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FINERACT-2308: e2e tests for multiple tranches at the same date

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MarianaDmytrivBinariks
2025-09-09 15:32:13 +02:00
committed by Adam Saghy
parent 91c9c4e61f
commit 56d410d4f5
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fineract-e2e-tests-runner/src/test/resources/features/Loan.feature
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@@ -7747,3 +7747,742 @@ Feature: Loan
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 June 2024 | Disbursement | 1200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1200.0 |
| 01 July 2024 | Repayment | 417.03 | 405.03 | 12.0 | 0.0 | 0.0 | 794.97 |
@TestRailId:C4028
Scenario: Verify tranche interest bearing progressive loan that expects two tranches at the same date with exact disb amount in expected order - UC1
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 | 01 January 2025 | 200.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 752.17 | 147.83 | 5.25 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 2 | 28 | 01 March 2025 | | 603.48 | 148.69 | 4.39 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 3 | 31 | 01 April 2025 | | 453.92 | 149.56 | 3.52 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 4 | 30 | 01 May 2025 | | 303.49 | 150.43 | 2.65 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 5 | 31 | 01 June 2025 | | 152.18 | 151.31 | 1.77 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.18 | 0.89 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.47 | 0.0 | 0.0 | 918.47 | 0.0 | 0.0 | 0.0 | 918.47 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 700.0 | |
| 01 January 2025 | | 200.0 | |
# --- 1st disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 01 January 2025 | | 200.0 | |
# --- 2nd disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "200" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 752.17 | 147.83 | 5.25 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 2 | 28 | 01 March 2025 | | 603.48 | 148.69 | 4.39 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 3 | 31 | 01 April 2025 | | 453.92 | 149.56 | 3.52 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 4 | 30 | 01 May 2025 | | 303.49 | 150.43 | 2.65 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 5 | 31 | 01 June 2025 | | 152.18 | 151.31 | 1.77 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.18 | 0.89 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.47 | 0.0 | 0.0 | 918.47 | 0.0 | 0.0 | 0.0 | 918.47 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 01 January 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 01 January 2025 | 01 January 2025 | 200.0 | |
When Loan Pay-off is made on "1 January 2025"
Then Loan's all installments have obligations met
@TestRailId:C4029
Scenario: Verify tranche interest bearing progressive loan that expects two tranches at the same date with over expected disb amount in expected order - UC2
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 | 01 January 2025 | 200.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 752.17 | 147.83 | 5.25 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 2 | 28 | 01 March 2025 | | 603.48 | 148.69 | 4.39 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 3 | 31 | 01 April 2025 | | 453.92 | 149.56 | 3.52 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 4 | 30 | 01 May 2025 | | 303.49 | 150.43 | 2.65 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 5 | 31 | 01 June 2025 | | 152.18 | 151.31 | 1.77 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.18 | 0.89 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.47 | 0.0 | 0.0 | 918.47 | 0.0 | 0.0 | 0.0 | 918.47 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 700.0 | |
| 01 January 2025 | | 200.0 | |
# --- 1st disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "750" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 750.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 626.81 | 123.19 | 4.37 | 0.0 | 0.0 | 127.56 | 0.0 | 0.0 | 0.0 | 127.56 |
| 2 | 28 | 01 March 2025 | | 502.91 | 123.9 | 3.66 | 0.0 | 0.0 | 127.56 | 0.0 | 0.0 | 0.0 | 127.56 |
