CBSNexora/cbsnexora-backend
4
0
Fork 0
Code Issues Pull Requests Actions 37 Packages Projects Releases Wiki Activity

FINERACT-2389: incorrect repayment schedule amount calculations for 2nd disb, CI and other actions after re-amortization

Browse Source
This commit is contained in:
mariiaKraievska
2026-01-20 12:28:43 +01:00
committed by Adam Saghy
parent 0cb23ac5c5
commit 5e6c88ee3a
1 changed files with 24 additions and 26 deletions
Download Patch File Download Diff File Expand all files Collapse all files
fineract-e2e-tests-runner/src/test/resources/features/LoanReAmortization.feature
+24 -26
View File
@@ -3635,7 +3635,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4496 @AdvancedPaymentAllocation
Scenario: Verify Loan re-aging trn with 2nd disb after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC1.2
When Admin sets the business date to "01 January 2024"
@@ -3709,12 +3708,12 @@ Feature: LoanReAmortization
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| | | 15 April 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 4 | 30 | 01 May 2024 | | 108.7 | 54.16 | 0.8 | 0.0 | 0.0 | 54.96 | 0.0 | 0.0 | 0.0 | 54.96 |
| 5 | 31 | 01 June 2024 | | 54.41 | 54.2 | 0.76 | 0.0 | 0.0 | 54.96 | 0.0 | 0.0 | 0.0 | 54.96 |
| 6 | 30 | 01 July 2024 | | 0.0 | 54.51 | 0.44 | 0.0 | 0.0 | 54.95 | 0.0 | 0.0 | 0.0 | 54.95 |
| 4 | 30 | 01 May 2024 | | 108.76 | 54.1 | 0.85 | 0.0 | 0.0 | 54.95 | 0.0 | 0.0 | 0.0 | 54.95 |
| 5 | 31 | 01 June 2024 | | 54.56 | 54.2 | 0.75 | 0.0 | 0.0 | 54.95 | 0.0 | 0.0 | 0.0 | 54.95 |
| 6 | 30 | 01 July 2024 | | 0.0 | 54.56 | 0.44 | 0.0 | 0.0 | 55.0 | 0.0 | 0.0 | 0.0 | 55.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 2.34 | 0.0 | 0.0 | 202.34 | 17.01 | 0.0 | 0.0 | 185.33 |
| 200.0 | 3.23 | 0.0 | 0.0 | 203.23 | 17.01 | 0.0 | 0.0 | 186.22 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
@@ -3927,7 +3926,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4499 @AdvancedPaymentAllocation
Scenario: Verify Loan re-amortization trn with CI after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC2.2
When Admin sets the business date to "01 January 2024"
@@ -4001,12 +3999,12 @@ Feature: LoanReAmortization
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| | | 01 April 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 4 | 30 | 01 May 2024 | | 75.36 | 37.5 | 0.49 | 0.0 | 0.0 | 37.99 | 0.0 | 0.0 | 0.0 | 37.99 |
| 5 | 31 | 01 June 2024 | | 37.74 | 37.62 | 0.37 | 0.0 | 0.0 | 37.99 | 0.0 | 0.0 | 0.0 | 37.99 |
| 6 | 30 | 01 July 2024 | | 0.0 | 37.74 | 0.24 | 0.0 | 0.0 | 37.98 | 0.0 | 0.0 | 0.0 | 37.98 |
| 4 | 30 | 01 May 2024 | | 75.46 | 37.4 | 0.78 | 0.0 | 0.0 | 38.18 | 0.0 | 0.0 | 0.0 | 38.18 |
| 5 | 31 | 01 June 2024 | | 37.84 | 37.62 | 0.56 | 0.0 | 0.0 | 38.18 | 0.0 | 0.0 | 0.0 | 38.18 |
| 6 | 30 | 01 July 2024 | | 0.0 | 37.84 | 0.34 | 0.0 | 0.0 | 38.18 | 0.0 | 0.0 | 0.0 | 38.18 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 2.29 | 0.0 | 0.0 | 152.29 | 17.01 | 0.0 | 0.0 | 135.28 |
| 150.0 | 2.87 | 0.0 | 0.0 | 152.87 | 17.01 | 0.0 | 0.0 | 135.86 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
@@ -4217,7 +4215,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "15 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4502
Scenario: Verify Re-amortization with interest pause after re-amortization - interest bearing loan with equal amortization + interest split - UC3.2
When Admin sets the business date to "01 January 2024"
@@ -4292,10 +4289,10 @@ Feature: LoanReAmortization
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.86 | 20.73 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 4 | 30 | 01 May 2024 | | 41.86 | 21.0 | 0.32 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 5 | 31 | 01 June 2024 | | 20.88 | 20.95 | 0.37 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 6 | 30 | 01 July 2024 | | 0.0 | 20.92 | 0.24 | 0.0 | 0.0 | 21.16 | 0.0 | 0.0 | 0.0 | 21.16 |
