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FINERACT-2389: incorrect repayment schedule amount calculations for 2nd disb, CI and other actions after re-amortization

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mariiaKraievska
2026-01-20 12:28:43 +01:00
committed by Adam Saghy
parent 0cb23ac5c5
commit 5e6c88ee3a
1 changed files with 24 additions and 26 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanReAmortization.feature
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@@ -3635,7 +3635,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "01 April 2024" When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4496 @AdvancedPaymentAllocation @TestRailId:C4496 @AdvancedPaymentAllocation
Scenario: Verify Loan re-aging trn with 2nd disb after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC1.2 Scenario: Verify Loan re-aging trn with 2nd disb after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC1.2
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
@@ -3709,12 +3708,12 @@ Feature: LoanReAmortization
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | | 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| | | 15 April 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 15 April 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 4 | 30 | 01 May 2024 | | 108.7 | 54.16 | 0.8 | 0.0 | 0.0 | 54.96 | 0.0 | 0.0 | 0.0 | 54.96 | | 4 | 30 | 01 May 2024 | | 108.76 | 54.1 | 0.85 | 0.0 | 0.0 | 54.95 | 0.0 | 0.0 | 0.0 | 54.95 |
| 5 | 31 | 01 June 2024 | | 54.41 | 54.2 | 0.76 | 0.0 | 0.0 | 54.96 | 0.0 | 0.0 | 0.0 | 54.96 | | 5 | 31 | 01 June 2024 | | 54.56 | 54.2 | 0.75 | 0.0 | 0.0 | 54.95 | 0.0 | 0.0 | 0.0 | 54.95 |
| 6 | 30 | 01 July 2024 | | 0.0 | 54.51 | 0.44 | 0.0 | 0.0 | 54.95 | 0.0 | 0.0 | 0.0 | 54.95 | | 6 | 30 | 01 July 2024 | | 0.0 | 54.56 | 0.44 | 0.0 | 0.0 | 55.0 | 0.0 | 0.0 | 0.0 | 55.0 |
Then Loan Repayment schedule has the following data in Total row: Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 2.34 | 0.0 | 0.0 | 202.34 | 17.01 | 0.0 | 0.0 | 185.33 | | 200.0 | 3.23 | 0.0 | 0.0 | 203.23 | 17.01 | 0.0 | 0.0 | 186.22 |
Then Loan Transactions tab has the following data: Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
@@ -3927,7 +3926,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "01 April 2024" When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4499 @AdvancedPaymentAllocation @TestRailId:C4499 @AdvancedPaymentAllocation
Scenario: Verify Loan re-amortization trn with CI after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC2.2 Scenario: Verify Loan re-amortization trn with CI after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC2.2
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
@@ -4001,12 +3999,12 @@ Feature: LoanReAmortization
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | | 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| | | 01 April 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 April 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 4 | 30 | 01 May 2024 | | 75.36 | 37.5 | 0.49 | 0.0 | 0.0 | 37.99 | 0.0 | 0.0 | 0.0 | 37.99 | | 4 | 30 | 01 May 2024 | | 75.46 | 37.4 | 0.78 | 0.0 | 0.0 | 38.18 | 0.0 | 0.0 | 0.0 | 38.18 |
| 5 | 31 | 01 June 2024 | | 37.74 | 37.62 | 0.37 | 0.0 | 0.0 | 37.99 | 0.0 | 0.0 | 0.0 | 37.99 | | 5 | 31 | 01 June 2024 | | 37.84 | 37.62 | 0.56 | 0.0 | 0.0 | 38.18 | 0.0 | 0.0 | 0.0 | 38.18 |
| 6 | 30 | 01 July 2024 | | 0.0 | 37.74 | 0.24 | 0.0 | 0.0 | 37.98 | 0.0 | 0.0 | 0.0 | 37.98 | | 6 | 30 | 01 July 2024 | | 0.0 | 37.84 | 0.34 | 0.0 | 0.0 | 38.18 | 0.0 | 0.0 | 0.0 | 38.18 |
Then Loan Repayment schedule has the following data in Total row: Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 2.29 | 0.0 | 0.0 | 152.29 | 17.01 | 0.0 | 0.0 | 135.28 | | 150.0 | 2.87 | 0.0 | 0.0 | 152.87 | 17.01 | 0.0 | 0.0 | 135.86 |
Then Loan Transactions tab has the following data: Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
@@ -4217,7 +4215,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "15 March 2024" When Loan Pay-off is made on "15 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4502 @TestRailId:C4502
Scenario: Verify Re-amortization with interest pause after re-amortization - interest bearing loan with equal amortization + interest split - UC3.2 Scenario: Verify Re-amortization with interest pause after re-amortization - interest bearing loan with equal amortization + interest split - UC3.2
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
@@ -4292,10 +4289,10 @@ Feature: LoanReAmortization
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.86 | 20.73 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | | 3 | 31 | 01 April 2024 | | 62.84 | 20.73 | 0.59 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 4 | 30 | 01 May 2024 | | 41.86 | 21.0 | 0.32 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | | 4 | 30 | 01 May 2024 | | 41.84 | 21.0 | 0.32 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 5 | 31 | 01 June 2024 | | 20.88 | 20.95 | 0.37 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | | 5 | 31 | 01 June 2024 | | 20.88 | 20.96 | 0.36 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 6 | 30 | 01 July 2024 | | 0.0 | 20.92 | 0.24 | 0.0 | 0.0 | 21.16 | 0.0 | 0.0 | 0.0 | 21.16 | | 6 | 30 | 01 July 2024 | | 0.0 | 20.88 | 0.24 | 0.0 | 0.0 | 21.12 | 0.0 | 0.0 | 0.0 | 21.12 |