| 3 | 31 | 01 April 2025 | | 378.28 | 124.63 | 2.93 | 0.0 | 0.0 | 127.56 | 0.0 | 0.0 | 0.0 | 127.56 |
| 4 | 30 | 01 May 2025 | | 252.93 | 125.35 | 2.21 | 0.0 | 0.0 | 127.56 | 0.0 | 0.0 | 0.0 | 127.56 |
| 5 | 31 | 01 June 2025 | | 126.85 | 126.08 | 1.48 | 0.0 | 0.0 | 127.56 | 0.0 | 0.0 | 0.0 | 127.56 |
| 6 | 30 | 01 July 2025 | | 0.0 | 126.85 | 0.74 | 0.0 | 0.0 | 127.59 | 0.0 | 0.0 | 0.0 | 127.59 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 750.0 | 15.39 | 0.0 | 0.0 | 765.39 | 0.0 | 0.0 | 0.0 | 765.39 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 750.0 | |
| 01 January 2025 | | 200.0 | |
# --- 2nd disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "250" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 750.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 250.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 835.74 | 164.26 | 5.83 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 2 | 28 | 01 March 2025 | | 670.53 | 165.21 | 4.88 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 3 | 31 | 01 April 2025 | | 504.35 | 166.18 | 3.91 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 4 | 30 | 01 May 2025 | | 337.2 | 167.15 | 2.94 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 5 | 31 | 01 June 2025 | | 169.08 | 168.12 | 1.97 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 6 | 30 | 01 July 2025 | | 0.0 | 169.08 | 0.99 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 20.52 | 0.0 | 0.0 | 1020.52 | 0.0 | 0.0 | 0.0 | 1020.52 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false |
| 01 January 2025 | Disbursement | 250.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 750.0 | |
| 01 January 2025 | 01 January 2025 | 250.0 | |
When Loan Pay-off is made on "1 January 2025"
Then Loan's all installments have obligations met
@TestRailId:C4030
Scenario: Verify tranche interest bearing progressive loan that expects two tranches at the same date with over expected disb amount in not expected order - UC3
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 200.0 | 01 January 2025 | 500.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 January 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 200.0 | |
| 01 January 2025 | | 500.0 | |
# --- 1st disbursement - 1 January, 2025 ---
Then Admin fails to disburse the loan on "1 January 2025" with "801" EUR transaction amount due to exceed approved amount
When Admin successfully disburse the loan on "01 January 2025" with "300" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 250.72 | 49.28 | 1.75 | 0.0 | 0.0 | 51.03 | 0.0 | 0.0 | 0.0 | 51.03 |
| 2 | 28 | 01 March 2025 | | 201.15 | 49.57 | 1.46 | 0.0 | 0.0 | 51.03 | 0.0 | 0.0 | 0.0 | 51.03 |
| 3 | 31 | 01 April 2025 | | 151.29 | 49.86 | 1.17 | 0.0 | 0.0 | 51.03 | 0.0 | 0.0 | 0.0 | 51.03 |
| 4 | 30 | 01 May 2025 | | 101.14 | 50.15 | 0.88 | 0.0 | 0.0 | 51.03 | 0.0 | 0.0 | 0.0 | 51.03 |
| 5 | 31 | 01 June 2025 | | 50.7 | 50.44 | 0.59 | 0.0 | 0.0 | 51.03 | 0.0 | 0.0 | 0.0 | 51.03 |
| 6 | 30 | 01 July 2025 | | 0.0 | 50.7 | 0.3 | 0.0 | 0.0 | 51.0 | 0.0 | 0.0 | 0.0 | 51.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 300.0 | 6.15 | 0.0 | 0.0 | 306.15 | 0.0 | 0.0 | 0.0 | 306.15 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 300.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 300.0 | |
| 01 January 2025 | | 200.0 | |
# --- 2nd disbursement - 1 January, 2025 ---
Then Admin fails to disburse the loan on "1 January 2025" with "701" EUR transaction amount due to exceed approved amount