| 3 | 31 | 01 April 2024 | | 62.84 | 20.73 | 0.59 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 4 | 30 | 01 May 2024 | | 41.84 | 21.0 | 0.32 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 5 | 31 | 01 June 2024 | | 20.88 | 20.96 | 0.36 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 6 | 30 | 01 July 2024 | | 0.0 | 20.88 | 0.24 | 0.0 | 0.0 | 21.12 | 0.0 | 0.0 | 0.0 | 21.12 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0 | 0.0 | 85.08 |
@@ -5163,7 +5160,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "01 January 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4512 @AdvancedPaymentAllocation
Scenario: Verify Loan re-aging trn with Charge-off with interest zero after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC6.1
When Admin sets the business date to "01 January 2024"
@@ -5235,25 +5231,26 @@ Feature: LoanReAmortization
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.98 | 20.59 | 0.73 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 4 | 30 | 01 May 2024 | | 42.08 | 20.91 | 0.41 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 5 | 31 | 01 June 2024 | | 20.76 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 6 | 30 | 01 July 2024 | | 0.0 | 20.76 | 0.0 | 0.0 | 0.0 | 20.76 | 0.0 | 0.0 | 0.0 | 20.76 |
| 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 4 | 30 | 01 May 2024 | | 41.89 | 20.97 | 0.35 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 5 | 31 | 01 June 2024 | | 20.57 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 6 | 30 | 01 July 2024 | | 0.0 | 20.57 | 0.0 | 0.0 | 0.0 | 20.57 | 0.0 | 0.0 | 0.0 | 20.57 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.29 | 0.0 | 0.0 | 102.29 | 17.01 | 0.0 | 0.0 | 85.28 |
| 100.0 | 1.54 | 0.0 | 0.0 | 101.54 | 17.01 | 0.0 | 0.0 | 84.53 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
| 15 April 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 15 April 2024 | Charge-off | 84.53 | 83.57 | 0.96 | 0.0 | 0.0 | 0.0 | false | false |
And Admin creates re-amortization trn on current business date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT" is forbidden as loan was charged-off
# --- close the loan --- #
When Admin sets the business date to "01 May 2024"
When Loan Pay-off is made on "01 May 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C__6.2 @AdvancedPaymentAllocation
Scenario: Verify Loan re-aging trn with accelerate maturity charge-off after re-amortization - interest bearing loan with equal amortization + interest split - UC6.2
When Admin sets the business date to "01 January 2024"
@@ -5320,18 +5317,19 @@ Feature: LoanReAmortization
# --- charge-off the loan --- #
When Admin sets the business date to "15 April 2024"
And Admin does charge-off the loan on "15 April 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods:
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 15 April 2024 | | 0.0 | 83.57 | 1.15 | 0.0 | 0.0 | 84.72 | 0.0 | 0.0 | 0.0 | 84.72 |
| 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 4 | 14 | 15 April 2024 | | 0.0 | 62.86 | 0.35 | 0.0 | 0.0 | 63.21 | 0.0 | 0.0 | 0.0 | 63.21 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.73 | 0.0 | 0.0 | 101.73 | 17.01 | 0.0 | 0.0 | 84.72 |
| 100.0 | 1.54 | 0.0 | 0.0 | 101.54 | 17.01 | 0.0 | 0.0 | 84.53 |
And Admin creates re-amortization trn on current business date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT" is forbidden as loan was charged-off
# --- close the loan --- #
When Loan Pay-off is made on "01 April 2024"
When Loan Pay-off is made on "15 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4514 @AdvancedPaymentAllocation