Then Loan Repayment schedule has the following data in Total row: Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0 | 0.0 | 85.08 | | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0 | 0.0 | 85.08 |
@@ -5163,7 +5160,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "01 January 2024" When Loan Pay-off is made on "01 January 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4512 @AdvancedPaymentAllocation @TestRailId:C4512 @AdvancedPaymentAllocation
Scenario: Verify Loan re-aging trn with Charge-off with interest zero after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC6.1 Scenario: Verify Loan re-aging trn with Charge-off with interest zero after re-amortization - interest bearing multidisb loan with equal amortization + interest split - UC6.1
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
@@ -5235,25 +5231,26 @@ Feature: LoanReAmortization
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.98 | 20.59 | 0.73 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | | 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 4 | 30 | 01 May 2024 | | 42.08 | 20.91 | 0.41 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | | 4 | 30 | 01 May 2024 | | 41.89 | 20.97 | 0.35 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 5 | 31 | 01 June 2024 | | 20.76 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | | 5 | 31 | 01 June 2024 | | 20.57 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 6 | 30 | 01 July 2024 | | 0.0 | 20.76 | 0.0 | 0.0 | 0.0 | 20.76 | 0.0 | 0.0 | 0.0 | 20.76 | | 6 | 30 | 01 July 2024 | | 0.0 | 20.57 | 0.0 | 0.0 | 0.0 | 20.57 | 0.0 | 0.0 | 0.0 | 20.57 |
Then Loan Repayment schedule has the following data in Total row: Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.29 | 0.0 | 0.0 | 102.29 | 17.01 | 0.0 | 0.0 | 85.28 | | 100.0 | 1.54 | 0.0 | 0.0 | 101.54 | 17.01 | 0.0 | 0.0 | 84.53 |
Then Loan Transactions tab has the following data: Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
| 15 April 2024 | Accrual | 1.54 | 0.0 | 1.54 | 0.0 | 0.0 | 0.0 | false | false |
| 15 April 2024 | Charge-off | 84.53 | 83.57 | 0.96 | 0.0 | 0.0 | 0.0 | false | false |
And Admin creates re-amortization trn on current business date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT" is forbidden as loan was charged-off And Admin creates re-amortization trn on current business date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT" is forbidden as loan was charged-off
# --- close the loan --- # # --- close the loan --- #
When Admin sets the business date to "01 May 2024" When Admin sets the business date to "01 May 2024"
When Loan Pay-off is made on "01 May 2024" When Loan Pay-off is made on "01 May 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C__6.2 @AdvancedPaymentAllocation @TestRailId:C__6.2 @AdvancedPaymentAllocation
Scenario: Verify Loan re-aging trn with accelerate maturity charge-off after re-amortization - interest bearing loan with equal amortization + interest split - UC6.2 Scenario: Verify Loan re-aging trn with accelerate maturity charge-off after re-amortization - interest bearing loan with equal amortization + interest split - UC6.2
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
@@ -5320,18 +5317,19 @@ Feature: LoanReAmortization
# --- charge-off the loan --- # # --- charge-off the loan --- #
When Admin sets the business date to "15 April 2024" When Admin sets the business date to "15 April 2024"
And Admin does charge-off the loan on "15 April 2024" And Admin does charge-off the loan on "15 April 2024"
Then Loan Repayment schedule has 3 periods, with the following data for periods: Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 15 April 2024 | | 0.0 | 83.57 | 1.15 | 0.0 | 0.0 | 84.72 | 0.0 | 0.0 | 0.0 | 84.72 | | 3 | 31 | 01 April 2024 | | 62.86 | 20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0 | 21.32 |
| 4 | 14 | 15 April 2024 | | 0.0 | 62.86 | 0.35 | 0.0 | 0.0 | 63.21 | 0.0 | 0.0 | 0.0 | 63.21 |
Then Loan Repayment schedule has the following data in Total row: Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.73 | 0.0 | 0.0 | 101.73 | 17.01 | 0.0 | 0.0 | 84.72 | | 100.0 | 1.54 | 0.0 | 0.0 | 101.54 | 17.01 | 0.0 | 0.0 | 84.53 |
And Admin creates re-amortization trn on current business date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT" is forbidden as loan was charged-off And Admin creates re-amortization trn on current business date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT" is forbidden as loan was charged-off
# --- close the loan --- # # --- close the loan --- #
When Loan Pay-off is made on "01 April 2024" When Loan Pay-off is made on "15 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4514 @AdvancedPaymentAllocation @TestRailId:C4514 @AdvancedPaymentAllocation