When Admin successfully disburse the loan on "01 January 2025" with "600" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 752.17 | 147.83 | 5.25 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 2 | 28 | 01 March 2025 | | 603.48 | 148.69 | 4.39 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 3 | 31 | 01 April 2025 | | 453.92 | 149.56 | 3.52 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 4 | 30 | 01 May 2025 | | 303.49 | 150.43 | 2.65 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 5 | 31 | 01 June 2025 | | 152.18 | 151.31 | 1.77 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.18 | 0.89 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.47 | 0.0 | 0.0 | 918.47 | 0.0 | 0.0 | 0.0 | 918.47 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 300.0 | false | false |
| 01 January 2025 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 300.0 | |
| 01 January 2025 | 01 January 2025 | 600.0 | |
@TestRailId:C4031
Scenario: Verify tranche interest bearing progressive loan that expects two tranches at the same date with diff expected disb amounts in diff order - UC4
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 200.0 | 01 January 2025 | 700.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 752.17 | 147.83 | 5.25 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 2 | 28 | 01 March 2025 | | 603.48 | 148.69 | 4.39 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 3 | 31 | 01 April 2025 | | 453.92 | 149.56 | 3.52 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 4 | 30 | 01 May 2025 | | 303.49 | 150.43 | 2.65 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 5 | 31 | 01 June 2025 | | 152.18 | 151.31 | 1.77 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.18 | 0.89 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.47 | 0.0 | 0.0 | 918.47 | 0.0 | 0.0 | 0.0 | 918.47 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 200.0 | |
| 01 January 2025 | | 700.0 | |
# --- 1st disbursement - 1 January, 2025 ---
Then Admin fails to disburse the loan on "1 January 2025" with "900" EUR transaction amount due to exceed approved amount
When Admin successfully disburse the loan on "01 January 2025" with "500" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 417.88 | 82.12 | 2.92 | 0.0 | 0.0 | 85.04 | 0.0 | 0.0 | 0.0 | 85.04 |
| 2 | 28 | 01 March 2025 | | 335.28 | 82.6 | 2.44 | 0.0 | 0.0 | 85.04 | 0.0 | 0.0 | 0.0 | 85.04 |
| 3 | 31 | 01 April 2025 | | 252.2 | 83.08 | 1.96 | 0.0 | 0.0 | 85.04 | 0.0 | 0.0 | 0.0 | 85.04 |
| 4 | 30 | 01 May 2025 | | 168.63 | 83.57 | 1.47 | 0.0 | 0.0 | 85.04 | 0.0 | 0.0 | 0.0 | 85.04 |
| 5 | 31 | 01 June 2025 | | 84.57 | 84.06 | 0.98 | 0.0 | 0.0 | 85.04 | 0.0 | 0.0 | 0.0 | 85.04 |
| 6 | 30 | 01 July 2025 | | 0.0 | 84.57 | 0.49 | 0.0 | 0.0 | 85.06 | 0.0 | 0.0 | 0.0 | 85.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 500.0 | 10.26 | 0.0 | 0.0 | 510.26 | 0.0 | 0.0 | 0.0 | 510.26 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 500.0 | |
| 01 January 2025 | | 200.0 | |
# --- 2nd disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "300" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 668.6 | 131.4 | 4.67 | 0.0 | 0.0 | 136.07 | 0.0 | 0.0 | 0.0 | 136.07 |
| 2 | 28 | 01 March 2025 | | 536.43 | 132.17 | 3.9 | 0.0 | 0.0 | 136.07 | 0.0 | 0.0 | 0.0 | 136.07 |
| 3 | 31 | 01 April 2025 | | 403.49 | 132.94 | 3.13 | 0.0 | 0.0 | 136.07 | 0.0 | 0.0 | 0.0 | 136.07 |
| 4 | 30 | 01 May 2025 | | 269.77 | 133.72 | 2.35 | 0.0 | 0.0 | 136.07 | 0.0 | 0.0 | 0.0 | 136.07 |
| 5 | 31 | 01 June 2025 | | 135.27 | 134.5 | 1.57 | 0.0 | 0.0 | 136.07 | 0.0 | 0.0 | 0.0 | 136.07 |
| 6 | 30 | 01 July 2025 | | 0.0 | 135.27 | 0.79 | 0.0 | 0.0 | 136.06 | 0.0 | 0.0 | 0.0 | 136.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 800.0 | 16.41 | 0.0 | 0.0 | 816.41 | 0.0 | 0.0 | 0.0 | 816.41 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false |
| 01 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 500.0 | |
| 01 January 2025 | 01 January 2025 | 300.0 | |
When Loan Pay-off is made on "1 January 2025"
Then Loan's all installments have obligations met
@TestRailId:C4032
Scenario: Verify tranche interest bearing progressive loan that expects two tranches at the same date in defined order with over expected 2nd disb amount - UC5
