2023", 1500.0, 3, req -> {
req.setRepaymentEvery(15);
req.setLoanTermFrequency(45);
req.setTransactionProcessingStrategyCode("advanced-payment-allocation-strategy");
req.setLoanScheduleProcessingType(LoanScheduleType.PROGRESSIVE.toString());
req.setLoanScheduleProcessingType(LoanScheduleProcessingType.HORIZONTAL.toString());
});
// Disburse Loan
disburseLoan(loanId, BigDecimal.valueOf(1000.00), "01 March 2023");
// verify repayment schedule
verifyRepaymentSchedule(loanId, //
installment(0, null, "01 March 2023"), //
installment(250.0, false, "01 March 2023"), //
installment(250.0, false, "16 March 2023"), //
installment(250.0, false, "31 March 2023"), //
installment(250.0, false, "15 April 2023")//
);
// make down payment
final PostLoansLoanIdTransactionsResponse downPaymentTransaction_1 = loanTransactionHelper.makeLoanDownPayment(loanId,
new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("01 March 2023").locale("en")
.transactionAmount(250.0));
assertNotNull(downPaymentTransaction_1);
// chargeback down payment transaction
final Long chargebackTransactionId = loanTransactionHelper.applyChargebackTransaction(loanId.intValue(),
downPaymentTransaction_1.getResourceId(), "50.00", 0, responseSpec);
reviewLoanTransactionRelations(loanId.intValue(), downPaymentTransaction_1.getResourceId(), 1, Double.valueOf("750.00"));
reviewLoanTransactionRelations(loanId.intValue(), chargebackTransactionId, 0, Double.valueOf("800.00"));
// verify repayment schedule
verifyRepaymentSchedule(loanId, //
installment(0, null, "01 March 2023"), //
installment(250.0, true, "01 March 2023"), //
installment(300.0, false, "16 March 2023"), //
installment(250.0, false, "31 March 2023"), //
installment(250.0, false, "15 April 2023")//
);
// verify journal entries for chargeback transaction
GetJournalEntriesTransactionIdResponse journalEntries = journalEntryHelper
.getJournalEntries("L" + chargebackTransactionId.toString());
assertEquals(2L, journalEntries.getTotalFilteredRecords());
assertEquals(50.0, journalEntries.getPageItems().get(0).getAmount());
assertEquals("CREDIT", journalEntries.getPageItems().get(0).getEntryType().getValue());
assertEquals(50.0, journalEntries.getPageItems().get(1).getAmount());
assertEquals("DEBIT", journalEntries.getPageItems().get(1).getEntryType().getValue());
});
}
private Long createLoanProductWithMultiDisbursalAndRepaymentsWithEnableDownPayment(boolean isAdvancedPaymentStrategy) {
boolean multiDisburseEnabled = true;
PostLoanProductsRequest product = isAdvancedPaymentStrategy
? createOnePeriod30DaysLongNoInterestPeriodicAccrualProductWithAdvancedPaymentAllocation()
: createOnePeriod30DaysLongNoInterestPeriodicAccrualProduct();
product.setMultiDisburseLoan(multiDisburseEnabled);
product.setNumberOfRepayments(3);
product.setRepaymentEvery(15);
if (!multiDisburseEnabled) {
product.disallowExpectedDisbursements(null);
product.setAllowApprovedDisbursedAmountsOverApplied(null);
product.overAppliedCalculationType(null);
product.overAppliedNumber(null);
}
product.setEnableDownPayment(true);
product.setDisbursedAmountPercentageForDownPayment(DOWN_PAYMENT_PERCENTAGE);
product.setEnableAutoRepaymentForDownPayment(false);
PostLoanProductsResponse loanProductResponse = loanProductHelper.createLoanProduct(product);
GetLoanProductsProductIdResponse getLoanProductsProductIdResponse = loanProductHelper
.retrieveLoanProductById(loanProductResponse.getResourceId());
assertNotNull(getLoanProductsProductIdResponse);
return loanProductResponse.getResourceId();
}
private void reviewLoanTransactionRelations(final Integer loanId, final Long transactionId, final Integer expectedSize,
final Double outstandingBalance) {
GetLoansLoanIdTransactionsTransactionIdResponse getLoansTransactionResponse = loanTransactionHelper.getLoanTransaction(loanId,
transactionId.intValue());
assertNotNull(getLoansTransactionResponse);
assertNotNull(getLoansTransactionResponse.getTransactionRelations());
assertEquals(expectedSize, getLoansTransactionResponse.getTransactionRelations().size());
// Outstanding amount
assertEquals(outstandingBalance, getLoansTransactionResponse.getOutstandingLoanBalance());
}
}