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date | 1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 200.0 | 01 January 2025 | 500.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 January 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 200.0 | |
| 01 January 2025 | | 500.0 | |
# --- 1st disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "200" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 167.15 | 32.85 | 1.17 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 2 | 28 | 01 March 2025 | | 134.11 | 33.04 | 0.98 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 3 | 31 | 01 April 2025 | | 100.87 | 33.24 | 0.78 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 4 | 30 | 01 May 2025 | | 67.44 | 33.43 | 0.59 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 5 | 31 | 01 June 2025 | | 33.81 | 33.63 | 0.39 | 0.0 | 0.0 | 34.02 | 0.0 | 0.0 | 0.0 | 34.02 |
| 6 | 30 | 01 July 2025 | | 0.0 | 33.81 | 0.2 | 0.0 | 0.0 | 34.01 | 0.0 | 0.0 | 0.0 | 34.01 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 4.11 | 0.0 | 0.0 | 204.11 | 0.0 | 0.0 | 0.0 | 204.11 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 200.0 | |
| 01 January 2025 | | 500.0 | |
# --- 2nd disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "800" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 835.74 | 164.26 | 5.83 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 2 | 28 | 01 March 2025 | | 670.53 | 165.21 | 4.88 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 3 | 31 | 01 April 2025 | | 504.35 | 166.18 | 3.91 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 4 | 30 | 01 May 2025 | | 337.2 | 167.15 | 2.94 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 5 | 31 | 01 June 2025 | | 169.08 | 168.12 | 1.97 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
| 6 | 30 | 01 July 2025 | | 0.0 | 169.08 | 0.99 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 20.52 | 0.0 | 0.0 | 1020.52 | 0.0 | 0.0 | 0.0 | 1020.52 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 01 January 2025 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 200.0 | |
| 01 January 2025 | 01 January 2025 | 800.0 | |
When Loan Pay-off is made on "1 January 2025"
Then Loan's all installments have obligations met
@TestRailId:C4033
Scenario: Verify tranche interest bearing progressive loan that expects tranche with added 2nd tranche at the same date and undo disbursement - UC6
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursement details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
And Admin successfully add disbursement detail to the loan on "01 January 2025" with 300 EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 01 January 2025 | | 300.0 | 700.0 |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 585.02 | 114.98 | 4.08 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 2 | 28 | 01 March 2025 | | 469.37 | 115.65 | 3.41 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 3 | 31 | 01 April 2025 | | 353.05 | 116.32 | 2.74 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 4 | 30 | 01 May 2025 | | 236.05 | 117.0 | 2.06 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 5 | 31 | 01 June 2025 | | 118.37 | 117.68 | 1.38 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
| 6 | 30 | 01 July 2025 | | 0.0 | 118.37 | 0.69 | 0.0 | 0.0 | 119.06 | 0.0 | 0.0 | 0.0 | 119.06 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 14.36 | 0.0 | 0.0 | 714.36 | 0.0 | 0.0 | 0.0 | 714.36 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
# --- 2nd disbursement - 1 Jan, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "200" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 752.17 | 147.83 | 5.25 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 2 | 28 | 01 March 2025 | | 603.48 | 148.69 | 4.39 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 3 | 31 | 01 April 2025 | | 453.92 | 149.56 | 3.52 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 4 | 30 | 01 May 2025 | | 303.49 | 150.43 | 2.65 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 5 | 31 | 01 June 2025 | | 152.18 | 151.31 | 1.77 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.18 | 0.89 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.47 | 0.0 | 0.0 | 918.47 | 0.0 | 0.0 | 0.0 | 918.47 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 01 January 2025 | 01 January 2025 | 200.0 | 700.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 01 January 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
Then Admin fails to disburse the loan on "01 January 2025" with "100" amount
# -- undo disbursement ----
When Admin successfully undo disbursal
Then Loan status has changed to "Approved"
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 700.0 | |
| 01 January 2025 | | 200.0 | 700.0 |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 31 | 01 February 2025 | | 752.17 | 147.83 | 5.25 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 2 | 28 | 01 March 2025 | | 603.48 | 148.69 | 4.39 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 3 | 31 | 01 April 2025 | | 453.92 | 149.56 | 3.52 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 4 | 30 | 01 May 2025 | | 303.49 | 150.43 | 2.65 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 5 | 31 | 01 June 2025 | | 152.18 | 151.31 | 1.77 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
| 6 | 30 | 01 July 2025 | | 0.0 | 152.18 | 0.89 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 900.0 | 18.47 | 0.0 | 0.0 | 918.47 | 0.0 | 0.0 | 0.0 | 918.47 |
Then Loan Transactions tab has none transaction
#---- make two disbursements on Jan1 , 2025 ---#
When Admin successfully disburse the loan on "01 January 2025" with "750" EUR transaction amount
When Admin successfully disburse the loan on "01 January 2025" with "200" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 750.0 | |
| 01 January 2025 | 01 January 2025 | 200.0 | 700.0 |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 750.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2025 | | 793.96 | 156.04 | 5.54 | 0.0 | 0.0 | 161.58 | 0.0 | 0.0 | 0.0 | 161.58 |
| 2 | 28 | 01 March 2025 | | 637.01 | 156.95 | 4.63 | 0.0 | 0.0 | 161.58 | 0.0 | 0.0 | 0.0 | 161.58 |
| 3 | 31 | 01 April 2025 | | 479.15 | 157.86 | 3.72 | 0.0 | 0.0 | 161.58 | 0.0 | 0.0 | 0.0 | 161.58 |
| 4 | 30 | 01 May 2025 | | 320.37 | 158.78 | 2.8 | 0.0 | 0.0 | 161.58 | 0.0 | 0.0 | 0.0 | 161.58 |
| 5 | 31 | 01 June 2025 | | 160.66 | 159.71 | 1.87 | 0.0 | 0.0 | 161.58 | 0.0 | 0.0 | 0.0 | 161.58 |
| 6 | 30 | 01 July 2025 | | 0.0 | 160.66 | 0.94 | 0.0 | 0.0 | 161.6 | 0.0 | 0.0 | 0.0 | 161.6 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 950.0 | 19.5 | 0.0 | 0.0 | 969.5 | 0.0 | 0.0 | 0.0 | 969.5 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false |
| 01 January 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 950.0 | false | false |
When Admin sets the business date to "01 February 2025"
When Admin runs inline COB job for Loan
Then Admin fails to disburse the loan on "01 February 2025" with "50" amount
When Loan Pay-off is made on "1 February 2025"
Then Loan's all installments have obligations met
@TestRailId:C4034
Scenario: Verify tranche interest bearing progressive loan that expects tranches at the same date with repayment and undo last disbursement - UC7
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursements details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal | 2nd_tranche_disb_expected_date | 2nd_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 90 | DAYS | 15 | DAYS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 700.0 | 01 January 2025 | 300.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 15 | 16 January 2025 | | 834.55 | 165.45 | 2.92 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 2 | 15 | 31 January 2025 | | 668.61 | 165.94 | 2.43 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 3 | 15 | 15 February 2025 | | 502.19 | 166.42 | 1.95 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 4 | 15 | 02 March 2025 | | 335.28 | 166.91 | 1.46 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 5 | 15 | 17 March 2025 | | 167.89 | 167.39 | 0.98 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 6 | 15 | 01 April 2025 | | 0.0 | 167.89 | 0.49 | 0.0 | 0.0 | 168.38 | 0.0 | 0.0 | 0.0 | 168.38 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 10.23 | 0.0 | 0.0 | 1010.23 | 0.0 | 0.0 | 0.0 | 1010.23 |
# --- 1st disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "700" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 01 January 2025 | | 300.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | | 584.18 | 115.82 | 2.04 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 2 | 15 | 31 January 2025 | | 468.02 | 116.16 | 1.7 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 3 | 15 | 15 February 2025 | | 351.53 | 116.49 | 1.37 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 4 | 15 | 02 March 2025 | | 234.7 | 116.83 | 1.03 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 5 | 15 | 17 March 2025 | | 117.52 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 6 | 15 | 01 April 2025 | | 0.0 | 117.52 | 0.34 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 7.16 | 0.0 | 0.0 | 707.16 | 0.0 | 0.0 | 0.0 | 707.16 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
# --- 1st repayment - 1 January, 2025 ---
And Customer makes "AUTOPAY" repayment on "01 January 2025" with 117.86 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | 01 January 2025 | 582.14 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 | 117.86 | 117.86 | 0.0 | 0.0 |
| 2 | 15 | 31 January 2025 | | 467.68 | 114.46 | 3.4 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 3 | 15 | 15 February 2025 | | 351.18 | 116.5 | 1.36 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 4 | 15 | 02 March 2025 | | 234.34 | 116.84 | 1.02 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 5 | 15 | 17 March 2025 | | 117.16 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 6 | 15 | 01 April 2025 | | 0.0 | 117.16 | 0.34 | 0.0 | 0.0 | 117.5 | 0.0 | 0.0 | 0.0 | 117.5 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 6.8 | 0.0 | 0.0 | 706.8 | 117.86 | 117.86 | 0.0 | 588.94 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 01 January 2025 | Repayment | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 | 582.14 | false | false |
# --- 2nd disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "300" EUR transaction amount
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
| 01 January 2025 | 01 January 2025 | 300.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | | 834.2 | 165.8 | 2.57 | 0.0 | 0.0 | 168.37 | 117.86 | 117.86 | 0.0 | 50.51 |
| 2 | 15 | 31 January 2025 | | 668.26 | 165.94 | 2.43 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 3 | 15 | 15 February 2025 | | 501.84 | 166.42 | 1.95 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 4 | 15 | 02 March 2025 | | 334.93 | 166.91 | 1.46 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 5 | 15 | 17 March 2025 | | 167.54 | 167.39 | 0.98 | 0.0 | 0.0 | 168.37 | 0.0 | 0.0 | 0.0 | 168.37 |
| 6 | 15 | 01 April 2025 | | 0.0 | 167.54 | 0.49 | 0.0 | 0.0 | 168.03 | 0.0 | 0.0 | 0.0 | 168.03 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 9.88 | 0.0 | 0.0 | 1009.88 | 117.86 | 117.86 | 0.0 | 892.02 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 01 January 2025 | Repayment | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 | 582.14 | false | false |
| 01 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 882.14 | false | false |
Then Admin fails to disburse the loan on "01 January 2025" with "100" amount
# --- undo disbursement --- #
When Admin successfully undo last disbursal
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 700.0 | |
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | 01 January 2025 | 582.14 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 | 117.86 | 117.86 | 0.0 | 0.0 |
| 2 | 15 | 31 January 2025 | | 467.68 | 114.46 | 3.4 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 3 | 15 | 15 February 2025 | | 351.18 | 116.5 | 1.36 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 4 | 15 | 02 March 2025 | | 234.34 | 116.84 | 1.02 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 5 | 15 | 17 March 2025 | | 117.16 | 117.18 | 0.68 | 0.0 | 0.0 | 117.86 | 0.0 | 0.0 | 0.0 | 117.86 |
| 6 | 15 | 01 April 2025 | | 0.0 | 117.16 | 0.34 | 0.0 | 0.0 | 117.5 | 0.0 | 0.0 | 0.0 | 117.5 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 700.0 | 6.8 | 0.0 | 0.0 | 706.8 | 117.86 | 117.86 | 0.0 | 588.94 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
| 01 January 2025 | Repayment | 117.86 | 117.86 | 0.0 | 0.0 | 0.0 | 582.14 | false | false |
Then Admin fails to disburse the loan on "01 January 2025" with "200" amount
When Loan Pay-off is made on "1 January 2025"
Then Loan's all installments have obligations met
@TestRailId:C4035
Scenario: Verify tranche interest bearing progressive loan that expects tranche with added 2 tranches at the same date - UC8
When Admin sets the business date to "01 January 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with disbursement details and following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | 1st_tranche_disb_expected_date |1st_tranche_disb_principal |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE_EXPECT_TRANCHE | 01 January 2025 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 90 | DAYS | 15 | DAYS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | 01 January 2025 | 300.0 |
And Admin successfully approves the loan on "01 January 2025" with "1000" amount and expected disbursement date on "01 January 2025"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 15 | 16 January 2025 | | 250.37 | 49.63 | 0.88 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 2 | 15 | 31 January 2025 | | 200.59 | 49.78 | 0.73 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 3 | 15 | 15 February 2025 | | 150.67 | 49.92 | 0.59 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 4 | 15 | 02 March 2025 | | 100.6 | 50.07 | 0.44 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 5 | 15 | 17 March 2025 | | 50.38 | 50.22 | 0.29 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 6 | 15 | 01 April 2025 | | 0.0 | 50.38 | 0.15 | 0.0 | 0.0 | 50.53 | 0.0 | 0.0 | 0.0 | 50.53 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 300.0 | 3.08 | 0.0 | 0.0 | 303.08 | 0.0 | 0.0 | 0.0 | 303.08 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 300.0 | |
And Admin successfully add disbursement detail to the loan on "01 February 2025" with 500 EUR transaction amount
And Admin successfully add disbursement detail to the loan on "01 February 2025" with 200 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 1 | 15 | 16 January 2025 | | 250.37 | 49.63 | 0.88 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 2 | 15 | 31 January 2025 | | 200.59 | 49.78 | 0.73 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| | | 01 February 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 3 | 15 | 15 February 2025 | | 850.67 | 49.92 | 0.59 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 4 | 15 | 02 March 2025 | | 800.6 | 50.07 | 0.44 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 5 | 15 | 17 March 2025 | | 750.38 | 50.22 | 0.29 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 6 | 15 | 01 April 2025 | | 700.0 | 50.38 | 0.15 | 0.0 | 0.0 | 50.53 | 0.0 | 0.0 | 0.0 | 50.53 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 300.0 | 3.08 | 0.0 | 0.0 | 303.08 | 0.0 | 0.0 | 0.0 | 303.08 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | | 300.0 | |
| 01 February 2025 | | 500.0 | 1000.0 |
| 01 February 2025 | | 200.0 | 1000.0 |
# --- 1st disbursement - 1 January, 2025 ---
When Admin successfully disburse the loan on "01 January 2025" with "300" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | | 250.37 | 49.63 | 0.88 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 2 | 15 | 31 January 2025 | | 200.59 | 49.78 | 0.73 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| | | 01 February 2025 | | 500.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| | | 01 February 2025 | | 200.0 | | | 0.0 | | 0.0 | | | | 0.0 |
| 3 | 15 | 15 February 2025 | | 850.67 | 49.92 | 0.59 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 4 | 15 | 02 March 2025 | | 800.6 | 50.07 | 0.44 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 5 | 15 | 17 March 2025 | | 750.38 | 50.22 | 0.29 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 6 | 15 | 01 April 2025 | | 700.0 | 50.38 | 0.15 | 0.0 | 0.0 | 50.53 | 0.0 | 0.0 | 0.0 | 50.53 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 300.0 | 3.08 | 0.0 | 0.0 | 303.08 | 0.0 | 0.0 | 0.0 | 303.08 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 300.0 | false | false |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 300.0 | |
| 01 February 2025 | | 500.0 | 1000.0 |
| 01 February 2025 | | 200.0 | 1000.0 |
# --- 2nd disbursement - 1 February, 2025 ---
When Admin sets the business date to "01 February 2025"
When Admin runs inline COB job for Loan
When Admin successfully disburse the loan on "01 February 2025" with "500" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | | 250.37 | 49.63 | 0.88 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 2 | 15 | 31 January 2025 | | 200.74 | 49.63 | 0.88 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| | | 01 February 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 3 | 15 | 15 February 2025 | | 526.31 | 174.43 | 1.97 | 0.0 | 0.0 | 176.4 | 0.0 | 0.0 | 0.0 | 176.4 |
| 4 | 15 | 02 March 2025 | | 351.45 | 174.86 | 1.54 | 0.0 | 0.0 | 176.4 | 0.0 | 0.0 | 0.0 | 176.4 |
| 5 | 15 | 17 March 2025 | | 176.08 | 175.37 | 1.03 | 0.0 | 0.0 | 176.4 | 0.0 | 0.0 | 0.0 | 176.4 |
| 6 | 15 | 01 April 2025 | | 0.0 | 176.08 | 0.51 | 0.0 | 0.0 | 176.59 | 0.0 | 0.0 | 0.0 | 176.59 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 800.0 | 6.81 | 0.0 | 0.0 | 806.81 | 0.0 | 0.0 | 0.0 | 806.81 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 300.0 | |
| 01 February 2025 | 01 February 2025 | 500.0 | 1000.0 |
| 01 February 2025 | | 200.0 | 1000.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 300.0 | false | false |
| 31 January 2025 | Accrual | 1.76 | 0.0 | 1.76 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false |
# --- 3rd disbursement - 1 February, 2025 ---
When Admin successfully disburse the loan on "01 February 2025" with "150" EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 15 | 16 January 2025 | | 250.37 | 49.63 | 0.88 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| 2 | 15 | 31 January 2025 | | 200.74 | 49.63 | 0.88 | 0.0 | 0.0 | 50.51 | 0.0 | 0.0 | 0.0 | 50.51 |
| | | 01 February 2025 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 February 2025 | | 150.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 3 | 15 | 15 February 2025 | | 638.95 | 211.79 | 2.37 | 0.0 | 0.0 | 214.16 | 0.0 | 0.0 | 0.0 | 214.16 |
| 4 | 15 | 02 March 2025 | | 426.65 | 212.3 | 1.86 | 0.0 | 0.0 | 214.16 | 0.0 | 0.0 | 0.0 | 214.16 |
| 5 | 15 | 17 March 2025 | | 213.73 | 212.92 | 1.24 | 0.0 | 0.0 | 214.16 | 0.0 | 0.0 | 0.0 | 214.16 |
| 6 | 15 | 01 April 2025 | | 0.0 | 213.73 | 0.62 | 0.0 | 0.0 | 214.35 | 0.0 | 0.0 | 0.0 | 214.35 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 950.0 | 7.85 | 0.0 | 0.0 | 957.85 | 0.0 | 0.0 | 0.0 | 957.85 |
Then Loan Tranche Details tab has the following data:
| Expected Disbursement On | Disbursed On | Principal | Net Disbursal Amount |
| 01 January 2025 | 01 January 2025 | 300.0 | |
| 01 February 2025 | 01 February 2025 | 500.0 | 1000.0 |
| 01 February 2025 | 01 February 2025 | 150.0 | 1000.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 300.0 | false | false |
| 31 January 2025 | Accrual | 1.76 | 0.0 | 1.76 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2025 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false |
| 01 February 2025 | Disbursement | 150.0 | 0.0 | 0.0 | 0.0 | 0.0 | 950.0 | false | false |
Then Admin fails to disburse the loan on "01 February 2025" with "50" amount
When Loan Pay-off is made on "1 February 2025"
Then Loan's all installments have obligations met